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Executive Summary PLP 2016-17 Thane District EXECUTIVE SUMMARY The theme for the PLP 2016-17 is “Accelerating the pace of capital formation in Agriculture and Allied Sector.” The total geographical area of Thane district is 5,942 sq.km divided into four sub- divisions. There are 7 talukas in Thane district. As per 2011 census, the district has a population of 59.89 lakh. The average density of population is 1,008 per sq.km as against the State position of 365 per sq.km. Of the total population 77% lives in urban areas. The district receives an average normal annual rainfall of 2,517 mm and the actual rainfall during the year 2014-15 was 2,511 mm. The farming in the district is predominantly rainfed and paddy is the main crop grown during Kharif season. Other crops grown are nagali, varai, urad, soyabean, groundnut, etc. Major horticultural crops are mango, cashew and banana. Vegetables are grown under irrigation in Shahapur, Bhiwandi and Murbad talukas. Aqua-culture is the vital activity in coastal blocks with marine, brackish water and inland fisheries. It has thick forest in Shahapur and Murbad talukas. The mineral wealth in the form of sand is excavated from creeks and riverbeds and stone crushing units have come up in Bhiwandi, Kalyan and Thane areas. There are 8 MIDC industrial estates and two co- operative industrial estates in the district. MIDC has established a Millennium Industrial Park in Navi Mumbai. Thane district is fairly well banked with 755 branches of Commercial Banks, 11 branches of Maharashtra Gramin Bank and 63 branches of Thane DCCB. However, concentration of branches (more than 3/4th) is in urban and semi-urban areas. As such tribal belt of the district remains poorly covered in terms of branch network. The ground level credit disbursement under priority sector during the last three years was as under: (` lakh) Sr. Sector 2012-13 2013-14 2014-15 No. 1 Crop loan 21123.96 53294.05 14516.98 2 Agri. Term loan 16339.39 15056.29 12112.49 3 MSME 114673.45 112266.67 118938.48 4 Other Priority Sector 370785.61 381170.83 247477.33 Total 522922.41 561787.84 393045.28 *The targets and achievements for the year 2012-13 and 2013-14 pertains to undivided Thane district. The overall performance of banks under District Credit Plan during the years 2012- 13 and 2013-14 was more than 100%. However, the same during the year 2014-15 was 82.9%. There is need to improve performance under term loans for agriculture and allied activities. RBI has revised the Priority Sector Lending (PSL) norms vide circular dated 23 April 2015 bringing more activities within the definition of priority sector. Accordingly, the composition and content of PLP document have been revised so as to align with the revised guidelines on PSL. Taking into account the new activities brought under the priority sector lending norms, 1 PLP 2016-17 Thane District the assessment of credit potential for priority sector for Thane district for the year 2016-17 has been made at ` 589905.99 lakh. The plan envisages an overall growth of 70.2% over the PLP for 2015-16. The major constraints/critical infrastructure requirements of the district as also infrastructure/linkages identified for various sectors and suggested action plan are given below: • As only 8.2% of net sown area in the district it needs to be increased through construction of small/medium rainwater harvesting structures and adopting watershed approach. Desilting small and medium reservoirs may be taken up. • MSEDCL to provide electricity connections to pending applicants. • Bringing more area under drip and micro irrigation • Cold storages for vegetables/fruits • Thane district has been selected for Alphanso mango AEZ by APEDA. The same may be taken up. • More veterinary dispensaries, AI centers, Live stock market • Breeding farm for rams and bucks • The fish landing centers lack basic amenities for fish landing, cold chain and processing, boat repair and maintenance. • There is a need to expand and strengthen preservation and processing facilities. • The system of warehouse receipts needs to be introduced. • The modern Day Terminal Market proposed in the district to be set up. Area Based Schemes: Considering the large number of small and marginal farmers as also predominantly tribal area, there is a need to promote single purpose small scheme on a cluster basis. Considering substantially large urban population and proximity to the metropolis of Mumbai there is very good potential for marketing of milk and milk products. Therefore, area development scheme on dairy has been prepared in consultation with the line departments and banks. Thrust areas: There is good scope for formation and credit linkage of Self Help Groups (SHGs) and Joint Liability Groups (JLGs) in the district. PESA- In Thane district, 3 blocks have been notified under PESA (Panchayat Extension to Scheduled Areas). There is a need to provide adequate credit in these blocks and hence, credit flow vis-à-vis credit potentials are assessed and focused alongwith various developmental initiatives of NABARD. Conclusion: There is a need for a coordinated approach for enhancing capital formation, strengthening of SAMIS reporting system, better monitoring and review at BLBC/DCC meetings, effective implementation of financial inclusion plans including coverage of oral lessees, tenant farmers into Joint Liability Groups, etc. ***** 2 PLP 2016-17 Thane District BROAD SECTOR-WISE PROJECTIONS-(2016-17) Districts: Thane State: Maharashtra (` lakh) Sr. Sector/Activity PLP No. projections 1 Crop Production 21580.75 2 Term loan for Agriculture and Allied Activities 8795.45 3 Agriculture Infrastructure 1203.02 4 Agriculture Ancillary activities 1455.90 Total Investment under Agriculture and Allied 30376.20 Activities (1+2+3+4) 5 Credit Potential for Micro, Small and Medium Enterprises 161330.75 (MSME) 6 Potential for Export Credit 9000.00 7 Credit Potential for Education 51255.00 8 Credit Potential for Housing 234562.50 9 Credit Potential for Renewal Energy 354.04 10 Credit Potential for Others 98897.50 11 Social Infrastructure involving bank credit 4130.00 Total Priority Sector 589905.99 PLP projections 2016-17- Thane district Crop Production TL for Agriculture & Allied 8795.45 Activities 21580.75 1203.02 Agriculture Infrastructure 4130 1455.9 Agriculture Ancillary activities 354.04 98897.5 161330.75 MSME Export Credit 234562.5 51255 Education 9000 Hous ing Renewal Energy Others Social Infrastructure 3 PLP 2016-17 Thane District SUMMARY OF SECTOR / SUB-SECTOR-WISE PLP PROJECTIONS 2016-17 Districts: Thane State: Maharashtra (` lakh) Sr. Sector Amount No. 1 Crop Production, Maintenance and Marketing 21580.75 Agriculture Term Loan 2 Water Resources 955.63 3 Farm Mechanization 1201.05 4 Plantation & Horticulture 639.61 5 Forestry and Wasteland Development 90.20 6 Animal Husbandry - Dairy Development 1295.37 7 Animal Husbandry - Poultry Development 829.35 8 Animal Husbandry - Sheep, Goat and Piggery Development 501.75 9 Fisheries Development 466.43 10 Others 157.14 Agriculture Infrastructure 11 Storage Godowns / Market Yard 451.50 12 Land Development 470.27 13 Others 281.25 Ancilliary Activities 14 Food and Agro Processing 848.40 15 Others 607.50 Total Agriculture Term loan 8795.45 Total Agriculture (Crop loan + Term loan) 30376.20 16 Credit Potential for Micro, Small and Medium Enterprises 161330.75 (MSME) 17 Potential for Export Credit 9000.00 18 Credit Potential for Education 51255.00 19 Credit Potential for Housing 234562.50 20 Credit Potential for Renewal Energy 354.04 21 Credit Potential for Others 98897.50 22 Social Infrastructure involving bank credit 4130.00 Total Priority Sector 589905.99 4 PLP 2016-17 Thane District MAP OF THANE DISTRICT 5 PLP 2016-17 Thane District District Profile District - Thane State - Maharashtra Division - Konkan 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 4159 Agro-climatic Zone (i) Western Plateau (ii) Hills No. of Sub Divisions 4 No. of Blocks 7 Climate Warm and Humid No. of Villages (Inhabited) 573 Soil Type Sandy and Red Loamy, Coastal Alluvium, Laterite No. of Gram Panchayats 415 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 415900 Normal 2012-13 2013-14 2014-15 Actual Forest Land 137400 Rainfall [in mm] 2517 2942 2242 2511 Area Not Available for Cultivation 86447 Variation from Normal 425 -275 -6 Permanent Pasture and Grazing Land 31000 Availability of Ground Water Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops 25100 [Ham] 13596 2155 11441 Cultivable Wasteland 19000 5. DISTRIBUTION OF LAND HOLDING Current Fallow 12000 Holding Area Classification of Holding Other Fallow 10000 Nos. % to Total Ha. % to Total Net Sown Area 230000 <= 1 Ha 127024 53 51531 12 Total or Gross Cropped Area 238159 >1 to <=2 Ha 51449 22 74477 17 Area Cultivated More than Once NA >2 Ha 59946 25 300895 69 Cropping Intensity [GCA/NSA] 102 Total 238419 100 426903 100 6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators 1485 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers NA Population 5989 3263 2726 802 5187 Agricultural Labourers 754 Scheduled Caste NA NA NA NA NA Workers engaged in Household Industries 234 Scheduled Tribe NA NA NA NA NA Workers engaged in Allied Agro-activities NA Literate (%) NA NA NA NA NA Other workers 2522 BPL NA NA NA NA NA 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 777 Having brick/stone/concrete houses NA Having electricity supply NA Rural Households NA Having source of drinking water NA Having independent toilets NA BPL Households 43 Having access to banking services NA Having radio/tv sets NA 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11.
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