Largest 150 Merchant Acquirers Worldwide 2017

Trans. Trans. Trans. Rank Acquirer, Country (mil.) Rank Acquirer, Country (mil.) Rank Acquirer, Country (mil.) 1 Worldpay, Groupƿ 33,475.3 51 Garanti Bank, Turkey 1,109.0 101 Swiss Post, Switzerland 238.8 2 JPMorgan Chase, Group 21,883.6 52 Sadad Informatics, Iran 1,084.1 102 Cayan, U.S. 237.1 3 Bank of America, U.S. 16,558.0 53 BS Payone, Germany 1,027.3 103 Nedbank, South Africa 232.6 4 First Data, Group 14,803.4 54 UniCredit, Italy 1,015.3 104 Al Rajhi Bank, Saudi Arabia 230.5 5 Global Payments, Groupǀ 11,315.1 55 Aeon Financial Serv., Japan 1,003.4 105 SEB Group, Estonia 229.7 6 Sberbank, Russia 9,035.6 56 Pasargad Elec. Payment, Iran 971.6 106 Mabna Card Aria, Iran 221.3 7 Cielo, Group 7,521.4 57 Intesa Sanpaolo, Italy 949.1 107 T. Halk Bankasi, Turkey 209.0 8 Citi Merchant Serv., U.S. 7,336.8 58 Yapi Kredi Bank, Turkey 860.6 108 National Bank, Greece 193.4 9 Barclays, United Kingdom 6,886.1 59 Desjardins (Monetico), Canada 839.3 109 Sayan Card, Iran 191.6 10 Wells Fargo, U.S. 5,713.4 60 Absa Bank, South Africa 809.1 110 Vakifbank, Turkey 190.0 11 Elavon, Group 5,491.0 61 T. Isbank, Turkey 798.3 111 QNB Finansbank, Turkey 187.4 12 China UMS, China 5,375.3 62 Pardakht Novin Arian, Iran 760.9 112 Stone, Brazil 186.7 13 BC Card, South Korea 4,901.0 63 No. American Bancard, U.S. 726.4 113 Electronic Payments, U.S. 186.6 14 Rede, Brazil 4,095.6 64 Credit Saison, Japan 713.0 114 Kasikornbank, Thailand 181.4 15 Moneris Solutions, Canada 3,708.6 65 4CKʘGKUGP$CPM, Austria 706.0 115 T.C. Ziraat Bankasi, Turkey 181.0 16 Behpardakht Mellat, Iran 3,547.3 66 Merrick Bank, U.S. 684.3 116 NCCC, Taiwan 176.1 17 Nets, Denmark 3,509.1 67 AIB Merchant Serv., Ireland 681.5 117 Denizbank, Turkey 175.6 18 Credit Mutuel CIC, France 3,255.5 68 PNC Merchant Services, U.S. 663.3 118 Clearent, U.S. 173.3 19 Credit Agricole, France 3,228.7 69 First Natl Bank, South Africa 650.9 119 Intuit, U.S. 164.0 20 KB Kookmin, South Korea 2,945.3 70 Market Pay, France 638.0 120 Card Complete, Austria 154.7 21 Swedbank, Sweden 2,809.8 71 Concardis, Germany 617.3 121 Borgun, Iceland 154.3 22 JCB, Japan 2,728.1 72 Fanava Card, Iran 617.1 122 Gravity Payments, U.S. 153.4 23 Saman e-Pay, Iran 2,695.8 73 Banco de Sabadell, Spain 577.4 123 Turk Ekonomi Bankasi, Turkey 150.7 24 EVO, Group 2,629.2 74 Akbank, Turkey 569.9 124 Bancolombia, Colombia 145.9 25 Asan Pardakht Persian, Iran 2,346.5 75 SunTrust Merchant Serv., U.S. 526.4 125 Orient Corp., Japan 144.0 26 BBVA, Group 2,193.2 76 Handelsbanken, Sweden 507.2 126 FIS, U.S. 143.8 27 ANZ, Group 2,171.6 77 Priority Payment Sys., U.S. 501.0 127 Alpha Bank, Greece 142.9 28 Parsian E-Commerce, Iran 2,131.0 78 iPayment, U.S. 476.0 128 MLS Direct Network, U.S. 141.8 29 Santander, Group 1,952.9 79 Gazprombank, Russia 463.5 129 Promsvyazbank, Russia 134.9 30 Worldline, Belgium 1,915.1 80 BAC Credomatic, Group 461.6 130 Redwood Merch. Serv., U.S. 131.5 31 Commonwealth, Australia 1,809.1 81 Standard Bank, South Africa 456.4 131 Paya, U.S. 130.1 32 BPCE, France 1,765.0 82 Unicre, Portugal 443.5 132 PrivatBank, Ukraine 127.9 33 BNP Paribas, France 1,716.0 83 Shift4Payments, U.S. 439.6 133 Mashreq Bank, U.A.E. 125.6 34 Westpac, Australia 1,633.3 84 Wirecard Asia-Pac., Singaporeǁ 439.4 134 i3 Verticals, U.S. 124.9 35 Samsung Card, South Korea 1,571.4 85 La Banque Postale, France 436.3 135 Natl Comm., Saudi Arabia 124.8 36 Nexi Payments, Italy 1,537.9 86 Bambora, Sweden 393.7 136 Key Bank, U.S. 123.8 37 Societe Generale, France 1,512.3 87 Evertec, Group 356.8 137 Bank Mandiri, Indonesia 122.6 38 Hyundai Card, South Korea 1,483.3 88 Bankia, Spain 351.0 138 First Abu Dhabi Bank, U.A.E. 122.4 39 Mitsubishi UFJ NICOS, Japan 1,453.5 89 Russian Standard, Russia 342.8 139 Alfa Bank, Russia 122.0 40 TSYS/TransFirst, U.S. 1,372.9 90 CSOB, Czech Republic 325.2 140 Services, U.S. 119.5 41 TD Merchant Sol., Group 1,323.4 91 VisaNet, Peru 321.9 141 Hang Seng, Hong Kong 115.4 42 Iran Kish , Iran 1,309.0 92 First Amer. Pymt. Sys., U.S. 321.1 142 HSBC, Mexico 114.8 43 Six Payment Serv., Switzerland 1,294.9 93 Banorte, Mexico 320.2 143 BNL Positivity, Italy 114.7 44 VTB Bank, Russia 1,280.2 94 Toyota Finance, Japan 307.9 144 United Merchant Serv., U.S. 109.9 45 Comercia, Spain 1,270.5 95 Valitor, Iceland 305.0 145 State Bank of India, India 101.5 46 Natl Australia Bank, Australia 1,233.6 96 Paysafe, U.S. 270.7 146 KB Smart Pay, Czech Republic 100.5 47 Transbank, Chile 1,232.2 97 CTBC, Taiwan 269.9 147 Integrity Pymt. Sys., U.S. 98.1 48 Ingenico Pymt Serv, Germany 1,215.2 98 Vero, Brazil 262.6 148 CardNet, Dominican Republic 93.6 49 Prisma Medios de Pago, Arg. 1,187.2 99 Network Intl, U.A.E. 239.8 149 Banco Davivienda, Colombia 90.8 50 Lloyds Cardnet MS, U.K. 1,118.3 100 BB&T, U.S. 239.7 150 Scotiabank, Group 89.1 Ranked by all purchase transactions (Visa, Mastercard, UnionPay, , Discover, Diners Club, JCB, domestic debit and domestic credit) by country. Group includes transactions from all countries in which the company is an acquirer. ƿ+PENWFGU8CPVKXǀEstimate. ǁ(QTOGTN[%KVK#UKC2CEKʙE © 2018 The Nilson Report

© 2018 HSN Consultants, Inc. THE NILSON REPORT SEPTEMBER 2018 / ISSUE 1139 / THE NILSON REPORT 11