Top Local Lenders

Total Page:16

File Type:pdf, Size:1020Kb

Top Local Lenders TOP LENDERS ATHOL SAVINGS BANK BEVERLY COOPERATIVE BANK CAPE COD COOPERATIVE BANK CLINTON SAVINGS BANK DEDHAM INSTITUTION FOR EXP,PX EXP 121 Main St. 200 Church St. SAVINGS 196 Timpany Blvd. 254 Cabot St. Yarmouth Port, MA 02675 Clinton, MA 01510 EXP,PX Gardner, MA 01440 Beverly, MA 01915 508-362-7358 • 508-375-0430 F 978-365-3475 • 978-365-3718 F 55 Elm St. 978-632-7903 • 978-632-2456 F 978-921-2387 • 978-922-9060 F Dedham, MA 02026 CAPE COD FIVE CENTS SAVINGS CNL COMMERCIAL LENDING 781-329-6700 • 781-320-4894 F AVIDIA BANK BEVERLY NATIONAL BANK BANK CORP. 42 Main St. 240 Cabot St. P.O. Box 10 26137 La Paz Rd., Ste. 102 DIGITAL FEDERAL CREDIT UNION Hudson, MA 01749 Beverly, MA 01915 Orleans, MA 02653 Mission Viejo, CA 92691 EXP,PX 978-567-3501 • 978-567-3603 F 978-922-2100 • 978-921-8452 F 508-240-0555 • 508-240-0222 F 949-452-0929 • 949-452-0933 F P.O. Box 9130 Marlborough, MA 01752-9130 BANK OF AMERICA BOSTON PRIVATE BANK & TRUST CAPITAL ONE FEDERAL SAVINGS COASTWAY CREDIT UNION 508-804-9044 • 508-804-3620 F PLP,EXP,CX,PX CO. BANK PLP,EXP,PX 10 Mall Rd. EXP,PX EXP One Coastway Plaza DUKES COUNTY SAVINGS BANK Burlington, MA 01803 Ten Post Office Sq. 15000 Capital One Dr. Cranston, RI 02903 EXP 800-263-2055 Boston, MA 02109 Richmond, VA 23238 401-453-0618 • 401-455-3299 F P.O. Box 1069 617-912-4252 • 617-912-4554 F 804-284-1035 • 804-284-1866 F Edgartown, MA 02539 BANK OF CANTON COMERICA BANK 508-627-1346 • 508-627-7588 F EXP BRANCH BANKING & TRUST CATHAY BANK PLP,EXP,PX 557 Washington St. PLP,EXP,PX PLP,EXP,PX Mail Code 6629/P.O. Box 4167 EAGLE BANK Canton, MA 02021 5901-C Peachtree Dunwoody Rd., 621 Washington St. Houston, TX 77210 466 Broadway 781-830-6220 Ste. 420 Boston, MA 02111 713-888-2660 Everett, MA 02149 Atlanta, GA 30328 617-338-4700 • 617-338-1674 F 617-394-3631 • 617-387-3393 F BANK OF CAPE COD 866-666-8593 • 770-551-8781 F COMMERCE BANK & TRUST CO. EXP,PX CENTRAL CO-OPERATIVE BANK EXP,PX EAST CAMBRIDGE SAVINGS BANK 232 Main St. BRIDGEWATER CREDIT UNION EXP 386 Main St./P.O. Box 15020 344 Cambridge St. Hyannis, MA 02601 EXP,PX 399 Highland Ave. Worcester, MA 01615-0020 Cambridge, MA 02141 508-568-2303 • 508-420-8858 F 75 Main St. Somerville, MA 02144 508-797-6984 • 508-797-6933 F 617-551-2419 • 617-551-2582 F Bridgewater, MA 02324 617-629-4325 • 617-629-4308 F BANK OF FALL RIVER 508-279-2443 COMMONWEALTH NATIONAL EASTERN BANK EXP,PX CENTURY BANK BANK PLP,EXP,PX P.O. Box 591 BRIDGEWATER SAVINGS PLP,EXP,PX EXP One Eastern Pl., EP4-20 Fall River, MA 02722 EXP,PX 400 Mystic Ave. 33 Waldo St./P.O. Box 830 Lynn, MA 01901 508-678-7655 • 508-679-8936 F 756 Orchard St. Medford, MA 02155 Worcester, MA 01613-0830 781-598-7378 • 781-596-4591 F Raynham, MA 02767-1028 781-393-5023 • 781-393-4073 F 508-793-8308 • 508-793-8321 F BANK OF NEW ENGLAND 508-884-3370 • 508-884-3391 F EASTHAMPTON SAVINGS BANK P.O. Box 840 CHARLES RIVER BANK COMMUNITY BANK (THE) 36 Main St./P.O. Box 351 Windham, NH 03087 BRISTOL COUNTY SAVINGS BANK EXP,PX EXP,PX Easthampton, MA 01027 603-890-1600 • 603-890-1699 F 502 State Rd. 70 Main St. 337 Cotuit Rd. 413-527-4111 • 413-527-6107 F Dartmouth, MA 02747 Medway, MA 02053 Sandwich, MA 02563 BANK RHODE ISLAND 508-993-3472 • 508-993-0253 F 508-533-8661 • 508-533-4462 F 508-833-5111 • 508-833-6024 F EDGARTOWN NATIONAL BANK PLP,EXP,PX EXP,PX One Turks Head Pl., 16th Fl. BROOKLINE BANK CHICOPEE SAVINGS BANK COMMUNITY SOUTH SMALL P.O. Box 96 Providence, RI 02903 EXP PLP,EXP BUSINESS LENDING Edgartown, MA 02539 401-456-5000 • 401-456-5021 F 201 Salem St. 70 Center St. 8 Faneuil Hall, 3rd Fl. 508-627-1100 • 508-627-1133 F Medford, MA 02155 Chicopee, MA 01013 Boston, MA 02109 BANKFIVE 781-393-2807 • 781-393-2878 F 413-598-3157 • 413-594-8894 F 617-973-6433 • 617-973-5198 F ENTERPRISE BANK & TRUST CO. EXP,PX EXP,PX 79 N. Main St. BUSINESS LENDERS, LLC CIT SMALL BUSINESS LENDING COUNTRY BANK FOR SAVINGS 237 Littleton Rd. Fall River, MA 02720 PLP PLP,PX 75 Main St. Westford, MA 01886 774-888-6133 • 508-679-3530 F 50 State House Sq. 125 Church St., Unit 90-344 Ware, MA 01082-2003 978-656-5551 • 978-692-8300 F Hartford, CT 06119 Pembroke, MA 02359 413-967-6221 • 413-967-0386 F BAY STATE SAVINGS BANK 860-244-9202 • 860-895-6052 F 781-294-2244 • 781-294-2264 F EQUITABLE COOPERATIVE BANK EXP,PX CRESCENT CREDIT UNION EXP 28 Franklin St. CAMBRIDGE SAVINGS BANK CITIBANK EXP,PX 400 Broadway Worcester, MA 01608 1374 Massachusetts Ave. PLP,EXP P.O. Box 4290 Lynn, MA 01904 508-890-9043 • 508-751-6454 F Cambridge, MA 02138 800 Boylston St., 24th Fl. Brockton, MA 02303 781-599-5600 • 781-598-2628 F 617-441-4333 • 617-234-7227 F Boston, MA 02199 508-580-6511 • 508-559-5433 F BEN FRANKLIN SAVINGS BANK 617-247-6330 EVERETT CO-OPERATIVE BANK PLP,EXP CAMBRIDGE TRUST COMPANY DANVERSBANK EXP P.O. Box 309 EXP CITIZENS BANK PLP,EXP 419 Broadway Franklin, MA 02038 1336 Massachusetts Ave. PLP,EXP,CX,PX One Conant St. Everett, MA 02149 508-528-7000 • 508-520-8359 F Cambridge, MA 02138 480 Jefferson Blvd. Danvers, MA 01923 617-387-1110 • 617-381-0924 F 617-441-1451 • 617-441-1457 F Warwick, RI 02886 978-646-0318 • 978-762-6216 F BERKSHIRE BANK 401-468-6127 • 401-734-5621 F FAMILY FIRST BANK DEAN CO-OPERATIVE BANK PLP,EXP,PX CAPE ANN SAVINGS BANK EXP CITIZENS-UNION SAVINGS BANK 21 Main St. P.O. Box 1567 EXP 40 Main St./P.O. Box 849 EXP Franklin, MA 02038 Manchester Center, VT 05255 109 Main St. Ware, MA 01082-0849 P.O. Box 1311 508-528-0088 • 508-541-5684 F 802-549-5201 • 802-362-4101 F Gloucester, MA 01930 413-967-6271 • 413-967-9753 F Fall River, MA 02722-1311 978-283-0246 • 978-281-5264 F 508-675-7641 • 508-675-4369 F PLP - Preferred Lenders Program EXP - SBAExpress CX - CommunityExpress PX - Patriot Express Visit us online: www.sba.gov/ma MASSACHUSETTS Small Business Resource — 41 TOP LENDERS FIDELITY BANK PLP,EXP,PX INDEPENDENCE BANK MASS. BUSINESS DEVELOPMENT MILLBURY SAVINGS BANK EXP,PX P.O. Box 1345 PLP,EXP PLP EXP 9 Leominster Connector Greenfield, MA 01302 1370 S. County Tr. 500 Edgewater Dr., Ste. 555 109 Elm St. Leominster, MA 01453 413-772-5000 • 413-773-5152 F East Greenwich, RI 02818 Wakefield, MA 01880 Millbury, MA 01527 978-870-1436 • 978-345-0538 F 401-471-6300 • 401-471-6298 F 781-928-1100 • 781-928-1101 F 508-581-6226 • 508-865-4143 F GREENFIELD SAVINGS BANK FIRST CITIZENS' FEDERAL CREDIT PLP,EXP INNOVATIVE BANK MASSBANK MILLENNIUM BCPBANK UNION P.O. Box 1537 PLP,EXP,CX,PX 50 Central St. EXP,PX P.O. Box 270 Greenfield, MA 01032 360 14th St. Lowell, MA 01852 440 Stafford Rd. Fairhaven, MA 02719 413-774-5000 Oakland, CA 94612 978-446-9340 • 978-446-9343 F Fall River, MA 02721-2552 508-979-4757 • 508-999-4626 F 866-812-1216 • 510-899-6896 F 508-324-1891 • 508-324-4785 F MAYFLOWER CO-OPERATIVE GREYLOCK FEDERAL CREDIT BANK FIRST NATIONAL BANK OF UNION INSTITUTION FOR SAVINGS IN MONSON SAVINGS BANK EXP IPSWICH PLP,EPX,PX NEWBURYPORT EXP,PX 30 S. Main St. 31 Market St. 150 West St. 312 Havenhill Rd. 197 Main St. Middleboro, MA 02346 Ipswich, MA 01938 Pittsfield, MA 01201-9114 Rowley, MA 01969 Monson, MA 01057 508-947-4343 • 508-947-7843 F 978-356-8117 • 978-356-1002 F 413-236-4000 • 413-443-0292 F 978-225-1387 413-267-1205 • 413-267-0384 F MECHANICS CO-OPERATIVE BANK MT. WASHINGTON BANK FIRST TRADE UNION BANK HAMPDEN SAVINGS BANK IPSWICH CO-OPERATIVE BANK EXP EXP PLP,EXP,CX,PX EXP 2 Depot Sq./P.O. Box 32 P.O. Box 552 430 W. Broadway One Harbor St., Ste. 201 19 Harrison Ave./P.O. Box 2048 Ipswich, MA 01938 Taunton, MA 02780 South Boston, MA 02127 Boston, MA 02210 Springfield, MA 01102-2048 978-356-3600 • 978-356-5368 F 508-823-7744 • 508-880-7068 F 857-524-1059 • 617-464-0025 F 800-242-7320 413-452-5144 • 413-452-5149 F JEANNE D'ARC CREDIT UNION MEDICAL AREA FEDERAL CREDIT NANTUCKET BANK FLORENCE SAVINGS BANK HANSCOM FEDERAL CREDIT 658 Merrimack St. UNION 104 Pleasant St./P.O. Box 988 PLP,EXP,PX UNION Lowell, MA 01854 EXP,PX Nantucket, MA 02554 85 Main St. 1610 Eglin St. 978-323-4710 • 978-442-1715 F 365 Boylston St. 508-228-0580 • 508-325-5758 F Florence, MA 01062 Hanscom AFB, MA 01731 Brookline, MA 02445 413-587-1724 • 413-585-9399 F 781-698-2202 LEADER BANK NATIONAL COOPERATIVE BANK EXP,PX 617-278-5615 • 617-278-5650 F EXP FRAMINGHAM CO-OPERATIVE HARBOR ONE CREDIT UNION 180 Massachusetts Ave.
Recommended publications
  • Causes and Consequences of Recent Bank Failures
    United States Government Accountability Office Report to Congressional Committees GAO January 2013 FINANCIAL INSTITUTIONS Causes and Consequences of Recent Bank Failures GAO-13-71 January 2013 FINANCIAL INSTITUTIONS Causes and Consequences of Recent Bank Failures Highlights of GAO-13-71, a report to congressional committees Why GAO Did This Study What GAO Found Between January 2008 and December Ten states concentrated in the western, midwestern, and southeastern United 2011—a period of economic downturn States—all areas where the housing market had experienced strong growth in in the United States—414 insured the prior decade—experienced 10 or more commercial bank or thrift (bank) U.S. banks failed. Of these, 85 percent failures between 2008 and 2011 (see below). The failures of the smaller banks or 353 had less than $1 billion in (those with less than $1 billion in assets) in these states were largely driven by assets. These small banks often credit losses on commercial real estate (CRE) loans. The failed banks also had specialize in small business lending often pursued aggressive growth strategies using nontraditional, riskier funding and are associated with local sources and exhibited weak underwriting and credit administration practices. The community development and rapid growth of CRE portfolios led to high concentrations that increased the philanthropy. These small bank failures banks’ exposure to the sustained real estate and economic downturn that began have raised questions about the contributing factors in the states with in 2007. GAO’s econometric model revealed that CRE concentrations and the the most failures, including the use of brokered deposits, a funding source carrying higher risk than core possible role of local market conditions deposits, were associated with an increased likelihood of failure for banks across and the application of fair value all states during the period.
    [Show full text]
  • Kyung Cho, Et Al. V. UCBH Holdings, Inc., Et Al. 09-CV-04208
    Case3:09-cv-04208-JSW Document217 Filed01/09/12 Page1 of 81 1 Laurence M. Rosen, Esq. (CSB# 219683) THE ROSEN LAW FIRM, P.A. 2 355 South Grand Avenue, Suite 2450 Los Angeles, CA 90071 3 Tel: (213) 785-2610 Fax: (213) 226-4684 4 Email: [email protected] 5 -and- 6 Phillip Kim, Esq. (pro hac vice) THE ROSEN LAW FIRM, P.A. 7 275 Madison Avenue, 34th Floor New York, New York 10016 8 Telephone: (212) 686-1060 Facsimile: (212) 202-3827 9 Email: [email protected] 10 Lead Counsel for Plaintiffs and Class 11 IN THE UNITED STATES DISTRICT COURT 12 NORTHERN DISTRICT OF CALIFORNIA SAN FRANCISCO DIVISION 13 14 Case No.: CV-09-4208-JSW KYUNG CHO; REX DECHAKUL; AND CV-09-4429-JSW 15 CV-09-4449-JSW DAVID HWANG, INDIVIDUALLY AND CV-09-4513-JSW 16 ON BEHALF OF ALL OTHERS CV-09-4505-JSW SIMILARLY SITUATED, 17 CONSOLIDATED THIRD AMENDED Plaintiffs, COMPLAINT FOR VIOLATIONS OF 18 THE FEDERAL SECURITIES LAWS vs. 19 CLASS ACTION 20 UCBH HOLDINGS, INC.; THOMAS S. WU; THOMAS YU; EBRAHIM SHABUDIN; JURY TRIAL DEMANDED 21 CRAIG ON; DENNIS WU; ROBERT Hon. Jeffrey S. White 22 NAGEL; JOHN M. KERR; DANIEL M. GAUTSCH; DOUGLAS MITCHELL; 23 BURTON D. THOMPSON; JOHN CINDEREY; JOSEPH J. JOU; PIN PIN 24 CHAU; LI-LIN KO; QINGYUAN WAN; 25 GODWIN WONG; DAVID NG; DANIEL P. RILEY; RICHARD LI-CHUNG WANG; and 26 JOHN DOES 1-10, 27 Defendants. 28 1 CONSOLIDATED THIRD AMENDED COMPLAINT FOR VIOLATIONS OF THE FEDERAL SECURITIES LAWS-- Case no. CV-09-4208-JSW Case3:09-cv-04208-JSW Document217 Filed01/09/12 Page2 of 81 1 2 Lead Plaintiff Kyung Cho and named plaintiffs Rex DeChakul and David Hwa 3 (collectively the “Plaintiffs”) individually and on behalf of all other persons similarly situated, 4 their undersigned attorneys, allege in this Consolidated Second Amended Complaint ( 5 “Complaint”) the following upon knowledge with respect to their own acts, and upon 6 obtained through an investigation conducted by their counsel.
    [Show full text]
  • Judge Rules in Favor of Bank Over Contractor in Boston Condo Suit
    Reprinted from the online article featured on July 22nd, 2009 Judge Rules In Favor Of Bank Over Contractor In Boston Condo Suit BY PAUL MCMORROW | BANKER & TRADESMAN STAFF WRITER inchester contrac- closed soon after. It took paid monthly invoices. ment loan] advances will tor AJ Martini Inc. ownership of the project The suit was the most continue to have priority Wis out more than with a $17.5 million bid at significant challenge to over a lien.” $4.6 million after a Suf- auction. the state’s mechanic’s lien Martini sought $5.2 folk County Superior Martini sued TD Ban- law in more than a de- million in the suit, in- Court judge upheld a dis- kNorth, arguing that its cade, and reiterates what cluding $4.6 million for puted state statute, pro- bills should be paid be- many Bay State lenders unpaid work, and more tecting TD BankNorth fore the bank recouped have long assumed - that, than $600,000 in retainage from subordinating its money on its own devel- under normal circum- fees. Lauriat’s ruling only construction loan to Mar- opment loan. The con- stances, they can advance awarded Martini the re- tini on a now foreclosed- tractor said that the bank development loans over tainage fee. upon downtown Boston knew Broadluxe’s devel- mechanic’s liens and re- AJ Martini chairman condo development. oper was skating on dan- tain repayment priority. Paul Martini called the Martini was the con- gerously thin ice, but re- “The decision provides ruling “disappointing,” tractor on the Broadluxe mained silent. certainty to the lending and told Banker & Trades- condominium project at However, Judge Peter community and the de- man his firm is still con- 99-105 Broad St.
    [Show full text]
  • General Banking Activities”
    View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by BRAC University Institutional Repository Internship Report On “GENERAL BANKING ACTIVITIES” Of United Commercial Bank (Mirpur Road Branch) SUBMITTED TO Feihan Ahsan Lecturer Brac University SUPERVISED BY Amalendu Roy Branch Manager United Commercial Bank Limited SUBMITTED BY Humayra Haseen ID – 11304020 Major: Human Resource Management Minor: Finance LETTER OF TRANSMITTAL Date: 08.09.2015 To Feihan Ahsan Lecturer Brac University Through Amalendu Roy Branch Manager United Commercial Bank Limited Subject: Submission of Internship Report Dear Sir, It was a privilege and great pleasure for me to submit my internship report titled “GENERAL BANKING ACTIVITIES OF UCBL” that has been prepared as an essential part of my degree requirement. As you know, I had completed my internship in Mirpur branch of United Commercial Bank Limited which I got the chance to prepare my internship report on the above topic. While preparing this report I went through broad literature assessment and discussed with high bank officials. Surely ahead of any doubt it improves my understanding and also builds up my learning skill. I hope to meet your expectation from this report. I would be obliged to receive your propositions and remarks regarding this. Sincerely Yours Humayra Haseen ID – 11304020 Major: Human Resource Management Minor: Finance Department of Business Administration i STUDENT’S DECLARATION I, Humayra Haseen, student of Business Administration, Brac University, hereby state that the report offered in the name “GENERAL BANKING ACTIVITIES OF UCBL” Mirpur Road Branch, Dhanmondi, Dhaka, has been prepared and carried by me under the supervision of Amalendu Roy, Branch manager, United Commercial Bank Limited.
    [Show full text]
  • Investor Presentation
    Company Profile and Investment Overview East West Bancorp | Nasdaq: EWBC December 31, 2014 Safe Harbor Statement This presentation may include forward-looking statements that involve inherent risks and uncertainties. East West Bancorp, Inc. cautions readers that a number of important factors could cause actual results to differ materially from those in any forward-looking statements. These factors include economic conditions and competition in the geographic and business areas in which East West Bancorp and its subsidiaries operate, inflation or deflation, fluctuation in interest rates, legislation and governmental regulations, investigation of acquired banks and other factors discussed in the company’s filings with the SEC. 2 Our Vision To be recognized as the Premier Bridge between East and West, and acknowledged for delivering relationship driven financial solutions to an increasingly diverse and sophisticated customer base. 3 East West Today* • Headquartered in Pasadena, California, East West Bank is a commercial bank with focus on the U.S. and Greater China markets • Market Capitalization of $5.74 Billion › 24th Largest Market Capitalization in the U.S. for Public Banks • Total Assets of $28.7 Billion › 30th Largest Public Bank in the U.S. by Assets › 2nd Largest Independent Bank Headquartered in Southern California • Ranked in the Top 20 of the 100 Best Banks in America by Forbes in 2014 for the fifth consecutive year • Over 130 Locations Worldwide • Five Full Service Branches in Greater China • 2,700 Employees *Market capitalization is as of February 27, 2015. Financial information as of most recently reported figures, December 31, 2014. 4 Top 25 Banks by Market Capitalization Market Capitalization Market Capitalization at 2/27/15 at 2/27/15 Rank Company (in billions) Rank Company (in billions) 1 Wells Fargo & Company $282.29 14 M&T Bank Corporation $16.08 2 JPMorgan Chase & Co.
    [Show full text]
  • Minority Banks in New York City: Is the Community Reinvestment Act Relevant?
    Journal of Civil Rights and Economic Development Volume 25 Issue 3 Volume 25, Spring 2011, Issue 3 Article 4 Minority Banks in New York City: Is the Community Reinvestment Act Relevant? Tarry Hum Follow this and additional works at: https://scholarship.law.stjohns.edu/jcred This Article is brought to you for free and open access by the Journals at St. John's Law Scholarship Repository. It has been accepted for inclusion in Journal of Civil Rights and Economic Development by an authorized editor of St. John's Law Scholarship Repository. For more information, please contact [email protected]. MINORITY BANKS IN NEW YORK CITY: IS THE COMMUNITY REINVESTMENT ACT RELEVANT? TARRY HUM, PH.D.* INTRODUCTION The United States has a long history of minority banks formed to meet the credit needs of populations excluded from mainstream financial institutions. Minority banks continue to be a prominent part of locally- based economic landscapes, but their record in individual asset building (e.g., homeownership) and community economic development is uneven at best. A recent example is Massachusetts-based OneUnited Bank, established by African Americans to underwrite the revitalization of urban poor neighborhoods. A long time advocate of minority banks, Congresswoman Maxine Waters is now a focus of a Congressional ethics committee inquiry on charges that she used her influence to arrange a meeting between OneUnited Bank representatives and US Treasury Department officials. While the media has covered extensively Congresswoman Waters' close personal ties to OneUnited Bank, what may be of greater consequence for African American communities is the nominal number of bank loans for community improvement.' In addition to an uneven role in community development, the demographic composition of minority banks has transformed in the past decades.
    [Show full text]
  • Application Activity
    ANNUAL REPORT FROM THE SUPERINTENDENT OF THE BUREAU OF FINANCIAL INSTITUTIONS TO THE LEGISLATURE PREPARED BY THE STAFF OF THE MAINE BUREAU OF FINANCIAL INSTITUTIONS January 15, 2008 John Elias Baldacci Lloyd P. LaFountain III Governor Acting Commissioner, PFR Superintendent, BFI INTRODUCTION This edition of the “Annual Report from the Superintendent of the Bureau of Financial Institutions to the Legislature” describes the Bureau of Financial Institutions’ (“Bureau”) mission and role as Maine’s primary regulator of state-chartered financial institutions. In addition, this Report summarizes the condition of Maine’s financial institutions and some of the challenges facing the industry as well as its regulators. The Bureau is Maine’s primary regulator of state-chartered financial institutions. The statutory mission of the Bureau is to ensure the strength, stability and efficiency of the financial institutions that it regulates, encourage the development and expansion of financial services, ensure reasonable and orderly competition, protect consumers against unfair practices by institutions that provide consumer credit, provide consumer education, and encourage the development of economically sound credit practices. In 2007, the Bureau provided supervision to 49 state-chartered financial institutions. The financial institutions supervised by the Bureau in 2007 included credit unions, savings and loan associations, commercial banks, savings banks and limited- purpose banks. To ensure the safe and sound operation of these regulated entities and the protection of consumers, the Bureau is charged with enforcing the Maine Banking Code (Title 9-B) and the Maine Consumer Credit Code (Title 9-A). The Bureau’s code enforcement and supervisory efforts utilize a two-pronged approach.
    [Show full text]
  • Case 4:08-Cv-40054-FDS Document 42 Filed 05/20/08 Page 1 of 21
    Case 4:08-cv-40054-FDS Document 42 Filed 05/20/08 Page 1 of 21 UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS _______________________________________ ) COMMERCE BANK & TRUST ) COMPANY, ) ) Plaintiff, ) Civil Action No. ) 08-40054-FDS v. ) ) TD BANKNORTH, INC., TD BANK ) FINANCIAL GROUP, THE TORONTO- ) DOMINION BANK, and COMMERCE ) BANCORP, INC., ) ) Defendants. ) _______________________________________) MEMORANDUM ON PLAINTIFF’S MOTION FOR A PRELIMINARY INJUNCTION SAYLOR, J. This is an action for trademark infringement. Plaintiff Commerce Bank & Trust Company (“Commerce Bank”) is a bank headquartered in Worcester, Massachusetts. In March 2008, defendants Toronto-Dominion Bank, TD Bank Financial Group, and TD Banknorth, Inc., announced plans to merge TD Banknorth with Commerce Bancorp, Inc. (“Commerce Bancorp”). Defendants have announced that they intend to rename the combined entities “TD Commerce Bank.” Commerce Bank has moved for a preliminary injunction against the defendants’ use of the “Commerce Bank” or “TD Commerce Bank” marks. The Court granted Commerce Bank’s motion in a preliminary injunction order dated May 7, 2008. This memorandum sets forth the basis for that decision. Case 4:08-cv-40054-FDS Document 42 Filed 05/20/08 Page 2 of 21 I. Factual Background A. Commerce Bank Commerce Bank is a bank headquartered in Worcester, Massachusetts, with twelve branches located in the central part of the commonwealth.1 It has operated continuously since 1955. It offers a wide variety of banking services to the public, including commercial and consumer loans and mortgages as well as various deposit products and services. It has more than 30,000 current customers; its deposit customers are heavily concentrated in Worcester County, with some number in adjoining Middlesex County.
    [Show full text]
  • Investor Presentation November 2017
    Investor Presentation November 2017 NASDAQ: RBB Forward‐Looking Statements Certain matters set forth herein (including the exhibits hereto) constitute forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including forward‐looking statements relating to the Company’s current business plans and expectations and our future financial position and operating results. These forward‐looking statements are subject to risks and uncertainties that could cause actual results, performance and/or achievements to differ materially from those projected. These risks and uncertainties include, but are not limited to, local, regional, national and international economic and market conditions and events and the impact they may have on us, our customers and our assets and liabilities; our ability to attract deposits and other sources of funding or liquidity; supply and demand for real estate and periodic deterioration in real estate prices and/or values in California or other states where we lend, including both residential and commercial real estate; a prolonged slowdown or decline in real estate construction, sales or leasing activities; changes in the financial performance and/or condition of our borrowers, depositors or key vendors or counterparties; changes in our levels of delinquent loans, nonperforming assets, allowance for loan losses and charge‐offs; the costs or effects of acquisitions or dispositions we may make, whether we are able to obtain any required governmental approvals in connection with
    [Show full text]
  • 2008 – December
    DEPARTMENT OF FINANCIAL INSTITUTIONS SUMMARY OF PENDING APPLICATIONS AS OF DECEMBER 2008 APPLICATION TYPE PAGE NO. BANK APPLICATION NEW BANK 1 ACQUISITION OF CONTROL 2 CONVERSION TO STATE CHARTER 3 NEW BRANCH 3 NEW PLACE OF BUSINESS 8 NEW EXTENSION OFFICE 10 HEAD OFFICE RELOCATION 10 HEAD OFFICE REDESIGNATION 11 BRANCH OFFICE RELOCATION 11 PLACE OF BUSINESS RELOCATION 13 DISCONTINUANCE OF BRANCH OFFICE 13 DISCONTINUANCE OF PLACE OF BUSINESS 15 APPLICATION PURSUANT TO SECTION 772 16 INDUSTRIAL BANK APPLICATION CONVERSION TO STATE CHARTER 16 ACQUISITION OF CONTROL 16 NEW BRANCH 17 HEAD OFFICE RELOCATION 17 DISCONTINUANCE OF BRANCH 17 DISCONTINUANCE OF PLACE OF BUSINESS 17 CHANGE OF NAME 18 PREMIUM FINANCE COMPANY APPLICATION NEW PREMIUM FINANCE COMPANY 18 ACQUISITION OF CONTROL 19 MAIN OFFICE RELOCATION 20 FOREIGN (OTHER NATION) BANK APPLICATION NEW OFFICE 20 DISCONTINUANCE 20 FOREIGN (OTHER STATE) BANK APPLICATION NEW FACILITY 21 CREDIT UNION APPLICATION NEW CREDIT UNION 22 MERGER 22 NEW BRANCH OF FOREIGN (OTHER STATE) CREDIT UNION 23 TRANSMITTER OF MONEY ABROAD APPLICATION NEW TRANSMITTER 23 ACQUISITION OF CONTROL 23 VOLUNTARY SURRENDER OF LICENSE 24 1 BANK APPLICATION NEW BANK Filed: 2 Approved: 4 Opened: 1 AMERICAN CEDARS BANK 500 North Central Avenue, Glendale, Los Angeles County Correspondent: David E. Abshier LECG 550 South Hope Street, Suite 2150 Los Angeles, CA 90071 (213) 243-3700 Filed: 9/28/07 EL CAMINO BANK 20946 Devonshire Street, Chatsworth, Los Angeles County Correspondent: James H. Avery The Avery Company LLC P.O. Box 3009 San Luis Obispo, CA 93403 (805) 544-5477 Filed: 5/9/08 FORD GROUP BANK 3501 Jamboree Road, Newport Beach, Orange County Correspondent: Charles E.
    [Show full text]
  • BOSTON RAIL CASE STUDY Page 1
    Berner International Corp. Boston Rail Station Retrot’s Aesthetic, Green Design Oers IAQ & Energy Savings. BOSTON—Extending the TD Banknorth Garden’s commuter foot trac area 100 feet into the adjacent train shed relieved congestion, however it took innovative HVAC engineering and architecture to make the retrot an energy-saving and aesthetic solution. Previously, thousands of mass transit commuters were funneled into the cramped congested lobby/ walkway area of the Massachusetts Bay Transit Authority’s (MBTA) renowned North Station terminal inside the TD Banknorth Garden, the home of the NHL Boston Bruins and NBA Boston Celtics professional sports Engineering rm, franchises. The successful multi-million dollar expansion, developed and funded Cosentini Assoc. and by Delaware North Companies, Inc., the owner the TD Banknorth Garden, now greets commuters with a very energy-ecient indoor environment thanks to air architect, Sasaki Assoc. use curtains, proper building pressurization, and an innovative, but aesthetic HVAC supply sot system. air curtains and sots built Previously, the MBTA’s narrow 30-foot-wide lobby/walkway area’s trac spilled into the North Station train over into the automatic entry door sensor zones, thus exterior sliding double shed for trac solution at doors remained open continuously during rush hours resulting in signicant energy losses into the open-ended train shed. While the renovation’s main home of Boston Bruins and objective was better trac ow and a roomier waiting area, controlling energy losses through more ecient doorways was also a major concern. Boston Celtics. “We knew going into this project that one of the greatest challenges was saving energy for the client because many doors would be constantly open from continu- ous foot trac,” said Jerey Fleishman, HVAC project engineer, Cosentini Associ- ates, Cambridge, Massachusetts.
    [Show full text]
  • A Comparison of Korean and Chinese American Banks in California*
    한국지역지리학회지 제12 권 제 1 호 (2006) 154-171 The Financial Development of Korean Americans: A Comparison of Korean and Chinese American Banks in California* Hyeon-Hyo Ahn**, Yun-Sun Chung*** 미국에서의 한인 금융: 캘리포니아에서 한국계와 중국계 은행의 비교* 안현효**․ 정연선 *** 요약:본 논문은 캘리포니아의 중국계와 한국계의 양 소수민족은행을 비교하여 한국계 민족은행과 한국계 이민사회의 경제적 관계를 해명하고자 한다. 통상 미국 내 소수민족경제권의 경제적 성과 차이는 문화적 차이 또는 비공식금융의 기여로 설명되는 경우가 많으나 우리는 공식금융제도의 적극적 역할에 주목하여 금융제도와 소수민족경제의 관련성을 강조한다.,, 동시에 한국계 미국은행은 성장 수익성 은행전략 면에서 중국계 소수민족은행과 구분된다는 점을 중시하여, 은행전략 측면에서, 중국계와 한국계가 고객과의 장기적 거래를 중시하는 유사한 관계은행전략을 구사하지만, 은행의 대출분포와 예금분포는 서로 다르다는 점을 지적하였다. 이는 각 소수민족은행이 다른 경영성과를 낳는 이유가 된다. 한국계은행의 경우 대출구조가 사업대출 중심이며, 이자 낳지 않는 예금의 비중이 중국계 민족은행보다 상대적으로 높 은 사실이 한국계 소수민족은행이 높은 성장을 하게 된 배경이다. 따라서 관계은행전략이라는 개념만으로는 다수의 소 수민족은행의 차이를 설명할 수 없으므로, 본 연구는 한국계와 중국계의 이민사회 그 자체의 특수성에 주목하였다. 중 국계 미국인의 경우 인구구성의 이질성과 해외자본의 영향이, 한국계 미국인의 경우 동질적 인구 및 사업구성과 착 한 국계 미국인 금융기관의 경쟁력이 특징적이다. 주요어:소수민족은행, 한국계 미국은행 , 중국계 미국은행 , 관계은행 Abstract :By comparing to Chinese American banks, this research shows the uniqueness of Korean American banks. This article argues that instead of the cultural attributes and/or informal financial institutions, formal financial institutions, such as the ethnic banks studied here, are responsible for the business success of Asians abroad. However, ethnic banks have different development trajectories depending on their respective ethnic communities. Korean American banks are notably different from Chinese American banks in terms of growth, profitability, and banking strategies.
    [Show full text]