BancaBanca TransilvaniaTransilvania (BT) is the largest financialfinancial group group in in , Romania, in in terms terms of of assets assets and and its its mission mission is is to to support support the the developmentdevelopment ofof thethe business business environment, environment, through through innovativeinnovative productsproducts andand services,services, provided provided withwith professionalism.professionalism. The ’s history began in Cluj-Napoca in 1994, at the initiative of a group of business people. The idea was to create The bank’s history began in Cluj-Napoca in 1994, at the initiative of a group of business people. The idea was to create a local bank,a local a bank,representative a representative brand for brand Cluj. forThe Cluj. founders’ The founder’s entrepreneurial entrepreneurial spirit led spirit to the led consolidation to the consolidation of BT’s position, of BT’s position,initially ininitially Cluj and in Clujlater and at regional later at andregional national and level.national The level. bank Theoriginally bank originallyfocused its focused activity its on activity the SME on sector the SME and, sector due to and, market due demand,to market after demand, a short after while a short it also while turned it also its attention turned its to attention retail. In to1997, retail. BT In became 1997, the BT first became banking the firstinstitution banking in Romaniainstitution toin beRomania listed on to thebe Bucharestlisted on the Stock Bucharest Exchange. Stock Exchange.

TheThe bank’sbank’s strategystrategy isis supportedsupported byby strongstrong shareholders,shareholders, suchsuch as: as: the the European European Bank Bank for for Reconstruction Reconstruction and and Development. Development. BTBT isis thethe centralcentral elementelement ofof thethe ‘Banca“Banca Transilvania Transilvania Financial Financial Group’,Group”, offering offering its its clients clients integrated integrated financial financial products products and and services:services: banking,banking, investment investment andand financing financing options, options, such such as asbusiness business administration, administration, securities securities transactions transactions and and leasing. leasing.

TheThe bank’sbank’s activityactivity isis organizedorganized onon threethree mainmain businessbusiness lines:lines: Corporate, Corporate, SMESME andand Retail,Retail, whichwhich areare approachedapproached on on sectors:sectors: thethe HealthcareHealthcare Division,Division, AgribusinessAgribusiness andand EuropeanEuropean Funds.Funds.

BTBT hashas aa dedicateddedicated department department forfor ProjectProject Finance,Finance, withwith experienceexperience inin financingfinancing complex complex and and major major projects, projects, across across all all industries,industries, coveringcovering bothboth standstand alone,alone, as as well well as as club club loans loans projects. projects.

DueDue toto itsits long-standinglong-standing presencepresence onon thethe Romanian Romanian market,market, BTBT hashas gained gained a a strong strong know-how know-how onon thethe RomanianRomanian businessbusiness environment,environment, taking fast, flexibleflexible decisions, decisions, meant meant to to support support and and offer offer the the best best solutions solutions to to its its clients. clients. Decentralized Decentralized decision-makingdecision-making representsrepresents oneone ofof thethe elements elements that that differentiate differentiate it it from from the the competing competing banks on on the the market. market.

Key figures Key figures #1ST financial group bank in Romania

#1STOver financial 20% market group sharebank in in Romaniacard-traded volumes

2.5 million#1 in coverage clients on SME and Mid Corporate Segment and top coverage in terms of Large Corporate NetworkSegment. of 500 3 unitsout of across 5 SMEs Romania in Romania with over are 1,800working ATMs and 43,000with BT. POS terminals

#1 in2.5 coverage million on clients; SME and Mid Corporate Segment and top coverage#1 cardin terms issuer of Largein Romania Corporate (3.08 Segment. million cards 3 outissued) of 5 SMEs in Romania are working with BT

#1 cardState issuer of the in artRomania factoring (3.08 platform million ensuringcards issued) a swift documentation flow Over 20% market share in card-traded volumes Best Bank in Romania and CEE’s Best Bank for State of the art factoring platform ensuring a swift SMEs 2017 - EUROMONEY documentation flow Most valuable banking brand in Romania Best 2018-BRANDBank in Romania FINANCE and CEE’s BANKING Best Bank 500 for SMEs 2017 - EUROMONEY Network of 500 units across Romania with over Most 1.800valuable ATMs banking and 43.000 brand inPOS Romania terminals 2018-BRAND FINANCE BANKING 500 Expanding strategy – to acquisition of Expanding(Romania) strategy and - Victoriabankto acquisition (Republic of Bancpost of Moldova)(Romania) and Victoriabankin 2018 (Republic of Moldova) in 2018. www.bancatransilvania.ro Evolution represents a public-private initiative dedicated to the growth and business partner- matching, providing tailored solutions to local and foreign investors, for a coherent long term consolidation and development of city of Cluj-Napoca and Transylvania Region.

Cluj-Napoca - Klausenburg - “The Heart of Transylvania Region”, representing one of the most effervescent second tier city in Eastern Europe, with high potential development trend.

Cluj-Napoca - key facts and figures

Major IT international hub 410,000 INHABITANTS Major international festivals: TIFF, UNTOLD, EC, Jazz 80.000 + STUDENTS in the park, Opera, Theatre UNIVERSITIES Premium sport venues and events: Cluj Arena, BT 10 Arena, Cluj Marathon 2,5 MIO CATCHMENT AREA / 2h drive

International Cultural Centres: German, French, Dutch 9 CAPITALS DISTANCE 12H DRIVE International students: 15,000+ / French, German, 47 CITIES DIRECT INTERNATIONAL FLIGHTS Spanish, North Africa NO.1 IN ATRACTING NEW INHABITANTS Premium private international schools: ROYAL RETENTION OF STUDENTS SCHOOL, Transylvania College ROMANIA QUALITY OF LIFE Major Multidisciplinary Healthcare Centre Smart city solutions - in increasing trend Participatory community for city development

www.transylvaniaevolution.ro

Project partners

SA

RANSILVANIA TCONSTRUCȚII