2020 Benefits Enrollment Guide Team EHC: the What’S Inside Smart Choice Benefits Enrollment 2020 How to Enroll
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2020 Benefits Enrollment Guide Team EHC: The What’s Inside Smart Choice Benefits Enrollment 2020 How to Enroll . 1 For more than 100 years, Emory Healthcare has been Enrollment Checklist . 2 a vital part of the Atlanta community, providing hope to our local community and around the world. Your Benefits Whether a patient comes to us for a routine physical, Understanding Your Benefits . 4 sports injury, cancer treatment or complex surgery, Benefits Eligibility . 4 our specialized care is unmatched, and that’s because Your Health of each of you. Medical Plans . 8 As a member of Team EHC, you play a vital role in - Plan 1: HSA Plan . 9 defining a new standard of care for humankind. - Plan 2: POS Plan . 13 We are pleased to recognize your contributions with - Medical Plan Rates . 14 a benefit package that offers a robust selection of - Tobacco Use Surcharge to Medical Plan Rates . 14 medical, dental, vision, retirement, disability and - Medical Plan Comparison Quick Guide . 15 other work/life benefits for you and your loved ones. - Wellness Incentives . 16 We encourage you to take a close look at the Flexible Spending Accounts (FSA) . 17 information provided in this guide to help you Dental Benefits . 18 select the options that are right for you and your Vision Benefits . 19 family. Our plans are just one of the many ways Your Work. Your Life. Emory Healthcare helps you take care of yourself Short-Term & Long-Term Disability . 21 and your family. Life and Accident Insurance . 22 Long-Term Care, Home & Auto, Aflac and Prepaid Legal . 23 New Parent and Child Care Benefits . 24 Additional Work/Life Benefits . 27 This guide provides basic benefit plan information. For additional details and specific Your Retirement information, please contact the vendor or Retirement Plans . 33 review the Summary Plan Description (SPD) for each plan. SPDs are available on Emory Your Resources Healthcare’s intranet at ourehc.org/benefits . You may also contact the Employee More Medical Plan Information . 38 Resource Center at 404-686-6044 or FSA Planning Worksheet . 39 EHC.HR/[email protected] Important Numbers and Websites . 40 for a printed version . DISCLAIMER: Emory Healthcare reserves the right to terminate or amend its plans and leave policies in whole or in part at any time, including the right to terminate or modify coverage, and the cost of coverage, for any group of employees, whether active, on leave or retired, and/or dependents at any time, even during a leave or after retirement. The welfare plans do not provide vested benefits. What’s Inside How to Enroll Benefit enrollment is available 24-hours a day through 5. If you select the medical tile to enroll, the Tobacco Benefits Enrollment 2020 our enhanced e-Vantage Enrollment Tool found on Surcharge Certification will require you to answer How to Enroll . 1 Emory Healthcare’s intranet, ourehc.org . To access questions before you can view the medical plan e-Vantage, you will need your network ID and options . Enrollment Checklist . 2 password. If you do not know your network ID or 6 . IMPORTANT: You must click the green Save button Your Benefits password, call 8-HELP for assistance . at the top right side of the page to save your changes. Understanding Your Benefits . 4 REMEMBER: If logging in to e-Vantage from outside the If you do not want to save or make changes, you Benefits Eligibility . 4 Emory Healthcare network (e.g., at home), you will need to must click the Cancel button at the top left side complete your Duo Security Two-Factor Authentication of the page . Your Health enrollment . For more information, visit ourehc.org/duo or 7. When ready to review your enrollment elections, click Medical Plans . 8 call 8-HELP (404-778-4357). Review Enrollment at the top left of the page . - Plan 1: HSA Plan . 9 1 . Go to ourehc.org and select e-Vantage on the home 8. When ready to submit your enrollment elections, - Plan 2: POS Plan . 13 page to log in with your network ID and password. click the green Submit Enrollment button on the top - Medical Plan Rates . 14 2 . In the top drop-down, select Self Service . In Self right of the page. Once you have submitted your elections, you can click View to review your Election - Tobacco Use Surcharge to Medical Plan Rates . 14 Service, click the Benefits tile and select Benefit Enrollment . Preview Statement . - Medical Plan Comparison Quick Guide . 15 3. Choose Start to view your election options. Be - Wellness Incentives . 16 Be Safe prepared with the Social Security number(s) and Flexible Spending Accounts (FSA) . 17 date(s) of birth for any eligible dependents you wish • Do not share your network ID or password with to enroll in your benefit plans. anyone, or leave the information out where others Dental Benefits . 18 can see it . Vision Benefits . 19 4. Click on the tile for each benefit offering that • When you are finished, make sure to log out you would like to enroll you and/or your Your Work. Your Life. and close the internet browser to protect your eligible dependents. personal information . Short-Term & Long-Term Disability . 21 Life and Accident Insurance . 22 Long-Term Care, Home & Auto, Need a computer? Aflac and Prepaid Legal . 23 New Parent and Child Care Benefits . 24 • Emory Decatur Hospital • Emory University Hospital Midtown Additional Work/Life Benefits . 27 - Computer Classroom 802 - Learning Resource Center Glenn Bldg, 2nd Floor, Room 4709 Your Retirement - Computer Training Tower 4055 - Human Resources Retirement Plans . 33 • Emory Hillandale Hospital W W. Orr Bldg, 5th Floor - Education Computer Classroom Your Resources • Emory University Orthopaedics & Spine Hospital More Medical Plan Information . 38 • Emory Long-Term Acute Care - Human Resources FSA Planning Worksheet . 39 - Computer Lab MOB, 2nd Floor Important Numbers and Websites . 40 • Emory University Hospital • Emory Johns Creek Hospital - Learning Resource Center - Human Resources 2nd Floor, Room E214 • Emory Saint Joseph’s Hospital • Emory University Hospital at Wesley Woods - Human Resources , Ground Floor - Houston Building, Main Lobby 10/19 2020 Benefits Enrollment Guide 1 BEFORE ENROLLMENT Give yourself time to learn about the benefits options that are available to you. Review ALEX® for an overview of what’s available in 2020. Go to ourehc.org/enrollment and select the ALEX Benefits Counselor Tool link. Review the Benefits Enrollment Guide and the HSA Plan Quick Guide on ourehc .org/enrollment . Decide if you want to enroll in a Flexible Spending Account (Healthcare and/or Dependent Day Care) or a limited Healthcare FSA (for HSA Plan participants). Remember: You must actively enroll each year. HSA Plan members: Decide if you want to make a contribution to your Health Savings Account. Use Aetna’s DocFind tool to verify your provider is in the Tier 1 Network. Visit aetna.com/docfind/custom/emory. Check with CVS/caremark (1-866-601-6935) to see if your prescriptions are covered. Review the Discover Your Retirement Options Guide for the 403(b) Retirement Savings Plan. You can enroll, change your deferral/ investment allocations or make any other changes at any time. Review the guide at ourehc.org/benefits. Attend an Annual Benefits Enrollment Meeting to learn more about the various plans and programs Emory Healthcare offers. Review the meeting schedule on page 6 . Watch our Benefits Education Webinars on ourehc .org/enrollment . DURING ENROLLMENT (OCT. 28 - NOV. 11, 2019) Remember: The annual benefits enrollment period is only open in the fall each year. If you do not enroll during the annual enrollment dates in fall 2019 or within your first 31 days of employment, your next enrollment opportunity will be in fall 2020. Log in to e-Vantage to make your benefit elections. Note that some voluntary benefits, such as SmartPath financial coaching, InfoArmor identity theft protection and Nationwide pet insurance may require you to enroll on their websites. Complete the Tobacco Use Certification, if the tobacco use status of you or your covered spouse has changed.If you don’t need to make changes, your previous certification will carry over and there is no need to re-certify. Review your beneficiariesfor your life insurance and AD&D insurance policies. Update as necessary. Save or print a copy of your Election Preview Statement, review it for accuracy and retain it for your records. AFTER ENROLLMENT Check your benefits enrollment elections! Verify your 2020 benefit elections. In early December, log in to e-Vantage and select the Benefits tile under Self Service, then Benefits Summary. Change the date to 01/01/2020 to view your 2020 benefits elections. If you notice errors, contact the Employee Resource Center immediately at 404-686-6044 or EHC.HR/[email protected] January 1, 2020, you cannot make changes. Check your paycheck! The first pay day in 2020 is Friday, January 3. Review your pay advice to make sure your 2020 benefits elections are included in your paycheck. Contact the Employee Resource Center if you notice an error. 2 2020 Benefits Enrollment Guide 10/19 As an Emory Healthcare employee, you are eligible to enroll in a wide range of benefit programs to help you get the most out of life. Some benefits offered by Emory Healthcare are employer provided, and coverage is automatic if you are eligible. These programs include basic life insurance, long-term disability coverage and a basic contribution to the 403(b) retirement plan. Other benefits give you choices and require you to enroll – such as your medical, dental, vision, flexible spending accounts and other voluntary plans outlined in this guide. For these plans, you contribute toward the cost of the benefits you elect.