Basic accounts

Direct Name of account - Website & phone Online & Debit & Debit Post Office Reasons stated for Bank specify this when number for further Phone Cash machine access Other info Standing card counter refusing application applying information banking Order 0800 0850 444 Undischarged bankrupt, record Basic Cash Account Both Both Any cash machine No Yes Available in Northern Ireland only www.bankofireland.co.uk of fraud 0845 721 3141 Lloyds, , , Undischarged bankrupt, record Bank of Scotland Cash Account Both Both Yes www.bankofscotland.co.uk TSB and Sainsburys only of fraud 0800 051 6194 Can only be opened in branch. No online Cash Card Account Both Both Any cash machine Visa Debit Withdrawals only Record of fraud www.barclays.co.uk banking for undischarged bankrupts. 0845 602 5450 Undischarged bankrupt, record Ready Cash Both Both Any cash machine Maestro Yes www.cbonline.co.uk of fraud 0845 7212 212 Undischarged bankrupt, record Cooperative Bank Cashminder Both Both Any cash machine Visa Debit Yes www.co-operativebank.co.uk of fraud 0800 66 00 33 Undischarged bankrupt, record Available in Northern Ireland only. Previously Danske Bank Danske Basic Both Both Any cash machine Maestro Withdrawals only www.danskebank.co.uk of fraud, some bad debts. Northern Bank. 0289 034 6160 Yes (except Undischarged bankrupt, record First Trust Bank Basic Bank Account DD only Both Any cash machine No www.firsttrustbank.co.uk deposits) of fraud, some bad debts. 0845 720 3040 Undischarged bankrupt, record Halifax Easycash Both Both Any cash machine Electron Yes www.halifax.co.uk of fraud 0800 032 4738 Undischarged bankrupt, record HSBC Basic Bank Account Both Both Any cash machine Visa Debit Withdrawals only www..co.uk of fraud 0845 3000 000 Lloyds, Halifax, Bank of Scotland Undischarged bankrupt, record Lloyds Cash Account Both Both Visa Debit Withdrawals only www.lloydstsb.com and TSB only of fraud 0345 08 08 500 Master Card Undischarged bankrupt, record Metro Bank Cash Account No Both Any cash machine No Branches in region only. www.metrobankonline.co.uk Pay Pass of fraud 08457 30 20 10 Yes (except Undischarged bankrupt, record Cash Card account can only be opened by Nationwide Cash Card Account Both Online Any cash machine Visa Debit www.nationwide.co.uk deposits) of fraud phone or online, not in branches 0800 200 400 Natwest, RBS and Undischarged bankrupt, record Natwest Basic Account Both Both Visa Debit Yes www..com only of fraud 08457 22 33 44 Withdrawals at No credit check. Only state pensions, benefits Post Office Card Account No No No No None www.postoffice.co.uk Post Office only and tax credits can be paid in. 0808 100 3081 Natwest, RBS and Ulster Bank Undischarged bankrupt, record Basic Account Both Both Visa Debit Yes www.rbs.co.uk only of fraud 0800 707 6692 Undischarged bankrupt, record Santander Basic Current Account Both Both Any cash machine No Withdrawals only www.santander.co.uk of fraud 0845 9758 758 Lloyds, Halifax, Bank of Scotland Undischarged bankrupt, record TSB Cash Account Both Both Visa Debit Withdrawals only www.tsb.co.uk and TSB only of fraud 0800 046 6486 Natwest, RBS and Ulster Bank Undischarged bankrupt, record Ulster Bank Step Account Both Both Visa Debit Yes Aimed at Northern Ireland residents only. www.ulsterbank.co.uk only of fraud 0845 602 6198 Undischarged bankrupt, record Bank Ready Cash Both Both Any cash machine Maestro Yes www.ybonline.co.uk of fraud

1. All the above accounts offer withdrawals at Post Office branches and Automated Credit Transfer (allowing wages, benefits etc to be paid into the account by BACS). 2. None of these accounts offer a cheque book or , although some may offer a small 'buffer zone' (a short term overdraft, typically of £10.00). 3. All of these accounts have penalties for bounced Direct Debit or Standing Order. Check with the bank to confirm their current Terms & Conditions. 4. All of the above information is subject to change, and it is advisable to check with the bank.