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To the Shareholders of Southeast Bank Limited
COMMITTED TO SUSTAINABLE GROWTH TOGETHER Nature has spirit and is the main seat of excellence. If we look deep into nature, we get a variety of lessons from its different components and forms. The gushing river heading towards the sea for awaited unison teaches us to face odds with courage and fortitude. The wonderful blooming flowers from the green teach us to smile. The lush green grass signaling safety teaches us to be patient and generous. A mountain with its huge strength teaches us determination. Beyond the clouds, the sky is always blue and the sun is always shining. They want us to be persistent and ready for the upcoming days. A small plant’s gradual turning into a giant tree teaches us to pursue growth trajectory with hope and tenacity. The change in nature with the advent of each season displays that actions explain a lot more than words do. Nature, as a whole, also teaches us integrity and stability. Nature has many forms and patterns, and teaches us the benefit of togetherness. It provides us sustenance and stimulates us to excel in performance. It is our bounden duty to protect and nurture nature. In the cover picture, the plant is growing into a better and more advanced state by a process of evolution. So is our Bank. It is gradually evolving into a higher stage and stature by execution of the strategies of sustainable growth strongly supported by all stakeholders especially the loyal customers. We submit ourselves to the nature’s intelligence to rise up high. Our pursuit of sustainable growth path with the togetherness of customers is a quest for superior performance for continuous improvement. -
Country Wise List of Our Foreign Correspondents Sonali Bank Limited
Country wise list of our Foreign correspondents as on 31-12-2018. Prepared bv : Sonali Bank limited Foreign Remittance Management Division Head office.Dhaka. Courtesv : Sonali Bank limited (Product Development Team) Business Development Division Head office,Dhaka. E mail-dgmb ddp dt@s on aliban k. co m.b d Md Mizanur Rahman Md Zillur Rahman Sikder Senior Principal officer Senior ofl.icer Product Development Team. Product Der elopment Team. mob-01708159313. mob-019753621 15. Corp Bank Country dents as on 3ut2na18 Sl.No. Name ofCountry No. o No. of SI. No. Name ofCountry No. of No. of Corp. RMA Corn. RMA 01. Afganistan J I 45. Malaysia t2 12 02. Australia 8 7 46. Monaco I I 03. Algeria J 1 41. Malta 2 04. Argentina I Z I 48. Netherlands 8 7 , 05. Albenia i 49. New Zealand J J 06. Austria 7 6 50. Nepal 2 2 07. Balrain J J 51. Norway 2 I 08. Belgium 9 7 52. Nigeria I ) 09. Bhutan 2 53. Oman I q 2 10. Bulgaria 4 4 54. Pakistan 18 18 ll Brunei I 55, Poland 3 1 12. Brazrl 4 2 56. Philippines 5 5 lJ. Republic ofBelarus I 57. Portugal 4 J 14. Canada 8 7 58. Qatar 6 5 15. China 4 l3 59. Romania 1 1 16. Chile I I 60 Russia 9 8 17. Croatia I 61. SaudiArabia l6 t5 18. Cyprus I I o/.. Senegal 1 1 t 19. CzechRepublic 6 J 63. Serbia + J ,1 20. Denmark J J 64. Srilanka 5 21. -
An Analysis of Financial Performance and Comparative Financial Position of Southeast Bank Limited
Internship Report On An Analysis of Financial Performance and Comparative Financial Position of Southeast Bank Limited ©Daffodil International University i Letter of Transmittal Date: 18.11.2019 To Sabrina Akhter Assistant Professor Faculty of Business and Entrepreneurship Daffodil International University Subject: Submission of Internship Report. Dear mam, With due respect, I would like to inform you that I have completed my internship program at Southeast Bank limited (SEBL), Agargaon Branch, Dhaka. I have prepared my Internship report on “An Analysis of financial performance and comparative financial position of Southeast Bank Limited”. Working in a bank is always a great experience for me. I have learned a lot about banking. I believe, it will help me to build my career in banking sector. My all efforts present here are done with utmost sincerely and honestly. I have tried my best this report holistic and informative. I am submitting my internship to you for your kind perusal and I hope that this report will be great value to you. Thank you Sincerely Yours, ----------------------------- Md. Ferdaus Taluckder ID: 161-11-4991 BBA (Major in finance) Department of Business Administration Daffodil International University ©Daffodil International University ii Declaration I humbly declare that this report is based on work, carried by me and no part of it has been previously for any higher degree. This report was conducted in the department of Business Administration, Daffodil International University under the guidance of Sabrina Akhter, Assistant Professor, Daffodil International University. It also declare that, this report has been prepared for academic purpose alone and has not been submitted for any other purpose. -
Southeast Bank Limited Branch
Internship Report On “CREDIT-RISK MANAGEMENT” Southeast Bank Limited Branch Prepared for DR. Suman Paul Chowdhury Assistant Professor Faculty of BRAC Business School BRAC University Prepared by Shamma Tasnim ID# 13104022 Date of Submission: 12th September, 2017 Acknowledgement Iam pleased to get this opportunity to give special thanks to the persons who provide me with ideas; views and supports to prepare this report and also enriched this report. I am grateful to all officials and staffs of Southeast Bank – as they for their huge cooperation. I am grateful to DR. Suman Paul Chowdhury, Assistant Professor of BRAC Business School who is appointed as my instructor for this internship BRAC Business School. He permitted me to work on my chosen topic. My special thanks go to Mr. Alamgir Munsi, the manager of human resource and A.B.M Saifur Rahman, manager in operation of Southeast Bank Limited Mohammadpur Branch. I would also like to express my gratitude to all the employees of Southeast Bank, for supervising me at the time of my internship attachment with their best efforts. At all I am greatly thanking to the persons whose enrich books, journals and working papers on international financial management have provided a guideline to me in preparing this report. Moreover, I am very much grateful to all officials of Southeast Bank. This report would not be possible without the cooperation of all officials of SEBL. So my heartiest appreciation goes to those officials. Finally, I would like to thank all others whose strong support makes me able to complete this report Letter of Transmittal The Supervisor DR. -
SEBL Financial Statements As on 31
Southeast Bank Limited Report and Consolidated & Separate Financial Statements as at and for the year ended 31 December 2016 Rahman Rahman Huq Telephone +880 (2) 988 6450-2 Chartered Accountants Fax +880 (2) 988 6449 9&5Mohakhali C/A E-mail [email protected] Dtaka 1212 lnternet www.kpmg.com/bd Bangladesh independent auditoris report to the shareholders of Southeast Bank lJ■ lited Report on the financiat statements We have audited the accompanying consolidated financial statements ol Southeast Bank Limited and its subsidiaries (the "Group') as well as the separate financial statements of Southeast Bank Limited (the "Bank'), which comprise the consolidated balance sheet and the separate balance sheet as at 3l December 2016, and the consolidated and separate profit and loss accounts, consolidated and separate statements of changes in equity and consolidated and separate cash ffow statements for the year then ended, and a summary of significant accounting policies and other explanatory information. Management's responslbility for the financial statements and internal controls Management is responsible for the preparation of consolidated financial statements of the Group and also separate 'linancial statements of the Bank that give a true and lair view in accordance with Bangladesh Financial Reporting Standards as explained in note 2 and for such intemal control as management determines is necessary to enable the preparation of consolidated financial statements of the Group and also separate financial statements of the Bank that are lree from matedal mi$statement, whether due to traud or eror. The Bank Company Act, 1991 and the Bangladesh Bank Regulations require the Management to ensure etf€ctive intemal audit, intemal control and risk management functions of the Bank. -
Bangladesh-Army-Journal-61St-Issue
With the Compliments of Director Education BANGLADESH ARMY JOURNAL 61ST ISSUE JUNE 2017 Chief Editor Brigadier General Md Abdul Mannan Bhuiyan, SUP Editors Lt Col Mohammad Monjur Morshed, psc, AEC Maj Md Tariqul Islam, AEC All rights reserved by the publisher. No part of this publication may be reproduced or transmitted in any form or by any means without prior permission of the publisher. The opinions expressed in the articles of this publication are those of the individual authors and do not necessarily reflect the policy and views, official or otherwise, of the Army Headquarters. Contents Editorial i GENERATION GAP AND THE MILITARY LEADERSHIP CHALLENGES 1-17 Brigadier General Ihteshamus Samad Choudhury, ndc, psc MECHANIZED INFANTRY – A FUTURE ARM OF BANGLADESH ARMY 18-30 Colonel Md Ziaul Hoque, afwc, psc ATTRITION OR MANEUVER? THE AGE OLD DILEMMA AND OUR FUTURE 31-42 APPROACH Lieutenant Colonel Abu Rubel Md Shahabuddin, afwc, psc, G, Arty COMMAND PHILOSOPHY BENCHMARKING THE PROFESSIONAL COMPETENCY 43-59 FOR COMMANDERS AT BATTALION LEVEL – A PERSPECTIVE OF BANGLADESH ARMY Lieutenant Colonel Mohammad Monir Hossain Patwary, psc, ASC MASTERING THE ART OF NEGOTIATION: A MUST HAVE ATTRIBUTE FOR 60-72 PRESENT DAY’S BANGLADESH ARMY Lieutenant Colonel Md Imrul Mabud, afwc, psc, Arty FUTURE WARFARE TRENDS: PREFERRED TECHNOLOGICAL OUTLOOK FOR 73-83 BANGLADESH ARMY Lieutenant Colonel Mohammad Baker, afwc, psc, Sigs PRECEPTS AND PRACTICES OF TRANSFORMATIONAL LEADERSHIP: 84-93 BANGLADESH ARMY PERSPECTIVE Lieutenant Colonel Mohammed Zaber Hossain, AEC USE OF ELECTRONIC GADGET AND SOCIAL MEDIA: DICHOTOMOUS EFFECT ON 94-113 PROFESSIONAL AND SOCIAL LIFE Major A K M Sadekul Islam, psc, G, Arty Editorial We do express immense pleasure to publish the 61st issue of Bangladesh Army Journal for our valued readers. -
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Cover and section photo credits Cover Photo: “Untitled” by Nurus Salam is licensed under CC BY-SA 2.0 (Shangu River, Bangladesh). https://www.flickr.com/photos/nurus_salam_aupi/5636388590 Country Overview Section Photo: “village boy rowing a boat” by Nasir Khan is licensed under CC BY-SA 2.0. https://www.flickr.com/photos/nasir-khan/7905217802 Disaster Overview Section Photo: Bangladesh firefighters train on collaborative search and rescue operations with the Bangladesh Armed Forces Division at the 2013 Pacific Resilience Disaster Response Exercise & Exchange (DREE) in Dhaka, Bangladesh. https://www.flickr.com/photos/oregonmildep/11856561605 Organizational Structure for Disaster Management Section Photo: “IMG_1313” Oregon National Guard. State Partnership Program. Photo by CW3 Devin Wickenhagen is licensed under CC BY 2.0. https://www.flickr.com/photos/oregonmildep/14573679193 Infrastructure Section Photo: “River scene in Bangladesh, 2008 Photo: AusAID” Department of Foreign Affairs and Trade (DFAT) is licensed under CC BY 2.0. https://www.flickr.com/photos/dfataustralianaid/10717349593/ Health Section Photo: “Arsenic safe village-woman at handpump” by REACH: Improving water security for the poor is licensed under CC BY 2.0. https://www.flickr.com/photos/reachwater/18269723728 Women, Peace, and Security Section Photo: “Taroni’s wife, Baby Shikari” USAID Bangladesh photo by Morgana Wingard. https://www.flickr.com/photos/usaid_bangladesh/27833327015/ Conclusion Section Photo: “A fisherman and the crow” by Adnan Islam is licensed under CC BY 2.0. Dhaka, Bangladesh. https://www.flickr.com/photos/adnanbangladesh/543688968 Appendices Section Photo: “Water Works Road” in Dhaka, Bangladesh by David Stanley is licensed under CC BY 2.0. -
Original Paper Patient Satisfaction with Hospital Health Care Services
Original Paper Patient Satisfaction with Hospital Health Care Services: Outpatient Settings of Combined Military Hospital Bogra 2 1 Munir AKMM , Halim AKMY Abstract Introduction: In many developing countries, Key-words: Health Care Services, Patient Satisfaction, accreditation programs, which have been implemented Combined Military Hospital. as a regulatory tool to ensure quality of service and efficient use of resources. To improve the quality of Introduction services, health organizations use patient satisfaction Measuring the quality of intangible service products survey to evaluate their processes delivered. The has become a great challenge in health sector. care in the Out Patient Department (OPD) indicates Patient’s satisfaction is a useful measure to provide the quality of services of any hospital. Combined an indicator of quality in health care services. It is a Military Hospital (CMH) Bogra, is the largest tertiary powerful management tool to capture the voice of the level military hospital in North Bengal. consumer. It is also an important tool to determine the success of health care facility. Therefore Objective: To assess the satisfaction levels of research on patient satisfaction is important to patients‘ in CMH Bogra related to health care services. improve the quality of health service1. Materials and Methods: A cross sectional study Outpatient department (OPD) is the first point of was carried out among 367 patients attending contact with the patients and serves as the shop outpatient department of CMH Bogra. The patients window to any health care services2. The care in the were selected randomly from out patient department. OPD indicates the quality of services of any hospital The study was conducted from 01 May 2015 to 31 and it is reflected by patient’s satisfaction with the October 2015. -
Sl. Correspondent / Bank Name SWIFT Code Country
International Division Relationship Management Application( RMA ) Total Correspondent: 156 No. of Country: 36 Sl. Correspondent / Bank Name SWIFT Code Country 1 ISLAMIC BANK OF AFGHANISTAN IBAFAFAKA AFGHANISTAN 2 MIZUHO BANK, LTD. SYDNEY BRANCH MHCBAU2S AUSTRALIA 3 STATE BANK OF INDIA AUSTRALIA SBINAU2S AUSTRALIA 4 KEB HANA BANK, BAHRAIN BRANCH KOEXBHBM BAHRAIN 5 MASHREQ BANK BOMLBHBM BAHRAIN 6 NATIONAL BANK OF PAKISTAN NBPABHBM BAHRAIN 7 AB BANK LIMITED ABBLBDDH BANGLADESH 8 AGRANI BANK LIMITED AGBKBDDH BANGLADESH 9 AL-ARAFAH ISLAMI BANK LTD. ALARBDDH BANGLADESH 10 BANGLADESH BANK BBHOBDDH BANGLADESH 11 BANGLADESH COMMERCE BANK LIMITED BCBLBDDH BANGLADESH BANGLADESH DEVELOPMENT BANK 12 BDDBBDDH BANGLADESH LIMITED (BDBL) 13 BANGLADESH KRISHI BANK BKBABDDH BANGLADESH 14 BANK ASIA LIMITED BALBBDDH BANGLADESH 15 BASIC BANK LIMITED BKSIBDDH BANGLADESH 16 BRAC BANK LIMITED BRAKBDDH BANGLADESH 17 COMMERCIAL BANK OF CEYLON LTD. CCEYBDDH BANGLADESH 18 DHAKA BANK LIMITED DHBLBDDH BANGLADESH 19 DUTCH BANGLA BANK LIMITED DBBLBDDH BANGLADESH 20 EASTERN BANK LIMITED EBLDBDDH BANGLADESH EXPORT IMPORT BANK OF BANGLADESH 21 EXBKBDDH BANGLADESH LTD 22 FIRST SECURITY ISLAMI BANK LIMITED FSEBBDDH BANGLADESH 23 HABIB BANK LTD HABBBDDH BANGLADESH 24 ICB ISLAMI BANK LIMITED BBSHBDDH BANGLADESH INTERNATIONAL FINANCE INVESTMENT 25 IFICBDDH BANGLADESH AND COMMERCE BANK LTD (IFIC BANK) 26 ISLAMI BANK LIMITED IBBLBDDH BANGLADESH 27 JAMUNA BANK LIMITED JAMUBDDH BANGLADESH 28 JANATA BANK LIMITED JANBBDDH BANGLADESH 29 MEGHNA BANK LIMITED MGBLBDDH BANGLADESH 30 MERCANTILE -
Unclaimed Deposit Statement for Bank's Website-As on 31.12.2020
SL Name of Branch Present Address Permanent Address Account Type Name of Account/ Beneficiary Account/Instrument No. Father's Name Amount BB Cheque Amount Date of Transfer Remarks No. 1 SKB Branch Law Chamber, Amin Court, 5th Floor, 62-63 Motijheel C/A, Dhaka. NA Current Account Graham John Walker 0003-0210001547 NA 130,569.00 130,569.00 18-Aug-14 2 SKB Branch NA NA NA Grafic System Pvt. Ltd. PAA00014522 NA 775.00 3 SKB Branch NA NA NA Elesta Security Services Ltd. PAA00015444 NA 4,807.00 5,582.00 22-Nov-15 4 SKB Branch 369,New North Goran Khilgaon,Dhaka. Vill-Maziara, PO-Jibongonj Bazar, Nabinagar, Brahman Baria Savings Account Farida Iqbal 0003-0310010964 Khondokar Iqbal Hossain 1,212.00 5 SKB Branch Dosalaha Villa, Sec#6,Block#D,Road#9, House# 11,Mirpur ,Dhaka. Vill-Balurchar, PO-Baksha Nagar,PS-Nababgonj,Dist-Dhaka. Savings Account Md. Shah Alam 0003-0310009190 Late Abdur Razzak 975.00 6 SKB Branch H#26(2nd floor)Road# 111,Block-F,Banani,Dhaka. Vill- Chota Khatmari,PO-Joymonirhat, PS-Bhurungamari,Dist-Kurigram. Savings Account S.M. Babul Akhter 0003-0310014077 Md. Amjad Hossain 782.00 7 SKB Branch 135/1,1st Floor Malibag,Dhaka. Vill-Bhairabdi,PO-Sultanshady,PS-Araihazar,Dist-Narayangonj. Savings Account Mohammad Mogibur Rahman 0003-0310012622 Md. Abdur Rashid 416.00 14,951.00 6-Jun-16 8 SKB Branch A-1/16,Sonali Bank Colony, Motijheel,Dhaka. 12/2,Nabin Chanra Goshwari Road, Shampur, Dhaka. Savings Account Salina Akter Banu 0003-0310012668 Md. Rahmat Ali 966.00 9 SKB Branch Cosmos Center 69/1,New Circular Road,Malibage,Dhaka. -
Tuition Fees Collection of Through Trust Bank Payment Gateway
Payment No Physical From At Presence Anywhere Anytime Tuition Fees Collection of HALISHAHAR CANTONMENT PUBLIC SCHOOL & COLLEGE (HCPSC) through Trust Bank Payment Gateway Presented By Digital Financial Services Division About Trust Bank Limited Trust Bank Limited is one of the leading private commercial bank With a wide range of modern corporate and consumer financial products Have spread network of 110 Branches, 15000+ Agents, 210 own ATM and 1,500+ Shared ATM Booths and 10 T- Lobby across Bangladesh The bank, sponsored by the Army Welfare Trust, is first of its kind in the country. Trust Bank has been operating in Bangladesh since 1999 and has achieved public confidence as a sound and stable bank. Since 2007, Trust Bank successfully operating Online Banking Services which facilitate Any Branch Banking, ATM Banking, Phone Banking, SMS Banking, & Internet Banking Trust Bank has successfully introduced Visa Debit, Credit Cards to serve its existing and potential valued customers. In August 2010, the bank launched Trust Bank Mobile Financial Service Trust Bank has re-launched and rebranded Trust Bank Mobile Money as ‘t-cash’ effective from April 01, 2018. Clients: Educational Institutions Proyash RAJUK College Shaheed Anowar Adamjee Cantt. Bangladesh University Cadet College College Of Professionals Shaheed Dawood Public Dhaka Residential Rajshahi Bangladesh Navy Bandarban Cantonment Model College Ramiz Uddin Cantt.Public School and Public School & College School High School School & College College, Mongla & College Jessore Nirjhor -
Bank & Branch Code of FBFIF
First Bangladesh Fixed Income Fund Bank & Branch Code Bank Branch Bank Name Branch Name Code Code 01 Head Office, NSC Tower, Dhaka 02 Chittagong Branch, Agrabad, Chittagong 03 Rajshahi Branch, Shaheb Bazar, Rajshahi Investment 04 Khulna Branch, Shilpa Bank Bhaban, Khulna 01 Corporation of 05 Barisal Branch, Hemayet Uddin Road, Barisal Bangladesh (ICB) 06 Sylhet Branch Chamber Building, Jail Road, Sylhet 07 Bogra Branch, Afsar Ali Complex, Raja Bazar Bargola, Bogra 08 Local Office, Naya Paltan, Dhaka 01 Principal Office Branch, Dhaka 02 MCB Dilkusha Branch, Dhaka 03 Corporate Branch, Dhaka 04 Scotia Branch, Dhaka 05 Gulshan Branch, Dhaka 06 MCB Banani Branch, Dhaka 07 Uttara Branch, Dhaka 08 Mitford Branch, Dhaka 09 North South Rd. Branch, Dhaka 10 Dhanmondi Branch, Dhaka 11 Bashundhara Branch, Dhaka 12 Sylhet Main Branch, Sylhet 13 Sylhet Uposhahar Branch, Sylhet 14 Agrabad Branch, Chittagong 15 Khatunganj Branch, Chittagong Bank Asia 02 16 MCB Sk. Mujib Road Br, Chittagong Limited 17 Bahadderhat Branch, Chittagong 18 Moghbazar Branch, Dhaka 19 CDA Avenue Branch, Chittagong 20 Station Road Branch, Chittagong 21 Rajshahi Branch, Rajshahi 22 Khulna Branch, Khulna 23 Mohakhali Branch, Dhaka 24 Mirpur Branch, Dhaka 25 Bogra Branch, Bogra 26 Jessore Branch, Jessore 27 Anderkilla Branch, Chittagong 28 Shantinagar Branch, Dhaka 29 Progoti Sarani Branch, Dhaka 30 Paltan Branch, Dhaka 31 Ishwardi Branch, Pabna 01 Baburhat Branch, Narsingdi 02 Narayangong Branch, Narayangong 03 B.B. Road Branch, Narayangong 04 Patherhat Branch, Chittagong 05 Hathazari