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17Th ANNUAL REPORT 2013–2014

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17th ANNUAL REPORT 2013–2014 SHIVALIK MERCANTILE CO-OPERATIVE BANK LTD. Regd. Office : 13/1207, Ansari Road, Saharanpur-247001 (U.P.) e-mail : [email protected], web : www.shivalikbank.com Our Branch & ATM Network Branches, BC Offices, ATMs & CDMs in Uttar Pradesh Distt. Saharanpur Head Office & Branch : Hakikat Nagar, Saharanpur-247001 Telefax: (0132) 2726125, 2726147, 9927135550 Ambehta Branch : Main Road, Ambehta-247340 Telefax: (01331) 225311, 9927165550 Ansari Road Branch : 13/1207, Ansari Road, Saharanpur-247001 Telefax: (0132) 2612381, 2612382, 9927145550 Chilkana Road Branch: Chilkana Road, Saharanpur-247001 Telefax: (0132) 2650021, 9690990033 Deoband : Manglore Chowki, G.T. Road, Deoband-247554 Telefax: (01336) 222808, 9568880001 Gangoh Branch : Rambagh Road, Gangoh-247341 Telefax: (01331) 234437, 234438, 9927116660 Nagal Branch : G.T. Road, Nagal Telefax: (01336) 231112, 9690004794 Nanauta Branch : Deoband Road, Nanauta Telefax: (01336) 253125, 9927986125 Rampur Branch : Moh. Mahajanan, Rampur Maniharan Telefax: (01336) 252125, 9927007125 Sarsawa Branch : Main Market, Sarsawa Telefax: (01331) 246125, 9690004994 Sharda Nagar : Near Flyover, Khalasi Line, Saharanpur Mobile : 84770 06125 New Madho Nagar (Coming Shortly) BC Offices: Nakur, Chhutmalpur & Chilkana Distt. Muzaffarnagar Khatauli : Ward No. 8, Ganeshpuri, G.T. Road, Khatouli Mobile : 95689 25000 Muzaffarnagar Branch : South Bhopa Road, Nai Mandi, Muzaffarnagar Mobile : 98374 00037 Distt. Meerut Meerut Branch : C-2/6, Nai Sadak, Shastri Nagar, Meerut-250001 Telefax: (0121) 2604364, 9690563000 BC Offices: Mawana, Hastinapur, Maliyana Distt. Ghaziabad Ghaziabad Branch : Bhatiya Mor, G.T. Road, Ghaziabad-201001 Mobile: 8750037222 Indirapuram Branch : Raison Shopping Complex, Ahinsa Khand II, Indirapuram Ghaziabad Mobile : 95408 12228 Distt. Gautam Budh Nagar Noida Branch : Sector 27, Near Vinayak Hospital, Noida-201301 Telefax: (0120) 2555333,09540407222 Noida Sector 135 : WA 68, Sector 135, Noida Mobile : 99901 06135 BC Offices: Barola, Nithari & Sadarpur Branches, BC Offices, ATMs & CDMs in Madhya Pradesh Distt. Dhar Dhar Branch : Chhota Rajwada, Dhar-454001 (M.P.) Telefax: (07292) 222413 Distt. Indore Indore Branch : Bhagwati Palace, Pooja Dairy Lane, 100 Jaora Compound, Indore-452001 (M.P.) Telefax: (0731) 2704268, 9424024399 BC Offices: Barola, Nithari & Sadarpur CONTENTS Page No. 1. Board of Directors 4 2. Notice of Annual General Meeting 6 3. Message from the Chairman 7 4. Progress of Bank 10 5. Annual Report 11 6. Auditor's Report 17 7. Balance Sheet 19 8. Profit and Loss Account 21 9. Significant Accounting Policies and Notes on Accounts 30 10. Appropriation of Profit for the year 2013-14 41 11. Budget of the Bank for the year 2015-16 42 12. Operational Plan / Targets for 2015-16 42 13. Long Term Perspective Plan 43 14. Progress at a Glance 44 15. Our Profile and Achievements 45 16. Our Customer Service Initiatives 49 BOARD OF DIRECTORS Yashvir Kumar Gupta Chairman Shiv Puran Gulati D. K. Mittal Sudhakar Agarwal Sanjay Gupta Vice Chairman Director Director Director Dr. Sanjeev Mittal Sarvesh Singhal Pradeep Kumar Garg Dr. Kamal Kant Director Director Director Director Anvesh Garg Vijay Kumar Dhingra Satyasheel Rao Ram Sudhar Director Director Director Former DGM RBI Special Invitee Director 4 DIRECTORS OF THE BANK S. Address Name Designation No. Office Residence 1 Sh. Yashvir Kumar Gupta Chairman Devendra Service Station, 13/1207, Ansari Road, Saharanpur Ambehta, Distt. Saharanpur Tel.: (0132) 2644586 Tel. : (01331) 225204, 225206 Mob.: 9837050500 2 Sh. Shiv Puran Gulati Vice-Chairman City Railway Booking Agency 'Ashirwad' Gill Colony, Saharanpur Railway Road, Saharanpur Tel.: (0132) 2727228, 2722638 Tel.: (0132) 2724346 2643862 Mob.: 9719217802 3 Sh. D. K. Mittal Director B-71, Sector 44, Noida B-71, Sector 44, Noida Distt. G.B. Nagar 201301 (U.P.) Distt. G.B. Nagar 201301 (U.P.) Tel.: (0120) 4222439 Tel.: (0120) 4222439 4 Sh. Sudhakar Agarwal Director Indian Herbs Research & Supply Co. Ltd. B-85 Avas Vikas Colony Sharda Nagar, Saharanpur Delhi Road, Saharanpur Tel.: (0132) 2727920 Tel.: (0132) 2760931, 9837010385 5 Sh. Sanjay Gupta Director 15 Kishore Bagh, Delhi Road 15, Kishore bagh, Delhi Road Saharanpur Saharanpur Chartered Accountant Tel.: (0132) 2762856, 2763530 Tel.: (0132)2762856, 2763530 Mob.: 9837029705 6 Dr. Sanjeev Mittal Director Janakpuri Chowk, Dehradun Road Janakpuri Chowk, Dehradun Road Saharanpur Saharanpur Tel.: (0132) 2661399 Mob.: 9837058835 7 Sh. Sarvesh Singhal Director Opp. H.D.F.C. Bank, 1st Floor 5 Phase-II Pant Vihar, Saharanpur Advocate Court Road, Saharanpur Tel.: (0132) 2765464 Mob.: 9837260747 8 Sh. Pradeep Kumar Garg Director Daas Service Station Moh. Chahparas Deoband, Distt. Saharanpur Deoband, Distt. Saharanpur Tel.: (01336) 222253, 222248 Tel.: (01336) 222348 Mob.: 9837365258 9 Dr. Kamal Kant Director Moh. Baburai Moh. Baburai, Gangoh Gangoh, Distt. Saharanpur Distt. Saharanpur Tel.: (01331) 232225 Tel.: (01331) 232225, 9412557048 10 Sh. Anvesh Garg Director Om Rice Mill, Main Road Moh. Bazar Kala Ambehta, Distt. Saharanpur Gangoh, Distt. Saharanpur Tel.: (01331) 225221 Tel.: (01331) 232055, 9412557239 11 Sh. Vijay Kumar Dhingra Director C/o Jai Bharat Auto Engineers Parshvnath Majestic Floors T-II G.T. Road, Near Flyover, Ghaziabad 203-A Indirapuram, Ghaziabad Tel.: (0120) 4165463, 9311585595 Mob.: 9310461900 12 Sh. Satyasheel Rao Director Satya Villa, Ratlam Road, Satya Villa, Ratlam Road, Naugaon, Dhar (M.P.) Naugaon, Dhar (M.P.) Tel.: (07292) 233370 Tel.: (07292) 233370 13 Sh. Ram Sudhar Spl. Invitee 1/188 Viram Khand 1/188 Viram Khand Gomti Nagar, Lucknow Gomti Nagar, Lucknow Director Tel.: (0522) 2394642 Tel.: (522) 2394642 5 A Bank for Your Welfare NOTICE FOR ANNUAL GENERAL MEETING Dear Shareholder, Annual General Meeting of the Bank is scheduled to be held on Sunday, 24 August 2014 at 10:00 am at Hotal Oasis, Delhi Road, Saharanpur to transact the following business : Agenda 1. To confirm the proceedings of last AGM. 2. To consider and approve the Annual Report for 2013-14. 3. To consider and approve the Balance Sheet & Profit & Loss Account of the Bank for 2013-14. 4. To consider the report of Statutory Auditors and compliance thereof for the year 2013-14. 5. To appropriate net profit and declare dividend as recommended by the Board of Directors for the year 2013-14 6. To review actual utilization of reserves and other funds during the year 2013-14. 7. To take note of the loans and advances outstanding against Directors and their relatives during the year 2013-14. 8. To appoint Statutory Auditors for 2014-15 and to authorize the Board of Directors to fix their remuneration. 9. To consider and approve the Budget for 2015-16. 10. To consider and approve the long term perspective plan of the bank and the annual operation plan for 2015-16. 11. To present the list of employees who are relatives of members of the board or of the Chief Executive. 12. To consider amendment in bye-laws of the bank for expanding bank's area of operation to the states of Uttarakhand, Himachal Pradesh, Haryana, Punjab, Chandigarh, Delhi, Rajasthan & Madhya Pradesh, subject to statutory approvals. 13. Other items if any, with the approval of Chairman. Dated : 02-08-2014 Place : Saharanpur - Sd - (Chief Executive Officer) 6 A Bank for Your Welfare MESSAGE FROM THE CHAIRMAN Dear Shareholders, It is a matter of great pleasure for the Board, all officers of the Bank and myself to welcome you to the 17th Annual General Meeting of Shivalik Mercantile Coop. Bank Ltd. In this concluded year of 2013-14, the bank has moved ahead on the path of growth with confidence and determination. In this year, bank renewed its commitment to support small depositors and small borrowers. For depositors, we opened up our gates wide and with Basic Savings Bank accounts, Cash Deposit Machines and ATM cards. 2013-14 at a Glance Keeping this objective in mind, we also started opening B.C. offices in Several new branches / BC offices opened. various districts. Many such BC offices have already been opened in All branches / BC offices Indore, Noida, Meerut and Saharanpur and many more (Chhhutmalpur, are now equipped with ATM cum CDMs. Chilkana, Maliana (Meerut) and Hastinapur are in the pipeline. World class CBS software Not to be left behind new branches also came up at various places. We arranged for our bank. opened branches in Indirapuram, Shardanagar, Muzaffarnagar and also ATM cum Debit card facility makes us first co- one at Khatauli during the year. All of these branches have been received oprative bank in North well by the residents of these cities and hold good promises for their bright India offering this facility. Our card can now be future. One more branch at New Madho Nagar, Saharanpur is almost ready used for shopping any and may start functioning by the time this booklet reaches your hands. where in India. All of our branches and BC offices are now equipped with state of the art Cash Deposit Machines (CDMs). The CDMs accept cash deposits into accounts, generate computerized receipts for the same, accept cheques for collection and are ATM also. Thus, our customers are now able to deposit their cash and cheques even after the branches are closed in the evening. The Bank has generated a lot of goodwill among its constituents for bringing in this technological advancement in its services. Net worth of the Bank has crossed Rs. 50 crore this year and this is going to help the bank in many important ways viz. a viz. Reserve Bank of India who would now be granting permission to us for many services which were not permitted till now. In terms of Net Profit (Profit before tax / after tax), the Bank has registered the most spectacular 7 A Bank for Your Welfare performance. While last year, our profit before tax was 312.04 lacs, this time we have posted 755.61 lacs - more than 100% growth in a year! With a view to manage widely spaced branches and offices in Uttar Pradesh and Madhya Pradesh and to assist them in their functioning, the bank is looking forward to open a Regional office at Noida.
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    BK Centers in Saharanpur, India Source: “Centers Finder” service by www.bkgsu.com/centres Centre Area Centre Address Contact Info. Saharanpur Sukh Shanti Dham 0132-2723185 Navin Nagar 6, Navin Nagar 9457047770, 9368298340 Saharanpur-247001 [email protected] Uttar Pradesh Nakur Divya Prakash Bhawan 9258076925 Opp: Block Office [email protected] Banjaran Nakur Saharanpur-247342 Uttar Pradesh Nanauta Khasra No: 1592, Pawan Dham 9457664722, 9411293227 Shiv Mandir, Gangoh Road [email protected] Near Bus Stand, Rampur Nanauta Saharanpur-247452 Uttar Pradesh Rampur Light House 01332- 252912 Maniharan Banjaran Mohalla 9760722711 Khurana Complex rampurmaniharan@bkivv. Rampur Maniharan org Saharanpur-247451 Uttar Pradesh Sarsawa Trimurti Shiv Shakti Dham 9720240840 Near Ambala Road Old Chungi [email protected] Mohan Colony Sarsawa Saharanpur-247232 Uttar Pradesh Deoband Shiv Om Shanti Dham, H.no: 154 01336- 225393 Chowk Near Shiv Chowk 9258076922, 9411079827 Kaysthwada Deoband Saharanpur-247554 Uttar Pradesh Deoband H No: 47 7906809556 Gujjarwada Panchayati Takur Dwara [email protected] Gujjarwda Mohalla Deoband Saharanpur-247554 Uttar Pradesh Nagal Plot No: 832, Anubhuti Dham 9368298340, Gali No:3, Opp: Punjab National Bank 9457047770, 9027848484 Hardev Nagar, Tal: Deoband Nagal Saharanpur-247551 Uttar Pradesh Chhutmalpur Ward No: 2, House Of Subhash Saini 9258076924,9520708004 Kamaalpur Road, Near Sanatan Dharmashala Aryanagar Colony Chhutmalpur Saharanpur-247662 Uttar Pradesh Behat H No:432/24 9368298265 Near Old Water Tank Mahajanan Colony Behat Saharanpur-247121 Uttar Pradesh Gangoh H.no: 210, Near Shiv Chowk 9084589794 Boora Mandi Chhatta Mohalla Gangoh Saharanpur-247341 Uttar Pradesh --------------------------------------------------------------------------------------------------------------------------------------------------------- Source: The “Centres Finder” service by Brahma Kumaris main website Source link ➤ www.brahma-kumaris.com/centres OR www.bkgsu.com/centres OR Scan this QR code with your smartphone camera to visit the link ➤ .
  • 23 2 2019 11 55 9 Noida 2

    23 2 2019 11 55 9 Noida 2

    from Downloaded www.upsrtc.com From Downloaded www.upsrtc.com GENERAL Father's Obtain Total Date of A EX- ARDH- MRATAK RETIR O SR NO. Name Address Marks% RefNo. Caste NCC ITI Name Marks Marks Birth LEVEL ARMY SAINIK ASHRIT E LEVEL ARVIND RAMCHAN DEEN NAGARIYA TIMANPUR MAINPRUI NOIDA- 802 KUMAR DRA SINGH SHARIFPUR UP 205265 368 500 73.6 26.Mai.97 9534 General YES MATA VILL BIRNAI POST BAIRIBISA THANA VISWAS PRASAD GOPIGANJ DIST S R N BHADOHI PIN NOIDA- 803 UPADHYAY UPADHYAY 221303 368 500 73.6 20.Jun.97 9416 General YES ANKIT SUSHEEL VILLAGE NAGLA CHHATTU POST URESAR NOIDA- 804 KUMAR KUMAR THANA EKA DIST FIROZABAD UP 368 500 73.6 10.Jul.97 4582 General YES RAVINDRA PRATAP JASWANT VILL AND POST AKOHARI THANA NOIDA- 805 SINGH SINGH PARASPUR DISTT GONDA UP PIN 271504 368 500 73.6 20.Jul.97 10142 General YES Girraj Kamalesh Vill- Saray Raj Nagar Post- Jalesar Distt- NOIDA- 806 Kishor Chandra Etah 368 500 73.6 04.Aug.97 9844 General YES RAKESH VILLAGE AND POST SHAHPUR BANGAWA From PRANJAL KUMAR TEHSIL ALAPUR THANA ALAPUR DISTRICT NOIDA- 807 SINGH SINGH AMBEDKAR NAGAR PIN 224181 368 500 73.6 02.Dez.97 5952 General YES ROHAN YOGENDRA VILLAGE MAJURI KHAS POST NEWADA PS NOIDA- 808 SINGH SINGH GAGAHA GORAKHPUR 368 500 73.6 05.Jul.98 2405 General YES PINTOO V.PO DHIKANA BARAUT , BAGHPAT UTTAR NOIDA- 809 KUMAR RAMPAL PRADESH 250611 368 500 73.6 10.Jul.98 12573 General YES SANDEEP GULVIR VPO THORA TEH JEWAR DISTT G B NAGAR NOIDA- 810 SHARMA SHARMA 203155 368 500 73.6 25.Nov.98 11743 General YES LANKESH RAMPURA SIHUA MAMAN HIMATPUR NOIDA- 811 HIMANSHU
  • Basic Information of Urban Local Bodies – Uttar Pradesh

    Basic Information of Urban Local Bodies – Uttar Pradesh

    BASIC INFORMATION OF URBAN LOCAL BODIES – UTTAR PRADESH As per 2006 As per 2001 Census Election Name of S. Growth Municipality/ Area No. of No. Class House- Total Rate Sex No. of Corporation (Sq. Male Female SC ST (SC+ ST) Women Rate Rate hold Population (1991- Ratio Wards km.) Density Membe rs 2001) Literacy 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 I Saharanpur Division 1 Saharanpur District 1 Saharanpur (NPP) I 25.75 76430 455754 241508 214246 39491 13 39504 21.55 176 99 887 72.31 55 20 2 Deoband (NPP) II 7.90 12174 81641 45511 36130 3515 - 3515 23.31 10334 794 65.20 25 10 3 Gangoh (NPP) II 6.00 7149 53913 29785 24128 3157 - 3157 30.86 8986 810 47.47 25 9 4 Nakur (NPP) III 17.98 3084 20715 10865 9850 2866 - 2866 36.44 1152 907 64.89 25 9 5 Sarsawan (NPP) IV 19.04 2772 16801 9016 7785 2854 26 2880 35.67 882 863 74.91 25 10 6 Rampur Maniharan (NP) III 1.52 3444 24844 13258 11586 5280 - 5280 17.28 16563 874 63.49 15 5 7 Ambehta (NP) IV 1.00 1739 13130 6920 6210 1377 - 1377 27.51 13130 897 51.11 12 4 8 Titron (NP) IV 0.98 1392 10501 5618 4883 2202 - 2202 30.53 10715 869 54.55 11 4 9 Nanauta (NP) IV 4.00 2503 16972 8970 8002 965 - 965 30.62 4243 892 60.68 13 5 10 Behat (NP) IV 1.56 2425 17162 9190 7972 1656 - 1656 17.80 11001 867 60.51 13 5 11 Chilkana Sultanpur (NP) IV 0.37 2380 16115 8615 7500 2237 - 2237 27.42 43554 871 51.74 13 5 86.1 115492 727548 389256 338292 65600 39 65639 23.38 8451 869 67.69 232 28 2 Muzaffarnagar District 12 Muzaffarnagar (NPP) I 12.05 50133 316729 167397 149332 22217 41 22258 27.19 2533 892 72.29 45 16 13 Shamli
  • Final Population Totals, Series-10, Uttar Pradesh

    Final Population Totals, Series-10, Uttar Pradesh

    Census of India 2001 Series 10 : Uttar Pradesh FINAL POPULATION TOTALS (St:at:e, Dist:rict:, Tehsil and Town) Ranbir Singh 0' the Indian Administrative Service Direct:or of Census Operat:ions, Uttar Pradesh Lucknow Website: http://www.censusindia.net/ © All rights reserved with Government of India Data Product Number 09-004-Cen-Book Preface The final population data presented in this publication is based on the processing and tabulation of actual data captured from each and every 202 million household schedules. In the past censuses the final population totals and their basic characteristics at the lowest geographical levels popularly known as the village/town Pnmary Census Abstract was compiled manually. The generation of Primary Census Abstract for the Census 2001 is a fully computerized exercise starting from the automatic capture of data from the Household Schedule through scanning to the compilation of Primary Census Abstract. This publication titled "Final Population Totals" IS only a prelude to the Primary Census Abstract. The publication, which has only one table, presents data on the total population, the Scheduled Castes population and the Scheduled Tribes population by sex at the state, district, tehsil and town levels. The village-wise data is being made available in electronic format. It is expected to be a useful ready reference document for data users who are only interested to know the basic population totals. This publication is brought out by Office of the Registrar General, India (ORGI) centrally. I am happy to acknowledge the dedicated efforts of Dr Ranbir Singh, Director of Census Operations, Uttar Pradesh and his team and my colleagues in the ORGI In bringing out this publication.
  • State-Wise Length of National Highways (NH) in India As on 30.11.2018 1/31

    State-Wise Length of National Highways (NH) in India As on 30.11.2018 1/31

    State-wise length of National Highways (NH) in India as on 30.11.2018 1/31 Sl. NH No. State / U.T. Route Length No. (km) Andhra Pradesh 1 16 5, 6, 60 & 217 Orissa-Anandapuram Pendurthi, Anakapalli, Rajahmundary, Deverapalli, Gondugolanu,Vijayawada, Nellore-Tamil 1,024.1 Nadu Border // Anandapuramu-Visakhapatnam-Anakapalli 2 216 214, 214A Junction with NH-16 near Kathipudi - Kakinada, Machilipatnam - junction with NH-16 near Ongole 391.3 3 216A 16 GQ Rajamahendravaram - tanuku - Tadepalli gudem- Gundugolanu 120.7 4 516C The highway starting from its junction with NH-16 at Sabbavaram bypass connecting Amruthapuram, Narava, 12.7 Sathivani palem, Gopalpatanam rural and terminating near Sheelanagar in the State of Andhra Pradesh. 5 516D Junction with NH 16 near Deverapalli Bypass - Golladgudem, Gopalapuram, Jaganathapuram, Atchyutapuram, 57.7 Koyyalgudem, Bayyanagudem, Seetampeta, Narasannapalem, Jangareddigudam, Vegavaram, Taduvai, Darbhagudem- Jeelugumilli near Andhra Pradesh/Telengana border. 6 516 E junction with NH No. 16 near Rajamundry - Bhupatiapalem Road (connecting SH-38 near Rampachodavaram), 406.2 Koyyuru, Chintapalli, Lambasingi, Paderu, Aruku, Bowadara, Tadipudi - junction of NH-26 at Vizianagaram 7 716 205 Tamil Nadu Border-Reniguta, Mamanduru, Settigunta, Koduru, Pullampeta, Rajampet, Nandalur, Madhavaram, 237.8 Vonimitta, Bhakarapet, Kadapa (Cuddapah), Kuarunipalli, Vellore, Thapetla, Kothapalli, Chidipirala, Pandillapalle, Thiparulu, Yeragunttla, Nidizivve, Chillamakuru , and terminating at its junction with NH-67 near Muddanuru 8 716A Junction with NH-716 near Puttur connecting , Narayana Vanam, Thumburu, Koppedu, Harijan, Vada, Ramagiri, 42.6 Krishnapuram, Utthukottai -Tamil Nadu. 9 716B The highway starting from its junction with NH-16 near Thachur in the state of Tamil Nadu and terminating at its 20.0 junction with NH-40 near Chittoor in the state of Andhra Pradesh.