Financial Insecurity, Food Insecurity, and Disability: the Profile of People Receiving Emergency Food Assistance from the Trussell Trust Foodbank Network in Britain
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Financial insecurity, food insecurity, and disability: The profile of people receiving emergency food assistance from The Trussell Trust Foodbank Network in Britain June 2017 Rachel Loopstra & Doireann Lalor Financial insecurity, food insecurity, and disability: the profile of people receiving emergency food assistance from The Trussell Trust Foodbank Network in Britain Rachel Loopstra & Doireann Lalor This publication arises from activities funded by the University of Oxford’s Economic and Social Research Council Impact Acceleration Account in collaboration and with funding from The Trussell Trust Foodbank Network. The analyses and report were conducted by the authors. The facts presented and views expressed in this report are those of the authors and not necessarily those of the funders. Contact information: The Trussell Trust Unit 9, Ashfield Trading Estate Ashfield Road Salisbury SP2 7HL E: [email protected] © Rachel Loopstra & Doireann Lalor, 2017 All rights reserved. Reproduction of this report by photocopying or electronic means for non-commercial purposes is permitted. Otherwise, no part of this report may be reproduced, adapted, stored in a retrieval system or transmitted by any means, electronic, mechanical, photocopying, or otherwise without the prior written permission of the authors. Designed and produced by JD Designs W: www.jddesigns.co.uk E: [email protected] T: 0208 1444 171 Contents List of Tables ...............................................................................................................................................................iv List of Figures...............................................................................................................................................................v List of Abbreviations ...................................................................................................................................................vi Foreword ....................................................................................................................................................................vii Executive Summary..................................................................................................................................................viii 1. Background to the research ....................................................................................................................................1 1.1 The rise of food banks in the UK 2 1.2 Food bank usage, food insecurity, and material deprivation 3 1.3 Trends in food bank usage in comparison to trends in low income 5 2. About the study .......................................................................................................................................................7 2.1 Scope of the research 8 2.2 How the Trussell Trust “Foodbank” operates 8 3. Study methodology ...............................................................................................................................................10 3.1 Research objectives 11 3.2 Survey design and sampling methodology 11 3.3 Survey questionnaire 11 3.4 Results of recruitment and the sample population 12 3.5 Study limitations 12 4. Socio-demographic and household characteristics ............................................................................................14 4.1 Respondent and household characteristics 15 4.2 How do the characteristics of households using food banks compare with the general population? 18 4.3 How do the characteristics of households using food banks compare with the low-income population? 18 5. Economic status and benefit receipt ....................................................................................................................21 5.1 Economic status 22 5.2 Sources of income 24 5.3 Waiting on a new benefit application 25 6. Household incomes and financial insecurity .......................................................................................................27 6.1 Household income in the past month 28 6.2 Stability of incomes and income shocks 29 6.3 Expenditure shocks 31 7. Household food insecurity, food bank use and other indicators of material deprivation ..................................33 7.1 Household food insecurity and food bank usage 34 7.2 Other experiences of material deprivation 36 7.3 Household debt 38 8. Health conditions, illness and disabilities ........................................................................................................... 40 8.1 The prevalence and nature of health conditions among respondents and household members 41 8.2 The profile of food bank users accounting for disability 43 9. Discussion and conclusions ..................................................................................................................................45 9.1 Main findings and discussion 46 9.2 New insights and directions for research 48 9.3 Conclusions 48 Acknowledgements ...................................................................................................................................................50 About the authors .....................................................................................................................................................51 About The Trussell Trust ...........................................................................................................................................51 Funding ......................................................................................................................................................................51 FINANCIAL INSECURITY AND FOOD INSECURITY iii List of Tables Table 1: Respondent socio-demographic characteristics Table 2: Economic status of adults in households Table 3: Households waiting on a benefit application by current source of income Table 4: Length of time waiting since made application for new benefit payment Table 5: Benefits applied for among recent applicants Table 6: Reasons indicated to explain why income less this month than three months ago Table 7: Proportion of households reporting steady and unsteady incomes by household employment status Table 8: Experiences of unexpected expenses and rising living costs in past 3 months Table 9: Intersection of unsteady income, losses of income, and budget shocks Table 10: Chronicity and severity of household food insecurity among food insecure households Table 11: Pattern of Trussell Trust food bank usage by chronicity of severe food insecurity over past 12 months Table 12: Proportion of households in bill arrears Table 13: Proportion of households reporting ease or difficulty affording rent among households living in rental accommodation Table 14: Personal or household loans, and difficulty of making minimum payments Table 15: Loan providers among households with loans Table 16: Prevalence of mental health conditions iv FINANCIAL INSECURITY AND FOOD INSECURITY List of Figures Figure 1: Households by household type Figure 2: Most prevalent household types by gender Figure 3: Number of children <16 years of age among households with children Figure 4: Proportion of individuals in households using food banks compared to proportion of individuals in low-income households in UK population by household type Figure 5: Proportion of children in households using food banks compared to proportion of children in low-income households in UK population by number of children in household Figure 6: Proportion of households with employment income or with adults employed Figure 7: Sources of household income Figure 8: Proportion of households benefit types as a proportion of households receiving out-of-work benefits among food bank users compared with claimants in Great Britain in 2016 Figure 9: Households waiting on a recent benefit application and status of application Figure 10: Reported income in past month Figure 11: Steadiness of income from week to week or month to month Figure 12: Household food insecurity status Figure 13: Selected responses from USDA Household Food Security Survey module Figure 14: Current accommodation Figure 15: Experiences of destitution in past 12 months Figure 16: Prevalence of health conditions among respondents and household members Figure 17: Health conditions of highest prevalence among respondents and their household members with health conditions Figure 18: Impact of health problems on domains of daily living among respondents with a health condition Figure 19: Compared with low-income households in the general population, low-income households using food banks are more likely to contain someone with a disability or to be a lone parent family FINANCIAL INSECURITY AND FOOD INSECURITY v List of Abbreviations ESA Employment and Support Allowance ESA (WRAG) Employment and Support Allowance (work-related activity group) ESRC Economic and Social Research Council FSA Food Standards Agency HBAI Households Below Average Income JSA Jobseeker’s Allowance USDA United States Department of Agriculture vi FINANCIAL INSECURITY AND FOOD INSECURITY Foreword In April of this year, The Trussell Trust reported that our network of 428 food banks gave out nearly 1.2 million three-day emergency food supplies, a record number. As the numbers continue to grow, the task of challenging injustice and stopping UK hunger becomes more and more urgent. This is why this report from the University of Oxford is so important. For the first time, we have unique access, with a level of detail unseen until now, into