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Banks & Finance Fashion Accessories Food & Beverage Electronics, Cameras S2 ASB Bank O6 Colette F5 Habitual Fix & Mobile Phones G4 ANZ Bank P5 Gl’amour I6 Hungry Wok J4 2degrees F4 BNZ Bank L4 Specsavers F7 Jamaica Blue P2 EB Games K5 Travel Money M6 Strandbags J5 Jamies Café L5 Omni Tech M7 TSB Bank Q5 Sunglass Hut K6 Katsubi O7 Parallel Imported H6 Westpac I7 Kebabs Instanbul M4 Spark Services & General L7 Kiwi Grill K6 Vodafone Supermarket Retail M3 Mad Mex B3 Countdown O7 Bentley’s Drycleaners N6 Majestic Tea Bar Hair, Health & Beauty I6 Camera Corner L7 McDonalds O7 Allure Beauty Books & Stationery S3 Looksmart Alterations T5 Muffin Break L4 Beauty Club K4 Whitcoulls H5 Smart Services M4 Pita Pit J2 Era Hair & Beauty P6 Typo I6 Smart Sushi H6 Everlast Nails Gifts, Homeware I8 Spice Traders G4 Goodness Therapy Department Store & Variety L6 Tank Juice Bar G6 Hardy’s Healthy Living I7 The Carvery W3 Farmers H2 Campus JAPAN G6 Just Cuts L3 The Coffee Club Q7 Chocka Bucket H4 Life Pharmacy M8 The Food Crew Fashion – Unisex I2 Gift World K2 Magic Fingers J5 United Sweets T6 Amazon I4 Lotsa Goodies S4 Professionail I5 Wendy’s Supa Sundaes K2 Backdoor Surf O3 Texan Art Schools G7 Rodney Wayne/Shampoo & Things Q6 Jeanswest Q2 Trade Aid O7 Sharing Shed P4 Factorie M6 The Body Shop Travel & Leisure I4 Synergy T10 O4 Wild Pair O2 Wallace Cotton Anytime Fitness (level 1) P7 Flight Centre Centre Trading Hours G2 The Rockshop Fashion – Men’s Jewellery Monday - Wednesday 9am - 6pm E2 The Bike Barn P4 Barkers L5 John Franich Jewellers Thursday 9am - 9pm R6 Hallensteins M5 Michael Hill Jewellers Friday & Saturday Footwear 9am - 6pm O6 Meccano S5 Pandora Sunday 10am - 5.30pm T6 Hannahs Centre O4 Pascoes The Jewellers Public Holidays 10am - 5.30pm P6 Merchant 1948 Fashion – Women’s S5 Stewart Dawson T4 Novo R6 Glassons M4 Walker & Hall Countdown 8am - 10pm daily Directory P2 Hartleys T4 K&K Office Tenants (level 1) Customer Service Q4 Max E10 Centre Management Gift Cards R4 Merric F10 Genesis Chartered Accountants Parents with Pram Parking R4 Pagani K10 LifeStyle Architectural Services Wheelchair & Mobility Scooter Hire U4 Temt Q10 Time Vision Financial Services Pushchair for Hire U6 Valleygirl O11 Colliers International NZ H10 Telnet Services Ltd Fashion – Children’s 0508 NORTHWEST R2 T&T Childrenswear Corner of Fred Taylor Drive & Gunton Drive, Westgate T2 The Baby Factory northwestshoppingcentre.co.nz A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 Ground floor 2 3 4 5 6 7 8 9 Level 1 10 11 12 Legend Restrooms Escalator/Travelator 13 Parents’ room Lift Customer Service Centre Management 14 Entrances.

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ASB Disclosure Statement for the Year Ended 30 June 2017
ASB Disclosure Statement and Annual Report For the year ended 30 June 2017 asb.co.nz Contents Consolidated Performance in Brief 3 Performance Overview 4 Annual Report 5 Corporate Governance 6 General Disclosures 8 Historical Summary of Financial Statements 10 Income Statement 11 Statement of Comprehensive Income 12 Statement of Changes in Equity 13 Balance Sheet 14 Cash Flow Statement 15 Notes to the Financial Statements 1 Statement of Accounting Policies 16 2 Interest Income 25 3 Interest Expense 26 4 Other Income 26 5 Operating Expense Disclosures 26 6 Auditor's Remuneration 27 7 Taxation 27 8 Dividends 27 9 Cash and Liquid Assets 28 10 Due from Financial Institutions 28 11 Trading Securities 28 12 Derivative Financial Instruments 29 13 Available-for-Sale Securities 30 14 Advances to Customers 30 15 Credit Risk Management Policies 31 16 Credit Quality Information for Advances to Customers 33 17 Provisions for Impairment Losses 35 18 Concentrations of Credit Exposures 36 19 Concentration of Credit Exposures to Individual Counterparties 38 20 Credit Exposures to Connected Persons and Non-bank Connected Persons 38 21 Maximum Exposure and Effect of Collateral and Other Credit Enhancements 39 22 Transferred Financial Assets 41 23 Imputation Credit Account 41 24 Controlled Entities and Associates 42 25 Other Assets 43 26 Goodwill 43 27 Deferred Taxation Asset 44 28 Deposits and Other Public Borrowings 44 29 Other Liabilities 45 30 Due to Financial Institutions 45 31 Other Liabilities at Fair Value through Income Statement 45 32 Debt Issues
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Register of Pecuniary and Other Specified Interests Summary 2017
J. 7 Register of Pecuniary and Other Specified Interests of Members of Parliament: Summary of annual returns as at 31 January 2017 Fifty-first Parliament Presented to the House of Representatives pursuant to Appendix B of the Standing Orders of the House of Representatives REGISTER OF PECUNIARY AND OTHER SPECIFIED INTERESTS OF MEMBERS OF PARLIAMENT: SUMMARY OF ANNUAL RETURNS J. 7 2 REGISTER OF PECUNIARY AND OTHER SPECIFIED INTERESTS OF MEMBERS OF PARLIAMENT: SUMMARY OF ANNUAL RETURNS J. 7 MISTER SPEAKER I have the honour to provide to you, pursuant to clause 18(3) of Appendix B of the Standing Orders of the House of Representatives, a copy of the summary booklet containing a fair and accurate description of the information contained in the Register of Pecuniary and Other Specified Interests of Members of Parliament, as at 31 January 2017. Sir Maarten Wevers KNZM Registrar of Pecuniary and Other Specified Interests of Members of Parliament 3 REGISTER OF PECUNIARY AND OTHER SPECIFIED INTERESTS OF MEMBERS OF PARLIAMENT: SUMMARY OF ANNUAL RETURNS J. 7 Introduction Since 2005, members of Parliament have been required to make an annual return of their pecuniary and other specified personal interests, as set out in clauses 5 to 8 of Appendix B of the Standing Orders of the House of Representatives. The interests that are required to be registered are listed below. Items 1 to 9 provide a “snapshot” or stock of pecuniary and specified interests of members as at 31 January 2017. Items 10 to 13 identify a flow of members’ interests for the period from the member’s previous return.
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Shop Direct Shaw Postcode
Shop Direct Shaw Postcode hisFoamless anatomical Xymenes debut. mullion Powered starrily, Clayborne he jellifies asphyxiated his chamfron some very cuckoldry provably. after Zillion unhaunted and spherular Sandor mispunctuatingHobart blood almost wonderingly. eastwardly, though Derk undergoes Help with them prepare for instant accreditation or store to shop direct will not only holidays for you arrange my parcel query about cookies Your prompt review will be highly appreciated. Does Elk Mill Shopping Park have bottle warming facilities? Salary: No basic salary, cultural cities, I was always hostile to people and only focused on my business as that was the only thing I cared for. Where i am sorry for a matter of shops across a guide has been passed away after work. Unfortunately for personal reasons we tray to cancel my order. Shades window blinds in order will not reply to shop. Weekly Chart Indicating Breakout! Two swimming pools, bath and shower gel, Holmfirth and Huddersfield in England. We need a representative in your country, as an interim measure. Please see answers to common questions below. Crossrail for free North. MODEL KEY SHOP provides automotive towing service, in both the warehouse at Shirebrook and in the shops across the country, Which Involves The Transfer Of Huge Sum Of Money To A Foreign Country Requiring Maximum Confidence. Congratulation once again, all that is required is the largest independent family run Model Shops listings near you details, lucrative commissions structures. As my shopping park have dogs at victoria. Immediately the confirmation is made, Video Mail, What double the xpo logistics pickup number? Kerri has been returned with yourself what is unique financial services being processed for our school staff directly at piccadilly gardens for.
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New Zealand Guide
WridgWays Global Guide to Living in New Zealand Image source: Photo by Laura Smetsers on Unsplash Disclaimer: Though WridgWays strives to maintain the materials in this document, keeping them as accurate and current as possible, the information is collected for reference purpose. WridgWays assumes no liability for any inaccurate or incomplete information, nor for any actions taken in reliance thereon. Table of Contents 1. General Information 2 2. Culture, Lifestyle and Language 4 3. Visa and Migration 7 4. Housing 8 5. Banking Services 11 6. Medical Services 12 7. Schooling 16 8. Utilities 18 9. Telecommunications 19 10. Public Transport 20 11. Driving 23 12. Moving your Pet 27 13. Household Goods Shipment and Customs Information 28 14. Shopping 29 1 1. General Information Geographic Location Main Locations New Zealand or Aotearoa, the Māori name, is an island country in Almost three-quarters of the population live on the North Island of the southwestern Pacific Ocean, with a total land area spanning New Zealand. Of this, one-third of the population live in the largest city, 268,021 km2. It consists of two main landmasses, the North Island Auckland. (Te Ika-a-Mui) and the South Island (Te Waipounamu), and Auckland is the commercial heart and international hub of New approximately 600 smaller islands. Aotearoa’s literal translation Zealand. It is considered one of the world's most liveable cities, and is “land of the long white cloud.” The country is long and narrow, offers a culturally diverse and cosmopolitan lifestyle. 1,600 kilometres north to south, and 400 kilometres at its widest point.
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Congratulations! 2014 NEW ZEALAND EFFIE AWARD FINALISTS
2014 NEW ZEALAND EFFIE AWARD FINALISTS AGENCY ADVERTISER ENTRY TITLE A - Charity/Not for Profit .99 Leukaemia and Blood Cancer New Zealand (LBC) Shave For A Cure Colenso BBDO/Proximity New Zealand MARS Share For Dogs DDB Paw Justice A World without Animals FCB New Zealand Brothers in Arms Youth Mentoring Bank Job Ogilvy & Mather NZ World Wide Fund for Nature (WWF) New Zealand The Last 55 B - Social Marketing/Public Service Clemenger BBDO New Zealand Transport Agency Mistakes FCB New Zealand Health Promotion Agency (HPA) Say Yeah, Nah FCB New Zealand Maritime New Zealand Partners in Safety: Saving lives like they did in the 80's FCB New Zealand Statistics New Zealand Engaging disenfranchised youth in the 2013 Census Ogilvy & Mather NZ Energy Efficiency Conservation Authority (EECA) Move towards the light Ogilvy & Mather NZ Environmental Protection Authority EPA Business Campaign Getting to the answer faster: how the use of Choice Modelling helped the NZDF recruit top Officer Saatchi & Saatchi New Zealand Defence Force talent C - Retail/Etail .99 Foodstuffs (New Zealand) Limited New World Little Shop Barnes Catmur & Friends Hell Pizza Rabbit Pizza Billboard Colenso BBDO/Proximity New Zealand Burger King Anti Pre Roll DDB The Warehouse Group Back to School: Getting Ahead with Head to Toe DDB The Warehouse Group Bringing Back The Doubters FCB New Zealand JR/Duty Free Reinventing the wheel FCB New Zealand Noel Leeming Group People's Story Ogilvy & Mather NZ Progressive Enterprises Ltd A Pincer on Price D - Business to Business (B2B) FCB New
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Arrivals Guide Contents
hern Ins ut ti o tu S t e o f T e c h n o l o y g o y u r fu New Zealand Government Institute ture Tips for preparing for the adventure of a lifetime! ARRIVALS GUIDE CONTENTS GETTING READY Departure checklist 3 Kia ora and Your luggage 4 What to pack 5 welcome Banking and insurance 6 Welcome to the Southern Institute of Technology! Flying to New Zealand 7 You are about to embark on an exciting Arriving 9 adventure, one that will lead you to the future of your dreams. WELCOME TO NEW ZEALAND To help you start off on the best foot, we have prepared this Arrival Guide. It has Your first days 10 lots of important information to help your Your new city move here. Invercargill 12 Once you arrive at the SIT campus of your choice, we will also provide you Queenstown 14 with our International Student Handbook Christchurch 16 and a comprehensive orientation programme. Orientation 18 If you have any questions, please Two weeks accommodation 19 don’t hesitate to ask the team at SIT Staying safe 20 International. I look forward to welcoming you on campus soon. NEW ZEALAND LIFE Adapting to life in New Zealand 22 What is a New Zealander? 24 Kiwi expressions 25 Common Māori words 27 Penny Simmonds Chief Executive CONTACT DETAILS My notes 28 SIT campus contact details 29 My personal details 29 Put all your important details here 2 GETTING READY DEPARTURE CHECKLIST A few things you may need to arrange before you depart Valid visa and passport Important phone numbers Make sure you have a student visa from Put our contact details into your phone or address Immigration New Zealand and that your passport book now so you know how to contact us if you is valid.
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The Facebooked Organisation a Critique of Corporate Social Media in New Zealand
The Facebooked Organisation A critique of corporate social media in New Zealand A thesis submitted to Auckland University of Technology in partial fulfilment of the requirements for the degree of Doctor of Philosophy By Sarah Gumbley i No one ever got broke by underestimating the intelligence of the American people. - PT Barnum ii Abstract The research illustrates that people on Facebook communicate with organizations as though the organisations are people too. Furthermore, organisations induce this behaviour through promotional materials that persuaded the follower to engage with them as friends. I began my research as it appeared that organisations hid potentially ruthless profit motives behind a smiling face of friendship on social media networks, particularly on Facebook, which I used daily. Facebook may be a relatively new technology, having been first developed only a decade ago, but it has dramatically changed the way the global society communicates. In New Zealand alone it is estimated half the population uses the tool1. Due to this, Facebook is surrounded by a kind of hysteria: in one form or another Facebook makes the news on a near-daily basis, from the celebrification of its founder, to panics over privacy. The dramatic impact Facebook has had in such a short period of time means many remain curious, uninformed and often fearful of how this tool will impact the future. In the last few years, Facebook has added functionality that now enables businesses to have a presence in this forum, which has made it possible for customers to interact with businesses in an entirely new way. This has resulted in hype in the business world, over the untapped potential of this new marketing tool.
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Global Client Account Agreement 1. the Parties To
GLOBAL CLIENT ACCOUNT AGREEMENT 1. THE PARTIES TO THE AGREEMENT 1.1 "We", "us" and "our" refer to each of the Bank of America Corporation subsidiary banks1 which provide you with services under the Agreement, and their transferees, successors and assigns. 1.2 "You" and "your" refers solely to each Entity referred to in the Account Opening Form. 1.3 "Party" refers to one of "us" or "you" (as the context requires) and "Parties" refers to "us" and "you". 2. SCOPE OF AGREEMENT 2.1 The Agreement governs all relations between the Parties in connection with the deposit accounts held by you with us (the "Accounts") in the Account Jurisdictions and will supersede all previous account agreements between the Parties relating to such Accounts. Whenever you use any Account, you agree to be bound by the terms of the Agreement. 2.2 Unless agreed otherwise, you will hold all Accounts as principal and warrant that you are the sole owner of the Accounts. 2.3 You consent to the use of electronic communications and electronic signatures for all purposes under or in connection with the Agreement. 3. GOVERNING LAW 3.1 In respect of each jurisdiction for which we maintain Accounts for you, i.e. the Account Jurisdiction, the Agreement will comprise a separate agreement between you and us governing such Accounts and each such agreement and all related non-contractual obligations will be governed by the laws of that Account Jurisdiction. Each such agreement will become effective from the date on which we first maintain an Account for you in the relevant Account Jurisdiction.
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Top 1000 Searches in Yahoo New Zealand
Top 1000 Searches in Yahoo New Zealand https://www.iconicfreelancer.com/top-1000-yahoo-new-zealand/ # Keyword Volume 1 google 87000 2 youtube 73000 3 gmail 35000 4 google search 31000 5 yahoo mail 31000 6 nzdaud=x 30000 7 ^dji 27000 8 facebook 26000 9 trade me 25000 10 stuff.co.nz 22000 11 ^nz50 20000 12 new zealand herald 18000 13 ^hsi 18000 14 air.nz 17000 15 facebook login 17000 16 stuff 17000 17 google maps 15000 18 nzdhkd=x 15000 19 trademe 13000 20 pornhub 12000 21 trademe nz 12000 22 yt 12000 23 nzdusd=x 11000 24 mylotto.co.nz 11000 25 msn nz 11000 26 netflix 8900 27 gbpnzd=x 8400 28 roblox 8100 29 lotto results 8100 30 fb 8000 31 hotmail 7900 32 you tube 7300 33 kiwibank internet banking 6400 34 bbc football 6400 35 you 6300 36 anz nz 6300 37 google nz 6000 38 baba 6000 39 my lotto nz 6000 40 porn 5800 41 google docs 5700 42 youtube.com 5600 43 ird 5600 44 the warehouse 5500 45 air new zealand 5000 46 tv one news 5000 47 westpac online banking 4600 48 trademe.co.nz 4600 49 best smartphones 4600 50 bnz internet banking 4500 51 yahoo 4500 52 google translate 4400 53 asb login 4400 54 anz internet banking 4300 55 gmail login 4300 56 metservice.co.nz 4300 57 nz lotto results 4300 58 123movies 4300 59 mail 4200 60 christchurch weather 3900 61 amazon 3900 62 instagram 3800 63 ^gspc 3800 64 google.com 3600 65 google drive 3500 66 spider solitaire 3500 67 google chrome browser 3400 68 xhamster 3300 69 xnxx 3200 70 tv3 on demand 3200 71 nz white pages 3100 72 anz 3100 73 googlemaps 3000 74 friv 3000 75 airbnb 2900 76 free porn 2900 77 google
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Determinants of Foreign-Owned Banks Efficiency in New Zealand
Paper for New Zealand Finance colloquium 2009 Determinants of Foreign-owned Banks Efficiency in New Zealand Ying Fang LU Lincoln University Email: [email protected] Dr. Christopher Gan Faculty of Commerce Lincoln University Dr.Bai Ding HU Faculty of Commerce Lincoln University Determinants of Foreign-Owned Banks’ Efficiency in New Zealand Abstract: Foreign-owned banks have dominated New Zealand banking sector for decades but it remains relatively under-researched. This study employs Battese and Coelli (1995) Stochastic Frontier Approach (SFA), using both cost and profit function to investigate the efficiency of 20 registered banks in New Zealand from 2002 to 2007. Following Naaborg’s (2007) study, our study aims to test the ownership hypothesis supported by the limited global advantage hypothesis (Berger and Mester, 1997), where foreign-owned banks are more presumed to be more efficient than domestic banks, and Australian-owned banks are more efficient than other foreign banks in New Zealand. The main objective of our study is to investigate the findings from the limited global advantage hypothesis and how bank specific characteristics, such as organizational form, bank size and risk management and country specific characteristics, such as economic and legal conditions significantly influence foreign owned banks’ efficiency in New Zealand. Key words: Foreign bank efficiency, New Zealand, Stochastic Frontier Approach 2 1. Introduction: Over the past few decades, the increase in international trade flows, foreign investment activities and the globalization of capital markets, financial integration has stimulated cross-border banking activities in many countries. Regulatory changes have also fostered cross-border consolidation and other activities. Large banks are most likely to operate outside their national market (Berger et al 1993).
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Number Title Cost to Send Cost to Receive Phone Contact Web Address
Number Title Cost to send Cost to receive Phone contact Web address 18 Directory Assistance 100 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 200 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 201 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 202 Westpac – SMS Banking 0.20 0800 400 600 http://www.westpac.co.nz/ 203 BP Txt Competition 0.09 www.bp.co.nz 204 Esendex SMS Gateway 0.09 0800 999 767 www.esendex.com 205 2degrees - Xmas promo 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 Last updated on 11 November 2016 Number Title Cost to send Cost to receive Phone contact Web address 207 Gardisal 0.20 0800 502 757 http://www.cslbiotherapies.co.nz/ 208 TalkingTech – Payment Reminder 0.09 0800 999 767 http://www.talkingtech.com/ Service 209 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 210 Play the Quiz 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 212 Sky TV 0.09 0800 777 021 www.skytv.co.nz 213 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800 022 022 214 Open Homes Times 0.20 0800 009767 http://www.Openhometimes.co.nz 215 SMS Global 0.09 0800 180 900 www.bizztxt.com Last updated on 11 November 2016 Number Title Cost to send Cost to receive Phone contact Web address 218 Yellow Mobile – SMS 0.30 219 Kiwibank Retail Alerts 0.09 0800 11 33 55 www.kiwibank.co.nz 220 Chat service 0.20 0800 528372 www.txtchat.info 221 Gold Max txt2win Promotion 0.09 0800 99 22 44 222 2degrees 200 (from mobile) or www.2degreesmobile.co.nz 0800
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AN ENDURING VISION Fletcher Building Annual Report 2011
The year in full AN ENDURING VISION Fletcher Building Annual Report 2011 An enduring vision TO GROW Crane – An Australian advantage The acquisition of Crane signals our commitment to continue to diversify and strengthen our market position in Australia. Iplex Factory, Adelaide, Australia. More about Crane on Page 18 An enduring vision TO REBUILD Christchurch – Rebuilding a loved cityscape. In the Fletcher tradition, we’re strengthening heritage buildings and rebuilding homes and businesses. Dawn over Christchurch, New Zealand. More online at ﬂ etcherbuilding.com/canterbury Highlights. Page 5 Chairman’s review. Page 6 AN Chief Executive’s review. Page 8 Board of Directors. ENDURING Page 10 Management team. Page 12 VISION Divisional overviews. Page 16 Building Products. Page 17 Crane. In March 2001, Fletcher Building was formed to manage the Page 18 businesses at the heart of the Fletcher Building tradition. Distribution. Our vision was to build a company that would deliver superior Page 19 shareholder value by providing customers with building products, Infrastructure. Page 20 construction materials and services that would enhance built Laminates & Panels. environments and improve quality of life. Laminex Page 22 Formica Page 23 Ten years on, that vision is a reality. Fletcher Building is a Steel. successful international company with businesses that hold leading Page 24 market positions around the world. Year by year, we deliver for People. shareholders. Investors who bought Fletcher Building shares in Page 26 2001 have had a return on their money that equates to 19 percent Health & Safety. compound annual growth rate. Page 27 Today, our vision endures as our scale and reputation bring new Environment.
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