11 th Latin American Encuentro :

Standard Bank Standard Bank • Brief information of Standard Bank group, about us, how does the 'Offshore' concept fit in the group.

• Details of products and services that we can offer you and your clients to complement the services provided by Skandia International. “Standard Bank Group”, tradition in service

• Standard Bank Offshore Group Limited is part of Standard Bank Group Limited.

• Standard Bank Group Limited was established in 1862.

• Standard Bank Group Limited’s headquarters are in Johannesburg, South Africa, and it is the company in charge of the group’s operations worldwide. “Standard Bank Group”, tradition in service

•Standard Bank Group has more than 50,000 employees worldwide.

• The group has presence overseas in 33 places, such as London, Hong Kong, New York, Taiwan as well as representations in Latin America, Eastern Europe and the Middle East. What products does Standard Bank offer?

• Bank accounts for clients.

• Bank accounts for advisers. What products does Standard Bank offer?

• Optimum Accounts – For clients.

• Ideal for daily banking needs.

• Minimum deposit of USD 5,000.

• We are currently working with Aiva and Skandia International regarding the offer of these easy-access accounts in relation with Skandia International single premium accounts. What products does Standard Bank offer?

• Optimum Accounts – Visa Debit Card.

•The Bank’s Offshore Visa debit card provides access to the funds held in the account through the use of Visa’s worldwide network.

•Purchase of goods and services.

•Cash available 24/7.

•Withdraw cash in local currency.

•Pay for goods and services ordered by phone, e-mail or online.

•Make regular payments of Skandia International plans. What products does Standard Bank offer?

• IFAD Accounts – For Advisers.

• Available in Dollars, Pounds and Euros.

• Payment of interests on the balance of the account.

• Minimum balance required USD 250, £ 250, € 250.

•Interests paid on a quarterly basis.

• Zero account maintenance expenses if the above mentioned balances are respected.

•Free Visa debit card available. Online Banking

Online services allow our clients to:

•Receive updated information on their bank account.

•Access their bank account statements.

•Transfer funds instantly between their offshore accounts with Standard Bank.

•Request payments to be made to other bank accounts worldwide.

•Send safe e-mails to Standard Bank.

•Reduced charges for on-line money transfers. SERVICE through Aiva

•If you want to manage the account’s information in Spanish, you must subscribe a power of attorney with Aiva, which will allow Aiva to communicate with Standard Bank to access information via telephone. Thank you