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NEWMARKET SERVICES

ublisher of 95 U.S. and 32 International Relocation Guides, NewMarket PServices, Inc., is proud to introduce our online version. Now you may easily access the same information you find in each one of our 127 Relocation Guides at

www.NewMarketServices.com.

In addition to the content of our 127 professional written City Relocation Guides,

the NewMarket Web Site allows us to assist movers in more than 20 countries by

encouraging you and your family to share your

moving experiences in our NewMarket Web Site

Forums. You may share numerous moving tips and

information of interest to help others settle into

their new location and ease the entire transition www.NewMarketServices.com process. We invite everyone to visit and add helpful information through our many available forums.

Share with others your knowledge of your new location or perhaps your former

location. If you ever need to research a city for any reason, from considering a move to

just checking where somebody you know is staying, this is the site for you.

NewMarket Services looks forward to cooperating with everyone to continually

add to our base of City Specific Information along with our various moving topics to

help many of the 40 million people who have the opportunity to relocate each year.

Please do not hesitate to contact our customer service department to speak to a live

representative if we can provide any assistance. Our toll free number is (866) 595-3792.

Orange County Information Guide [ 5 HOW TO USE THIS GUIDE

The NewMarket Services Information Guide is designed as a valuable resource tool for you, the newcomer to Orange County. It is our intent in producing this publication to standardize important and helpful information on your new community in a format that is most useful to you.

Important telephone numbers, packing and moving suggestions, and much, much more useful information is found throughout the Guide pages. Selected area businesses, many offering significant savings are found in the Business Directory Section, sorted by category. The Guide can save Orange County Welcomes You! you both time and money while providing you a continuous resource tool as you become more familiar with the metroplex. We do hope you find our Relocation Guide to be of assistance to you. If you do not find something you need, or if you have any suggestions for future issues of the

Guide, please give us a call. We will be happy to assist in any way.

(866) 595-3792 Toll Free From everyone at NewMarket Services Welcome to Orange County!

6 ] Orange County Information Guide www.newmarketservices.com Orange County Information Guide [ Volume 10 [ Number 6

LOCAL INFORMATION The State of California 8 Area Codes, Important Phone Numbers 13 Weather 13 Travel Information 14-16 Driver’s License and Vehicle Registration 16-17 Voter Registration 17 Media 17 Publisher: NewMarket Services, Inc. About Orange County 9 President: Patrick Morgan History of Orange County 10 Anaheim 11 Managing Editor: Rebecca Wallace Huntington Beach 18-19 Executive Editor: Jason Gerali Irvine 19-20 Contributing Writer: Amy Tennant Newport Beach 20, 23 Executive VP Sales & Marketing: Robert Fischer Santa Ana 23-24 Other Area Activities 24-25 Regional Sales Manager: Beth Hurley Art Department: Sprague Design MOVING Smooth Transitions 29-30 Graphic Designer: Dean Sprague Choosing a Moving Company 29 NewMarket On-Line: Total Web Design, Inc. Packing Tips 29-30 IT and Web Development: Larry Bongiovi Staying Organized 30 Settling Into Your New Home 30 Research Assistant: Stephanie Cooper, Lora Price Relocating Your Pet 31 Circulation: Little Drummer Boy Dist., Inc. What’s All the Talk About? 32 Phoenix Office: Pre-Move Checklist 34-35 PO Box 30534 MOVING WITH CHILDREN Phoenix, AZ 85046-0534 Reinforce the Positives 37-38 Phone: (602) 923-3415 Choosing a School 37-38 Fax: (602) 923-0774 Selecting Child Care 38-39 Toll Free: (866) 595-3791 Education 40-42 Chicago Office: FITNESS & HEALTH 902 North Ashland In the Kitchen 44 Chicago, IL 60622 Physical and Mental Well Being 45-47 Phone: (312) 226-6288 Volunteering 48 Fax: (312) 226-6290 Toll Free: (866) 595-3792 HOUSING Making the Right Choice 50-51 NewMarket currently publishes Information Guides for 95 North American and 32 Choosing the Right Home 52 International Markets. To order your Housing Options For Growing Active Adults Demographics 53-54 NewMarket Information Guides for $3.50 Home Inspection Checklist 55 each, please contact NewMarket Services toll free at (866) 595-3792. Homecare Basics for New Homeowners 56 Take Control of Your Energy Costs 57 In preparing this publication, every effort Home Buyer’s Glossary 58-59 has been made to assure the accuracy of Security 60 the information contained herein, but Who’s Who in Building 61 authenticity cannot be guaranteed. Listings are subject to omission, error or change Selecting a Builder 62 without notice. Selecting a Contractor 63 Banking & Mortgage Information 64-67 All material in this publication is copyright protected and can only be reprinted with BUSINESS DIRECTORY permission of the publisher. Business Directory Listings 68-77

Orange County Information Guide [ 7 THE STATE OF CALIFORNIA

European explorers first began contacting the region in the 16th century; the area was inhabited by a variety of Native American tribes. The coastal areas of the state were colonized by Spain beginning in 1769, but became a part of the Mexico in 1821 because of the Mexican War of Independence. It was part of the Baja California Peninsula in Mexico, and then was ceded to the United States in the Mexican-American War, which ended in 1848. Reno The California Gold Rush of 1848-1849 brought about 90,000 Sacramento additional U.S. migrants to the state, and California became the Oakland 31st state of the Union in 1850. San Francisco Stockton NV The state’s major predominant industries include agriculture, Modesto entertainment, light manufacturing, and tourism. California is also Silicon Valley the home of several significant economic regions such as Monterey Salinas Hollywood (entertainment), the California Central Valley (agriculture), Fresno Silicon Valley (computers and high tech), and the Wine Country (wine). California’s economy is the largest in the United States, and CA at $1.55 trillion, is larger than all but 7 countries. Per capita personal income was $33,403 as of 2003, ranking it 12th in the nation. San Luis Obispo Las Vegas Bakersfield Most of the state has a Mediterranean climate, with rainy winters and dry summers. The climate along the coast is mild; cooler along Santa Barbara the central and northern coast. Southeastern California is arid Ventura County desert. Along the cost, the rainy season runs from October to April San Bernardino AZ in the north and from November to March or April in the south. Los Angeles Pacific Ocean Record temperaturs of a high 134 °F (56.6 °C at Death Valley on Orange County Riverside July 10, 1913 and a record low of -45° at Boca on January 20, 1937. Average yearly precipitation ranges from under 5 inches in south-east to 120+ in parts of the north-west. San Diego California levies a 9.3% maximum variable rate income tax, with

Mexico 6 tax brackets and a 7.25% sales tax.

he State of California covers the southern portion of the United States’ west coast. With a population of 37 million and an area of 158,402 square miles, California is the largest Fast Facts T ESTIMATED POPULATION: 37,172,015 U.S. state in population and the third largest in area. LAND AREA: 158,302 sq mi California borders the Pacific Ocean to the west, Oregon to the north, Nevada and Arizona to the east, and the Mexican state of COASTLINE: 840 miles Baja California to the south. The state has incredible geographic CAPITAL: Sacramento diversity. It has both the highest and lowest elevations in the STATE MOTTO: Eureka Continental US (within 100 miles of each other), an expansive central valley, tall mountains, arid deserts, and hundreds of miles of STATE NICKNAME: The Golden State coastline. Most major cities are at or near the Pacific coastline, LARGEST CITIES: Los Angeles, San Diego, and San Jose notably Los Angeles, San Francisco, San Jose, Oakland, Santa STATE SALES TAX: 7.5% Ana/Orange County, Riverside/Moreno Valley, San Bernardino and San Diego. However, the capital, Sacramento, is in the Central Valley, and there are other significant cities on the interior.

8 ] Orange County Information Guide ABOUT ORANGE COUNTY

OVERVIEW

range County is located in Southern California. Its county seat is Santa Ana. Its population of 3,056,865 (2005 estimate), is larger than that of 20 states. It is the Osecond most populous county in the state of California, and the fifth most populous in the United States. The county is known for its wealth and political conservatism, although it is in reality neither as uniformly wealthy nor as homogeneously conservative as its stereotypical image suggests. In fact, the wealthiest areas in the county; Anaheim Hills, Corona del Mar, Newport Beach, Laguna Beach, and Villa Park only account for 15% of Orange County's total population. Thirty-four incorporated cities are located in Orange County. Some of the most exclusive (and expensive) neighborhoods in the U.S. are located here, many along the Orange County Coast. It is also famous as a tourist destination, as the county is home to such attractions as Disneyland and Knott's Berry Farm, as well as sandy beaches for swimming and surfing, yacht harbors for sailing and pleasure boating, and extensive acreage devoted to parks and open space for golf, tennis, Hiking, kayaking, cycling, and other outdoor recreation. It is at the center of Southern California's Tech Coast. Large shopping malls exist throughout the county, such as the Irvine Spectrum Center, South Coast Plaza in Costa Mesa, Fashion Island in Newport Beach, and The Block at Orange. The area’s warm Mediterranean climate and 42 miles of year-round beaches attract millions of tourists annually. Huntington Beach is a hot spot for sunbathing and surfing; nicknamed “Surf City, U.S.A.,” it is home to many surfing competitions. Other tourist destinations include the theme parks Disneyland and Disney’s California Adventure in Anaheim and Knott's Berry Farm in Buena Park. The Anaheim Convention Center is the largest such facility on the West Coast. The old town area in the City of Orange (the traffic ORANGE COUNTY circle at the middle of Chapman Ave. at Glassell) still maintains its 1950s image, and DEMOGRAPHICS appeared in “That Thing You Do!” Little Saigon is another notable tourist destination, being home to the largest concentration of Vietnamese people outside of Vietnam. Population 3,056,865

Female 50.2% Male 49.8%

Ethnic Makeup Afro American 1.7% Asian 2.5% Hispanic 13.6% Native American 0.7% White/Caucasian 64.8%

Housing Units 969,484 Median Value $270,000 Persons per household 3.00

Orange County Information Guide [ 9 HISTORY OF ORANGE COUNTY

In 1880 the region that is now Orange County still belonged to and the fastest over water (53 mph). Unrelated to Glenn, Eddie Los Angeles County. The population was growing rapidly with the Martin also became a great figure in Orange County aviation history. sprouting of many new small towns. Anaheim and Santa Ana were In 1923 Martin began flying passengers out of land owned by already important population centers. It has been said that Santa James Irvine. Martin eventually leased 80 acres from Irvine and Ana was second only to Los Angeles in importance. However, the formed the Eddie Martin Airport and flying school. At the end of residents of the southern part of then Los Angeles County were World War II, the Santa Ana Army Air Base (SAAAB) was no longer frustrated with their county government. For instance, there was needed by the military and was closed. The buildings soon became only one bridge that crossed the mighty Santa Ana River, which just used as the campuses for Orange Coast and Santa Ana Junior wouldn’t do because it was that river that separated Anaheim and Colleges. The many servicemen who were trained and stationed at Santa Ana. Also, residents of Orange County disliked making the SAAAB came to enjoy the wonderful air and climate of the Orange long trek to Los Angeles to carry out official business. Many of the County region. So after the war, these servicemen brought their county offices were held by Los Angelinos, and these residents felt families to Orange County to start their new lives. A rapid increase they were not getting the attention they deserved, so they proposed in city population occurred. The growth can be seen clearly in to form a new county. After much bureaucratic red tape, the State Garden Grove. The city only incorporated in 1956 with a population Legislature approved the formation of the new county of Orange, in of 46,000. By 1962, the population was nearly 130,000. In a span 1889. The residents of the new county voted on the new county of only 37 years, the population of Orange County multiplied seat, a title competed by both Anaheim and Santa Ana. The race tenfold, from roughly 200,000 in 1950 to more than 2,000,000 in was close, but in the end Santa Ana was named the new seat. At 1987 (Kling, Poster, and Olin, 1991:2). the time of the formation of the new county, there were only three The Red Cars promoted growth in Orange County during the first incorporated cities: Anaheim (1878), Santa Ana (1886), and Orange half of this century. However, with the increase of automobile traffic (1888). competing with the Red Car’s right of way, the trolleys slowly began The famous Red Cars of Southern California helped encourage to fall out of use. Ridership by the 1940’s declined rapidly and by growth in the newly formed county of Orange. The trolleys made the 1950 service was stopped on the last remaining Orange County trip to jobs in Los Angeles shorter and more convenient. The first lines to Santa Ana and Huntington Beach. The last Red Car pulled line to be built in Orange County came from a split in the Long into Long Beach in 1961. It was the end of the trolley era and the Beach Line. It went along the coastline through Seal Beach, beginning of the freeway era. This tool aided the growth of Orange Huntington Beach, and terminating at Newport Beach (Balboa County during the post-war years. In the early 1950’s, US Route Peninsula). This line opened through Huntington Beach in 1904, 101 was upgraded to a four-lane freeway, providing quick and easy and was finished to Newport Beach in 1906. The second line went access from Santa Ana and Anaheim to Los Angeles. This allowed from the split at the Watts Towers to Santa Ana, which was built workers to be able to live farther away from the central city than was around the same time as the Newport Beach line. The third and final previously possible. After the Eisenhower Interstate Highways Act of line was built in North Orange County, through Fullerton and ending 1956, US Route 101 was re-signed as Interstate 5, which stretched in Yorba Linda. In fact, the line ran through what was Richard from San Diego to the Canadian Border. Another early freeway was Nixon’s childhood backyard in the early part of this century. US Route 91, resigned CA-91, the Riverside Freeway. Built in the As the Railroad Barons were rapidly building their tracks, a new mid-1950’s and finished in 1960, the freeway went from the Santa mode of transportation became prominent in American society. It Ana Freeway (US-101, I-5) to about Imperial Highway. Other was the automobile. Roads in Orange County at the turn of the freeways built in the 50’s include the Costa Mesa Freeway (also century were pretty dusty and unimproved. County drivers known as the Newport Beach Freeway, CA-55), finished in 1962. demanded upgrades in the road infrastructure, and it came with the The Garden Grove Freeway (CA-22) was built in the early 1960’s, pavement of the “State Route.” It connected Santa Ana with Los and served to alleviate traffic on Garden Grove Blvd., was finished Angeles. It was funded by the State of California and travels along in 1967. It is one of the few freeways in the Southland that has not the route of today’s Interstate 5 from Santa Ana, then along Harbor undergone lane additions since it was built. The San Diego Freeway Blvd., and Whittier Blvd. (today’s SR-72). Other important roads to (I-405) was built from about 1964-1968 in Orange County. The be paved included Pacific Coast Highway. The road was nearly progress went from north to south. Throughout this time of mass complete by the late 1910’s, with the exception of the length freeway building, the Riverside/Artesia Freeway (CA-91) was between Corona Del Mar and Laguna Beach, which was completed extended from the Santa Ana Freeway (I-5) to the Harbor Freeway in 1925. (I-110, formerly CA-11 and US-6) in the late 60’s. There was much Orange County was home to pioneer aviators as well. Glenn less freeway building in the 1970’s, due in most part to Martin accomplished his first flight on the dawn of August 1, 1909. environmental concerns as well as lack of funds. However, the This flight covered 100 feet (Walker, 1989:119). Martin also made Orange Freeway (CA-57) was completed in 1976, and the Corona the first water-to-water flight in the world when he flew his modified del Mar Freeway (CA-73) was completed in 1979 (the free part, up plane from Newport Beach to Catalina Island. This flight in May to MacArthur Blvd.). 1912 also broke records: the longest flight over water (79 minutes)

10 ] Orange County Information Guide ANAHEIM

Anaheim is a city in Orange County, located 28 miles southeast Disneyland and it is like walking into another world. It truly is of Los Angeles. As of the 2000 census, the city population was magical. 328,014, making it the tenth-largest city in California and 56th- Feathery Regional Park (714) 631-0210 largest in the United States. Anaheim is the second largest city in 24001 Santa Ana Canyon Rd Orange County and is known for its theme parks, sports teams, and Take Highway 142 west to Valencia Avenue and turn left. You’re convention center. still on Highway 142 at this point. Head south and then turn left at Founded by fifty former German families in 1857 and Imperial Highway(Highway 90). Make a left at Yorba Linda Blvd, and incorporated on February 10, 1870, Anaheim developed into an proceed east to Featherly Regional Park. This is an excellent family industrial center, producing electronics, aircraft parts, and canned overnight camping spot in Santa Ana Canyon near the edge of fruit. It is the site of the Disneyland Resort, a world-famous grouping Cleveland National Forest. It is situated between the Chino foothills of theme parks and hotels which opened in 1955, Angel Stadium, to the north and the Santa Ana Mountains to the south. The the Arrowhead Pond, and Anaheim Convention Center, the largest overnight camping fee is $10 per vehicle, and the usual camping convention center on the American West Coast. Its name is a blend facilities are all here: showers, barbecue pits, playground of "Ana", after the nearby Santa Ana River, and "heim", a common equipment, hiking trails and an interpretive center. Upper German place name compound originally meaning "home". Anaheim Museum (714) 778-3301 Due to the size of Anaheim, the city is generally divided between 241 S Anaheim Blvd 4 major areas, or subdivisions. Central Anaheim, or The Platinum Anaheim, CA Triangle is downtown Anaheim, and the area that brings in the most Hours: Wed Through Fri 10am to 4pm; Saturday 12pm to 4pm Donation of $1.50 revenue. It is the location of the Angel Stadium, Arrowhead Pond, and Disneyland. West Anaheim is a subdivision located west of the Directions: Located at Anaheim and Broadway just across from county island between Garden Grove. It is primarily residential the Civic center. The Anaheim Historical Society maintains this construction from the 1950's. Also located near central Anaheim is building that once served as the town’s public library. Built in 1907, the Anaheim Colony. This area is restored to create an ambiance of it is listed in the National Register of Historic Places. The building the early 1900's. These homes were preserved during the urban was originally donated by Andrew Carnegie, and was restored and sprawl in the 1960's. Many of these homes were moved here in the reopened in 1987. A horse drawn carriage and horse drawn fire 1980's to avoid demolition. The last subdivision is Anaheim Hills. truck dating from 1800’s are on display. Also, as part of the museum This residential community is located on the eastern tip of the city. are children’s galleries and exhibits—where young people can dress Anaheim Hills is a master planned community of around 22,000 up in costumes of the time period. residential units, and primarily consist of large homes in smaller sub- Professional Sports communities like Peralta Hills Anaheim is home to the MLB Anaheim Angels and NHL Mighty Quick Facts Ducks of Anaheim. Population 2001: 328,014 Angels (714) 254-3100 Angel Stadium of Anaheim Time zone: Pacific Daylight Saving 2000 Gene Autry Way Major industries include tourism Anaheim, CA 92806 No. 6 on the “Best Cities for Women” list (big cities), Ladies’ Home Mighty Ducks (877) WILDWING Journal, 2002 The Pond Attractions: Disneyland, Disney’s California Adventure 2695 E Katella Ave Anaheim, CA 92806 Racing: Los Alamitos Race Course Orange County annually plays host to the U.S. Open of Surfing, Sports teams: Angels (AL), Mighty Ducks (NHL) AVP Pro Beach Volleyball and Van's World Championship of Historic sites and museums: Anaheim Museum Skateboarding; all held in Huntington Beach Colleges and universities: Southern California Institute of Shopping Centers Technology, Brownson Technical School, Associated Technical Anaheim Plaza College 530 North Euclid Street Points of Interest Features the nation's largest and most successful retailer, Wal- Disneyland (714) 956-MICKEY Mart. Outdoor. "The Happiest Place On Earth" has classic Disney rides and Golf Courses characters plus new attractions based on contemporary Disney Anaheim Hills Golf Course Anaheim (714) 765-golf films Dad Miller Golf Course Anaheim (714) 765-GOLF Disneyland is packed with rides, attractions, special shows, shopping, musical performances and restaurants. There is something for someone of every age. Walk through the gates of

Orange County Information Guide [ 11 NATIONAL HEALTH ORGANIZATION PHONE NUMBERS

National Health Organization Mental Health Simply dial plus the number below 1-800-*… National Alliance for the Mentally Illness (NAMI) 950-6264 Allergy National Down Syndrome Society 244-4444 Asthma & Allergy Foundation of America (AFFA) 727-8462 National Mental Health Association Resource Ctr 969-6642 Cancer Neurology American Cancer Society 227-2345 National Alzheimer’s Association 272-3900 American Institute for Cancer Research. 843-8114 Christopher Reeve’s Paralysis Foundation 225-0292 Leukemia and Lymphoma Society of America 955-4572 American Parkinson Disease Association 223-2732 National Cancer Institute (CIS) 422-6237 Epilepsy Foundation of America. 332-1000 Skin Cancer Foundation (SCF) 754-6490 United Cerebral Palsy Associations (UCPA) 872-5827 Children’s Health Huntington’s Disease Society of America 345-4372 American SIDS Foundation 232-7437 Brain Injury Association of America Family Hotline 444-6443 Cystic Fibrosis Foundation (CFF) 344-4823 National Headache Foundation 843-2256 Juvenile Diabetes Research Foundation 223-1138 National Multiple Sclerosis Society 344-4867 Sudden Infant Death Syndrome (SIDS) Alliance 221-7437 National Stroke Association 787-6537 National Reye’s Syndrome Foundation, Inc. 233-7393 Patient Care Spina Bifida Association of American 621-3141 Medic Alert Foundation U.S. 863-3425 or 432-5378 Infectious Diseases National Hospice Organization 658-8898 AIDS Hotline, CDC National, National STD Hotline 342-AIDS Shriner’s Hospital Referral Line 237-5055 (Spanish) 344-7432 Visiting Nurse Association of America 426-2547 (Hearing Impaired) 243-7889 Physical Disabilities Internal Medicine American Council of the Blind. 424-8666 American Diabetes Association 232-3472 American Speech/Language/Hearing Association 638-8255 American Heart Association 242-8721 or 968-1793 National Easter Seals Society 221-6827 American Kidney Association 638-8299 Woman’s Health American Lung Association 586-4872 Endometriosis Association. 992-3636 Arthritis Foundation 283-7800 Y-ME National Breast Cancer Organization. 221-2141 Crohn’s and Colitis Foundation of America, Inc. 932-2423 *This is a Toll-Free Number! Lupus Foundation of America 558-0121 This is only a partial list of national health organizations. National Kidney Foundation 622-9010 Contact the National Health Information Center (NHIC) Spondylitis Association of American (SAA) 777-8189 at (800) 336-4797 for a more complete list.

NOTE: This general information is not intended to replace the advice of a medical professional as it relates to your specific situation.

12 ] Orange County Information Guide IMPORTANT PHONE NUMBERS

City Area Code(s) Support Networks The area codes for Orange County are 949 and 714 Teen Link (Various Topics) (800) 235-9678 Financial Services Crisis Pregnancy Center (800) 395-4357 Automatic Teller Information Services ATM Locator (800) 248-4286 Directory Assistance 411 MasterCrd ATM (800) 424-7787 Shipping & Postal Services VISA Plus System (800) 843-7587 Airborne Express (800) 247-2676 Lost or Stolen Credit Cards DHL Airways (800) 225-5345 American Express (800) 233-5432 Emery Worldwide (800) 443-6379 AT&T Universal Card (800) 423-4343 Federal Express (800) 463-3339 Diners Club (800) 234-6377 UPS (800) 742-5877 Discover Card (800) 347-2683 JCB (800) 736-8111 Utilities MasterCard (800) 826-2181 Cable VISA (800) 336-8472 Adelphia (714) 632-9222 Lost or Stolen Travelers Checks 2400 E. Katella Ave., Suite 1210 American Express (800) 221-7282 Anaheim, CA 92806 Thomas Cook MasterCard (800) 223-7373 Time Warner Communications (714) 903-4000 Travelers Check Customer Service (800) 645-6556 303 W. Palm Street, Orange VISA (800) 227-6811 Cox Communications (949) 720-2020 29947 Avenida de las Banderas Government Numbers Rancho Santa Margarita, CA 92688 Internal Revenue Service (800) 829-1040 Social Security Administration (800) 772-1213

WEATHER

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Average High 672. 68.5 69.3 72.5 73.5 77.8 83.2 84.7 83.4 78.8 73.3 68.8

Average Low 45.4 47.5 48.3 51.0 55.7 57.8 62.0 63.2 66.2 60.6 57.6 46.4

Average Precipitation 2.50 3.10 2.60 0.70 0.11 0.07 0.02 0.06 0.42 0.28 1.20 1.60

Temperature in degrees F, precipitation in inches

Orange County Information Guide [ 13 TRAVEL INFORMATION

Airports British Airways, british-airways.com (800) 247-9297 John Wayne Airport (949) 252-5200 Cathay Pacific, cathaypacific.com (800) 233-2742 18601 Airport Way China Airlines, china-airlines.com (800) 227-5118 Santa Ana, CA 92707 China Eastern, flychinaeastern.us (800) 200-5118 www.ocair.com Egypt Air, egyptair.com.eg (800) 334-6787 Airport Code: SNA El Al, elal.co.il (800) 223-6700 John Wayne Airport (SNA), owned and operated by the County Eurofly, eurofly.it (800) 477-6492 of Orange is the only commercial service airport in Orange County, Eva Airways, evaair.com (800) 695-1188 California. Orange County’s only major airport, John Wayne-Orange Iberia, iberia.com (800) 772-4642 County Airport (SNA), is located in unincorporated territory Japan Airlines,jal.co.jp/en (800) 525-3663 surrounded by the cities of Santa Ana, Costa Mesa, Irvine, and KLM Airlines, klm.com (800) 374-7747 Newport Beach. Its modern Thomas F. Riley Terminal handles over Korean Air, koreanair.com (800) 438-5000 8 million passengers annually through 14 different airlines. LACSA, centralamerica.com/cr/lacsa/lacsa.htm (800) 225-2272 Other Area Airports LOT Polish, lot.com (800) 223-0593 Ontario International (ONT) (909) 937-2700 Lufthansa, lufthansa.com (800) 645-3880 Los Angeles International (LAX) (310) 646-5252 Mexicana, mexicana.com (800) 531-7821 Burbank-Glendale-Pasadena (BUR) (818) 840-8830 Philippine Airlines, philippineairlines.com (800) 435-9725 Long Beach/Daugherty Field (LGB) (562) 570-2600 Quantas, qantas.com (800) 227-4500 Airlines-Domestic Singapore Airlines, singaporeair.com (800) 742-3333 AirTran Airlines, airtran.com (800) 247-8726 Skyservice USA, skyserviceairlines.com (877) 485-6060 Alaska Airlines/Horizon Air, alaskaair.com (800) 252-7522 Swissair, swiss.com (800) 221-4750 Allegiant Air, allegiantair.com (800) 432-3810 TACA, taca.com (800) 535-8780 American Airlines, aa.com (800) 433-7300 USA 3000 Y Airlines, usa3000.com (800) 872-3000 Atlantic Southeast, flyasa.com (800) 282-3424 Cruises/Resorts Comair, comair.com (800) 221-1212 Disney World Reservations (800) 227-1500 Continental Airlines, continental.com (800) 525-0280 Holland America Cruises (800) 426-0327 Delta Airlines, delta.com (800) 221-1212 Princess Cruises (800) 774-6237 Frontier Airlines, frontierairlines.com (800) 432-1359 Royal Caribbean Intl. (800) 327-6700 Hawaiian Airlines, hawaiianair.com (800) 367-5320 JetBlue Airlines, JetBlue.com (800) 538-2583 Hotels/Motels Midwest Airlines, midwestairlines.com (800) 452-2022 Best Western (800) 528-1234 Northwest Airlines, nwa.com (800) 225-2525 Budgetel Inns (800) 428-3438 SkywestAirlines, skywest.com (800) 453-9417 Clarion Hotels (800) 424-6423 Southwest Airlines, southwest.com (800) 435-9792 Comfort Inns (800) 424-6423 Spirit Airlines, spiritair.com (800) 772-7117 Courtyard by Marriott (800) 321-2211 SunCountry Airlines, suncountry.com (800) 359-6786 Days Inn (800) 329-7466 United Airlines, ual.com (800) 864-8331 Doubletree Hotels (800) 222-8733 US Airways, usairways.com (800) 428-4322 Econo Lodges (800) 446-4777 Virgin Atlantic, virgin-atlantic.com (800) 862-8621 Embassy Suites (800) 362-2779 Airlines-International Fairmont Hotels (800) 527-4727 Four Seasons (800) 332-3442 Aer Lingus, aerlingus.ie (866) 886 8844 Hilton Hotels (800) 445-8667 Aeroflot, aeroflot.aero/eng/ (650) 615-9278 Holiday Inns (800) 465-4329 AeroMexico, AeroMexico.com (800) 237-6639 Howard Johnson Motor Lodges (800) 654-2000 Aerolineas Argentina, aerolineas.com.ar (800) 333-0276 Hyatt Hotels (800) 233-1234 Air Canada, aircanada.ca (800) 247-2262 La Quinta Motor Inn (800) 531-5900 Air China, china-airlines.com (800) 986-1985 Loews Hotels (800) 223-6397 Air France, airfrance.com (800) 237-2747 Marriott Hotels (800) 228-9290 Air India, airindia.com Meridien Hotels (800) 543-4390 Air Jamaica, airjamaica.com (800) 523-5585 Omni International (800) 843-6664 Air New Zealand, airnewzealand.com (800) 262-1234 Quality Inns (800) 228-5151 Alitalia, alitaliausa.com (800) 223-5730 Radisson Hotels International (800) 333-3333 Asiana, us.flyasiana.com (800) 227-9262

14 ] Orange County Information Guide TRAVEL INFORMATION

Ramada Inns (800) 228-2828 Get face to face with a representative. The Metrolink Information Red Roof Inns (800) 843-7663 Center in Union Station provides Metrolink and connecting transit Ritz Carlton Hotels (800) 241-3333 information Monday-Friday, 6:30 a.m. to 6:30 p.m. Sheraton Hotels (800) 325-3535 What is Metrolink? Stouffer Hotels (800) 468-3571 Metrolink is Southern California’s commuter rail system that links Super 8 Motels (800) 800-8000 residential communities to employment and activity centers. TraveLodge Motels (800) 578-7878 Metrolink is operated by the Southern California Regional Rail Authority (SCRRA) - a joint powers authority of five member Freeway/Highways agencies representing the counties of Ventura, Los Angeles, San The major interstate highways of Orange County, all are to some Bernardino, Riverside, and Orange. As one of five member extent north-south arteries, include the Santa Ana Freeway (I-5), the agencies, the Orange County Transportation Authority (OCTA) holds San Diego Freeway (I-405 and I-5 south of Irvine), and the San two voting seats on the SCRRA Board of Directors and administers Gabriel River Freeway (I-605), which only briefly enters Orange all of Orange County’s rail corridor activities. Orange County is County territory. The other freeways in the county are state served by three routes: the Orange County (OC) Line, the Inland highways, and include the perpetually congested Riverside and Empire-Orange County (IEOC) Line, and the 91 Line (Riverside- Artesia Freeways (CA/SR-91) and Garden Grove Freeway (CA/SR- Fullerton-Los Angeles). The IEOC Line began October 1995 as the 22) running east-west, and the Orange Freeway (CA/SR-57), Costa nation’s first suburb-to-suburb commuter rail line. Since that time, Mesa Freeway (SR/CA-55), Laguna Freeway (CA/SR-133), San service on both routes has steadily increased and now includes 19 Joaquin Transportation Corridor (CA/SR-73), Eastern trips each weekday on the OC Line and 12 weekday trips on the Transportation Corridor (CA/SR-261, CA/SR-133, and CA/SR-241), IEOC line. The 91 Line began in May 2002 and provides nine and Foothill Transportation Corridor (CA/SR-241) running north- weekday trips. In October 2002, Metrolink implemented a new Rail- south. 2-Rail program. This allows Metrolink monthly pass holders, using There are three transportation corridors, typically referred to as an Orange County line, to ride any Amtrak Pacific Surfliner or "the toll roads" or by their number designations ("the 73", "the 133", Amtrak bus within the trip limits of their pass. Riders can use these "the 261", and "the 241"). These toll roads were built to connect trips at no additional cost. existing freeways (including the currently non-tolled portions of There are 10 commuter rail stations serving Orange County CA/SR-73 and CA/SR-133) to new South County developments, located in: San Clemente, San Juan Capistrano, Irvine, Santa Ana, and to serve as alternate routes for crowded Orange County Orange, Anaheim Stadium, Anaheim Canyon, Tustin, Fullerton and freeways. The median of the Riverside Freeway (CA/SR-91) also Laguna Niguel/Mission Viejo. OCTA offers free destination contains toll lanes known as the Express Lanes maintained by connecting bus service (StationLink) from seven of the Metrolink OCTA; users must maintain prepaid accounts to drive on these stations. lanes. Metrolink Fast Facts Inter-City Transportation First year of service 1972 Number of employees 1,660 Amtrak, www.amtrak.com (800) 872-7245 (USA-RAIL) Number of bases 3 Number of routes 76 America’s national passenger railroad system. Tickets may be Number of vehicles 832 Number of bus stops 6,447 purchased in person at any Amtrak station.Amtrak, the national Public Transportation passenger rail system, provides service to Santa Ana several times Orange County Transportation Authority (714) 636-7433 on weekdays with less frequent service on weekends. Santa Ana is 550 S. Main St. also served by Metrolink's Orange County Line and Inland Empire- P.O. Box 14184 Orange County Line. Orange, CA 92863-1584 www.octa.net Greyhound Bus (800) 231-2222 Service from City to numerous locations throughout the United Transportation in Orange County is offered primarily by the States. Orange County Transportation Authority, or OCTA, which was named America’s #1 Transportation System in 2005, by the Metrolink American Public Transportation Association. OCTA not only Metrolink (800) 371-LINK (5465) manages the extensive bus network crisscrossing the county, but 700 South Flower Street, Suite 2600 also funds the construction and maintenance of local streets, Los Angeles, CA 90017 highways, and freeways, operates a coordinated taxicab system, For personalized commute planning and Metrolink information, maintains express toll lanes through the median of the notoriously call the Customer Service Center at (800) 371-LINK. Recorded congested Riverside Freeway (SR/CA-91), and provides commuter Metrolink schedules are available 24 hours a day and operators are rail service. available Monday - Friday from 6:00 a.m. to 8:00 p.m. and Saturday continued on page 16 from 8:00 a.m. - 5:00 p.m.

Orange County Information Guide [ 15 TRAVEL INFORMATION

For Bus Information (714) 636-RIDE (7433) Advantage, advantage.com (800) 777-5500 For Customer Comments (714) 560-5700 Alamo, alamo.com (877) 222-9075 For Lost and Found (714) 560-5934 Avis, avis.com (800) 331-1212 For Bus Route Information (714) 636-RIDE (7433) Budget, budget.com (800) 527-0700 Riders Alert Hotline (714) 636-RIDE (7433) ext. 1 Dollar, dollar.com (800) 800-4000 To purchase a bus pass (714) 560-5932 Enterprise, enterprise.com (800) 736-8222 From South County (800) 636-RIDE (7433) Fox/Payless, foxrentacar.com (800) 225-4369 For the Hearing Impaired (TDD) (714) 636-HEAR (4327) Hertz, hertz.com (800) 654-3131 From Northern CA or out of State (949) 553-7618 National, nationalcar.com (800) 227-7368 For the Hearing Impaired (TDD) (877) 564-4ADA (4232) Thrifty, thrifty.com (800) 367-2277 Rental Cars Customers of other rental car companies at LAX should contact their rental car companies of choice using the Ground Ten rental car companies are permitted to pick-up and drop-off Transportation Telephone Boards in baggage claim areas of each their customers directly from the airline terminals at LAX using terminal to arrange for pick-up. These customers will use the free courtesy shuttles. These are the following companies: These LAX Shuttle Bus to reach the Off-Airport Rental Car Terminal to companies are allowed to meet arriving customers under the purple meet their rental car courtesy shuttle. sign “Rental Car Shuttles” on the Lower/Arrival level islands outside baggage claim.

DRIVER’S LICENSE & VEHICLE REGISTRATION

How to Apply For a Driver License given without an appointment. Call (800) 777-0133 between the If you take a job here or become a resident, you must get a hours of 8 a.m. and 5 p.m. Monday - Friday, to make a driving California driver license within 10 days. Residency is established by test appointment.) voting in a California election, paying resident tuition, filing for a • Provide proof of financial responsibility homeowner's property tax exemption, or any other privilege or • California Insurance Requirements must be met. benefit not ordinarily extended to nonresidents. You have three chances to pass the driving test. If you fail, you To apply for an original driver license if you are over 18, you will may practice for a while, then make another appointment. There is need to do the following: no waiting period, but you must make an appointment. If you fail to • Visit a DMV office successfully complete the driving test on the first attempt, you must • Complete application form DL 44 (An original DL 44 form must be pay a $5 fee for each additional driving test that is administered submitted. Copies will not be accepted.) under an application for an original or renewal driver license. • Give a thumb print After you pass your driving test you will be issued an interim • Have your picture taken license valid for 60 days until you receive your new photo license in the mail. Double-check your address before you leave DMV and tell • Provide your social security number. It will be verified with the the DMV representative if you have moved or if your address is Social Security Administration while you are in the office. incorrect. If you have not received your license after 60 days, call • Verify your birth date and legal presence (800) 777-0133 and they can check on the status for you. Have • Provide your true full name your interim license with you to provide information when • Pay the application fee requested. • Pass a vision exam If your name is different on your birth date and/or legal presence • Pass a traffic laws and sign test. There are 36 questions on the document than the one you are currently using, you will also need test. You have three chances to pass. to provide an additional acceptable document to establish your true You will then be issued a permit if you have never been licensed full name, such as; a marriage certificate, dissolution of marriage, before. When you practice, you must have an accompanying adult adoption or name change document that shows your current name. who is 18 years of age or older, with a valid California license. This Vehicle Registration person must be close enough to you to take control of the vehicle Registering Your Vehicle if necessary. It is illegal for you to drive alone. The following is required to register a nonresident vehicle: To take your driving test, you will need to: • An Application for Title or Registration (REG 343) signed by all • Call a DMV office to set up an appointment. (Driving tests are not registered owners, showing the name and address of the continued on page 17 16 ] Orange County Information Guide DRIVER’S LICENSE & VEHICLE REGISTRATION

lienholder (legal owner), if any. • Odometer disclosure statement on the REG 262, signed by the • Last issued out-of-state title, unless held by the lienholder/legal seller and buyer, if the vehicle is less than ten model years old. owner. • A vehicle verification. The vehicle must be inspected by an • Last issued registration certificate, if the applicant is the same as authorized DMV employee, law enforcement officer, or a licensed the registered owner shown on the out-of-state title and the vehicle verifier employed by a registration service or dealership. vehicle entered California with valid out-of-state registration, or if These inspections require no additional fee and are most easily the title has been lost. obtained by bringing the vehicle to the nearest DMV. ∑A Bill of Sale, Vehicle/ Vessel Transfer and Reassignment Form • Smog Certification, if applicable. (REG 262), if you purchased the vehicle from someone other than • Surrender the valid out-of-state license plates if they do not have the registered owner shown on the title. to be returned to the home state. • Pay appropriate fees and any use tax due.

VOTER REGISTRATION

It is important to note that if you are registering to vote for the first When you have your new address, complete a DMV change of time, changing your name or political party, or have moved to a new address form, and the Secretary of State (SOS) Elections Division county, you must also complete a Voter Registration form to update will be notified of your address change. You can download the DMV the SOS Elections Division database. Give your completed Voter Change of Address form DMV 14, or you may request a change of Registration form to a technician, and DMV will mail it to the SOS address form by calling your local DMV office at 1 (800) 777-0133. Elections Division office for updating. Even if you are not conducting business with DMV, you may pick When applying for or renewing your driver license or identification up Voter Registration forms at any DMV office. Compete the form card at any DMV office, you have the opportunity of registering to and mail it to the SOS Elections Division preprinted address on the vote. form.

MEDIA

Newspapers KWHY 22 independent The Orange County Register (714) 796-7000 KVCR 24 PBS Circulation: Daily: 302,864, Sunday: 370,911 KCET 28 PBS The Times Orange County (714) 966-5600 KPXN 30 “i” Circulation: Daily: 200,000, Sunday: 285,000 KTLA 31 DT-CW KJLA 33 Independent FM Radio KMEX 34 Univision 88.1 KKJZ kjazz - college/jazz LA36 36 L.A. Cable TV Access 95.9 KFSH The Fish contemporary Christian KNET 38 World TV 96.7 KWIZ Español KTBN 40 Trinity Broadcasting 103.1 KDLE| Indie 103.1 - modern rock KXLA 44 Independent 106.3 KALI Saigon Radio Hai Ngoai - Vietnamese KFTR 46 Telefutura (Univision) 107.1 KOCI LP -new KOCE 50 PBS Television KVEA 52 Telemundo KAZA 54 Azteca America KCBS 2 CBS KDOC 56 Independent KNBC 4 NBC KJLA 57 Independent KTLA 5 CW KLCS 58 PBS KABC 7 ABC KRCA 62 Independent KCAL 9 Independent KTTV 11 Fox KCOP 13 MyTV KSCI 18 ethnic

Orange County Information Guide [ 17 HUNTINGTON BEACH

Huntington Beach is a seaside city in Orange County. As of the Home Journal, 2002 2000 census, the city population was 189,594. It is bordered by the Well-known residents have included:Dr. Sammy Lee, Olympic Pacific Ocean on the west, by Seal Beach on the north, by Costa medallist Mesa on the south, by Westminster on the northeast, and by Nearby parks and recreation: Bolsa Chica State Beach, Fountain Valley on the east. Huntington State Beach It is known for its long 8.5 miles of beach, mild climate, and Attractions: municipal pier excellent surfing. The waves are a unique natural effect caused by Historic sites and museums: International Surfing Museum edge-diffraction of ocean swells by the island of Catalina, and Colleges and universities: Golden West College waves from distant hurricanes. Because of the curve of the coastline at Huntington Beach, the local beach actually faces Points of Interest southwest. In summer, the southwest-facing beach often has very Huntington Beach (714) 969-3492 strong surf from hurricanes off the Mexican coast. 8-1/2 miles of white sand beach, surfing, shops and restaurants Because of its land-use policies, Huntington Beach has the Huntington State Beach Park Trail largest ratio of park area to person of any city in the United States. Along the side of Pacific Coast Highway Almost all schools have playing fields arranged for public access as A wonderfully long trail from Newport Beach Pier stretches to parks, with park-like amenities near major streets, and schools near Bolsa Chica Beach State Park. This ten mile will give any cyclist or the centers of blocks. Since Huntington Beach contains a major walker all the coastal beach scenery they could ever desire, without power generating station, the high-voltage rights-of-way are the worry of dealing with traffic or automobiles. numerous, and have also been zoned as parks with walkways. The Imperial Woods Trail (Santa Ana River Bike Trail) city often ranks among the top 10 safest cities for its size in terms The Imperial woods is the longest trail in Orange County. It is of crime thirty miles one way from Huntington Beach to the Riverside County History Line. The trail is mostly flat, as it follows the Santa Ana River bed for most of its length. There is one detour at Santa Ana Canyon Road. The area where Bolsa Chica State Park is, was first inhabited by You can access the trail at many cross streets. The eastern the Gabrielino Indians who lived on the bluffs overlooking the terminus of this cycling, hiking and equestrian path is the Riverside estuary more than 8,000 years ago. These native Americans County Line. The ocean terminus is Huntington Beach State Park. manufactured constones—round, flat discs three-to-five inches in diameter and one-inch thick. Archaeologists do not know their Bolso Chica State Ecological Reserve (714) 897-7003 purpose, but presume they were for some ceremonial rites. Pacific Coast Hwy and Warner Ave Hours: Daily—Sunrise to Sunset The Indians did not inhibit the natural function of these wetlands. Directions: There are two places you can park your car and enter But with the arrival of the Europeans, the wetlands began to be the reserve. One is the south side of Warner Ave, just a few yards effected by agriculture. As the practice of farming and ranching from the corner of Warner and PCH. The other is one mile south of increased inland, the wetlands began to be effected by the runoff to Warner on PCH. From here you can walk a wooden walkway that Bolsa Chica. In 1899, a dam was built with tide gates causing the stretches out across part of the marsh. natural ocean entrance to eventually fill with sand. Early in the Twentieth century oil production took its toll on the wetlands. Bolsa Chica is Spanish for a “little pocket,” and that is exactly However, it was later observed that an important migration of the what this partially-restored salt marsh land is, a pocket of birds was important to this section of Bolsa Chica, and they began wilderness in the middle of the urbanized coast of Orange County. to set aside this area as a natural reserve. Some 200 species of birds make they temporary homes here During World War II, this mesa was used for shore defense as while traveling through on their yearly migrations. Here are some of Bolsa Chica Fort Command. Two big guns on rotating mounts were the birds you may see when you visit here: the black skimmer, placed here, directing toward a possible attack. The concrete Belding’s savannah sparrow, the endangered least tern, a variety of turrets are still there. finches, towhees, ospreys, herons, egrets, peregrine falcons, waterfowl, surf scooters, and snowy plovers. There are signs that Quick Facts mark the evolution, disappearance and restoration of these Population 2000: 189,594 wetlands. On the Pacific Ocean Huntington Central Park (714) 960-8847 or (714) 536-5281 Talbert Ave and Golden West St Named after Henry Huntington, landholder and promoter of Directions: From I-405 North, exit Warner Ave and head west, railroads turn Left on Golden West St. The park is on both sides of Golden Oil was discovered here in 1920 West. Southbound exit Golden West St and head south. Major industries include oil This 350 acre park is the center of Huntington Beach and No. 7 on the “Best Cities for Women” list (small cities), Ladies’

18 ] Orange County Information Guide HUNTINGTON BEACH includes six miles of cycling and strolling trails and two lakes. Within Shopping Centers it dwells over 200 different species of birds, and its location makes 5 Points Plaza Shopping Center it a popular spot with migration of different flocks of birds. Main Street @ Beach Boulevard, In the center of the park is the Shipley Nature Center (714-960- Huntington Beach’s most popular shopping center, as evidenced 8867). An 18 acre preserve with nearly a mile of self guided nature by regularly being voted "Best" in the Orange County Register’s trails. Signposts point out the flora of the woods and marsh. The Reader’s Poll. Indoor. visitors center has a small museum with live rattlesnakes, turtles and Bella Terra/Huntington Beach Mall other local species. 7777 Edinger Avenue, Description: Convenient access to stores and Italian restaurant, located next to 405 Freeway at Beach Blvd.

IRVINE

History Points of Interest The City of Irvine was incorporated on December 28, 1971, William R. Mason Regional Park (714) 854-2491 under the general laws of the State of California. We operate under 18712 University Dr Hours: Open daily to sunset Fees: Small parking Fee a charter law form of government which was adopted in 1975, A day use park near the UCI campus. Mason Regional park has meaning we have a City Council-City Manager form of government. a nice lake with ducks. Barbecue fire rings and playground The City Manager is appointed by the City Council to function as the equipment make it a good place for a picnic stop. There are bicycle chief administrator of the City. City Council sets the policy directions trails, fitness parcourse trails where you can jog and stop and for the City, and the City Manager is charged with implementing exercise, a Frisbee golf course, horseshoe pits and volleyball courts. those directions. Additionally, the City Manager keeps the Council Hobbyists use the lake to sail their model sailboats. There is also a informed of City operations, prepares the annual budget, oversees nature trail and interpretive programs. special programs, and coordinates the various department Irvine Spectrum activities. (714) 966-5600 Alton Parkway and Irvine Center Drive Irvine is one of the nation’s largest planned urban communities 3rd weekend in June and encompasses over 47 square miles. Our current population is The three day event has several booths that radiate around its over 164,900. We contract for fire and medical services with the perimeter. Several sound stages feature rock, country, reggae and County of Orange, and have three independent districts: library, jazz bands that entertain the thousands of residents who come to educational and utility services. Other government services include: sample cuisine from dozens of Orange County’s favorite animal control; building and safety regulation and inspection; restaurants. Wine tasting and a special entertainment area reserved general administrative services; planning and zoning; police; public for children are popular features. facility/capital improvement construction; recreation and cultural UCI Arboretum (714) 856-5833 programs; refuse collection and recycling; street lighting; street Campus Drive and Jamboree maintenance; landscape maintenance and transportation Hours: Monday through Saturday 9am to 3pm management. Admission: Donation Quick Facts Directions: Just south of the Campus-Jamboree intersection— look for a small service road. Watch for a banner that says UCI Named after early family of ranchers Arboretum. No. 5 on the “Best Cities for Women” list (small cities), This campus arboretum is dedicated to preserving endangered Ladies’ Home Journal, 2002 plants around the globe. Filming location for 1982 movie, “Poltergeist” Turtle Rock Nature Center (714) 854-8151 Census 2000 highlights: Among major American cities, ranked No. 1 Sunnyhill 7 in percentage Asian population (29.8%) Hours: Monday through Wednesday 2pm to 4 pm, Saturday Historic sites and museums: Severin Wunderman Museum, 10:30 am to 4:30 pm You may see some wild animals as you stroll Irvine Museum along the paths of this little park. Inside the Nature Center are Colleges and universities: University of California, Concordia snakes, raccoons, and turtles on display at eye level for youngsters. University Irvine, Irvine Valley College, Golden Gate University – Exhibits are informative, and illustrate how we can protect the Irvine environment.

continued on page 20

Orange County Information Guide [ 19 IRVINE

Irvine Regional Park & Zoo (714) 633-2022 Golf Courses Orange El Toro Golf Course Irvine (949) 726-2577 Featuring a petting zoo. Oak Creek Golf Club Irvine (949) 653-7300 Shopping Centers Rancho San Joaquin G.C. Irvine (949) 786-5522 The Market Place Strawberry Farms Golf Course Irvine (949) 551-1811 I-5 at Jamboree, Tustin/Irvine Description: With more than 100 stores to choose from and an exciting selection of dining and entertainment choices, The Market Place offers variety, value and fun.

NEWPORT BEACH

History Newport, Balboa Island and Lido Isle, developing from West to The dramatic coastline of Newport Beach and its proximity to the East. water have always played a great part in the development of the Parts of Newport Heights and Corona del Mar were annexed City. The City’s first inhabitants thousands of years ago were the soon after the turn of the century. Between 1934 and 1936, the Shoshone Indians who lived along the Pacific coast, supported by federal government and the county undertook work around the the abundance of the seas and fertile land. harbor. They dredged the Lower Bay, extended jetties, and created In the mid 1700’s, the Spanish aristocrat and military leader the present day contour of Newport Beach. Gasper de Portola led an exposition to claim California frontier land In 1936, community members dedicated the City’s main harbor, for Spain. Portola enlisted the aid of Father Junipero Serra and named Newport Harbor. Just six years later, during World War II, the numerous European soldiers to explore previously unmapped harbor became a vital hub as naval ships were built and repaired in territory. its coastal waters. Newport Beach businesses flourished due in part Decades later in the 1800’s, land holdings of the Capistrano to an influx of new military personnel. At the end of the war, many Mission were parceled out as Spanish and Mexican land grants to service men and women decided to stay, triggering a real estate war heroes and aristocratic families. Later, many Spanish and boom in Newport Beach. Seasonal rentals became year-round Mexican landowners were forced to sell large tracts of their land. housing, and the City’s identity as a summer resort location began The most prominent landowners of the area, Don Sepulveda and to change. Don Bernardo Yorba, men whose combined holdings comprised The Santa Ana freeway, built in the 1950’s, brought even more Newport Beach’s upper bay and lower bay, sold their tracts to citizens to the City. During this time, housing development began to American entrepreneurs by the names of Flint, Bixby, Irvine and spread northward from the waterfront to the hills and mesa areas. McFadden. Industries changed, as the fishing industry, once the backbone of Santa Ana, Tustin and Orange became new farming communities Newport Beach’s economy, gradually declined to be replaced with for the settlers who arrived by steamer and covered wagon. Not vibrant new businesses and commercial centers. By the 1970’s, long after, hide and tallow businesses emerged. The first stirring of rapid urbanization led to the building of shopping centers, hotels, commerce began when in 1870, a small stern wheeler from San high-scale restaurants, and many new homes. Diego named “The Vaquero” made its first trip to a marshy lagoon Quick Facts to exchange lumber for hides, tallow, livestock and gain. James Population 2000: 70,032 McFadden and other ranch owners in the Lower Bay decided from On the Pacific Ocean then on that the area should be called “Newport.” The Rendezvous Ballroom, once a hot spot for 1960s surf music, Attracted by the activity, Pacific Electric Railroad established itself burned down in 1966 in Newport in 1905, connecting the City of Los Angeles by rail. Rapid transit brought camping families to the waterfront, and small Well-known residents have included: Kelly McGillis, actress hotels and beach cottages sprang up to cater to the emerging Nearby parks and recreation: Upper Newport Bay Ecological tourist industry. At about the same time, the McFadden brothers Reserve sold their holdings of Peninsula land. West Newport, East Newport, Attractions: Newport Pier Bay Island and Balboa became vacation communities in the beach Historic sites and museums: Newport Harbor Nautical Museum, boom decade. In 1906 with a population of 206 citizens, the Newport Harbor Art Museum, Orange County Museum of Art scattered settlements were incorporated as the City of Newport Colleges and universities: Newport University Beach. These early settlements soon filled in on the Peninsula, West continued on page 23 20 ] Orange County Information Guide Experience our NEW InnSuites Boutique Collection Suite Hotels

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NEWPORT BEACH

Points of Interest hiking and cycling. The bay is open to water craft as long as they San Diego Creek Trail travel five miles per hour or less. This estuary is home to Irvine/Newport Beach cormorants, grebes, ducks, and herons–nearly 200 species of water birds. This short bikeway travels through mostly flat country in Irvine, Newport Theater Arts Center following the San Diego Creek Channel from Irvine Blvd (near Culver (714) 631-0288 2501 Cliff Drive Drive) southwest to Upper Newport Bay at Jamboree Road. The A nice, cozy community theater overlooking the beautiful harbor. trail passes part of UCI and the San Joaquin Freshwater Marsh Attending a performance here is rewarding just for the view you get Preserve. At Upper Newport Bay you can get in some fine during the intermission. Call for current productions, Show times birdwatching. and admission. Upper Newport Bay State Ecological Reserve (714) 640-1751 Back Bay Drive and Jamboree Rd Shopping Centers Bird Hotline (714) 651-9474 Fashion Island Directions: Take PCH to Jamboree Road, and turn inland, then Newport Center Drive turn left on Back Bay Drive. From the 405 freeway, exit Jamboree Newport Beach Drive and head west to Back Bay Drive and turn right. Make your Description: Fashion Island has 200 stores, 40 restaurants and way down Back Bay Drive and follow the road till you see several two cinemas with more than a dozen screens. Outdoor. dirt parking areas. This 892 acre preserve of wetlands are the Golf Courses largest in coastal Southern California, and have survived despite Newport Beach Golf Course Newport Beach (949) 852-8681 their proximity to some of the highest prices real estate in Orange County. Hear you can enjoy outdoor sports like kayaking, canoeing,

SANTA ANA

Santa Ana is the largest city and the county seat of Orange with 12,471 people per square mile; Among major American County, California. It lies approximately 10 miles inland from the cities, ranks No. 6 in percentage Hispanic population (76.1%) Pacific Ocean, on the largely seasonal Santa Ana River. The Santa Well-known residents have included: Diane Keaton, actress Ana Freeway (Interstate 5) runs through the city, and the Costa Michelle Pfeiffer, actress, Bill Medley, singer with the Righteous Mesa Freeway (55 Freeway) and Garden Grove Freeway (22 Brothers Freeway) travel along its edges. It is today best-known for its Historic sites and museums: Bowers Museum of Cultural Art, enormous Mexican American population, now comprising over Discovery Museum of Orange County 75% of what was once a virtually all-white city. It has the highest Colleges and universities: California Coast University, Santa Ana percentage of Latinos among the 50 largest cities in America. College, Santa Barbara City College History Points of Interest Don Gaspár de Portolá, a Spanish expedition party leader, discovered a picturesque valley and river in Southern California Santa Ana Zoo (714) 835-7484 which he christened Santa Ana, in honor of Saint Anne, on July 26, Zoo attractions including a petting zoo, picnic area and 1769. José Antonio Yorba, a youthful expedition soldier, and his playground. nephew Juan Peralta, were given a Spanish land grant for the area. This is a tiny zoo, but provides an uncrowded, quiet place to take They developed the Rancho Santiago de Santa Ana for cattle the kids for a close up look at some extremely rare and endangered grazing and productive farmland. In 1869, William H. Spurgeon species. The zoo has a number of exotic animals that you won’t purchased 70 acres from the Yorba family and plotted a townsite. necessarily find at the larger metropolitan zoos. For example, there The new town was given the name Santa Ana. is a hyrax, a rare animal related to elephants that is no bigger than a rabbit. There are rare birds such as the black currasow. But most Quick Facts impressive is the amazing collection of primates, including ring Population 2000: 337,977 tailing lemurs, colobus monkeys, guenons, langurs, capuchins, On the Santa Ana River macaques, gibbons, sakis and golden lion tamarins from South Locals are Santa Anans America that are smaller than a house cat. The zoo is also home to African servals and a pair of mountain lions from Southern Filming location for 1988 movie, “Rain Man” and 1963 movie, California’s own wilderness backyard. There is a barnyard petting “It’s a Mad Mad Mad Mad World” zoo where docents are available to answer questions. There are Census 2000 highlights: Eighth most crowded city in the U.S., continued on page 24

Orange County Information Guide [ 23 SANTA ANA elephant rides and a small play area for your toddler to run and play. of books, newspapers, personal journals and other memorabilia. Orange County Historical Society (714) 557-7074 The History Room is open Tuesday, Thursday and Saturday from 2 PO Box 10984 to 6 pm. Founded in 1919, the Orange County Historical Society is dedicated to preserving public interest in the history of both Shopping Centers Southern California and Orange County itself. The society offers Westfield Shoppingtown MainPlace many lecture series throughout the year, and announces period 2800 N. Main Street tours of historical sites in Orange County. These tours are often the Description: Conveniently located in the heart of Orange County best way to learn about Orange County’s early heritage. Call or write and just minutes from Disneyland, Westfield Shoppingtown Main the Society for more information about upcoming local events and Place features 190 shops and restaurants. membership. Golf Courses Santa Ana CIty Library (714) 647-5250 26 Civic Center Plaza Riverview Golf Course Santa Ana (714) 543-1115 For local history buffs, this library is a treasure fill with Orange Willowick Golf Course Santa Ana (714) 554-0672 County History. The library itself is a beautiful marble building. A History room on the main floor is filled with a remarkable collection

OTHER AREA ACTIVITIES

Orange County Attractions Laguna Beach (800) 877-1115 Knott's Theme Park (714) 220-5200 White sand beaches, boutiques, restaurants and art galleries. Buena Park Newport Beach & Balboa Island (949) 722-1611 Fun for families and thrillseekers of all ages. Including GhostRider 6 miles of beaches, watersports, harbor cruises, two wooden and the new XceleratorSM. piers, restaurants and shops. Catalina Island Seal Beach (562) 431-2527 Catalina offers something for everyone, including scenic hiking Quaint village atmosphere. and horseback riding trails, scuba diving, golf and the quaint little San Clemente (949) 492-1131 town of Avalon is a wonderful place to shop and dine. And it's only Pier, beach, restaurants and shops. a hour boat ride from Balboa Pavilion. Golf Courses Sportfishing Aliso Creek Golf Course Laguna Beach (800) 223-3309 The Orange County coastline and harbors offer a full range of Aliso Viejo Golf Club Aliso Viejo (949) 598-9200 local pier, shore and offshore fishing. Arroyo Trabuco Golf Club Mission Viejo (949) 305-5100 Whale Watching Back Bay Golf Course Newport Beach (949) 729-6193 From December through April each year, thousands of Gray Birch Hills Golf Course Brea (714) 990-0201 Whales migrate over 5,000 miles from the cold Artic seas to the Black Gold Golf Club Yorba Linda (714) 961-0060 warm, calm waters of Southern California and Baja. Brea Golf Course Brea (714) 529-3003 Recreational Activities Casta del Sol Golf Course Mission Viejo (949) 581-0940 Costa Mesa - Los Lagos Costa Mesa (714) 540-7500 Beaches Costa Mesa - Mesa Linda Costa Mesa (714) 540-7500 With 42 miles of white sandy beaches overlooking the Pacific Coyote Hills Golf Course Fullerton (714) 672-6800 Ocean, you'll have no problem finding a nice spot to work on your David L. Baker Golf Course Fountain Valley (714) 418-2152 tan, swim, play volleyball, or just relax and read a book. There's also Eagle Glen Golf Club Corona (909) 272-4653 plenty of boardwalk where you can rollerblade, take a bike ride, or Fullerton Golf Course Fullerton (714) 871-7411 get in a good jog down to the pier. Green River - Orange Course Corona (714) 970-8411 Big Corona Beach (949) 722-1611 Green River - Riverside Course Corona (714) 970-8411 Family beach with fire rings, picnic tables, volleyball area. Lake Forest Golf Lake Forest (949)-859-1455 Capistrano Beach (949) 493-4700 Meadowlark Golf Course Huntington Beach (714) 846-1364 The swallows return to the Mission here each year in March. Mile Square Golf Course Fountain Valley (714) 968-4556 Dana Point (949) 496-1555 Monarch Beach Golf Links Dana Point (877) 635-8792 Marina with shops and restaurants, sportfishing, and the tallship Pilgrim.

24 ] Orange County Information Guide OTHER AREA ACTIVITIES

Pelican Hill Golf Club - North Newport Coast (949) 760-0707 Library Pelican Hill Golf Club - South Newport Coast (949) 760-0707 Orange County Public Library, OCPL.ORG Ridgeline Golf Course Orange (714) 538-5030 Orange County Public Library has 33 branches as well as an San Clemente Golf Course San Clemente (949) 361-8384 outlet in Orangewood Children's Home to provide a variety of San Juan Hills Golf Course San Juan Capistrano (949) 837-0361 services to residents throughout the County. Shorecliffs Golf Course San Clemente (949) 492-1177 Talega Golf Club San Clemente (949) 369-6226 Shopping Centers Tustin Ranch Golf Club Tustin (714) 730-1611 South Coast Plaza - A Shopping Resort 405 Frwy. @ Bristol Street Westridge Golf Club La Habra (562) 690-4200 Costa Mesa Grocery Stores Description: This shopping resort has 280 stores/restaurants 5 Albertsons min. from O.C. Airport. Indoor. Head to head with Vons with the largest presence in the area, The Block at Orange Albertsons offers your usual supermarket fare. 20 City Blvd. W Orange, CA Vons The Block at Orange features hundreds of the best names in retail Part of the Safeway family, Vons is also your standard including AMC 30 Theatres. supermarket major player. You need a club card for their store discounts, and if you like friendly service and your cashiers to thank The CAMP 2937 Bristol Street, you by your name (via the club card database and your receipt), this Costa Mesa is your place. Description: The CAMP offers caters to the outdoor and surf, Ralphs skate, and snow enthusiasts with a, specialty retail environment. The third major player, Ralphs is part of the Kroger chain. Ralphs Outdoor. also uses a club card for in-store discounts. The LAB Whole Foods 2930 Bristol Street This upscale, specialty market offers your standard grocery fare Costa Mesa as well as more eclectic and health conscious items and brands. Description: The LAB is a retail complex catering to the young, Prepared foods are available, as are a cafe and juice bar. hip crowd. Outdoor. Trader Joe's This cool chain specializes in quality food at reasonable prices, many under the Trader Joe brand. Frozen foods are their specialty, as well as their eclectic selection of wine and beer, many of which are from boutique wineries and breweries. Irresistible are the large variety of chocolate candies.

Orange County Information Guide [ 25 The perfect place for a tryst Dozens of designer shops and nightlife so hot it’ll make you blush. tailored to one lifestyle. Yours. A casino designed to excite the senses.

CASINO MEETINGS GOLF WEDDINGS NIGHTLIFE ENTERTAINMNMENT SHOPPING RESORT ROOMS

wynnlasvegas.com To speak with a reservation agend please call toll-free 1.877.321.9966 A casino that defies Endless energy. convention. Yours.

tailored to one lifestyle. Tower suites offer the comfort you expect from a Wynn signature resort. Dozons of designer shops encorelasvegas.com

To speak with a reservation agent please call toll-free 1.888.320.7125 28 ] Orange County Information Guide MOVING

SMOOTH TRANSITIONS

Choosing a Moving Company Have at least three movers come to your home and give estimates. Be sure to ask whether the estimates are binding, non-binding or guaranteed not to exceed a certain amount. Obtain each company’s assigned Motor Carrier number and call the USDOT at (202) 358-7000 to determine if they are registered and have the proper insurance on file. Ask your prospective moving company for a copy of the “Your Rights and Responsibilities When You Move” booklet. Relocation to Your New Town If you’re one of the 40 million Americans planning to move this year, you need a strategy. Starting early and staying organized is the key to a painless move. In general, follow the pre- move checklists provided. These lists will help you track the myriad of details needed to facilitate your move. If you are selling your present home and/or buying a new one, refer to the home inspection checklist, choosing a morgage, and the mortgage glossary. If you are planning to rent in your new city, read the article on rental tips. And, if you are undecided, we hope the article entitled “Buying vs. Renting” will help you assess the pros and cons of each. Whatever decisions you face based on your particular circumstances, stay positive, calm and organized. And, don’t forget to make some time just for yourself. It will probably save you a lot of time in the long run! Packing Tips • Sort your belongings. If you don’t use an item, dispose of it. • Label boxes indicating what they contain and in which room they should be placed. • Drain gas and oil from power tools so they will not leak; dispose of all volatile or corrosive chemicals. • After cleaning out the refrigerator and/or freezer, place pieces of charcoal in them to prevent mildew. • Pack important records in easily accessible place. Include medical, dental, school, insurance, credit card and tax records. • Use strong, clean containers with lids secured with twine or tape. • Put no more than 50 pounds in each container. • Place heavy items towards the bottom of the containers; lighter items on top. • Protect all finished surfaces from scratching by wrapping them in paper. • Use plenty of cushioning such as shredded or crumpled paper to protect belongings in boxes. Remember that newspaper ink can rub off and stain items packed with it. • Pack items tightly to avoid shifting during move. • Fragile items, like china, should be packed in reinforced boxes or in special boxes with compartments. • Individually wrap and cushion electrical appliances.

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Orange County Information Guide [ 29 SMOOTH TRANSITIONS

• Make sure liquids and foodstuffs are placed in carefully sealed • Affix colored labels to the moving boxes according to destination. containers. Wrap and pack kitchenware tightly to prevent Put the same-color labels or signs on the door of the rooms damage. where these boxes go. This way, movers will be directed to the • Chests and dressers should not be overloaded since glued correct rooms if you’re not available to tell them where to put furniture joints could collapse. each box. • Unusually shaped or valuable items should be crated or moved • Make a detailed floor plan for where you want things to go in your by you and not the movers. Easily crushed items should be new home. Photocopy it so you can tack up copies in every room individually boxed and cushioned. for the movers. • You should not remove home fixtures such as window treatment • Take snapshots of wall units and shelves, so you know how hardware, towel racks and electrical fixtures. Unless your sales things were arranged on them. agreement specifically states otherwise, such items are usually Settling Into Your New Home considered legally part of your residence.Let the moving • Start by making the beds. Bedding tends to be bulky and company pack furniture, mirrors and artwork to prevent damage. eliminating lots of boxes quickly and easily will be encouraging. Stay Organized • Unpack and organize children’s belonging’s next. Young children Here are some basic tips to help make moving less traumatic: will quickly become restless without familiar things. Remember to • Pack an “Immediate Box” or an overnight suitcase with the position storage hooks and shelves that children will be using necessities you’ll be needing right away. Don’t forget to include within their reach. medicines and a first aid kit, toilet paper, tissue, and paper • Next, tackle the kitchen. This job will go much faster if each box towels. has been specifically labeled as to its contents. Simply labeling • Pack an “Immediate Kitchen” box including trash bags, the “Kitchen” doesn’t help you prioritize which box to unpack first. coffee pot or tea kettle, toaster, plastic silverware, paper plates, • Stay positive. Getting settled into your new home can seem styrofoam cups and some non-perishable snacks, such as overwhelming unless you look at it as a series of small projects. crackers, peanut butter, dried fruit. This way, there will be some • Congratulate yourself! You accomplished a lot today! instant sustenance while you get organized.

30 ] Orange County Information Guide RELOCATING YOUR PET

Your coffee is finally brewing after what seemed like an endless Ask about office hours, fees, whether appointments are required, search through the boxes left by the moving company. The disk and what services are available. Also, ask if it is possible to talk to jockey on the radio reads the weather forecast and you learn that it the doctor so that you can introduce yourself and at least have a is 70 degrees outside expected high 75. Your company doesn’t first impression to help you make your choice. even have have to give you a raise to move here. Finally, ask your neighbors which veterinarians they take their Just as you start thinking that everything is proceeding smoothly pets to and why. Then, of course, it’s your decision, but at least you and that your new city really does have a lot to offer, you realize have gathered some information on which to base your decision. Prince, your four-year old Great Dane, isn’t acting right. Now what? All dogs should be vaccinated for the possibly fatal disease Is he really sick? Homesick? What’s worse is that you don’t know Parvovirus. where the closest veterinarian is located and, of course, he or she Remember to NEVER leave your pet in a car in hot weather, as can’t be as good as Dr. Morris…and Prince just loved Dr. Morris. heat conditions in cars can quickly become fatal to animals. Farfetched? Not really. Pets are probably most overlooked when it comes to relocating. Most people just expect their pets to wake up completely adapted to their new surroundings as if nothing changed. Although this is true for many pets, just as many find relocating to be traumatic. Furthermore, most people wait until their pet is ill before finding a new veterinarian. What should you do then for your pet when relocating? Actually the place to begin is in your hometown before you move. Speak to your own veterinarian and tell him/her where you are moving and ask his/her advice. In most cases, this alone will be sufficient to find out what is necessary to prepare your pet for transition. Further, people will be surprised how often their veterinarian can recommend someone in the area where they are moving. Whether or not this person will actually become your new veterinarian is not as important as the peace of mind that the recommendation is from someone you trust. Finally, don’t wait until your pet is ill before looking for a veterinarian. This is an extremely emotional time and nothing can be more traumatic than having to find a veterinarian in the midst of a crisis. It is obvious, then, that you should find a new veterinarian before that first crisis occurs so that when the need arises, you will be prepared. How do you go about finding a new veterinarian in a new city? The best place to begin is simply the NewMarket Services Information Guide. Location is an important factor, as many pets don1t travel well and, in the case of emergency, distance may be a factor in receiving timely treatment. After making a list of local veterinary clinics, take the time to go visit them. Talk to the staff.

Orange County Information Guide [ 31 32 ] Orange County Information Guide WHAT’S ALL THE TALK ABOUT. YOU PACK, THEY DRIVE MOVING?

Moving Decisions Save Time and Money Are you faced with an upcoming job relocation? With so many The “you pack, they drive” moving alternative saves you the options for moving your household items, it can be a difficult trouble of driving an unfamiliar vehicle as well as the stress and decision to determine which service best fits your moving needs. difficulty during a long-distance drive. Since the estimates provided Also, with a limited relocation budget from your employer to cover for this service are based on volume (space) and not weight, you will your moving costs, finding a service that complements your avoid unexpected higher moving costs and hidden fees associated pocketbook is important as well. While hiring a professional moving with other full-service moving companies. Unlike a rental truck, the company may be time-saving, the cost for full-service moving could normal moving expenses such as fuel, taxes, tolls, and unexpected be several thousand dollars. A recent trend in the moving industry costs such as flat tires and engine blowouts are covered by the is the do-it-yourself moving option. Most people associate do-it- service provider. yourself with the truck rental option; however, the “you pack, they Loading Service Options drive” moving alternative is becoming increasingly popular. The cost savings of using the “you pack, they drive” service New Moving Alternative largely result from packing and loading your trailer. Some customers With this type of service, you are expected to pack and load your may not have the physical ability or manpower to pack and load items in an adequately-sized commercial trailer. You are given up to their own trailer. This problem is relatively easy to solve—simply two business days to pack and load your goods. The cost of the check with one of the packing and loading companies suggested move is controlled by the customer because this service allows you by the “you pack, they drive” service provider. You can locate to pay for only the spaced used in the trailer. Once you have packing and loading assistance in both your origin and destination completed the packing and loading process, the trailer is picked up cities. By combining the “you pack, they drive” service with local by the local dispatch office. The trailer is then transported by a loading and unloading assistance, you can save money versus professional driver to your destination. You will receive an estimated using a full-service moving company. arrival time for delivery of your goods and will also have the ability to The Choice is Yours track your goods during the transit of your move. Upon arrival at During your search for the best moving option for your upcoming your new home, the trailer is delivered at the appointed time and job relocation, consider the “you pack, they drive” moving option you will unpack and unload your goods. The local dispatch office and know that you are in control of every aspect of your move. You will then come and remove the empty trailer. will not only save time and money, you will experience less stress and headache during an already stressful part of your life.

Orange County Information Guide [ 33 PRE-MOVE CHECKLIST

One Month Before Two Weeks Before

 Take Inventory. Decide what to keep and what to get rid of.  Notify Phone Company: Your new local phone company should be notified of your move no sooner than 30 business  Reserve a rental truck or select a moving company. Look for days prior to move, and no later than 5 business days before rental trucks and moving companies in local brochures, yellow moving. The service representative will run a quick credit check pages, or through your rental agent/ real estate broker. and assign you a new telephone number.  Make a moving file for important documents, such as family  Notify Utilities: The electric and gas service companies should medical and dental records, school records, legal documents be contacted at least two weeks before your move. The old and titles, banking and financial statements, stock and bond service will need your move out date and you should request certificates, tax returns, birth certificates and insurance the return of any deposits at this time. The new service will documents. Include all receipts – many expenses are tax need your move in date to determine when service will be deductible. turned on or transferred to your name. You can inquire if they  Make any car rental, airline or hotel arrangements. have a billing plan to balance out of season differences by paying a set amount each month. If moving into an apartment,  Gather moving supplies such as boxes, tape, bubble wrap and check with the property manager to see if service was left on paper for wrapping. before you call the utility companies. Write down the emergency numbers to call in event of a problem or outage.  Post Office: A week before you move, you should stop by your local post office to fill out a change of address cards.  Banks: (checking accounts, investments, etc.): Before you Correspondence cards are also available to send to various move to your new city, make sure all existing accounts in your companies such as credit card companies, magazine old bank are closed. Find a new bank to fill your personal publishers and any other organizations that should be needs and open accounts, order checks and obtain direct informed of your move. The mail will be forwarded to your new deposit forms if applicable. home for a full year. After a year, the mail will be returned to the sender with your new address stamped on it. You can get an  Find a new doctor and dentist and have your family’s medical official change form at the local post office or on the Internet at records transferred to them. www.usps.gov/movernet.  Refill any prescription medications which must be taken  Credit Card Companies: Immediately notify all your credit card regularly and arrange to have those prescriptions transferred to companies of your move. Keeping an individual file on each your new city. one makes this process much easier. We suggest using the  Arrange to register your children in their new school(s). Contact correspondence cards offered at the post office in addition to their current school(s) to have their records forwarded. requesting in writing that they send you a letter of confirmation. It is also recommended to make a follow up call.

 Purchase Insurance: If you are moving from out of state and are insured by a fairly large company, they will most likely have an office in the city you are moving to. If you need to find a new company, it is important to get homeowners insurance at least one month before the move. Those moving to an apartment need to contact the insurance company two weeks before the move. If you have large amounts of jewelry and/or furs coats it’s important to contact the agency as soon as possible since you will be needing additional coverage.

 Remember to request the return of any security deposits.

34 ] Orange County Information Guide PRE-MOVE CHECKLIST

One Week Before Moving Day

 Confirm any travel plans or reservations.  Early on moving day, reserve a large place for the moving truck to park. Mark off an area with cones or chairs. If you need to  Finish packing and make sure all boxes are clearly labeled. obtain parking permission from your apartment complex  Subscribe to the local newspaper and visit the Chamber of manager or the city, do so in advance. Commerce in your new city for additional community  Before work starts, walk through the house with the movers information. and describe the loading order. Show them items you intend to  Change of Address Notification: You will need to notify the transport yourself. You should have these items grouped in an Postal Service that you are moving. It is now possible to do so area prior to the movers arriving. Remain on site to answer the without visiting the post office. Go to website listed above. For movers’ questions and to provide special instructions. the fee of $1.00 you may fill out the address change  Walk through your home and make sure that everything was information online and receive an email confirmation. Or you loaded. Make sure you have the keys to your new home. may choose to print the form and mail it to your local post office. US Postal Service, www.usps.com  Remember that professional movers expect to be paid in full before your goods are unloaded. Check for damage, as items  Notify IRS: You will also need to notify the IRS that you have are unloaded and report any problems right away. moved. This will ensure you receive your IRS refund and/or any other correspondence. To change your address with the IRS,  Unless the company’s policy prohibits the acceptance of complete a Form 8822 (PDF), Address Change Request. This gratuities, it is customary to tip each mover. $20 is a good is available on the IRS website. IRS, www.irs.gov amount; you may want to tip more or less based on the service you received. One Day Before  If you are moving yourself and getting help from friends, make  sure you create a task list. Be sure to have everything packed Pick up your rental truck or confirm your move with the moving before your help arrives. It is natural for people to work in pairs, company. but you should consider each person’s physical ability and  Make sure you and your movers have the directions to your health status. Plan to provide beverages and food for your new home. Plan your travel so that you will be there to greet volunteers. Load the truck according to the directions your them and unlock your home. Have a backup plan in case one truck rental agency gave you, and make sure that you of you gets delayed. understand how to operate and drive the rental truck before you leave the agency.  Obtain the driver’s cell phone number and give him/her yours so you can stay in touch in case one of you is delayed.

 Ask what form of payment the movers will accept (check, money order, certified check, travelers checks) and make necessary arrangements.

Orange County Information Guide [ 35 36 ] Orange County Information Guide MOVING WITH CHILDREN

REINFORCE THE POSITIVES

et family members focused on and involved in the process of moving. Hold a family meeting to discuss why, where, when and how the family will move. Encourage Geveryone to ask questions and express feelings. If possible, drive the family to see the new home and take a tour of the new neighborhood schools, shops and parks. Take photos or videotape the new house and neighborhood. Make lists for each older child of things to do to prepare for the move and assign them a special task or two. For example, they can read and inform other family members about the area history, landmarks, special events and amusements. Help children prepare for the move by having them assist with packing. Let them pack a box of special clothes, toys or books they would like readily accessible at their new home. Let each family member help plan how to set up his or her bedroom. Have them help select paint or wallpaper. Let them share ideas how to arrange the furniture. When the move takes place, set up the children’s rooms first. Choosing a School One of the most satisfying experiences a family can have is finding a school that fits its needs. That school will “feel right” because its administrators, teachers, and parents are part of a strong community that shares the family’s educational values. Children are eager to go there because the school program stimulates their curiosity and provides them with outlets for their interests. Parents will be pleased because their involvement in their children’s education will be welcomed and encouraged. In order to find the best school for your child, you should begin by observing your child’s learning habits. Even as preschoolers, children begin to develop different approaches to learning. These inclinations provide strong clues about what kind of school would serve them best. In her book Your Child’s First School, educational consultant Diana Townsend- Butterworth offers these suggestions of things to watch for in determining your child’s orientation to learning: • What does your child enjoy doing? • What excites your child and arouses his or her curiosity? • What seems to be frustrating? • Does your child thrive in a structured environment or seem to prefer one that offers more freedom? • Is your child quiet or rambunctious? • Does he or she prefer to work on projects alone or with other children? • Does he or she have any special interests or abilities?

Make a list of answers to these questions as well as taking note of any other characteristics you notice about your child. As you read more about individual schools, and when you visit the ones that interest you, you will be better able to choose a school that suits your child.

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Orange County Information Guide [ 37 REINFORCE THE POSITIVES

Orange County department of education also oversees 28 Before beginning a search for a school, parents should reflect on school districts. (714) 966-4000 these questions, and their expectations for schools. Parents who For high school, parents often choose a new school for their choose schools wisely are pleased after their children enroll children. This is frequently because their current school goes only because the family and the school work in harmony with a common through eight grade. As you look for a high school, consider your set of expectations for the youngsters. Admissions directors at child’s learning style as well as his or her interests when deciding schools will gladly connect you with parents of current students so upon a school. Also keep in mind your own family goals, which may you can make an informed choice for your child. involve preparing for college, in making this important choice. Most schools believe parents should have a strong role in their children’s education. Being involved in a child’s education What about family expectations? In order to provide a good strengthens the whole family and sends a message to children that match, a child’s school must also meet a family’s needs. Here education is an important part of their lives. Schools know that the again, you may want to prepare a list of expectations and use it as way in which parents choose to become active in their children’s a guide in the search for the best school for your child: schools varies greatly. They provide many different opportunities for • What goal do you have for your child’s long-term education? Is parental involvement. Most schools have strong parent associations college preparation a priority? that organize social events, help coordinate volunteer activitied, and • How important to you is parental involvement in school activities? provide an organizes means of communication between parents • Do you expect the school to have a role in developing a child’s and school. character by encouraging respect for adults and peers as well as Each of these encounters strengthens the life of the schools and others in society, including the disadvantaged? creates a community of committed adults supporting the goals of • How important is it to you that you have a strong relationship and the schools and the students. This feeling of community, with adults share a philosophy with other parents at the school? and students working together for a common purpose, is one of the • How interested are you in providing a home setting that gives distinguishing strengths of a good schools. your child time for homework? • How important to you is a before-school and after-school program?

SELECTING CHILD CARE

When you’re new to a community, locating a person or program In home to provide child care for you is not the easiest of tasks. Due to Some parents may prefer the one-on-one contact an in-home expanding demand, just finding an opening may be difficult. care provider can offer, especially for an infant. The International Pinpointing a place that is not too far or too expensive and, most Nanny Association (INA) recommends that you interview any importantly, a provider whom you trust, may take days or weeks of prospective hire at least twice and that you conduct a criminal persistent phoning and visits. background check, which is usually done by most placement As a parent, it is your responsibility to ensure that your child is agencies. safe and happy in a child care environment that is fun, educational, One key to good child care is whether the caregiver can adapt to and nurturing. You will need to consider many questions. But you the needs of each child and family. Not all children of the same age are not alone — an increasing number of parents rely on quality are at the same level of development; each child has unique child care so that they may work. About 70% of parents place their character traits. A good caregiver understands these personal and young children in some type of daily care. Knowing in advance that developmental differences and creates a program to meet each this is not an overnight process makes it a bit less overwhelming. child’s needs. Types of Child Care Center-Based Care The most popular type because there are so many options for You might like the home-like feel of a family child care home, or children of all ages. You take your child to a place that is organized maybe you want your child to have opportunity to socialize with and staffed specifically to care for a group or groups of children. peers in a larger child care center. You might be looking for after Some types include day care centers, preschool programs, school care for your child, a summer camp experience or a program before/after school programs. that can accommodate his or her special needs. It will help you in your search to learn more about each type of child care setting.

38 ] Orange County Information Guide SELECTING CHILD CARE

Day Care Center Preparing Your Child for Child Care If you’re considering a day care center or another group setting, Most young infants, up to seven months, adapt to caring adults you should spend some time observing the center and talking to and seldom have problems adjusting to good child care. Older parents with children in the center. You should also expect that your infants may be upset when left with strangers. They may feel child will be assigned to the same caregiver to promote a sense of separation anxiety, which is a normal part of development for some security and consistency. Inquire about the rate of staff resignations; children. They will need extra time and your support to “get to low staff turnover minimizes the need for young children to know” the caregiver. Some children show changes in behavior repeatedly adjust to new caregivers. when they start child care. Toddlers may cry, pout, refuse to go to Preschool Programs or act angry in other ways. Preschoolers may regress and behave Preschool programs are offered through Head Start, child care like a younger child. They may be more wakeful at night. This centers or local public and private schools. They can be offered as behavior usually goes away after a few days or weeks in high-quality a half-day program for three or four days a week or they can be part child care, just be sure to monitor. of a full day program at a child care center. You may help your child adjust to a new child care arrangement. Before/After School Programs Arrange a visit with in-home caregivers while you are at home or These programs give children additional time and opportunity to when you need child care for a short time. Visit the center or family engage in hands-on enrichment activities in reading, science, math, child care home that you have chosen with your child before art, drama, and specific “safety” topics that include conflict beginning care. Show your child that you like and trust the caregiver. resolution and drug abuse. Most programs offer homework Some children like to carry a reminder of home when they go to assistance and some offer tutoring. Most also provide supervised child care. A family photograph or small toy can be helpful. Talking physical activity and healthy snacks, or even dinner. School age to your child about child care and the caregiver is helpful. Being programs are often provided through local schools, child care prepared makes any new experience easier for children. There also centers, churches, or youth-oriented community organizations. are storybooks about child care that you and your child can read Quality features include opportunities for children to make individual together. (Check with your local library, another great outing for a and group choices about activities, opportunity to improve parent and child) academic skills, spaces for children to relax and rest, well After a child has been in child care, a sudden change in supervised spaces where they can be active, nutritious snacks, and caregivers may be upsetting. This can happen even if the new parental involvement. caregiver is kind and competent. If you are concerned about your Choosing Child Care child's feelings, you may want to arrange a meeting with the In addition to the forms of child care, you want to take into caregiver or ask your pediatrician for advice. Parents need to help account the following factors: the caregivers and the child deal with any changes in the child's routine at home or child care. High-quality child care helps children • Age and personality of your child. grow in every way and promotes their physical, social and mental • Child care needs of all the children in your family. development. It offers support to working parents. Your pediatrician • Location of your workplace, home and child care facility. wants your child to grow and develop with enjoyment in a setting • Hours you need child care. that supports you as a parent. • What you can afford. In the final analysis, locating a child care provider with whom you When you begin your search, start with the telephone. Plan to are confident is well worth the searching. Why? Your child benefits spend a few minutes with each call. Describe your needs and ask greatly from such an arrangement, meeting and interacting with about the program, staff, location, other children in care, and what other children and adults. The child learns and grows from is included in the cost. Make an appointment and visit the center, experience, often times a major step in establishing independence school or home, and plan on spending at least an hour at each and becoming his or her “own person.” And you feel more at ease place. Visit once to observe the children in care and at another time leaving them. outside of regular structured hours to spend time with provider or For more information you may want to visit the following website: director. American Academy of Pediatrics, www.aap.org In any group center, health, safety, and hygiene must be given priority in all settings. All children and staff members should have current immunizations; staff should have clear criminal background checks. The facility must be child-proof and all staff members should wear disposable gloves when changing diapers. Toys should be disinfected on a regular basis and frequent hand washing should be promoted among the staff and children to minimize the spread of infection.

Orange County Information Guide [ 39 TYPES OF HIGHER EDUCATION

Community Colleges Nearly 3 million students are believed to be taking online classes Community colleges exist for two major purposes. The first is to at institutions of higher education in the United States this year. That serve as a bridge from high school to college by providing courses number has been growing about 25% a year recently. Now, virtually for transfer toward a bachelor’s degree. Four out of 10 college- all public higher education institutions, as well as a vast majority of bound high-school graduates start their college education this way. private, for-profit institutions, now offer online classes. By contrast, only about half of private, nonprofit schools offer them. The second function of community colleges is to prepare students for the job market by offering entry-level career training as Online schools offer everything from Associate’s degrees to well as courses for adult students who want to upgrade their skills Doctoral programs with available emphases in everything from for the workplace. They often offer programs that are not available Business Administration to Criminal Justice to Nursing. Some at four-year schools, like fashion design. programs require students to attend some campus classes or Coast Community College Districts orientations, but many are delivered completely online. A multi-college district that includes Coastline Community Online courses generally require a computer with a broadband College, Golden West College, and Orange Coast College. The connection, but are now a serious option for the busy professional. three colleges offer programs in transfer, general education, Public vs. Private occupational & technical education, community services and Public colleges are usually less expensive, particularly for in-state student support services. Coastline, Golden West and Orange residents. They get most of their money from the state or local Coast enroll over 60,000 students each semester in more than 300 government. Private colleges rely on tuition, fees, endowments, and degree and certificate programs. other private sources. Private colleges are usually smaller and can Fllerton College offer more personalized attention and often more prestige. Premier Institute and research facility. Chapman University (714) 997-2400 Saddleback College (949) 582-4500 One University Drive Orange, CA 92866 28000 Marguerite Pkwy., Annually ranked in the top tier of U.S, Chapman is a preeminent Mission Viejo, CA 92692 university engaged in distinguished liberal arts and professional Saddleback College has the most comprehensive and diverse programs. Academic Programs available in Orange County. They have a wide variety of Advanced Technology and Applied Science Programs Universities including Aviation, Marine Science, Computer Science, Fashion Generally, a university is bigger than a college and offers more Design and more. Also offering Community Education programs. majors and research facilities. Class size often reflects institutional Liberal Arts Colleges size and some classes may taught by graduate students. University of Southern California - OC Center (949) 437-0000 Liberal arts colleges offer a broad base of courses in the The Art Institute of California - OC campus (888) 549-3055 humanities, social sciences, and sciences. Most are private and focus mainly on undergraduate students. Classes tend to be small California State University Fullerton and personal attention is available. Situated on a landscaped 228-acre campus, California State Online Learning University, Fullerton (CSUF) is a comprehensive, regional university located in Orange County, CA, a technologically rich and culturally Recent years have witnessed the rise of online degree programs, vibrant area of metropolitan Los Angeles. With seven colleges and to allow the busy professional a chance to work at their own pace approximately 1,900 faculty members, the university offers 100 from the comfort of their home on the path to getting a degree. The degree programs, 46 of them at the graduate level. costs to students are typically the same as for traditional classes— University of California, Irvine (949) 824-5011 and financial aid is equally available—while the cost to the institution Irvine, CA 92697 can be much less. Premier Institute and research facility. One of 63 universities There are online universities ranging from legitimate distance nationally elected to membership in the prestigious Association of learning systems to fly-by-night degree-mills. It’s important to American Universities. research a particular institution before deciding to enroll in their system. Generally, brick-and-mortar schools that also offer online Upper Division classes are the safest, though there are plenty of fully accredited Upper-division schools offer the last two years of undergraduate online universities out there. study, usually in specialized programs leading to a bachelor’s degree. Students then generally transfer to an upper-division college after completing an associate degree or after finishing a second year of study at a four-year college.

40 ] Orange County Information Guide DEGREES AND CERTIFICATES

Certificate or Diploma These non-degree offerings generally lead to employment in an Full time value. occupational field. For example, to enter fields such as computer science or teaching, you may first have to get a certificate or diploma. Associate Degree You receive an associate of arts (AA) or associate of science (AS) degree after completing two years of study similar to the first two years of a four-year college. After earning an AA or an AS, you may transfer to a four-year college to complete the requirements for a bachelor’s degree. The associate of applied science (AAS) degree is awarded on completion of technological or vocation programs of study. Bachelor’s or Baccalaureate Degree Complete a four- or five-year, full-time program of study (or its Life-long future. part-time equivalent) at a college. The Bachelor of Arts (B.A.) and Bachelor of Science (B.S.) are the most common.

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Orange County Information Guide [ 41 PAYING FOR SCHOOL

FAFSA www.fafsa.gov It’s not recommended that you participate in any website that FAFSA, the Free Application for Federal Student Aid, is a form asks you to pay a fee to search for a scholarship; there are many that must be filled out annually by university to determine their wonderful free sites available. eligibility for federal financial aid (including grants, loans, and work- Types of Financial Aid study programs). In addition, most states and schools use Financial aid may be classified into two types based on the information from the FAFSA to award non-federal aid. criteria through which the financial aid is awarded: merit-based or The FAFSA consists of numerous questions regarding the need-based. student’s finances, as well as those of his or her family; these are Merit-Based entered into a formula that determines the Expected Family Merit-scholarships are typically awarded for outstanding Contribution. The amount of the EFC can vary widely, depending on academic achievements, although some merit scholarships can a number of factors; for example, one such factor is whether a also be awarded for special talents, leadership potential and other student has siblings in college at the time. personal characteristics. Merit scholarships are sometimes The best place to look for help before you start filling out your awarded without regard for the financial need of the applicant. FAFSA is at your school's financial aid office. Athletic scholarships are a form of merit aid that takes athletic talent Other Sources into account. FAFSA only scratches the surface of the money available to Need-Based students for school. There are many state and private scholarships Need-based financial aid is awarded on the basis of the financial out there. The easiest way to find listings of what scholarships that need of the student. The amount of need based aid is generally you may qualify for is by going to a scholarship database online and based off the criteria on the FAFSA. doing a search. Some handy sites for this are: Loans Lunch-money.com While included in the term “financial aid” Higher Education Loans Finaid.org differ from scholarships and grants in that they must be paid back. Fastweb.com They come in several varieties in the United States Collegeboard.com • Federal Student Loans made to students directly: No payments until after graduation, but amounts are quite limited • Federal Student Loans made to parents: Much higher limit, but payments start immediately • Private Student Loans made to students or parents: Higher limits and no payments until after graduation. Getting Your MBA Part-time Getting your MBA may be imperative to you and your career. More than 40% of all graduate students are working adults, so it is possible to balance the rest of your life with your desire to continue your education. You’ll generally spend three to four hours a week with the instructor in a 3-credit class. It’s generally recommended that you spend about 8 additional hours a week studying and preparing for the next classroom session, so 12-15 hrs a week total. So where are you going to find an extra 15 hrs a week? It helps to journal how you do spend your time during the week, and then list priorities. Lower priority items, like watching TV, may take up more time than you realize, and can be shelved so you can continue your education. Re-prioritizing your time is the most crucial step in ensuring you’ll have success on your path to your degree. Make sure you discuss your goals with your boss, friends, and family, so they know what to expect as you add this major commitment to your life.

42 ] Orange County Information Guide Orange County Information Guide [ 43 FITNESS AND HEALTH

IN THE KITCHEN

tarting with Thanksgiving, turkey is an important part of many holiday meals. We all look forward to the smell of the turkey roasting for hours in our homes. It is very Swelcoming for guests, and puts everyone in a festive mood. Most of the fat in turkey is within the skin and most of the fat within the meat is in the dark meat. The white meat with the skin removed is a good food source for people on low- fat or low sodium diets. The meat fiber is easier to digest than other types of meat, which makes it a good choice for individuals that may have digestive problems.Turkey is an excellent source of several important vitamins and nutrients such as iron, niacin, zinc, potassium, and B vitamins. And what about blaming the turkey for your after dinner lethargy? Turkey does contain L-tryptophan, an essential amino acid that has a sleep inducing effect. However, L-tryptophan needs to be taken on an empty stomach and without any other amino acids or protein in order to make you drowsy. There's lots of protein in a serving of turkey and it's probably not the only food you are consuming at the meal. The truth is that you could omit the bird altogether and still feel the effects of the meal! The day after the feast is equally anticipated for those wonderful leftovers. But you can only eat so many turkey sandwiches and may need another use for the scraps. Try the chili recipe below. And after the first of year when all of the treats are gone and the waistband needs shrinking, try the recipe with ground turkey for a low-fat, satisfying meal. Simple Turkey Chili Ingredients 1 tablespoon olive oil 2 (16 ounce) cans canned kidney beans - 2 onion, chopped drained, rinsed, and mashed 2 tablespoons garlic, minced 1/3 cup chili powder, or to taste 4 cups water 1 teaspoon paprika 4 cups cooked turkey, chopped 1 teaspoon dried oregano or 2 pounds ground turkey 1 teaspoon ground cayenne pepper 2 (28 ounce) cans canned crushed 1 teaspoon ground cumin tomatoes 1 teaspoon salt 1 teaspoon ground black pepper Direction Heat the oil in a large pot over medium heat. Stir in onion and garlic, and cook until tender. Pour water into the pot. Mix in all remaining ingredients except kidney beans, and garlic.Bring to a boil. Reduce heat to low, cover, and simmer 30 minutes. Add kidney beans. Serves 16.

Please visit our website, www.NewMarketServices for more recipes. Be one of the first 25 people to enter a recipe this month and receive $10 and automatic entry into our $2500 semi-annual best recipe contest. See website for details.

44 ] Orange County Information Guide PHYSICAL AND MENTAL WELL BEING

Choosing a Health Club • Does the club offer a variety of leagues? If you want to compete Your move is filled with many new challenges. If your life style - is the club affiliated to the right leagues, and does it have teams includes working out a priority will be to find a club that meets your of the right standard for your competencies? needs. Or a new move may bring the perfect time to implement • Does the club offer a variety of high-quality weight equipment? It those healthy lifestyle changes that were on your New Year’s should include free weights, such as barbells and dumbbells, and Resolution list for the past several years. machine weights, you really need both to get a proper workout. Begin your search before you move. Ask your current club for • Does the club offer a sufficient number and variety of programs recommendations or perhaps they even have reciprocity with a club for you to achieve other goals (stress management, weight in your new location. If you belong to a national chain, chances are management, smoking cessation, social activities, etc.)? good that you will be able to transfer your membership. • Are there long lines at the equipment, or crowded aerobics However if you do find yourself looking for a new club, use this classes, at the time that you would be using the club? check list to help you find the place that will work best for you. • What are the real costs? Make sure you understand all rates, When visiting a club use your own observations and question the charges and fees because these can vary widely, and many clubs staff and current members. Be sure your new club will be able to require contracts ranging from a few weeks to a year or more. Be meet your fitness, social, and safety needs. sure you’re entitled to use all facilities, such as pools and spas at • Is the club clean and well maintained, especially the locker rooms no extra charge. and the shower areas? • Is child care available if you need it? • Are staff members friendly and helpful? Make sure there is always • Is there adequate parking available if you need it? someone available to answer your questions, to show you a new One way to find out whether a club is right for you is to try it out exercise, or how to use a piece of equipment. for a few days. Some clubs offer a special guest pass for • Does the location for work for you? It’s best to select a club that’s prospective members. But even if you have to pay for a week to try near where you live or work. it out, it’s better to spend the money than to make a long-term • Do fitness staff members have appropriate educational commitment to a club that doesn’t work out. Try the club during the backgrounds and/or certification from nationally recognized hours you will normally be using it. It will give you a realistic idea of certifying agencies? what the club environment while you are there. • Are new members provided with a club orientation and It’s important to read health club contracts carefully. Don’t instruction on how to use equipment? assume the club offers classes such as aerobics as part of the • What age group do you see while visiting? If you are in your 50’s, membership. While some do, others charge extra. If the health club do you really want to work out with a group in their 20’s (and vice requires a long-term commitment, find out whether you’ll be able to versa)? Be sure to visit club at the time you will be normally using get a refund if you need to cancel your membership due to a job the facilities. transfer, an injury or if you simply find that the club isn’t working for • Does the club have the cardiovascular resistance equipment you you. want and need to achieve your fitness goals? It’s a fact that of every three people who join a health club, only • Does the club offer sufficient number and variety of programs for one will work out there 100 days a year. Find a club that you are you to achieve your fitness goals (aerobic, racquet sports, comfortable with and you will greatly increase your chances of basketball, etc.)? If classes or group activities help to motivate being the one of three people that are there more than 100 days a you and the health club doesn’t offer the classes you need, year. sticking with your exercise program won’t be realistic. • Does the club offer instruction in a sport or activity that you might want to learn (tennis, squash, swimming, etc.)? NewMarket Services wishes you good health.

Orange County Information Guide [ 45 PHYSICAL AND MENTAL WELL BEING

Coping With Change where to go to make new friends can bring feelings of isolation and Did you know that your body and mind sense change as stress? loneliness. Whether you change the place you live or where you work, it all Creatures of Habit adds up to stress. The more changes that come at one time, the Psychologically, most of us are creatures of habit and quickly more stress you experience. develop repetitive patterns that make us feel comfortable and Self-Image secure. Ever notice that most people find the same seat or section Your attitudes towards change often depend on your self image of the commuter train or bus? Drivers usually take the same route and expectations of how difficult it may be. Your self image is the every day. We do this in order to reduce stress. inner vision of who you are. It is the basis of your every thought, The sameness of established behavior develops a sense of word and action. Moving, with the many changes it entails, offers an control over ourselves and surroundings. By seeking repetitive excellent opportunity to modify and/or improve your self image habits, we save our energy for new events that are either through the risks of taking positive action. unpredictable or uncontrollable. When change removes the Some people welcome change as a challenge or an exciting new sameness from our lives, we attempt to relieve the tension experience. Others may resent the inconvenience and extra effort produced by uncertainty and newness. We look for ways to develop they need to make to re-establish a comfortable routine. Still others other familiar patterns. feel overwhelmed by the unknown and are not sure where to go or to whom to turn. Often, stress causes old issues, defeats or concerns to resurface. Perhaps new worries and fears form unexpectedly, or you feel tired and fatigued most of the time. Decision making abilities are affected, and you seem to be having less fun and enjoyment. These are all telltale signs of stress brought on by change. When signs of stress affect you, it may be a time of emotional transition, indicating old behavior patterns are not as effective as they once were. This is often a good time for self-reflection-to look at what you like in yourself and what you do not like. Stress When you relocate to a new city, all categories of your life are changed. Along with the obvious changes listed above, moving to a new community requires finding new sources for familiar services. Finding a new hairdresser, barber, drugstore, food market, doctor, lawyer, cleaner and shoemaker are all necessary. You not only have to locate these services, but you need to determine if you are satisfied with the quality of the services provided. Forming a comfortable working relationship with the service provider adds more stress to the change itself. Management of Change Perhaps your whole lifestyle changes if you are moving from a smaller or larger community. With long-distance moves, you will To manage change effectively, several simple steps will help you have to make new friends and develop a different emotional support adjust to the newness and extra effort needed to establish different system. When these changes are not made through your own patterns in your life. choices, but are the decisions of a boss or someone in your family, • Organize your time so you can finish the tasks you have planned. then the stress is even greater. Children have to make changes because of their parents. They need special help and understanding • Have realistic expectations. Do not plan to complete everything getting settled in school and making new friends. Often, they will within the first few weeks. have difficulties as they adjust to the new surroundings. • List your priorities and finish each one before you go on to the Changes produce stress not only within yourself, but also with next. the people with whom you are close. It may cause you to react • Provide your body with recreational time and time to relax. differently from your usual behavior. If you are in a relationship or • Trust your first impressions; they are most often right. marriage, you may find more tension developing, with less patience Periods of change can offer you an opportunity for growth within or tolerance of the other person. If you live alone, not knowing yourself. Professional consultation may be useful during this period.

46 ] Orange County Information Guide PHYSICAL AND MENTAL WELL BEING

Choosing a Primary Care Provider Guidelines to Narrow Your Choices One of the most important decisions that you will make in your • Insurance – With the risings costs of health care, be sure your relocation process is choosing a Primary Care Provider for you and insurance will be accepted. your family. Don’t put off the decision until you get sick. Your PCP • Professional credentials - any provider you consider should have will be responsible for approximately 90% of your health care. The graduated from an accredited medical school, and be sure relationship you develop with this health professional can be the key they're board certified. to keeping illness at bay, and it is your best connection into the rest • Professional affiliations - Your provider should be affiliated with a of the medical system. Your PCP can help you seek appropriate large, well-equipped hospital, either as a staff member or as an consultations with specialists if or when the medical problem is attending physician, a title that carries with it admitting privileges. beyond the realm of his expertise. • Practice arrangements - You may choose a solo practitioner or a A generation ago, people relied on General Practitioners (GPs) for group practice, in which two or more doctors in the same all their medical needs, from treating colds, and backaches to specialty or different specialties share the same office. setting broken arms and delivering babies. The competent GP • Location and office hours - If these aren’t convenient, you may knew the medical histories of every member of a patient's family have a difficult time making an appointment. because he treated them all. Today, Primary Care Providers are bringing this tradition back with the addition of providing preventive Make a Consultation Visit and Consider the Following health measures. More emphasis is now placed on preventive • Office is clean and the staff is courteous and helpful. medicine. You are now responsible for the health of you and your • You are seen by the doctor within a reasonable time of your family by making informed decisions, improving your diet and appointment or you are given a good explanation for any delay. exercising. A primary care provider (PCP) is a general practitioner • You are not rushed through the visit. The provider listens to you, who sees people of all ages for common medical problems. Your does not interrupt you and encourages you to voice your PCP is often involved in your care for a long time, so it is important concerns about your health. to select someone with whom you will work well. You will want to • The doctor is well-informed about preventive health measures, choose someone that emphasizes wellness and self-care by giving such as nutrition, exercise and the widely recommended use of you the information needed to make healthy lifestyle choices and screening tests. He should be quick to inform you of healthy health care decisions. lifestyle choices. Below are some guidelines to help you make your decision. • You’re comfortable talking to the doctor and the doctor explains Begin by Gathering Some Choices. things so that you can understand. • Before you move ask your current health care provider for a referral. You can also ask other doctors you respect and see Most importantly, don’t put off the decision until you get sick. If a regularly. health care problem arises, and you have not yet chosen a provider, it is usually best to seek non-emergency care from an “urgent care • If you belong to a managed care plan, find out what doctors are center” rather than a hospital emergency room. This will often save affiliated with it. you time and money. However recent years, many emergency • Ask friends, relatives or business associates. Referrals from rooms have expanded their services to include reasonably priced people you know are usually based on trust and confidence in the urgent care within the emergency room itself or an adjoining area— provider. to find out, call the hospital first. • Hospitals usually offer a referral service that can provide you with the names of staff doctors who meet certain criteria you may be seeking, however they will not vouch for the quality of care.

Orange County Information Guide [ 47 VOLUNTEERING IN YOUR COMMUNITY

One of the best ways to become involved in your new community Many people are reminded of their wish to volunteer during is through volunteering. The benefits of volunteering are many, for holiday seasons, but this is when organizations might have an everyone involved. Ask your employer for advice. Many companies excess of help. If you want to volunteer during the holiday, give employees paid time off to volunteer and will often publicize remember to contact the organization in advance. Otherwise, time their employees’ community service. According to the research your work for the lean season. group Independent Sector, the U.S. volunteer sector is equivalent to Volunteering is fun, leads to learning new skills, meeting 9 million full-time workers. Whether you have an hour or a weekend, interesting people, making new friends, sharing your talents, and if you want to help kids or the environment, there are great keeping in touch with the community in which you live. Whether it is organizations that will excite your particular interest, broaden your important to you to solve a community problem, advance a worthy horizons and fit into your time schedule. cause or to develop as a person, volunteering offers many benefits Don’t forget to include your family. If your children are school age in appreciation for the gift of your time and expertise. chances are there are many opportunities to volunteer at their Once you have chosen an area of interest, how should you go school, or even in their classroom. That is a great way to meet other about involving yourself? See what the Web can do for you. 1-800- parents with children the same age. Clean up a neighborhood park Volunteer.org, a service of the Points of Light Foundation & with your children. Spend a morning at a homeless shelter with your Volunteer Center National Network provides listings of local and children. You’ll find that volunteering is not only a fun family-bonding virtual volunteering as well as contact information for Volunteer experience but a great way to teach children the importance of Centers across the nation. Open the classified section of your local giving back to the community. paper. Check out the bulletin boards in your office. Or just start How you get involved with your community depends on your calling the local agencies you're interested in. interests, skills and time. Choose something that fits well in to your One of the best ways to make these contacts is to walk right into schedule and makes you excited about working together to help the organization—a library, a shelter, training facility, or a political make a difference. Every person has that capability. Each of us can office—and find out who organizes volunteers. You can tell a lot by right a wrong, fill a plate, visit a shut-in or clean up a park, and that meeting the volunteer coordinator and any volunteers who happen does make the world a better place. to be on duty. While you won’t earn a paycheck for volunteering, There are several things to consider when choosing in what to you will earn valuable experience, a sense of accomplishment, and involve yourself. First of all be selective, think about what matters to the satisfaction that only comes from personally making the world a you, and where you wish to spend your time. If you have certain better place to live. social issues that you feel passionate about, it’s a great place to put your energy. You may have particular skills that will steer you toward a certain organization. Are you willing to explore new opportunities? Volunteering can teach you valuable new skills that you may use in other parts of your life. "You make a living by what you get, but you make a life by what you give." - Winston Churchill

48 ] Orange County Information Guide Orange County Information Guide [ 49 HOUSING

MAKING THE RIGHT CHOICE…

Rent or Buy? The decision to rent or buy in your new location is dependent upon many considerations unique to your personal situation. Some of the potential factors involve the tax implications, down payment, other investment vehicles, the length of time you are anticipating being in your new location and whether or not your current home has sold. If you decide to buy, should you purchase an existing home or build a new one? Again, many factors have to be considered. Will an existing home need a lot of repair or remodeling to bring it to your standards? What about the difference in the cost of operation and maintenance between new and an existing structure? How should you finance a renovation? Which home will appreciate faster? Will it be difficult to get a construction loan? Is it better to rent for a while to become familiar with neighborhoods in your new city? What about capital gains tax if you don’t close in time? We suggest you seek the advice of a certified financial planner and a realtor to thoroughly clarify your options. These choices can become quite complex. Some Advantages to Renting Whether you’re in your first apartment or a longtime resident, there are many advantages you are afforded by choosing apartment living. Mobility: You enjoy the freedom to move, to accept that better job, to take the vacation you’ve dreamed of. No maintenance: Just relax and delight in the grounds and facilities maintenance technicians keeps attractive for you. Flexibility: You have the ability to increase or decrease your living space without the burden of sales pitches, closing costs, interest rates or the high cost of maintaining a home and property. Location: The choice is yours! Recreation: Chances are, you’ve chosen an apartment community with a swimming pool, tennis court, weight room or sauna. Apartments have the equipment and people to maintain them, which is no small task for the homeowner. No waiting: If you’re like most apartment residents, moving into your apartment was easy and fast. You settled into your new home without lengthy paperwork, a loan approval period or a large financial investment. Your Current Residence As you prepare to move, a big decision may include whether to sell or rent your current property. Ask yourself the following questions as you make this decision. You may also want to ask advice from a real estate agent.

50 ] Orange County Information Guide MAKING THE RIGHT CHOICE

Market Inspect kitchen appliances. Check the stove to see if all burners Is it a seller’s market? Signs include low interest rates and work. Does the range have a hood with a fan? Is the oven self- shortage of homes for sale. How long have similar homes been on cleaning? Is the stove gas or electric? If it is gas, you may have an the market and how long are you willing to let your home be on the extra monthly charge for cooking gas. This would also be true if you market? Or is it a good rental market and do rental units have tenant had a gas clothes dryer in your unit. Check out the waiting lists? Is your property in a trendy area? Desirable areas refrigerator/freezer for storage space. Is there enough counter and typically garner higher rents and seldom have vacancies. cabinet space? Don’t forget to keep an eye out for bugs, especially Financial in a high-rise building. Is this property good for rental income? Can you charge more for Inspect the central air conditioning and heating systems. Ask rent than you pay for mortgage, taxes and upkeep? How will selling other tenants if there is enough heat in the winter. It can be costly if affect your federal and state tax situation? Furthermore, if your you have to buy or rent window air conditioning units. property does not sell quickly, can you afford to keep the home Is there enough storage space? Do you have enough closets for vacant while it’s on the market? If not, do you feel you will be able clothes, linens and general items. Are there built-in shelves and to find a renter on a short-term basis? Are you likely to want to move bookcases for books and DVDs? Do you also get a storage space back into the home some day? that is not adjacent to the unit? Rental Tips Does the building have special amenities such as a swimming Apartment experts say that some detective work is needed to pool, game room, barbecue area, and exercise room or tennis conduct a search that finds the most livable rental residence for the courts? Keep in mind that recreational amenities generally will money. After you have weeded out a good apartment complex from increase your rent. You should consider what features you will really many rent signs and/or listings, scanned the neighborhood you like use. for the best rental possibilities, you will be ready to scrutinize each How is the noise level in the complex? Have neighbors been property and landlord for shortcomings. It is easy for a prospective playing music louder than you prefer? Are you located by a major tenant to gather quick clues about the general care, maintenance of airport, freeway or train tracks? the building, and cleanliness of the area overall. Try to talk to the Do you need an apartment that takes pets? If not, do you want tenant who is vacating the apartment you are planning to rent. He to live in an area that does? Do tenants appear to be cleaning up or she can tell you a great deal about the pluses and minuses of after their pets? What is the management policy for pet size and living there. Here are some tips for inspecting the inside of the maintenance? apartment: Rental experts suggest that tenants should tour several Is it clean? Carpet should be cleaned and walls/ceilings should apartment complexes before placing a deposit on a unit. The be freshly painted. Does the apartment have a bad odor? It could minimum deposit to hold a unit is usually $100. Prospective renters be a tip that the prior tenant had a pet or cooked spicy foods. still need to fill out an application and pay an application fee. This Check room sizes with a floor plan. Make sure the furniture that will hold your unit while your employment, credit and rental histories you will be moving will fit. Is the bedroom near the bathroom? Does are being checked out. This process usually takes 7 to 10 days to the dining room adjoin the kitchen? complete.

Orange County Information Guide [ 51 CHOOSING THE RIGHT HOME

Making a final decision and determining which house to make an Property Taxes offer on shouldn’t be taken lightly. The decision should be made Property taxes may vary from one neighborhood to another. This rationally and not guided by emotion. You most likely won’t have the can sometimes affect whether you view a community as a desirable luxury of taking your time on deciding which house you’d like to place to live. Higher property taxes often mean newer and more pursue. However, since it is such a major decision you would like to modern schools, well-maintained roads, and bountiful community base it on factual information. Some broad categories to consider services. are: Schools Appreciation If you have school-aged children and plan to send them to public Ask your real estate agent to retrieve sales of homes in the school, you definitely want to consider the reputation of the neighborhood over the past few years. If one neighborhood shows neighborhood school. If you plan on sending your child to a private an annual average 8 percent increase and another is skyrocketing school, how long is the commute? You will likely spend a lot of time at 15 percent, you may have your decision made. driving your child not only during the school day but for extra- Crime curricular events outside the daily school schedule. Which ever Go to the local police or sheriff department and ask about crime school you decide, you can usually find general district information in your specific neighborhood. You might find theft or vandalism to and state standardized test results online. Always plan a visit to the be more prevalent in one area than another. Also please visit the school and receive the information first-hand from school website, www.familywatchdog.us. When you visit this site you can administrators. You should also talk to teachers and parents. enter your address and a map will pop up with your house as the Sellers’ Situations small icon of a house and red, blue, green, dots surrounding your If you don’t know already, ask your real estate agent how long the entire neighborhood. When you click on these dots a picture of a house has been on the market. Usually the longer a house has been person will appear with an address and the description of the crime listed, the better chance the seller will accept an offer lower than he or she had committed. asking price. Conversely, if the house has been on the market for Drawbacks just a couple days, the sellers will probably wait for a better offer if Rarely will you be lucky enough to find a perfect place. Think you offer less than the listed price. Your real estate agent might also about the cons associated with each house and determine to be able to dig up additional information about the sellers, like why correct them or how much of a negative impact each will have. they’re selling. If it’s a job-related move or a divorce, the sellers likely want to move as quickly as possible, meaning you have a better The House shot at them accepting a lower price. Make a list of the amenities and attributes you want your house to have. Be specific. Prioritize that list. Then, rate how each house Style and Substance measures up to each need on your list. The SUBSTANCE are things that cannot be changed such as the location, view, size of lot, noise in the area, school district, and floor Neighborhoods plan. The STYLE represents easily changed surface finishes like If you have kids or pets and being close to a park is important, carpet, wallpaper, color, and window coverings. Buy the house with you’ll want to consider that. How close are shopping, restaurants, good SUBSTANCE, because the STYLE can always be changed to churches, and other services? Are the streets maintained? How do match your tastes. your prospective neighbors keep up their property? How long will your commute to work be?

52 ] Orange County Information Guide HOUSING OPTIONS FOR GROWING ACTIVE ADULTS DEMOGRAPHIC

The California Department of Aging estimates the growth of Eskaton has led the nation by identifying the needs of seniors people age 60 and older will grow by as much as 149 percent by since 1968. CEO Todd Murch said the housing needs of seniors the year 2020 in Sacramento, El Dorado and Placer Counties. vary greatly. “What seniors are really looking for when they’re Home builders are now listening to those numbers. Innovative considering a move is choice,” said Murch. “They’re looking for the designs and careful consideration of the needs of active adults are right location, the amenities they want, services they may need, all now being studied to construct communities that include many tied to a provider with a good reputation.” services needed by active adults. Retirement villages now come Lorna and Howard Hansen recently began looking at the Eskaton complete with clubhouses for socialization, meal deliveries and Village in Placerville. “Our house is so close that we’ve watched transportation options to just name a few. Seniors will now have to them building the development from our deck,” said Howard do their homework to find out which development is right for them. Hansen. His wife said they know it’s time to consider “slowing

The senior housing trend started with senior apartments where down” and likes the advantages offered at the new development. residents are monitored on a daily basis and have access to in- “We want to still be able to enjoy all the programs they offer, and home emergency services. That was just the beginning of a now not wait until we’re too old,” said Lorna Hansen. “We’re doing what extensive list of developments that cater to senior citizens. Many we wished our parents had done.” senior communities in the greater Sacramento area include access The Hansen said taking care of their parents who stayed in their to pools, gyms and clubhouses and are age restricted. homes was very difficult and like the options available to them at the The newest developments enable seniors to own a private new development. residence, maintain their independent lifestyles while having many Valerie Condie, director of sales for Lakemont said seniors are services available to them when the needs arise. very savvy when it comes to buying a home. “They’ve done their One of the newest innovations in senior living has come out of homework and know what they want,” said Condie. “They don’t collaboration between Eskaton and Lakemont Homes. Two senior want a sales pitch. They want you to listen to their needs. When communities, one in Roseville and the other in Placerville now offer people buy a home at one of the Eskaton Villages, they’ll never have a full range of options for seniors. Seniors may choose a single to worry about home maintenance, all that is taken care of for them, family home or a duet to buy. Condominiums are also available and from cleaning the gutters, taking care of the roof and paint, to a Lodge is designated for residents with memory loss or for those maintaining the landscape.” Condie said this will allow seniors to who need specialized care. travel even for extended trips without any worries. continued on page 54

Orange County Information Guide [ 53 HOUSING OPTIONS FOR GROWING ACTIVE ADULTS DEMOGRAPHIC

Emergency needs will be handled on site with pull cords in the residence and the problems associated with moving. “Seniors want homes and pendants that can be worn around the neck while to know how to get from point A to point B,” she said. “We try to outside. “When they pull that cord or touch that button, the person help them through that process. We can refer them to a real estate responding will know who they are, where they are, and what agent who understands their needs. Moving is an added burden. medical conditions they suffer from,” said Condie. “All their medical Lakemont Homes is currently working on a partnership with records will be updated as needed.” Eskaton Moving Connections.” Moving Connections meets with Truman and Joanne Gray, also residents of Placerville, visited the clients and plans what furniture and possessions are going to be model homes and said they were impressed with the development. moved. They facilitate what is done with unwanted possessions, “I really like the fact that it’s all seniors living here,” said Joanne Gray. offer help with furniture placement and interior design. On moving “Our house is just too big and it would be great not to have any kids day, they pack up and unload all items, placing furniture and in hot rods running up and down the roads.” artwork where the client desires. Truman Gray said he liked the fact that it was close to a hospital. Four model homes are available for tours in Placerville. Prices “We’re all getting a little older every day,” he said. “You don’t know start from the high $300,000s and sizes range from 1,175 to 1,611 when you might need some of the services they offer.” Both the sq. ft. All homes feature spacious master suites, elegant entries, Gray’s said they really appreciated the beautiful view of the covered patios and 2-car garages. Three condominium floor plans mountains. are also available for purchase. Many of the senior developments also include social activities, In Roseville, four model homes feature many options for golf courses, card playing groups, and day excursions. homebuyers to choose from. Optional 2-story homes are available Homes at Eskaton Village are constructed with details designed with roomy guest suites or dens. Prices start from the mid to make daily tasks easier. Sinks and counters are built higher than $300,000s and sizes range from 1,163 to 2,171 sq. ft. average, as well as custom height toilets. Showers have extra New options for seniors are growing almost as fast as their handrails, built-in seats and linen closets located right in the demographic, so seniors should consider their needs, wants and bathroom Lakemont Homes took many cues from Eskaton when possible future needs before signing on the dotted line. For more they drafted their house plans. information about senior housing you may log onto www.aarp.org According to Condie, one of the biggest concerns seniors have or www.eskaton.org or phone AARP at (888( 687-2277 or Eskaton when considering a new-home purchase is selling their current at (888) 334-3490.

54 ] Orange County Information Guide HOME INSPECTION CHECKLIST

Finding faults in a home doesn’t necessarily mean you shouldn’t Interior buy it. But it will help you to know the type of repair costs that The kitchen and baths are the most expensive rooms to should be anticipated, and sellers often will make adjustments in renovate, so check their condition carefully. A newly-painted interior their asking price on the basis of problems discovered in an may look nice, but it could be hiding something. inspection. Plumbing Inspectors look for the following: Turn on the bathroom sink faucet and shower and then flush the Brick and Concrete toilet. When the toilet starts to refill, does the water pressure Check pavement, driveways and horizontal brick surfaces for diminish? Fill sinks and tub with three inches of water. Do they drain cracks. Is there damage from freezing? What is the condition of the properly? Do faucets leak? Lift up the carpeting. Are there any signs mortar between the bricks? Is any pavement buckling from of flooding or decay? spreading underground tree roots? Roof Electrical Are shingles curling and lifting? Find out how old the roof is, and Open the door on the fuse box or circuit-breaker panel. Is the you will have a pretty good idea of when you will have to replace it. electrical service adequate? The average house should have 100- Termites and Carpenter Ants amp service. Is it wired for 220 volts, which is necessary for electric Look for evidence of termites and carpenter ants on basement dryers and ranges? wood framing. Is there saw dust like wood or paper debris? Can Exterior you find evidence of termite tubes or tunnels? Termites live in earth, Is the house well maintained? Does the roof sag? Are the exterior so make sure that there are no places where earth is closer than six walls out of line? What is the condition of the paint, especially on the inches to wood. Like termites, carpenter ants like wood and wood south and west sides, where sun exposure is greatest? Is there products. adequate drainage away from the house? Water Damage Heating & Cooling Look in the basement for signs of leakage. This could be a result How old is the heating/cooling system? Has it been maintained? of poor drainage around the house. Water damage also is caused Ask to see the owner’s cooling bills for the previous year. This will by seepage through porous basement walls and condensation, give you an idea of its energy efficiency. which frequently is caused by inadequate ventilation. Basement walls painted a dark color may be an effort to disguise a past Insulation problem. Beware of chalky white water stains on foundation walls Check the attic and crawl space. Is the insulation adequate and or partitions; stains on wood and drywall; delamination of paneling complete? Has it been properly installed? Does the insulation and lifting or buckling floor tiles; or a damp, mildew odor. obstruct the air vents, preventing the house from “breathing” and possibly causing wood rot? Does the home have storm windows? Windows and Doors Has the glazing putty dried and shrunk, allowing water and air seepage? Is the wood decayed? Are the window and door frames caulked and weather-stripped?

Orange County Information Guide [ 55 HOME CARE BASICS FOR NEW HOMEOWNERS

You’ve finally done it—you’ve just moved into your brand new Appliances home. The smell of fresh paint still permeates the air. You’re likely Remember to read the instruction manual for every appliance in consumed with unpacking, setting up furnishings, rearranging, your new home. The manuals provide recommended cleaning and decorating—energized by the blank pallet you have to work with. maintenance schedules and sometimes your warranty will become But once you’ve signed the thick pile of closing documents, the void if you don’t follow these recommendations. moving trucks have left and everything is neatly in its place, what do Driveways you do next? It’s time to get a handle on the routine maintenance If you have an asphalt driveway, remove oil, gasoline and similar you’ll need to perform in order to ensure that you and your family substances immediately with soapy water. live comfortably in your new home for years to come. Here’s some To avoid holes in your asphalt driveway, refrain from resting patio advice to get you started and help save money while you’re at it: furniture or bicycle stands on it. Maintaining a clean home will ensures it will last longer and works Do not burn anything on your driveway. better. Dust and dirt, if allowed to accumulate, can harm the finishes Gutters and Downspouts on blinds, cabinets, countertops, floors, sinks, tubs, toilets, walls, Clear away leaves, tree limbs and other debris from gutters and tiles and other items. If dirt does accumulate, make sure to clean it downspouts. with a substance that does not scratch or damage the finishes. Downspouts should be turned away from your home’s On the outside of your home, make sure that gutters and foundation. downspouts do not get clogged with leaves or other objects. The Every four to six years, paint gutters that are not are made of exterior of your house is built to withstand exposure to the aluminum or vinyl to help prevent rust. elements, but a periodic cleaning will improve the appearance and, Heating and Cooling Systems in many instances, prolong the life of siding and other exterior Late summer or early fall are the ideal time to do an annual products. inspection and cleaning of these systems. When you bought your home, you probably received a warranty Make sure you change the filters every three months. from the builder on workmanship and materials. This warranty applies to problems related to the construction of the home, but it Keeping your pilot light burning during the summer will help keep does not apply to problems that arise because of failure to perform the furnace dry and prevent corrosion. routine maintenance. For example, if your roof begins to leak after Registers help regulate the flow of air and maintain the desired six months because of faulty workmanship, your warranty would temperature in your home. Keeping registers closed in rooms you cover that. If you develop a problem because water backed up in don’t use will save on cooling/heating costs. clogged gutters that you should have cleaned, the builder is not Using heat generating appliances in the evening and reducing the responsible for repairs. Also, some items, such as appliances, may number of lights on will help keep the temperature down and save be covered by manufacturers’ warranties and are not the on costs during the summer. responsibility of the builder. Plumbing You should fully familiarize yourself with the terms of your Every member of your family should know where the intake warranty soon after you move into your home. With all the valves are located. Label each one. excitement surrounding a move into a new home, most people have If any of your appliances develops a leak, inspect your drain trap. little desire to curl up in front of the fireplace and read a legal A partially clogged drain can cause overflow. Use a plunger or a document. Nonetheless, you should not wait to read your warranty plumber’s snake to unclog the drain. If you need to, use boiling until a problem arises. Set aside an hour to learn what your rights water to help unclog a partially opened drain. Call a plumber if these and responsibilities are from the outset. techniques don’t work. Here are some additional tips for properly maintaining specific A worn washer, a loose part in a faucet or steam in a hot water systems in your new home. pipe generally causes a noisy pipe. Do not hesitate to repair the noise because vibrations can follow the noise and lead to leaks.

56 ] Orange County Information Guide TAKE CONTROL OF YOUR ENERGY COSTS

The cost of cooling your house continues to rise. There are a • Close doors to rooms that are not being used. number of ways you can save a significant amount of money on • Run full loads in your washer and dryer, and use “solar drying” your energy bills. In fact, it’s possible to save up to 25 percent on (clotheslines). your power bill by using the following tips. While your results might • Use energy saver option on your dishwasher, allowing dishes to vary, you’re guaranteed to find at least a few ways to save money. air dry. The idea behind all our advice, and in fact our entire conservation • If you A/C unit is on the ground, keep the area around it clean and effort, is to give you the information you need to make the right free of obstructions to maintain air flow. decisions. • Unplug your televisions/VCR when you’re on vacation. Most new These simple steps don’t cost a thing, but can potentially save sets draw power even when they’re turned off. you 10-25% on your monthly energy bill. • Keep lights and lighting fixtures clean, especially if you’re • Turn off lights and appliances when not in use. Don’t forget your reducing the number of lights you use. Dirt absorbs light. Let computer - it can use as much energy as a refrigerator. Most new lights cool before cleaning them and never touch halogen bulbs computers have “sleep” settings. with your bare hands. The oil from your skin can greatly damage • In the cold months, set the thermostat to 68 degrees when the bulbs. Use a small piece of paper to hold the bulb. home, and then back to 58 degrees when sleeping or when you • If your dishwasher has a filter clean it. are not home more than four hours. • Clean the reflectors underneath the burners on stovetops. • In warm months, set the thermostat to 78-80 degrees when home and 5 to 10 degrees warmer at night or when you're not There are plenty of low cost, easy to do projects or steps you can home. do to save another 10-25% on your energy bill. • Do not turn your air conditioning off in the hot months when • Use compact fluorescent bulbs instead of incandescent ones. you’re not home. Your house will store up the heat and you're This will typically save $1 per bulb changed out (for bulbs running likely to make the air conditioning run for hours to feel 4-6 hours per day) and reduce heat in your home. Regular bulbs comfortable. use most of the electricity to generate heat so use care when • In the winter, open window coverings on the sunny side of your changing bulbs. home to take advantage of “free heat from the sun” Close the • Caulk windows and caulk and weather-strip doors. Keep the coverings on cloudy days or right after the sun sets. outside air out and the inside air in. • In the cooling season, close blinds and drapes during the day to • Install a hot water heater blanket but be careful not to cover vents keep heat out. or temperature settings. • Also, use your dishwasher, clothes washer and dryer, and cook • Install hot water pipe insulation. Do keep the insulation at least six as late in the evening as possible. inches away from the flue (exhaust pipe) of gas water heaters. • Barbecue outside if practical, keeping in mind the heat and effect • Plant trees and shrubs on the south and west side of your of sun on your body. By reducing the heat coming into your home residence. The vegetation acts as insulation and provides from any source, will reduce the load on your air conditioning. shading, reducing thermal gain in a building. • Use pool trippers to reduce the time your swimming pool pump • Fix leaky faucets Install low flow showerheads. runs on—eight to twelve hours a day is plenty in the summer • Use room fans to keep the air moving and reduce the feeling of months, less in the winter months. heat in your home. • Set your water heater to 120 degrees. • Replace furnace and air conditioner filters. Spray the filters with a • Vacuum your refrigerator coils (underneath and in the back) and light coating of lemon furniture polish or vegetable oil cooking don’t obstruct the coils. They need air space to work. spray to help trap dirt in the filter. • Keep the seals (gaskets) on refrigerators and freezers clean. • Check the seals on your refrigerator and freezer. • Keep your freezer as full as possible. You can place containers or • Replace normal thermostats with programmable thermostats. plastic bottles filled with water in the empty spaces. • Make sure food is cool and covered before it goes into the refrigerator.

Orange County Information Guide [ 57 HOMEBUYER’S GLOSSARY

As you start shopping for a new home, you may encounter some Contingency Condition that must be met before a contract is unfamiliar words and terms. The following glossary will help get you binding. through the maze of buying a home. Convertibility Ability to change a loan from an adjustable rate Adjustable-Rate Mortgage (ARM) Loan with an interest rate schedule to a fixed-rate schedule. adjusted according to movements in the financial market. Many Covenant Agreement between seller and buyer on a piece of offer lower-than-market initial interest rates that rise only gradually property, restricting the use of that property. (Also called deed for the first few years. restriction.) Annual Percentage Rate (APR) Annual cost of credit over the life of Deed Legal document representing property ownership. a loan including interest, service charges, points, loan fees, Default When a borrower fails to make the required payments of mortgage insurance and other items. a mortgage contract. Appraisal Unbiased, professional opinion of a property’s value Density The number of homes built on a particular acre of land. based on its style and appearance, construction quality, usefulness Allowable densities are determined by local jurisdictions. and the value of comparable properties. Debt-To-Income Ratio Long-Term debt expenses as a percentage Assessment Tax levied on a property or a value placed on the of monthly income; used by lenders to qualify borrowers for worth of a property by a taxing authority. mortgage loans. Assumption Transaction allowing a buyer to assume responsibility Due-on-Sale Clause in a mortgage contract requiring the borrower for an existing loan instead of getting a new loan. to pay the entire outstanding balance upon sale or transfer of the Broker (Real Estate) Person who receives a commission or fee for property. bringing buyer and seller together and assisting in the negotiation of Earnest Money Sum paid to the seller to show that a potential contracts between them. A license is required in most states. purchaser is serious about buying. Building Code Local regulations controlling design, construction Easement Right-of-Way granted to a person or company and materials used in construction. Building Codes are based on authorizing access to the owner’s land. For example, a utility safety and health standards. company may be granted easement to install pipes or wires. An Buydown Subsidy, usually paid by a builder or developer, to reduce owner may voluntarily grant an easement or can be ordered to grant the monthly payments on a mortgage loan. one by a local jurisdiction. Buyer’s Agent A real estate agent who represents only the buyer Equity Difference between the value of a home and what is owed in a real estate transaction. on it. Callback Request by a homeowner for a builder to handle a service Escrow Handling of funds or documents by a third party on behalf request. of the buyer and/or seller. Cap Limit to the amount an interest rate or monthly payment can Escrow Amount Amount set up by a lender into which periodic, increase for an adjustable-rate loan either during an adjustment usually monthly, payments for taxes, hazard insurance, period or over the life of the loan. assessments and mortgage insurance premiums are made. Funds Certificate of Occupancy Document from an official agency stating are held in trust by the lender who pays the sums as they become the property meets the requirements of local codes, ordinances and due. regulations. Fair Market Value Price at which property is transferred between Chain of Title History of all documents transferring title to a parcel willing buyer and willing seller, each of whom has reasonable of real property, starting with the earliest existing document and knowledge of all pertinent facts and neither being under compulsion ending with the most recent. to buy or sell. Change Order Homebuyer’s written authorization to add, delete or Federal Housing Administration (FHA) Federal agency that insures change an item specified in a contract. mortgages with lower down payment requirements than Closing Meeting to sign documents that transfer from a seller to a conventional loans. buyer. (Also referred to as settlement.) Fixed-Rate Mortgage Mortgage with an interest rate that remains Closing Costs Charges paid at settlement for obtaining a mortgage constant over the life of the loan. loan and transferring a real estate title. Hazard Insurance Protection against damage caused by fire, wind Commission Agent’s fee for negotiating a real estate or loan storms or other common hazards. Many lenders require borrowers transaction, often expressed as the percentage of the sales price or to carry it in an amount at least to the mortgage. mortgage amount. HVAC Common building industry abbreviation for heating, Conditions, Covenants and Restrictions (CC and Rs) Standards that ventilation and air conditioning systems. define how a property may be used and the protections the Index Interest rate or adjustment standard that determines the developer makes for the benefit of all owners in a subdivision. changes in monthly payments for an adjustable-rate loan.

58 ] Orange County Information Guide HOMEBUYER’S GLOSSARY

Infrastructure Public facilities and services needed to support Point One-Time charge assessed by the lender at closing to residential development, including highways, bridges, schools and increase the interest yield on a mortgage loan. sewer and water systems. Presettlement Walk-Through Final inspection of house prior to Inspection Examination of work completed on a structure to closing, conducted by builder and buyer. determine compliance with building code and other code Principal Amount borrowed, excluding interest and other charges. requirements. Property Survey Survey to determine the boundaries of a piece of Joint Tenancy Form of ownership in which the tenants own a property. Cost depends on the complexity of the survey. property equally. If one dies, the other automatically inherits the Recording Fee Charge for recording the transfer of a property, paid entire property. to a city, county or other appropriate branch of government. Loan Origination Fee Lender will charge a fee for the cost of Specifications Contractual document describing in detail the work processing the loan, usually calculated as a percentage of the loan to be performed; method of construction; standards of amount. workmanship; quality, type and manufacturer of materials and Loan-To-Value-Ratio Relationship between the amount of a home equipment for a particular project. loan and the total value of a property. Tenancy in Common Form of ownership in which the tenants own Lock-In Rate Commitment from a lender to make a loan at a pre- separate but equal parts. To inherit the property, a surviving tenant set interest rate at some future date, usually for not more than 90 would either have to be mentioned in the will or, in the absence of days. A fee may be charged to “lock-in” a rate. a will, be eligible through state inheritance laws. Mortgage Commitment Formal written communication by a lender Title Evidence, usually in the form of a certificate or deed, of a agreeing to make a mortgage loan on a specific property, specifying person’s legal right to ownership of a property. the loan amount, length of time and conditions. Title Insurance Insurance against any title defects that may exist Mortgage Origination Fee Charge for the work involved in preparing prior to the time the title is passed from one owner to the next, and and servicing a mortgage application. which may come to light in a future transaction. Permit Document issued by a local government agency allowing Veterans Administration (VA) Federal agency that insures mortgage construction work to be performed in conformance with local loans with very liberal down payment requirements for honorably codes. Work may not commence until permits have been obtained, discharged veterans and their surviving spouses. and each permit issuing agency must inspect the work at certain specified points during construction. PITI Principal, interest, taxes and insurance: the four major components of monthly housing payments.

Orange County Information Guide [ 59 SECURITY

Each year more than six million residential burglaries occur Computer Security throughout the United States. That’s one every ten seconds! In Computer security is the process of preventing unauthorized use addition to the worry of home burglaries, we now also need to of your computer. concern ourselves with computer hackers and personal identity • Use of anti-virus software on all Internet-connected computers. theft. Listed below are some things that you can do to reduce your Be sure to keep your anti-virus software up-to-date. chances of becoming a victim. • Use of some type of firewall product, such as a network Home Security Checklist appliance or a personal firewall software package. • Have home security system professionally installed that offers a • Turn off your computer or disconnect its Ethernet interface when 24 hour monitoring system. Make sure to post the home system you are not using it. An intruder cannot attack your computer if it stickers and window decals: this should alert and deter would be is powered off or otherwise completely disconnected from the intruders. network. • Never stop mail or newspaper deliveries, it signals that you are • Use software backup tools if available, and store the backup away. Have a neighbor pick up all deliveries if possible. disks somewhere away from the computer. • When recording your answering machine message, do not state Identity Theft that you are not home or out of town. Identity theft occurs when someone uses your personal • When leaving for an extended period, put lights and stereo or information without your permission to commit fraud or other television on a timer to give the appearance that someone is crimes. While you can’t entirely control whether you will become a home. victim, there are steps you can take to minimize your risk. Exterior/Interior Security • Shred financial documents and paperwork with personal • Replace all locks immediately upon moving into your new home information before you discard them. and install deadbolts on all outside doors. • Protect your Social Security number. Don’t carry your Social • Secure your sliding glass doors with pins to prevent all horizontal Security card in your wallet or write your Social Security number and vertical movement. Also install security film over the glass on a check. Give it out only if absolutely necessary or ask to use panes for additional protection. another identifier. • Remember to lock all doors and windows. • Don’t give out personal information on the phone, through the • Provide remote panic buttons for children and/or elderly mail, or over the Internet unless you know who you are dealing residents. with. • Never keep garage door openers in cars that are parked outside • Never click on links sent in unsolicited emails; instead, type in a of your home. web address you know. Keep Your Valuables Safe • Don’t use an obvious password like your birth date, your • Keep your important papers, heirloom jewelry and large amounts mother’s maiden name, or the last four digits of your Social of cash in a safe deposit box. Security number. • Engrave your valuables with your social security number or drivers license number. • Store jewelry, firearms, furs and like in a small closet with a non- hinged solid core door that has a deadbolt. • When purchasing new electronic equipment, breakdown cartons before discarding them. This way you avoid advertising your new purchase to the entire neighborhood and drive-by observers.

60 ] Orange County Information Guide WHO’S WHO IN BUILDING

Builder or General Contractor Surveyor The buck stops with him or her in construction projects. The A professional with the training and equipment to establish or general contractor secures bids for all work and materials; hires, verify property lines. The surveyor also plots and marks the coordinates and oversees subcontractors; files for permits and topography of the site, which is crucial in preparing the site plan. He arranges for inspections; and generally makes the final decisions in or she may also be employed to stake out the building site, setting all construction-related matters. reference marks for foundation excavation, establishing grades for Building Inspector roads or driveways and marking the locations for a septic system One or more local officials who oversee and regulate every phase and water well, if necessary. of residential construction. Regulations vary widely. In most states Architect area home construction meets standards contained in the Uniform Building design professional who has completed all required Building Code. In addition, applicable provisions of the Uniform Fire university training in architecture and passed state licensing exams; & Plumbing/Mechanical & Electrical codes are enforced. Typically, initials A.I.A. and F.A.I.A. indicate membership in a professional permits are issued and inspections are made at key stages of organization, but not licensed status. construction by County and City building code enforcement Building Designer departments. Generally unlicensed professionals (license not required for Construction Manager/Foreman practice) who, by experience, are competent to design homes, The general contractor’s right-hand man. A construction prepare drawings and write specifications; they often work in manager can be on site when the general contractor is not. association with licensed architects. Lender Design/Build Firms The financial institution that provides construction loan financing An organization that provides both architectural planning and during construction and permanent financing for the home buyer general contracting services, and offers a different approach to the after the home is built and there is a property settlement, referred to conventional arrangement in which the designer and builder are in our area as closing. Most lenders make what is referred to as separate entities. “end loans” which is the loan made to the buyer of a new home, and Interior Designer others make both the “end loan” and “construction loan financing” Specialist in decoration and furnishing; special training and which provides funds to pay for costs incurred during construction. licensing not required. Initials A.S.I.D. following individual’s name Title Insurance Company indicate membership in a professional association, for which The entity that conducts a comprehensive search of the public training and passing tests are required. records to make sure that the title received by a buyer of a new Kitchen /Bath Designer home is “free and clear of any liens and encumbrances”. This Specialist in designing these rooms; initials C.K.D. and C.B.D. assures the issuance of a clear or “merchant able” title in favor of indicate certification by a professional association, for which training the buyer of a new home at the closing of the sale of the property. and passing tests are required. License is not required for practice. Owner Builder Landscape Architect An individual or family who finances and manages a home Specialist in landscape and garden planning; primary concerns building project (usually with the assistance of a builder or general include site selection, grading, access, drainage and protection of contractor who is hired to manage all or a particular phase of the existing plant material. License required for practice. construction of the home) with the intention of retaining ownership and residing in the home after completion. Subcontractor A specialist who undertakes responsibility for one phase or trade within the project and reports to the general contractor. In a typical home building project, subcontractors generally include: an excavation contractor who digs foundations and grades the site; a masonry contractor who handles all concrete, block, brickwork and paving; a framing contractor who constructs the shell and interior partitions; a roofing contractor; a heating, ventilation and air- conditioning (HVAC) contractor; a plumbing contractor; an electrical contractor; drywall installers; insulation contractors; finish carpenters who generally handle wood flooring, trim work, and cabinet installation; and a painting contractor.

Orange County Information Guide [ 61 SELECTING A BUILDER

Are you shopping for a new home? Start by shopping for a Service After the Sale and Home Warranty professional builder first. Whether you are buying a townhouse, a While you are shopping, ask about the builder’s service after the detached home in a subdivision, or a custom-built house, the sale. Most builders offer some form of warranty. Many builders back construction quality of your new home will be determined by the their own warranties on workmanship and materials, typically for quality of your builder. one year. Other builders offer warranties backed by an insurance Start your builder-search process by calling your local home program. One of the most important criteria for selecting a builder builders association. They can give you the names of reputable is the warranty protection provided on the home. Ask for a copy of builders in your area. Ask friends and relatives about builders they the builder’s warranty. Read the document thoroughly and be sure have dealt with directly, or ask them for the names of acquaintances you understand what protection is provided. If you have any who have recently built a new home. questions about the coverage, talk to the builder prior to finalizing The Interview Process your purchase. Once you have developed a list of builders who are building the Be Thorough type and price range of home you are interested in, research their When selecting a builder, be thorough and ask a lot of questions. reputations and the quality of their work. The best way is to visit Get as many specifics as possible. If you receive the answers homes that they have built and talk to the owners. Ask the builders verbally, take notes. Never hesitate to ask a question because you on your list for the addresses of their recently completed houses, are afraid of sounding “stupid” or uninformed. What seems like a subdivisions, or townhouse communities. At the very least, drive by “stupid” question may yield a very important answer. and see if the homes are visually appealing. Buying a new home is probably the biggest and most important Look at homes that are the same style as you plan to buy. A good purchase you will make in your lifetime. By doing your new “home” time to visit is on a weekend morning when people are outside work to select a builder, you will instill in yourself and your family a doing chores. Introduce yourself and explain that you are sense of confidence and knowledge that you have made the right considering buying a home from the same builder who built their choice. home. If you have additional questions about selecting a builder, contact Ask about their satisfaction with the home and whether the your area’s Builders Association. Ask for a builder list that identifies builder delivered what was promised in a timely manner. Ask if they the price categories and subdivisions in which they build. Be sure to would buy another home from this builder. People will generally tell tour the Parade of Homes in the Fall and Spring. It is an excellent you if they are happy with their purchase. way to get familiar with the housing market in this area as well as Quality and Value individual builder’s products. When examining a home, look at the quality of the construction features: the cabinetry, carpeting, trim work, and paint. In viewing a home, you must determine whether it lends itself to the type of lifestyle you want to lead. Look at the amount of interior living space and how efficiently the space is used. Find out if the builder is incorporating state-of-the-art energy efficiency features, both in appliances and insulation.

62 ] Orange County Information Guide SELECTING A CONTRACTOR

Every year hundreds of families are taken advantage of by 8. Make sure all required permits are secured and inspections are disreputable individuals or companies who represent themselves to made.The contractor should be expected to secure all necessary be reliable, reputable contractors. If you are planning to hire permits. Beware of contractors who want you to secure the someone to repair or make improvements to your property there are permit as the property owner. It is permissible to do so, but it is safeguards you can take to assure the best selection of a contractor very unusual that a reputable contractor will ask you to do this. for you. 9. Make sure you have a written contract with the contractor that Consider the Following details: 1. Hire only licensed contractors. Contractors are required to be a. A full description of all work to be done. licensed to do certain types of work. When selecting a contractor b. A firm date of completion you should make sure the contractor holds a current, valid c. Total cost of the job. license either issued by your city. d. Contractors license number. 2. All contractors do not possess the same expertise.Ask for e. All warranty information. references and check those references to assure yourself that f. Quality of materials to be used. the contractor is qualified to do the type of work you are wanting g. How and on what basis payments are to be made. done. h. How changes and payment for changes will be handled. 3. Check business references. Ask the contractor for a list of 10. Make sure complete architectural drawings are done and business references that you can call and verify that the agreed upon if you are having a room addition added, or relationships with suppliers and subcontractors are good ones extensive remodeling done. Be certain that detailed material and that the contractor pays his bills. specifications are also provided and made a part of the contract 4. Call the Better Business Bureau to find out if there are any you sign. complaints or charges pending against the contractor. 11. Monitor the work being done in accordance with the 5. Call local trade associations for information about selecting a contractual agreement with the contractor. If you have contractor. questions about what is being done or problems with the 6. Ask for proof from the contractor that he has general liability contractor, either ask questions or confront the problem head insurance and workers compensation insurance in order to on when it occurs in order to minimize any conflict and reach a protect you, as the property owner, against any claim in the event satisfactory resolve as quickly as possible. the contractor, his employees, or someone else is injured as a 12. Final payment should not be made until you are satisfied that result of work being done on your property. the job has been completed in accordance with the terms of the 7. Make sure the contractor you are contracting with will be contractual agreement between you and the contractor. personally involved in coordinating the work to be done on your property. “A house is made of walls and beams; A home is built with love and dreams.” - Author unknown

Orange County Information Guide [ 63 BANKING & MORTGAGE INFORMATION

Is Your Bank Meeting Your Current Financial Needs? What Will You Do? This page offers a guide to choosing the right bank for your The fist question to ask yourself is what you want to do with your needs, and offers some ideas for starting your checklist. bank account. Do you want to put money in there periodically and With banks offering an increasing number of financial services at watch it grow? Will you move money in and out quickly? You need widely varying fees, choosing one to handle your particular financial to know what your banking behavior will be like in order to find the needs can seem like a difficult and confusing task. Although there right bank. is much to consider, it is best to select a bank the same way you Next, get an idea of how you prefer to do your banking. If your would choose any product or service—first evaluate your needs schedule doesn’t work with most bank schedules, the best bank and then compare costs. You should also consider what is most might just be the one that’s open at convenient times. important to you in a banking relationship. Do you want to develop Free checking accounts get a lot of hype. They get people in the a personal, long-term customer relationship with a bank? Do you door. However, free may not always be the best thing for you. If you travel frequently and need access to branch offices while you are value certain services or conveniences, you may be willing to pay for out of town? If you prefer to do your banking by telephone or online, them. Once you get ahold of fee schedules from competing banks, you'll want to explore the types of electronic services each bank has consider if it’s really going to bother you to pay a few bucks each to offer. Once you have identified your needs, evaluating and month for that “gotta have it” feature or service. Maybe it is, maybe comparing the services and fees is a much simpler task. it isn’t. But you have to do your research, because not all banks offer At first glance, fees might make you favor debit cards in the debit free checking, and if they do, they won’t always tell you about that vs credit competition. The worst fee you'll find in a typical debit card option unless you ask. is a POS fee — charged when you use your debit card at a retailer So go online or make a few phone calls. Find out if the bank has using PIN number. While the tide is shifting away from banks a lot of ATM locations. It doesn’t do you any good to have free charging these fees, they're still around. More importantly, there are checking if you have to spend $2 a pop to use another bank’s ATM more factors than fees to the debit vs credit debate. because you bank only has one branch and it is all the way across Hidden fees are becoming increasingly popular in the banking town. industry. If you're not careful, you might end up wasting significant You may be eligible because of where you live or what type of job amounts of money each year on things that can be easily avoided. you have to join a credit union. Many people like credit unions One place that's full of hidden fees is the ATM. While it is an easy because they offer a lot of free services (like maybe free Money way of obtaining your money quickly and efficiently, ATMs are Orders). But keep in mind that credit unions are often few and far notorious for their service charges. You can end up being charged between, so you may end up with the ATM surcharge problem. every time you use the ATM, if you're not careful. Some banks will charge extra fees if you do not meet certain requirements or do your banking with them. Banks can even charge you to check your balance at the ATM. It depends on the bank. You need to understand the terms of your bank and find the best plan for you. You can check balances, transfer funds and pay bills, all from the comfort and convenience of your home or office computer. Internet banking may also have a price. Depending on the bank, you may have to pay a service charge for this service. It also may not be available at all banks.

64 ] Orange County Information Guide BANKING & MORTGAGE INFORMATION

You may have a difficult time deciding which type of home feature was designed to provide housing and assistance for mortgage is the best for your needs. The world of home finance veterans and their families, and the dream of home ownership offers so many variables and options that it’s often hard to keep became a reality for millions of veterans. VA will guarantee a them straight. The following may help you better understand the maximum of 25 percent of a home loan amount up to $104,250, differences and find a home loan that’s right for you. which limits the maximum loan amount to $417,000. Generally, the Fixed-Rate Mortgages are very popular because the interest rate reasonable value of the property or the purchase price, whichever and monthly payments are constant. Fixed loans are generally is less, plus the funding fee may be borrowed. All veterans must amortized over ten, fifteen, twenty or thirty years. Property taxes qualify, for they are not automatically eligible for the program. and homeowners insurance may increase, but generally your Interest-Only Mortgage is really an interest-only option that works monthly payments will be very stable. During the early amortization with various mortgage types. This option has regular payments, period, a large percentage of the monthly payment is used for typically monthly, for a fixed period of time; however, payments paying the interest. As the loan is paid down, more of the monthly consist of one hundred percent interest. No principal is paid during payment is applied to principal. A typical 30 year fixed rate the interest-only period. When that period ends, the borrower is mortgage takes 22.5 years of level payments to pay half of the obligated to make payments of principal and interest. Because the original loan amount. You may also opt for “biweekly” mortgages, time remaining in the loan term to repay the principal is shorter than which shorten the loan by making a payment every two weeks. it would have been, payments will adjust upward, sometimes (Since there are 52 weeks in a year, you make 26 payments, or 13 substantially. The appeal of interest-only payments is savings. When “months” worth, every year.) principal is not being paid, monthly payments are dramatically Adjustable Rate Mortgage (ARM) is a loan which allows for the lower. On the risk side is potential for loss. If the need to sell arises adjustment of its interest rate according to the terms of the note and and the property value has stayed flat or declined, a borrower might as market interest rates change. With this type of mortgage loan be in a position where the mortgage loan balance is higher than the program the interest rate and payments may be adjusted as market value of the property. frequently as every month. The purpose of the program is to allow Balloon Mortgage Loan generally has a short term, commonly mortgage interest rates to fluctuate with market conditions. The anywhere from 3-7 years. During that term, borrowers make regular initial interest rate for an ARM is usually lower than that of a fixed equal payments of principal – the amount of money borrowed – plus rate mortgage, where the interest rate remains the same during the interest. At the end of the loan term, a “balloon” payment is due for life of the loan. A lower rate means lower payments, which might the entire loan balance. Options for handling the balloon payment help you qualify for a larger loan. Also if you do not plan to keep your include paying off the balance when due or refinancing before the home for more than a few years, the possibility of rate increases payment comes due. Balloon mortgages are usually offered at isn’t as much of a factor. But no one has a crystal ball to predict the lower interest rates than other fixed-rate loans. In addition, fluctuation of interest rates, so it is somewhat of a gamble. payments are calculated using a period longer than the term of the FHA Mortgage Loan is insured by the Federal Housing loan. As a result, balloon loans offer affordability for short-term Administration. FHA is part of the U.S. Department of Housing and circumstances. Borrowers do need to plan ahead so they are not Urban Development (HUD), one of its chief purposes is to help caught unprepared when the balloon payment is due. people obtain financing to buy their homes. The FHA doesn’t make Choosing a type of mortgage is not the only decision you must the loans, but insures loans made by banks, savings and loans, face. Several other criteria are listed below. mortgage companies, credit unions and other approved institutions. Hybrid Mortgage combines features of both fixed-rate and FHA does not originate loans. FHA insures the mortgage and pays adjustable-rate mortgages. A hybrid mortgage loan may start with the lender if the homebuyer defaults on the loan, or fails to repay the a rate that is fixed for a period of time. When that fixed-rate period loan. Almost anyone who has a satisfactory credit record, enough expires, the loan then converts to an ARM. The initial rate for a cash to close the loan, and sufficient steady income to make hybrid mortgage loan is typically lower than prevailing fixed rates. monthly mortgage payments can be approved for an FHA-insured The lower rate enables more buying power up front. On the risk side mortgage. There is no upper age limit and no certain income level is the uncertainty of how high interest rates will be when the fixed- required, although individual mortgage amounts are limited by law. rate period expires. VA Mortgage Loan is similar to the FHA mortgage. The U.S. Lending Institution are used When you’re looking for a home loan, Department of Veterans Affairs guarantees loans made by you might work with an officer at a bank or other lending institution, institutional lenders to eligible veterans. The guarantee helps protect or you might choose to work with a mortgage broker. The loan the lender in the event of the borrower’s default. The VA Loan was officers at a bank, credit union or other lending institution are initiated in 1944 through the Servicemen’s Readjustment Act, more employees who work to sell and process mortgages originated by commonly known as the GI Bill of Rights. The GI Bill was signed into their employer. They often have a wide variety of loans types to law by President Franklin D. Roosevelt and provided veterans with draw from, but all originate from that specific lender. a federally guaranteed home loan with no down payment. This continued on page 66

Orange County Information Guide [ 65 BANKING & MORTGAGE INFORMATION

Mortgage Brokers are professionals who are paid a fee to bring Appreciation is the increase in the property’s value, either by together lenders and borrowers. The mortgage broker working to improvement in the market or improvements made by the owner. secure your loan is earning a fee for that transaction—and the Balloon Mortgage is a loan that acts like a fixed rate but is due in better deal they achieve for a lender, the more they are paid. Don’t three, five or ten years. At that point you must pay the outstanding be too anxious to disclose the interest rate you would be willing to balance in one lump sum. accept, let them tell you what terms they can secure. Shop around Buydown is the process of buying a lower interest rate by paying to make sure the terms are reasonable. more points at closing. There should be little difference between obtaining a loan from a Conventional Mortgage is a loan that is under $ 240,000 and meets broker or a local lending institution. Maybe none, but you should be Fannie Mae and Freddie Mac standards, the largest purchasers of aware of the differences between the two positions. A mortgage home mortgages on the secondary market. broker may find you a lender in another part of the country. The loan Convertible Mortgage is an ARM with the option to convert to a office will likely be able to offer more personal service while your loan fixed rate mortgage as specified in the contract. is being processed and once you are an established customer. FHA Loans are issued by FHA approved lenders. The FHA insures Discount Points are fees paid to a lender at closing in order to its loans so that borrowers can get them with only 3 to 5% down lower your mortgage interest rate. While buying points is sometimes payment. The FHA has certain criteria to qualify for these loans. a good decision, many times the purchase costs you more than it Fixed-rate Mortgages are self amortizing loans with a constant rate saves. The cost of each point is equal to one percent of the loan of interest. These loans are commonly for 10, 15. 20 or 30 year amount. For instance, for a $100,000 loan one discount point periods. equals $1,000. Each discount point paid on a 30-year loan typically lowers the interest rate by 0.125 percent. That means a 5.5 percent Interest Rate is what the lender charges for the use of their money. rate would be lowered to 5.375 percent if you purchase one point. Expressed as an annual percentage of the amount borrowed before Paying for points lowers your interest rate, because the lender financing expenses. receives the income in a lump sum at closing rather than collecting Initial Interest Rate is what lenders charge on an ARM until the first the interest as you make payments on your loan. Whether or not adjustment is made. This rate is usually much lower than fixed rate paying points makes sense for you depends in part on how long mortgages. you plan to keep the loan. Jumbo Mortgages are loans greater than $ 227,150 with an interest rate that is a quarter percentage higher than conventional Helpful Mortgage Terms loans. Adjustable Rate Mortgage is a loan with a rate that adjusts to Lifetime Cap is the same as an annual cap except there is limit on market conditions. The rate of adjustment will be stated in the how high the interest rate can increase over the entire life of the contract. mortgage. Adjustment Index is a guide lenders use to change ARM interest Loan Commitment is a promise by the lender to provide the agreed rates during the life of a mortgage. The specific index to which your amount of money stated on the mortgage to close on a home. The ARM is tied to will be listed in the mortgage contract. commitment also states the interest rate, term of loan, and usually Annual Cap is a limit on how high the interest rate on an ARM can expires within 60 days. rise in a single year. Annual caps are specified in the better ARM Loan Servicing is the institution that handles the administrative programs. processing of your loan such as billing and collecting payments. Annual Percentage Rate Equals the true cost of a loan including Loan-to-Value Ratio is the proportional relationship of the financing charges and fees. mortgage loan to the value of a home, expressed as a percentage. Amortization is the process that reduces the amount owned in a loan. It can be made in a lump sum or periodic installments. Appraisal Value is estimating the property’s worth which is based on comparable properties. Appraisals that are completed by certified professionals, and are used by lenders to verify the home’s value and justify the mortgage commitment.

66 ] Orange County Information Guide BANKING & MORTGAGE INFORMATION

Mortgage Calculator You can obtain your property taxes from the local township office How much do you qualify for based on typical lender and you can contact your insurance agent for homeowner rates. requirements? Generally, the lender will require that your monthly Now, while shopping for your mortgage, you probably have payments not exceed 28% of your gross monthly income. Lets take discovered the current interest rate. Use the chart below; find the a look at how a lender would typically determine your ability to meet column, which applies to that rate. Follow the number down until monthly house payments. you find the number that is closest to your principal and interest First, determine your gross monthly income from all sources. payment. To the left of that you will find the loan amount for which Then multiply that amount by 28% to determine an approximate you probably qualify. If you intend to apply for a 90% loan, divide the allowable monthly payment. This payment includes principal, loan amount by .90 to calculate the price of the house that would interest, taxes and insurance. From this amount subtract taxes and require this monthly payment. insurance to arrive at your allowable principal and interest payment.

The example below illustrates this procedure: Gross Monthly Income $2,500 X 28% = $700 Less: Monthly Taxes & Insurance (100) = $600 12% Interest Rate for 30 years for $600= $60,000 $60,000/.90 (Loan to Value) =$66,667 = Estimated Maximum Home Price For Qualification

$ 5% 5.5% 6% 6.5% 7% 7.5% 8% 8.5% 9%

100,000 500 550 600 650 700 750 800 850 900 150,000 750 825 900 975 1050 1125 1200 1275 1350 200,000 1000 1100 1200 1300 1400 1500 1600 1700 1800 250,000 1250 1375 1500 1625 1750 1875 2000 2125 2250 300,000 1500 1650 1800 1950 2100 2250 2400 2550 2700 350,000 1750 1925 2100 2275 2450 2625 2800 2975 3150 400,000 2000 2200 2400 2600 2800 3000 3200 3400 3600 450,000 2250 2475 2700 2925 3150 3375 3600 3825 4050 500,000 2500 2750 3000 3250 3500 3750 4000 4250 4500 550,000 2750 3025 3300 3575 3850 4125 4400 4675 4950 600,000 3000 3300 3600 3900 4200 4500 4800 5100 5400 650,000 3250 3575 3900 4225 4550 4875 5200 5525 5850

700,000 3500 3850 4200 4550 4900 5250 5600 5950 6300 750,000 3750 4125 4500 4875 5250 5625 6000 6375 6750 800,000 4000 4400 4800 5200 5600 6000 6400 6800 7200 850,000 4250 4675 5100 5525 5950 6375 6800 7225 7650 900,000 4500 4950 5400 5850 6300 6750 7200 7650 8100 950,000 4750 5225 5700 6175 6650 7125 7600 8075 8550 1,000,000 5000 5500 6000 6500 7000 7500 8000 8500 9000

Orange County Information Guide [ 67 AIRLINES APARTMENTS

Airlines Residences feature ceramic tile kitchen Cedar Creek countertops and cultured marble vanities. 5051 Alton Parkway #10 American Airlines Picnic areas with gas BBQs. Unwind in a Irvine, CA 92604 Reservations call (800) 433-7300 beautiful forest haven as gentle breezes (949) 733-0404 Flights at your fingertips. For passenger restore your spirit. [email protected] reservations and information call us or your Relaxed woodland setting right in the travel agent. Berkeley Court 307 Berkeley Avenue heart of Woodbridge. Corner residences Continental Airlines Irvine, CA 92612 feature large sunny patios and beautiful Reservations call (800) 523-3273 (949) 854-3636 gourmet-style kitchens. Easy access to Want to be treated with respect, fly the [email protected] Woodbridge lakes, parks and activity safe and courteous skies with Continental Live at the center-of-the-action across courts. Airlines. the street from UCI. Wired for high-speed Chatham Village Apartments United Airlines Internet access and covered parking. 16331 Mcfadden Avenue Reservations call (800) 241-6522 Close to entertainment, shopping and Tustin, CA 92780-4888 Serving more of the nations top 100 dining. Includes University Town Center (714) 836-5702 business centers than any other airline. community membership: basketball, www.chathamvillageapts.com/ Small package dispatch, same-day airport tennis, parks with BBQ areas and more. ENJOY THE COMFORT AND to airport. Best Western InnSuites Hotel & CONVENIENCE OF CHARMING CHATHAM VILLAGE. Stop in today to view Apartments Suites Buena Park/Anaheim 7555 Beach Boulevard our spacious one-bedroom apartment Amherst Court Buena Park, CA 90620 homes at $975.00 and two-bedroom 100 Amherst Isle (714) 522-7360 apartment homes from $1225.00 to Irvine, CA 92612 At the InnSuites Hotel Buena Park / $1310.00. Our convenient location puts (949) 854-5300 Anaheim, you’ll find an easy walk to the you within minutes of the 5, 22 and 55 [email protected] area’s most exciting attractions including Freeways, Metrolink, beaches, shopping Enjoy a secluded setting with park and Knotts Berry Farm, Medieval Times Dinner and entertainment. Chatham Village- city views. Private patios and wired for and Tournament, Ripley’s Believe It or Not affordable housing within a lovely high-speed Internet access. Pools/spas, and Movieland Wax Museum, only minutes community. fitness center and car wash area. Includes to LAX Airport and John Wayne Orange Columbia Court University Town Center community County Airport, beach fun and Orange 307 Berkeley Ave. membership: basketball, tennis, parks with County’s many corporate district Irvine, CA 92612 BBQ areas and more. headquarters. Join us at P.J.’s Cafe for (949) 854-3656 Baypointe complimentary morning hot breakfast [email protected] 2500 Baypointe Drive buffet. Meeting Facilities for groups of 10 Hip University setting, convenient to Newport Beach, CA 92660 to 100. Fax and copy services, unlimited shopping and entertainment. Private patios (949) 640-7171 local phone calls and other business and balconies, wired for high-speed [email protected] support services available Internet access and University Town Luxury nature retreat alongside scenic Bordeaux Center community membership: Newport Back Bay. Classic Mediterranean 1 Ambroise basketball, tennis, parks with BBQ areas architecture and palm trees surround you Newport Coast, CA 92657 and more. while taking in the spectacular Back Bay (949) 706-4500 Cornell Court views. Residences feature gourmet [email protected] 146 Berkeley Ave. kitchens, high ceilings, walk-in closets and Alluring French country elegance with a Irvine, CA 92612 private garages. Pool/spa and BBQ area. distinctive Newport Coast address. (949) 854-4942 Bayport Residences feature oval Roman tubs, [email protected] 1 Baywood Drive direct access garages and in-home Townhome floor plans and ideal campus Newport Beach, CA 92660 washers & dryers. Near nature trails along location make this a great place to call (944) 649-5555 Back Bay, public beaches and Fashion home. Wired for high-speed Internet [email protected] Island. 2 and 3-bedroom townhome floor access. Includes University Town Center Refresh your spirit as you take in the plans available community membership: basketball, Corona del Mar coastline from a peaceful Brittany tennis, parks with BBQ areas and more. forest setting. Spacious pass-through 100 Saint Vincent Cross Creek kitchens with gas cooking and track Irvine, CA 92618 22 Creek Road #1 lighting. Privacy, charm and all the (949) 387-7500 Irvine, CA 92604 indulgences of the Corona del Mar lifestyle. [email protected] (949) 733-0414 Bayview Distinctive French country village style [email protected] 1 Baywood Drive just minutes from Irvine Spectrum. Tranquil, intimate garden hideaway with Newport Beach, CA 92660 Residences include private garages and spacious patios and kitchens. Some (949) 644-5555 gourmet kitchens. Resort-style pools, residences with lake views. Pool/spa. Serene woodland hideaway in spacious clubhouse and fully-equipped Nearby shopping, dining and picturesque Corona del Mar neighborhood. business center. entertainment.

68 ] Orange County Information Guide APARTMENTS APARTMENTS

Dartmouth Court Center, Clubhouse, lighted tennis courts Newport North 1100 Stanford and racquetball courts – plus subterranean 2 Milano Irvine, CA 92612 parking. Call today to schedule a personal Newport Beach, CA 92660 (949) 854-2417 tour! (949)720-8765 [email protected] Las Palmas Newportnorthrentaic.com Metro living. With shared garages, pools, 100 Las Palmas Picture stylish park-side living with spas, large patios with storage and wired Irvine, CA 92602 ocean breezes and city light views. Central for high-speed Internet access. University (949) 387-4141 to beaches, Fashion Island, business Town Center community membership: [email protected] centers, bays and harbor. Large patios or basketball, tennis, parks with BBQ areas Classic Mediterranean style. Moments to balconies. Loft and townhome floor plans. and more. dining and entertainment. Each residence Newport Ridge Deerfield includes a private single car garage, in- 1 White Cap Lane 3 Bearpaw home washer/dryer and 9-foot ceilings. Newport Coast, CA 92657 Irvine, CA 92604 24-hour fitness center, Jr. Olympic size (949) 640-2800 (949) 559-5000 pool and business center with conference [email protected] [email protected] room. Wired for high-speed Internet. Enter into a world of casual elegance ™ Spacious park setting amid rolling lawns Mariner Square high atop Newport Coast . Gated and shade trees. Oversized rooms, large 1244 Irvine Avenue community featuring gourmet kitchens, patios and storage spaces. BBQ area and Newport Beach, CA 92660 private patios or balconies, some with city convenient access to local association (949)645-0252 lights or canyon views, dramatic 9-foot pools, spas, tennis, and basketball courts. [email protected] ceilings, in-home washers/dryers and Estancia Spacious park-side Newport Beach private garages. 500 Estancia setting, just minutes from the ocean and Northwood Place Irvine, CA 92602 Back Bay Reserve. Convenient to business 1300 Hayes Street (714) 389-4000 centers, harbor and Fashion Island. Extra Irvine, CA 82620 [email protected] large floor plans including townhomes, (949) 857-4100 Surround yourself with majestic rows of private entries and abundant storage. [email protected] eucalyptus trees in a charming Spanish Madison Park Apartments Discover spacious woodland living in a Colonial setting. Entertain at the clubhouse 2235 W. Broadway Avenue picturesque Northwood neighborhood. with outdoor fireplace and resort-like pool Anaheim, CA 92804-2399 Roomy floor plans, bright kitchens and and spas. Residences include private (866) 277-6631 private patios or balconies. Full time, on- garages and gourmet kitchens. www.pinnaclerealty.com site Activities Director. Convenient to Harvard Court Madison Park is introducing a new schools, parks and shopping. 146 Berkeley Ave. standard in living. Come experience a Northwood Place Irvine, CA 92612 lifestyle including world-class recreation 1300 Hayes Street (949) 854-4942 and amenities. This prestigious community Irvine, CA 92620 [email protected] is designed for total living enjoyment. Acres (949)857-4100 Park-side neighborhood within of lush landscaping, friendly and caring [email protected] convenient UCI walking district. Spacious management, and a convenient location Discover spacious woodland living in a kitchens, private patios or balconies and compliment the generous floor plans. Now picturesque Northwood neighborhood. large closets. Wired for high-speed Internet is the time to reserve your new home. Roomy floor plans, bright kitchens and access. Includes University Town Center There’s no reason to live anywhere else. private patios or balconies. Full time, on- community membership: basketball, Newport Bluffs site Activities Director. Convenient to tennis, parks with BBQ areas and more. 100 Vilaggio schools, parks and shopping. The Lakes at South Coast Newport Beach, CA 92660 Oak Glen 3400 Avenue of the Arts (949)706-5555 100 Oak Glen Costa Mesa, CA 92626 [email protected] Irvine, CA 92618 (877) 285-1831 or (714) 432-6100 Lush Italian village retreat with tranquil (949) 387-4040 www.aimco.com fountains and cobblestone walkways. [email protected] Live RENT FREE in 2006! Ask us for Resort setting includes 24-hour gated Escape to your own private retreat in the details. Behind the entrance at the Lakes at entry with staff, tennis courts, pools/spas, ideal Irvine location. Private garages, South Coast you’ll discover exotic a large surround-sound movie theater and refrigerators with icemakers and clubhouse landscaping, crystal clear lakes, tumbling multi-media conference center. Gourmet with kitchen and entertainment center. waterfalls and resort-style pools and spas. kitchens and private one and two-car Fitness center. Adjacent to Irvine Spectrum Each apartment home is equally garages. and conveniently near Oak Creek spectacular with wood-burning fireplace, Community Park. refrigerator with icemaker and full-size washer and dryer. Just seconds from the world-renowned Performing Arts Center and South Coast Plaza, residents enjoy country club amenities including a Fitness

Orange County Information Guide [ 69 APARTMENTS APARTMENTS

Park West Pine Lake Terrace San Leon Villa 3883 Park View Lane 11750 Euclid Street 1 San Leon Irvine, CA 92612 Garden Grove, CA 92840 Irvine, CA 92606 (949) 786-9204 (877) 282-7498 (949) 863-7050 [email protected] www.aimco.com email: [email protected] Fun recreational living with a convenient Live RENT FREE in 2006! Ask us for Here you’ll find lush Mediterranean Irvine location. Enjoy multiple pools, spas details. Surrounded by serene streams & courtyards and large private patios. and tennis courts. Or take advantage of peaceful ponds, Pine Lake Terrace Generous closets, covered parking and the billiards room, mini theater or business Apartment Homes is a restful community includes Westpark Association community center. Each spacious residence has a to call home. We offer uniquely spacious membership. Just moments to shopping, private patio and is close to award-winning one and two bedroom floorplans, including dining and local parks. schools. dual master style bedrooms, with roomy San Marco Villa Parkwood closet space, gourmet gas kitchen 101 Veneto 17560 Rosa Drew Lane appliances, cozy breakfast bar, Irvine, CA 92614 Irvine, CA 92612 comfortable temperatures all year round (494) 975-1888 (949)786-0900 with central air and heat, relaxing patios [email protected] email: [email protected] and balconies, hassle free carport parking Exceptional Westpark location offers a You’ll find park-like living and country with handy extra storage. Our grounds lively park-side lifestyle. Private patios or charm in an appealing Irvine location. include a splashy pool & bright sundeck or balconies and European-style kitchen Oversized floor plans, walk-in closets and stargazing moondeck, game building cabinetry. Close to bicycling and jogging garden-style patios. Nearby shops, billiards recreation room as well as well- trails. Includes Westpark Association restaurants, parks and award-winning located laundry facilities. Close to community membership: pool, basketball, schools. Disneyland & 5, 22, 57 & 91 Freeways, tennis, BBQ areas. shopping and in an excellent school PineCreek Village district, Pine Lake Terrace has everything San Marino Villa 1300 Adams Avenue you need to feel at home. 403 San Marino Costa Mesa, CA 92626 Irvine, CA 92614 (714) 540-1300 Promontory Point (949) 553-1662 www.pinecreekvillage.net 200 Promontory Drive West email: [email protected] THE ART OF FINE LIVING…BEGINS AT Newport Beach, CA 92660 Indulge in dramatic Mediterranean allure PINECREEK VILLAGE. Here amid sparkling (949) 675-8000 within a metro Westpark location. Vaulted waterfalls and bubbling brooks, you will email: [email protected] ceilings, children’s tot lot and Westpark discover a perfect balance of home-styled Imagine luxury bayside resort-style living Association community membership: pool, comforts and lifestyle amenities. A friendly with spectacular Newport Harbor and basketball, tennis, BBQ areas and more. ocean views. Close to miles of nature trails staff ensures optimal service, along with San Mateo opportunities to enjoy the company of along the Back Bay. Residences include spacious gourmet kitchens and skylights. 100 Cantata neighbors and friends. Designed with you Irvine, CA 92606 in mind, four floorplans offer those special Fitness center and clubhouse with fireside lounge. (949) 250-3331 touches that transform an apartment into a email: [email protected] home. Complete with lots of cupboard & Rancho San Joaquin Contemporary architecture and lush closet space these generously 20 Pergola landscaping in the heart of Westpark. proportioned one & two bedroom Irvine, CA 92612 Come home to private patios and arrangements respond for a variety of (949) 786-1100 balconies and night-lit tennis court. Pool, differing needs. Free cable television email: [email protected] spa and fitness center. service is provided as well. Along with two Experience the tranquil setting of lighted tennis courts, there are two fountains and winding waterfront San Paulo swimming pools, a spa and even a dry pathways. Picturesque views, some on the 100 Durango Aisle sauna. A large weight room challenges greens at Rancho San Joaquin Golf Irvine, CA 92606 those into serious fitness regimes, while a Course. Adjacent to racquet club and (949) 756-0123 separate room is equipped for moments from Mason Regional Park. email: [email protected] cardiovascular workouts. Best of all is our Close to shopping and dining. Tucked away in this desirable Westpark exceptional location, only minutes from neighborhood, you’ll discover a private San Carlo Villa oasis with all the conveniences of an South Coast Plaza, Metro Pointe and the 15 Murica Aisle Performing Arts Center. A short trip down active, fun lifestyle. Private patios and Irvine, CA 92614 balconies, spacious walk-in closets and to Harbor Blvd puts Triangle Square within (949) 833-7540 easy reach, along with Balboa Island & the includes Westpark Association community email: [email protected] membership. beach. Discover for yourself the pleasure of Old world retreat setting offers every fine living at PineCreek Village cozy convenience. Includes private garages, fireplaces and in-home washer and dryer hookups. Easy access to local shopping, dining and entertainment.

70 ] Orange County Information Guide APARTMENTS APARTMENTS

Santa Clara large patios or balconies, some with lemon Come home to Torrey Pines for both 100 Santa Louisa grove or golf course fairway views. comfort and convenience! Our professional Irvine, CA 92606 Featuring business and fitness centers, and friendly staff is here to serve you. (949) 552-6300 BBQ areas, basketball court and children’s Treehouse Apartments email: [email protected] playground. Close to many parks. 2601 N. Grand Avenue Imagine strolling through a lush Solana Santa Ana, CA 92705-8727 Mediterranean garden village. Private 100 Monte Vista (714) 633-6162 garages, in-home washers and dryers and Irvine, CA 92602 LOCATION, LOCATION, LOCATION! outdoor BBQ areas. Moments from (714) 389-4444 Close to Schools & Freeway access. The community pools and tennis at Santa Clara email: [email protected] Block at Orange and Main Place Malls. Park. Breathe deeply as you walk along grass- Living at The Treehouse Apartments is so Santa Maria lined promenades and retreat from the convenient and comfortable, yet within a 800 Santa Maria Drive busy world outside. Indulge in the good life price range that allows you to enjoy other Irvine, CA 92606 with gourmet kitchens, private patios or pleasures in life. Our one and two bedroom (949) 552-7075 balconies including some with mountain apartment homes offer spacious floor email: [email protected] views. Private garages. Moments to plans, walk-in closets, ceiling fans, cable This popular Westpark location has shopping and dining. TV, A/C, dishwasher and a private patio or oversized patios and balconies, private one Sonoma balcony. All the amenities you expect and and two-car garages and spacious, home- 700 Sonoma Aisle the value you demand. We are sure we style shared backyards. Irvine, CA 92618 have the perfect apartment home for you. Santa Rosa (949) 387-7000 Come home to Treehouse today! 500 Cardiff email: [email protected] Turtle Ridge Irvine, CA 92606 Discover rustic charm, with beautifully 100 Turtle Crest Drive (949) 387-4800 landscaped courtyards and tree-lined Irvine, CA 92603 email: [email protected] walkways. This desirable setting is just (949) 679-6200 Conveniently located in Westpark and moments from Oak Creek Village Center, email: [email protected] providing the ultimate recreational lifestyle Irvine Spectrum Center and Oak Creek Discover a peaceful haven with intimate you deserve. Full time Activities Director. Golf Course. courtyards nestled against the hillside of Resort-style pools, a rec-center with video Stanford Court Irvine’s newest village. 8 unique floor plans, theater, plus catering kitchen and BBQ 400 Stanford some with dens. In-home washers/dryers, areas. Irvine, CA 92612 walk-in closets and wired for high speed Serrano (949) 854-3288 Internet access. Pool/spa, outdoor 100 Wycliffe email: [email protected] fireplace and fitness center. Irvine, CA 92602 Lush park-side getaway, convenient to Turtle Rock Canyon (714) 389-4290 UCI campus. Spacious kitchens and large 100 Stonecliffe Aisle email: [email protected] patios or balconies. Wired for high-speed Irvine, CA 92612 Imagine a vibrant yet peaceful lifestyle. 2 Internet access. Close to shopping, dining (949) 854-8989 pools/spas, fitness and business centers, and entertainment. email: [email protected] and community BBQ and picnic areas. Torrey Pines Apartment Homes Escape to your country French hideaway Garages, in-home washers/dryers and 851 South Sunset Avenue in the rolling hills of Turtle Rock. central heat/air. Adjacent to The Market West Covina, CA 91790-5510 Residences include private garages, Place with shopping, dining and movie (626) 962 2231 washers and dryers or hook-ups and theaters. www.apartmentmanagementconsultants.com/ personal storage. Private patios or Shadow Oaks properties.asp balconies, lush landscaping and trails 100 Shadow Oaks Torrey Pines Apartment Homes, a leading to parks and open space. Irvine, CA 92618 beautiful gated community offers appealing Turtle Rock Vista (949) 387-4450 qualities to our residents, providing 3 Rock View Drive email: [email protected] spacious two bedroom floor plans. Your Irvine, CA 92612 This early California setting has generous new apartment home will include walk-in (949) 854-1818 home-like cabanas, and private park. closets, a dishwasher, gas range, air email: [email protected] Centrally located in Oak Creek, near conditioning, garden windows, a private Relaxed, tranquil comfort nestled in business centers, shopping and patio or balcony and optional vaulted Turtle Rock. Stroll through intimate gardens entertainment. ceilings. Situated in a park-like setting, our or BBQ in one of the most private superior location features 5 sparkling Sierra Vista courtyards. Extra large closets and swimming pools, 2 spas, 6 children’s play 2955 Champion Way pantries, microwaves and breakfast bars. areas and on-site laundry facilities. Torrey Tustin Ranch, CA 92782 Adjacent to Mason Regional Park with Pines satisfies a wide variety of needs and (714) 573-0488 hiking, biking, and walking trails. lifestyles. We are located just minutes from [email protected] the best of shopping, dining and schools Executive-style luxury with European- that Orange County has to offer. style cabinetry, dishwasher, microwave and Convenient access to all major freeways.

Orange County Information Guide [ 71 APARTMENTS EDUCATION

Villas At Monarch Beach reflected the characteristics of a big family learning. We are the only school in the area 23731 Mariner Drive — quite extraordinary for a bank. But, it is with classrooms recognized by Dana Point, CA 92629-4305 not so extraordinary, considering the type Montessoriís international governing body (949) 493-0501 of staff, management and board of – Association Montessori International www.monarchbeachapts.com directors that SDNB has attracted and (AMI). Our accredited Montessori teachers The Villas at Monarch Beach sets the enjoyed. Our success is a direct result of are committed to providing a loving, secure standard of excellence in resort-style living the type of customers our company environment in which the unfolding of your in Orange County. With direct beach serves. We have been very grateful for the childís potential can be nurtured. Before- access, this beautiful community features a support and loyalty our customers have and after-school care is available. Our tennis court, state-of-the-art fitness center, brought us. students aged nine to fourteen also have sparkling pool and spa, lush landscaping, San Diego National Bank the opportunity to achieve academic and white sands beaches and breath taking 1455 Frazee Road, # 104 (at Friars Road) personal excellence. First, diagnostic sunsets. Our one and two bedroom San Diego, CA 92108 testing ensures proper placement in each apartment homes offer spacious floor (619) 692-2800 subject. A rich academic program is then plans, fireplaces, large closets, cable or San Diego National Bank has often tailored to meet each childís unique needs satellite TV, A/C, dishwasher, microwave reflected the characteristics of a big family or strengths (remedial to gifted). Small and a private patio or balcony. You will — quite extraordinary for a bank. But, it is classes (10:1) allow for plenty of one-on- enjoy our elegant clubhouse with kitchen, not so extraordinary, considering the type one instruction and assistance. Dedicated, conference room and business center, of staff, management and board of enthusiastic teachers support learners in a Internet access and living close to major directors that SDNB has attracted and warm, safe environment. A variety of extra- freeways and public transportation. enjoyed. Our success is a direct result of curricular activities, led by experts, is Woodbridge Pines the type of customers our company available. 115 Pinestone serves. We have been very grateful for the Education PreK-6 Irvine, CA 92604 support and loyalty our customers have (949) 552-0400 brought us. Leport Schools - Fountain Valley [email protected] 9300 Gardenia Avenue, Suite C Discover this secluded woodland, Car/Truck Rental Fountain Valley, CA 92708 alpine-like retreat, situated in a beautiful Avis Rent a Car (714) 531-8624 Woodbridge setting. Private entrances with Reservations call (800) 331-1212 We offer children aged 18 months to Dutch front doors. Pool, spa and covered Offers low-mileage quality maintained eight years a Montessori approach to parking. GM and other cars. Computerized for fast education, which facilitates intellectual growth, independence, and a love of Woodbridge Villas service & low rates for day, week or long term mini lease. learning. We are the only school in the area 10 Thunder Run Suite #30 with classrooms recognized by Irvine, CA 92614 Budget Rent a Car Montessoriís international governing body - (949) 786-5110 Worldwide Reservations (800) 527-0700 Association Montessori International (AMI). [email protected] Right now, Budget has great rates on Our accredited Montessori teachers are Inviting lakeside living in a neighborhood equally great cars. So don’t let them pass committed to providing a loving, secure setting. Generous floor plans, spacious you by. For your local or one-way rental environment in which the unfolding of your kitchens, walk-in closets, and large patios. choose from Budget’s World Class Fleet at childís potential can be nurtured. Before- Includes Woodbridge Village Association the airport or in your neighborhood. and after-school care is available. Our membership: lakes for fishing and sailing, Budget Rent a Truck students aged nine to fourteen also have tennis courts, BBQ areas, parks and pools. Worldwide Reservations (800) 527-0700 the opportunity to achieve academic and Woodbridge Willows Right now, Budget has great rates on personal excellence. First, diagnostic 344 Knollglen equally great trucks. So don’t let them testing ensures proper placement in each Irvine, CA 92614 pass you by. subject. A rich academic program is then (949) 857-0383 Hertz Car Rental tailored to meet each childís unique needs [email protected] Reservations call (800) 654-3131 or strengths (remedial to gifted). Small Come home to the allure of Cape Cod in Still The biggest, still the best. Biggest classes (10:1) allow for plenty of one-on- this convenient yet relaxed Woodbridge Selection of low mileage cars. Customer one instruction and assistance. Dedicated, location. Individual residence street service is the most important thing we do. enthusiastic teachers support learners in a address, private entries, oversized floor warm, safe environment. A variety of extra- plans and large patios or balconies. Education PreK curricular activities, led by experts, is Includes Woodbridge Village Association available. Leport Schools membership. 26 Lake Road Leport Schools Banks/Finance Irving, CA 92604 16692 Landau Lane, Suite C (949) 551-9020 Huntington Beach, CA 9264 San Diego National Bank We offer children aged 18 months to (714) 848-2733 3180 University Ave. (at 32nd Street) eight years a Montessori approach to We offer children aged 18 months to San Diego, CA 92104 education, which facilitates intellectual eight years a Montessori approach to (619) 280-8500 growth, independence, and a love of education, which facilitates intellectual San Diego National Bank has often growth, independence, and a love of

72 ] Orange County Information Guide EDUCATION HOME BUILDERS/DEVELOPERS learning. We are the only school in the area NLSA (National Lutheran Schools Florida’s Space Coast and is fully with classrooms recognized by Accreditation). Teachers and staff accredited. Contact our Admissions Montessoriís international governing body committed, experienced educators with a department for more information on Fall, – Association Montessori International proven record of academic excellence. Spring, and Summer enrollments. For (AMI). Our accredited Montessori teachers Active and supportive Parent-Teacher additional Information contact: Donna are committed to providing a loving, secure Group. Early Childhood Development Stratford Director of Communication environment in which the unfolding of your Center for infants through age 5. (321) 723-3211, Extension 30028 childís potential can be nurtured. Before- and after-school care is available. Our Education Grades 4-8 Education Grades 9-12 students aged nine to fourteen also have Leport Schools Connelly High School the opportunity to achieve academic and 4712 Barranca Parkway 2323 West Broadway personal excellence. First, diagnostic Irving, CA 92604 Anaheim, CA 92804 testing ensures proper placement in each (949) 551-9024 (714) 776-1717 subject. A rich academic program is then We offer children aged 18 months to www.connellyhs.org tailored to meet each childís unique needs eight years a Montessori approach to Connelly High School is a Catholic, or strengths (remedial to gifted). Small education, which facilitates intellectual independent, fully accredited, college- classes (10:1) allow for plenty of one-on- growth, independence, and a love of preparatory school for girls. Through small one instruction and assistance. Dedicated, learning. We are the only school in the area class size, attention to each individual, and enthusiastic teachers support learners in a with classrooms recognized by a comprehensive educational program, warm, safe environment. A variety of extra- Montessoriís international governing body Connelly creates a values-based learning curricular activities, led by experts, is – Association Montessori International culture that empowers young women to available. (AMI). Our accredited Montessori teachers become articulate and self-confident, and Education PreK-8 are committed to providing a loving, secure to use their gifts to contribute to a environment in which the unfolding of your changing world. Carden School childís potential can be nurtured. Before- • Academic Excellence 11537 Grovedale Drive and after-school care is available. Our • AP and Honors Courses Whittier, California, 90604 students aged nine to fourteen also have • 100% College Acceptance (562) 694-1879 the opportunity to achieve academic and • Faith Development www.cardenschool.com/ personal excellence. First, diagnostic • Competitive Athletics, Cheer and Carol Tracy - Director testing ensures proper placement in each Song- Leading Dance Carden School, established in 1964, is subject. A rich academic program is then • Fine arts and Theatre programs accredited by the Carden Educational tailored to meet each childís unique needs • Clubs and School Traditions Foundation and provides a traditional or strengths (remedial to gifted). Small • Merit Scholarships and Tuition curriculum within a calm atmosphere. classes (10:1) allow for plenty of one-on- Assistance Teachers receive training through the one instruction and assistance. Dedicated, Carden Foundation and work intensively enthusiastic teachers support learners in a Home Builders/Developers with students in small groups in a safe warm, safe environment. A variety of extra- Centex Homes environment. All grades are interrelated curricular activities, led by experts, is 250 Commerce #100 and sequential, each grade building upon available. Irvine, CA 92602 the last. This system gives children security Education Grades 6-12 (949) 453-0113 in academics and builds their stamina, www.centexhomes.com creating a solid foundation for their future Florida Air Academy Dallas-based Centex, founded in 1950, education. Our students typically score 1950 South Academy Drive is one of the nation's leading home above the 90th percentile on standardized Melbourne, FL 32901 building companies. Centex operates in tests. Enrichment of Foreign Language, (321) 723-3211 major U.S. markets in 25 states and Art, Science, computer, and music is www.flair.com delivered more than 35,000 homes in the included in the weekly schedule. Hot At Florida Air Academy, Cadets at have United States in its most recent fiscal year lunches and extended day care plus after the opportunity to get a first-rate education ended March 31, 2007. school sports are available. geared to the learning styles of young men In addition to its home building St. Paul’s Lutheran School and make friends from around the world. operations, Centex’s related business lines 901 East Heim Avenue The school accepts young men in grades include mortgage, title and insurance Orange, CA 92806 6 through 12. The Academy boasts a 16- services and integrated pest defense (714) 921-3188 student average class size and college systems. These businesses provide www.stpaulsorg.org prep curriculum taught by accredited staff, operational or financial support to the Private K-8 Christian school established many with advanced degrees. Cadets at company’s home building operations and in 1907. Offers challenging curriculum, Florida Air Academy receive leadership are leaders in their respective industries. sports, music programs, state of the art training and an emphasis on community Centex ranks No. 1 in its industry on technology and science labs, Focused service. Other programs include an FORTUNE magazine's list of “America’s Learning for special needs and enrichment. excellent sports program, extensive Most Admired Companies.” Beautiful 10-acre campus. Highest computer curriculum and optional flight accreditation by both WASC (Western training and SCUBA certification. Association of Schools and Colleges) and Florida Air Academy is located on

Orange County Information Guide [ 73 HOME BUILDERS/DEVELOPERS NEW HOME DEVELOPMENTS

Pardee Homes • “O” by Cirque du Soleil, an extraordinary and Roy’s Secret Garden and Dolphin 400 E. Rincon Avenue, Suite 201 fusion of water, dance and aerobics. Habitat. Corona, CA 92879 • Via Bellagio- a collection of the worlds • A fire-erupting volcano sparkling lagoons (951) 817-3400 most sophisticated boutiques from and tumbling waterfalls. www.pardeehomes.com Giorgio Armani, Chanel, Tiffany, and • Dive into interconnected lagoon and When you buy a home from Pardee Hermes. thundering waterfalls at the new Mirage Homes, you have chosen one of the most • The Conservatory and Botanical Gardens pool. experienced and knowledgeable home charms guests with its natural beauty. builders in the business. That expertise, New York-New York • Dancing Fountains cavort on an eight developed by a dedicated team of people 3790 Las Vegas Blvd. South acre lake. for more than 80 years, allows Pardee to Las Vegas, NV 89109 deliver on its promise to provide home Fairmont Hotels (702) 740-6969 buyers with quality, value and service. We Toll Free (800) 527-4727 The best of New York City meets the are always aware that the product we www.Fairmont.com best of Las Vegas in one exciting location. develop affects people’s lives in a most Boston, Las Vegas, Dallas, New Be a part of it. fundamental way - quite literally where they Orleans, New York, San Francisco & San • ESPN ZONE sports-themed dining and live. We aspire never to take for granted Jose America’s Grand Hotels since 1907. entertainment. the very personal and important decision Hilton Hotels • Live performances nightly from the our customers make when they choose to Worldwide Reservations Award-winning comedy of Rita Rudner. live in a Pardee home. Toll Free (800) 845-8667 • The thrilling Manhattan Express Roller Hotels www.Hilton.com Coaster. Hilton Hotels, Resorts, Suites, Hilton • COYOTE UGLY Bar and Dance saloon Best Western InnSuites Hotel & Garden Inn, Conrad International Hotel. and the Dueling Pianos at the Bar at Suites Buena Park/Anaheim MGM Grand Times Square. 7555 Beach Boulevard 3799 Las Vegas Blvd. South • New York City’s original Gallaghers Buena Park, CA 90620 Las Vegas, NV 89109 Steakhouse. (714) 522-7360 (702) 891-1111 At the InnSuites Hotel Buena Park / • Be the toast of the town in the Big apple Searching for non-stop action and Anaheim, you’ll find an easy walk to the Bar with live entertainment nightly in “The pulse-pounding excitement? “The City of area’s most exciting attractions including Greatest City in Las Vegas.” Entertainment”" awaits your arrival. Knotts Berry Farm, Medieval Times Dinner • ZUMANITY, Another side of Cirque du and Tournament, Ripley’s Believe It or Not • La Femme-the sensual French sensation Soleil, the creative climax of sexuality, and Movieland Wax Museum, only minutes direct from the original Crazy Horse in humanity and art. Paris. to LAX Airport and John Wayne Orange Pan Pacific Resort Hotels County Airport, beach fun and Orange • Tabu - The ultra hip lounge designed to Worldwide Reservations County’s many corporate district stimulate and arouse your senses. Toll Free 800-327-8585 headquarters. Join us at P.J.’s Cafe for • Live the nightclub lifestyle at studio 54sm. Pan Pacific Hotels & Resorts. North complimentary morning hot breakfast • Sixteen masterpiece restaurants including America, Japan, Southeast Asia. buffet. Meeting Facilities for groups of 10 celebrated chef Tom Colicchio’s Treasure Island to 100. Fax and copy services, unlimited Craftsteak and Michelle Mina’s NOBHILL. 3300 Las Vegas Blvd. South local phone calls and other business • The king of the jungle overlooks the Lion Las Vegas, NV 89109 support services available Habitat. (702) 792-5627 Moving Supplies • The Grand Garden Arena and Hollywood Enjoy the adventure and romance of this Theatre feature top name entertainment. engaging resort filled with new-world Dial-A-Box amenities. White Plains and The Bronx, NY Mirage Hotel & Casino • AAA Four Diamond Award® winning TOLL FREE: (866) 4-DIAL-A-BOX / 3400 Las Vegas Blvd South resort. (866) 434-2522 Las Vegas, NV 89109 www.dial-a-box.com (702) 791-7111 • World-famous pyrotechnic sea battle Immerse yourself in this tropical South between the pirate ship, Hispaniola, and Nationwide Travel Sea oasis filled with luxury and excitement! the British frigate, H.M.S. Britania in the Bellagio The Resort • Experience the elegance and middle of the Buccaneer Bay. 3600 Las Vegas Blvd South sophistication of our newly redesigned • Mystere by Cirque du Soleil, a Las Vegas, NV 89109 guest rooms. mesmerizing mix of powerful acrobatics, (702) 693-7223 • Dive into interconnected lagoon and circus skills and dance. Experience a world unto itself at “the thundering waterfalls at the new Mirage • Eight exciting dining options including most romantic hotel in the world.” pool. Kahunaville and Buccaneer Bay • AAA Five Diamond Award winning resort. • Ten international restaurants including Restaurant-fine dining overlooking the • Nine world-renowned restaurants AAA Five-Diamond award winner Renoir. explosive battle in Buccaneer Bay. including Aqua, Prime, and AAA Five • Exotic White Tigers, Lions and a family of • A beautifully appointed wedding chapel. Diamond Award-winner Picasso. Atlantic Bottlenose Dolphins in Seigfried • A tropical pool area and lavish spa and

74 ] Orange County Information Guide NEW HOME DEVELOPMENTS NEW HOME DEVELOPMENTS

salon. Revival, Stone Colonial, Tudor, and Zen-Inspired Central Park. Large one-story Victorian—there is something for everyone! open and modern floor plans with over- New Home Developments Central Park West sized picture windows, impressive and Alexandria at Columbus Grove By Lennar elegant exterior architecture, approximately 26 Juneberry Irvine, CA 1,569 to 2,503 sq. ft., 1 & 2 bedrooms, Irvine, CA 92606 (949) 251-9392 1.5 to 2.5 baths, 2-bay secured (949) 733-0302 www.cpwliving.com underground garage parking. Close www.LennarVillages.com 87 luxury flats with a superior location proximity to Irvine’s robust business Now in its final phase, Alexandria homes within Orange County’s first urban master- district, the John Wayne Airport, and are made with an abundance of functional planned community of Central Park West. exclusive shopping experiences at South space, a variety of lavish appointments and An unique lifestyle that inspires Coast Plaza and Newport Beach’s Fashion deluxe amenities. Each gorgeous home convenience, novelty, a sense of Island. features unmatched interior design with community, casual elegance, and a focus Montanez at Covenant Hills approximately 2,770 to 3,168 square feet on health and nature. Large one-story 3 Cambridge Road that incorporates 4 to 5 bedrooms, 3 to 4 open and modern floor plans with over- Ladera Ranch, CA 92694 baths and up to 3-bay garages. These sized picture windows on premier (949) 364-2078 homes are ideal to raise a large, energetic homesite views of the green Zen-Inspired www.CentexMontanez.com family, with three, 2-story floorplans that Central Park. Distinctive exterior www.centexhomes.com/Orange-County boast charming front porches and architecture with lush courtyards Montanez introduces the home you’ve convenient porte-cocheres (per residence). throughout the community, Approximately been waiting for...the luxury home you love, Priced from the low $1,000,000s, 1,270 to 2,025 sq. ft. with 1 + home office where livability is key and space is utilized Alexandria presents divine space to live to 2 bedrooms, 2 to 2.5 baths, 2-bay better than ever. Discover the thoughtfully and grow. secured underground garage parking. planned floorplans with oversized family or Camellia at Tustin Ranch Close proximity to Irvine’s robust business great rooms and dramatic kitchens that Tustin Ranch Road and Rawlings district, the John Wayne Airport, and flow comfortably from indoors to out. With Tustin, CA 92782 exclusive shopping experiences at South spacious and versatile living areas that (949) 349-1088 Coast Plaza and Newport Beach’s Fashion open onto private exterior courtyards, www.Lennar.com Island. providing just the venue to enjoy precious Camellia is a quaint, charming gated Central Park West - Granville occasions, whether grand or intimate. community of single-family homes nestled By Lennar Bordering the striking foothills that face in Tustin Ranch. This pleasing Irvine, CA 92612 San Juan Capistrano, Montanez garners neighborhood offers 25 distinctive homes (949) 251-9392 its own prestige. The collection is nestled in great proximity to excellent golf courses, www.cpwliving.com in the most secluded area of the gated fine dining, great shopping, and more. 125 soft loft residences with a superior village of Covenant Hills within Ladera Priced from the upper $900,000s, the location within Orange County’s first urban Ranch. Montanez at Covenant Hills...a floorplans showcase approximately 2,328 master-planned community of Central Park limited collection of 59 residences. Just the to 2,665 square feet, with 4 bedrooms, West. An unique lifestyle that inspires place to enjoy life’s journey. and 2 1/2 to 3 baths, Camellia presents convenience, novelty, a sense of Prices starting from approximately the generous room to grow. Additionally, community, casual elegance, and a focus low $1,000,000s. buyers will be delighted to find this lovely on health and nature. Three-story Sage Crest community presents the convenience of inventively designed homes with loft-like Riverbend in Orange County ® Lennar’s Everything’s Included program— appointments, vaulted ceilings, and (949) 279-4489 where everything’s included in the home’s convenient ground-level entries, www.liveatriverbend.com purchase price! approximately 1,546 to 1,878 sq. ft. , 1 to The comfortable courtyard arrangement Cantara at Columbus Grove 3 bedrooms, 1.5 to 3 baths, 2-bay private of these single-family detached homes will 16614 1/2 Sonora Street garage with direct access. Creative space give you an intimate sense of privacy, while Tustin, CA 92782 ideal for entrepreneurs or artists to work encouraging interaction between you and (949) 786-0659 from home. Close proximity to Irvine’s your neighbors. Four floorplans range in www.LennarVillages.com robust business district, the John Wayne size from 1,302 to 1,698 square feet. And Cantara combines the formality of Airport, and exclusive shopping with 1 to 3 bedrooms and 1.5 to 4 baths, exquisite detailing with rustic attributes to experiences at South Coast Plaza and these homes are some of the most showcase a community with traditional Newport Beach’s Fashion Island. versatile in all of RiverBend. character found only at the Villages of Central Park West - Lennox Savannah at Columbus Grove Columbus. From the upper $900,000s, By Lennar 202 Silk Tree Street Cantara offers stunning floorplans with Irvine, CA Irvine, CA 92606 approximately 2,580 to 3,137 square feet (949) 251-9392 (949) 726-1628 of comfortable living space, with 4 to 5 www.cpwliving.com www.LennarVillages.com bedrooms, 3 to 4 baths, and 2-bay 72 ultra-luxury flats with a superior Savannah is a true depiction of style and garages. Presenting architectural detailing location within Orange County’s first urban comfort, with inviting and open floorplans in the styles of California Bungalow/ master-planned community of Central Park in courtyard townhomes. Priced from the Craftsman, French Influence, Monterey West. Premier homesite views of the green upper $400,000s, Savannah presents

Orange County Information Guide [ 75 NEW HOME DEVELOPMENTS NEW HOME DEVELOPMENTS exciting floorplans with approximately 1,056 to 1,669 square feet, 1 to 3 bedrooms, 1 1/2 to 3 1/2 baths, and 1- to 2-bay garages of custom-caliber living space. Centrally located to nearly everything in Orange County, Savannah in the Villages of Columbus, offers an abundance of recreation, from parks and hiking trails to world-famous beaches and theme parks. Just moments away, shopping, wonderful dining, arts, and a myriad of additional entertainment can be found. ThistleWood at RiverBend 295 W. Sparkleberry Ave. Orange, CA 92865 (714) 998-4209 www.liveatriverbend.com Thistle Wood provides a perfect opportunity for you to own a single-family detached home in the impeccable Orange County location you desire. Up to 3 bedrooms and 2.5 baths make this the perfect place for people looking to buy their first home or those who want to move down from something that’s too big. ThistleWood offers approximately 1,480 square feet to over 1,700 square feet of space to call your own in these classically designed Spanish-, Ranch- and Monterey- style residences.

76 ] Orange County Information Guide NATIONWIDE TRAVEL NEW HOME DEVELOPMENTS

Orange County Information Guide [ 77

NEW HOME DEVELOPMENTS PROPERTY MANAGEMENT

78 ] Orange County Information Guide