Bank's Transaction Charges on IRCTC Website
Wallet and Cash Card Bank Name Transaction Charges Mobikwik Wallet 1.80 % + Applicable Taxes Paytm Wallet 1.80 % + Applicable Taxes Freecharge Wallet 1.80 % + Applicable Taxes Airtel Money 1.80 % + Applicable Taxes I Cash Card (BRDS) 1.50 % per Transaction IRCTC eWallet ₹ 10/- + Applicable Taxes
Net Banking Bank Name Transaction Charges State Bank of India ₹ 10/- + Applicable Taxes The Federal Bank Ltd. ₹ 10/- + Applicable Taxes Union Bank of India ₹ 10/- per Transaction Indian Bank ₹ 10/- + Applicable Taxes Punjab National Bank ₹ 10/- + Applicable Taxes Bank of Baroda ₹ 10/- + Applicable Taxes AXIS Bank ₹ 10/- + Applicable Taxes Karur Vysya Bank ₹ 10/- + Applicable Taxes Karnataka Bank ₹ 05/- + Applicable Taxes ICICI Bank ₹ 10/- + Applicable Taxes IndusInd Bank ₹ 10/- + Applicable Taxes Kotak Mahindra Bank ₹ 10/- + Applicable Taxes Central Bank of India ₹ 10/- + Applicable Taxes Nepal SBI Bank Ltd. NPR 19/- per Transaction + Exchange Commission + Applicable Taxes South Indian Bank ₹ 10/- + Applicable Taxes City Union Bank Nil Canara Bank ₹ 10/- + Applicable Taxes Airtel payments Bank ₹ 10/- + Applicable Taxes IDFC FIRST Bank ₹ 10/- + Applicable Taxes
Payment Gateway Bank Name Transaction Charges Visa/Master/RuPay Card (Powered By HDFC BANK) 1.0 % + Applicable Taxes for all Domestic Credit Cards NIL, for all Debit Cards American Express 1.8 % of Transaction Amt. + Applicable Taxes ATOM-PG (International Cards) 3.5 % + Applicable Taxes 1.0 % + Applicable Taxes, for all Domestic Credit Cards Visa/Master/RuPay Card (Powered By ICICI BANK) NIL, for all Rupay Debit Cards 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 Multiple Payment Provider Bank Name Transaction Charges NIL, for UPI Transaction Credit & Debit cards/Net Banking/Wallet/ NIL, for all Rupay Debit Cards 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 UPI (Powered by Paytm) 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for E-wallet transactions Credit & Debit cards/Net Banking/Wallet 1.0 % + Applicable Taxes, for all Domestic Credit Cards (Powered by EBIX) ₹ 10 + Applicable Taxes, for Netbanking transactions 1.5 % + Applicable Taxes, for E-wallet transactions NIL, for all UPI Transactions Credit & Debit cards/Net Banking/Wallet/ NIL, for all Rupay Debit Cards UPI (Powered by PayU) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards 3.5 % + Applicable Taxes, for International Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for E-wallet transactions NIL, for UPI Transaction Credit & Debit cards/Net Banking/UPI NIL, for all Rupay Debit Cards (Powered by Razorpay) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions NIL, for UPI Transaction Credit & Debit cards/Net Banking /IMudra NIL, for all Rupay Debit Cards /Autopay/UPI (Powered by IRCTC) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹2000 1.8 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for all Autopay Transactions ₹ 10 + Applicable Taxes, for iMudra Transactions NIL, for UPI Transaction Credit & Debit cards/Wallet/UPI (Powered by NIL, for all Rupay Debit Cards PhonePe) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all Domestic Credit Cards 1.8 % + Applicable Taxes, for E-wallet transactions Amazon Pay Wallet (Powered by Amazon) 1.8 % + Applicable Taxes, for E-wallet transactions
UPI Bank Name Transaction Charges AXIS - UPI Nil Paytm- UPI Nil
Book Now Pay Later Bank Name Transaction Charges ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) 3.5 % + Applicable Taxes
Bharat QR Bank Name Transaction Charges Bharat QR (Powered by Atom) 1.0 % + Applicable Taxes
Bank Transaction Charges on IRCTC Mobile App
Wallet Bank Name Transaction Charges Ola Money 1.30 % of net Amt. + GST as applicable Airtel Money 1.8 % of net Amt. + GST as applicable JIO Money 1.30 % of net Amt. + GST as applicable Mobikwik Wallet M 1.80 % of net Amt. + GST as applicable PAYTM Wallet 1.8 % of net Amt. + GST as applicable
Multiple Payment Provider Bank Name Transaction Charges NIL, for UPI Transaction Credit & Debit cards/Net Banking/UPI NIL, for all Rupay Debit Cards 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ (Powered by Razorpay) 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions NIL, for UPI Transaction Credit & Debit cards/UPI/Wallet NIL, for all Rupay Debit Cards 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ (Powered by PhonePe) 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all Domestic Credit Cards 1.8 % + Applicable Taxes, for E-wallet transactions NIL, for all Rupay Debit Cards Credit & Debit cards/Net Banking/Wallet 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ (Powered by PayU Money) 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8% + Applicable Taxes, for E-wallet transactions NIL, for UPI Transaction Credit & Debit cards/Net Banking/Wallet/UPI NIL, for all Rupay Debit Cards (Powered by Paytm) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for E-wallet transactions NIL, for all Rupay Debit Cards Credit & Debit cards/Net Banking/Wallet 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ (Powered by Zaakpay) 2000 0.9% + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for E-wallet transactions NIL, for UPI Transaction Credit & Debit cards/Net Banking /IMudra NIL, for all Rupay Debit Cards /Autopay/UPI (Powered by IRCTC) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.8 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for all Autopay Transactions ₹ 10 + Applicable Taxes, for iMudra Transactions NIL, for UPI Transaction Credit & Debit cards/Net Banking/Wallet/ UPI NIL, for all Rupay Debit Cards (Powered by AIRPAY) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 3.5 % + Applicable Taxes, for all International Cards 1.8% + Applicable Taxes, for Other options NIL, for UPI Transaction Credit & Debit cards / Net Banking / Wallet / NIL, for all Rupay Debit Cards UPI (Powered by IndusInd) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards ₹ 10 + Applicable Taxes, for Netbanking transactions 1.8 % + Applicable Taxes, for E-wallet transactions Credit & Debit cards / Net Banking / Wallet / 1.0 % + Applicable Taxes, for all Domestic Credit Cards UPI (Powered by HDFC) NIL, for all Debit Cards
UPI Bank Name Transaction Charges UPI (Powered By PayTM) NIL
PG Bank Name Transaction Charges NIL, for all Rupay Debit Cards ICICI PG (Visa/Master Card) 0.4 % + Applicable Taxes, for Other Domestic Debit Cards up to ₹ 2000 0.9 % + Applicable Taxes, for Other Domestic Debit Cards more than ₹ 2000 1.0 % + Applicable Taxes, for all domestic Credit Cards American Express PG 1.8 % of Transaction Amt. + Applicable Taxes
Book Now Pay Later Bank Name Transaction Charges ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) 3.5 % + Applicable Taxes 16-Jul-2021