DOCSLIB.ORG

State Farm® Car Policy Booklet

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
State Farm® Car Policy Booklet Please read the policy carefully. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. (See “INSURED’S DUTIES” in this policy booklet.) State Farm® Car Policy Booklet Maine Policy Form 9819B MktReg - ME DC – 2019 Produced pursuant to data call from Maine Bureau of Insurance regarding automobile insurance dated July 30, 2019 and homeowners insurance dated August 7, 2019 MEDC201900000001PROD CONTENTS THIS POLICY .............................................. 3 Supplementary Payments – Comprehensive Coverage and Collision DEFINITIONS .............................................. 4 Coverage .................................................... 22 Limits and Loss Settlement – LIABILITY COVERAGE ........................... 6 Comprehensive Coverage and Collision Additional Definition .................................. 6 Coverage .................................................... 22 Insuring Agreement ..................................... 6 Limits – Car Rental and Travel Expenses Coverage .................................................... 24 Supplementary Payments ............................ 7 Nonduplication .......................................... 24 Limits .......................................................... 7 Exclusions ................................................. 24 Nonduplication ............................................ 8 If Other Physical Damage Coverage or Exclusions ................................................... 8 Similar Coverage Applies .......................... 26 If Other Liability Coverage Applies ............ 9 Financed Vehicle ....................................... 27 Required Out-of-State Liability Coverage .. 10 Our Payment Options ............................... 27 Financial Responsibility Certification ....... 10 Maine Rental Vehicle Coverage ................ 27 MEDICAL PAYMENTS COVERAGE .... 11 DEATH, DISMEMBERMENT AND Additional Definitions ............................... 11 LOSS OF SIGHT COVERAGE ................ 28 Insuring Agreement ................................... 11 Additional Definition ................................ 28 Determining Medical Expenses ................ 12 Insuring Agreement ................................... 28 Limit .......................................................... 12 Benefit ....................................................... 29 Nonduplication .......................................... 12 Exclusions – Death, Dismemberment and Exclusions ................................................. 12 Loss of Sight Coverage and Loss of If Other Medical Payments Coverage or Earnings Coverage ..................................... 30 Similar Vehicle Insurance Applies ............ 13 Our Payment Options– Death, Dismember- Our Payment Options ................................ 15 ment and Loss of Sight Coverage and Loss of Earnings Coverage ......................... 31 UNINSURED MOTOR VEHICLE COVERAGE ............................................... 15 LOSS OF EARNINGS COVERAGE........ 29 Additional Definitions ............................... 29 Additional Definitions ............................... 15 Insuring Agreement ................................... 30 Insuring Agreement ................................... 16 Limit .......................................................... 30 Consent to Settlement ............................... 16 Exclusions – Death, Dismemberment and Deciding Fault and Amount ...................... 16 Loss of Sight Coverage and Loss of Limits ........................................................ 17 Earnings Coverage ...................................... 30 Nonduplication .......................................... 17 Our Payment Options – Death, Dismember- Exclusions ................................................. 17 ment and Loss of Sight Coverage and Loss If Other Uninsured Motor Vehicle of Earnings Coverage ................................. 31 Coverage Applies ...................................... 18 INSURED’S DUTIES ................................. 31 Our Payment Options ................................ 19 Notice to Us of an Accident or Loss .......... 31 PHYSICAL DAMAGE COVERAGES .... 19 Notice to Us of a Claim or Lawsuit ........... 31 Additional Definitions ............................... 19 Insured’s Duty to Cooperate With Us ........ 31 Insuring Agreements ................................. 20 Questioning Under Oath ............................ 32 2 9819B MktReg - ME DC – 2019 Produced pursuant to data call from Maine Bureau of Insurance regarding automobile insurance dated July 30, 2019 and homeowners insurance dated August 7, 2019 MEDC201900000002PROD Other Duties Under the Physical Changes to This Policy .............................. 35 Damage Coverages .................................... 32 Premium .................................................... 35 Other Duties Under Medical Payments Renewal ..................................................... 36 Coverage, Uninsured Motor Vehicle Nonrenewal ............................................... 36 Coverage, Death, Dismemberment and Cancellation ............................................... 36 Loss of Sight Coverage, and Loss of Earnings Coverage .................................... 32 Assignment ................................................ 37 Bankruptcy or Insolvency of the Insured .. 37 GENERAL TERMS ................................... 33 Concealment or Fraud ............................... 37 When Coverage Applies ............................ 33 Our Right to Recover Our Payments ......... 37 Where Coverage Applies ........................... 33 Legal Action Against Us ............................ 38 Limited Coverage in Mexico .................... 33 Choice of Law ........................................... 39 Newly Owned or Newly Leased Car ......... 34 Severability................................................ 39 THIS POLICY 1. This policy consists of: Page, in reliance on the following a. the most recently issued Declarations statements: Page; (1) The named insured shown on the b. the policy booklet version shown on Declarations Page is the sole own- that Declarations Page; and er of your car. c. any endorsements that apply, including (2) Neither you nor any member of those listed on that Declarations Page your household has, within the as well as those issued in connection past three years, had either: with any subsequent renewal of this policy. (a) a license to drive; or 2. This policy contains all of the agreements (b) a vehicle registration between all named insureds who are suspended, revoked, or refused. shown on the Declarations Page and all applicants and: (3) Your car is used for pleasure and a. us; and business. b. any of our agents. 4. All named insureds shown on the Declara- tions Page and all applicants agree by ac- 3. We agree to provide insurance according to ceptance of this policy that: the terms of this policy: a. based on payment of premium for the a. the statements in 3.b. above are made coverages chosen; and by such named insured or applicant and are true; and b. unless otherwise stated in “EXCEP- TIONS, POLICY BOOKLET, & EN- b. we provide this insurance on the basis DORSEMENTS” on the Declarations those statements are true. 3 9819B MktReg - ME DC – 2019 Produced pursuant to data call from Maine Bureau of Insurance regarding automobile insurance dated July 30, 2019 and homeowners insurance dated August 7, 2019 MEDC201900000003PROD 5. Your purchase of this policy may allow: non-insurance products or services, to a. you to purchase or obtain certain cover- vary. Such other products or services ages, coverage options, coverage de- must be provided by the State Farm ductibles, coverage limits, or coverage Companies or by an organization that terms on other products from the State has entered into an agreement or con- Farm Companies, subject to their ap- tract with the State Farm Companies. plicable eligibility rules; or The State Farm Companies do not warrant the merchantability, fitness, or b. the premium or price for other products quality of any product or service of- or services purchased by you, including fered or provided by that organization. DEFINITIONS We define certain words and phrases below for 2. the end of the 14th calendar day imme- use throughout the policy. Each coverage in- diately following the date the car is de- cludes additional definitions only for use with livered to you. that coverage. These definitions apply to the If a newly acquired car is not otherwise af- singular, plural, possessive, and any other form forded comprehensive coverage or collision of these words and phrases. Defined words coverage by this or any other policy, then this and phrases are printed in boldface italics. policy will provide Comprehensive Coverage Bodily Injury means bodily injury to a person or Collision Coverage for that newly acquired and sickness, disease, or death that results from car, subject to a deductible of $500. Any cov- it. erage provided as a result of this paragraph Car means a land motor vehicle with four or will apply only until the end of the 5th calen- more wheels, designed for use primarily on dar day immediately following the date the public roads. Car does not include: newly acquired car is delivered to you. 1. Any vehicle while located for use as a Non-Owned Car means a car that is in the dwelling or other premises; or lawful possession of you or any resident rela- tive and that neither: 2. A truck-tractor designed to pull any type of trailer. 1. is owned by: Car Business
Load more

Recommended publications
  • Jim Stanton Leon Feazell Charles Bolcom
    Jim Stanton Leon Feazell Charles Bolcom www.cooperscully.com © 2017 This paper and/or presentation provides information on general legal issues. It is not intended to provide advice on any specific legal matter or factual situation, and should not be construed as defining Cooper and Scully, P.C.'s position in a particular situation. Each case must be evaluated on its own facts. This information is not intended to create, and receipt of it does not constitute, an attorney-client relationship. Readers should not act on this information without receiving professional legal counsel. Terminology MCS - 90: “Endorsement For Motor Carrier Policies of Insurance For Public Liability Under Sections 29 and 30 of the Motor Carrier Act of 1980“ 49 C.F.R. §§ 387.7, 387.15 Statute and Regulations do not specifically reference “MCS - 90" Form created by the regulatory agency Formerly - ICC Abolished 1996 Now – FMCSA (Federal Motor Carrier Safety Administration) Part of D.O.T Terminology MCA - The Statute: Federal Motor Carrier Act of 1980 49 U.S.C. § 10101 et seq. FMCSR - The Regulations: Federal Motor Carrier Safety Regulations 49 C.F.R. Parts 300-399 Online: www.fmcsa.dot.gov/regulations Under Authority Secretary of Transportation, to provide requirements for operations and equipment of motor vehicles 49 U.S.C. § 14102 (a)(4) Purposes of MCS-90 Reasons MCA Enacted: Deregulate trucking industry Address abuses regarding public safety MCS - 90 Purpose: Assure vehicles, including leased, covered by authorized carrier’s insurance Mandate that carriers assume responsibility for vehicles, including leased. 49 C.F.R. §387.1 Mandate that insurance applies to vehicles, including leased, not on the policy.
    [Show full text]
  • Kastning V. State Farm – Minnesota Court of Appeals
    STATE OF MINNESOTA IN COURT OF APPEALS A12-0584 Bruce Kastning, et al., Appellants, vs. State Farm Insurance Companies, Respondent. Filed September 24, 2012 Affirmed Hooten, Judge Hon. Douglas L. Richards Faribault County District Court File No. 22-CV-11-182 Jason D. Pederson, Fuller, Wallner, Cayko & Pederson, Ltd., Bemidji, Minnesota (for appellants) Gregory E. Kuderer, Fairmont, Minnesota; and Kay N. Hunt, Lommen Abdo Cole King Stageberg PA, Minneapolis, Minnesota (for respondent) Considered and decided by Worke, Presiding Judge; Hooten, Judge; and Collins, Judge.* S Y L L A B U S An uninsured farm tractor is not a “motor vehicle” for purposes of the Minnesota No-Fault Automobile Insurance Act, Minn. Stat. §§ 65B.41-.71 (2010), because a farm tractor is neither subject to registration under chapter 168 of the Minnesota Statutes nor designed “for use primarily upon public roads, highways or streets.” Neither is an * Retired judge of the district court, serving as judge of the Minnesota Court of Appeals by appointment pursuant to Minn. Const. art. VI, § 10. uninsured farm tractor a “motor vehicle” under the uninsured motorist coverage of an insurance policy that defines “motor vehicle,” in part, as subject to registration under chapter 168 of the Minnesota Statutes and “designed for use on public highways.” O P I N I O N HOOTEN, Judge Appellants challenge the district court’s summary-judgment dismissal of their claim for uninsured motorist coverage under a policy issued by respondent, arguing that the farm tractor with which they collided was an uninsured “motor vehicle” within the meaning of their policy and, alternatively, that they are entitled to coverage under the reasonable-expectations doctrine.
    [Show full text]
  • (State Farm Mutual Automobile Insurance Company, Appellant) V
    Page 1 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY et al. (State Farm Mutual Automobile Insurance Company, Appellant) v. ILLINOIS FARMERS INSURANCE COMPANY et al., Appellees. Docket No. 103816. SUPREME COURT OF ILLINOIS 226 Ill. 2d 395; 875 N.E.2d 1096; 2007 Ill. LEXIS 1156; 314 Ill. Dec. 809 September 20, 2007, Opinion Filed PRIOR HISTORY: Appeal from the Appellate Court step-down provisions in appellee's policies were contrary for the First District. to Illinois public policy and were void. The appellate State Farm Mut. Auto. Ins. Co. v. Ill. Farmers Ins. Co., court reversed that holding, finding the step-down 368 Ill. App. 3d 914, 858 N.E.2d 519, 2006 Ill. App. provisions were not contrary to Illinois public policy and LEXIS 995, 306 Ill. Dec. 722 (Ill. App. Ct. 1st Dist., were enforceable. The court, after implementing the 2006) various rules of statutory construction, held that nothing in the statutory pronouncements of the Illinois CASE SUMMARY: Legislature prohibited appellee's step-downs since appellee's policies provided coverage to the named insured and permissive users of the named insured's PROCEDURAL POSTURE: Appellant insurer was vehicle in the mandatory minimum amounts. granted leave to appeal the judgment of the appellate court (Illinois), which reversed a trial court order granting OUTCOME: The court affirmed, in part, the judgment it partial summary judgment and held that appellee of the appellate court upholding the validity of the insurer's step-down provisions were not contrary to step-down provisions contained in appellee's policies. public policy and were enforceable.
    [Show full text]
  • Jim Umpleby Elected As Caterpillar's Next
    News October 17, 2016 Caterpillar contact: Rachel Potts Global Government & Corporate Affairs Office: 309-675-6892 Mobile: 309-573-3444 [email protected] FOR IMMEDIATE RELEASE Caterpillar Chairman and CEO Doug Oberhelman Elects to Retire in 2017; Jim Umpleby Elected as Caterpillar’s Next CEO; Dave Calhoun to Become Non-Executive Chairman of the Board PEORIA, Ill. – After more than 41 years with Caterpillar Inc. (NYSE: CAT), Chairman and CEO Doug Oberhelman has elected to retire, effective March 31, 2017. During his time as Chairman and CEO, Oberhelman has reinvigorated the company’s focus on serving customers while also driving a culture of quality and safety. Oberhelman led the company to its highest sales and revenues peak in its 91-year history in 2012, and, since that time, has successfully led the company through the unprecedented downturn affecting our key industries. During Oberhelman’s tenure: • Product quality levels have reached historically high levels. • Market position for machines has significantly increased. • New Lean Management processes have simplified and sped production capabilities, improving product availability for dealers and customers. • The company has increased its quarterly dividend by 83 percent since 2010. • The balance sheet is strong, and at the end of the second quarter of 2016, Caterpillar’s Machinery Energy & Transportation debt-to-capital ratio was 39.0 percent, with $6.764 billion in cash as of June 30, 2016. (more) -2- • Global safety metrics for employees have dramatically improved, with the Recordable Injury Frequency improving each year. • Caterpillar has been granted nearly 7,300 patents worldwide. • The company dramatically expanded its commitment to lower owning and operating costs for customers by connecting new and existing equipment through digital technology and data analytics.
    [Show full text]
  • October 12, 2004 CV 03 6793 Hartman V. Stat
    IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI HARRY HARTMAN and PAMELA ) HARTMAN, individuals, as individuals ) and assignees of Jon Graf’s rights set forth ) CASE NO. CV-03-06793 in Assignment Dated December, 2001, ) ) MEMORANDUM OPINION Plaintiffs, ) AND ORDER IN RE: ) DEFENDANT’S MOTION vs. ) FOR SUMMARY JUDGMENT ) STATE FARM FIRE AND CASUALTY ) COMPANY, a foreign corporation doing ) business in the State of Idaho, ) ) Defendants. ) ) Plaintiffs pursued claims against an insurer pursuant to an assignment of rights from its insured. Upon refusal to make payment, Plaintiffs filed the instant case against the insurer. Defendant moved for Summary Judgment. Motion denied. Joseph Jarzabek, ELSAESSER JARZABEK ANDERSON MARKS ELLIOTT & McHUGH, attorneys for Plaintiffs. James D. LaRue, Jeffrey A. Thomson, and Jon M. Bauman, ELAM & BURKE, attorneys for Defendants. MEMORANDUM OPINION AND ORDER IN RE: SUMMARY JUDGMENT: 1 I FACTUAL AND PROCEDURAL BACKGROUND A. Underlying Lawsuit In order to understand this case, it is necessary to review the underlying facts and an underlying case based upon those facts. Harry and Pamela Hartman (“Hartmans”) are the parents of Ty Hartman. On November 8, 1998, Ty disappeared after spending the evening with friends near Bonners Ferry. About a month later on December 9, 1998, Hartmans filed a wrongful death lawsuit in Boundary County against the three friends and their parents. One of those friends was Jon Graf.1 Eventually, the defendants in that lawsuit led police to the charred remains of Ty. They admitted that Ty had died early on the morning of November 9, 1998, and that some of them had burned his body.
    [Show full text]
  • Edward B. Rust Jr
    Edward B. Rust Jr. Chairman of the Executive Committee U.S. Chamber of Commerce Board of Directors Chairman and Chief Executive Officer State Farm Mutual Edward B. Rust Jr., chairman of the executive committee of the U.S. Chamber board of directors and chief executive officer of State Farm Mutual and its principal affiliates, is nationally recognized as a leader of business community efforts to improve the quality of education in the United States. He is a member of Business Roundtable and The Financial Services Roundtable and co-chairman of the Business Coalition for Student Achievement. He serves on the boards of America’s Promise Alliance and the James B. Hunt, Jr., Institute for Educational Leadership. In addition, he is a member of the boards of directors of Caterpillar Inc., Helmerich & Payne, Inc., and McGraw-Hill Companies. Currently, he serves as a trustee of The Conference Board, the Committee for Economic Development, and Illinois Wesleyan University. Rust is former chairman of the Business-Higher Education Forum and Business Roundtable’s Education Initiative. He served on the National (Glenn) Commission on Mathematics and Science Teaching for the 21st Century and on the No Child Left Behind Commission. He was co-chair of Business Roundtable for more than seven years. He is also past chairman of the American Enterprise Institute, The Financial Services Roundtable, the National Alliance of Business, and the Insurance Institute for Highway Safety. A graduate of Illinois Wesleyan, Rust has a Juris Doctor degree and a master’s of business from Southern Methodist University. He joined State Farm in 1975 at the company’s Dallas, Texas, regional office.
    [Show full text]
  • Amicus Brief in Michael E. Cullen V. State Farm Mutual Automobile
    No. 2012-0535 In the Supreme Court of Ohio MICHAEL E. CULLEN, : Case No. 2012-0535 Plaintiff/Appellee, vs. STATE FARM MUTUAL AUTOMOBILE : On Appeal from the Cuyahoga County INSURANCE COMPANY, : Court of Appeals, Eighth Appellate District Case No. CA-10-095925 Defendant/Appellant. BRIEF OF AMICUS CURIAE AMERICAN FINANCIAL SERVICES ASSOCIATION IN SUPPORT OF APPELLANT W. Craig Bashein (0034591) Stephen J. Butler (0010401) Terminal Tower, 35th Floor THOMPSON HINE LLP 50 Public Square 312 Walnut Street, 14th Floor Cleveland, Ohio 44113-2216 Cincinnati, Ohio 45202-4029 Telephone: (216) 771-3239 Telephone: (513) 352-6587 Facsimile: (216) 781-5876 Facsimile: (513) 241-4771 E-mail: [email protected] E-mail: Steve.Butler(crThompsonHine.com Paul W. Flowers (0046625) Terminal Tower, 35th Floor Jan T. Chilton (pro hac vice motion pending) 50 Public Square SEVERSON & WERSON, Cleveland, Ohio 44113 A Professional Corporation Telephone: (216) 344-9393 One Embarcadero Center, 26th Floor Facsimile: (216) 344-9395 San Francisco, California 94111 E-mail: [email protected] Telephone: (415) 398-3344 Facsimile: (415) 956-0439 Attorneys for Plaintiff & Appellee E-mail: itcgseverson.com Michael E. Cullen Attorneys for Amicus Curiae American Financial Services Association FaUU 17 (U1ti 10573.0019/2310496.2 CLtftlt +Ji- COURT SUi'REF C®URT ®F ®HI® Mark A. Johnson, Counsel of Record (0030768) Joseph E. Ezzie (0075446) Robert J. Tucker (0082205) BAKER & HOSTETLER LLP 65 East State Street, Suite 2100 Columbus, Ohio 43215-4260 Telephone: (614) 228-1541 Facsimile: (614) 462-2616 E-mail: [email protected] E-mail: [email protected] E-mail: [email protected] Michael K. Farrell (0040941) BAKER & HOSTETLER LLP 3200 PNC Center 1900 East Ninth Street Cleveland, Ohio 44114-3485 Telephone: (216) 621-0200 Facsimile: (216) 696-0740 E-mail: [email protected] Attorneys for Defendant & Appellant State Farm Mutual Automobile Insurance Company 10573.0019/2310496.2 TABLE OF CONTENTS Page 1.
    [Show full text]
  • Allstate Insurance Company V. State Farm Mutual Insurance Company No
    Allstate Insurance Company v. State Farm Mutual Insurance Company No. 43, Sept. Term, 2000 Insurance company suffers actual prejudice from non-cooperation of insured when, as a result of non-cooperation, insurer is precluded from offering evidence that would generate legitimate jury issue as to liability or damages. Circuit Court for Prince George’s County Case Nos. CAL97-13899 and CAL97-14441 IN THE COURT OF APPEALS OF MARYLAND No. 43 September Term, 2000 ______________________________________ ALLSTATE INSURANCE COMPANY v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, et al. ______________________________________ Bell, C.J. Eldridge Raker Wilner Cathell Harrell Rodowsky, Lawrence F. (retired, specially assigned), JJ. ______________________________________ Opinion by Wilner, J. ______________________________________ Filed: March 5, 2001 It is common, indeed universal, for automobile insurance policies to contain clauses that require an insured who is involved in an accident to cooperate with the company in the investigation and resolution of any claim made against the insured. In the case at bar, the policy, issued by petitioner State Farm Insurance Company to Latricia Kirby, required Ms. Kirby, among other things, to “cooperate with us and, when asked, assist us in: a. making settlements; b. securing and giving evidence; [and] c. attending and getting witnesses to attend hearings and trials.” Kirby was involved in an automobile accident and, eventually, two claims were made against her. Although she initially cooperated with the insurer, her cooperation was short-lived. As a direct consequence of her subsequent lack of cooperation, State Farm was precluded from defending the claims, and a judgment in the amount of $150,000 was entered against Kirby.
    [Show full text]
  • In the Supreme Court of California
    Filed 8/1/13 IN THE SUPREME COURT OF CALIFORNIA YANTING ZHANG, ) ) Petitioner, ) ) S178542 v. ) ) Ct.App. 4/2 E047207 THE SUPERIOR COURT OF ) SAN BERNARDINO COUNTY, ) ) San Bernardino County Respondent; ) Super. Ct. No. CIVVS701287 ) CALIFORNIA CAPITAL INSURANCE ) COMPANY, ) ) Real Party in Interest. ) ____________________________________) This case arises at the intersection of the Unfair Competition Law (UCL; Bus. & Prof. Code, § 17200 et seq.) and the Unfair Insurance Practices Act (UIPA; Ins. Code, § 790 et seq.). The question is whether insurance practices that violate the UIPA can support a UCL action. In Moradi-Shalal v. Fireman’s Fund Ins. Companies (1988) 46 Cal.3d 287, 304 (Moradi-Shalal) we held that when the Legislature enacted the UIPA, it did not intend to create a private cause of action for commission of the various unfair practices listed in Insurance Code section 790.03, subdivision (h).1 In the wake of Moradi-Shalal, a split has developed in 1 Further unspecified statutory references are to the Insurance Code. Section 790.03, subdivision (h) will be designated “section 790.03(h).” 1 the Courts of Appeal regarding the viability of UCL claims based on insurer conduct covered by section 790.03. We hold that Moradi-Shalal does not preclude first party UCL actions based on grounds independent from section 790.03, even when the insurer’s conduct also violates section 790.03.2 We have made it clear that while a plaintiff may not use the UCL to “plead around” an absolute bar to relief, the UIPA does not immunize insurers from UCL liability for conduct that violates other laws in addition to the UIPA.
    [Show full text]
  • MSF Safety Course Benefits
    MSF Safety Course Benefits Successful completion of an MSF Safety Course can lower motorcycle insurance rates and provide additional discounts at select retailers. Be sure to keep your course completion card handy to provide as proof of completion. Here are a list of some of benefits offered: INSURANCE DISCOUNTS ● Geico: 10% discount for completing a Motorcycle Safety Foundation or Military Safety Course. http://www.geico.com/information/discounts/motorcycle-insurance-discounts/ ● Utica National Insurance Group: 10% Motorcycle Safety Course http://www.uticanational.com/insurance/personal-insurance/motorcycle.aspx ● Allstate: Save 5% if you’ve voluntarily passed a Motorcycle Safe Driving in the past 36 months. http://www.allstate.com/motorcycle-insurance/discounts.aspx ● Progressive: Completing an approved safety course could earn you a discount http://www.progressive.com/motorcycle/discounts/ ● Nationwide Insurance: 5 % discount after completing an approved safety course. http://www.nationwide.com/motorcycle-insurance-discounts.jsp ● esurance: discount after completing safety course. http://www.esurance.com/motorcycle-insurance ● Farmers Insurance: discount for completing safety course. http://www.farmers.com/motorcycle/discounts/ ● State Farm Insurance: 5% discount after completing Defensive Driving Course. http://motorcycleinsurancereviews.net/state-farm-motorcycle-insurance-review.html ● Dairyland Cycle Insurance: Motorcycle Safety Course completion. https://www.dairylandinsurance.com/motorcycle-insurance-discounts RETAIL DISCOUNTS ● Aerostich Clothing- 10 % discount for MSF instructors http://www.aerostich.com/pricing-discounts ● Cycle Gear: 15% discount on your first purchase by showing your MSF Course Completion card. http://www.cyclegear.com/msfdiscount DEALERS DISCOUNTS Riders of Kawasaki (ROK) - $50 Kawasaki gift certificate for completion of Motorcycle Safety Foundation (MSF) skills class.
    [Show full text]
  • State Farm Insurance Companies Mortgageee Notification, Billing and Payment Implementation Guide
    State Farm Insurance Companies Mortgageee Notification, Billing and Payment Implementation Guide Electronic Data Interchange Transaction Set Implementation Guide 811/820 State Farm Insurance Companies Mortgagee Notification, Billing and Payment ANSI ASC X12 Mortgagee Notification, Billing and Payment Version 004010 Implementation Guide Version 2.5 April 2009 1 April 2009 State Farm Insurance Companies Mortgageee Notification, Billing and Payment Implementation Guide 1 PURPOSE AND BUSINESS OVERVIEW ....................................................................................................... 8 1.1 DOCUMENT PURPOSE .......................................................................................................................................... 8 1.2 VERSION AND RELEASE .................................................................................................................................. 8 1.3 BUSINESS DEFINITION AND USAGE ................................................................................................................. 8 1.4 CONTACT INFORMATION ................................................................................................................................ 8 2 DATA OVERVIEW ............................................................................................................................................ 9 2.1 OVERALL DATA ARCHITECTURE .................................................................................................................... 9 2.1.1 The Mortgagee
    [Show full text]
  • State Farm Mutual Automobile Insurance Company, Its Affiliates and Subsidiaries One State Farm Plaza Bloomington, IL 61710-0001
    State Farm Mutual Automobile Insurance Company, its affiliates and subsidiaries One State Farm Plaza Bloomington, IL 61710-0001 August xx, 2019 Name Address City, State Zip RE: Incident Number: ISRR 07086207-2019 Dear Name, Notice of Data Breach Your privacy is important to State Farm®, which is why we are writing to let you know about an information security incident that involves your personal information. What Happened State Farm recently detected an information security incident in which a bad actor used a list of user IDs and passwords obtained from some other source, like the dark web, to attempt access to State Farm online accounts. During our investigation, we determined that the bad actor possessed the user ID and password for your State Farm online account. What Information Was Involved During the attempted access, the bad actor received confirmation of a valid user name and password for your account. No sensitive personal information was viewable. After a review of your online account, we have also confirmed that no fraudulent activity occurred. What We Are Doing To defend against the attack, we reset your password in an effort to prevent additional attempts by the bad actor. What You Can Do We encourage you to change the password on your statefarm.com account as soon as possible to a new and unique password. If you use the same password for other online accounts, reset those, too. While it is often easier to return to a previous password that is easy to remember, a bad actor may have already obtained your user ID and password and may use it to access your online accounts with State Farm or other companies.
    [Show full text]