RETAIL Surviving ‘Retail Armaggedon’ Tennessee’s Dollar General looks to double its nearly 18,000 locations. P3

August 20–26, 2021 Vol. 47 | Issue 34 KNOXVILLE EDITION

www.TNLedger.com The power of information.

KNOX • ANDERSON • JEFFERSON • CAMPBELL • CUMBERLAND CLAIBORNE COCKE • GRAINGER • HAMBLEN • BLOUNT • LOUDON • MONROE • MORGAN • ROANE • SCOTT • SEVIER • UNION Ledger FORMERLY WESTVIEW SINCE 1978 Around the world & home to the Hall of Fame Catchings adds induction to gold medals, titles collected

Story by Hollie Deese begins on page X

ern Express, Inc, TENNESSEE TITANS Hampshire Insurance Company, Western Express, Inc, Def Atty(s): John W Barringer, 08/30/2010, 10C3341 October 8 - 14, 2010 Patricia McClarren vs Star Insurance Company, Westwood Church Of Christ, Law & GovernmentPltf(s): James T Collins, Def(s): Star Insurance Company, Westwood Church Of Christ, Def Rookie lineman PublicAtty(s): David John Deming, 08/30/2010, 10C3343 Pltf(s): James A Richard Dicaire vs Cbs Personnel Holdings Inc, Cbs Personnel Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark Investment LLC, Records Pltf Atty(s): n/a, Def(s): Cbs Personnel Holdings Inc, Cbs Personnel a moving target 08/26/2010, 10C3303 Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark James T Collins vs Rogers Group Inc, Investment LLC, Def Atty(s): Stephen B Morton, 08/26/2010, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010,inside 10C3308 & online James A Wells vs Jenco Construction Inc, Second-round pick from Wells, Pltf Atty(s): n/a, Def(s): JencoTNLedger.com Construction Inc,Pltf(s): Def Atty(s):Judy R Lawson, Jennifer S White, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, North Dakota State is MillennialPltf(s): Jessica Grimwood,Money Pltf Atty(s):...... n/a, Def(s): Intrepid USA 3 CommunityHealthcare Services, Calendar Def Atty(s): Clifford ...... Wilson, 08/27/2010, 4 impressing coaches with Judy R Lawson vs Nursing & Oneida, News PltfBriefs Atty(s): David ...... Harold Dunaway, Def(s): Nursing & Oneida, Def 8 Newsmakers versatility. Jordan Sanders ...... vs Dillons Welding Inc and Employers, 9 P12 Public NoticesPltf(s): Jordan Sanders, ...... Pltf Atty(s): Donald D6, Zuccarello, 7, 14–18 Def(s): Puzzles ...... 13 Page 2 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021

The ‘ultimate teammate’ honored by Hall of Fame By Rhiannon Potkey cool.” Catchings was part of the legendary “Meeks” at Tennessee amika Catchings was trans xed by the game on with teammates Semeka Randall and Chamique Holdsclaw. television. Randall’s relationship with Catchings began before As an eighth grader in Duncanville, Texas, they arrived in Knoxville as part of USA Basketball. Catching saw the Tennessee Lady Vols playing “Tamika is the ultimate teammate,’’ Randall says. for the rst time and was instantly inspired. “She just has a great She wanted to be coached by Pat Summitt. heart, which we “I said one day, Lord willing, if I ever get good all know, and is a enough, I will play for her at the University of resilient young lady. Tennessee,” Catchings says. “I had the  e dream became a reality, setting the course for a pleasure of being Tlegendary career that will be honored Aug. 21 when Catchings surrounded by is inducted into the Women’s Basketball Hall of Fame in greatness. Tamika Knoxville. embodies that, and I am One of the greatest players in Tennessee history, so grateful I had the chance Catchings helped the Lady Vols go 134-10 to play with her.” with four SEC regular-season titles from Catchings motivated Randall on and o the court On the cover 1997-2001. During her freshman through her dedication and hard work. Randall year, Tennessee capped a 39-0 struggled with her grades in high school and had to In this 2017 AP file photo, season with an NCAA title. take the SAT seven times to gain admission to UT. Tamika Catchings poses for a Drafted No. 3 overall in “I promised myself when I got to college I would portrait inside Tea’s Me Cafe in In- 2001, Catchings had a 15- work my tail o . Tamika already had college credits dianapolis. The former Indiana Fever year career in the WNBA when she got to Tennessee and was going to graduate in star, whose family grew up enjoying with the Indiana Fever. CATCHINGS >> PAGE 10 tea as a household routine, had been She led the organization to going to the shop for years and came the WNBA title in 2012 to know the owners. When Catchings and was a 10-time all-star, heard Wayne and Stacey Ashford would ve-time defensive player be closing shop to start their next life of the year and 2011 chapter in Georgia, they decided Tami- WNBA most valuable ka taking over would be a rewarding player. option for everyone. Catchings represented Inset: Catchings during her time Team USA in the Olympics on the court playing for the and won four consecutive gold Lady Vols. medals from 2002-2016. Following her induction into the Naismith Memorial Basketball Hall of Fame earlier this year, Catchings will File photos/Tennessee Athletics/UTsports.com get another chance to be celebrated among the At top: Catchings’ was best of the best in the sport. a four-time All-America “It’s truly an honor to enter the Women’s Basketball Hall while playing for Coach of Fame,” adds Catchings, who is the general manager of Pat Summit. the Fever. “I de nitely remember going back as a pro and watching Pat and watching some of my other teammates and At left: Catchings wears coaches get inducted. To be alongside them now is really her 2008 Olympic gold medal, one of four she earned. AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 3

Let’s not go crazy  r e e t h i n g s before you buy cryptocurrency By Sara Rathner

Investing in cryptocurrency can be as easy as a few taps on your phone, and with crypto all over the news and coming up in conversations with friends,

Ledger it’s tempting to dive right in. However, depending on your nancial situation MILLENNIAL and appetite for investing risk, crypto The power of MONEY might not be an appropriate investment Photograph courtesy of Dollar General information. for you right now – or ever. While many of the nation’s top names in retail filed for bankruptcy in 2020, Tennessee-based “I am the biggest crypto hippie you’ll talk to in a very Published weekly by Dollar General continued its rapid expansion and move to new shopping concepts. Westview Newspaper, LLC long time,” says Tyrone Ross, CEO of Onramp Invest, a cryptoasset platform for registered investment advisers. 222 Second Ave. N. And yet, he cautions against it. “I don’t think the general Nashville, TN 37201 (615) 254-5522 public should be investing in crypto.” TN’s Dollar General FAX: (615) 254-5525 Picture your nances as an ice cream sundae, with Monday-Friday 9 a.m.-5 p.m crypto as the cherry on top. It makes up a small proportion of the overall sundae, and not everyone wants President & Chairman beats retail trends Peter Schutt one. And before you sh that cherry out of the jar, you Publisher & CEO need to assemble the rest of your dessert. By Tom Wood Eric Barnes In non-ice-cream terms, that means creating a strong Associate Publisher Top 10 & Executive Editor nancial foundation and learning everything you can Don’t blink! You might miss the grand Lyle Graves about crypto before you put any real money in. opening of another Dollar General store. As of Aug. 8, 2021, Dollar General [email protected] had 17,671 stores in 46 states. In Planning Editor 1. Put safeguards in place OK, that’s an exaggeration. But not by fiscal 2020, the company’s net Cindy Smith much. [email protected] First and foremost, you need to prepare for those times sales were approximately $33 In the 14 years since an investment Contributors when things don’t go as planned. billion. Chip Cirillo group purchased the family owned Sheila Burke Over the past year, workers who lost income because business and took it public again two States with the most Kathy Carlson of the pandemic had to tap into savings, take on debt or Hollie Deese years later, the Goodlettsville-based chain Dollar General stores Nancy Henderson enter into hardship programs to a ord their bills.  is has added nearly 10,000 stores to boast (as of February, 2021) Tim Ghianni time has been a stark reminder of the importance of Joe Morris having an emergency fund. more retail locations than any other 1. Texas 1626 Rhiannon Potkey company in the United States – quickly Tom Wood “When you’re young, you can feel like Superman or 2. Georgia 963 Offi ce Manager Superwoman, but when the bubble happens, you could closing on 18,000 stores in 46 states. Donna Gosnell And Dollar General’s aggressive 3. Florida 940 Art Director easily be out of a job for nine to 12 months,” says  eresa Mike Hopey Morrison, a nancial planner in Tucson, Arizona. “Don’t expansion plan shows no signs of slowing. 4. North Carolina 916 [email protected] underestimate systemic shocks to the market.”  e company plans to double the number 5. Ohio 903 Graphic Designer of locations, which mostly dot the Leigh Singleton Morrison recommends saving up six months of living 6. Tennessee 856 highways and byways of rural America. expenses if you’re single, or around three months if you Not even the 2020 COVID-19 7. Alabama 829 ADVERTISING share expenses with a working spouse or partner. But Advertising deadline stashing away even a few hundred dollars can be helpful pandemic, which negatively impacted 8. Pennsylvania 826 is Friday 5 p.m. Call 615.254-5522 or email when you’re faced with an unexpected expense. And if you much of the U.S. economy, could impede 9. Michigan 612 [email protected] have any high-interest debt, like credit card debt, paying the company’s growth. Nearly 500 stores for rates and information 10.Illinois 610 this down can further strengthen your nancial position. have been added since the end of scal Advertising Director 2020, with more on the way every day. Source: Statista Research Department Dianna Chambers Review your insurance coverage, too, because these “Dollar General has lots of smart people [email protected] policies can provide much-needed money during di cult The Ledger Business Manager times. Life insurance can be especially important if you that are making their forecasting decisions Pam Capshaw have dependents. and are thinking about the market sizing and that has become even more obvious [email protected] and the rationale behind the expansion,” Foreclosure Notice Director in the pandemic era of increased online Don Fancher 2. Save, invest for future says Kelly Goldsmith, a professor of shopping. [email protected] Once you have money set aside for emergencies, begin marketing at Vanderbilt University. Public Notice Director “People will not go out of their way Dianna Chambers thinking about your short-, medium- and long-term “I don’t think they would be making to get something in-person if they can [email protected] nancial goals. Retirement is, of course, a big thing to save these types of decisions if they didn’t have get it quickly online.  at certainly took Public Notice Department for, so contribute to retirement accounts (especially if you good insight into demographic trends. over in 2020,” says Bruce, the associate Teresa Mullally have access to a plan with an employer match). But set So, you know, di erent segments of the Sandy Youngblood director of UT’s Boyd Center for Business Laurie Beck MILLENNIAL >> PAGE 20 population are growing and others are & Economic Research. “And what I shrinking.” The Ledger is a general interest see happening with Dollar General newspaper covering business, DG o cials are tight-lipped about – and I see it happening even in my law and development throughout the company’s growth, communicating neighborhood – is that they are very well the Nashville and through quarterly scal reports or press Knoxville areas. aware of that. The Ledger’s releases, but Goldsmith and University “What we have to think about with predecessor, Westview, of Tennessee Haslam College of Business Dollar General is they’re seeing what was founded in 1978. professors Don Bruce and Paul Dittman Visit us online at happened and they’re lling an obvious www.TNLedger.com shared their insights into Dollar General’s niche.  ey’re lling a gap in the Follow us on Twitter past, present and future growth. marketplace,” Bruce adds. @TNLedger Bruce says “convenience really matters” DOLLAR GENERAL >> PAGE 4 in Dollar General’s selection of locations, shutterstock.com Page 4 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021

E. Lamar Alexander Parkway. 4-10 p.m. series continues with “Predator,” presented Calendar [email protected] Information: gsmballoonfest.com. by Cherokee Distributing Co. and Sierra Nevada Brewing Co. Moviegoers are invited TUESDAY, AUG. 24 FRIDAY, AUG. 20 will host a fundraiser on Market Street in to bring lawn chairs and blankets. Doors Sports Hall of Fame Friends of Literacy Luau downtown Knoxville. The free, outdoor, open at 7 p.m., and movies begin at dark. The Greater Knoxville Sports Hall of Fame, In the event of inclement weather, movies The group will hold its annual Hawai- family-friendly block party will feature established in 1982, celebrates sports and will be shown under a large tent at the Ijams ian-themed Literacy Luau and celebrate food, vendors, games, a rock-climbing serves as a signifi cant fundraiser for the Homesite, a short walk from the Visitor the Community Literacy Heroes with an wall, special children’s area, activities and Boys & Girls Clubs of the Tennessee Valley. Center. Meals, snacks and beverages will evening of food, music and dancing. Each more. Spectators will see “Over the Edge” Ten individuals will be inducted into the be available for purchase from food trucks ticket includes heavy hors d’oeuvres and participants rappel 16 stories down the side Hall of Fame for achievements in athletics, and the Ijams beer garden. No coolers or one glass of wine or beer. Proceeds benefi t of Trotter/ First Century Bank Building at media, coaching, sports administration outside alcohol is allowed. $10 per person the organization’s adult, child and family 625 Market Street in downtown Knoxville. and o ciating. Peyton Manning, former or $36 for a family four-pack. Space is literacy programs. 6-9 p.m. $75 per person; All proceeds from the event will benefi t sin- Tennessee and NFL quarterback, will be limited to 250 guests. Advance purchases $500 table of eight. Knoxville Botanical gle-mother families in need. 9 a.m.-2 p.m. the guest speaker. The 2021 class includes recommended. Dogs must be leashed at Garden and Arboretum, 2743 Wimpole Market Street, 625 Market Street, Knox- Heather Sumpter Blakemore (track & fi eld); all times. Guests will be asked to wear a Avenue, Knoxville. Information: friendsofl i- ville. Information: therestorationhouse.net Mike Caldwell (football); former UT assis- mask at check-in and in all common areas, teracy.org tant coach David Cutcli e (football); Mickey but may remove masks once seated on the Knox County Republican Party Dearstone (radio broadcaster); Donnie lawn. 2915 Island Home Avenue. Informa- Lincoln Day Dinner Graham (track & fi eld o cial); Chris Groer tion: Ijams.org. Additional dates: (tennis); Lee Guetterman (baseball); Carly The event is an annual fundraising event Pearson (para-athlete); Charlie Petrone Sept. 17: Wizard of Oz, for the Knox County Republican Party. (trainer); and Jay Wise (golf). 5:30-9 p.m. Fantasy/Musical – G The guest speaker will be Charlie Kirk, the $200 per ticket, $2,000 table of 10. Knox- founder and president of Turning Point Oct. 1: The Shining, Horror/Mystery – R ville Convention Center, 701 Henley Street, USA, a national student movement that Knoxville. Information: www.bgctnv.org AUG. 27, 29 identifi es , organizes and empowers young Tennessee Theatre Summer Movie Series people to promote the principles of free THURSDAY, AUG. 26 The summer movie series concludes at the markets and limited government. 7-9 GKHA Awards p.m. $100, general admission; $250, VIP; Tennessee Theatre with “The Goonies.’’ The Greater Knoxville Hospitality Associa- Each movie in the series includes a Friday $1,500, table of 10. Rothchild Catering and tion luncheon features the presentation of Conference Center, 8807 Kingston Pike, night showing at 8 p.m. and a Sunday mat- the annual PAULY Awards to hospitality/ inee at 3 p.m. Doors open one hour before Knoxville. Information: www.knoxcounty- tourism professionals, companies and indi- gop.com the movie start time at 7 p.m. and 2 p.m., Hot Air Balloon Festival viduals, plus presentation of scholarships respectively. Information: tennesseethe- SATURDAY, AUG. 21 The Great Smoky Mountains host pro- to students enrolled in hospitality/tourism/ atre.com Women’s Basketball Hall of Fame fessional balloonists who will light up the culinary at the University of Tennessee and Induction 2021 Tennessee evening sky with an unforget- Pellissippi State Community College. The TUESDAY, AUG. 31 table glow. A spectrum of hope, happiness annual luncheon celebrates the stars of the Fall Gardeners’ Festival The Women’s Basketball Hall of Fame will and color will cast over the breathtaking hospitality and tourism industry. 11:30 a.m.- induct its 22nd class. The Hall of Fame The University of Tennessee Institute of Ag- Smoky Mountain sunset like never before. 1:30 p.m. The Foundry on the Fair Site, 747 Class of 2021, Debbie Brock (veteran play- riculture is sponsoring the event at the UT The 2021 event will return to the Townsend World’s Fair Park Drive, Knoxville. Informa- er), Carol Callan (contributor), Swin Cash Plateau AgResearch and Education Center Visitors Center and will feature food trucks tion: www.gkhospitality.org (player), Tamika Catchings (player), Sue in Crossville. The public is invited to the free and various local vendors and child-friendly Donohoe (contributor), Lauren Jackson (in- event and welcome to participate in edu- activities like face painting and rock climb- Survivor Fitness Foundation’s Survivor ternational player) and Carol Sti (contrib- cational workshops, exhibits, Ask-the-Ex- ing. The night will end with a balloon glow Soirée utor), will be honored, along with the 2021 pert and wagon tours of the entire facility, from 8 to 9:30 p.m. Live entertainment, The event will honor cancer survivors in Trailblazers of the Game recipient, the 1980 including the Plateau Discovery Gardens, local crafters, food trucks are just a few of the community and raise awareness of the U.S. Women’s Olympic Basketball Team. one of three sites that together comprise the activities for guests. Tethered balloon importance of support for cancer survivors The honorees originally were set to be feted the Tennessee State Botanical Garden. rides will allow attendees to ride and bask post-treatment. Guests will enjoy a four- in 2020, but concerns about travel and the Pre-registration, while not required, can be in the picturesque scenery from the hot air course dinner prepared by Chefs Kendale novel coronavirus pandemic postponed found online. On-site registration begins balloons, weather permitting. Festival ad- Ball and Peter Glander, accompanied by the event for a year, so the 2020 inductees at 8 a.m. CDT with presentations begin- mission is $5 , and parking will be available wines from Ashe’s Wine & Spirits. The 2021 became the 2021 inductees. An auto- ning at 9 a.m. and concluding at 3 p.m. for purchase in advance at $25 or on-site honoree for the Knoxville event is Stacy graph session with the inductees will be Lunch will be available for purchase. The the day of the event. Tethered rides are Hillenbrand. Survivor Fitness has locations held earlier the same day at the Women’s Plateau AgResearch and Education Center now available at $25 per rider weather per- in Knoxville and Nashville. 6-9 p.m. $125 Basketball Hall of Fame, 11 a.m. Induction at is located o Highway 70N at 320 Exper- mitting. VIP packages are $150 per person. per person, $1,000 for table of eight. The 8 p.m. Tennessee Theatre, 604 Gay Street, iment Station Road in Crossville. Infor- This includes festival parking, VIP shaded, Brookside, 1221 N. Central Street, Knoxville. Knoxville. Information: www.wbhof.com/ mation: https://calendar.utk.edu/event/ premium tent seating, First Flight Tethered Information: survivorfi tness.org plan-your-experience/2021-induction-cer- fall_gardeners_festival_2021?utm_cam- Rides, dinner by CJ’s Tacos, Beer and emony/ FRIDAY, AUG. 27 paign=widget&utm_medium=widget&utm_ nonalcoholic beverage service, exclusive source=University+of+Tennessee%2C+- Ijams Movies Under the Stars Over the Edge Knox Block Party restrooms, and a commemorative festival Knoxville Ijams Nature Center and Central Cinema The Restoration House of East Tennessee T-shirt. Townsend Visitors Center, 7906

>> DOLLAR GENERAL From page 3 recession and the current pandemic rapidly bigger. It may be a demographic our plans and believe we are well- doesn’t seem to have a ected Dollar thing, I’m not sure. It could be the positioned to continue delivering long- “ ey nd a stretch of highway with General. younger people are more receptive to that term sustainable growth and value for our nothing else around and they make sure “I’ve read a number of articles about than older people. You would certainly shareholders.” they’re on the commuting route for a lot the retail apocalypse, that retail’s going to think the trend is to do more and more Owen doubled down on his projections of people who live around that area who die because of online. And COVID gave and more of that kind of shopping. It’s of retail growth, reminding one of are going to pass by their store every single it a jump-start in the sense of advancing obviously huge and growing. that Bachman-Turner Overdrive hit, day. 10 years in one year toward that goal,” “ at is Dollar General’s niche.  ey “You Ain’t Seen Nothing Yet” with his “I’ve seen them build two stores within Dittman says. are serving something else and apparently assessment. 2 miles of each other – within two years “Certainly, it is true that a lot of they’re very successful with it,” he adds. “We estimate there are now – that just happened to be on di erent retailers have died.  ere’s long list of During a May 27 conference call to approximately 13,000 additional small- sides of a rural highway. People are that retailers who have died. So the retail announce rst quarter nancial results box store opportunities in the continental interested in convenience, but they’re not apocalypse, I think, is real, but apparently for scal year 2021, Dollar General CEO U.S. which are available for a Dollar going to cross  ow of tra c to get into not for Dollar General.  eir customers Todd Vasos and COO Je Owen both General store,” Owen said in that the other one. must love to shop physically in stores, is expressed optimism about long-term May conference call. “ is compares “ ey’d rather go on down the road a all I can think of. growth. to our prior estimate of nearly 12,000 couple more miles.  ey’re going to pass “I’m not quite sure why. Maybe it’s the “Our rst quarter results exceeded our opportunities and is inclusive of our 2021 it anyway and just pull in on the right, market areas they serve,” Dittman adds. expectations, re ecting strong underlying new unit pipeline. easy on, easy o . Remember the old signs Dollar General’s locations are largely performance across the business, which we “Although these opportunities are for the gas station?  ey were marketing rural with customers that seem less likely believe was enhanced by the most recent available to all small-box retailers, as a the convenience factor.” to shop online. round of government stimulus payment. leader in small-box retail, combined with Dittman, the Haslam College of “I guess Dollar General is serving a large Given our rst quarter outperformance, our proven track record of new-unit Business assistant department head for group of people who want to buy that we are raising our nancial outlook for development and format innovation, we Supply Chain Management, says the way – want to physically walk in a store scal 2021,” said Vasos, who has led the believe we are well-positioned to capture a “retail apocalypse” of store closings and buy something,” Dittman says. company since 2015. experienced during both the 2008 “Obviously, that’s huge and getting “Looking ahead, we are excited about DOLLAR GENERAL >> PAGE 10 AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 5

Money&MarketsExtra FROM THE ASSOCIATED PRESS Dr. Stephen Hahn had been Food and venture rm Flagship Pioneering, Hahn independently by the scienti c experts important role, because its decisions The FDA Drug Administration commissioner for spoke to The Associated Press about at the agency. are life and death ones for Americans, just seven weeks when COVID-19 was the importance of shielding the FDA Now, everybody reads the papers, and because it’s considered the gold must stay declared a public health emergency. from political inuence. everybody understands the pressures standard around the world, I believe A political newcomer, Hahn was What is the FDA commissioner’s role of an election year. So you can’t 100% there has to be some mechanism in plunged into a period of unprecedent- in managing outside pressure? protect, but you want your folks to be place for independent scienti c independent ed turmoil at FDA, which was responsi- The creed by which FDA lives is able to do the job they’re there for decision-making. I’m sure there are ble for reviewing and authorizing tests, “science and data.” But it’s a matter which is to protect and promote different ways to do that. drugs and vaccines to ght the of fact that in Washington we’re in American health based upon science How might that work? pandemic. His boss, President a political world. So I thought of and data. One thing I feel very proud You can imagine a situation where Donald Trump, pressured and Insider the commissioner’s job as about is that every decision the the agency has political appointees as even threatened the FDA to setting the agency’s direction agency made was based upon the its head but — like the Federal speed up the process. Q&A and priorities and to help best data available and that the career Reserve — there’s an independent But last fall, Hahn openly By Matthew shape decisions around those scientists made those decisions. board that provides oversight. So I de ed the White House by Perrone priorities. But also to protect the What could be done to better protect think there are ways of doing it. I publishing strict testing agency from outside political forces. FDA? believe last year really taught us the guidelines for upcoming COVID-19 We’ve certainly had many of them I believe we should take a very hard lesson about the importance of vaccines. Those requirements in the last couple of years — not just look at putting in place a structure for scienti c independence. Sometimes Dr. Stephen Hahn effectively closed the door on Trump’s in the U.S. — but across the globe. an independent FDA. Now, let me give that’s really dif cult in a fast-moving goal of delivering a vaccine before Former Commissioner But I really did see my role as doing one caveat: I do not believe that any public health emergency coupled with Election Day. Food and Drug Administration the absolute best I could to make federal agency is above oversight. But a political environment such as it was. Now an executive with biotech sure that decisions were made because the FDA has such an

$20K+ to expand your family? How to pay for adoption Wireless Cashless By Chanell Alexander agency, you’ll typically receive a list of media, so a lot of our friends, church & NerdWallet costs before applying, says Blake members, other family members Sarah Bailey’s adoption Jones, an adoptive parent, certi ed donated to that,” says Johnson, who Vax apps get shot in arm experience began in 2013 nancial planner and founder of since adopting has started a nonpro t when she connected with an Pomegranate Financial, a organization that awards grants to help adoption placement agency Money Utah-based nancial planning other Black families adopt children. and paid fees for a parental rm . Apply for an adoption grant class and to advertise to birth Matters Use that information to An adoption grant — funds that don’t mothers for one year. create a timeline of the need to be repaid— is another way to In 2014, and still without a expenses you’ll have over the fund adoption. Helpusadopt.org and successful adoption, Bailey began paying next six to 18 months before signing the Gift of Adoption Fund offer grants to a monthly $340 advertising fee each time the adoption application, he says. cover adoption costs. an adoption fell through. “I didn’t expect Then, look at nancial resources you With organizations like these, you’ll the month-to-month” fee, says Bailey, a have access to — savings, home need to check deadlines and eligibility mental health program director in equity, grants — and align what you requirements, like parental status and Indianapolis. As the expenses continued have with when you may need it, nancial need. Upon submitting the into a second year, she became advises Jones. application, you may need to pay a fee, By Matt O’Brien registry. Both also discouraged. “For me, there was a point Building up your savings is the best provide references and show proof of an Associated Press generate a QR code that where I almost gave up,” she says. option, says Marta Shen, a certi ed approved home study. can be scanned to con rm nancial planner at Spring Street California and New York She persisted, and by 2015, Bailey Consider a heloc have taken the lead among your vaccination status. Financial of Raymond James in Atlanta For those who dislike QR had paid over $22,000 to adopt her son. A home equity line of credit provides U.S. states in creating and an adoptive parent who advises codes — privacy advocates The cost of a private agency adoption access to cash based on the value of scannable digital vaccine clients on managing adoption costs. fear they’ll lead to can range from $20,000 to $45,000, your home. It allows you to draw money passports that more Repaying a loan on top of new-parent unnecessary tracking — according to the Child Welfare Informa- and pay it back monthly. It’s more restaurants and bars are expenses like child care can be California makes clear that tion Gateway, a service of the Children’s exible than a loan, says Shen. requiring patrons to show nancially stressful, she says. you can also simply Bureau under the federal Of ce of the Some people prefer a set amount at the door. Ask others for help present the digital record Administration for Children and they know they have to repay, like a CDC vaccination cards on your phone screen. It Families. During her adoption process, Bailey one-time lump sum of a personal loan, are easily lost, damaged or shows the same info found The price can include legal fees, a turned to her community to help raise Shen says, while others are ne with faked, so some authorities on the paper card given by home study to check the safety of your funds. the revolving credit line of a HELOC. If and venues are encourag- health providers when you living space and counseling. “I bought a puzzle and I sold pieces parents are not sure how much they’ll ing digital alternatives. get the shot. But adoption can include unplanned so people could be a part of my child’s need upfront, a HELOC may be a better (None of this applies to Another simple way of costs — like living expenses and life,” she says. For “everyone that option. states like Texas and hospital costs for the birth mother bought one, I put their name on the showing proof is by taking Personal loans can be a last resort Florida, which have banned during pregnancy — that vary depending back.” businesses from denying a picture of your CDC card If fundraising falls short, you can’t on the agency and state, as well as the The nished puzzle sits in her now service based on vaccina- and saving it on your qualify for a grant or don’t own a home, adoption timeline. 6-year-old son’s room — a reminder of tion status). smartphone — either in an a personal loan may be worth consider- To manage the costs, experts advise all those who helped connect them in New York’s Excelsior album or in an app, like the ing. Borrowers with strong credit may families to plan ahead and tap multiple 2015. Pass Plus app and New York City COVID Safe qualify for rates between 12% and 17%. types of nancing, from fundraising to Aaron Johnson, a father of two California’s Digital App, that stores it for you. Before getting a loan, make sure the borrowing. Here are strategies to adopted children from Orlando, Florida, COVID-19 Vaccine Record In most of the U.S., the monthly payments t comfortably into consider. also fundraised for his rst adoption in are state-sponsored digital simplest way to prove your your budget. Start with a plan 2017. Johnson raised over $10,000. credentials veri ed against vaccination status is still to carry the paper card with If you’re working with an adoption “We did a GoFundMe on social the state immunization you.

How to cope with the By Stan Choe; Jenni Sohn O the higher in ation sweeping the Corporate profits shrug off inflation economy? For Corporate Prices have been soaring not only for shoppers at the Prot growth will need to stay strong to calm worries that stocks Charts America, the answer so far is register but also for producers. have gotten too expensive. simple: Raise prices. Companies are charging more for Inflation, year over year S&P 500 price-earning ratio, based on last 12 mos. everything from diapers to auto parts, more than 8% Producer 30 covering their own higher costs. They’ve been so 7 successful that analysts say big U.S. companies price inflation are holding onto more of each $1 of sales as 6 25 prot than ever before. 5 As a result, quarterly prot reports from S&P 20 500 companies the last few weeks have blown 4 past Wall Street’s expectations. That’s helping 3 15 to support record high stock prices despite 2 worries that valuations have shot too high and 1 10 that the delta variant of the coronavirus could Consumer hurt the economy. 0 price inflation 5 The coast is not clear, though. Executives are –1 talking more often about having to raise pay for their workers, rather than just higher prices for –2 0 commodities. That kind of in ation can be more 2016 2017 2018 2019 2020 2021 ’21202020192018201720162015201420132012’11 difcult for companies to mitigate. Sources: Moody’s Analytics REIS; National Multifamily Housing Council Page 6 AUGUST 20-26, 2021 www.TNLedger.com/Knoxville

PublicKNOX . ANDERSON . JEFFERSON . CAMPBELL . CUMBERLAND Notices . CLAIBORNE . COCKE . GRAINGER . HAMBLEN . BLOUNT . LOUDON . MONROE . MORGAN . ROANE . SCOTT . SEVIER . UNION FORMERLY WESTVIEW SINCE 1978

ent weather, the trustee hereby announces sale set forth above. In the event of inclem- No. 31 South 41 deg. 48 min. West 146.3 situated in Cumberland County, to wit: that the sale will be postponed for a period of ent weather, the trustee hereby announces feet to the point of beginning. The land referred to herein below is situated two weeks. In such situations, notices will be that the sale will be postponed for a period of ALSO KNOWN AS: 1254 Fine Street, New- in the County of Cumberland, State of Ten- Foreclosure Notices mailed to interested parties of record. W&A two weeks. In such situations, notices will be port, TN 37821 nessee, and is described as follows: Anderson County No. 350017 mailed to interested parties of record. W&A This sale is subject to all matters shown THE FOLLOWING DESCRIBED TRACT OR DATED August 2, 2021 No. 329929 on any applicable recorded plat; any unpaid PARCEL OF LAND, LYING AND BEING IN THE WILSON & ASSOCIATES, P.L.L.C., DATED August 11, 2021 taxes; any restrictive covenants, easements, FIRST CIVIL DISTRICT OF CUMBERLAND NOTICE OF TRUSTEE’S SALE Successor Trustee WILSON & ASSOCIATES, P.L.L.C., or setback lines that may be applicable; any COUNTY, TENNESSEE, BOUNDED AND WHEREAS, default has occurred in the Aug. 6, 13, 20, 2021 Fqk18595 Successor Trustee statutory rights of redemption of any govern- DESCRIBED AS FOLLOWS: BEGINNING AT A performance of the covenants, terms, and Aug. 20, 27, Sept. 3, 2021 Fqk18608 mental agency, state or federal; any prior liens METAL STAKE IN THE NORTHEAST SIDE OF conditions of a Deed of Trust Note dated July NOTICE OF TRUSTEE’S SALE or encumbrances as well as any priority created SMITH ROAD WHERE SAME INTERSECTS 19, 2004, and the Deed of Trust of even date WHEREAS, default has occurred in the by a fixture filing; and to any matter that an ac- THE ORIGINAL EAST BOUNDARY LINE OF securing the same, recorded August 12, 2004, performance of the covenants, terms, and con- curate survey of the premises might disclose. THE 7 ACRE TRACT OF LAND OF WHICH in Book No. 1371, at Page 1174, and modified ditions of a Deed of Trust Note dated November Foreclosure Notices In addition, the following parties may claim an THIS IS A PART; THENCE LEAVING SAID on August 12, 2004, in Book No. 1371, at 30, 2012, and the Deed of Trust of even date Cocke County interest in the above- referenced property: ROAD AND RUNNING WITH SAID BOUND- Page 1199 in Office of the Register of Deeds securing the same, recorded December 3, CLARENCE G EVANS ARY LINE (BEING AN OLD FENCE) NORTH 4 for Anderson County, Tennessee, executed 2012, in Book No. 1571, at Page 2220 and SHERRY EVANS DEGREES 00 MINUTES EAST 318.00 FEET by Maureen Adele Gambrel, conveying certain re-recorded on July 10, 2018, in Book No. 1683, NOTICE OF TRUSTEE’S SALE ESTATE OF CLARENCE G. EVANS TO A METAL PIPE; THENCE LEAVING SAID property therein described to Wesley D. Turner at Page 994, in Office of the Register of Deeds WHEREAS, default has occurred in the HEIRS OF CLARENCE G. EVANS BOUNDARY LINE SOUTH 53 DEGREES 10 as Trustee for Argent Mortgage Company, LLC; for Anderson County, Tennessee, executed performance of the covenants, terms, and SAMANTHA EVANS KEASLING MINUTES WEST 190 FEET TO A METAL PIPE and the undersigned, Wilson & Associates, by Jean T Martin, conveying certain property conditions of a Deed of Trust Note dated JP MORRIS KEASLING ON THE NORTHEAST SIDE OF SMITH ROAD; P.L.L.C., having been appointed Successor therein described to Thomas H. Dickenson as January 26, 2007, and the Deed of Trust of ESTATE OF SHERRY EVANS THENCE WITH SAME SOUTH 29 DEGREES Trustee by Wells Fargo Bank, N.A, as Trustee for Trustee for ORNL Federal Credit Union; and the even date securing the same, recorded January HEIR(S) OF SHERRY EVANS 40 MINUTES EAST 235.85 FEET TO THE Park Place Securities, Inc. Asset-Backed Pass- undersigned, Wilson & Associates, P.L.L.C., 30, 2007, in Book No. 1250, at Page 346, The sale held pursuant to this Notice may BEGINNING, CONTAINING 0.50 ACRE, Through Certificates Series 2004-MHQ1. having been appointed Successor Trustee by in Office of the Register of Deeds for Cocke be rescinded at the Successor Trustee’s option MORE OR LESS. AS SURVEYED BY WILLARD NOW, THEREFORE, notice is hereby given ORNL Federal Credit Union. County, Tennessee, executed by Clarence G at any time. The right is reserved to adjourn MILEY, SURVEYOR NO. 606-521. that the entire indebtedness has been declared NOW, THEREFORE, notice is hereby given Evans and Sherry Evans, conveying certain the day of the sale to another day, time, and BEING THE SAME FEE SIMPLE PROPERTY due and payable; and that an agent of Wilson & that the entire indebtedness has been declared property therein described to Ina Painter as place certain without further publication, upon CONVEYED BY DEED FROM PAT HOOVER Associates, P.L.L.C., as Successor Trustee, by due and payable; and that an agent of Wilson Trustee for Equity One, Incorporated d/b/a announcement at the time and place for the and JENNIFER CRAVENS (FKA JENNIFER virtue of the power, duty, and authority vested & Associates, P.L.L.C., as Successor Trustee, Equity One Mortgage Company; and the sale set forth above. In the event of inclem- BENSON) TO RICKY LYNN SIMS and TIFFANY in and imposed upon said Successor Trustee, by virtue of the power, duty, and authority undersigned, Wilson & Associates, P.L.L.C., ent weather, the trustee hereby announces MARIE SIMS HUSBAND AND WIFE , DATED by Wells Fargo Bank, N.A, as Trustee for Park vested in and imposed upon said Successor having been appointed Successor Trustee that the sale will be postponed for a period of 04/16/2007 RECORDED ON 04/17/2007 Place Securities, Inc. Asset-Backed Pass- Trustee, by ORNL Federal Credit Union, will, on by U.S. Bank National Association,not in its two weeks. In such situations, notices will be IN OR BOOK 1261, PAGE 100 IN CUMBER- Through Certificates Series 2004-MHQ1, will, September 14, 2021 on or about 10:00 AM, individual capacity but solely as Trustee for mailed to interested parties of record. W&A LAND COUNTY RECORDS, STATE OF TN. on August 31, 2021 on or about 10:00 AM, at the Anderson County Courthouse, Clinton, the CIM TRUST 2021- NR2 Mortgage Backed No. 343327 Parcel ID: 086 01701 000 at the Anderson County Courthouse, Clinton, Tennessee, offer for sale certain property Notes,Series 2021 - NR2. DATED August 16, 2021 Commonly known as 333 Dixon Rd, Cross- Tennessee, offer for sale certain property hereinafter described to the highest bidder NOW, THEREFORE, notice is hereby given WILSON & ASSOCIATES, P.L.L.C., ville, TN 38571 hereinafter described to the highest bidder FOR certified funds paid at the conclusion of that the entire indebtedness has been declared Successor Trustee The street address and parcel number(s) of FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other due and payable; and that an agent of Wilson & Aug. 20, 27, Sept. 3, 2021 Fqk18617 the above described property are believed the sale, or credit bid from a bank or other lending entity pre-approved by the successor Associates, P.L.L.C., as Successor Trustee, by to be correct; however, such references lending entity pre-approved by the successor trustee. The sale is free from all exemptions, virtue of the power, duty, and authority vested are not a part of the legal description of trustee. The sale is free from all exemptions, which are expressly waived in the Deed of in and imposed upon said Successor Trustee, the property sold herein, and, in the event which are expressly waived in the Deed of Trust, said property being real estate situated in by U.S. Bank National Association,not in its Foreclosure Notices of any discrepancy, the legal description Trust, said property being real estate situated in Anderson County, Tennessee, and being more individual capacity but solely as Trustee for herein shall control Anderson County, Tennessee, and being more particularly described as follows: the CIM TRUST 2021- NR2 Mortgage Backed Cumberland County Current Owner(s) of Property: Tiffany particularly described as follows: Situated in the Second Civil District of Notes,Series 2021 - NR2, will, on September Marie Sims SITUATED in the First Civil District of Anderson County, Tennessee, within the 14, 2021 on or about 2:15 PM, at the Cocke Other Interested Parties: Ricky Lynn Anderson County, Tennessee, and being corporate limits of the City of Oak Ridge, County Courthouse, Newport, Tennessee, NOTICE OF SUBSTITUTE TRUSTEE`S SALE Sims; Harpeth Financial Services LLC dba more particularly described as follows; Tennessee, and being more particularly offer for sale certain property hereinafter WHEREAS, default has occurred in the Advance Financial Designated as all of Lot 18 in Pine Meadows described as follows: Being designated described to the highest bidder FOR certified performance of the covenants, terms, and This sale is subject to tenant(s)/ Mobile Home Park Subdivision, as shown as Lot 113, Block E-13, New Block 16CB, funds paid at the conclusion of the sale, or conditions of a Deed of Trust dated May 10, occupant(s) rights in possession. by plat of same of record in Plat Cabinet City of Oak Ridge Subdivision, as shown on credit bid from a bank or other lending entity 2007, executed by Tiffany Marie Sims and This sale is subject to all matters shown 2, Slide 64-A, in the Register’s Office for the plat of same of record in Plat Cabinet pre-approved by the successor trustee. The Ricky Lynn Sims, to Freida Lowery, Trustee, for on any applicable recorded plat; any unpaid Anderson County, Tennessee, to which 2, Slide 126-D, in the Register’s Office for sale is free from all exemptions, which are Citifinancial Services Inc., its successors and taxes; any restrictive covenants, easements, plat specific reference is hereby made for Anderson County, Tennessee, to which plat expressly waived in the Deed of Trust, said assigns, and appearing of record on May 11, or setback lines that may be applicable; any a more particular description of said lot. specific reference is hereby made for a more property being real estate situated in Cocke 2007, in the Register’s Office ofCumberland statutory rights of redemption of any govern- This property is subject to all applicable particular description of said lot. County, Tennessee, and being more particularly County, Tennessee, at Book 1263, Page 1962, mental agency, state or federal; any prior easements, permissive use agreements This property is subject to all applicable described as follows: and Instrument Number 07385707. liens or encumbrances as well as any priority and restrictions of record in the Anderson easements, permissive use agreements The following described lot or parcel of land, WHEREAS, the beneficial interest of said created by a fixture filing; and to any matter County Register’s Office. Also conveyed and restrictions of record in the register’s situate in the Fourth (4th) Civil District of Deed of Trust was last transferred and assigned that an accurate survey of the premises might are all rights in easements and permissive office. Also conveyed are all rights in ease- Cocke County, Tennessee, to-wit: to WILMINGTON SAVINGS FUND SOCIETY, disclose. In addition, the following parties use agreements of record. ments and permissive use agreements of BEING Lots Nos. 29 and 30 in the Billy Joe FSB AS TRUSTEE OF WV 2017-1 GRANTOR may claim an interest in the above-referenced ALSO KNOWN AS: 120 King Street, Clinton, record. Tax Parcel Identification Number: Fine Subdivision as shown by Map of record TRUST, the party entitled to enforce said secu- property: Tiffany Marie Sims; Ricky Lynn TN 37716 99E-A-10. in Map Book 1, at page 148: rity interest; and having appointed Clear Recon Sims; and Harpeth Financial Services LLC This sale is subject to all matters shown ALSO KNOWN AS: 102 Hubbell Place, Oak LOT NO. 29: BEGINNING at a stake in Fine LLC, the undersigned, as Substitute Trustee dba Advance Financial. on any applicable recorded plat; any unpaid Ridge, TN 37830 Street, corner to Lot No. 30, and running by instrument filed or being filed for record in If the United States or the State of Tennes- taxes; any restrictive covenants, easements, This sale is subject to all matters shown with the line of Fine Street, North 54 deg. the Register’s Office of Cumberland County, see have any liens or claimed lien(s) on the or setback lines that may be applicable; any on any applicable recorded plat; any unpaid West 110 feet to a stake in Fine Street, Tennessee, with all of the rights, powers, and Property, and are named herein as interested statutory rights of redemption of any govern- taxes; any restrictive covenants, easements, corner to Lot No. 28; thence with the line privileges of the original Trustee named in said parties, timely notice has been given to the mental agency, state or federal; any prior liens or setback lines that may be applicable; any of Lot No. 28, North 46 deg. 24 min. East Deed of Trust. applicable governmental entity, and the sale or encumbrances as well as any priority created statutory rights of redemption of any govern- 142.8 feet to a stake; thence South 55 deg. NOW, THEREFORE, notice is hereby will be subject to any applicable rights of by a fixture filing; and to any matter that an ac- mental agency, state or federal; any prior liens 04 min. East 105 feet to a stake, corner to given that the entire indebtedness has been redemption held by the entity as required by curate survey of the premises might disclose. or encumbrances as well as any priority created Lot No. 30; thence with the line of Lot No. declared due and payable as provided in said 26 U.S.C. § 7425 and/or Tennessee Code In addition, the following parties may claim an by a fixture filing; and to any matter that an ac- 30, South 44 deg. 12 min. West 144 feet Deed of Trust, and that the undersigned, Clear § 67-1-1433. interest in the above- referenced property: curate survey of the premises might disclose. to the point of beginning. Recon LLC, as Substitute Trustee or his duly All right and equity of redemption, statu- MAUREEN ADELE GAMBREL In addition, the following parties may claim an LOT NO. 30: BEGINNING at a stake in Fine appointed agent, by virtue of the power, duty, tory and otherwise, homestead, and dower BEN H GRAVES interest in the above- referenced property: Street, corner to Lot No. 31 and running and authority vested and imposed upon said are expressly waived in said Deed of Trust, The sale held pursuant to this Notice may JEAN T MARTIN with the line of Fine Street, North 54 deg. Substitute Trustee will, on September 9, 2021, and the title is believed to be good; however, be rescinded at the Successor Trustee’s option The sale held pursuant to this Notice may West 105 feet to a stake in Fine Street, at 11:00 AM, local time, at the front door of the undersigned will sell and convey only as at any time. The right is reserved to adjourn be rescinded at the Successor Trustee’s option corner to Lot No. 29; thence with the line of the Cumberland County Courthouse, located in Substitute Trustee. the day of the sale to another day, time, and at any time. The right is reserved to adjourn Lot No. 29, North 44 deg. 12 min. East 144 Crossville, Tennessee, proceed to sell at public The transfer shall be AS IS, WHERE IS, place certain without further publication, upon the day of the sale to another day, time, and feet to a stake; thence South 55 deg. 04 outcry to the highest and best bidder for cash AND WITH ALL FAULTS, and without warran- announcement at the time and place for the place certain without further publication, upon min. East 102 feet to a stake and a corner or certified funds ONLY, paid at the conclusion ties of any kind, express or implied, as to the sale set forth above. In the event of inclem- announcement at the time and place for the to Lot No. 31; thence with the line of Lot of the sale, the following described property condition of the Property and the improvements

ABOUT PUBLIC NOTICES REAL ESTATE & DEvELOPmENT ONLINE HOW TO CONTACT US Foreclosures – Tenn. requires foreclosure notices to run 3 times. Foreclosure sales are conducted by a www.TNLedger.com For information about placing your ad in Trustee, usually an officer or employee of the lender. Often, the Trustee is replaced with a Substitute Trustee or The Ledger, please contact Don Fancher Go to www.TNLedger.com for more than 15 million Successor Trustee – an attorney or other party who is hired to conduct the foreclosure sale. by phone at 901-528-5283 or by email at public records, including: Bid Notices & Request for Proposals – Tenn. requires county bid notices to run at least once 5 or more [email protected]. days prior to the bid deadline. - Bankruptcies - Tax Liens Notice to Creditors – Tenn. requires 2 consecutive weekly notices announcing the estate’s representative - Circuit Lawsuits - Corporate Charters to run within 30 days of the appointment of an executor. - Probate Filings - UCC Filings Self-Storage Lien Sales – Tenn. requires notices of self-storage facility sales to run 1 time. Other – Other public notices run according to state or local requirements. AUGUST 20-26, 2021 Public Notices Page 7 www.TNLedger.com/Knoxville

located thereon, including merchantability or the day of the sale to another day, time, and 2005, in Book No. 746, at Page 250, in Office redemption held by the entity as required by fitness for particular purpose. Trustee shall place certain without further publication, upon of the Register of Deeds for Jefferson County, Foreclosure Notices 26 U.S.C. § 7425 and/or Tennessee Code make no covenant of seisin or warranty of announcement at the time and place for the Tennessee, executed by Timothy L Reese, Knox County § 67-1-1433. title, express or implied, and will sell and sale set forth above. In the event of inclem- conveying certain property therein described to All right and equity of redemption, statu- convey the subject real property by Substitute ent weather, the trustee hereby announces Independence Title and Escrow Services, Inc. tory and otherwise, homestead, and dower Trustee’s Deed only. that the sale will be postponed for a period of as Trustee for Mortgage Electronic Registra- NOTICE OF SUBSTITUTE TRUSTEE`S SALE are expressly waived in said Deed of Trust, The right is reserved to adjourn the day two weeks. In such situations, notices will be tion Systems, Inc., as beneficiary, as nominee WHEREAS, default has occurred in the and the title is believed to be good; however, of the sale to another day, time, and place mailed to interested parties of record. W&A for United Capital Mortgage, its successors performance of the covenants, terms, and the undersigned will sell and convey only as certain without further publication, upon an- No. 345295 and assigns; and the undersigned, Wilson & conditions of a Deed of Trust dated November Substitute Trustee. nouncement at the time and place for the sale DATED August 10, 2021 Associates, P.L.L.C., having been appointed 9, 2005, executed by Elmer J. Swiney and The transfer shall be AS IS, WHERE IS, set forth above. WILSON & ASSOCIATES, P.L.L.C., Successor Trustee by Wilmington Savings Fund Delores S. Swiney, husband and wife, to Kyle AND WITH ALL FAULTS, and without warran- This property is being sold with the ex- Successor Trustee Society, FSB, not in its individual capacity, M. Walters, Trustee, for Beneficial Tennessee ties of any kind, express or implied, as to the press reservation that the sale is subject to Aug. 13, 20, 27, 2021 Fqk18606 but solely as owner trustee of CSMC 2019- Inc., its successors and assigns, and appear- condition of the Property and the improvements confirmation by the lender or trustee. This sale RPL5 Trust. ing of record on November 16, 2005, in the located thereon, including merchantability or may be rescinded by the Substitute Trustee NOTICE OF TRUSTEE’S SALE NOW, THEREFORE, notice is hereby given Register’s Office of Knox County, Tennessee, at fitness for particular purpose. Trustee shall at any time. WHEREAS, default has occurred in the that the entire indebtedness has been declared Instrument Number 200511160044179. make no covenant of seisin or warranty of THIS OFFICE IS ACTING AS A DEBT COLLECTOR performance of the covenants, terms, and due and payable; and that an agent of Wilson & WHEREAS, the beneficial interest of said title, express or implied, and will sell and AND IS ATTEMPTING TO COLLECT A DEBT. ANY conditions of a Deed of Trust Note dated Associates, P.L.L.C., as Successor Trustee, by Deed of Trust was last transferred and assigned convey the subject real property by Substitute INFORMATION OBTAINED WILL BE USED FOR November 24, 2010, and the Deed of Trust virtue of the power, duty, and authority vested to Mill City Mortgage Loan Trust 2019-GS1, Trustee’s Deed only. THAT PURPOSE. of even date securing the same, recorded in and imposed upon said Successor Trustee, Wilmington Savings Fund Society, FSB, as The right is reserved to adjourn the day Clear Recon LLC December 1, 2010, in Book No. 1062, at by Wilmington Savings Fund Society, FSB, not Trustee, the party entitled to enforce said of the sale to another day, time, and place Substitute Trustee Page 34, in Office of the Register of Deeds in its individual capacity, but solely as owner security interest; and having appointed Clear certain without further publication, upon an- 651 East 4th Street Suite 200 for Jefferson County, Tennessee, executed by trustee of CSMC 2019-RPL5 Trust, will, on Recon LLC, the undersigned, as Substitute nouncement at the time and place for the sale Chattanooga, Tennessee 37403 Carol M Scheible, conveying certain property September 14, 2021 on or about 1:15 PM, at Trustee by instrument filed or being filed for set forth above. Phone: (877) 319-8840 therein described to Thomas H. Dickenson as the Jefferson County Courthouse, Dandridge, record in the Register’s Office of Knox County, This property is being sold with the ex- File No: 2191-2194A Trustee for ORNL Federal Credit Union; and the Tennessee, offer for sale certain property Tennessee, with all of the rights, powers, and press reservation that the sale is subject to Aug. 6, 13, 20, 2021 Fqk18596 undersigned, Wilson & Associates, P.L.L.C., hereinafter described to the highest bidder privileges of the original Trustee named in said confirmation by the lender or trustee. This sale having been appointed Successor Trustee by FOR certified funds paid at the conclusion of Deed of Trust. may be rescinded by the Substitute Trustee ORNL Federal Credit Union. the sale, or credit bid from a bank or other NOW, THEREFORE, notice is hereby at any time. NOW, THEREFORE, notice is hereby given lending entity pre-approved by the successor given that the entire indebtedness has been THIS OFFICE IS ACTING AS A DEBT COLLECTOR Foreclosure Notices that the entire indebtedness has been declared trustee. The sale is free from all exemptions, declared due and payable as provided in said AND IS ATTEMPTING TO COLLECT A DEBT. ANY due and payable; and that an agent of Wilson which are expressly waived in the Deed of Deed of Trust, and that the undersigned, Clear INFORMATION OBTAINED WILL BE USED FOR Jefferson County & Associates, P.L.L.C., as Successor Trustee, Trust, said property being real estate situated in Recon LLC, as Substitute Trustee or his duly THAT PURPOSE. by virtue of the power, duty, and authority Jefferson County, Tennessee, and being more appointed agent, by virtue of the power, duty, Clear Recon LLC vested in and imposed upon said Successor particularly described as follows: and authority vested and imposed upon said Substitute Trustee NOTICE OF TRUSTEE’S SALE Trustee, by ORNL Federal Credit Union, will, on SITUATED in the Third Civil District of Jef- Substitute Trustee will, on September 7, 2021, 651 East 4th Street Suite 200 WHEREAS, default has occurred in the September 14, 2021 on or about 1:15 PM, at ferson County, Tennessee, to-wit: BEING at 11:00 AM, local time, at the North side of Chattanooga, Tennessee 37403 performance of the covenants, terms, and the Jefferson County Courthouse, Dandridge, within the corporate limits of White Pine, the City County Building, located in Knoxville, Phone: (877) 319-8840 conditions of a Deed of Trust Note dated June Tennessee, offer for sale certain property Tennessee and being more particularly de- Tennessee, proceed to sell at public outcry to File No: 1216-2670A 21, 2017, and the Deed of Trust of even date hereinafter described to the highest bidder scribed as follows: BEGINNING on a stake, the highest and best bidder for cash or certi- Aug. 6, 13, 20, 2021 Fqk18594 securing the same, recorded June 26, 2017, FOR certified funds paid at the conclusion of corner to Lot No. 8, at the edge of a 30’ fied funds ONLY, paid at the conclusion of the in Book No. 1370, at Page 486, in Office of the sale, or credit bid from a bank or other street (Rines Street); thence north 06 deg. sale, the following described property situated NOTICE OF TRUSTEE’S SALE the Register of Deeds for Jefferson County, lending entity pre-approved by the successor 26’ West 140.7 feet to corner fence post; in Knox County, to wit: WHEREAS, default has occurred in the Tennessee, executed by Jose M Mercado, trustee. The sale is free from all exemptions, thence north 27 deg. 46’ East 94.8 feet The land referred to herein below is situated performance of the covenants, terms, and con- conveying certain property therein described which are expressly waived in the Deed of to a fence post, corner to Rines’ property; in the County of Knox, State of Tennessee, ditions of a Deed of Trust Note dated November to Jefferson Title, Inc. as Trustee for Mortgage Trust, said property being real estate situated in thence with Rines’ line, south 63 deg. 05’ and is described as follows: 16, 2012, and the Deed of Trust of even date Electronic Registration Systems, Inc., as ben- Jefferson County, Tennessee, and being more east 143,56 feet to an iron stake in Rines’ THE FOLLOWING DESCRIBED PREMISES, securing the same, recorded November 20, eficiary, as nominee for Peoples Home Equity particularly described as follows: line; thence south 21 deg. 55’ west 209.25 TO WIT: SITUATED IN DISTRICT NO EAST 2012, Document No. 201211200033201, Inc., its successors and assigns; and the SITUATE, LYING AND BEING in the 9th Civil feet to a stake near a power pole on the 6 OF KNOX COUNTY, TENNESSEE, AND in Office of the Register of Deeds for Knox undersigned, Wilson & Associates, P.L.L.C., District of Jefferson County, Tennessee and right of way of Rines’ Street; thence with WITHOUT THE CORPORATE LIMITS OF THE County, Tennessee, executed by Sherrie Ly- having been appointed Successor Trustee by more particularly described as follows, to- Rines Street, north 68 deg. 03 west 86 CITY OF KNOXVILLE, AND BEING KNOWN nette Donaldson, conveying certain property MidFirst Bank. wit: BEGINNING at an iron pin at the edge feet to the BEGINNING corner, as shown AND DESIGNATED AS ALL OF LOT 12, therein described to James G Rickman as NOW, THEREFORE, notice is hereby given of Kenner Road, corner with Pleasant Ridge by survey of Billie Orris Butler, RLS, dated UNIT 2, SHARON HEIGHTS SUBDIVISION, Trustee for Mortgage Electronic Registration that the entire indebtedness has been declared Church Property; thence North 82 deg. 25 July 27, 1978, and BEING a portion of AS SHOWN BY MAP OF RECORD IN MAP Systems, Inc., as beneficiary, as nominee for due and payable; and that an agent of Wilson & min. East, 41.0 feet along boundary with Lot No. Eight (8) of the Rines Subdivision BOOK 43-S, PAGE 1, IN THE REGISTERS American Southwest Mortgage Corp., its suc- Associates, P.L.L.C., as Successor Trustee, by Pleasant Ridge Church Property to an iron to the City of White Pine, Tennessee, as OFFICE FOR KNOX COUNTY, TENNESSEE, cessors and assigns; and the undersigned, virtue of the power, duty, and authority vested pin; thence North 29 deg. 28 min. East, shown by plat of record in Plat Book 6, TO WHICH MAP SPECIFIC REFERENCE IS Wilson & Associates, P.L.L.C., having been in and imposed upon said Successor Trustee, 110.0 feet along the boundary with the page 63 ©/132) in the Register’s Office HEREBY MADE FOR A MORE PARTICULAR appointed Successor Trustee by Wilmington by MidFirst Bank, will, on October 4, 2021 on Pleasant Ridge Church Property to an iron for Jefferson County, Tennessee. No new DESCRIPTION. Savings Fund Society, FSB, as trustee of or about 1:00 PM, at the Jefferson County pin, corner with Spencer; thence North 62 boundary line survey was performed at THIS CONVEYANCE IS MADE SUBJECT TO Stanwich Mortgage Loan Trust I. Courthouse, Dandridge, Tennessee, offer for deg. 16 min. West, 94.0 feet along the the time of this conveyance. SUBJECT to APPLICABLE RESTRICTIONS, BUILDING NOW, THEREFORE, notice is hereby given sale certain property hereinafter described to boundary with Spencer to an iron pin, corner restrictions, easements, setbacks, and SET BACK LINE AND TO ANY EXISTING that the entire indebtedness has been declared the highest bidder FOR certified fundspaid at with Spencer; thence South 37 deg. 38 min. other conditions recorded in Warranty Deed EASEMENTS. due and payable; and that an agent of Wilson the conclusion of the sale, or credit bid from West, 111.57 feet along the boundary with Book 320, Page 216, in the Register’s Office BEING THE SAME PROPERTY CONVEYED & Associates, P.L.L.C., as Successor Trustee, a bank or other lending entity pre-approved by Spencer to the edge of Kenner Road; thence for Jefferson County, Tennessee. SUBJECT FROM HERBERT L. GORDON AND PEGGY by virtue of the power, duty, and authority the successor trustee. The sale is free from all South 45 deg. 00 min. East, 80.0 feet along to restrictions, easements, setbacks, and W. GORDON, HUSBAND AND WIFE TO EL- vested in and imposed upon said Successor exemptions, which are expressly waived in the the edge of Kenner Road to the BEGINNING other conditions recorded in Plat Book 6, MER J. SWINEY AND DELORES S. SWINEY, Trustee, by Wilmington Savings Fund Society, Deed of Trust, said property being real estate CONTAINING 0.29 acres, more or less. TO- Page 63 and Plat Cabinet C, Slide 132, in HUSBAND AND WIFE BY DEED RECORDED FSB, as trustee of Stanwich Mortgage Loan situated in Jefferson County, Tennessee, and GETHER WITH A 2000 CLAY Mobile Home the Register’s Office for Jefferson County, 03/29/76, IN BOOK 1576, AT PAGE 85, Trust I, will, on September 30, 2021 on or being more particularly described as follows: with VIN # NO1026136TNAB. Tennessee. SUBJECT to Sewer Easement IN THE REGISTER ‘ S OFFICE OF KNOX about 10:00 AM, at the North side of the City SITUATE in the THIRD (3rd) Civil District of ALSO KNOWN AS: 2210 Kenner Road, of record in Warranty Deed Book 220, Page COUNTY, TENNESSEE. County Building, Knoxville, Tennessee, offer JEFFERSON County, Tennessee and Being Talbott, TN 37877 174, in the Register’s Office for Jefferson TAX MAP OR PARCEL ID NO.: 47CC/7 for sale certain property hereinafter described LOT 125, WHISPERING PINES SUBDIVI- This sale is subject to all matters shown County, Tennessee. Parcel ID: 047CC007 to the highest bidder FOR certified fundspaid SION, as shown by plat of record in Plat on any applicable recorded plat; any unpaid ALSO KNOWN AS: 3228 Rines Street, White Commonly known as 7702 E Ogg Rd, Knox- at the conclusion of the sale, or credit bid from J-315, J-316, J-317 and J-318, Register’s taxes; any restrictive covenants, easements, Pine, TN 37890 ville, TN 37938 a bank or other lending entity pre-approved by Office, Jefferson County, Tennessee, to or setback lines that may be applicable; any This sale is subject to all matters shown The street address and parcel number(s) of the successor trustee. The sale is free from all which plat reference is here made for a statutory rights of redemption of any govern- on any applicable recorded plat; any unpaid the above described property are believed exemptions, which are expressly waived in the more particular description. SUBJECT TO all mental agency, state or federal; any prior liens taxes; any restrictive covenants, easements, to be correct; however, such references Deed of Trust, said property being real estate matters noted and depicted on plat of record or encumbrances as well as any priority created or setback lines that may be applicable; any are not a part of the legal description of situated in Knox County, Tennessee, and being Plat J-315, J-316, J-317 and J-318 Register’s by a fixture filing; and to any matter that an ac- statutory rights of redemption of any govern- the property sold herein, and, in the event more particularly described as follows: Office, Jefferson County, Tennessee, includ- curate survey of the premises might disclose. mental agency, state or federal; any prior liens of any discrepancy, the legal description SITUATED, LYING AND BEING in the Second ing but not limited to roadways, rights of In addition, the following parties may claim an or encumbrances as well as any priority created herein shall control (2nd) Civil District of Knox County. Tennes- way, easements, utilities, setbacks, Health interest in the above- referenced property: by a fixture filing; and to any matter that an ac- Current Owner(s) of Property: Elmer J. Swiney see, and within the Sixteenth (16th) Ward Department limitations and regulations, CAROL M SCHEIBLE curate survey of the premises might disclose. and Delores S. Swiney of the City of Knoxville. Tennessee, and restrictions, etc. SUBJECT TO 15’ Sewer JENNIE A SCHEIBLE In addition, the following parties may claim an Other Interested Parties: Estate of Elmer being all of Lot #34R in Block 5 of what is line easement as depicted on the plats The sale held pursuant to this Notice may interest in the above- referenced property: J. Swiney; heir(s) of Elmer J. Swiney, if any known as NORTH HILLS ESTATES as shown of record on Plat J/317 and utility water be rescinded at the Successor Trustee’s option TIMOTHY L REESE This sale is subject to tenant(s)/ in Resubdivision Map, said Subdivision Map line and sanitary sewer line easements at any time. The right is reserved to adjourn MIDLAND FUNDING, LLC AS SUCCESSOR occupant(s) rights in possession. is styled Custom-Builders Re-Subdivision of as depicted on the plats of record on Plat the day of the sale to another day, time, and IN INTEREST TO GE CAPITAL RETAIL BANK/ This sale is subject to all matters shown Lots 33, 34, 35, and 36, Block 5. North Hills M/622 and M/626, Register’s Office, Jef- place certain without further publication, upon PAYPAL on any applicable recorded plat; any unpaid Estates Addition and is of record in Map ferson County, Tennessee. announcement at the time and place for the CACH, LLC taxes; any restrictive covenants, easements, Cabinet B, Slide 283A (Map Book 18, at ALSO KNOWN AS: 1191 Rosella Drive, sale set forth above. In the event of inclem- The sale held pursuant to this Notice may or setback lines that may be applicable; any Page 161), in the Register’s Office for Knox White Pine, TN 37890 ent weather, the trustee hereby announces be rescinded at the Successor Trustee’s option statutory rights of redemption of any govern- County, Tennessee, and as shown upon said This sale is subject to all matters shown that the sale will be postponed for a period of at any time. The right is reserved to adjourn mental agency, state or federal; any prior Map said Lot 34R herein conveyed has a on any applicable recorded plat; any unpaid two weeks. In such situations, notices will be the day of the sale to another day, time, and liens or encumbrances as well as any priority frontage of 62.5 feet on the Southerly side taxes; any restrictive covenants, easements, mailed to interested parties of record. W&A place certain without further publication, upon created by a fixture filing; and to any matter of Gaston Avenue and is more particularly or setback lines that may be applicable; any No. 346283 announcement at the time and place for the that an accurate survey of the premises might described as follows: statutory rights of redemption of any govern- DATED August 11, 2021 sale set forth above. In the event of inclem- disclose. In addition, the following parties BEGINNING at a point in the Southerly line mental agency, state or federal; any prior liens WILSON & ASSOCIATES, P.L.L.C., ent weather, the trustee hereby announces may claim an interest in the above-referenced of Gaston Avenue, distant in a Westerly or encumbrances as well as any priority created Successor Trustee that the sale will be postponed for a period of property: Elmer J. Swiney; Estate of Elmer J. direction 405.8 feet from the point of in- by a fixture filing; and to any matter that an ac- Aug. 20, 27, Sept. 3, 2021 Fqk18610 two weeks. In such situations, notices will be Swiney; heir(s) of Elmer J. Swiney, if any; and tersection of the Southerly line of Gaston curate survey of the premises might disclose. mailed to interested parties of record. W&A Delores S. Swiney. Avenue with the Westerly line of Fountain In addition, the following parties may claim an NOTICE OF TRUSTEE’S SALE No. 350049 If the United States or the State of Tennes- Park Boulevard; and running thence South interest in the above- referenced property: WHEREAS, default has occurred in the DATED August 11, 2021 see have any liens or claimed lien(s) on the 28 deg, 19 min. East, 245.5 feet to an iron JOSE M MERCADO performance of the covenants, terms, and WILSON & ASSOCIATES, P.L.L.C., Property, and are named herein as interested pin; thence running South 57 deg. 06 min. The sale held pursuant to this Notice may conditions of a Deed of Trust Note dated Au- Successor Trustee parties, timely notice has been given to the West, 62.35 feet to an iron pin, common be rescinded at the Successor Trustee’s option gust 23, 2005, and the Deed of Trust of even Aug. 20, 27, Sept. 3, 2021 Fqk18611 applicable governmental entity, and the sale at any time. The right is reserved to adjourn date securing the same, recorded August 30, will be subject to any applicable rights of Continued on Page 14 Page 8 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021

insurance, taxes and fees. News briefs FROM AP AND OTHER SOURCES Whisper Aero to make Both the Tennessee  eatre and Bijou Crossville its HQ  eatre are nonpro t organizations that, East Tennessee counties Ministry Brands buys in addition to serving as entertainment Whisper Aero o cials have announced venues, are dedicated to supporting in top 8 for tourism WeShare, WeGather the company will establish new operations and advancing arts and culture in East and locate its headquarters in Crossville. Tennessee and preserving the legacy Sevier, Knox and Blount counties Lenoir City-based Ministry Brands,  e company has fundraised $7.5 of their respective historic buildings. ranked third, fourth and eighth among a provider of software, services and million from notable Silicon Valley Both rely on fundraising, including the Tennessee counties, respectively, in visitor information platforms for churches, venture capital rms.  e technology generosity of the community, public spending in 2020, the Economic Impact ministries and those they serve, has startup is focused on developing the next funding, private donors and corporate of Travel on Tennessee counties report acquired the assets of WeShare and generation of quiet, electric thrusters for sponsors – in addition to income reveals. WeGather from LPi, a leader in print and drones, aircraft and eVTOLs (electric from ticketed events – to support the Sevier generated $2.4 billion, followed online communications primarily serving vertical takeo and landing) and will preservation of the facilities and advance by Knox at $1.17 billion. Blount County the Catholic Church market. create 47 new jobs over the next ve years their mission. collected $337.01 million in 2020. For over ve decades, LPi has helped at its Crossville headquarters.  e SVOG program was established Tennessee tourism generated $16.8 thousands of churches across the country Whisper Aero’s ultra-quiet electric by the Economic Aid to Hard-Hit Small billion in domestic and international purposefully communicate with their fans can be used in aerospace, industrial Businesses, Nonpro ts and Venues Act, travel spending in 2020, a 31.6% decline parishioners, grow their engagement, and consumer applications. Reducing and amended by the American Rescue from the previous year, economic impact and advance a stewardship way of life. noise pollution within cities and suburbs Plan Act.  e program includes more data from U.S. Travel Association and WeShare and WeGather have been wholly is a key focus of Whisper Aero as the than $16 billion in grants to shuttered Tourism Economics reports. owned subsidiaries of LPi, and today’s company applies its technology to venues across the United States, to be Travel in Tennessee generated nearly announcement adds these two o erings to consumer markets and develops electric administered by the U.S. Small Business 150,000 jobs and $1.4 billion in state and the Ministry Brands portfolio of software propulsors.  e company recently Administration. local tax revenue. Despite the impact of solutions for churches and faith-based completed two contracts with the U.S. COVID-19, e orts to promote outdoor organizations. Air Force to develop and mature Whisper Knoxville lauded again travel opportunities helped Tennessee Aero’s proprietary hardware and software outperform the national average decline Moses Watersports technologies. for budget presentation of 42%. Hiring is underway for engineers,  e decline in state sales & use tax acquired by Tommy’s technical specialists and technicians.  e City of Knoxville has again been revenue represented a $303 million loss recognized by its North American peers Moses Watersports Knoxville has joined to the state budget between March and for leading by example in e ective budget Tommy’s Boats. December 2020 UT among schools presentation.  e synergy of dealerships will Blount County’s $337.01 million in  e Government Finance O cers strengthen the dedicated customer base on Best for Vets list visitor spending represents a decrease of Association (GFOA) has awarded within the boating community through 21% from 2019. On an average day in  e University of Tennessee has been the City’s Finance Department a diversi ed product lines and industry- 2020, tourist spending in Blount County named among the Military Times Best for Distinguished Budget Presentation Award leading customer service. generated $923,000. It also spawned Vets Colleges. for the 32nd year in a row. Moses Watersports also has a location $38.01 million in local tax revenues for UT is one of 300 schools that  e award “re ects the commitment of in Chattanooga. the year. participated in the Military Times Best the governing body and sta to meeting Malibu Boats has a factory in Loudon. Davidson County, which includes for Vets survey, which analyzed the the highest principles of governmental Since 1981, Tommy’s has been a Nashville, topped all counties with $4.5 institution’s costs, programs, policies and budgeting,” according to GFOA. staple in towboat industry. With roots billion in tourism economic impact. services for student veterans.  e survey is GFOA further says the award represents in Colorado, starting as a ski and slalom Shelby County was second at $2.6 billion, one of the largest and most comprehensive “the highest form of recognition in shop, Tommy’s has grown to over 14 while Hamilton was fth at $1.08 billion. rankings of schools for military service governmental budgeting.” locations across the U.S. and is now the Williamson County was sixth with $776 members and veterans and incorporates world’s largest Malibu and Axis dealer. million, and Rutherford County was federal data from the U.S. Departments of Fountain City Park seventh at $472 million. Education, Veterans A airs and Defense. TVA reports spike Active-duty service members, veterans, closed for repairs RTG named nalist reservists, guardsmen and their family in electricity sales members at UT have direct access to Fountain City Lake and Park, now owned by the City of Knoxville, has shut for REME awards  e Tennessee Valley Authority the services of the Veterans Success down the park for reported $7.4 billion in total operating Center, which works collaboratively with Knoxville’s Realty Trust Group has an initial round of improvements in revenues on 113.6 billion kilowatt-hours campus partners to provide programming been named a nalist for IREM’s annual accordance with the Americans with of electricity sales for the nine-month and opportunities for academic Real Estate Management Excellence Disabilities Act, period ending June 30. success, employment and engagement Awards.  e park will be a work zone and is Sales of electricity were 5% higher opportunities.  e awards celebrate the essential expected to remain closed through the for the nine months than for the same  is year Army ROTC program work that real estate managers and end of August. Fountain City Lake will period in the prior year, primarily due received the 2020 MacArthur Award for management rms do each day, managing remain open in August while the initial to lower energy sales associated with the excellence in performance, retention and through crisis and uncertainty to make work at the neighboring park is underway. COVID-19 pandemic. training. UT received designations as a an impact for their residents, tenants and Contractor crews will be resurfacing Total operating revenues increased 1% Military Spouse Friendly School and a communities. the asphalt walking path that meanders over the same period of the prior year as Military Friendly Gold School. “We are honored to be named among through the park and adding concrete a result of higher energy sales, o set by these top-notch organizations and pullouts that connect the path to swings lower e ective base rates mainly due to accomplished individuals as a nalist for Knoxville venues and benches.  e improvements – which the Pandemic Relief Credit that began this year’s REME Awards,’’ says Greg x some rough, uneven surfaces and in 2021, and totaled $156 million in the receive grant funding Gheen, RTG president. remove physical barriers for people using nine months. In total, 79 submissions were accepted Tennessee  eatre has received wheelchairs – will allow all visitors to TVA’s year-to-date net income was for awards in six categories. RTG is one $3,771,872.11 and Bijou  eatre access the park and its amenities. $257 million higher due mainly to lower of three nalists for the AMO of the Year, $1,083,198 through the Shuttered Venue Workers also will be installing curb cuts depreciation and amortization expense, which Recognizes an AMO (Accredited Operators Grant program, which provides in the park and designating two ADA which was $286 million lower for the Management Organization) rm for their emergency assistance for eligible venues parking spaces at the park entrance on nine months than the same period in the dedication and e orts to the profession. and organizations a ected by COVID-19. Gresham Road. prior year, due to accelerated retirements Since 1998, RTG has helped hospitals,  e grant allows recipients to recoup Additional accessibility upgrades will of coal- red facilities. physician groups, and property owners expenses and recover from the period be made later in the year, including TVA’s tax equivalents expense was $17 navigate the rapidly changing industry when they were unable to earn revenue. improvements to the concrete pathway million lower for the nine months, mainly with growth strategies that gain market Funds will be used to repay eligible that encircles Fountain City Lake. Also, due to a decrease in TVA’s revenue from leadership as well as enhance patient and expenses in 2020 and 2021, including by the end of 2021, the City will be sales of electricity in 2020, which is TVA’s physician experiences for better delivery but not limited to payroll, ticket refunds, installing an ADA-accessible playground basis for calculating tax equivalents. of care. utilities, maintenance and repair, in the park. AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 9

experience. SHRM-CP designation Newsmakers [email protected] Roane Medical is in Bearden, human Harriman. resources coordinator at The 2021 ACS Fellows will be recognized in Hall will join Cove- the company, received OR NL’s Pickel a ceremony during the society’s fall meeting nant’s primary care team the certi ed professional in Atlanta, Georgia, Aug. 24, with the option named ACS fellow of internal and family status from the Society of attending in person or virtually. for Human Resource Joseph Pickel of the medicine doctors at Great Management. Oak Ridge National Labo- Smokies Family Medicine ratory has been elected a Cziep, Hall join in Sevierville. The competency-based 2021 fellow of the Ameri- His clinical interests SHRM-CP certi cation is Covenant team Hall Bearden can Chemical Society. are pediatric, adolescent aimed at human resourc- Covenant Health an- es professionals who sup- Pickel supports the and adult medicine, chronic disease man- nounces two new staffers, port organizations at the operational level. Fusion and Fission Energy agement, dermatology, preventive care and Matthew Cziep, M.D., and sports medicine. “Our team is our most important asset,” and Sciences Directorate Tyler Hall, D.O. as environment, safety Hall completed his residency training in says Daniel Carter, president of The Trust and health coordinator. Cziep joins Covenant’s family medicine at the University of Tennes- Company of Tennessee. The enhanced general surgery team at human resources knowledge gained through Pickel He was recognized see and attended medical school at Lincoln Roane Medical Center this process will help Ashley continue to for his contributions to Memorial University’s DeBusk College of where he who preform Osteopathic Medicine. serve our team and culture well.” improved laboratory safety and operational minimally invasive and processes and modernization of laboratory Bearden, who has been with The Trust traditional procedures. Company of Tennessee since 2019, earned facilities. He also is recognized for contri- Cziep Trust’s Bearden butions through service in leadership roles He was residency an associate of science degree at Pellissippi and the development of safety programming trained at the University of gains certi cation State Community College and a bachelor’s North Dakota in general surgery and attended for the ACS Division of Chemical Health and The Trust Company of Tennessee has degree in business administration in human medical school at the Medical College of Safety. announced that Ashley Bearden has earned resources from the University of Tennessee. Wisconsin. He has six years of medical She resides in Maryville.

Autry Ballings Bell Bharadwaj Carruthers Chyz Craighead Crook Cunningham Fauver

Galbreth Gras Harris Hewett Holladay Kelley Letizia Munyon Myers Neal Haslam faculty members receive grants The 2021 Haslam Summer Schol- James Chyz, accounting and Myatt Faculty Research Fellow ars Research Awards program has information management, John Tim Munyon, management and awarded 32 grants totaling more and Wanda Wisecarver Faculty entrepreneurship, Janet and Jeff than $700,000 to the University Research Fellow Davis Faculty Research Fellow of Tennessee’s Haslam College Chris Craighead, supply chain Linda Myers, accounting and in- of Business faculty members to management, Cheryl Massingale formation management, Haslam conduct high-quality research. Faculty Research Fellow Family Faculty Research Fellow In its eight years, the program Russell Crook, management and Terry Neal, accounting and infor- C. Noble S. Noble Pollock Saunders has funded nearly $4 million in entrepreneurship, Cheryl Massin- mation management, Haslam faculty research. gale Faculty Research Fellow Family Faculty Research Fellow The Haslam Summer Scholars Lauren Cunningham, accounting Charles Noble, marketing, Roy and Research Awards are funded by pri- and information management, Audry Fancher Faculty Research vate donations and supplemented Haslam Family Faculty Research Fellow by the Chancellor’s Faculty Support Fellow Stephanie Noble, marketing, Wil- Challenge, a matching gift program. Larry Fauver, nance, Haslam Fam- liam B. Stokely Faculty Research Faculty members will hold their ily Faculty Research Fellow Fellow research designations for the Mike Galbreth, business analytics Tim Pollock, management and entire 2021-22 academic year. The and statistics, Cheryl Massin- entrepreneurship, Kinney Family awardees include: gale Faculty Research Fellow Faculty Research Fellow Serfl ing Tate Vossler Willems Chad Autry, supply chain man- David Gras, management and en- Lance Saunders, supply chain agement, R. Stanley Bowden II trepreneurship, Ed Boling Busi- management, Stewart Bartley Faculty Research Fellow ness Faculty Research Fellow Family Faculty Research Fellow Michel Ballings, business analyt- Matt Harris, economics, Joe John- Matthew Ser ing, nance, Ray and ics and statistics, James and son Faculty Research Fellow Joan Myatt Faculty Research Joanne Ford Faculty Research Kelly Hewett, marketing, Charles Fellow Fellow P. & Dorothy N. Duggan Faculty Wendy Tate, supply chain man- John Bell, supply chain manage- Research Fellow agement, Ray and Joan Myatt ment, Nancy and David McKin- Scott Holladay, economics, Faculty Research Fellow ney Faculty Research Fellow Haslam Family Faculty Research Christian Vossler, economics, Neeraj Bharadwaj, marketing, Fellow Haslam Family Faculty Research Williams Zablah Zheng Zhou Charlie and Caroline Newcomer Eric Kelley, nance, Martin and Fellow entrepreneurship, William B. statistics, Haslam Family Faculty Faculty Research Fellow Jean Mills Faculty Research Sean Willems, business analytics Stokely Faculty Research Fellow Research Fellow Celeste Carruthers, economics, Fellow and statistics, Haslam Family Alex Zablah, marketing, Kinney Wenjun Zhou, business analytics Haslam Family Faculty Research Paolo Letizia, business analytics Faculty Research Fellow Family Faculty Research Fellow and statistics, Jerry L. Gibbs Fellow and statistics, Ray and Joan David Williams, management and Wei Zheng, business analytics and Faculty Research Fellow Page 10 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021

>> CATCHINGS From page 2

three and a-half years. I was determined to nd a way to catch back up and be like her, and I did,” Randall recalls. “She pushed me to be that way. I didn’t share it with her or anybody else, but she did that for me.” Holly Warlick was an assistant on Summitt’s sta when Catchings committed to Tennessee. Despite her star status, Catchings never “brought any drama” and was always accountable for her actions. “Tamika is one of the hardest-working kids we ever had at Tennessee,” Warlick recounts. “She obviously had the skills or we wouldn’t have looked at her, but just her e ort and her intensity and high energy was o the charts. She was a dream to coach.” Although Catchings experienced great success beyond Tennessee, she considers her years on Rocky Top as transformative. Born with a hearing impairment in both ears and a speech impediment, Catchings was bullied early in life. She threw away her hearing aids, but Summitt convinced her to embrace her uniqueness during a conversation in her freshman year. “She told me to wear my hearing aids and that one day I would be able to inspire and impact millions of people through my story,” Catchings points out. “I don’t know if I reached millions, but it has resonated with a lot of people. I now consider my File photograph / Tennessee Athletics/ UTsports.com hearing problems as my superpower.” Former Lady Vol All-American Tamika Catchings at her 2003 jersey retirement ceremony in Thompson-Boling Arena. Catch- Catchings’ college career came to a premature ings, a rare four-time Kodak All-American, starred for Tennessee during the 1997-2001 seasons. She also won four Olympic end when she su ered a torn ACL in January of gold medals, a WNBA championship, MVP award and was a 10-time WNBA all-star. her senior season. A sure- re rst-round draft pick, Catchings worried about her future. “In my mind I thought nobody was going to want me because I can’t play. It was my rst major injury,” Tamika is one of the hardest-working kids we ever had at Tennessee. She obviously had says Catchings, who sat out her rookie season with the Fever. “But I think going through that process the skills or we wouldn’t have looked at her, but just her effort and her intensity and high almost in a sense made me better. It drove me to be energy was off the charts. She was a dream to coach.” a better player and a better person. By the time I got “ back, I was 100% all in.” Lady Vols Coach Holly Warlick Although Catchings could have checked out and focused on her professional aspirations while she everyone considers her an even better person. She jersey hangs in the rafters at  ompson-Boling rehabbed at UT, she remained closely involved with is the founder of the Catch the Stars Foundation, Arena. Every time she returns to Knoxville, the team however possible. which empowers youth with tness, literacy and Catchings stays with Warlick in a room reserved for “How she handled that spoke so highly of her character development programs, and is the owner of her and visits as many close friends as possible. character,” Warlick adds. “Having an injury like that Tea’s Me Cafe in Indianapolis. “It was just a blessing for me to be able to go to as a senior is devastating. But that kid never felt sorry “Tamika is so humble and just a wonderful human Tennessee and nd somewhere that I belonged,” for herself once.  at is what I love about her most being,” says former teammate and current UT head Catchings acknowledges. – her kindness and sincerity towards people and coach Kellie Harper. “She is just a salt of the earth “I am so grateful Pat chose me to be a part of that everything she does.” person and we just absolutely love her to death.” program and how much she taught me that made me As great of an athlete as Catching was, nearly In entering the WBHOF, Catchings will be a better player and a better person.” honored just a short drive from where her No. 24

>> DOLLAR GENERAL From page 4 three dozen stores in Kentucky and Tennessee. disproportionate share.”  e company went public in 1968 with Vasos, Owen and other company reported annual sales of $40 million and executives will deliver the company’s net income topping $1.5 million second quarter 2021 scal report in a Cal Turner Jr., succeeded his father as conference call  ursday (Aug. 26), and it company president in 1972, a position will be interesting to hear if or how their he held until his 2002 retirement. He led forward-thinking views have changed. the company’s move to Goodlettsville  at said, here’s a brief look at the in 2000. By then, the company had company’s past, present and future. grown to some 8,000 locations with sales That was then … exceeding $4 billion. Dollar General’s roots go all the way In 2007, the company was acquired by back to 1939 with the founding of J.L. an investment group for a total enterprise Turner and Son in Scottsville, Kentucky, value of approximately $7.3 billion, a the typical general store of that era. J.L. news release on the company’s website and son Cal invested $5,000 each to open states. the dry-goods store.  e rst major move made by that Its success meant the rst wave of investment group – which included expansion and by the mid-1950s – when a liates of Kohlberg Kravis Roberts, GS the company name was o cially changed Capital Partners, Citigroup Private Equity Photograph courtesy of Dollar General to Dollar General – they were operating DOLLAR GENERAL >> PAGE 11 DGX is Dollar General’s take on urban convenience stores. AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 11

>> DOLLAR GENERAL From page 10 and other partners – was to cease trading on the New York Stock Exchange. This is now … When the new owners returned to the NYSE on Nov. 13, 2009, Dollar General was priced at $22.43 per share. Shares were at $236.76 following Friday, Aug. 13, close, an increase of 941.62%. In 2019, Dollar General had reached 16,278 stores in 44 states, and by the end of scal 2020 – despite the COVID-19 pandemic – DG logged 17,177 stores in 46 states, an increase of 899 stores and two states. During the rst quarter of 2021, Dollar General announced it had opened 260 new stores, remodeled 543 stores and relocated 33 stores for a total of 17,426 stores as of April 30. Even more recently, the data company ScrapeHero reported that as of Aug. 8, Dollar General had 17,671 stores. For those keeping score, that’s another 405 stores in less than four months. In July, a Supermarket News report of the Top 50 U.S./Canadian retailers had Photographs courtesy of Dollar General Dollar General (17,266 stores) ranked Fresh produce is a draw for rural Dollar General customers, many of whom face long drives into the nearest town to shop in a traditional grocery No. 1 and Dollar Tree (15,685) No. 2. setting. A distant third was 7-Eleven (13,839) followed by Alimentation Couche-Tard says, ‘Retailing will exist only as a social and the recent debut of a store-within-a- for people to get access to good food and (9,978) and CVS (9,960). experience.’ store, pairing DG Market and pOpshelf fresh food,” UT’s Bruce says. While Dollar General’s rural America “In other words, the only reason to get in one building. “You’re seeing it with Walgreens. I expansion has its admirers, detractors out of your home and go to the store is  e rst of those hybrids held its think they’ve partnered up with Kroger; blame the loss of small, local businesses for the social experience of being around grand opening July 31 in Hermitage at you walk into Walgreens now (and) you to Dollar General and other major other people. And that’s pretty close to 4491 Lebanon Pike, along with another see produce and some meats. You’ll see it corporations, including Amazon and being true now. in White House.  ere are also two with these urban concepts, these smaller Walmart.  e experts don’t necessarily “Given Michael Hammer’s comment, standalone pOpshelf stores, including one format concepts.  ey are able to take agree. I think there was a lot of truth to that. in Hendersonville. advantage of their supply network, their “I don’t think we can blame Dollar Well, in fact, it has come true. When In addition, there are more than two distribution network and get limited General in 2021 for what happened to you think that you can buy literally dozen Dollar General distribution centers, amounts of product closer to people who local retail in the last 20 years,” UT’s anything online now and … have it very both dry goods and the DG Fresh stores, need them. Bruce says. “If we’re going start blaming conveniently delivered to your door … across the country to keep store shelves “It’s tempting to look at that and say a major corporation for the loss of local in a couple of days, that’s really kind of stocked.  e most recent one opened in they’re competing out the local business business, I think we need to step back a obsolete in retail but apparently not for late July in Walton, Kentucky. but in many of those cases, there weren’t couple of steps and look at the bigger box Dollar General, I’ll tell you that.” “ e other thing I think is critically local options. Dollar General is kind of retailers. Beyond the traditional stores, the important is this express downtown urban lling that space.” “Look at the online vendors that have Dollar General umbrella covers DG Fresh version that has the groceries. And even The future and beyond had a huge tax advantage for so long. Market (a grocery with fresh meats and some of the rural locations. We still have  ursday’s second quarter conference  ose are far, far more guilty culprits with vegetables), the DGX urban convenience food deserts in certain parts of the country call with DG o cials should shed this whole trend in local retail than Dollar stores, the pOpshelf ($5-below) brand, and certainly in Tennessee where it’s hard light not only on the 2022 forecast but General ever will be.” also could speak to the next decade of  e growth of online shopping expansion. is a factor, the experts agree, but How will the resurgence of the note that some people prefer the in- pandemic a ect plans?  e U.S. economy person experience and lower prices of seems strong right now, but will it last or Dollar General and the other low-end are we headed for a depression because of retailers. Similarly, in May, rival Dollar China and other nations’ economic woes? Tree reported its “strongest quarterly What other economic trends, or political same-store sales” since 2017. ones, will play a role in Dollar General’s “One thing that’s also interesting growth?  ere are also natural disasters to consider is during the pandemic so and potential supply chain disruptions to many people became online shoppers,’’ consider. Vanderbilt’s Goldsmith explains. “Supply chain shortages have a ected “Whether or not they were before most retailers,” Vanderbilt’s Goldsmith certainly a massive number of people that notes. “I hope for Dollar General’s sake were previously shopping o ine then that they have been relatively immune to changed to become online shoppers for the supply chain issues. But they do seem some, if not all, of their purchases. to be very far-reaching in terms of the “Maybe people are just kind of looking industries and retailers they’ve a ected.” for something new to do and that opens Adds UT supply chain expert Dittman: up a door for Dollar General who o ers “ e supply chain is evolving rapidly. As people a positive retail experience at an I said before, probably 10 years of change a ordable price point.” in one year, given COVID.  ere’s a lot Adds UT’s Dittman: “It brings of fundamental trends that are changing,” to mind a comment by one of these After discussing global economies, famous management gurus, Michael Hammer, who said, ‘In 20 years’ – and Photograph courtesy of Dollar General DOLLAR GENERAL >> PAGE 20 this is probably 20 years later now – he TN-based Dollar General has gambled, successfully, that shoppers still want in-store experience. Page 12 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021 Rookie Radunz making the most of return to football Welcome to the NFL and back to football, rookie.  e switch from college football to the TERRY pros is an adjustment McCORMICK for any player. But SPORTS when that player comes from the FCS level and only got to play one game his senior year due to COVID wiping out North Dakota State’s season, well, you get the idea that the adjustment could be a bit tough. Dillon Radunz was the Titans second- round pick in the draft this spring, and despite not playing at the top level of college competition, many had him penciled in as the starting right tackle for 2021. After all, there was an opening, given that 2020 rst-round pick Isaiah Wilson had partied his way out of the NFL after an abysmal rookie season. But as Radunz came to camp, Coach Mike Vrabel was quick to point out that the rookie had lots of areas to work through and improve upon. One move made in camp was to also begin working Radunz at guard.  en, a couple of days before the Titans traveled to Atlanta for the preseason opener last week, Vrabel o ered an endorsement, stating Radunz had caught his eye with steady improvement and was one of the players he was eager to see perform against the Falcons. Photograph cpurtesy of Tennessee Titans Radunz has been taking everything in Offensive lineman Dillon Radunz, a second-round draft pick from North Dakota State who missed the 2020 season due to the pandemic, has im- stride and working to improve, no matter pressed Titans coaches. where he has been asked to line up. de nitely got more comfortable.” “It’s been interesting, just learning all Radunz knows jumping from North positions – left guard, right guard, left Dakota State to the NFL isn’t easy. To The Titans travel to Tampa, where they plays are made plays, and some of the play the Buccaneers Saturday following guys battling for bigger roles on defense tackle, right tackle – and being able to get make that chore a little less formidable, he joint practices Wednesday and can take another step forward the coordination right on that right side trained for the draft and in the o season Thursday. Here are some with another good week. and just learning how to play at the speed with former 49ers tackle Joe Staley, who things to look for in presea- of the NFL,” he says. “ ere is a learning retired after the 2019 season. son game No. 2. 4 Third down curve there, but I think I’m getting “Working with Joe, he’s got the same Downs Watch the quarterback along quickly. I’m looking forward to style o ense that we do.  e emphasis is First down play. Chances are Ryan continuing along that process.” being on the foot quickness and the hand Some of the starters will Tannehill will see some action, “ at process” had Radunz starting at see action: No one would blame the but it is after he leaves that bears speed. Being such a great player and him Titans for holding out Derrick Henry or watching again. Both Logan Woodside right guard in the preseason opener in being a 13-year vet, who’s probably a Julio Jones for the entire preseason, but and Matt Barkley played well in the rst Atlanta, then sliding over to right tackle, future Hall of Famer, being able to learn a few more starters should trickle into game. It will be interesting to see if one as the Titans did not start any of their from him is huge,” Radunz adds. the lineup this week after almost all of steps forward. incumbent starters on the o ensive line  e rookie also made it a point to them sat out the preseason opener. against the Falcons. In all, Radunz got 50 position himself in meeting rooms in the Fourth down snaps of action in his rst game. vicinity of veterans like left tackle Taylor Second down Running back time. Darrynton Evans “It was fun. I’ve only played in like two Lewan and left guard Rodger Sa old. Carry it over. Some players like Ra- got hurt again in the opener, but guys shad Weaver, David Long and Teair Tart like Jeremy McNichols, Mekhi Sargent games in the past two years,” he points “I sit right in front of Taylor and spearheaded a defense in the presea- and Brian Hill helped pick up the slack. out. “So every time I get to get on the Rodger in meetings. Every single play, son opener that looked much better than With Henry likely limited, if he makes an football eld, I count it as a blessing and Rodger will lean over and give me tips 2020. Granted, it was backups against appearance at all, these guys have a being an NFL football eld, that’s a huge backups for the most part. But made chance to impress with the extra reps. blessing. And as the game went on, I TITANS >> PAGE 19 How the Titans’ 2021 draft class is performing so far

By Terry McCormick in the preseason opener. Coach Mike 3b. Elijah Molden:  e cornerback and played well in his rst preseason Vrabel says he is not yet ready physically was held out of the preseason opener after game. Now he has to show he can do it  us far, the Titans 2021 draft picks or in his knowledge of the playbook. he was working in the slot some early in against better competition than third- have had mixed success in their rst 2. Dillon Radunz: After a slow start camp. Could be due to an injury, but he teamers. training camp and preseason. and having to learn guard and tackle, gures to get more reps as camp goes on. 6a. Racey McMath: Leveled o after Here is a quick rundown of what Radunz looks ticketed to be a swing guy 4a. Dez Fitzpatrick: Receiver was an a fast start. If he can make the roster in a the rookies have done or not done in in his rst year with an eye on starting early candidate to be the fourth wideout. crowded receiver room, it will be in part preseason thus far. down the road. But his slow start in camp might mean a because of special teams. 1. Caleb Farley:  e cornerback began 3a. Monty Rice: Should settle in on ght just to make the 53-man roster now. 6b. Brady Breeze: Safety had shown camp on the non-football injury list. He special teams and as depth at inside 4b. Rashad Weaver: Another slow up on the practice eld several times, but has since been activated, but did not play linebacker. Coaches like his active style. starter, the linebacker has made big strides now an injury has put him on hold. AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 13

‘One typo equals death’ Super crossword KING FEATURES Helpful hints are there for the CONTRIBUTING EDITOR nding in ‘Next Job, Best Job’ you work with. Eliminate gossiping and “Next Job, Best Job: A complaining from your life. Neither will Headhunter’s 11 Strategies to Get help you in the end. Hired Now” by Rob Barnett Remember that focus you needed? c.2021, Citadel Press Maintain it with Barnett’s “Star Points.” $27 Keep in mind that if you’ve never done 262 pages “the job of your heart,” the chances are you won’t get it now. Learn to use every corner of LinkedIn and other social Another sign went up nearby yesterday: medias to market yourself because “people “Now Hiring!” can’t hire you if they don’t see you.” Build  at’s great, because you’re looking your contact list and use it. Ask for job for a job. You want to work where leads. Find your tribe and don’t try this you’re appreciated and want to be paid alone; doing so “leaves you accordingly. Something at a disadvantage.” interesting would be And remember: “one great, maybe a job with typo equals death...” a title. But how do you Remember those Pick- nd that kind of position a-Duck games at the in today’s job market? In carnival when you were a “Next Job, Best Job” by kid? Plastic ducks  oated Rob Barnett, you’ll learn in a circular pool and how to search. when you picked one,  ree summers ago, you received a cheap Barnett was out of tchotchke.  at’s kinda work. He’d done all the what you get when you conventional things that read “Next Job, Best job seekers are told to do Job.” You’ll get a prize but he’d dead-ended more every time, but it might often than not, and that well be random. was discouraging.  en  at’s OK, if you’re someone suggested a job looking for overall, big- title to him and he had a picture help in your job search. Barnett is eureka moment. a headhunter, and there’s page after page  at, he indicates, is the rst thing after page of useful advice in this book, you want in your job search, that “Aha!” including things you won’t want to see when “your heart and head are rmly but you must.  is truthfulness works xed on exactly what you’re supposed nicely as a mind reset – no more operating to do next...” Once you have that target, under old-school job search information – whether you have a job you want to leave and it’s updated to re ect today’s Covid- or you were red a year ago, your search a ected work world. gets easier. It’s unfortunate, therefore, that “Next First things rst: make sure you have Job, Best Job” lacks an index because it secure health care.  en, “ nd your can feel scattered sometimes, like  oating North Star” and consult a “job doctor” ducks. Still, it’s not a bad book, so check to help sort your thoughts and re-build it out.  ere’s help to be had here, and your resume. Follow Barnett’s “Top 11 that’s a good sign. Self-Care Rituals,” get that chip o your shoulder and release any anger you might Terri Schlichenmeyer’s reviews of still have from past workplaces. business books are read in more than 260 Learn how to best communicate with publications in the U.S. and Canada. an immediate supervisor and the people

Super Crossword puzzle solution for this week: Page 14 Public Notices AUGUST 20-26, 2021 www.TNLedger.com/Knoxville Foreclosure Notices In addition, the following parties may claim an Situated in District No. Six (6) of Knox County, IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE Continued from Page 7 interest in the above- referenced property: Tennessee and without the corporate limits THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME SHERRIE LYNETTE DONALDSON of the City of Knoxville, Tennessee, and be- DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER corner to Lots 33-R and 34-R in said Re- The sale held pursuant to this Notice may ing known and designated as all of Lot 22, AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE subdivision; thence with the dividing line be rescinded at the Successor Trustee’s option Block H, Middlebrook Acres Subdivision, PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH between said Lots 33-R and 34-R, North at any time. The right is reserved to adjourn Unit 3, as shown by Map of record in Map TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TERMS OF SALE ARE CASH. ANY 28 deg. 15 min. West 241.8 feet to an the day of the sale to another day, time, and Book 50-S, Page 24, in the Register`s Of- ABOVE. THE TERMS OF SALE ARE CASH. ANY TAXES OR FEES WILL BE THE RESPONSIBIL- iron pin, common corner to said Lots 33-R place certain without further publication, upon fice for Knox County, Tennessee, to which TAXES OR FEES WILL BE THE RESPONSIBIL- ITY OF THE PURCHASER. IF THE SALE IS SET and 34-R in the Southerly line of Gaston announcement at the time and place for the map specific reference is hereby made for a ITY OF THE PURCHASER. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER Avenue, North 53 deg, 45 min. East 62.5 sale set forth above. In the event of inclem- more particular description. Said property is ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A feet to the point of the BEGINNING, as shown ent weather, the trustee hereby announces improved with a dwelling with fronts Albany AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE PURCHASE PRICE. THE PUR- by survey of Prentice L, Cox, Surveyor, that the sale will be postponed for a period of Street. Specific reference is made to Plat of RETURN OF THE PURCHASE PRICE. THE PUR- CHASER SHALL HAVE NO FURTHER RECOURSE Knoxville, Tennessee, dated July 29, 1952, two weeks. In such situations, notices will be Survey of G.T. Trotter, Jr., Surveyor, Knoxville, CHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR said Lot is improved with residence bearing mailed to interested parties of record. W&A Tennessee, dated 5/11/79, File No. L, Draw- AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. City No, 2940 Gaston Avenue, Knoxville, No. 341907 ing No. 11780. THE TRUSTEE. OTHER INTERESTED PARTIES: AMERICAN Tennessee; and THE source of the above DATED August 4, 2021 Being the same property conveyed to Sara OTHER INTERESTED PARTIES: ESTATE OF SARA GENERAL FINANCIAL SERVICES, INC. AND description being the map of record in Map WILSON & ASSOCIATES, P.L.L.C., Cullison for life with the remainder to Superior CULLISON AND SECRETARY OF HOUSING & BENEFICIAL TENNESSEE INC. AND ESTATE Cabinet B, Slide 283A (Map Book 18, at Successor Trustee Metal Products, Inc., by deed dated June 14, URBAN DEVELOPMENT OF DORIS ANN BEELER Page 161), in the Register’s Office for Knox Aug. 6, 13, 20, 2021 Fqk18599 1993 and recorded in Warranty Deed Book THIS IS AN ATTEMPT TO COLLECT A DEBT AND THIS IS AN ATTEMPT TO COLLECT A DEBT AND County, Tennessee, with metes and bounds 2108, Page 458 in the Register`s Office for ANY INFORMATION OBTAINED WILL BE USED ANY INFORMATION OBTAINED WILL BE USED of the above description being the same as SUBSTITUTE TRUSTEE’S SALE Knox County, Tennessee. FOR THAT PURPOSE. FOR THAT PURPOSE. the previous Deed of record; no boundary Sale at public auction will be on October 6, Also being the same property conveyed to If applicable, the notice requirements of T.C.A. If applicable, the notice requirements of T.C.A. survey having been obtained at the time 2021 on or about 10:00AM local time, at Sara Cullison from Superior Metal Products, 35-5-101 have been met. 35-5-101 have been met. of this conveyance. THIS conveyance is the North door, Knox County Courthouse, Inc. by Quitclaim Deed dated March 23, 2009 All right of equity of redemption, statutory All right of equity of redemption, statutory made subject to all applicable restrictions, Knoxville, Tennessee, conducted by the and being of record as Instrument Number and otherwise, and homestead are expressly and otherwise, and homestead are expressly building setback lines, all existing ease- Substitute Trustee as identified and set 200904290069345 in the Register`s Office waived in said Deed of Trust, but the under- waived in said Deed of Trust, but the under- ments, and to all conditions as shown on forth herein below, pursuant to Deed of Trust of Knox County, Tennessee. signed will sell and convey only as Substitute signed will sell and convey only as Substitute the recorded map. executed by SARA CULLISON, to Troutman & Property Assessor`s ID No.: 105M017 Trustee. Trustee. ALSO KNOWN AS: 2940 Gaston Avenue, Troutman, PC, TN, Trustee, on May 6, 2009, Tax ID: 105M B 017 If the U.S. Department of Treasury/IRS, the If the U.S. Department of Treasury/IRS, the Knoxville, TN 37917 as Instrument No. 200905180074377 in the Current Owner(s) of Property: SARA CULLI- State of Tennessee Department of Revenue, State of Tennessee Department of Revenue, This sale is subject to all matters shown real property records of Knox County Register’s SON or the State of Tennessee Department of or the State of Tennessee Department of on any applicable recorded plat; any unpaid Office, Tennessee. The street address of the above described Labor or Workforce Development are listed Labor or Workforce Development are listed taxes; any restrictive covenants, easements, Owner of Debt: Bank of New York Mellon Trust property is believed to be 1101 Albany Road, as Interested Parties in the advertisement, as Interested Parties in the advertisement, or setback lines that may be applicable; any Company, N.A. as Trustee for Mortgage Assets Knoxville, TN 37923, but such address is not then the Notice of this foreclosure is being then the Notice of this foreclosure is being statutory rights of redemption of any govern- Management Series I Trust part of the legal description of the property given to them and the Sale will be subject given to them and the Sale will be subject mental agency, state or federal; any prior liens The following real estate located in Knox County, sold herein and in the event of any discrep- to the applicable governmental entities’ to the applicable governmental entities’ or encumbrances as well as any priority created Tennessee, will be sold to the highest call ancy, the legal description referenced herein right to redeem the property as required by right to redeem the property as required by by a fixture filing; and to any matter that an ac- bidder subject to all unpaid taxes, prior liens shall control. 26 U.S.C. 7425 and T.C.A. §67-1-1433. 26 U.S.C. 7425 and T.C.A. §67-1-1433. curate survey of the premises might disclose. and encumbrances of record: SALE IS SUBJECT TO OCCUPANT(S) RIGHTS This property is being sold with the express This property is being sold with the express reservation that the sale is subject to confir- reservation that the sale is subject to confir- mation by the lender or trustee. If the sale is mation by the lender or trustee. If the sale is set aside for any reason, the Purchaser at the set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the sale shall be entitled only to a return of the purchase price. The Purchaser shall have no purchase price. The Purchaser shall have no further recourse against the Mortgagor, the further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Mortgagee or the Mortgagee’s attorney. MWZM File No. 20-000295-210-2 MWZM File No. 20-000412-671-1 Mackie Wolf Zientz & Mann, P.C., Substitute Mackie Wolf Zientz & Mann, P.C., Substitute Trustee(s) Trustee(s) SHELTER PET Cool SpringS CommonS, Suite 273 Cool SpringS CommonS, Suite 273 7100 CommerCe Way 7100 CommerCe Way BrentWood, tn 37027 BrentWood, tn 37027 tn inVeStorS page: Http://mWZmlaW. tn inVeStorS page: Http://mWZmlaW. Com/tn_inVeStorS.pHp Com/tn_inVeStorS.pHp & LIFE OF Aug. 13, 20, 27, 2021 Fqk18603 Aug. 20, 27, Sept. 3, 2021 Fqk18602 SUBSTITUTE TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE Sale at public auction will be on September 30, WHEREAS, default has occurred in the 2021 on or about 10:00AM local time, at the performance of the covenants, terms, and con- THE PARTY North Side Entrance, City County Building, 400 ditions of a Deed of Trust Note dated February Main Street, Knoxville, TN 37902, conducted 23, 2007, and the Deed of Trust of even date by the Substitute Trustee as identified and securing the same, recorded March 5, 2007, set forth herein below, pursuant to Deed of Document No. 200703050071058, in Office Trust executed by DORIS ANN BEELER, to of the Register of Deeds for Knox County, Ten- Trans Continental Title Company of Knox Co., nessee, executed by Allan Butler and Cynthia Amazing stories start in shelters and TN, Trustee, on August 19, 1999, as Instru- Rose Butler, conveying certain property therein ment No. 199908250016177 in the real described to Wesley D. Turner as Trustee rescues. Adopt today to start yours. property records of Knox County Register’s for Ameriquest Mortgage Company; and the Office, Tennessee. undersigned, Wilson & Associates, P.L.L.C., Owner of Debt: Deutsche Bank National Trust having been appointed Successor Trustee by HAMILTON Company, as Trustee for GSRPM Loan Trust CITIGROUP MORTGAGE LOAN TRUST INC. AS- 75K+ Instagram Followers 2006-2, Mortgage Pass-Through Certificates, SET- BACKED PASS-THROUGH CERTIFICATES, Series 2006-2 SERIES 2007-AMC4, U.S. BANK NATIONAL The following real estate located in Knox County, ASSOCIATION, AS TRUSTEE. Tennessee, will be sold to the highest call NOW, THEREFORE, notice is hereby given bidder subject to all unpaid taxes, prior liens that the entire indebtedness has been declared and encumbrances of record: due and payable; and that an agent of Wilson Lying and being within the Seventeenth (17th) & Associates, P.L.L.C., as Successor Trustee, Ward of the City of Knoxville, Tennessee, by virtue of the power, duty, and authority and being more particularly bounded and vested in and imposed upon said Successor described as follows: Trustee, by CITIGROUP MORTGAGE LOAN Being Lots 7 and 8 in Block C of the J. C. TRUST INC. ASSET-BACKED PASS-THROUGH Whisman`s Addition to Knoxville, Tennes- CERTIFICATES, SERIES 2007-AMC4, U.S. BANK see, said lots front 52 feet on the North side NATIONAL ASSOCIATION, AS TRUSTEE, will, of West Warren Avenue and extend back on September 14, 2021 on or about 11:00 between parallel lines 125 feet. See Map AM, at the North side of the City County Book 7, Page 90 to which specific reference Building, Knoxville, Tennessee, offer for sale is hereby made. certain property hereinafter described to the Being the same property conveyed to Doris highest bidder FOR certified funds paid at Ann Beeler, by Warranty Deed from Roy the conclusion of the sale, or credit bid from Robert Swatzell and wife, Ella Mae Swatzell, a bank or other lending entity pre-approved by Roy E. Swatzell, Barbara Hooper, Marjorie E. the successor trustee. The sale is free from all Spangler & Beverly J. Boling dated September exemptions, which are expressly waived in the 18, 1981, and recorded September 25, 1981 Deed of Trust, said property being real estate in Book 1743, Page 759, Register`s Office situated in Knox County, Tennessee, and being for Knox County, Tennessee. more particularly described as follows: Tax ID: 081KM038 THE FOLLOWING DESCRIBED PREMISES, Current Owner(s) of Property: DORIS ANN TO-WIT: SITUATED IN DISTRICT NUMBER BEELER EIGHT (8) OF KNOX COUNTY, TENNESSEE, The street address of the above described AND WITHOUT THE CORPORATE LIMITS property is believed to be 101 Warren Ave, OF THE CITY OF KNOXVILLE, TENNESSEE, Knoxville, TN 37917, but such address is not BEING KNOWN AND DESIGNATED AS LOT part of the legal description of the property 1A, WOOD SONG SUBDIVISION, UNIT 1, AS sold herein and in the event of any discrep- SHOWN BY MAP OF THE SAME OF RECORD ancy, the legal description referenced herein AT INSTRUMENT NO. 200101090045420, shall control. IN THE REGISTER’S OFFICE FOR KNOX SALE IS SUBJECT TO OCCUPANT(S) RIGHTS COUNTY, TENNESSEE, TO WHICH MAP SPE- IN POSSESSION. CIFIC REFERENCE IS HEREBY MADE, FOR AUGUST 20-26, 2021 Public Notices Page 15 www.TNLedger.com/Knoxville

A MORE PARTICULAR DESCRIPTION. ESTATE OF DARRELL COLBERT 35-5-101 have been met. to be correct; however, such references known as Faulkner and Gooch 1st Subdivi- ALSO KNOWN AS: 1726 Wood Song Lane, HEIR(S) OF DARRELL COLBERT All right of equity of redemption, statutory are not a part of the legal description of sion as shown by map of same of record Knoxville, TN 37914 The sale held pursuant to this Notice may and otherwise, and homestead are expressly the property sold herein, and, in the event in the Register’s Office of Knox County, This sale is subject to all matters shown be rescinded at the Successor Trustee’s option waived in said Deed of Trust, but the under- of any discrepancy, the legal description Tennessee in Map Book 17, Page 89. on any applicable recorded plat; any unpaid at any time. The right is reserved to adjourn signed will sell and convey only as Substitute herein shall control Said property is conveyed subject to such taxes; any restrictive covenants, easements, the day of the sale to another day, time, and Trustee. Current Owner(s) of Property: Samantha K limitations, restrictions and encumbrances or setback lines that may be applicable; any place certain without further publication, upon If the U.S. Department of Treasury/IRS, the Bowen and Brett S Worley as may affect the property. statutory rights of redemption of any govern- announcement at the time and place for the State of Tennessee Department of Revenue, Other Interested Parties: ALSO KNOWN AS: 3214 Meadowrun Lane mental agency, state or federal; any prior liens sale set forth above. In the event of inclem- or the State of Tennessee Department of This sale is subject to tenant(s)/ , aka 3216 Meadowrun Lane, Knoxville, or encumbrances as well as any priority created ent weather, the trustee hereby announces Labor or Workforce Development are listed occupant(s) rights in possession. TN 37931 by a fixture filing; and to any matter that an ac- that the sale will be postponed for a period of as Interested Parties in the advertisement, This sale is subject to all matters shown This sale is subject to all matters shown curate survey of the premises might disclose. two weeks. In such situations, notices will be then the Notice of this foreclosure is being on any applicable recorded plat; any unpaid on any applicable recorded plat; any unpaid In addition, the following parties may claim an mailed to interested parties of record. W&A given to them and the Sale will be subject taxes; any restrictive covenants, easements, taxes; any restrictive covenants, easements, interest in the above- referenced property: No. 346135 to the applicable governmental entities’ or setback lines that may be applicable; any or setback lines that may be applicable; any ALLAN BUTLER DATED August 15, 2021 right to redeem the property as required by statutory rights of redemption of any govern- statutory rights of redemption of any govern- CYNTHIA ROSE BUTLER WILSON & ASSOCIATES, P.L.L.C., 26 U.S.C. 7425 and T.C.A. §67-1-1433. mental agency, state or federal; any prior liens mental agency, state or federal; any prior liens WOOD SONG SUBDIVISION HOMEOWNERS Successor Trustee This property is being sold with the express or encumbrances as well as any priority created or encumbrances as well as any priority created ASSOCIATION, INC., AMERIQUEST MORTGAGE Aug. 20, 27, Sept. 3, 2021 Fqk18616 reservation that the sale is subject to confir- by a fixture filing; and to any matter that an ac- by a fixture filing; and to any matter that an ac- COMPANY mation by the lender or trustee. If the sale is curate survey of the premises might disclose. curate survey of the premises might disclose. LVNV FUNDING, LLC AS ASSIGNEE OF WELLS SUBSTITUTE TRUSTEE’S SALE set aside for any reason, the Purchaser at the In addition, the following parties may claim In addition, the following parties may claim an FARGO FINANCIAL PHOENIX CREDIT, LLC Sale at public auction will be on September sale shall be entitled only to a return of the an interest in the above-referenced property: interest in the above- referenced property: MIDLAND FUNDING LLC AS SUCCESSOR IN 30, 2021 on or about 10:00AM local time, purchase price. The Purchaser shall have no Samantha K Bowen and Brett S Worley. TINA HILL INTEREST TO CITIBANK (SOUTH DAKOTA) NA at the North door, Knox County Courthouse, further recourse against the Mortgagor, the If the United States or the State of Tennes- CHRIS HILL “THE HOME DEPOT” Knoxville, Tennessee, conducted by the Substi- Mortgagee or the Mortgagee’s attorney. see have any liens or claimed lien(s) on the The sale held pursuant to this Notice may MIDLAND FUNDING LLC, AS SUCCESSOR tute Trustee as identified and set forth herein MWZM File No. 21-000127-210-1 Property, and are named herein as interested be rescinded at the Successor Trustee’s option IN INTEREST TO GE CAPITAL RETAIL BANK below, pursuant to Deed of Trust executed by Mackie Wolf Zientz & Mann, P.C., Substitute parties, timely notice has been given to the at any time. The right is reserved to adjourn SAM’S CLUB MARY C. SEIBER, to Mark Blayney Leedom, Trustee(s) applicable governmental entity, and the sale the day of the sale to another day, time, and REPUBLIC FINANCE LLC Trustee, on July 28, 2015, as Instrument Cool SpringS CommonS, Suite 273 will be subject to any applicable rights of place certain without further publication, upon The sale held pursuant to this Notice may No. 201508040007899 in the real property 7100 CommerCe Way redemption held by the entity as required by announcement at the time and place for the be rescinded at the Successor Trustee’s option records of Knox County Register’s Office, Ten- BrentWood, tn 37027 26 U.S.C. § 7425 and/or Tennessee Code sale set forth above. In the event of inclem- at any time. The right is reserved to adjourn nessee. tn inVeStorS page: Http://mWZmlaW. § 67-1-1433. ent weather, the trustee hereby announces the day of the sale to another day, time, and Owner of Debt: PHH MORTGAGE CORPORA- Com/tn_inVeStorS.pHp All right and equity of redemption, statu- that the sale will be postponed for a period of place certain without further publication, upon TION Aug. 20, 27, Sept. 3, 2021 Fqk18619 tory and otherwise, homestead, and dower two weeks. In such situations, notices will be announcement at the time and place for the The following real estate located in Knox County, are expressly waived in said Deed of Trust, mailed to interested parties of record. W&A sale set forth above. In the event of inclem- Tennessee, will be sold to the highest call NOTICE OF SUBSTITUTE TRUSTEE`S SALE and the title is believed to be good; however, No. 124356 ent weather, the trustee hereby announces bidder subject to all unpaid taxes, prior liens WHEREAS, default has occurred in the the undersigned will sell and convey only as DATED August 18, 2021 that the sale will be postponed for a period of and encumbrances of record: performance of the covenants, terms, and Substitute Trustee. WILSON & ASSOCIATES, P.L.L.C., two weeks. In such situations, notices will be Situated in district No. Two (2) of Knox County, conditions of a Deed of Trust dated June 30, The transfer shall be AS IS, WHERE IS, Successor Trustee mailed to interested parties of record. W&A Tennessee, and within the 16th Ward of the 2008, executed by Samantha K Bowen, an AND WITH ALL FAULTS, and without warran- Aug. 20, 27, Sept. 3, 2021 Fqk18623 No. 344553 City of Knoxville, Tennessee, and being known unmarried person and Brett S Worley, an ties of any kind, express or implied, as to the DATED August 15, 2021 and designated as all of Lot 23, Unit 2, of the unmarried person, to Larry A Weissman, condition of the Property and the improvements WILSON & ASSOCIATES, P.L.L.C., Coker Hills Addition as shown by map of record Trustee, for Suntrust Mortgage, Inc, its succes- located thereon, including merchantability or Successor Trustee in said addition in Map Book 14, Page 118 in sors and assigns, and appearing of record on fitness for particular purpose. Trustee shall Foreclosure Notices Aug. 20, 27, Sept. 3, 2021 Fqk18615 the Register`s Office for Knox County, Ten- July 2, 2008, in the Register’s Office of Knox make no covenant of seisin or warranty of Loudon County nessee, and being more particularly bounded County, Tennessee, at Instrument Number title, express or implied, and will sell and NOTICE OF TRUSTEE’S SALE and described as follows: 200807020000667. convey the subject real property by Substitute WHEREAS, default has occurred in the Beginning at an iron pin in the north line of WHEREAS, the beneficial interest of said Trustee’s Deed only. performance of the covenants, terms, and Boright Avenue, said iron pin being distant Deed of Trust was last transferred and as- The right is reserved to adjourn the day NOTICE OF TRUSTEE’S SALE conditions of a Deed of Trust Note dated July 84.0 feet, more or less, in a northeasterly signed to Wilmington Savings Fund Society, of the sale to another day, time, and place WHEREAS, default has occurred in the 23, 2018, and the Deed of Trust of even date direction from the east line of Maxwell street, FSB, as trustee of Stanwich Mortgage Loan certain without further publication, upon an- performance of the covenants, terms, and securing the same, recorded August 6, 2018, a common corner with Lot 22; thence from Trust F, the party entitled to enforce said nouncement at the time and place for the sale conditions of a Deed of Trust Note dated July Document No. 201808060008219, in Office of said beginning point North 33 degrees 35 security interest; and having appointed Clear set forth above. 15, 2016, and the Deed of Trust of even date the Register of Deeds for Knox County, Tennes- minutes West, 204.0 feet to an iron pin; Recon LLC, the undersigned, as Substitute This property is being sold with the ex- securing the same, recorded July 22, 2016, see, executed by Darrell L Colbert, conveying thence North 56 degrees 25 minutes East, Trustee by instrument filed or being filed for press reservation that the sale is subject to in Book No. T1293, at Page 552, in Office certain property therein described to Joseph B. 50.0 feet to an iron pin; thence South 33 record in the Register’s Office of Knox County, confirmation by the lender or trustee. This sale of the Register of Deeds for Loudon County, Pitt, Jr. ESQ as Trustee for Mortgage Electronic degrees 35 minutes East, 206.0 feet to an Tennessee, with all of the rights, powers, and may be rescinded by the Substitute Trustee Tennessee, executed by Richard Griffin and Registration Systems, Inc., as beneficiary, as iron pin in Boright Avenue; thence with the privileges of the original Trustee named in said at any time. Claudine Griffin, conveying certain property nominee for LoanDepot.com, LLC, its succes- Avenue, South 58 degrees 24 minutes West, Deed of Trust. THIS OFFICE IS ACTING AS A DEBT COLLECTOR therein described to Fidelity National Title sors and assigns; and the undersigned, Wilson 50.0 feet to an iron pin in the place of BEGIN- NOW, THEREFORE, notice is hereby given AND IS ATTEMPTING TO COLLECT A DEBT. ANY Insurance Company as Trustee for Mortgage & Associates, P.L.L.C., having been appointed NING, as shown by survey of Construction that the entire indebtedness has been declared INFORMATION OBTAINED WILL BE USED FOR Electronic Registration Systems, Inc., as Successor Trustee by MidFirst Bank. Consultants, Engineers, Knoxville, Tennes- due and payable as provided in said Deed of THAT PURPOSE. beneficiary, as nominee for iFreedom Direct NOW, THEREFORE, notice is hereby given see, dated November 7, 1974. Trust, and that the undersigned, Clear Recon Clear Recon LLC Corporation, its successors and assigns; and that the entire indebtedness has been declared Being the same property conveyed to Mary LLC, as Substitute Trustee or his duly appointed Substitute Trustee the undersigned, Wilson & Associates, P.L.L.C., due and payable; and that an agent of Wilson & C. Seiber, unmarried from Charles R. Seiber, agent, by virtue of the power, duty, and author- 651 East 4th Street Suite 200 having been appointed Successor Trustee by Associates, P.L.L.C., as Successor Trustee, by unmarried by deed dated December 23, 1980 ity vested and imposed upon said Substitute Chattanooga, Tennessee 37403 Wintrust Mortgage, a division of Barrington virtue of the power, duty, and authority vested and recorded December 23, 1980 in Book Trustee will, on September 21, 2021, at 12:00 Phone: (877) 319-8840 Bank & Trust Co., N.A.. in and imposed upon said Successor Trustee, 1724, Page 135 in the Register`s Office for PM, local time, in the lobby of the City-County File No: 2191-1842A NOW, THEREFORE, notice is hereby given by MidFirst Bank, will, on October 14, 2021 Knox County, Tennessee. Building, 400 Main Street, located in Knoxville, Aug. 20, 27, Sept. 3, 2021 Fqk18620 that the entire indebtedness has been declared on or about 10:00 AM, at the City County This conveyance is subject to any and all Tennessee, proceed to sell at public outcry to due and payable; and that an agent of Wilson & Building, Knoxville, Tennessee, offer for sale restrictions, easements, setback lines, con- the highest and best bidder for cash or certi- NOTICE OF TRUSTEE’S SALE Associates, P.L.L.C., as Successor Trustee, by certain property hereinafter described to the ditions, plat of record, and encumbrances of fied funds ONLY, paid at the conclusion of the WHEREAS, default has occurred in the virtue of the power, duty, and authority vested highest bidder FOR certified funds paid at record map book 14, page 118 in the register`s sale, the following described property situated performance of the covenants, terms, and in and imposed upon said Successor Trustee, the conclusion of the sale, or credit bid from office for the aforesaid County. in Knox County, to wit: conditions of a Deed of Trust Note dated June by Wintrust Mortgage, a division of Barrington a bank or other lending entity pre-approved by Tax ID: 070IF-033.00 The land referred to herein below is situated 8, 2005, and the Deed of Trust of even date Bank & Trust Co., N.A., will, on September 13, the successor trustee. The sale is free from all Property commonly known as: 2911 Boright in the County of Knox, State of Tennessee, securing the same, recorded June 21, 2005, 2021 on or about 10:00 AM, at the Loudon exemptions, which are expressly waived in the Drive, Knoxville, TN 37917 and is described as follows: Document No. 200506210102969, in Office County Courthouse Annex Building, 101 Deed of Trust, said property being real estate Tax ID: 070IF033 SITUATE, LYING AND BEING in the Ninth of the Register of Deeds for Knox County, Ten- Mulberry Street, London, TN, Loudon, Tennes- situated in Knox County, Tennessee, and being Current Owner(s) of Property: MARY C. (9th) Civil District Knox County, nessee, executed by Tina Hill and Chris Hill, see, offer for sale certain property hereinafter more particularly described as follows: SEIBER Tennessee, and without the corporate limits conveying certain property therein described to described to the highest bidder FOR certified THE LAND REFERRED TO HEREIN BELOW The street address of the above described of the City of Knoxville and being LOT 1 General American Corporation as Trustee for funds paid at the conclusion of the sale, or IS SITUATED IN THE COUNTY OF KNOX, property is believed to be 2911 Boright Dr, of ARROWHEAD SUBDIVISION, BLOCK B, Centex Home Equity Company, LLC; and the credit bid from a bank or other lending entity STATE OF TENNESSEE, AND IS DESCRIBED Knoxville, TN 37917, but such address is not UNIT ONE, as the same is shown by plat of undersigned, Wilson & Associates, P.L.L.C., pre-approved by the successor trustee. The AS FOLLOWS: SITUATED IN DISTRICT NO. part of the legal description of the property record in Plat Cabinet D, Slide 107-D (Map having been appointed Successor Trustee by sale is free from all exemptions, which are FIVE (5) OF KNOX COUNTY, TENNESSEE, sold herein and in the event of any discrep- Book 35-S, Page 32) in the Register’s Of- Nationstar Mortgage LLC d/b/a Mr. Cooper. expressly waived in the Deed of Trust, said AND WITHIN THE 43RD WARD OF THE CITY ancy, the legal description referenced herein fice for Knox County, Tennessee, to which NOW, THEREFORE, notice is hereby given property being real estate situated in Loudon OF KNOXVILLE, TENNESSEE, BEING KNOWN shall control. plat specific reference is here made for a that the entire indebtedness has been declared County, Tennessee, and being more particularly AND DESIGNATED AS ALL OF LOT 26, WEST SALE IS SUBJECT TO OCCUPANT(S) RIGHTS more particular description and as shown due and payable; and that an agent of Wilson described as follows: GATE SUBDIVISION, AS SHOWN BY MAP OF IN POSSESSION. by the survey of Bruce McClellan, RLS No. & Associates, P.L.L.C., as Successor Trustee, THE LAND REFERRED TO HEREIN BELOW SAME OF RECORD IN MAP BOOK 24, PAGE THE RIGHT IS RESERVED TO ADJOURN THE 696, 3377 Regal Drive, Alcoa, Tennessee, by virtue of the power, duty, and authority IS SITUATED IN THE COUNTY OF LOUDON, 138 (MAP CABINET C, SLIDE 119A), IN THE DAY OF THE SALE TO ANOTHER DAY, TIME 37701 dated November 12, 1992. vested in and imposed upon said Successor STATE OF TENNESSEE, AND IS DESCRIBED REGISTER’S OFFICE FOR KNOX COUNTY, AND PLACE CERTAIN WITHOUT FURTHER This conveyance is made subject to the re- Trustee, by Nationstar Mortgage LLC d/b/a Mr. AS FOLLOWS: TENNESSEE, TO WHICH MAP SPECIFIC PUBLICATION, UPON ANNOUNCEMENT AT THE strictions, easements, and building setbacks Cooper, will, on September 30, 2021 on or SITUATED IN DISTRICT NO. TWO (2) OF REFERENCE IS HEREBY MADE FOR A MORE TIME AND PLACE FOR THE SALE SET FORTH of record in Warranty Deed Book 1220, about 10:00 AM, at the North side of the City LOUDON COUNTY, TENNESSEE, WITHIN PARTICULAR DESCRIPTION. ABOVE. THE TERMS OF SALE ARE CASH. ANY Page 1117, Plat Cabinet D, Slide 107-D, County Building, Knoxville, Tennessee, offer THE CORPORATE LIMITS OF LENOIR ALSO KNOWN AS: 4204 Westgate Drive, TAXES OR FEES WILL BE THE RESPONSIBIL- and Warranty Deed Book 933, Page 5, all for sale certain property hereinafter described CITY. TENNESSEE, AND BEING KNOWN Knoxville, TN 37921 ITY OF THE PURCHASER. IF THE SALE IS SET in said Register’s Office. to the highest bidder FOR certified fundspaid AND DESIGNATED AS LOT 3 AND LOT 4, This sale is subject to all matters shown ASIDE FOR ANY REASON, THE PURCHASER Being the same property conveyed to Saman- at the conclusion of the sale, or credit bid from BLOCK 7, FIFTH ADDITION TO LENOIR on any applicable recorded plat; any unpaid AT THE SALE SHALL BE ENTITLED ONLY TO A tha K. Bowen and Brett S. Worley by Warranty a bank or other lending entity pre-approved by CITY TENNESSEE AS SHOWN ON PLAT OF taxes; any restrictive covenants, easements, RETURN OF THE PURCHASE PRICE. THE PUR- Deed Dated June 30, 2008 and of record the successor trustee. The sale is free from all RECORD IN PLAT CABINET A, SLIDE 63 or setback lines that may be applicable; any CHASER SHALL HAVE NO FURTHER RECOURSE in Book _*__, Page __*_ in the Register’s exemptions, which are expressly waived in the IN THE REGISTER’S OFFICE FOR LOUDON statutory rights of redemption of any govern- AGAINST THE GRANTOR, THE GRANTEE, OR Office for Knox County, Tennessee. Deed of Trust, said property being real estate COUNTY, TENNESSEE, AND A PART OF mental agency, state or federal; any prior liens THE TRUSTEE. No New Boundary Survey was made at time situated in Knox County, Tennessee, and being LOT 2 IN SAID ADDITION, SAID PART OF or encumbrances as well as any priority created OTHER INTERESTED PARTIES: SECRETARY OF of conveyance. *200807020000666 more particularly described as follows: LOT 2 BEING MORE FULLY DESCRIBED by a fixture filing; and to any matter that an ac- HOUSING & URBAN DEVELOPMENT Parcel ID: 147FA027 The following described tract or parcel of AS FOLLOWS: curate survey of the premises might disclose. THIS IS AN ATTEMPT TO COLLECT A DEBT AND Commonly known as 3412 Maryville Pike, land located in Knox County, Tennessee BEGINNING AT AN IRON PIN IN THE NORTH In addition, the following parties may claim an ANY INFORMATION OBTAINED WILL BE USED Knoxville, TN 37920 described as follows: Situated in District RIGHT-OF-WAY LINE OF EAST THIRD interest in the above- referenced property: FOR THAT PURPOSE. The street address and parcel number(s) of Number Six (6) f(ormerly the 9th District) DARRELL L COLBERT If applicable, the notice requirements of T.C.A. the above described property are believed of Knox County, Tennessee. Lot 6 in what is Continued on Page 17 Section B - Page 16 PublicT:7.875” Notices www.TNledger.com

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Beata Molska CMYK 5-20-2015 4:19 PM 32170_SHOT_03_b3.tif (362 ppi), AARP_Real_Possibilities_4c.eps, TAG_p3.ai, Trade Gothic LT Std (OpenType), Myriad CMYK AdCouncil_blue_4c.eps Pro (OpenType) 6-9-2015 12:21 PM 6-9-2015 12:21 PM 5-11-2015 2:24 PM 100% AUGUST 20-26, 2021 Public Notices Page 17 www.TNLedger.com/Knoxville Foreclosure Notices 460.83 feet to an iron pin, South 09 degrees which are expressly waived in the Deed of having been appointed Successor Trustee Collateral Service Corporation, Trustee(s), Continued from Page 15 07’ West, a distance of 471.71 feet to the Trust, said property being real estate situated by Bayview Loan Servicing, LLC, a Delaware which was dated April 9, 2008, and recorded center of a County gravel road; thence with in Morgan County, Tennessee, and being more Limited Liability Company. on April 21, 2008, in Book 1276, at Page AVENUE AND CORNERED TO LOT 3 AND the center of said gravel road two chord calls particularly described as follows: NOW, THEREFORE, notice is hereby given 49 in Roane County, Tennessee Register EXTENDING SOUTH 64 DEG. 07 MIN. WEST as follows: North 84 degrees 58’ West, a Situate in District Eleven (11) of Morgan that the entire indebtedness has been declared of Deeds. 50 FEET TO AN IRON PIN CORNERED TO distance of 160.59 feet, North 56 degrees County, Tennessee and being more particu- due and payable; and that an agent of Wilson WHEREAS, default having been made in LOT 1; THENCE NORTH 35 DEG. 00 MIN. 51’ West, a distance of 395.01 feet to the larly described as follows: BEGINNING on & Associates, P.L.L.C., as Successor Trustee, the payment of the debt(s) and obligation(s) WEST 134 FEET TO AN IRON PIN IN THE June Landrum southeast corner; thence with a point in Gut Branch, said point located by virtue of the power, duty, and authority thereby secured by the said Deed of Trust and SOUTH RIGHT-OF-WAY LINE OF AN ALLEY; the June Landrum line three calls as follows: 1328 feet from the centerline intersection vested in and imposed upon said Successor the current holder of said Deed of Trust, Truist THENCE NORTH 59 DEG. 30 MIN. EAST North 30 degrees 57’ East, a distance of of Nashville Highway (SR-62) and Cooper Trustee, by Bayview Loan Servicing, LLC, a Bank, formerly known as Branch Banking and 24 FEET TO AN IRON PIN IN THE WEST 155.52 feet at 16” White Oak passing an Road, said point also located easterly 8.1 Delaware Limited Liability Company, will, on Trust Company, (the “Holder”), appointed the LINE OF LOT 3; THENCE SOUTH 45 DEG. iron pin on the road bank at 16.88 feet, feet from the west end of the bridge and September 15, 2021 on or about 10:00 AM, undersigned, Brock & Scott, PLLC, as Substi- 25 MIN. WEST 142-1/2 FEET TO POINT North 56 degrees 49’ East, a distance of being the southwesterly corner of the herein at the Roane County Courthouse, Kingston, tute Trustee, with all the rights, powers and OF BEGINNING. 627.16 feet to an iron pin, South 88 degrees described tract, said point lying on the Tennessee, offer for sale certain property privileges of the original Trustee named in said ALSO KNOWN AS: 300 Highland Circle, 43’ East, a distance of 517.94 feet to the easterly margin of the property standing in hereinafter described to the highest bidder Deed of Trust; and Lenoir City, TN 37772 point of beginning, containing 9.35 acres, the name of John William, Jr. and Jane W, FOR certifi ed funds paid at the conclusion of NOW, THEREFORE, notice is hereby given This sale is subject to all matters shown as surveyed by Fred Moore, T.R.L.S. No. 21 Moore, which is of record in Deed Book X8, the sale, or credit bid from a bank or other that the entire indebtedness has been declared on any applicable recorded plat; any unpaid on April 6, 1983. LESS AND EXCEPT all that Page 183 of said Register’s Offi ce; thence lending entity pre-approved by the successor due and payable as provided in said Deed of taxes; any restrictive covenants, easements, tract of land conveyed to Selina Duncan and continuing with the common line of the trustee. The sale is free from all exemptions, Trust by the Holder, and that as agent for the or setback lines that may be applicable; any Carl Burchfi eld by deed of record in Book subject property and the aforementioned which are expressly waived in the Deed of undersigned, Brock & Scott, PLLC, Substitute statutory rights of redemption of any govern- 108, Page 40 in the Register’s Offi ce for Moore property the following 3 calls: North Trust, said property being real estate situated Trustee, by virtue of the power and authority mental agency, state or federal; any prior liens Morgan County, Tennessee, and being more 05 degrees 14 minutes 36 seconds East, in Roane County, Tennessee, and being more vested in it, will on September 28, 2021, at or encumbrances as well as any priority created particularly described as follows: BEGIN- a distance of 12.15 feet to a point lying in particularly described as follows: 10:00 AM at the usual and customary location by a fi xture fi ling; and to any matter that an ac- NING at a common corner to Andy Webb said Gut Branch and on the northerly margin The following described property: Situated at the Roane County Courthouse, Kingston, curate survey of the premises might disclose. and Frank Weigel, approximately one mile of said Nashville Highway; thence North 05 in the Fifth Civil District of Roane County, Tennessee, proceed to sell at public outcry In addition, the following parties may claim an West of U.S. Highway 27 and on the East degrees 14 minutes 36 seconds East, and Tennessee, within the corporate limits of to the highest and best bidder for cash, the interest in the above- referenced property: side of Landrum Hill Road at an iron fence passing a 12” Holly tree at 20.79 feet, for the City of Rockwood, and being known following described property situated in Roane RICHARD GRIFFIN post near a 12 inch pine in the Eleventh (11 a total distance of 782.61 feet to a set and designated as follows: Being all of Lot County, Tennessee, to wit: CLAUDINE GRIFFIN th ) Civil District of Morgan County, Ten- stone with a reference 1/2” rebar with cap 39 of Dugger’s Addition to Rockwood, Ten- SITUATED in District Five (5) of Roane County, ESTATE OF RICHARD GRIFFIN nessee; thence with the Andy Webb line at stamped ‘Moore’; thence South 76 degrees nessee, as shown by Plat of said addition Tennessee, and being known and designated HEIR(S) OF RICHARD GRIFFIN North 09 degrees 07 min. East a distance 49 minutes 19 seconds East, a distance of of Record in Plat Book 1, Page 85, Cabinet as all of Lot 319 in Grande Vista Bay West STEPHANIE SMOTHERMAN of 316.0 feet to a metal fence post corner 175,76 feet to a tee rail, said point being 1, Slide 39(2), in the Register’s Offi ce for - Section V, as shown by map of same of CB INVESTMENTS, LLC at the Hattie Landrum corner; thence with a common corner to the subject property, Roane County, Tennessee, to which Plat record in Plat Book D, Pages 106 - 110, in the The sale held pursuant to this Notice may the Hattie Landrum line, South 88 deg. 08 the aforementioned Moore property, and specifi c reference is hereby made for a more Register’s Offi ce for Roane County, Tennes- be rescinded at the Successor Trustee’s option min. East a distance of 113.43 feet to a the property standing in the name of Kelly particular description of said lots. see, to which map specifi c reference is hereby at any time. The right is reserved to adjourn metal fence post in the Frank Weigel line; Brooks, which is of record in Deed Book ALSO KNOWN AS: 515 Kingston Avenue, made for a more particular description. the day of the sale to another day, time, and thence with the Frank Weigel line, South 178, Page 269 of said Register’s Offi ce; Rockwood, TN 37854 BEING the same premises conveyed to place certain without further publication, upon 00 deg. 06 min. West a distance of 316.0 thence continuing with the common line of This sale is subject to all matters shown Andrew J. Sisson and wife, Michele Manning announcement at the time and place for the feet to an iron fence post; thence with the the aforementioned Brooks property South on any applicable recorded plat; any unpaid by Warranty Deed of Tennessee Land and sale set forth above. In the event of inclem- Frank Weigel line, North 87 deg. 18 min. 04 degrees 47 minutes 00 seconds West, taxes; any restrictive covenants, easements, Lakes, LLC, dated April 9, 2008, of record ent weather, the trustee hereby announces West a distance of 163.07 feet to the point a distance of 794.35 feet to a set stone, or setback lines that may be applicable; any in Book 1276, Page 46, in the Register’s that the sale will be postponed for a period of of beginning, containing 0.999 acres. said set stone lying on the northerly margin statutory rights of redemption of any govern- Office for Roane County, Tennessee. two weeks. In such situations, notices will be ALSO KNOWN AS: 294 Landrum Hill Road, of said Nashville Highway, said point also mental agency, state or federal; any prior liens No boundary survey having been made at mailed to interested parties of record. W&A Lancing, TN 37770 being the southeasterly corner of the herein or encumbrances as well as any priority created the time of this conveyance and the legal No. 349981 This sale is subject to all matters shown described tract and the southwesterly cor- by a fi xture fi ling; and to any matter that an ac- description being different than the previ- DATED August 5, 2021 on any applicable recorded plat; any unpaid ner of the aforementioned Brooks property; curate survey of the premises might disclose. ous deed of record, the source of the new WILSON & ASSOCIATES, P.L.L.C., taxes; any restrictive covenants, easements, thence North 77 degrees 14 minutes 08 In addition, the following parties may claim an description is the recorded map of record in Successor Trustee or setback lines that may be applicable; any seconds West, a distance of 182.01 feet interest in the above- referenced property: Plat Cabinet D, Pages 106 - 110, in the Reg- Aug. 13, 20, 27, 2021 Fqk18600 statutory rights of redemption of any govern- to a point lying in Gut Branch, said point BETTY HALLIBURTON ister’s Offi ce for Roane County, Tennessee. mental agency, state or federal; any prior liens tree being the POINT OF BEGINNING of NEIGHBORHOOD HOUSING SERVICES OF THIS CONVEYANCE IS MADE SUBJECT TO or encumbrances as well as any priority created the herein described tract of land, con- AMERICA, INC. the terms, conditions, easements, restrictive by a fi xture fi ling; and to any matter that an ac- taining 3.232 acres, more or less. ( Legal The sale held pursuant to this Notice may covenants, and any and all other notes and Foreclosure Notices curate survey of the premises might disclose. Description revised pursuant to Judgment be rescinded at the Successor Trustee’s option matters which are of record in Book 1067, morgan County In addition, the following parties may claim an on Complaint, Case No. 2019-CV- 26, in at any time. The right is reserved to adjourn Page 868, Book 1097, Page 59, Book 1117, interest in the above- referenced property: the Circuit Court for Morgan County, Ten- the day of the sale to another day, time, and Page 616, Book 1148, Page 49, Book 1174, MICHAEL D LANDRUM nessee, recorded December 29, 2020, at place certain without further publication, upon Page 760, Book 1227, Page 525 and Book NOTICE OF TRUSTEE’S SALE PEGGY J LANDRUM Book 262, Page 728.) announcement at the time and place for the 1261, Page 116, as all of the foregoing may WHEREAS, default has occurred in the MICHAEL WILKE ALSO KNOWN AS: 2256 Nashville Highway, sale set forth above. In the event of inclem- from time to time be amended, modifi ed, or performance of the covenants, terms, and SARAH LANDRUM Lancing, TN 37770 ent weather, the trustee hereby announces corrected, and as all are of record in the Reg- conditions of a Deed of Trust Note dated RYAN LANDRUM This sale is subject to all matters shown that the sale will be postponed for a period of isters Offi ce for Roane County, Tennessee. February 23, 2016, and the Deed of Trust MICHAEL DWAINE LANDRUM on any applicable recorded plat; any unpaid two weeks. In such situations, notices will be THIS CONVEYANCE IS MADE SUBJECT TO of even date securing the same, recorded , The sale held pursuant to this Notice may taxes; any restrictive covenants, easements, mailed to interested parties of record. W&A fi fty (50) foot joint permanent and perpetual in Offi ce of the Register of Deeds for Morgan be rescinded at the Successor Trustee’s option or setback lines that may be applicable; any No. 342452 easement for ingress, egress and regress County, Tennessee, executed by Michael D at any time. The right is reserved to adjourn statutory rights of redemption of any govern- DATED August 6, 2021 retained by Richard L. Hollow, Trustee with Landrum and Peggy J Landrum and Michael the day of the sale to another day, time, and mental agency, state or federal; any prior liens WILSON & ASSOCIATES, P.L.L.C., full powers, in Warranty Deed to Tennessee Wilke and Sarah Landrum and Ryan Landrum place certain without further publication, upon or encumbrances as well as any priority created Successor Trustee Land and Lakes, LLC, of record in Book and Michael Dwaine Landrum, conveying announcement at the time and place for the by a fi xture fi ling; and to any matter that an ac- Aug. 13, 20, 27, 2021 Fqk18601 1159, Page 758, in the Register’s Offi ce certain property therein described to Thomas sale set forth above. In the event of inclem- curate survey of the premises might disclose. for Roane County, Tennessee, Land as H. Dickenson as Trustee for ORNL Federal ent weather, the trustee hereby announces In addition, the following parties may claim an NOTICE OF FORECLOSURE SALE shown by survey of William D. McKenzie, Credit Union; and the undersigned, Wilson & that the sale will be postponed for a period of interest in the above- referenced property: STATE OF TENNESSEE, ROANE COUNTY Tennessee Registered Surveyor No. 720, Associates, P.L.L.C., having been appointed two weeks. In such situations, notices will be RYAN K LANDRUM WHEREAS, Andrew J. Sisson and Michele of McKenzie Surveying Company, P.O. Box Successor Trustee by ORNL Federal Credit mailed to interested parties of record. W&A The sale held pursuant to this Notice may Manning executed a Deed of Trust to Branch 905, Decatur, TN 37322, dated Febru- Union. No. 338560 be rescinded at the Successor Trustee’s option Banking and Trust Company, Lender and BB&T Continued on Page 18 NOW, THEREFORE, notice is hereby given DATED August 11, 2021 at any time. The right is reserved to adjourn that the entire indebtedness has been declared WILSON & ASSOCIATES, P.L.L.C., the day of the sale to another day, time, and due and payable; and that an agent of Wilson Successor Trustee place certain without further publication, upon & Associates, P.L.L.C., as Successor Trustee, Aug. 20, 27, Sept. 3, 2021 Fqk18609 announcement at the time and place for the by virtue of the power, duty, and authority sale set forth above. In the event of inclem- vested in and imposed upon said Successor NOTICE OF TRUSTEE’S SALE ent weather, the trustee hereby announces Trustee, by ORNL Federal Credit Union, will, on WHEREAS, default has occurred in the that the sale will be postponed for a period of September 9, 2021 on or about 11:30 AM, performance of the covenants, terms, and two weeks. In such situations, notices will be at the Morgan County Courthouse, Wartburg, conditions of a Deed of Trust Note dated April mailed to interested parties of record. W&A TEXTING Tennessee, offer for sale certain property 23, 2014, and the Deed of Trust of even date No. 331364 hereinafter described to the highest bidder securing the same, recorded May 5, 2014, DATED August 18, 2021 FOR certifi ed funds paid at the conclusion of in Book No. 172, at Page 247, in Offi ce of WILSON & ASSOCIATES, P.L.L.C., the sale, or credit bid from a bank or other the Register of Deeds for Morgan County, Successor Trustee AND DRIVING lending entity pre-approved by the successor Tennessee, executed by Ryan K Landrum, Aug. 20, 27, Sept. 3, 2021 Fqk18625 trustee. The sale is free from all exemptions, conveying certain property therein described which are expressly waived in the Deed of to Thomas H. Dickenson as Trustee for ORNL Trust, said property being real estate situated Federal Credit Union; and the undersigned, MAKES in Morgan County, Tennessee, and being more Wilson & Associates, P.L.L.C., having been Foreclosure Notices particularly described as follows: appointed Successor Trustee by ORNL Federal Situated in District No. Eleven (11) of Credit Union. Roane County Morgan County, Tennessee, to-wit: BEGIN- NOW, THEREFORE, notice is hereby given NING at iron pin in the Frank Weigel west that the entire indebtedness has been declared GOOD PEOPLE line and at the June Landrum southeast due and payable; and that an agent of Wilson NOTICE OF TRUSTEE’S SALE corner in the Lancing Community of the & Associates, P.L.L.C., as Successor Trustee, WHEREAS, default has occurred in the Eleventh Civil District of Morgan County, by virtue of the power, duty, and authority performance of the covenants, terms, and Tennessee; thence with the Frank Weigel vested in and imposed upon said Successor conditions of a Deed of Trust Note dated Sep- LOOK BAD. line S. 00 degrees 06’ East, a distance of Trustee, by ORNL Federal Credit Union, will, on tember 28, 2012, and the Deed of Trust of even 667.13 feet to an iron pin in the Millard September 9, 2021 on or about 11:30 AM, date securing the same, recorded October 19, Evans line; thence, with the Millard Evans at the Morgan County Courthouse, Wartburg, 2012, in Book No. 1444, at Page 44, in Offi ce STOPTEXTSSTOPWRECKS.ORG line North 87 degrees 18’ West, a distance Tennessee, offer for sale certain property of the Register of Deeds for Roane County, of 163.07 feet to a point in the Andy Webb hereinafter described to the highest bidder Tennessee, executed by Betty Halliburton, line; thence with the Andy Webb line three FOR certifi ed funds paid at the conclusion of conveying certain property therein described calls as follows: North 09 degrees 07’ East, the sale, or credit bid from a bank or other to First American Title Insurance Company as a distance of 423.75 feet to an iron pin, lending entity pre-approved by the successor Trustee for JPMorgan Chase Bank, N.A.; and North 88 degrees 43’ West, a distance of trustee. The sale is free from all exemptions, the undersigned, Wilson & Associates, P.L.L.C., Page 18 Public Notices AUGUST 20-26, 2021 www.TNLedger.com/Knoxville Foreclosure Notices The sale of the above-described property shall DEGREES 16` 50” EAST 63.53`: THENCE Aug. 20, 27, Sept. 3, 2021 Fqk18607 interest in the above- referenced property: Continued from Page 17 be subject to all matters shown on any recorded SOUTH 27 DEGREES 39` 15” WEST 51.23`; BOYD W SMITH plat; any unpaid taxes; any restrictive cov- THENCE SOUTH 15 DEGREES 16` 43” WEST NOTICE OF TRUSTEE’S SALE NANCY SMITH ary 13,2006. Said Easement lies within enants, easements or set-back lines that may 102.79` TO AN IRON PIN; THENCE LEAVING WHEREAS, default has occurred in the MIDDLESBORO FEDERAL BANK FSB the right of way of West Mountain Drive. be applicable; any prior liens or encumbrances SAID EASEMENT, SOUTH 87 DEGREES 05` 46” performance of the covenants, terms, and JUNE GRAVES All roads in this subdivision are private and shall as well as any priority created by a fixture filing; EAST 354.92` TO AN IRON PIN IN THE LINE OF conditions of a Deed of Trust Note dated July JEFFREY SMITH be maintained only by the property owners. and to any matter that an accurate survey of EVERETT COX; THEN WITH COX LINE SOUTH 9, 2001, and the Deed of Trust of even date The sale held pursuant to this Notice may THIS CONVEYANCE IS MADE SUBJECT TO ap- the premises might disclose. This property is 36 DEGREES 55` 26” EAST 126.33” TO AN securing the same, recorded July 16, 2001, be rescinded at the Successor Trustee’s option plicable restrictions, building set-back lines, being sold with the express reservation that IRON PIN IN THE LINE OF COX AND CORNER TO in Book No. TD12, at Page 76, in Office of the at any time. The right is reserved to adjourn existing easements, and to all conditions as it is subject to confirmation by the lender or VANDERBILT MORTGAGE PROPERTY; THENCE Register of Deeds for Union County, Tennessee, the day of the sale to another day, time, and shown on the recorded maps. Substitute Trustee. This sale may be rescinded WITH VANDERBILT MORTGAGE LINE SOUTH executed by Boyd W Smith and Nancy Smith, place certain without further publication, upon Parcel ID Number: 076 061.00 at any time. The right is reserved to adjourn 60 DEGREES 21` 20” WEST 561.00` TO AN conveying certain property therein described to announcement at the time and place for the Address/Description: LOT 319 GRANDE the day of the sale to another day, time, and IRON PIN IN THE LINE OF KOSKI; THENCE Kathy J. Winstead as Trustee for First Mortgage sale set forth above. In the event of inclem- VISTA BAY, Rockwood, TN 37854 place certain without further publication, upon WITH KOSKI LINE NORTH 26 DEGREES 49` Lenders, Inc.; and the undersigned, Wilson & ent weather, the trustee hereby announces Current Owner(s): Andrew J. Sisson And announcement at the time and place for the 27” WEST 160.41` TO AN IRON PIN; THENCE Associates, P.L.L.C., having been appointed that the sale will be postponed for a period of Michele Manning sale set forth above. All right and equity of re- NORTH 27 DEGREES 01` 52” WEST 185.32` Successor Trustee by Nationstar Mortgage LLC two weeks. In such situations, notices will be Other Interested Party(ies): Grande Vista Bay demption, statutory or otherwise, homestead, TO AN IRON PIN; NORTH 27 DEGREES 24` d/b/a Mr. Cooper. mailed to interested parties of record. W&A Property Owners Association, Inc. and dower are expressly waived in said Deed 28” WEST 155.72 TO AN IRON PIN CORNER NOW, THEREFORE, notice is hereby given No. 117711 The sale of the property described above of Trust, and the title is believed to be good, TO KOSKI; THENCE CROSSING AN EXISTING that the entire indebtedness has been declared DATED August 12, 2021 shall be subject to all matters shown on but the undersigned will sell and convey only RIGHT OF WAY NORTH 21 DEGREES 45` 05” due and payable; and that an agent of Wilson WILSON & ASSOCIATES, P.L.L.C., any recorded plat; any and all liens against as Substitute Trustee. The Property is sold WEST 16.64 TO THE TRUE POINT OF BEGIN- & Associates, P.L.L.C., as Successor Trustee, Successor Trustee said property for unpaid property taxes; any as is, where is, without representations or NING, CONTAINING 4.86 ACRES ACCORDING by virtue of the power, duty, and authority Aug. 20, 27, Sept. 3, 2021 Fqk18613 restrictive covenants, easements or set-back warranties of any kind, including fitness for a TO THE SURVEY PREPARED BY CHRISTOPHER vested in and imposed upon said Successor lines that may be applicable; any prior liens or particular use or purpose. L. RUDD, RLS #1842, DATED MARCH 11, 2014 Trustee, by Nationstar Mortgage LLC d/b/a encumbrances as well as any priority created by THIS LAW FIRM IS ATTEMPTING TO COLLECT AND RECORDED IN PLAT CABINET E, SLIDE Mr. Cooper, will, on September 22, 2021 a fixture filing; a deed of trust; and any matter A DEBT. ANY INFORMATION OBTAINED WILL 172, IN THE REGISTER`S OFFICE FOR UNION on or about 10:00 AM, at the Union County misc. Notices than an accurate survey of the premises might BE USED FOR THAT PURPOSE. COUNTY, TENNESSEE. Courthouse, Maynardville, Tennessee, offer disclose; and Rubin Lublin TN, PLLC, Substitute Trustee TOGETHER WITH EXISTING RIGHT OF WAY for sale certain property hereinafter described The title is believed to be good, but the under- 119 S. Main Street, Suite 500 EASEMENT AS DESCRIBED IN DEED BOOK to the highest bidder FOR certified fundspaid signed will sell and convey only as Substitute Memphis, TN 38103 J-4, PAGE 76 AND SHOWN ON PLAT CABINET at the conclusion of the sale, or credit bid from NOTICE OF SALE Trustee. The right is reserved to adjourn the rlselaw.com/property-listing B, SLIDE 57, MAP C AND BEING MORE PAR- a bank or other lending entity pre-approved by ASSURED STORAGE OF POWELL, LLC hereby day of the sale to another day, time, and Tel: (877) 813-0992 TICULARLY DESCRIBED AS FOLLOWS: the successor trustee. The sale is free from all publishes notice, as required by TCA 66-31- place certain without further publication, upon Fax: (470) 508-9401 BEGINNING ON AN IRON PIN IN THE EAST RIGHT exemptions, which are expressly waived in the 101et. Seq., of a public sale of the property announcement at the time and place for the Aug. 20, 27, Sept. 3, 2021 Fqk18612 OF WAY LINE OF STACEY LANE, SAID PIN BEING Deed of Trust, said property being real estate listed below to satisfy a landlord lien. All sales sale set forth above. THE COMMON CORNER TO THIS PROPERTY situated in Union County, Tennessee, and being are for credit to the highest bidder and are This office is attempting to collect a debt. AND JEFF KOSKI, BEING FURTHER LOCATED more particularly described as follows: considered final. Assured Storage of Powell Any information obtained will be used for 100` IN A NORTHWESTERLY DIRECTION FROM Situated in the Fourth (4th) Civil District of reserves the right to reject any bids. The sale that purpose. Foreclosure Notices THE INTERSECTION OF TURNER ROAD AND Union County, Tennessee: Beginning at and shall be held online at www.StorageTreasures. Brock & Scott, PLLC, Substitute Trustee STACEY LANE; THENCE WITH THE EAST RIGHT on an iron pin in the Southwest line of Circle com on Tuesday August 31st,2021 at 12:00 c/o Tennessee Foreclosure Department Union County OF WAY LINE OF STACEY LANE NORTH 31 Road, said iron pin being located 15 feet PM EST for the personal and other property 4360 Chamblee Dunwoody Road, Ste 310 DEGREES 23` 46” WEST 15.72` TO AN IRON from the center of said roadway and being stored in the following units: Thomas John- Atlanta, GA 30341 PIN CORNER TO THIS PROPERTY AND GEORGE further located 115 feet Southeast of the son-5125. Contents include but not limited to: PH: 404-789-2661 FX: 404-294-0919 NOTICE OF SUBSTITUTE TRUSTEE’S SALE LOVEDAY; THENCE WITH LOVEDAY LINE NORTH intersection of the Southwest line of Circle Household items, books, exercise equipment, File No.: 20-04095 FC01 WHEREAS, default has occurred in the 59 DEGREES 54` 48” EAST 482.80 TO AN Road with the centerline of Swan Seymour stereo equipment and more. Facility location: Aug. 20, 27, Sept. 3, 2021 Fqk18624 performance of the covenants, terms and IRON PIN AT A MULBERRY TREE, CORNER TO Road as measured along the Southwest line 6285 Barger Pond Way, Knoxville, TN 37912 conditions of a Deed of Trust dated October LOVEDAY, GREGORY COX AND MOSSIE LONG of Circle Road; thence with the Southwest Phone number: 865-859-0602. 26, 2001, executed by AMOS LONG, MOSSIE PROPERTY; THENCE WITH LONG PROPERTY line of Circle Road two calls and distances Aug. 20, 2021 Mqk18597 JANE LONG, conveying certain real property SOUTH 21 DEGREES 45` 05” EAST 16.64` TO as follows: South 31 degrees 44 minutes 09 therein described to GREGG S. MURPHY, as AN IRON PIN CORNER TO LONG, KOSKI AND seconds East, 66.97 feet to an iron pin; and NOTICE OF SALE Foreclosure Notices Trustee, as same appears of record in the THIS PROPERTY, THENCE WITH KOSKI LINE South 43 degrees 41 minutes 47 seconds ASSURED STORAGE OF KNOXVILLE, LLC Sevier County Register’s Office of Union County, Tennessee SOUTH 60 DEGREES 00` 10” WEST 480.03` East, 142.47 feet to an iron pin; thence hereby publishes notice, as required by TCA recorded November 5, 2001, in Deed Book TO AN IRON PIN THE POINT OF BEGINNING, leaving Circle Road, South 50 degrees 14 66-31-101et. Seq., of a public sale of the TD15, Page 303 (see Orders of record in Book ACCORDING TO THE SURVEY PREPARED BY minutes 41 seconds West, 208.00 feet to property listed below to satisfy a landlord lien. MIS34, Page 429, Book MIS34, Page 443, CHRISTOPHER L. RUDD, RLS# 1842, DATED an iron pin; and thence North 39 degrees All sales are for credit to the highest bidder NOTICE OF SUBSTITUTE TRUSTEE’S SALE Book MIS34, Page 458, and in Book MIS34, MARCH 11, 2014 AND RECORDED IN PLAT 52 minutes 44 seconds West 208 feet to and are considered final. Assured Storage WHEREAS, default has occurred in the perfor- Page 473) ; and CABINET E, SLIDE 172, IN THE REGISTER`S an iron pin; and thence North 50 degrees of Knoxville reserves the right to reject any mance of the covenants, terms and conditions WHEREAS, the beneficial interest of said Deed OFFICE FOR UNION COUNTY, TENNESSEE. AT- 07 minutes 17 seconds East 208.00 feet bids. The sale shall be held online at www. of a Deed of Trust dated March 26, 2014, of Trust was last transferred and assigned to TACHED HERETO AND CONVEYED HEREWITH to an iron pin in the Southwest line of Circle StorageTreasures.com on Tuesday August executed by JAMES J. STERNETT, conveying BANK OF AMERICA, N.A. who is now the owner IS A 2000 CARRIAGE DOUBLEWIDE MOBILE Road and the point of beginning, contain- 31st,2021 at 12:00 PM EST for the personal certain real property therein described to JOHN of said debt; and HOME, MODEL 663, HAVING DIMENSIONS ing .97 acre, more or less, according to and other property stored in the following units: B. PHILIP, ESQ., as Trustee, as same appears WHEREAS, the undersigned,Rubin Lublin TN, OF 32` X 60`, AND BEARING SERIAL/VIN#`S: the survey of Perry Walker, Tennessee Deleana Kirk-D42C, Richard Gilmore-F25C,Paul of record in the Register’s Office of Sevier PLLC, having been appointed as Substitute CHAL5217A AND CHAL5217B, WHICH IS PER- Registered Land Surveyor Number 705, Matthews-H2,H23, Debra franklin-I22 . Con- County, Tennessee recorded April 2, 2014, Trustee by instrument to be filed for record MANENTLY AFFIXED TO THE AFOREMENTIONED dated July 2, 2001. tents include but not limited to: Household in Deed Book 4284, Page 673 ; and in the Register’s Office of Union County, REAL ESTATE. ALSO KNOWN AS: 510 Circle Drive, May- items, books, exercise equipment, stereo WHEREAS, the beneficial interest of said Deed Tennessee. Parcel ID: 069-013.04 nardville, TN 37807 equipment and more. Facility location: 6626 of Trust was last transferred and assigned to NOW, THEREFORE, notice is hereby given that PROPERTY ADDRESS: The street address of This sale is subject to all matters shown Ashville Highway, Knoxville, TN 37924 Phone Reverse Mortgage Solutions, Inc. who is now the entire indebtedness has been declared due the property is believed to be 215 AUTUMN on any applicable recorded plat; any unpaid number: 865-525-6626. the owner of said debt; and and payable, and that the undersigned, Rubin LANE, HEISKELL, TN 37754. In the event of taxes; any restrictive covenants, easements, Aug. 20, 2021 Mqk18598 WHEREAS, the undersigned,Rubin Lublin TN, Lublin TN, PLLC, as Substitute Trustee or his any discrepancy between this street address or setback lines that may be applicable; any PLLC, having been appointed as Substitute duly appointed agent, by virtue of the power, and the legal description of the property, the statutory rights of redemption of any govern- PUBLIC NOTICE Trustee by instrument to be filed for record duty and authority vested and imposed upon legal description shall control. mental agency, state or federal; any prior liens The following vehicle will be up for auction on in the Register’s Office of Sevier County, said Substitute Trustee will, on September 22, CURRENT OWNER(S): AMOS LONG, MOSSIE or encumbrances as well as any priority created or after 9/04/2021 at 8:00am– White’s Tire & Tennessee. 2021 at 10:00 AM at the Front Door of the JANE LONG by a fixture filing; and to any matter that an ac- Auto Care 2208 Jacksboro Pk LaFollette- 1998 NOW, THEREFORE, notice is hereby given that Union County Courthouse, 901 Main Street OTHER INTERESTED PARTIES: curate survey of the premises might disclose. Honda 1HGCG5649WA034216 the entire indebtedness has been declared due Maynardville, TN 37807, proceed to sell at ORNL FEDERAL CREDIT UNION In addition, the following parties may claim an Aug. 20, 2021 Mqk18621 and payable, and that the undersigned, Rubin public outcry to the highest and best bidder The sale of the above-described property shall Lublin TN, PLLC, as Substitute Trustee or his for cash or certified funds ONLY, the following be subject to all matters shown on any recorded PUBLIC NOTICE duly appointed agent, by virtue of the power, described property situated in Union County, plat; any unpaid taxes; any restrictive cov- The Tennessee Highway Patrol has recovered the below listed vehicles: duty and authority vested and imposed upon Tennessee, to wit: enants, easements or set-back lines that may Year: Make: Model: VIN: Vehicle Location: said Substitute Trustee will, on September 16, ALL THAT TRACT OR PARCEL OF LAND LYING be applicable; any prior liens or encumbrances 1996 Ford Mustang 1FALP45X5TF167208 Knoxville, TN 2021 at 3:00 PM at the Front Steps of the Sevier AND SITUATE IN THE 4TH CIVIL DISTRICT OF as well as any priority created by a fixture filing; 865-546-2593 County Courthouse, Sevierville, Tennessee, UNION COUNTY, TENNESSEE AND BEING and to any matter that an accurate survey of 1995 Pontiac GAS 1G2NE15M3SM503322 Rockwood, TN proceed to sell at public outcry to the highest BOUNDED AND DESCRIBED AS FOLLOWS: the premises might disclose. This property is 865-354-1408 and best bidder for cash or certified funds BEGINNING ON AN IRON PIN IN THE EAST RIGHT being sold with the express reservation that 2001 Toyota Highlander JTEHF21A510032279 Harriman, TN ONLY, the following described property situated OF WAY LINE OF STACEY LANE, SAID PIN BEING it is subject to confirmation by the lender or 865-882-1785 in Sevier County, Tennessee, to wit: THE COMMON CORNER TO THIS PROPERTY Substitute Trustee. This sale may be rescinded Upon payment of all towing, preservation and storage charges, the owner and any lienholder THE FOLLOWING DESCRIBED PREMISES, TO AND JEFF KOSKI, BEING FURTHER LOCATED at any time. The right is reserved to adjourn may reclaim the vehicle within ten (10) working days. Failure to respond to this notice within WIT: SITUATED IN THE 16TH CIVIL DISTRICT 100` IN A NORTHWESTERLY DIRECTION FROM the day of the sale to another day, time, and those ten (10) working days serves as a waiver of all ownership rights and gives consent OF SEVIER COUNTY, TENNESSEE, BEING ALL THE INTERSECTION OF TURNER ROAD AND place certain without further publication, upon to the holder of said vehicle for its sale. OF LOT NO. 160 IN THE PINE HAVEN ESTATES STACEY LANE; THENCE WITH THE EAST RIGHT announcement at the time and place for the Aug. 20, 2021 Mqk18622 SUBDIVISION, UNIT 2, AS SHOWN MY MAP OF OF WAY LINE OF STACEY LANE NORTH 31 sale set forth above. All right and equity of re- RECORD IN MAP BOOK 14, PAGE 5, IN THE DEGREES 23` 46” WEST 15.72` TO AN IRON demption, statutory or otherwise, homestead, REGISTER`S OFFICE FOR SEVIER COUNTY, TEN- PIN CORNER TO THIS PROPERTY AND GEORGE and dower are expressly waived in said Deed NESSEE, TO WHICH MAP SPECIFIC REFERENCE LOVEDAY; THENCE WITH LOVEDAY LINE NORTH of Trust, and the title is believed to be good, IS HEREBY MADE FOR A MORE PARTICULAR 59 DEGREES 54` 48” EAST 482.80 TO AN but the undersigned will sell and convey only DESCRIPTION OF SAID LOT. IRON PIN AT A MULBERRY TREE LOCATED IN as Substitute Trustee. The Property is sold Parcel ID: 082N-B-006.00 THE CORNER TO LOVEDAY,GREGORY COX AND as is, where is, without representations or PROPERTY ADDRESS: The street address of MOSSIE LONG PROPERTY, SAID POINT BEING warranties of any kind, including fitness for a the property is believed to be 2759 EASY ST, THE TRUE POINT OF BEGINNING; THENCE particular use or purpose. SEVIERVILLE, TN 37862. In the event of any WITH COX LINE NORTH , 43 DEGREES 43` THIS LAW FIRM IS ATTEMPTING TO COLLECT discrepancy between this street address and 02” EAST 202.88` TO AN IRON PIN; THENCE A DEBT. ANY INFORMATION OBTAINED WILL the legal description of the property, the legal LEAVING COX LINE SOUTH 84 DEGREES 19` BE USED FOR THAT PURPOSE. description shall control. 14” EAST 106.74` TO AN IRON PIN IN THE Rubin Lublin TN, PLLC, Substitute Trustee CURRENT OWNER(S): ESTATE AND/OR HEIRS CENTERLINE OF A 20` RIGHT OF WAY EASE- 119 S. Main Street, Suite 500 AT LAW OF JAMES STERNETT MENT; THENCE WITH THE CENTERLINE OF Memphis, TN 38103 OTHER INTERESTED PARTIES: SAID EASEMENT NORTH 71 DEGREES 25` 23” rlselaw.com/property-listing SECRETARY OF HOUSING AND URBAN DE- EAST 28.90`; THENCE SOUTH 73 DEGREES Tel: (877) 813-0992 VELOPMENT 06` 01” EAST 38.21; THENCE SOUTH 30 Fax: (470) 508-9401 AUGUST 20 – 26, 2021 www.TNLedger.com/Knoxville Page 19

2021 Mazda 6

2021 Kia K5 GT 2021 Hyundai Sonata N Line

2021 Honda Accord Sport 2.0T 2021 Toyota Camry TRD Photographs courtesy of the manufacturers Stray from the small SUV pack A ordable fun: Give these sporty midsize sedans a try By Travis Langness | Edmunds features, including helpful technology  e Camry TRD comes standard 99 horsepower more than the Sonata’s features and driver aids. We’re big fans of with the Camry’s 301-horsepower V6 standard 2.5-liter engine o ers. Although SUVs dominate automotive the K5’s highway ride quality, which is engine. It also has a further-upgraded  e N Line also gets a quicker-shifting sales, midsize sedans are still a practical quiet and smooth. suspension, special wheels and tires, automatic transmission, sport-tuned choice given their roomy seating,  e K5 is mechanically related unique upholstery, a sport exhaust and suspension and steering, front seats with respectable fuel to the Sonata and therefore shares aerodynamic body trim.  is trim level added bolstering and unique exterior economy and value. many similarities.  e top K5 GT is makes for a unique experience in an styling.  ey’re also better like the Sonata N Line and also has a otherwise common car.  is is a great pick for a sporty sedan, able to provide sporty 290-horsepower turbocharged engine. MSRP: $33,255 though it o ers as comfy of a ride as some performance than a Compared to the K5’s regular versions, of the other cars here. comparably priced the GT comes with a sport-tuned 2021 Hyundai Sonata N LINE MSRP: $34,305 BEHIND SUV. suspension, upgraded brakes, upgraded With its easy-to-use infotainment the A handful of front seats and styling enhancements. interface, distinctive styling and spacious Edmunds says WHEEL automakers have  e K5 GT’s handling isn’t quite as interior, the 2021 Hyundai Sonata is a Whatever your desired level of recently come out with dialed-in or enjoyable as the Sonata N great pick for a sedan in any trim level. It performance, there’s likely a sporty new performance-tuned Line’s, but this is otherwise a satisfying also comes with many standard features, midsize sedan that’s right for you. sedans that have upgraded engines and sedan to drive. including advanced driver aids, that are  e best choices for sporty midsize more responsive handling to make driving MSRP: $32,085 sometimes reserved for the options sheet sedans are the ones that have satisfying fun. Edmunds’ experts have selected their among competitors. performance without any loss of comfort ve favorite models for less than $35,000. 2021 Honda Accord Sport 2.0T Right at the top of the Sonata lineup or convenience.  e vehicles are sorted by manufacturer’s  e Accord has long been a solid is the N Line. It uses a turbocharged suggested retail price, including pick for a sporty sedan, and that’s true 2.5-liter four-cylinder engine that Travis Langness is a senior reviews editor destination and handling fees. for the latest-generation Accord as well. produces a strong 290 horsepower.  at’s at Edmunds. 2021 Mazda 6  e Sport 2.0T is the sportiest version among the Accord’s wide array of trim  e Mazda 6 doesn’t forgo a dedicated levels. It gets the Accord’s optional sport trim level for a sporty demeanor in turbocharged 2.0-liter, four-cylinder nearly every trim level.  e responsive >> TITANS From page 12 he’s made a lot of leaps. He’s had a better engine that produces 252 horsepower, a steering and stable handling make it fun camp than I probably had my rookie year. 60-horsepower increase over the standard and tricks here and there,” Radunz says. “I to drive around turns. I think he’s done a good job.” engine. pick their brains and ask them how they And even at a standstill, the 6 is  ere is still a long way to go for Even in standard non-sporty trims, move their hands and how they move attractive and sleek. Upper trim levels can Radunz, who might not claim that right the Accord is a joy to drive. It’s smooth their feet, what they’re thinking when easily rival entry-level luxury sedans for tackle spot at the start of the regular and comfortable on the highway with they’re going into those blocks. It’s huge interior quality. season, as many had predicted he would. impressive steering and handling. that we have those vets. Get the optional turbocharged engine It could be that the Titans end up going  e Sport 2.0T doesn’t look much “Rodger is going into Year 12, Ben is to make the most out of the Mazda 6. with a veteran like Ty Sambrailo, David di erent from its lesser brethren, which going into Year 10, Taylor has been an  is turbocharged 2.5-liter four-cylinder Quessenberry or the (currently injured) could be a turno if you want your sport All-Pro for ever-how-many years. Being engine produces 227 horsepower on Kendall Lamm to allow the rookie time to sedan to look the part too. Otherwise, able to pick their brains is awesome.” regular gas or 250 horsepower on 93 learn and grow. you’re getting an upscale midsize sedan Lewan o ered a solid assessment of how octane gas.  at’s up to 63 horsepower Even so, Radunz said he is using his that’s easy to drive day to day. much Radunz has improved in a short more than the 6’s base engine. It also rst camp, and the fact that he is playing MSRP: $33,125 period. comes with paddle shifters on the steering both at guard and tackle, to his long-term “I think Dillon has done a good job of advantage. wheel, just to add to the sporty feel. 2021 Toyota Camry TRD taking the coaching,” Lewan says. “It’s  is will be the nal year for the Mazda “It helps me learn the speed of the One of the most popular sedans on the hard to practice here.  is is a hard place game, it helps with the nuances of the 6, so get one now. road, the Toyota Camry understandably to come in.  ese coaches expect a lot MSRP: $31,170 game, of being an interior o ensive appeals to a wide variety of buyers.  ere when we come in on the practice eld. lineman and an exterior o ensive lineman 2021 Kia K5 GT are several trim levels to choose from. “It’s not this walk-through type of and stu like that. Just being able to settle  e midlevel SE and XSE trims add a thing. We go, and especially in individual,  e K5 o ers an appealing combination into a position in the future will be huge sport-tuned suspension and some sporty it’s a shock for anyone, no matter what of comfort, value and driving fun. Its for me honing my skills,” Radunz says. exterior looks. But the sportiest trim in school they came from. Dillon, the way upscale cabin is tted with lots of standard the Camry lineup is the TRD. he started and the way he’s going now, Page 20 www.TNLedger.com/Knoxville AUGUST 20 – 26, 2021

>> MILLENNIAL From page 3 understand what it means to hold these assets and have them not be insured? If speci c savings goals for other major life something happens to you, who in your steps. family knows about this stu to retrieve “Most people want to travel every year, it?” Ross says. “People don’t do the right buy a house in 10 years, get married due diligence before dumping money into in 10 years.  ese things cost money,” something. I know that’s not the sexy Morrison says. “Put down how much it’ll answer, but it’s the truth.” cost in today’s terms and gure out how much to save out of your paycheck every Start small month. From my experience, that alone Once you have a grasp on how it all can be $1,000 a month.” works, you can begin to think about 3. Get educated allocating some of your excess cash (after you pay your bills and meet your You’ve got the money and you’re ready monthly savings goals) toward crypto. to jump on the crypto bandwagon, only But keep your investment totals small and you have no idea how someone even buys manageable. Ross recommends investing crypto. Or how it will t into your overall up to $500 or so.  is way, even if you nancial plan. Or if it’s too risky for you. lose it all, it’s an amount you speci cally Timeout. Don’t do anything with budgeted. your money that you don’t understand. “If you invest in crypto, think of it Dedicate some time to learning everything as dead money. Money you’ll never get you can about crypto. Understanding the back,” says Danny Lee, a nancial planner mechanics is important, but so is learning in Denver. “At the end of the day, it’s what kind of investor you are, because going to be a speculative investment.” Photograph courtesy of Dollar General that also a ects the kinds of investments pOpShelf is Dollar General’s concept for selling items $5 or less, both in standalone locations and within the company’s traditional stores. that would be a good t for you. e content is for educational and “ ere’s a process you have to go informational purposes and does not through to determine if this new asset constitute investment advice. Sara Rathner >> DOLLAR GENERAL From page 11 Dittman says it might be a good time to class is right for you. What’s your is a writer at NerdWallet. Email: srathner@ “buy real estate futures on Mars. You just plan? How old are you? What are your nerdwallet.com. Twitter: @SaraKRathner. conversations with the three experts shifts never know.” But Goldsmith isn’t ready goals? How tech-savvy are you? Do you to the far- ung future, space exploration to take that investment plunge. and how it might a ect companies like “I think that’s probably still a ways o ,” Dollar General. Once the realm of science she says, “but it’s fun to think about that ction, the commercial Space Age is now maybe Dollar General to be one of the BACKED BY A reality. rst.” A February article in Harvard Business Who knows what the future holds? It’s YEAR-ROUND Review by Matt Weinzierl and Mehak di cult to peer into the future and get CLOG-FREE Sarang explored the subject private space it right.  e Jetsons had  ying cars; I’m travel in detail, writing, “For the rst time still waiting for mine. In the 1968 movie GUARANTEE in human history, humans accessed space 2001: A Space Odyssey, there was a via a vehicle built and owned not by any Hilton Hotel on the moon. Another miss. government, but by a private corporation Still, look how far Dollar General has with its sights set on a ordable space EXCLUSIVE LIMITED TIME OFFER! come in its rst 82 years of existence. settlement. It was the rst signi cant step Another 82 years, in 2103, will private towards building an economy both in companies be setting up shop on the % % space and for space.  e implications – moon, Mars and beyond? & for business, policy, and society at large “What we’ve always seen are the mega- OFF OFF – are hard to overstate.” entrepreneurs, the titans of industry … 15YOUR ENTIRE 10SENIORS &  en I told the expert trio about a PURCHASE* MILITARY! the big names through history have always funny meme making the rounds on done things like this and have taken WE INSTALL Facebook. It was a photo of a Martian % OFF YEAR-ROUND! risks and try to visibly show the power of + TO THE FIRST 50 landscape – with a Dollar General store ** LIFETIME innovation and technology when we least CALLERS ONLY! WARRANTY 5 in the foreground. All three laughed and expect it,” Bruce explains. agreed anything is possible. “I think we’re getting a di erent wave “It’s getting closer to reality, for sure. I of that technology now with people’s think there are pretty substantial barriers space  ights. It will be curious to see what there but, you know, I’ll stick to the we actually do with that information, current-era economics for now,” Bruce whether we cross that boundary sooner says. ATIO than later.” N N E ’ 1 H S

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