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Global Affinity � AFFINITY BANKING Finance Club AFFINITY INSURANCE SPRING 2016 BANCASSURANCE Global Affinity AFFINITY BANKING Finance Club Finaccord’s newsletter about affinity financial services worldwide Welcome back to your Club! As outlined in this edition of the Global Affinity Finance Club , the most recent quarter has seen a range of innovative new partnerships in both the banking and insurance sectors, and several of these chime with the fact that the summer holiday season is now under- way. For example, in the field of prepaid cards designed for travelers, Wirecard has launched fully its Supercard product in association with Travelex as a payment card and app that connects all credit and debit cards held by customers in one secure solution with the aim of helping them to avoid roaming fees and charges when spending abroad. Moreover, JCB has developed a prepaid card with China’s Ctrip.com, an online travel business operating globally, which is de- signed for the growing number of Chinese citizens venturing abroad. Another holiday-themed initiative, this time in the insurance arena, is the affinity scheme of AIG via intermediary Affiniteam with mis- ter&b, a gay-friendly holiday rental website, whereby property own- ers benefit from insurance protecting them from damage to build- ings and personal possessions. Elsewhere, other eye-catching deals are those of Anthem with Aurora Health Care (for the creation of a joint venture health insurer in the US), of Assurant Solutions with MyDigitalShield (for data breach cover), of Aioi Nissay Dowa with Toyota (for telematics- enabled motor insurance) and of GAC-Sofinco with Alibaba (for car finance in China). Alan Leach, Director [email protected] For our published reports, news and more please visit www.finaccord.com Global Affinity Finance Club Table of contents Affinity Insurance HOUSEHOLD INSURANCE 6 Real Garant establishes extended warranty link with automotive ACCIDENT AND HEALTH Junction rolls out household in- parts company 7 INSURANCE 5 surance partnership with the RAC 6 Solid Försäkringar creates new Anthem creates joint venture partnerships for various types of health insurer with Aurora Health LIFE INSURANCE 6 product insurance 8 Care 5 AXA agrees to distribute funeral TRAVEL INSURANCE 8 Generali rolls out Vitality health expenses insurance underwritten and wellness program in Ger- by DKV 6 Mitsui Sumitomo proposition many 5 targets Chinese travellers visiting AIA increases equity stake in In- Japan 8 Allianz Worldwide Care links dian life insurance joint venture with EGICO for international to 49% 6 Allianz Global Assistance rolls health insurance 5 out PassportCard proposition LV= and Key Retirement join across Germany… 8 ASSISTANCE 5 forces for at-retirement advice 6 …and begins trial partnership Europ Assistance wins assistance MOTOR INSURANCE 7 with same provider in Canada 8 mandate with Amissima As- sicurazioni 5 Aioi Nissay Dowa and Toyota Europ Assistance gains travel in- establish joint venture for surance mandate with Groupe Orange embeds smart home telematics-enabled motor insur- Pierre & Vacances Centre monitoring service within Grou- ance 7 Parcs… 8 pama policies in Romania 5 PET INSURANCE 7 … and another with Costa COMMERCIAL INSURANCE Cruises 9 6 Columbus Direct markets pet cover through online insurance ERV increases its portfolio of The Hartford teams up with specialist 7 white-labelled travel insurance AXA to insure US-based compa- distributors in Ukraine 9 nies in international markets 6 Manufacturer of smart collars for pets forges link with Hartville Pet GENERAL 9 AIG unveils insurance partner- Insurance Group 7 ship with mister&b holiday rental Mercer works with SSQ Financial site 6 PRODUCT WARRANTIES / Group to develop insurance of- INSURANCE 7 fering for retired customers 9 Assurant Solutions underwrites CarGarantie strengthens Renault data breach cover for MyDigital- Emerald Life selects UK General partnership in Germany with new Shield 6 as provider of LGBT-friendly extended warranty product 7 insurance products 9 www.finaccord.com 2 Global Affinity Finance Club CNP Assurances and Klesia GENERAL 11 … introduces new digital self- finalise distribution agreement service kiosks with convenience focused on social protection 9 Ecobank and Old Mutual agree store chain in France… 12 to expand insurance services Bancassurance across Africa 11 … and furthers global footprint through mobile finance partner- ships in Bangladesh 12 COMMERCIAL INSURANCE Affinity Banking 9 MOBILE / ONLINE PAY- AUTOMOTIVE FINANCE 11 MENTS 13 Euler Hermes teams up with UniCredit for trade credit insur- FCA Bank set to acquire majority Apple Pay works with Master- ance in Italy 9 stake in Ferrari Financial Services Card, Visa and banks to launch 11 in multiple new markets 13 LIFE INSURANCE 10 CO-BRANDED CARDS 11 Android Pay is introduced to the Bankinter and MAPFRE acquire UK… 13 Portuguese life insurance unit of American Express and Charles Barclays 10 Schwab launch new co-branded … and Samsung Pay to Singa- cards 11 pore 13 Société Générale uses Mondial Assistance for retirement-related Synchrony Financial launches co- Santander collaborates with advice 10 branded credit card with Walt MasterCard for launch of Disney Company subsidiary 11 watches with contactless pay- NN introduces account protec- ment functionality 14 tion cover in association with JCB develops co-branded pre- ING Bank 10 paid card with Ctrip.com 11 Orange purchases majority stake in Groupama Banque for mobile Manulife seals bancassurance Banque Populaire augments banking initiative 14 partnership with Cambodian youth-oriented debit card with bank 10 additional features 11 BNP Paribas and Carrefour test mobile payment app 14 MOTOR INSURANCE 10 CONSUMER FINANCE 12 Wirecard enables use of Alipay Lloyds Bank rolls out van insur- Crédit Agricole Consumer Fi- app at retailers in Munich Airport ance product with Junction 10 nance extends influence to China 14 through Alibaba partnership 12 TRAVEL INSURANCE 10 Boku links with mobile network INTERNATIONAL PAY- operators to facilitate Spotify Westpac ties with Cover-More MENTS / REMITTANCES 12 payments 14 for travel insurance in New Zea- land 10 Western Union works with Wal- KPN and Rabobank link for digi- mart to expand distribution in tal wallet initiative 15 Mexico… 12 www.finaccord.com 3 Global Affinity Finance Club Table of contents VocaLink launches mobile bank- Alliance Data signs new card pro- Creditor Metrics: Consumer Ap- ing app with quartet of UK banks gram agreement with retailer of proaches to Payment Protection 15 domestic merchandise… 17 Metrics in Spain Creditor Metrics: Consumer Ap- Standard Chartered introduces … and another with Forever 21 proaches to Payment Protection mobile wallet with MTN in clothing chain 17 Metrics in the USA Uganda 15 Extended Warranties for New GENERAL 17 and Used Cars in Europe PAYMENT CARD ISSUANCE Fleet Insurance and Assistance in AND ACCEPTANCE 15 Banco Popular creates affinity Europe banking deals, including one with Fleet Insurance and Assistance in Wirecard rolls out prepaid travel KidsBrain franchise 17 France money card with Travelex 15 Fleet Insurance and Assistance in Upcoming Finaccord reports Germany … and is selected by Paygoo as Fleet Insurance and Assistance in its issuer of prepaid cards 15 The following titles are a selec- the Netherlands tion of those that will be pub- GAP Insurance for New and UnionPay broadens acceptance in lished by Finaccord in the coming Used Cars in Europe Israel through partnership with months. For more information Global Insurance Broking: A Leumi Card… 15 on our unique areas of expertise, Strategic Review of the World’s plus listings of published reports Top 150 Commercial Non-Life … and finalises five-year ATM and databases, please visit our Insurance Brokers access deal with VocaLink 16 website at www.finaccord.com or Home Assistance Metrics: Con- email us at [email protected] . sumer Approaches to Home JCB extends international reach Emergency Insurance and Assis- through partnerships in four Aggregation Metrics: Consumer tance in Selected Global Markets countries 16 Approaches to Insurance Com- Insurance and Assistance Linked parison Sites in Australia to Payment Cards and Bank Ac- Discover increases online accep- Aggregation Metrics: Consumer counts in Europe tance through Computop alliance Approaches to Insurance Com- Manufacturer-Branded and 16 parison Sites in Selected Global Dealer-Intermediated Motor and Markets Road Insurance in Europe RETAILER CARDS AND FI- Automotive Finance and Leasing Personal Finance Metrics: Con- NANCE 16 for Consumers in Europe sumer Approaches to Lending Commercial Non-Life Insurance Products and Distribution in Se- Synchrony Financial renews re- Brokers in India lected Global Markets tailer card and finance relation- Commercial Non-Life Insurance Professional Indemnity Insurance ships with US partners… 16 Brokers in Mexico for Architects and Engineers: A Consumer Automotive Financial Worldwide Review … and establishes new patient Services in Russia Travel Insurance and Assistance financing agreement with sports Creditor Metrics: Consumer Ap- in Latin America medicine business 17 proaches to Payment Protection Travel Insurance and Assistance Metrics in Selected Global Mar- in the USA kets www.finaccord.com 4 Global Affinity Finance Club Affinity Insurance Affinity Insurance News ability insurance as an optional ASSISTANCE program linked to their policies. ACCIDENT AND HEALTH Europ Assistance wins assis- INSURANCE Specifically, through the use of a tance mandate with Amis-
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