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Madonna Waugh 91 Boundary Drive Widgee Qld 4570 Born Wrong Gender Born to Wrong Family Born in Wrong decade Took the Wrong Career Path Dear Secretariat, Why am I bothering to write an essay on one of the biggest con jobs ever foisted upon the poorest of people and funded by the federal tax budget? I am supposed to stay relative to the terms of reference. I will veer to a local doing a petition to get some crumbs for a National Highway. That is relevant when you look at unions taking wages offshore to build infrastructure in other countries. I will also mention Medicare levy as self-funded retirees don’t pay it. When unions have trillions of wages to play with, everything I mention is relevant to the Greatest Ponzi Scheme ever invented. But I am mainly wasting my time, because Llew O’Brien The much lauded and acclaimed maverick politician for the impoverished developing seat of Wide Bay never acknowledges any of my concerns and actually told the state MP for Gympie that he will not address my concerns around the disgusting backpackers tax, raising of the Medicare levy and also raising the tax on roll your own tobacco. My state MP took my concerns about the federal tax rises to Senator James McGrath and James justified all the tax rises imposed upon me. The National party love to say they are a low taxing government, but somehow the senator justified the tax rises as being good for the general population. I thought this was a low taxing government. If it is, then why did they raise so many taxes? The National party Medicare levy rise to fund the NDIS wasn’t universal and all wealthy so called self-funded retirees are exempt from paying the Medicare levy. Some retirees pull more money than a meat mover from Nolan’s from their self-managed super or union run super fund, and don’t have to pay one cent to Canberra to cover their medical bills via Medicare levy. Llew O’Brien (National Party MP) informed his female phone operator (Ray) to threaten me with a harassment charge if I rang his office again about all the taxes the National party were imposing on some of the poorest people. This government is one of the highest taxing governments on SOME of us. Self-funded retirees pulling a big wage tax free and exempt from the Medicare levy. In fact they don’t pay any tax. This review is a waste of time as every rich bloke sitting in Canberra love super for different reasons. Labor love super as it gives the union’s massive wealth to pull strings around the Nation. Liberals love super as rich blokes can use super as a tax minimised wealth enhancer and these wealthy think they have earned their wealth. They haven’t earned it. They gamble their money with tax concessions on businesses that are gouging the general population. And the only National party MP who dare pop their head up in the great superannuation debate was Barnaby Joyce. https://www.smh.com.au/politics/federal/barnaby-joyce-backs-allowing-low-income-earners- to-opt-out-of-compulsory-super-20160221-gmzja6.html But Barnaby quickly reverted back to saying we must save for our retirement. https://www.abc.net.au/news/2016-02-21/barnaby-joyce-downplays-superannuation- changes/7187438 My mum isn’t made to feel guilty about receiving an age pension and a Gold Card, she inherited off my dad. In fact she is always acknowledging how much help she gets. All the rebates, the pay rises and more recently actually uses so many prescribed drugs, that she got the last lot for free. So why are those who were lucky to be on an age pension before the Keating con job allowed to feel special and yet those of us who actually have to pay more for everything made to feel like we are a burden on the tax payer? The biggest burden on the tax payer is superannuation. It is an austerity measure on the real economy and takes billions of wages offshore, just so China can buy all our good manufacturing plants, farms and housing. I Wrote to Wazza Truss back when the plane flew into a building and asked why my super fund went backwards and could I please withdraw MY wages. He passed me off to Senator Coonan and she wrote saying that I could not draw my super out and that I could go to APRA and beg there. I could not believe that wages are lost due to a plane flying into a building. Many in the council where my husband work, lost a lot of unearned wealth. Maybe that is what super is. Grows rapidly at say 18% back then and then there is a correction. Paul Keating recently bragged how he was getting 9%. The Australian recently reported that Hostplus may revise their growth target down to 5.2%. Super has to lower its growth forecast and be open with the poor workers. The generation who gambled with tax concessions are enjoying retirement after they got massive growth. When will the unions admit that growth may be smaller in a global economy in the doldrums? My submission to the Productivity commission. https://www.pc.gov.au/__data/assets/word_doc/0014/221045/sub017-superannuation- assessment.docx I will probably repeat myself when critiquing one of the worst pieces of legislation ever invented by a politician and the union heavy weight. The union heavy (Bill Kelty), went to Paul the con artist and asked to give peasant workers a 3% pay increase. Paul didn’t want poor people spending their crumbs in the real economy. So he hatched a plan that would rob those annoying low skilled, low paid people, give massive tax concessions to those with an appendage who move paper wealth and he will be lauded for eternity. By the rich and the poor. The poor because they think super will make them rich, and the rich because they can use super as a tax minimised bank. And those who ask for a tax concession will then be given a tool to demean those wasteful poor people who don’t put every spare cent into whatever financial planners and unions come up with. An example of demeaning behaviour from the elite will follow. Then the Ponzi scheme was pimped up by more politicians/con artists, in the following years and now the mess is costing the federal budget 41 BILLION. 41 BILLION In tax concessions in 18/19 to gamble on share market, real estate, towers to house Queensland Public Service, tolls, and essential services that state and federal governments have sold. This National Party government invented a welfare card to stop those pesky poor people from gambling with tax payer’s money to try and get money they haven’t earned. Those pesky unemployed apparently blow all their welfare payment on the poker machines. The irony is, the state receive massive tax from gambling. National party despise poor people. Even though they represent some of the poorest electorates. But this government and previous federal governments have allowed tax concessions to grow larger and larger for gambling. Those who have benefitted from 30 years of tax concessions like to call it risk taking. Even heads of union super funds call playing with wages as risk taking. Wealthy GAMBLERS deserve a tax concession because they have risked tax payer’s money. They want their wealth to grow without lifting a finger. So we need to reward the wealthy GAMBLERS with a tax concession. The gamblers want to be rewarded for their behaviour. The GAMBLERS also claim they need a tax concession for losing their wage for 40 years. Tax concessions were a very tiny 3.5 BILLION when the ex-pig farmer, turned con artist, hatched a Ponzi scheme for his ilk and his generation. So each and every year, more and more wages are taken from the real economy. And the National party have legislated to take more wages out of the real economy by taking 12% of poor people’s wages for unions to GAMBLE on whatever gets the union’s fake growth. The National party welfare card is to stop tax payer’s money being spent on gambling. The welfare card is forcing poor people to use a private enterprise owned card and force the poor to only use certain businesses in the real economy. Yet This National party is quite happy for the lowest paid people to hand wages over to con artists and they gamble with it. The unions not only gamble with the crumbs of the poorest people, they get to take those crumbs to another country. The unions are not forced to spend the forgone wages in the local economy. So the National Party is happy to give tax concessions for unions to gamble, but not the poor people who are stuck in one of the National party seats. The poor unemployed have no means to leave these developing National Party seats. The share market, financial planners and over paid CEO’s love the ex-pig farmer. The con artist gifted them a guaranteed inflow of cash. Every hour, of every day, of every week, of every month, of every year a good part of the 9.5% of wages flows to share market and some wages even leave Australian shores. Maybe more so now, since the National party have pushed for austerity on the general population and no one is spending.

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