The Precious Metals Bullion Program

RBC Dominion Securities Inc.

THE PRECIOUS METALS BULLION PROGRAM

December 2017 | Ahsen Ansari, CIM THE PRECIOUS METALS BULLION PROGRAM

. Throughout history, precious metals like gold have been a “safe haven” for wealth. Today, as investors are using gold to diversify their assets and reduce risk, gold becomes the asset of choice. . With the Precious Metals Bullion Program offered through RBC Dominion Securities, your can hold gold, silver and platinum bullion as an asset in your RBC Dominion Securities investment account. . Physically store the bullion with RBC Royal Bank in custody with the Royal Canadian Mint for even greater peace of mind, through a custody process that is simple and cost efficient.

December 12,2017 RBC DOMINION SECURITIES | The Precious Metals Bullion Program 2 RBC DS PROGRAM OVERVIEW

THE CONVENIENT WAY TO INVEST IN BULLION

. Hold Directly: Invest in physical gold, silver and platinum directly in your RBC Dominion Securities account. . Choice: Choose from some of the world’s best-selling physical precious metal products from the Royal Canadian Mint. . Easy Access to Cash Value: A highly liquid asset, precious metals can be sold quickly when it is within the chain of custody, with a two-day settlement process. . Competitive Loans: If you wish to retain your precious metals, we can arrange a competitive loan or margin against your precious metal assets, when they are held in custody with RBC.

December 12,2017 RBC DOMINION SECURITIES | The Precious Metals Bullion Program 3 A WIDE RANGE OF PRECIOUS METALS BULLION PRODUCTS

Gold Bullion

Fine Ounce Product Description Overview Content

1 oz. Maple 1 Diameter: 30 mm . Legal tender backing Leaf Coin Weight: 31.110 g . The Mint’s most liquid physical gold Fineness: .9999 pure product, and best selling gold coin

10 oz. Gold 10 Diameter: 35 mm wide x . Mid-sized gold product Wafer 60.20 mm high . Balance between liquidity and purchase Weight: 311.088 g price Fineness: .9999 pure

1 kg. Gold Bar 32.148 Weight: 1 Kg . Bars are generally more cost effective, Fineness: .9999 pure balancing divisibility and liquidity . Can use as collateral for a loan

400 oz. Gold 375 oz to 425 oz Fineness: .9999 pure . A cost-effective option for gold and trading Bar variable weight standard . Can use as collateral for loan . Less liquidity for smaller trades

December 12,2017 RBC DOMINION SECURITIES | The Precious Metals Bullion Program 4 A WIDE RANGE OF PRECIOUS METALS BULLION PRODUCTS

Silver Bullion Fine Ounce Product Description Overview Content

1 oz. Maple 1 Diameter: 38.0 mm . Legal tender backing Leaf Coin Weight: 31.110 g . Purest silver bullion coin on the market Fineness: .9999 pure . Highly liquid and globally recognized

100 oz. Silver 100 Fineness: .9999 pure . A cost-effective way to purchase mid- Bar sized quantities of silver from a globally recognized refiner . Can use as collateral for a loan

1,000 oz. Silver 900-1050 oz. Fineness: .999 pure . A cost-effective option for silver and Bar variable weight trading standard . Can use as collateral for loan . Less liquidity for smaller trades

Platinum Bullion

1 oz. Maple 1 Diameter: 30.0 mm . Legal tender backing Leaf Coin Weight: 31.110 g . Most liquid physical platinum investment Fineness: .9999 pure product . World best selling platinum bullion coin in 2012

December 12,2017 RBC DOMINION SECURITIES | The Precious Metals Bullion Program 5 STORAGE

The Precious Metals Bullion Program includes storage of the physical precious metals with Royal Canadian Mint at very competitive rates negotiated through RBC. RBC Royal Bank of Canada will act as the primary custodian and will sub-custody storage to the Royal Canadian Mint (RCM). The bullion is stored in custody with RCM in the name of Royal Bank of Canada, sub account for DS as omnibus account holder.

STORAGE FACILITY AT ROYAL CANADIAN MINT WITH INCLUDED BENEFITS: . Secure facilities and strong product protection (RCM is a Crown Corporation owned 100% by the Government of Canada) . Strong chain of custody . Assets are insured (ounce for ounce) . Backed by the Government of Canada . Guaranteed purity and weight . Competitive storage pricing

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