google pay app download for laptop Paytm App For Pc Download. Paytm App For PC Download Free on Windows 10/8/7 Laptop. Paytm App For Pc Download Windows 10/7/8/8.1. PayTM App is an Indian and e-commerce shopping site and also an app similar to the app e- wallet called Bhim APK. They provide semi-closed mobile wallet services for sharing (sending and receiving money). Because of the useful services which PayTM provides, it has become an important company. And most of the people are using their services. PayTM app is used by millions of people in India. Maybe you are among those people who are using the awesome PayTM app for pc download . The PayTM app helps you to recharge your mobile/DTH/Data Card online for free. Step 1: First of all you have to download an android emulator software, I suggest you download Nox App Player or Bluestacks as it is the most popular software available right now. You can download BlueStacks from here. Step 2: Now install the Bluestacks software on your computer as you have already downloaded the installation file. Step 3: Next, click on the Google Play Store and search for PayTm. Afterward, click the Install button and download the app just like how you install to your Android device. Step 4: After you successfully downloaded the PayTM App just open the file using Android emulator software which you have installed on your computer. Paytm App For PC Download in 2020. Paytm is an e-commerce website which provides various service in India. Services include mobile recharge, bill payment, booking tickets, shopping and many more.You have tried Paytm website using your browser or Paytm app on your smartphone. But have you ever thought of using Paytm app on PC? Paytm app on pc, We will tell you how to use Paytm app on Windows (7, 8, 8.1 or 10) or Mac Computer. This will work on both desktop Computer and portable Laptops.So let’s get started with how to download Paytm app for your Computer. Paytm is continuously increasing the number of services they are providing. After the merger with Alibaba, they are more determined than ever before to become top Indian shopping site.Furthermore, before getting started with the Paytm app for pc tutorial, we have one more thing. If you ever thought on “how to delete a Paytm account” then we have shared to guide for the same.Now let’s get started with the step by step process for Paytm download for pc. Is available for both Windows PC and Mac Computer. Hence, you will be able to use Paytm app on your PC via emulator software. Not only Paytm app but almost all Android Apps can be used on Bluestacks emulator.Just like your smartphone, you can now use Paytm app on PC using this Android emulator. Below we have given a step by step guide. So follow it carefully to make it work for you.1) Download Bluestacks Emulator to Use Paytm on PCAt first, you need to download Bluestacks Android Emulator from their official website for your Windows or Mac Computer. You can get both normal or standalone installer for Bluestacks. Paytm App Content App Details Name Mobile Recharge, UPI, Bill Payment, Money Transfer Developed By One97 Communications Ltd. Requires Android 4.3 and up App Size 44 MB Total Downloads 100M+ Latest Version 8.2.10 Content Rating Rated for 3+ How to use your PayTM app for PC. As the term of PayTM means “pay through mobile”, you can just download the app on your iOS phone, Android smartphone or tablet. When it comes to PCs, on the other hand, there is no official support for the application. But don’t let this discourage you in your plans. You should know there is a way of using it on your PC without any potential safety or functionality risk for your account. How to do it? The answer is in the BlueStacks emulator – the simplest and the most effective way of configuring the PayTM on your PC. Alternatives to Paytm Software for PC. There are many mobile apps which are similar to Paytm app for PC download . These apps have all features which are present in Paytm app. For example a wallet, shopping facility, recharge, bill payment, etc. Amazon India Shopping App: It is way much similar to Paytm App. They are adding almost each and every feature supported by Paytm app. It also provides wallet system to store money online. Flipkart App: Flipkart and Paytm are head to head similar to each other. Paytm uses it’s own platform whereas Flipkart uses Phonepe platform to provide wallet facility. Paytm Download For Pc Windows 7. We would suggest you download the offline installer. Bluestacks Paytm App PlayerIf you download from official website you will get the normal installer. Paytm App Download And Install. This installer will furthermore install the whole package from the internet which will take time. Thus, you can download offline installer using IDM at high speed. Now Install and open it. 2) Install Paytm App on PC with Bluestack’s Play StoreWhen you open Bluestacks App Player, you will find everything similar to your smartphone. You will find an app for Google Play Store from where you can download Paytm app for PC.Just open Google Play Store present on Bluestacks. How To Download and Install An App in laptop or pc Window 10. In this video he will show you how to download and install an app in laptop or pc or window 7/10/8/, So plz watch video for paytm app for pc download free for window and laptop. Search for Paytm App and click on Install button. It will download exactly similar as it does on your mobile. Installing Paytm on PCNow open Paytm app and enjoy all offers and services given on Paytm app for PC. Video Tutorial for Paytm App on PCHere is the detailed video guide for how to use Paytm app on PC. Watch the video and follow each step carefully. In this video, you will see how to download Paytm app and use it on PC.Conclusion on Paytm App for PCI suppose you have followed each step carefully for Paytm app on pc. After downloading Paytm app on Bluestacks or any emulator, open Paytm app.I suppose your emulator doesn’t have Google Play store. Then you can download apk file for Paytm app from apkpure website. Now import that apk file to your emulator to install Paytm app on your PC emulator.At last, I hope you liked this post on how to download the Paytm app for Windows or Mac Computer. Paytm: Paytm have many offers, coupons and promo codes that are available every day. These are the links where you can find all offers related to Paytm and Paytm Mall. Amazon: We share lots of Amazon Offers and deals with our highly active Facebook Group. On this site, you will mainly find Amazon quiz answers and their winner list.Flash. Sale: We also provide latest and working trick to buy a smartphone successfully in flash sale. Here are some of the active sales of smartphone and other items. Latest Trends: These are the topics which are currently in trends. We will add their links below so that it will be easy for you to navigate. Conclusion. Getting applications like PayTm for your computer is easy nowadays. Having just one tool and an internet connection, it will be possible to install PayTM to your PC and shop whenever or wherever you want. Google Pay. Google Pay is the fast, simple way to pay online, in stores and more. Book a trip, grab a meal, see a show, and enjoy new experiences – all without your wallet. Getting started on the web or with the app is easy. Just add a card, and you’re ready to go. Shop smarter. Google Pay lets you keep everything you need to speed through checkout on your phone. Plus, the Home tab gives you all the information you need, right when you need it. See your recent transactions, find nearby stores, and enjoy access to rewards while you shop. Encrypted and secured by Google. Google Pay protects your payment info with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your account safe. And when you pay in stores, Google Pay uses an encrypted number instead of your actual card number, so your real card details stay safe. Go with just your phone. From daily commutes to cross-country flights, you can go anywhere with Google Pay. Simply save your tickets and transit passes, use your phone at the gate, and go. Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). Google Pay for PC/ Laptop Windows XP, 7, 8/8.1, 10 – 32/64 bit. Google Pay is an all-in-one digital payments service for all your payment needs. Unlike other payments app, you need not reload your wallet. Because the Google Pay transactions are done entirely with your existing bank account , it is available as the Google Pay app for smartphones. Lately, Google Pay for PC is made available, and it can be accessed on the web browser. While making payments, Google Pay will not send your credit or debit card number to the merchant. Instead, it will generate a virtual account number to represent your account information. So, you can make payments right from the Windows desktop or laptop at any time. You can even use Google Pay for Windows 7 PC for all your online checkouts and transfer money without spending much of your time. How to use Google Pay on PC Windows XP, 7, 8/ 8.1, 10 (32 bit / 64 bit) If you don’t want to use any third-party emulator to use Google Pay on Windows 10 PC, then follow the steps given below. Earn rewards from scratch cards, and if you win, the money goes straight to the linked bank account. Step 1: Open Google Chrome/Firefox web browser on your Windows desktop PC at first. Step 2: On the address bar, type as Google Pay for PC and tap on the enter button. Step 3: Choose the official web page of Google Pay from the search result. (https://pay.google.com/payments/u/0/home) Step 4: Hover to click on the Add a payment method button at the bottom of the page. Step 5: On the Add credit or debit card pop-up , you should enter the necessary details. For instance, type your card number, cardholder name, country, address, etc. Step 6: After that, you shall simply click on the Save button. Step 7: You can directly choose Google Pay as your payment method to transfer money to the merchant or while paying bills and more. Try the Alternative! Google Pay is currently available as an Android and iOS application. So those who wanted to try Google Pay(Tez) on Windows PC can click on the link to download it using the Android emulator. Google Pay: How to Set up and Pay using Google Pay (Tez) Google announced the Google Tez, a UPI (Unified Payment Interface) transaction gateway app, for India back in 2017. Recently, the company also renamed the app to Google Pay (Tez) but with no change to the app’s functions and structure. The all-new Google Pay has no connection with the old Google Pay service which later renamed to be Android Pay . The service is available only in India as the UPI is an instant paying system developed by National Payments Corporation of India. Here is an in-depth guide on how to use the Google Pay (Tez) app. Please note that the service is only effective for Indian users. How to Set up Google Pay (Tez) As mentioned above, the Google Pay (Tez) works based on the UPI service by the Indian government. It works simply based on the mobile number connected to your bank account. So, all you need is a bank account connected to a working mobile number. Make sure that you are using the same number on your smartphone which you want to use the Google Pay or Tez. Here is how to set up the Google Pay. Install & open the Google Pay (Tez) app from Google Play Store. Choose the app language . Enter your mobile number (which you connected to your bank account) and wait for OTP verification. The same number should be the one in use on your smartphone. Choose your Google account to continue with Google Pay. Select any of the Google Pay security locking methods. You can either choose smartphone lock screen passcode or a custom Google PIN. Now you are all set and you will see the app interface. You are only halfway there. The app is only set up for your smartphone and service provider number. The next step involves adding bank accounts that are connected to the currently added mobile number. How to Add the Bank Account in Google Pay. If you are new to the Google Tez, you will see the bank account adding options right after the initial set up. It is very easier if you were an existing user and wants to recover the old accounts. Either way, you need to go through the mobile number and UPI PIN verification processes. Check out how to add bank accounts to a new Tez account. Open Google Pay app on your Android smartphone. Tap on the New button on the screen or go to Three dots button > Settings > Bank accounts > Add bank account. Choose your bank from the list. If you are using Dual-SIM, make sure you choose the right SIM (with the bank account connected number) to proceed further. Grant permission to send SMS , also maintain enough balance to send text messages for verification. Choose your account and create your UPI PIN. If you were using a UPI PIN before on any other services like BHIM, PhonePe, enter the existing one to continue. Now your bank account is added to the Google Pay (Tez) account and you only need the UPI PIN to make transactions anymore. Also, any received payments will be automatically transferred to your connected bank account. Open Google Pay app and go to Settings > Bank Accounts. Tap on the disabled bank account (in gray). Follow the mobile number and UPI PIN verification procedures. How to Send or Receive Payments with Google Pay. Once you have set up the bank account with the Google Pay (Tez) app, it is very quick for sending or receiving money. As each Tez account exists based on the registered mobile number, you only the number of the recipient for sending money. You need to save it in your smartphone contacts list. Open Google Pay (Tez) app. Tap on New button under the G Pay tab. Search for your contact to pay the amount. You can also search with the mobile number, Tez display name or UPI ID to find the people who are not in your contact list. Tap on the contact . Choose the Pay button at the bottom edge. Enter the amount and tap next. You can also add remarks or text along with the payment. Choose the bank account to debit the amount from the drop-down menu below. Tap on Proceed to pay . Turn on location/GPS in your smartphone. Enter UPI PIN and wait for payment confirmation. To request some amount of payment from any user, follow the methods. Open the payment interface for the user you want to request. Tap on Request button. Enter the amount , note and tap on next. Wait for the sender to see the payment request and accept or decline. There are many ways to receive payments without even requesting. Anyone can send you any amount up to INR 100,000 (USD 1,387) a day. You can share your contact number, profile name, UPI ID, QR Code, etc, to get payments. How to Send or Receive Payments using Tez Mode? Apart from the normal payment method, the Google Pay (Tez) also has a Tez mode (previously cash mode) which does not require the phone number of sender or recipient. You can easily connect between two smartphones and send or receive payments to each other by just using sound. The smartphones connect together using a particular audio which the speakers produce. It is very quick and safer. Open Google Pay (Tez) app and touch on the Tez Mode button at the middle. Swipe up for paying and swipe down for receiving the money. Wait for the nearby device to do the same. When the devices detect each other and connect, pay or receive the money. This will not reveal the mobile number of either of the sender or the recipient. Although, you need to keep the internet and location settings on. How to Pay Bills using Google Pay? With the introduction of the UPI (Unified Payments Interface) in India, money transactions have become much quicker than ever before, from sending money to your friends to paying the restaurant bills. The Google Pay associates with many vendors across the country to make the bill payments easier. The company also offers rewards and cash back for the payments through the app. Here is a demo guide to pay some bills online. Open Google Pay (Tez) app and tap New . Tap on the Bill payments. Choose the type of bill you want to close (electricity, mobile, DTH (TV), landline, broadband, gas, water, insurance, etc.). You can also repay your Bajaj Auto Finance loan amount from More option. Choose your service provider and add the associated accounts. Pay the pending bill amount easily. How to View All Transactions & Account Balance? The Google Pay app keeps all the record of your complete transaction. It also shows you the transactions sorted upon the mode of transfer. You can easily find out the complete transaction history right within the app itself. After opening the app, scroll down to the bottom where you can see the options to find transaction details. Tap on All transactions to find out every money transfers on your account. You can also expand each transaction to find the process time and date, other information. Use the Tez Mode Transactions to find all money you paid or received through the Cash mode or Tez mode. The app also has a Check balance option. Simply enter the UPI PIN and you can see the account balance. How to Change Mobile Number Linked to Google Pay? As the account Google Pay (Tez) works based on the mobile number linked to the bank account, it is crucial to keep your number live and connected to the account always. In case you lost your SIM Card or changed the mobile number assigned to the bank account, you must also change the number in the G Pay app. Open Google Pay app on your smartphone. Tap on the three dots button at the top right corner and go to Settings . Touch the Mobile number and choose Change mobile number. Enter your new mobile number and verify with your bank account. How to Turn off Visibility on Google Pay Profile? Everyone with your mobile number saved on heir contacts can find you on Google Pay (Tez). So, they can send money or request for payments easily. In case you want to turn off the visibility of your Tez profile in others contacts, follow these steps. Open the Google Pay app and go to Settings . Tap on Privacy and toggle off the Discoverability . Turning off the discoverability will block other from finding you on the Google Tez and other services using your mobile number. No one will be able to send you money just by using your mobile number. How to Change the Screen Lock Method? The app security method will be asked during the initial setup itself. Google Pay also allows users to change the lock screen method. Navigate to Settings > Security on Google Pay app. Choose any of the methods — Use lock screen or Use Google PIN . The Google PIN method is universal and is secure than your smartphone’s lock screen passcode. You can set it online and can be accessed throughout the devices. How to Close the Google Pay/Tez Account? Are you no more using the Google Pay (Tez) account? Have you been done using the app? You can easily delete the account and associated data easily. Here is how. Open the app and go to Settings . Scroll down and tap on the Close account . Again tap on Close in the confirmation window. Editor’s Note: Deleting a Google Pay (Tez) account will delete every UPI IDs and transaction details associated with your mobile number. Any of your UPI IDs will exist no longer and you will need to start from the beginning if you want to add your account again. Also, any payments sent to you over the UPI will get declined until you set it up again. Google Pay (Tez) Rewards & Offers. One of the hot factors that attracted a lot of users within India is the rewards and offers Google provides. Even though there are many other services like PhonePe and BHIM exist, the Google’s service stands unique with its consistent rewards for the users. Here are some of the most frequent methods to get rewards. Send or receive over INR 150 to get a scratch card worth up to INR 1,000. Send INR 500 or more to get a weekly lucky scratch card worth up to INR 100,000. Invite friends using referral code/link to get INR 50 on their first transactions or INR 51 to INR 500 worth scratch card. Scratch card up to INR 300 while booking movie tickets using BookMyShow. Get the scratch card on mobile recharge. Scratch card on electricity and other monthly bill payments. Win a scratch card worth up to INR 400 when you order from FreshMenu. Get scratch cards while buying goods from mi.com on Fridays. Google Pay (Tez) is a great cash transfer companion to use within India. To use the app, you should possess an Indian bank account with a working Indian mobile number linked to it. There is no chance for the app to get out of the country as the UPI is exclusively available for India only. PayPal vs. Google Pay vs. Venmo vs. Cash App vs. Apple Pay Cash. Money makes the world go ’round. Whether you owe a friend for drinks or you need to send rent money to your roommate, the easier it is to transfer money to friends and family, the better. With modern technology, there are plenty of great options for sending money to others. Sure, PayPal may be the best-known of these services, but it’s certainly not the only one. Google reorganized Android Pay and Google Wallet into a single service called Google Pay. Then there’s Venmo, which has skyrocketed in popularity, and Cash App, built by payment company Square. Perhaps it was a little late to the game, but we can’t forget about Apple Pay Cash. Which of these payment services should you use to send money to your friends, family, and others? We put them side by side to find the best. PayPal Google Pay Venmo Cash App Apple Pay Cash Compatibility Android, iOS, Web Android, iOS, Web Android, iOS, Web Android, iOS, Web iOS Payment methods Credit, debit, bank transfer Credit, debit, bank transfer Credit, debit, bank transfer Credit, debit Credit, debit Credit fee 2.9% + $0.30 Up to 4% 3% 3% 3% Debit fee 2.9% + $0.30 1.5% or $0.31 (whichever is greater) Free (1% for instant transfers) Free (1.5% for instant transfers, min $0.25) Free (1% for instant transfers, min $0.25) Bank transfer fee Free (1% for instant transfers) Free Free Free Free Withdrawal speed Around 1-3 business days Around 1-3 business days Usually 1 business day Around 1-2 business days Around 1-3 business days Transfer limits $10,000 $5,000 $5,000 $7,500 $10,000 Special features PayPal.me shareable links Integration with other Google services Quick transfers to banks No need to set up an account Automatically available in iOS. PayPal. As previously mentioned, PayPal is perhaps the best known of these services — though that has been changing in recent years. PayPal has long been the go-to for online shopping, and the fact that it can be used to transfer money between friends is simply a bonus. PayPal’s interface is extremely easy to use, largely thanks to a major redesign. Simply open up your PayPal account, press the “send money” button, and follow the instructions — it only takes a few seconds to send money. The PayPal.me initiative has made sending money even easier. If you have your friend’s PayPal.me link, simply follow the link and enter how much you want to pay them. There are no fees to send or receive money from friends and family in the U.S — but if you’re sending or receiving payments from another country, fees apply. What PayPal has going against it, however, isn’t related to its ease of use. Out of the five services, PayPal is the most expensive, if you don’t want to connect the service to your bank account (or for sending or receiving international payments). Now, we would highly recommend connecting it to your bank account anyway, as it makes things a lot easier if you happen to lose your debit or credit card or when you get a new one. However, if you choose not to, PayPal will be one of the most expensive services for you. Not only does it charge a 2.9% fee for money sent from a debit or credit card, but it also charges an extra 30 cents on top of that. If you’re planning on sending or receiving money internationally, fees are even steeper. PayPal also charges a 1% fee for instant withdrawals to your bank account or card. One advantage is that PayPal allows the largest transactions of the bunch, tied with Apple Pay Cash and Google Pay. Using PayPal, you can transfer up to a hefty $10,000. Most people won’t need that — but it’s nice to have in case you do. You can pay for goods in stores by scanning the app’s QR code to pay using PayPal, or use the Pay Later feature to spread the cost of purchases by paying a down payment today and the remainder in three installments. Like some of the other services on our list, PayPal won’t transfer money directly to your bank unless you manually do it. Instead, money will sit in your PayPal account and can be used for purchases or sent to your bank, as you see fit. Also, PayPal Credit users might prefer PayPal, as it eliminates the need to have any extra accounts. Google Pay. Google Pay is one of the cheapest services on the list, although with the launch of the new Google Pay app, fees have changed slightly. You can no longer use your credit card to send money to friends and family — instead, you can use your debit card for which Google Pay charges a fee of $0.31 or 1.5% of the total transaction (whichever is greater). There are no fees to transfer funds from your bank account to your Google Pay balance and vice versa. The maximum amount per transaction has been reduced to $5,000, with a maximum withdrawal amount per rolling seven- day period of $20,000. The maximum amount you can pay friends and family per rolling seven-day period is also $5,000. The new Google Pay app also caps the total amount of withdrawals you can make at 30 withdrawals every seven days, and you can only hold up to $25,000 at any one time in your Google Pay balance. Of course, you can still use your credit card to make contactless payments in stores using Google Pay, but only if you’re on Android, as this service isn’t available on iOS. Your credit card provider may charge fees of up to 4% for using Google Pay. There are some other changes to Google Pay too, including the way it integrates with other Google services — which used to be what really set Google Pay apart from other payment services. Since July 2020, you can no longer send, request, or receive money through Gmail, Android messages and iMessages, Contacts, or Google Assistant. These days, the only way to send and receive money is through the actual Google Pay app or at pay.google.com. However, you can use Google Pay with a whole host of other apps such as Kayak, Airbnb, DoorDash, Fandango, and others. Sending money via the new Google Pay app is as simple as tapping Pay Friend or Group , searching for your contact by name, email, phone, or QR code, entering the amount and payment method, and tapping Pay . If you try to send money to somebody who’s not in your contacts list, the app will alert you. You can also use your fingerprint sensor or Face ID to unlock the app. Transferring money into your bank account could take up to three days, but it’s usually instant when you’re sending it to a debit card. The app can also store loyalty or gift cards or even flight and concert tickets. Venmo. Venmo has grown a lot more popular over the past few years, becoming the preferred way for many people to transfer cash to their friends. In fact, Venmo has become a verb — “Venmo me!” After creating your account, you’ll be asked to add people to your friends list, which makes it easier to transfer money the next time you need to do so. There are a few things to keep in mind when using Venmo, however. For example, the team behind it has tried to make the service highly social, which may frustrate some. When you send money, you’ll have the option to make the transaction public, and while you most likely don’t want or need to do this, you’ll have to be careful to not accidentally select the wrong option. Like other services, when someone sends you money, it sits in your Venmo account — it can be sent to others or transferred to your bank account by “checking out.” It’s free to use Venmo with a debit card. It will still cost you 3% to use a credit card, but if you’re not too fond of linking a service to your bank account, it might be nice for you to not have to pay a fee for each transaction. Not only that, but Venmo says that money will be transferred to your bank account within one business day, which is pretty quick — or you can pay a 1% fee (max $10) for an instant transfer. Venmo recently added an option to instantly send money to your debit card for 25 cents; there’s still a free option, but it’s not as fast. Venmo also offers a credit card that gives you up to 3% cashback on your purchases and a debit card which offers a similar cashback feature. You can even scan physical checks directly into your Venmo account with the Cash A Check feature, and be paid your salary via Direct Deposit. Venmo is obviously meant to be used for everyday transactions, and as such, it sets a weekly limit of just under $5,000. It’s still a lot of money, sure, but you won’t be using Venmo to send a huge amount of cash like Apple Pay Cash or PayPal. Cash App. Next up on our list is Cash App, built by Square, which is perhaps best known for its point-of-sale systems for the iPad and iPhone. At first glance, you might have trouble seeing why you would want to opt for Cash App over other services, but it does have one unique selling point — you don’t have to set up an account to use it. However, you will need to verify your identity to lift the spending limit of $1,000 within any 30-day period. On the plus side, Cash App charges no fees to send or receive payments in the U.S. or abroad — although the current exchange rate applies for international payments. You’ll pay a 3% fee for all credit card payments. You can also order a debit card with Cash App. The virtual card can be used for online purchases — iOS users can link the card to Apple Pay — and you’ll also receive a physical card that you can use to make in-store payments. To request cash, select a name from your contact list, or enter their email address or phone number. Enter what the money is for, and enter the amount. You can then select which speed of deposit you’d like. Cash App offers two speeds for deposits — Standard Deposits to your bank account and Instant Deposits to your debit card. Standard Deposits are free and should hit your account in one to three business days. Instant Deposits should arrive to your card instantly, but there’s a 1.5% fee, with a minimum fee of 25 cents. Once the request is received, both parties will need to confirm their banking information, and the transfer will go through. Apple Pay Cash. Unlike the other services on this list, you may already have Apple Pay Cash, which rolled out as part of iOS 11.2, if you have an iPhone. That means you don’t need to download another app in order to transfer money to or from fellow iPhone owners. One of the best things about Apple Pay Cash is that it’s well-integrated with iOS, and as long as you have set up Apple Pay with a credit or debit card, you can quickly and easily send money through the Messages app. To send or receive money, open up a thread in the Messages app, hit the Apple Pay icon on the keyboard, choose the amount, and hit the “Request” or “Pay” button. Fees, transfer times, and limits are pretty good with Apple Pay Cash. There are no fees to send, receive, or request money. If you don’t have an Apple Cash balance, you can use a debit card. You’ll be able to transfer up to $10,000, and will incur a 3% fee when using a credit card. Once you have money in your account, you can transfer it to your actual bank account in one to three business days for free, or opt for an Instant Transfer, which attracts a fee of 1% (min 25 cents, max $10) and should arrive within 30 minutes. There are a few downsides to Apple Pay Cash, the main one being that it’s only compatible with iOS — so you won’t be able to use it with people on Android — and there’s no desktop interface. Which one should I use? Choosing the best payment service varies based on your needs, just like with financial apps, game consoles, and streaming services. PayPal is still leading the market if you require a line of credit or a universally accepted service designed for online commerce. If you’re an Android user and use your Google Account regularly, you probably want to go with Google Pay. For iPhone users, Apple Pay Cash is one of the first features you’ll be prompted to set up on a new phone. You might find the best functionality if you use Apple Pay Cash for in-app purchases and set up another method for other types of financial transactions. Venmo is our pick if you need to send or accept payments from individuals such as friends, but Cash App is a close second. We recommend downloading more than one payment service so you can switch between them depending on the type of transaction and device you’re using. It’s also worth looking into your financial institution’s peer-to-peer transaction options since many banks now provide ways to send money to individuals through their mobile apps with services such as Zelle.