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Wrapped Too Tight? DATING, DRIVING, SOCIAL MEDIA & MORE: CAN WE PROTECT THEM?
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JULY | AUGUST CONTENTS & ON THE COVER 46 Teen Dating Love may be blind but parents need CHAIKEN 35 Wrapped Too Tight? to recognize the signs of an unhealthy Dating, driving, social media & more: can relationship we protect them? ATTORNEYS 14 Planning for the Long Term 15 Hot Home Trends Five do-able do-overs to increase your 20 Is Now the Time to Build Your property’s value while making it the Dream Home? home of your dreams We asked Guaranty Bank’s CEO Chuck Cowell PASSION. 67 Girlfriend Goals Good Morning Texas’ Paige McCoy Smith 22 Understanding the Sandwich INTEGRITY. shares her tips on keeping friends close Generation FORTITUDE. 28 Transform Your Dorm 54 Book Review: Missoula The hard to hear story you need to 12 Asked & Answered hear Since 1998, Chaiken & Expert answers to your most pressing legal questions Chaiken PC has estab- lished a reputation for GOOD EATS “I ” honesty, integrity, and in- S K H , , 24 DELIcious GLF | P novation that has earned DELI NEWS delivers the goods the recognition of their GOOD TO GO clients, peers, judges, and GOOD KIDS 26 Purposeful Packing indeed, even their adver- A simpli ed, comprehensive pre-college “M packing and to-do list to make the rst steps saries. Whether the case a little easier ” is for a single individual P MC S or a Fortune 500 compa- GOOD PEOPLE ( ny, the rm employs the 8 VIP Award Recipient Lauren Zlotky J L A C ). F same dedication and per- | P sonal commitment for GOOD ADVICE every case. GOOD TIMES “S .” 48 Learning Curve Ahead The ABCs of mental health for college-bound S P teens 58 Capers Cooking Parties Specializing in Business ‘ ’ L S. Bobbie Ames is on a mission to make and Injury Litigation. T G K A | P 42 Does No Mean GO? meals fun again Dr. Sandy Gluckman tells us how to establish 34 Young CEOs healthy boundaries 60 Calendar and Event Photos 5801 Tennyson Pkwy #440 AND MUCH MORE! Legacy Town Center III Plano, TX, 75024 Every e ort has been made to authenticate the information contained on these pages. Should you nd an error, omission or issue with the content, please contact us. The (214) 265-0250 4 GoodLifeFamilyMag.com JULY | AUGUST 2015 opinions and expressions contained herein are those of the myriad of specialists and of parents and children who were willing to o er their input, and are not necessarily endorsed or shared by the sta or ownership of Good Life Family or its parent company, SLP & Company, LLC. www.chaikenlaw.com CHAIKEN & CHAIKEN ATTORNEYS
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Since 1998, Chaiken & Chaiken PC has estab- lished a reputation for honesty, integrity, and in- novation that has earned the recognition of their clients, peers, judges, and indeed, even their adver- saries. Whether the case is for a single individual or a Fortune 500 compa- ny, the rm employs the same dedication and per- sonal commitment for every case.
Specializing in Business and Injury Litigation.
5801 Tennyson Pkwy #440 Legacy Town Center III Plano, TX, 75024 (214) 265-0250 www.chaikenlaw.com GoodLifeFamilyMag.com JULY | AUGUST 2015 5 Let’s Get Ready to Rumble! You can run but you can’t hide. e line opponent – our kids! We take our available to them. Our team of was originated by the heavyweight champion eyes o the prize for a split second editors, writers and advisors Joe Louis, just before his 1946 rematch victory and BANG – we’ve been sucker are in the ringside seats, and over the lighter, faster Billy Conn. Conn was punched! Kids are savvier than ever; it’s our goal to channel your boasting pre-bout about his strategy to “hit and they know how to play the rope-a- inner contender. run”, and the ever-condent Louis responded, dope. ey let us think we are in control, and I am grateful to share the “He can run but he can’t hide!” I say these while we are trying to keep up with their grades, parenting journey with you. Punch us in on words oen. My kids would say too oen. I their social media and their whereabouts, they Facebook, slip us some pictures and knock us suppose you’ve guessed that I have never been are busy perfecting the bob and weave! out with your thoughts. ese are challenging a believer in running nor hiding. Turns out Tweens and teens are particularly vulnerable times. Let’s go the distance together. Louis underestimated his opponent’s feistiness to underestimating the consequences of their and it nearly cost him the title. And it also turns adolescent missteps. e choices our teens out boxing is a great metaphor for facing life’s make can sometimes make them (and us) want - Sheryl challenging choices. to run and hide, but ultimately there is nothing LIVE.LEARN.LAUGH. SPAR! REPEAT. As parents, we oen feel like we are in a to be gained by running (to a dierent school, philosophical boxing match with a lighter, faster state or continent), because you can’t outrun yourself. As I oen say, “Wherever you go, ABOUT US “In the boxing ring of life, there you are.” There are two things parents hope to give their As parents, we have to be ever-wiser and children: roots and wings. But it’s often hard to know if step up our game to keep up with our kids. the decisions we’re making are the right ones, especially it’s not how hard you can What’s your parenting style? Are you a roll when the world is changing so quickly. Good Life Family with the punches relaxed parent, a stay is a resource for parents with kids tweens to twenties. hit, but rather how many in your neutral corner parent, or a jump into center ring and go the distance type? Good Life Family will help navigate the challenges of times you can get hit and Our mission with Good Life Family is to raising good kids — kids who will nd their own paths open the doors of communication – to to happiness. Extensive and insightful content will keep moving forward.” encourage parents to talk to their kids, to address the daily joys and struggles of nding a balance between kids and parents while keeping ourselves sane - Rocky other parents and to professional resources in the process. Good Life Family also celebrates parents who are THE GOOD PEOPLE at goodLIFEfamily making a di erence in their families, their communities, and to those in need. You’ll meet inspiring women and EDITORIAL TEAM Rick Seaney MARKETING & EVENTS men who have stared down life’s challenges, survived, Sheryl Lilly Pidgeon Travel Editor Kimberly Brown and now are willing to share their journey with you. Founder and Editor-In-Chief Farecompare.com Marketing Manager [email protected] [email protected] Good Life Family is committed to making a di erence Direct: 214.476.8131 Bobbie Ames Direct: 214.280.6838 in the lives of our families, friends and communities as Food & Entertaining Editor the go-to source. Tricia White [email protected] BUSINESS OFFICE Managing Editor Deborah Leshefsky [email protected] WRITERS Keeper of The Books We’re living, we’re learning, and most important, Direct: 214.725.1981 Karyn Brodsky we’re laughing. We hope you will too. Madison Cook Michael Doyle, CPA Tracy Graivier Bell Jeanne Glick Senior Copy Editor Cala Pence PRODUCTION TEAM Contact Us Charles Sattereld Beth Donahue Kendel Ahnell Julie Taylor Creative Director SUBSCRIBE: GoodLifeFamilyMag.com Digital Magazine Editor Alicia Wanek ADVERTISE: Kim Brown at 214.280.6838 or [email protected] James Bland ADVERTISING Photography [email protected] Melissa Chaiken Sonia Black SUBMIT EDITORIAL IDEAS: Tricia White at Social and Philanthropy Editor Advertising Account Executive Bill Brock [email protected] [email protected] [email protected] Videographer Direct: 214.232.3040 Jenny Wood Michael Tinglin School and Education Editor Melinda Bogoslavsky User Experience Manager GOOD LIFE FAMILY [email protected] Advertising Account Executive [email protected] 3308 PRESTON ROAD Direct: 214.264.0975 STE 350 PMB #113 PLANO, TX 75093 GoodLifeFamilyMag.com 6 GoodLifeFamilyMag.com JULY | AUGUST 2015 goodPEOPLE Contributors Paige McCoy Smith, TV Personality Sandy Gluckman, PhD, Dr. Susan Sugerman, Rick Seaney, Travel Expert Paige McCoy Smith is a television personali- Functional Behavior & Health Coach Adolescent Medicine Physician Internationally known travel and ty, radio host and professional speaker who “Dr. Sandy” is a Functional Behavior Board Certied by the American Academy airfare expert Rick Seaney, CEO and has entertained and educated audiences and Health Coach for parents who have of Pediatrics, Dr. Sugerman is the presi- co-founder of FareCompare, is with content that children that are struggling with learn- dent and co-founder of Girls to Women the media’s go-to resonates with the ing, mood and behavior challenges. Her Health and Wellness (GTW), a multidis- resource for airline “not so perfect” side internationally acclaimed program, Par- ciplinary medical practice in north Dallas industry news. of life. She is a regu- entsTakeCharge.com introduces parents dedicated to the physical and emotional Rick’s mission is lar on WFAA Channel to drug-free options to treating learning, needs of girls and clear: “I want to 8’s Good Morning behavior and mood challenges, as well young women ages help consumers nd Texas and has made as teaches new ways of parenting. She 10-25. Published au- the best ight deals a name for herself lectures, runs work- thor and speaker on available every time they shop” and he being a real and relat- shops and con- subjects ranging from loves to share his insider information. able mom who gives women the freedom sults throughout adolescent develop- Besides his advice blog on FareCom- to be who they are: perfectly imperfect. As the world live or ment, bullying, sex- pare, Rick began writing a weekly col- Paige says, “It’s not about being perfect. It’s online. uality, and risk taking umn for ABC News back in 2008 which about being real. Let’s stumble on this jour- to resilience and preparing teens to tran- continues to this day; he is also USA ney together.” sition to college, she brings a professional Today’s Airfare Expert columnist as well perspective on “what’s normal and what’s as a regular contributor to Fox News Cecily Knobler, Stand-Up Comic, Film not” when considering the struggles and and is frequently quoted in the pages Critic and Writer Amy Levenson Krumholz, celebrations of our youth as well as some of the New York Times, Wall St. Journal, Radio host, writer and stand-up comic Ce- Designer and Stylist wisdom about how the grownups in their Hungton Post and more. cily Knobler currently writes Amy Levenson Krumholz has worked in lives can support them to become healthy the fashion world for over 20 years. For 14 and hosts “Live from adults who can take good care of them- Kristin Cicciarelli, Professional years she owned a showroom at the Dallas Hollywood,” provid- selves. Writer Apparel Mart and represented over 85 lines ing lm reviews and Kristin Cicciarelli is of women’s clothing and accessories. She Diana Weaver, VP, The Grant entertainment re- a freelance writer has designed three lines of contemporary Halliburton Foundation ports for 15 FM radio and editor in the sportswear and served as a retail Diane Weaver is Vice President of Devel- commercial markets Dallas area, spe- buyer, consultant and opment and Community Relations at across the U.S. and cializing in ghost stylist on numerous Grant Halliburton Foundation, a non- Canada. She was a longtime cast member writing, magazine photo shoots. For the prot organization that works to prevent on VH1’s popular TV show Best Week Ever as articles, marketing last 12 years, Amy has suicide, promote mental health and a commentator on pop culture, politics and content including THE GOOD PEOPLE worked with individual strengthen the network of mental health at goodLIFEfamily lm. Cecily has written for many TV shows newsletters and advertising, and help- clients helping them resources for teens and young adults in and magazines including NBC’s Ready for ing small businesses improve their discover their own per- North Texas. She has successfully Love, Food Network’s Cupcake Wars, US search engine rankings. Her articles, sonal style. Her services include ward- launched three WEEKLY and Los Angeles Magazine. She generally focusing on living a healthier, robe assessment, closet makeovers and per- sons into college, authored a non-ction book entitled She’s more balanced life, have appeared in a sonal shopping. You may have caught one of and the young- Crazy, He’s a Liar, which combines funny number of print and e-zine sites includ- Amy’s fashion segments on Good Morning est graduates this personal dating stories with relationship ing Dallas Child, Skin Inc., Les Nouvelles Texas. She has three wonderful boys at three month from Santa advice. It’s available in major bookstores or Aesthetiques, Dermascope, In With di erent schools, which keep her very busy! Clara University in at cecilyknobler.com. California. Skin, AZ Net News and more. It’s a Wrap! Cover Story Photo Shoot e GLF creative team thanks these good sports for their model behavior and endurance (and for allowing us to encase them in plastic!) during the 3-hour photo session. Photographed by: James Bland, Dallas Photo Studio Styled by: Elle Parks, Elle Parks Studios www.jamesblandphoto.com www.elleparksphotography.com twitter.com/elleparksphoto James is not just a tenured and talented photographer with a huge range – every- Elle has a deep-rooted passion for pho- thing from head shots to record labels and tography, fashion, people and storytell- a client list from Mack Trucks to Morgan ing. She has been privileged with hands-on experience in New Pictured here, our models: Isaiah Robinson, Stanley – he is also a blast to work with. He York City, Italy, France, and Dallas. 15, Samantha Ito, 13, Sydney Sachs, 16, pours his heart and soul into every photo, Maddie Parks, 13, Logan White, 16 whether it’s for Rolling Stone or the new local player he took Special thanks to Je Sachs, president of Progressive Packag- (not pictured, Kyle Heckel, 12) under his wing: Good Life Family. ing, for supplying a ton (it seemed like it!) of bubble wrap. GoodLifeFamilyMag.com JULY | AUGUST 2015 7 VIPAWARD A Lot to Live For A MOTHER OF TWO SETS OF TWINS, LAUREN ZLOTKY, COURAGEOUSLY SET HER SIGHTS ON BEATING BREAST CANCER…AND UNLOCKED A PASSION FOR HELPING OTHERS BATTLE THE DISEASE IN THE PROCESS.
by Julie Taylor | Contributor While her four children were very young, Lauren also owned and operated two companies – Quest Pro Con- hen Lauren Zlotky found out she was pregnant with twins, she sultants, an executive search rm, and Q Temps, a tem- was surprised and elated. Aer years of miscarriages and sev- porary agency – both in the insurance industry. Aer a Weral failed In Vitro Fertilization attempts, she and her husband, Je, few years of traveling and dealing with the stress of being were nally going to have a baby – make that two babies! Two years a business owner, Lauren realized she was jealous of her later, she was in for another surprise. Aer trying so hard for her live-in nanny because the nanny got to spend her days boys, Ryan and Reid, she was shocked to nd out she was pregnant with Lauren’s children. “I knew it wasn’t worth it any- naturally with another set of twins, and this time they were girls. more,” she recalls. “I didn’t want to miss any more of their “ey are truly a miracle,” she says. “We were in shock, but we were childhood. So, I sold my businesses.” About a year later, also very excited and very when the twins were six and three, Lau- happy to be able to have ren was in for another shock. At the age more children.” of 43, she was diagnosed with breast cancer. Lauren says she was When she found out she had cancer, Lauren re- excited about the arriv- calls she said to the doctor, “I don’t have time for al of her girls, Kallie and cancer! I have four kids under the age of six! You Megan, but she was also have to get rid of this!” Although breast cancer ran very concerned about in her family, Lauren was stunned when she received taking care of four young the diagnosis because she had tested negative for the children. An important BRCA gene which checks for genetic mutations that lesson she’s learned from cause cancer. Luckily the fast growing cancer was parenting two sets of was caught early, and over the next year Lauren was Lauren with Je, Ryan, Allie , Megan and Reid celebrating the twins is that she doesn’t able to go through chemotherapy, radiation and - girls’ rst birthday. have to be perfect. “I nally surgery. “I had a great network of support,” she think we get caught up says. “My husband, his family, my parents and my on being the perfect parent, and we’re so hard on ourselves,” she brother were all there for me.” She says throughout her treatment says. “ey’re not going to remember if you took them to every story her husband, Je, was her rock. “He was calm as I was going through time. Don’t sweat the small stu. e little things you worry about it. He was trying to be strong for me. Both of us are positive thinkers, really don’t matter.” so I think that helped.”
SPOTLIGHT ON HEROES FOR CHILDREN Heroes for Children advocates for and provides nancial and social assis- (Allie’s mom) met, soon after the death of Jenny’s daughter Allie. The need tance to families with children battling cancer and is founded in memory of for Heroes for Children became evident to Co-Founders Larissa and Jenny Taylor Anne Brewton and Allison “Allie” Leigh Scott, who both passed away after they recounted not only the devastating e ects of childhood cancer from Acute Myeloid Leukemia. during their daughters’ treatments, but also the blessings they each re- Taylor passed away at just 4 years old after en- ceived from their community. Unfortunately, they each saw many other during 11 months of cancer treatment. Taylor’s families struggling without the aid and care of others. Families were losing family started a non-prot organization called their homes, having their electricity shut o , and struggling to make ev- Taylor’s Angels in her memory to provide nancial eryday payments. Together, they saw a need for a more comprehensive or- assistance to other families with children bat- ganization and formed Heroes for Children in December tling cancer. 2004. It was the desire of these two moms to serve other Allie passed away from the same disease families battling childhood cancer. “Our vision is that no as Taylor at the tender age of 8 months 27 days after three rounds family with a child battling cancer will ght alone.” of chemotherapy, 80 blood transfusions, and a stem cell transplant. For information or to donate or volunteer contact: In October 2004, Larissa Linton (Taylor’s mom) and Jenny Scott HeroesForChildren.org. 8 GoodLifeFamilyMag.com JULY | AUGUST 2015 VIPAWARD
During the treatment, Lau- ren’s children were so young they didn’t fully understand. “I think being a mom of four young kids really helped me through my can- cer treatments,” she says. “ey Swimming with the dolphins….Lauren kept me busy. I didn’t have time celebrates the end of cancer treatment in Cabo, to think about it; I just lived my Mexico with friends and family. life the best way I could. Now Ryan and Reid are 14 and Kallie and Megan are 11. e children are involved in a variety of activities, which keeps the family really busy. Lauren is a dedicated volunteer for “Heroes for Children”, a charity that ad- vocates for and provides nancial and social assistance to families with chil- dren going through cancer. “Heroes for Children means so much to me be- Double the fun: Twin sisters, Megan and Allie (in front) and twin cause of what they do for families with cancer. I realized I was so blessed not brothers, Reid and Ryan with parents Lauren and Je during a to have any nancial hardships while going through cancer treatment that I recent vacation in Mexico. wanted to support families who are not only dealing with a very ill child but are also oen losing half their family income due to one parent quitting their job to be with the sick child.”
“I don’t have time for cancer! I have four kids under the age of six!” – Lauren Zlotky
Our VIP (Very Inspiring Parent) Award honors the everyday, and not-so-everyday, heroes in our midst. Those whose tenacity, integrity and courage inspire others to exemplify the same character and put their families and community rst, in spite of the challenges life has thrown at them. Good Life Family will present the recipient with an elegant crystal award and will make a donation to the charity of their choice. There will be one VIP Award recipient in each issue of Good Life Family Magazine and featured on GoodLifeFamily.com. For complete details and to nominate someone for this prestigious award, visit www.goodlifefamilymag.com or email us at [email protected].
Life can get messy... Healthy living requires an holistic approach – mind, body and spirit. Therapy is like yoga for your mind – it calms, it stretches, it strengthens, it builds endurance.
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10 GoodLifeFamilyMag.com JULY | AUGUST 2015 goodLIVING Light Farms NEW HOMES NOW IN AWARD WINNING PROSPER ISD
by Karyn Brodsky | Sta Writer brand new $113.5 million high school eed to move in time for the school year? Panic no more. A is located adjacent to brand new home, in an environmentally-friendly setting, the community. withN lush landscapes, hiking and biking trails, and exceptional life- According to style amenities is as close as Celina, TX. And, as an added bonus, a RPG Marketing brand new, on-site elementary school opens this August. Coordinator Steph- Light Farms, a 1,070 acre master-planned community, is mak- anie Liebbe, Light ing the transition easy for those with a tight time frame by oering Farms was created move-in ready homes. Construction of a total of 3,000 homes is to “change the way LIGHT FARMS planned with a projected population of 10,000 residents. Choose families think about from eight area builders who represent some of the nation’s best. suburban living.” Photo courtesy of Destiny Darcy of Bellini Studios Light Farms is located less than 15 minutes from some of DFW’s e award-winning best shopping, dining and entertainment, and an exit o the Dallas Collin County community, which debuted in 2012, is “designed North Tollway is planned as an accessible main road into the com- around a passion to bring people together to promote a healthy, munity. With designs for every preference, prices that range from lively attitude that resonates throughout the community,” adds $240’s to the $700’s, and lot sizes from 50 to 90 feet, your move-in Liebbe. Community events, such as concert series, farm-to-table ready home will allow you to be situated in time for the school year. gatherings, eld days and movie nights are planned on the central And speaking of schools…you’ll not only live in a beautiful home, lawn to achieve this goal. A Community Supported Agriculture but your child will get a great education at the new Light Farms (CSA) program features fresh organic produce shares (pre-pur- Elementary School. Part of the acclaimed Prosper Independent chased online) provided by local farm Johnson’s Backyard Garden. School District (ISD), the school will open for the fall term. is e CSA meets on Saturdays from 9-12 pm at the Farm Stand in highly acclaimed school district has a reputation for excellence and the central Barn Yard. Committed to oering locally sourced natu- is one of the fastest-growing school districts in the nation. Mindful ral foods and other products, the Farm Stand at Light Farms is also that a quality education plays a key role in a vibrant community, home to a natural food co-op program that oers items like grass- Dallas-based developer Republic Property Group (RPG) designed fed beef, organic cheese, coee, nuts and skin care products. e Light Farms so children can safely walk or bike to school. RPG do- programs are open to Light Farms’ residents and the surrounding nated 11 acres within community. Light Farms plus $2 Light Farms further reinforces its focus on healthy living for million to Prosper its residents with a tness center, four resort-style pools and four ISD to build the ele- tennis courts, as well as brand new amenities basketball and bocce mentary school, and ball, with pickleball and sand volleyball coming soon. there are plans for Scenic hiking and biking trails winding through Light Farms more on-site schools allow families to stay active, and a bike-sharing program makes it and daycares in fu- easy. In addition, there are 132 acres of manicured green space in- ture phases. Have a cluding a greenbelt, playgrounds, pocket parks and an extensive teen? Prosper ISD’s lake system.
Photo courtesy of Shana Anderson ANSWERS TO YOUR IMPORTANT LEGAL QUESTIONS FROM OUR PANEL OF EXPERTS AskedAsked && Your kid gets injured by another kid’s recklessness, but AnsweredAnswered Q:that family is your good friend. What do you do? is situation happens frequently and raises a number of questions, both legal and moral. Nobody wants to make claim against a friend andA: the process can be emotional when it occurs. But there may be times when a claim is in fact warranted. e starting point is to understand how and why an incident occurred. Was somebody negligent? If so, then legally there is a claim to be made, possibly against the other child or the parent. e next and probably most important consideration is the severity of the injuries involved and the potential long term ramications from a medical expense and suering standpoint. e good news is that depending on the circumstances, the other family and child are likely to be cov- ered by some form of insurance that would apply, such as homeowners or automobile. So while it may be uncomfortable to make a claim against “friends”, in a sense it would be that family’s insurance company that actually pays the damages, if there is liability. e decision to pursue a claim against a friend or neighbor is largely a personal decision and typically involves more than the just the legal analysis. But in the end as parents, we owe it to our children to make sure that they are adequately protected, and there are times when doing so may be uncomfort- able but necessary. - Robert L. Chaiken, Chaiken & Chaiken, P.C.
My daughter recently turned 18 and is preparing to leave for college. Her friends have been talking about needing to sign legal documents. What type of documents does my daughter Q:need and why?
Parents are surprised to nd out that they are no longer entitled to receive medical information or make business or medical decisions for their child who has turned eighteen. is is oen discovered when their child is away at col- lege,A: becomes ill or injured, and the parents are trying to talk to doctors in another city to nd out how their child is doing and obtain medical records to share with their own trusted physicians. Parents have also faced problems when trying to take care of business matters for their student. Examples include the inability to handle an issue with next semester’s apartment lease or obtain school records while the student is travelling on a semester abroad. Some simple documents can help avoid these and similar issues. In order to make medical decisions and speak to med- ical professionals for your child, a Medical Power of Attorney is needed. e Medical Power of Attorney becomes eective when someone is unable to make their own medical decisions. It is also advisable to execute a HIPAA Release to allow the parents to obtain their child’s medical records. Some attorneys, under certain circumstances, may even suggest that your child execute a Medical Directive (a “living will”) which allows the person to instruct physicians to withhold or withdraw life sustaining treatment in the event of a terminal or irreversible condition. A Statutory Durable Power of Attorney is needed to allow the parent to make business decisions and sign documents for their child. It names the parents as their child’s agent and grants broad powers to act on the child’s behalf. Some parents even ask if their child needs a will. at is a case by case basis determination but not always necessary. It is important to note that these documents have certain legal requirements. Most estate planning attorneys that I know will prepare the main documents for a very reasonable fee. If your child plans to go to an out-of-state university, it is advisable to talk to an attorney in that other state. e legal requirements of these forms can vary state to state, and it is important that the documents will be eective in both Texas and your child’s university location. - Corinne Frank, Law O ces of Mirliss and Frank, PLLC
12 GoodLifeFamilyMag.com JULY | AUGUST 2015 goodADVICE
My 26-year-old daughter is engaged, and her ancé has asked her to sign a prenuptial agree- Q:ment. What does this entail and should we be concerned? Prenuptial agreements are more common now than ever. ey have the eect of changing the rules from what Texas law says will happen in a divorce to what the parties agree will happen. To understand the impact, it’s important to rstA: know the dierence between community property and separate property. If there is a divorce in your daughter’s future, community property (you can think of it as property that belongs to the marriage) will be divided. Separate property will go with the person it belongs to. ere are several forms of separate property, but the three most common are: • What was owned prior to marriage • What was acquired during marriage by gi (including a gi from the other spouse) • What was received by way of inheritance With some exceptions, income from separate property belongs to the community. Most of the time, the purpose of a premarital agreement is to change community property to separate property. So if your daughter’s ancé has a good job or owns a business, he will likely want the agreement to say that the money he earns from his job or brings in from his business remains his separate property. Otherwise, Texas law would make it subject to division upon divorce. e agreement might also say that no community estate will be created at all – that the only property owned will be either his or hers. She might also see some more complicated provisions, like contingencies for the marriage lasting longer than a certain pe- riod of time or having children. e more complicated and convoluted a pre-marital agreement is, the more dicult it may be to enforce later. To be enforceable at all, the agreement will need to be in writing and signed by your daughter and her ancé. ere is nothing wrong with these agreements, so long as everyone knows what they’re giving up and what they’re getting. It will be important for your daughter to know the extent of her ancé’s property and debts, just as it’s important for her to have her own attorney involved in the draing and review of the nal product. - Jerey Anderson, Orsinger, Nelson, Downing and Anderson, LLP
THE EXPERTS
PERSONAL INJURY/MEDICAL LIABILITY FAMILY LAW ESTATE PLANNING AND PROBATE Robert Chaiken Jerey Anderson Corinne Frank
Rob Chaiken is a member of the State Bar of Je rey Anderson joined Orsinger, Nelson, Corinne Gallant Frank is an attorney in pri- Texas and is a member of the United States Downing and Anderson, LLP in 2012, after 17 vate practice with Law Oces of Mirliss and District Courts for Northern, Southern, East- years of running his own rm, The Anderson Frank, PLLC. She joined Law Oces of Mirliss ern and Western Districts of Texas and the Law Group. He has devoted his legal career and Frank, PLLC in 2014 which o ers services United States Court of Appeals for the Fifth to Family Law litigation and the betterment to clients in Dallas, Collin, Denton, and sur- Circuit. He has been selected as Texas Monthly of the eld of Family Law as a whole. Je is rounding counties. She is a 1991 graduate Super Lawyer – a distinction that is awarded Board Certied in Family Law by the Texas of The University of Texas School of Law. She to less the 5% of lawyers throughout Texas. Board of Legal Specialization and is a Fellow lives in Plano with her husband and children, He is AV rated by Martindale Hubbell, which of the American Academy of Matrimonial and in her spare time, she enjoys volunteering is the highest ethical and professional rating. Lawyers. He has been named to the Texas with both a pro bono legal services organiza- He is a frequent lecturer and is also a partic- Super Lawyers list every year since that dis- tion and in the community with her children. ipating member and Texas representative of tinction has been granted and consistently the Child Injury Network, an association of named one of D Magazine’s Best Lawyers in Have a legal question? lawyers dedicated to child safety issues and Dallas. Email your questions to the protection of children through litigation [email protected] when necessary. goodADVICE A Plan You Can Live With Planning for long-term care can make a world of dierence
by Alicia Wanek | Sta Writer Steve says the life insurance industry “has been looking for ways to help while you’re still alive.” One of the newest concepts is a ou’ve probably heard people say recently that “50 is the new guaranteed universal life policy. Bobby believes this is a fantastic Y40.” We look younger, eat better, and live longer than our hybrid of a term-life policy and a long-term care policy. e rates parents’ generation. However, if we’re living longer but still want to are guaranteed for ten years or more and operate like any other term retire at age 65, our money may have to last a LONG time, and the policy with benets for loved ones if the policy holder dies. BUT it likelihood for the need for some type of long-term assisted living also oers a long-term care rider oering care benets if you need or nursing home care increases with life expectancy. What’s the them while the policy is in place. According to Bobby, traditional best way to plan for the nancial burden of those senior years? long-term care policy sales have decreased from 600,000 policies Consider this real-life scenario: An older couple raises ve sold in 2000 to about 150,000 last year. is new concept oers an boys who are now successfully raising families of their own. e alternative. couple lives in the same home they had been in for decades when It may be time to see if your parents have plans for coverage of the husband falls ill and passes away aer a short illness. e their long-term care needs, and it’s never too early to be planning sons begin to notice a decline in their mother’s mental state and for your own. If you are a sole proprietor, you can even write o make the decision to help her to move to an assisted living facility. a portion of your premium, and remember insurance is tax-free, anks to their father’s purchase of a long-term care policy many so it’s always a good investment. Bobby says, “Remember, the rst years before to cover the $7500/month for her care, the savings to priorities are to have a will and power of attorney.” Insurance is the those sons and their families was approximately $350,000 before next step. her death. According to the Centers for Medicare and Medicaid Services, A recent conversation with Bobby Davidson, local independent about 60 percent of individuals over age 65 will require at least insurance agent, and Steve Davis of Insurance Designer, one of some type of long-term care services during their lifetime. With the largest insurance wholesalers, highlighted some of the new rates in DFW averaging $180/day and over $400/day in places like trends in long-term care options. In their combined 50+ years in Boston, it can add up quickly. Let an agent like Bobby help you the insurance business, they’ve seen the benets for families when to gure out how NOT to leave that cost to your children. Give good planning has eased the burdens to clients and their loved yourself that peace of mind so you can enjoy how good you look ones. and feel right now.
For more information, contact your insurance agent or contact Bobby Davidson at 972.980.4884 for a complimentary 360 Review Consultation.
According to the Centers for Medicare and Medicaid Services, about 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime.
14 GoodLifeFamilyMag.com JULY | AUGUST 2015 Cool Updates, Hot Home Trends
WHETHER IT’S NEW HOME CONSTRUCTION, UPDATING YOUR CURRENT RESIDENCE OR BUILDING AN ADDITION, THESE FIVE DO ABLE DO OVERS CAN INCREASE YOUR PROPERTY’S VALUE WHILE MAKING IT THE HOME OF YOUR DREAMS.
by Julie Taylor | Contributor TREND 1: HARDWOOD FLOORS THROUGHOUT THE HOUSE When you decide to re-do the ooring in your home, you want a Since Star Floors operates nationwide, they can help on both ends of company you can trust to install quality material and do the job right. a move. ey service residential as well as commercial customers, such at’s where Star Floors comes in, a family-owned and operated 4th as senior living centers and country clubs. Star Floors works closely generation business. With headquarters in Dallas, Star Floors oper- with real estate agents, and you can shop at home with a trained pro- ates in 40 states on a daily basis. Hardwood is an excellent material fessional. e best testament to Star Floors’ quality products and ser- for ooring, and it’s even made its way into the kitchen. “Hardwood vices are happy customers like Doris Bonvino of Virginia Cook Realty. makes a great design statement. It is durable, easy to clean and oen “I have known Steven for 15 years, and I recommend Star Floors 100% increases the value of the home,” says Steven D. Pidgeon, Star Floors of the time.” Bonvino says she is always called aer job completion to Chief Executive Ocer. ensure she and her clients are satised, and Star Floors goes above and According to Pidgeon, hardwood, as well as other hard surface beyond in their service, from the initial consultation to installation to ooring like luxury vinyl plank and tile, is gaining on carpet for a va- clean-up. “It’s not oen you nd a company that will call to check to riety of reasons, including a signicant reduction in prices. Pidgeon make sure everything went well,” she says. says Star Floors oerings include carpet, natural stone, ceramic and Visit Star Floors at www.star oors.com for more information. porcelain tile, hardwood (pre-nished and/or n- ished on-site), luxury vinyl plank and tile, and ar- “Star Floors goes above and beyond in their service, ticial turf. from the initial consultation to installation to clean-up.” - Doris Bonvino, Realtor GoodLifeFamilyMag.com JULY | AUGUST 2015 15 goodLIVING TREND 2: HOME GYMS PROMOTE HEALTHY LIVING e home-improvement industry recognizes that its scal tness unit multi-functional training system that doesn’t take up much space. may be based on its clients’ physical tness, and a workout room could It can help with all levels of strengthening muscles, such as chest press- also mean the dierence in the value of your home. According to the es, working on the back/biceps/triceps, pull-ups, squats and more. “It’s National Association of Home Builders, one-third of new and potential great, because you can even put it in a 10-by-10 room,” says Lewin. home buyers list a home gym as essential or desirable. With that trend, Lewin is a huge fan of the Power Plate, a 3-by-3 foot vibration trainer. more and more people are adding tness equipment or dedicating e vibration trainer works on the lymphatic system including muscle rooms for tness in their homes. strengthening, pulse, and blood circulation. Don’t know where to start? Look no further than Craig Lewin, vice For cardio, Lewin recommends an elliptical trainer. He says the ellip- president of Fitcorp USA, which owns 12 Busy Body and Fitness HQ tical trainer provides the benets of running or walking on a treadmill stores throughout the DFW Metroplex. Lewin says customers are turn- without the impact. For those hoping to streamline their costs, Lewin ing to home gyms so they can work out as a family and for the conve- points to a bench or stability ball with PowerBlocks, which are adjust- nience of not having to leave home to get in a workout. able dumbbells. “ese take up no space at all,” he says. “ey’re literally The experts at Busy Body and Fitness HQ will work with you to 1.5-by-1.5 feet and replace 16 pairs of dumbbells or 825 pounds of your custom tailor a home gym to t your tness goals and budget and old free weights. that will t within the space available in your home. Lewin says one To nd a Busy Body or Fitness HQ store near you, go to www. of his most popular pieces of equipment is e Hoist MI7, a corner busybodytx.com or www. tnessheadquarters.com.
“One-third of new and potential home buyers list a home gym as essential or desirable.” - National Association of Home Builders
16 GoodLifeFamilyMag.com JULY | AUGUST 2015 goodLIVING TREND 3: MULTI GENERATIONAL LIVING ARRANGEMENTS OFFER PEACE OF MIND
Do you have an aging parent who may need to move into your wasn’t ready to move in yet, so we used it as a game room,” she home in the near future? If so, you may want to add on to your says. “It worked great for that. It also functions well as a room home or remodel your home to meet ADA standards. Scott and for my mother now.” Ann O’Blenes recently added onto their home to accommodate The addition at the O’Blenes’ home includes a spacious room, Ann’s mother. Even if you have a big enough lot, Ann strong- a bathroom and a closet. It has space for a bed, as well as an ly discourages adding a separate guest house to a property. area for relaxing in front of the television. They purposely did “Typically, the price per square foot of a separate free-standing not include a kitchenette as part of the design to encourage her structure will be less than the price per square foot of the main mother to join them at meals. To meet ADA standards, Ann says home,” she says. “It can really be an asset to your home if you the addition includes widened doorways and a larger bathroom do it right.” with extra grab bars. The bathroom also has accommodations If you are ready to take that next step in designing an ad- to turn on the faucet from a seated or standing position, and dition, Ann suggests making the space a multi-purpose room the floors are flush throughout. The addition also includes an instead of solely a guest room. “When we added on, my mother exterior door in case of a fire emergency.
“Adding on to your home can be an asset if you do it right.” - Ann O’Blenes, Realtor, Performance Partners at RE/MAX Dallas Suburbs
Ann O’Blenes, with children, Chris and Katie and her mom Joan Scowcroft in the room addition she and husband Scott built for her. goodLIVING TREND 4: UPSCALE OUTDOOR ENVIRONMENTS
Just like the Texas weather, outdoor living is hotter than ever. ten to music on a sound system as they swim while adults can catch Homeowners look for ways to increase their exterior ambiance, the game on an outdoor television while cooking on a grill or pizza and Dallas-based Starpower, a leader in high-end, custom instal- oven. “e possibilities are endless,” he says. lations of home theater, audio, video, security, custom leather and Starpower’s systems include weather-resistant at screen TVs automation, makes it easy. “It looks like the formal living room for outdoor mounting on patio walls or above outdoor brick is out and the outdoor living is in”, says Starpower CEO David replace mantles and complete audio systems, including custom Pidgeon. outdoor speakers. Starpower also oers lawn-side theater screens “Outdoor living is synonymous with the healthy and relaxed life- and projectors for memorable movie nights with the kids. In ad- style we are all seeking, and the backyard has become an extension dition to media solutions, Starpower’s sister company, Ed Kellum of the home.” Appliances, has all your outdoor kitchen needs covered. Choose Many of these spaces are not only beautifully designed, they are from customized appliances including refrigerators, pizza ovens, functional as well. Most have at least a built-in grill if not a built-in wine cellars, kegorators and more. refrigerator, wine cooler and other amenities. Video and sound are Visit www.star-power.com or www.edkellum.com to turn your also making their way to the backyard, Pidgeon says. Kids can lis- backyard into the outdoor living area of your dreams.
Starpower also oers lawn-side theater screens and projectors for memorable movie nights with the kids. TREND 5: MEDIA ROOMS BRING ENTERTAINMENT TO THE HOME
Why go to the theater when you can watch a movie in the com- fort of your own home, without the sticky oors! Commonplace in new construction, the dedicated media room is the latest choice in lieu of an extra bedroom, says David Pidgeon, CEO of Starpower. “Families are spending more time at home and the media room is a great gathering place whether for family movie night or a big sports game,” he explains. Whether transforming an old game room, under-utilized bed- room, garage or den, Starpower can create the perfect media room according to your specications. “We have the home theater ex- perts that can take any small or large project and personally guide you through each and every choice.” Pidgeon takes pride in Star- power’s commitment to excellent customer service, which “includes a fully integrated consultation from conception, drawing, design and completion, to follow-up and maintenance care.” A Starpower ex- pert will demonstrate and explain every small detail and how ev- ery tiny button works. “e on-sta team of skilled crasmen will personally and professionally transform your vision into a multi-me- dia work of art, helping you to select the precise equipment for your space and your budget.” In addition to electronic components and furniture, Starpower can help decorate the room, from a bar area to movie posters on the walls. “We can take the room from bare wall to the nished product.” e Starpower website (www.star-power.com) even has a room planner feature to help you get started.
A Commitment to Exemplary Service