RBC WEALTH MANAGEMENT

Susannah Musselman, CPA, CA, CMA, CFP Vice President and Financial Planning Specialist RBC Wealth Management Services

Susannah is a Chartered , Certified Management Specialized Financial Planning Accountant and Certified . She graduated At RBC, we recognize that with greater financial resources, with a Bachelor of Arts from the University of Waterloo, comes greater financial complexity. To help you properly specializing in Chartered Accountancy. coordinate your financial matters and optimize the unique Prior to joining RBC, Susannah provided comprehensive opportunities available to you, we are pleased to offer financial planning guidance and advice to executives, you our highest level of financial planning. Personally business owners, professionals and high net worth families. prepared by Susannah Musselman, a Financial Planning Susannah uses a holistic approach to helping clients address Specialist, your comprehensive Financial Plan will provide all areas of their financial planning. recommendations specific to your situation. Your plan will consider strategies to maximize your flow, Susannah’s role is to work with and support your Investment reduce taxes, ensure your retirement lifestyle, protect your Advisor in preparing and presenting comprehensive financial security, transfer wealth to next generation tax- Compass Financial Plans. efficiently and make the most of your philanthropic legacy. In appreciation of your business, your advisor is pleased to offer this service to you on a complimentary basis.

To schedule a meeting with Susannah Musselman, please contact your advisor.

This document has been prepared for use by Royal Bank of Canada, RBC Dominion Securities*, RBC Phillips, Hager & North Investment Counsel Inc. and RBC Global Management Inc. Financial Planning Specialists are employees of RBC Dominion Securities Inc., Investment Advisors are employees of RBC Dominion Securities Inc., Investment Counsellors are employees of RBC Phillips, Hager & North Investment Counsel Inc. or RBC Global Asset Management Inc., and Private Bankers are employees of Royal Bank of Canada and Royal Mutual Funds Inc. Royal Bank of Canada, RBC Phillips, Hager & North Investment Counsel Inc., RBC Global Asset Management Inc., Royal Mutual Funds Inc. and RBC Dominion Securities Inc. are separate corporate entities that are affiliated. RBC Phillips, Hager & North Investment Counsel Inc., RBC Global Asset Management Inc., RBC Dominion Securities Inc., and the Private Banking division of Royal Bank of Canada are member companies under RBC Wealth Management, a business segment of Royal Bank of Canada. *Member–Canadian Investor Protection Fund. ®Registered trademark of Royal Bank of Canada. Used under licence. ©2013 Royal Bank of Canada. All rights reserved. (10/2013)