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PUBLIC INSPECTION COPY EXTENDED to to NOVEMBERNOVEMBER 15, 15, 20172017 1545-0047 Return of Organization Exempt from Income Tax OMB No

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PUBLIC INSPECTION COPY EXTENDED to to NOVEMBERNOVEMBER 15, 15, 20172017 1545-0047 Return of Organization Exempt from Income Tax OMB No PUBLIC INSPECTION COPY EXTENDED TO TO NOVEMBERNOVEMBER 15, 15, 20172017 1545-0047 Return of Organization Exempt From Income Tax OMB No. 1545-0047 Form 9990 90 Under section 501501(c),(c), 527527,, or 49474947(a)(1)(a)(1) of the Internal Revenue Code (except private foundations) | Do not enter social security numbers on this form as it may be made public. 22016 0 1 6 Department of the Treasury | Do not enter social security numbers on this form as it may be made public. Open totoPublic Public InternalInternal Revenue Service | Information Information about about FormForm 990 and its instructions is at wwwwww.irs.gov/form990. irs gov/form990 Inspection A ForFor the 2016 calendar year, or tax year beginning and ending B Check if C Name of organization D EmployerEmployer identificationidentification number applicable: Address richange GRAMEEN AMERICA, AMERICA, INC. INC. Name richange Doing business as 20-849799120-84 97 991 Initial rireturn Number and street (or P.O.P.O. box if mail is not delivereddelivered to street address) Room/suite E Telephone number Final rireturn/ 150 WESTWEST 30TH30TH STREETSTREET 8TH8TH FL (718)704-0424( 718)704-0424 termintermin-- ated City or town, state or province, country, and ZIP or foreign postal code G Grossreceipts$Gross receipts $ 20,098,364.20, 098, 36 4. Amended rireturn NEW YORK, YORK, NY NY 10001 H(a) Is thisthisagroup a group returnreturn ApplicaApplica-- rition F Name and address of principal officer: ANDREA JUNG for subordinates?subordinates?~~~~ riYes riX No pending SAME AS CC ABOVEABOVE H(b) Are all subordinates included? riYes No I Tax-exempt status: X 501(c)(3) 501(c) ( )§ (insert no.) 4947(a)(1) or 527 If "No,"No, attach attach a alist. list. (see (see instructions)instructions) J Website:|Website: | WWW.WWW.GRAMEENAMERICA.ORG GRAMEENAMERICA. ORG H(c) Group exemptionexemption number number | | Association K Form of organization: X Corporation Trust riAssociation riOther | L Year of formation: 2007 M State of legal domicile:le:MA Part I Summary 1 Briefly describe the organization's mission or most significant activities: GRAMEEN AMERICA AMERI CA IS IS DEDIDEDICATED CATED TOTO HELPING WOMENWOMEN WHO WHO LIVE LIVE ININ POVERTYPOVERTY BUILD SMALLSMALL BUSINESSESBUSINESSES TOTO CREATECREATE vernance 2 Check this box | riif the organization discontinueddiscontinued its operations or disposed of more than 2525%% of its net assets. 3 Number of voting members of the governing body (Part(Part VI, line 1a)1a) ~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 3 10 4 Number of independent voting membersmembers of the governinggoverning body (Part(Part VI, line 11b)b) ~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 4 10 5 Total number of individuals employed in calendar year 2016 (Part V, line 22a)a) ~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 5 212 GAii& ittes 6 Total number of volunteers (estima(estimate t eif ifnecessary) necessar y~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ) ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 6 10 vco 7 12 0. 7 a Total unrelated business revenue from PartPart VIII,VIII, column (C),(C), line 12 ~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 7a7 a 0. Activities & Governance b Net unrelated business taxable income from Form 990-T, line 34 7b 0. Prior Year Current Year 8 Contributions a andn d gragrants n ts (Part(Part VIII, line 1h)1h) ~ ~~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 12,198,12,198,252. 252. 12,179,12,179,098. 098. 9 Program serviceservice revenuerevenue (Par (Part t VIII, line 22g)g) ~ ~~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 5,647,474.5, 647,474. 7,776,136. v e n u e s e 10 Investment incomeincome (Par (Part t VIII, columncolumn (A),(A), lines 33,, 44,, aand n d 7d)7d) ~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ -87. -534. Revenue 11 Other revenue (Par(Part t VIII, columncolumn (A), lines 55,, 66d,d, 88c,c, 99c,c, 10c,1 0c, and 1111e)e) ~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ 150,150,000. 000. 126,126,000. 000. 12 Total revenue - add lines 8 through 11 (must equal Part VIII, column (A), line 1212) 17,995,639.7, 9 9 5, 6 39. 20,080,700.20, 080,700. Total revenue - add lines through (must equal Par t VIII, column (A), line ) 13 GraGrants n ts and a n dsimilar similar amounts amounts paid paid (Part(Par tIX, IX, column column (A), lines 1-3)1-3) ~ ~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 0. 0. 14 BenefiBenefits t s paid paid toto oror for members (Par(Part t IX, columncolumn (A), line 44)) ~ ~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 0. 0. 15 Salaries, other compensation,compensation, employee employee benefi benefits t s (Par(Part t IX, column (A), lines 5-105-10)) ~~~~ ~ ~ 9,393,426.9, 393,426. 10,10,029,949. 029, 949. 16a Professional fundraising fees (Part IX, column (A), line 11e)11 ~~~~~~~~~~~~~~ 0. 0. s n a Professional fund raising fees (Par t IX, column (A), line e) ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ REee b Total fundraising expensesexpenses (Part(Part IX, column (D),(D), line 2525)) | 928,524.928, 524. x p Expenses 17 Other expenses (Part IX, column (A), lines 1111a-11d,a -11d, 1111f-24e)f -24e) ~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 4,643,027.4 643, 027. 5,175,787. 18 Total expenses. Add lines 13-17 ((mustmust equal Part IX,IX, column (A),(A), line 2525)) ~~~~~~~~ ~ ~ ~ ~ ~ ~ 1414,036,453. 036,453. 15,205,736. 19 Revenue less expenses. Subtract line 18 from line 12 3,959,186.3 959,186. 4,874,964.4, 874, 964. r o Beginning of CurrentCurrent YearYear End of Year 20 Total assets (Part X, line 1616)) ~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 62,304,089.62 304, 089. 76,884,038.76, 884, 038. 21 Total liabilities (Part X, line 2626)) ~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 31,845,966.31 845, 966. 43,088,831.43, 088, 831. Net Assets or 22 Net assets or fund balances. Subtract line 21 from line 20 30,458,123.30 458,123. 33,795,207. Fund Balances Part II Signature Block Under penalties of perjury, I declare that I have examined thisthis return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration ofof preparerpreparer (other(other thanthan officer)officer) is based on all information ofof whichwhich preparerpreparer hashas anyany knowledge. = Signature of officer Date Sign = Here ANDREA JUNG,JUNG, PRESIDENT, DIRECTORDIRECTOR && CEOCEO = Type or print name and title _________ = Date Check PTIN Print/Type preparer's name Preparer's signature Date Check PTIN iif f ri Paid THOMAS LANNINGLANNING THOMAS LANNINGLANNING 08/08/17 self-employeds elf-employed P00851654 Preparer Firm's name 9 COHNREZNICK LLPLLP Firm's EIN 9 22-1478099 Use Only Firm'saddressFirm's address 9 1301 AVENUEAVENUE OFOF THETHE AMERICASAMERICAS NEW YORK, NY 10019 212-297-0400 _____ NEW YORK, NY 10019 Phoneno.Phone no.212-297-0400 May the IRS discuss this return with the preparer shown above? (see instructions) X Yes No May the IRS discuss this return with the preparer shown above? (see instructions) riYes No 632001 11-11-16 LHA For Paperwork Reduction Act Notice, see the separate instructions. Form 990 ((2016)2016) SEE SCHEDULESCHEDULE OO FOR ORGANIZATION MISSIONMISSION STATEMENTSTATEMENT CONTINUATIONCONTINUATION Form990(2016)Form 990 (2016) GRAMEEN AMERICA, AMERICA, INC.INC . 20-8497991 Page 2 Part III I StatementStatement ofof ProgramProgram ServiceService AccomplishmentsAccomplishments Check if Schedule OO contains contains a a response response or or note note to to any any line line in inthis this Part Part III III .................................................................................... X 1 Briefly describe the organization's mission: FOUNDED BYBY NOBEL PEACE PRIZEPRIZE RECIPIENT RECIPIENT MUHAMMAD MUHAMMAD YUNUS,YUNUS, GRAMEEN GRAMEEN AMERICAAMERICA IS AA 501(C) 501(C)(3) (3) NONPROFIT NONPROFIT MICROFINANCE MICROFINANCE ORGANIZATION ORGANIZATION DEDICATEDDEDICATED TOTO HELPING WOMENWOMEN WHO WHO LIVE LIVE IN IN POVERTY BUILDBUILD SMALL BUSINESSES TOTO CREATECREATE BETTER LIVESLIVES FORFOR THEIRTHEIR FAMILIES.FAMILIES. THE THE ORGANIZATION ORGANIZATION OFFERS OFFERS MICROLOANS, MICROLOANS, 2 Did the organization undertake any significant program services during the year which were not listed on the prior Form 990 or 990-990-EZ?EZ? ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Yes X No If "Yes,"Yes, describe describe these these new new services services onon ScheduleSchedule O. 3 Did the organizationorganization cease cease conducting, conducting, or or make make significant significant changes changes in how in how it conducts, it conducts, any any program program services? services?~~~~~~~~~~~~ Yes X No If "Yes,"Yes, describe describe these these changes changes onon ScheduleSchedule O. 4 Describe the organization's program service accomplishments for each of its threethree largestlargest programprogram services,services, as measured by expenses. Section 501501(c)(3) (c)(3) and 501501(c)(4) (c)(4) organizations are requiredrequired toto report the amount of grants and allocations to others, the total expenses, and revenue, ifif any, forfor eacheach programprogram service reported.reported. 4 4aa (Code: ________ )() (Expenses$Expenses $ 13,13,677,337. 677, 337. including grantsgrantsof$ of $ _______________________ ) ((Revenue$Revenue $ 7,866,136.7, 866,136. ) GRAMEEN AMERICA AMERICA IS IS A A501 501 (C)(C)(3) (3) NOT-FOR-PROFIT NOT-FOR-PROFIT MICROLENDING MICROLENDING ORGANIZATION THAT THAT ISIS DEDICATEDDEDICATED
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