The Buyer’s Bible

Part 2: The Buyer’s Guide

In part 2 of this eBook, we’ve got something for everyone - no matter what type of car you’re looking for, be it a city run-around or an off-roading machine. Simply find the type of car you’re after in our guide for hints and tips when it comes to narrowing down your choices and making decisions. Our featured experts provide their top advice for each type of car – saving you stress and money, safe in the knowledge that you’re making the right decision on your next car.

Contents

2.1 The Car About Town: City

2.2 Homes On Wheels: First-Class Family

2.3 Eco-Friendly Cars for the Green Revolution

2.4 Off-Road Adventures: The World’s Finest 4x4s

2.5 Performance and Luxury Cars: Going Grand on a Budget

2.6 Pre-Loved Perks: Why It Pays to Buy Used Cars

2.7 Accessible Driving: Motors for Mobility

2.1 The Car About Town: City Hatchbacks

Whether you need a car to tackle the morning traffic, or to nip to the shops – city living definitely requires a specific type of vehicle. The general consensus is that smaller is better. With narrow streets, squeezing into tight parking spots and bumper-to-bumper traffic part of the everyday city charm, your priorities when buying a city car need to keep these factors in mind. With that said, the small car market is perhaps the biggest in the UK, with super- like the popular Ford Fiesta breaking sales records up and down the country. And down-sizing on your car doesn’t mean sacrificing the fun. In fact, many of today’s super-minis are some of the best drives around - offering stylish design, great handling and strong economy figures in one compact package.

Featured Expert: Andrew Jervis, co-founder of ClickMechanic.com, shares his recommendations when it comes to choosing a car for city life.

With city populations growing and available space shrinking, choosing the right car to get around town can keep money in your pocket and help the environment. Therefore, for me, it has to be a small car every time – and if you’re looking for a sweet little runner and value for money, you'll be hard pushed to match what the Picanto can offer. With being cheaper than most other major city cars but offering some sleek looks, great fuel economy and a 7 year warranty, I’m sure you won't be disappointed.

Easy parking With parking at a premium in the city, it may be wise to opt for parking sensors as part of your vehicle’s spec. The vast majority of new cars today offer reverse parking sensors as an additional option – if they’re not already included on the standard model. The vast majority of systems use small radar detectors built into the bumpers of your car which alert the driver through an audible “ping”, increasing in frequency as you get too close to an object – be that another car, curb, bollard or wall. High-spec vehicles may even be available with a reverse parking camera system. This uses a small camera at the rear of the car which feeds directly to a screen on the car’s dashboard when the car is in reverse. The camera is angled in such a way that the driver gets a wide angle view of their car’s rear bumper, allowing them to avoid any bumps or scrapes when manoeuvring in tight spaces.

Image source: Michael Gil Made for traffic Most popular super-minis today come with super-efficient engine options – with the likes of the Ford Fiesta and Vauxhall Corsa coming with a line-up of economical three-cylinder engines. If you spend a lot of your time in slow moving traffic, avoid diesel engines as these need to run at high speeds regularly in order to maintain efficiency. Petrol, hybrid and electric vehicles are far more efficient at low speeds and on short journeys than their diesel counterparts, saving you money on your daily city commute. If you’re buying new, look for a car with a start-stop system. These systems automatically cut-out the engine when you come to stop and put your car in neutral as soon - as you put your foot on the clutch to get back into gear, the engine will automatically re-start. Surely all that stopping and starting can’t be good for your engine? Modern start-stop systems are specifically designed to efficiently stop and start the engine whenever you come to a stand-still, without draining your cars battery or inflicting any additional wear to the engines components. A start-stop system will save you serious Pounds at the petrol pump in the long-run, especially if you spend most of your time in traffic jams or waiting at the lights.

Congestion charges For London based commuters who need a car to get around, paying the Congestion Charge on a daily basis can soon add up. There are, however, numerous workarounds for avoiding paying the toll on your daily journey through Central London. Transport for London offer exemptions or discounts known as ULED (Ultra Low Emissions Discount) for certain vehicle types. If you’re investing in a car in the Big Smoke, it may be worthwhile exploring vehicles which are either exempt or offer a discount on the Congestion Charge. For full details on escaping the expensive charge, check out the TFL website.

2.2 Homes on Wheels: First-Class Family Cars

Starting your own family can mean a big lifestyle change, in more ways than one! It can also mean it’s time to trade in your favourite two-seater for something a little more practical. Family considerations Obviously your requirements will depend on the size of your family and the age of your children. However, other factors to consider include usage habits, budget, boot space and any extra capacity you might need for infrequent extra passengers. Five-door vehicles win hands down when it comes to kids - regardless of whether or not your children are young enough to require a car seat, rear doors are a godsend when it comes to getting in and out of the car with ease. There’s a broad range of options when it comes to selecting a , with numerous types of vehicles being marketed towards the family market. Hatchbacks, MPVs (Multi-Purpose Vehicles), crossovers and estates all have their own set of benefits. The choice comes down to your requirements and personal preferences.

Image source: Toyota Motor Europe Size matters Mid-size hatchbacks like the VW Golf and offer an ideal compromise between space and economy. They’re small enough to drive easily and they’re economical, but they also offer plenty of space for a family of 4 to travel in comfort - with plenty of room for luggage in the boot. If you’ve got a family of 5 or more, a larger MPV, or estate car may be more suitable for your needs. Many of the MPVs and crossovers on the market today offer up to 7 seats, including the funky Citroen Grand Picasso and elegant Ford Grand C-Max offer plenty of interior space without sacrificing style - keeping both the driver and the kids happy.

Featured Expert: Becky Goddard-Hill of Family-Budgeting.co.uk shares her expert insights when it comes to finding a practical family car on a budget.

When investing in a car, it is important to emphasise practicality, particularly if you are on a budget. Substance over style is important, so it needs to be worth every penny. You also need to think about what is most important to you.

Do you really need built in DVD players and a massive boot if you only have one child who already has a portable tablet? Don't be swayed by extras and don't get too fixed on colour or models...keep an open mind - that’s how you get the best bargain.

Keeping costs down Family life can get expensive and, with that in mind, it’s important that your choice of car keeps within budget when it comes to running costs. Diesel engines generally offer better economy figures, especially on longer journeys. It may also be worth researching which of your top choices are the most reliable and have the lowest maintenance costs. Check out Cap.co.uk to calculate the expected running costs for your next vehicle. Make sure you budget for your car finance payments, fuel, tax, insurance and leave room to spare for any other unexpected bills.

2.3 Eco-Friendly Cars for the Green Revolution

If you’re looking for a new car but want to be sure that it’s eco-friendly, that’s no problem. By going green, you can find the car that’s right for you without sacrificing your environmental concerns. Cost-effectiveness Eco-friendly vehicles are an excellent investment. While electric cars in particular may be more expensive to buy up-front, they are infinitely cheaper to run – meaning the long-term economic benefits are great indeed. Lower emissions In addition to saving you money on running costs, electric and hybrid cars also help you do your part to save the environment. CO2 emissions are much lower for eco-friendly vehicles, with the sweet spot falling below 100g/km of CO2 – meaning you’ll even be exempt from road tax. Super-efficient vehicles which emit 75g/km of CO2 or less are also free of London’s expensive daily Congestion Charge.

Image source: The Rabbit

Featured Expert: Paul Clarke, editor of GreenCarGuide.co.uk shares his top tips for environmentally conscious buyers looking for a green-machine.

If you’re looking for a more economical car, there’s never been a better time, as there are lots of choices. However, it can also be confusing: do you choose petrol, diesel, hybrid, plug-in hybrid, range-extender, or pure ?

The answer to the common question of ‘which is the best green car?’ depends on your driving:

 If you only do short journeys and want a cheap car, then a petrol car with, for instance, a small three-cylinder engine is likely to be cost effective overall.

 If you spend most of your time driving high motorway mileages, then an efficient diesel will probably give you the best economy.

 If your driving is split in and out of urban areas, then a hybrid may be ideal.

 If your regular commute is within the electric range of a plug-in hybrid or an extended-range electric vehicle (possibly 15-80 miles between recharges depending on the model) and you also want to drive further at weekends, then these technologies would be perfect.

 If most of your driving is within the range of a pure electric vehicle, i.e. 80-100 miles in most cases, then such a choice could really slash your running costs – and would result in zero tailpipe emissions.

For more information, check out The Green Car Guide’s handy online videos.

If you’re still not sure which eco-friendly machine is the car for you, here’s some more information that might help to tip the scales. Going electric

 No exhaust or noxious fumes  Much quieter than cars with internal combustion engines  Regenerative braking means the car is charged when you brake  Cheap to charge with charging stations widely accessible in urban areas  Many electric cars have superior acceleration performance to conventional vehicles Going hybrid

 Some hybrids use an internal combustion engine to generate electricity and recharge  Consumes less fuel than conventional vehicles and causes less air pollution  Hybrid engines are much smaller, lighter and more efficient than in conventional vehicles Featured Expert: Peter Thomas of NextGreenCar.com shares a handy online resource when it comes to finding the greenest car on the market.

Check out the Next Green Car ‘Green Car Rating’ on our site to assess your vehicle's environmental impact. Each car is given a score ranging from 0 for the greenest cars, to 100+ for the most polluting. Our Green Car Rating assesses a vehicle's environmental impact over its whole life cycle – including vehicle use, fuel production and vehicle manufacture.

The core of the site is a database of all the new cars commercially available in the UK, through which visitors can search and compare cars according to many criteria including CO2, MPG, Car Tax Band and price.

2.4 Off-Road Adventures: The World’s Finest 4x4s

There are two types of 4x4 owners – those who genuinely require the off-road capabilities and those who just prefer them for their looks, space and driving characteristics. 4x4s are generally considered an expensive investment, and running costs are rarely cheap – so it’s important to nail down your needs before making a decision. Carefully assess your off-road requirements If you do a lot of driving off-road or regularly tow caravans, horseboxes or trailers, then a full-blown 4x4 is a justifiable expense. However, if you’re buying a 4x4 for its look and feel over any actual need to drive off- road, you’re likely to end up incurring unnecessary expenses. We’ve broken things down into two sections, depending on what kind of driving you do and the reasoning behind your 4x4 needs.

The true 4x4 off roader

Image source: Land Our Planet If you’re after true off-road capabilities, there are a number of specific factors to consider when making a decision on which make or model to go with:

 Many of the best off-roaders come with a low-range gear box, allowing you to slow down the wheels when tackling tricky off-road situations.  The vast majority of true 4x4s are fitted with diesel engines for UK markets. This is primarily due to the high cost of fuel and strict emissions ratings in the UK. However, there are also additional benefits to diesels when it comes to off-roading. Their higher torque output makes them ideal for towing and powering up steep inclines. 4x4s are generally much larger and heavier than their road- going counterparts and therefore much less fuel efficient. An economical will also reduce running costs on longer or rural journeys.  Ensure you budget for the increased running costs of a 4x4. With off-road capabilities comes complex transmissions, gearing and suspension systems. Servicing and repairs can be a great deal more expensive than that of a regular car. Check out Cap.co.uk to get an estimate of your next 4x4’s running costs before you commit to a purchase. Unsurprisingly, Land Rover have perfected the off-road formula, with the indestructible Land Rover Defender and comfortable yet capable taking the title as two of the best true off- roaders money can buy. And if luxury is top of your list, you can’t beat the Range Rover – both the original, Sport and Evoque editions offer unparalleled comfort and quality, while maintaining competency both on and off-road. The suburban SUV

Image source: gpeuropa.net

Featured Expert: The car scrapping, recycling and all around motoring experts at MotorWise.com share the benefits of the crossover.

The rise of the 'soft roader' such as the Q3 has increased the accessibility of off-road adventure cars by combining the everyday features of normal road driving with the capabilities of a four wheel drive.

Manufacturers have cottoned on to the fact that many people are drawn in by the appeal of a 4x4, but don’t actually need the off-road capabilities of a true 4-wheel-drive. 4x4s today are no longer the utilitarian bare- bones vehicles they used to be. Today, the vast majority of 4x4s on the market are both stylish and comfortable and it’s this which is responsible for the increase in demand. In recent years, there have been a number of SUVs and crossover vehicles like the Juke (pictured) which offer the looks and space of a 4x4, but without the expensive running costs. Don’t be fooled into thinking that an SUV or crossover is just a sheep in wolf’s clothing – these vehicles genuinely do have some off-road capabilities. Many SUVs and crossovers are available with a standard 4- wheel-drive system, which is plenty to keep you out of trouble on rougher surfaces or in wintery conditions – however, they don’t have all the unnecessary add-ons only required in extreme off-road situations.

2.5 Performance and Luxury Cars: Going Grand on a Budget

If you’re lucky enough to be in the market for a luxury or performance car, whether it’s an executive saloon or a sporty , there are certain considerations which apply specifically to buying this type of vehicle. The UK and much of Europe’s executive car market is dominated by ‘the big three’, consisting of legendary German automakers Mercedes, BMW and Audi. It’s not without reason that these three industry giants dominate the market, with the German auto market renowned for its quality engineering, elegant design and cutting edge innovations. However, there are also major players in the game, with Range Rover and Jaguars refreshed line-up offering bags of style and a little more personality than their German badged rivals. Compact executives There has been a recent increase in demand for compact executive cars, offering the same levels of luxury, refinement and performance as their larger counterparts – but in a smaller, often two-door package. This compromise offers drivers a more practical car that’s easier to drive, park and manoeuvre. Compact executives are also cheaper and more efficient in general – making them an ideal choice if you’re already at the top end of your budget.

Here’s our pick of the top 3 compact execs on the market today:

 Mercedes C-Class Saloon – With prices starting well below £30k, the C-Class offers some of the best value for money on the market when it comes to luxury per pound. Highlights include its unparalleled plush interior and a range of super-frugal diesel engines, sure to keep running costs to a minimum.  Jaguar XF Saloon – If style is high on your priority list, the Jaguar is the exec to go for. Its stunning design combined with sporty handling make the XF ideal for those who want the looks and performance of a in a more practical package.  BMW 3 Series Saloon – The legendary three series is one of the strongest all-rounders in its category. With a huge range of trim levels, specifications and engines, there really is something for everyone with a wide range of price points. Basic entry level models are sub £25k - making the 3 series one of the most popular compact execs on the market.

With high quality cars come high quality parts, meaning that servicing and repairs are generally much more expensive. Make sure you factor additional running costs into your overall budget before committing to what could potentially be a major financial drain.

Image source: Ben Featured Expert: We asked the motoring experts at CarThrottle.com what their top picks would be on a sub £50k budget. Car Throttle editor, Alex Kersten, shares his favourite performance and luxury cars on a budget.

Performance cars up to £50k

There are two cars that stand out. First is the Nissan GT-R, a vehicle that's widely regarded as the best value-for-money currently on sale. Prices for a new 2014 GT-R start from around £78,000 and for that you get 542bhp, 0-62mph in 3.0sec (quicker than a £200,000 Ferrari 458) and a top speed of 196mph. Buy used (2009) and you can pick up a second-hand GT-R for around £37,000. It's slightly down on power (478bhp vs 542bhp), but still astonishingly fast - 0-62mph takes 3.5sec and it's good for 193mph. Thanks to AWD, the GT-R handles impeccably and flatters any driver into looking like a professional racer.

The second performance car which represents great value is the Porsche Cayman. It's arguably the best model in the entire Porsche range thanks to its 911-rivalling dynamics, mid-engined layout and responsive engines. The best of the bunch is the new GTS model which, while costing £55k, is the closest you'll get to driving perfection. Thanks to a 3.4-litre naturally-aspirated six-cylinder engine with 336bhp, you'll see 177mph after launching to 62mph in just 4.6 seconds. With a budget of £12-14k, you bag yourself a 2005 Cayman 3.4 S with 295bhp and a top speed of 171mph; there aren't many other cars in this price range that offer the same levels of performance, comfort and kudos.

Luxury cars up to £50k

Mercedes-Benz is, and probably always will be a pioneer in the market. The S-class is a car that's synonymous with cutting-edge technology and incredible refinement, a slice of which can be purchased on the used car market for as little as £3000. A 2003 S350, for example, offers a smooth and relaxing ride, plus creature comforts such as heated seats, Bluetooth, sat-nav and cruise control. A 2002- 2003 Volkswagen Phaeton is another way to cruise in comfort and can be bought for around £3000 also. For the last word in class and comfort, Jaguar's latest XJ is worth mentioning. Prices for a 2011 3.0D V6 start from £25k, which represents favourable depreciation from for savvy buyers. Expect the finest leather, the latest gadgets and reasonable running costs, not to mention the ability to waft like A-list celebrities.

High performance cars Whether you’re looking for a second car to use at the weekends, or your lifestyle allows you to use a two- seater as your primary mode of transport, no one can deny the exhilaration that being behind the wheel of a performance car can bring. If you’re in the market for a sports or even super-car, practicality should be fairly low down on your list. There are plenty of great hot hatches and powerful saloons which can offer up a great compromise if you can’t quite fit your life into the passenger seat of a Porsche. If you’re one of the lucky few to have the funds and lifestyle suited to driving in its rawest form, we’ve got some top tips to consider when starting your sports car search.

 Although the appeal of a may be strong, beware that are often fraught with mechanical issues surrounding their mechanism – which can be expensive to repair. Convertibles also suffer from reduced boot space which the roof occupies when down, further reducing already premium storage space. Convertibles also suffer from increased road noise, lowering refinement levels in the cabin.  Although there are a few exceptions to the rule, for the most part, performance cars are uneconomical and expensive to run – MPG and tax rates could vastly impact your decision when comparing vehicles.  High performance cars are only suitable for competent drivers. Their precision steering, stronger acceleration and braking power can take some getting used to and can be dangerous in inexperienced hands. If you’re adamant about going for a powerful model, it may be worth brushing up on your driving skills beforehand.  The majority of low to mid-price range sports cars follow a front engine, rear-wheel-drive format as opposed to the most common front-wheel-drive setup seen on the majority of cars in the UK. This gives sports cars entirely different handling characteristics – and although not always the case, it often reduces the practicality of the car. With so little weight over the powered rear wheels, cars with this set-up can be very difficult to drive in icy or snowy conditions – making them a summertime only affair.

2.6 Pre-Loved Perks: Why It Pays to Buy Used Cars

If your budget’s tight – a used car is the way to go. With cars suffering from rapid depreciation, there are major savings to be had on used cars of all ages. However, buying a used car comes with its own difficulties. Our fool proof guide will keep you out of trouble and ensure you find not only a good deal but also a reliable set of used wheels.

Featured Expert: Used car expert, Vlad Samarin of Samarins.com shares some wisdom with us when it comes to looking for a reliable used car.

Do some research on reliability and fuel economy of the car model you want to buy. It takes 20-30 minutes to Google gas mileage, reliability ratings and common problems, but you can save thousands.

Your best bet is a 3-5 year-old used car with all the regular maintenance records and good reliability reputation. In the long-term, it's worth paying a little more for a well-maintained vehicle in good mechanical condition.

Test drive more cars to compare. If you want a used , test drive three of them and you will immediately know which one’s better. Have the car you picked inspected by a car-savvy friend or a mechanic.

For more useful advice when hunting for a second-hand vehicle, check out Samarins.com.

Taking advantage of depreciation The moment a car drives off the showroom forecourt, or is even registered for the first time, it can suffer from an instant decline in value. In the automotive industry, a premium is put on ‘newness’, meaning you can stand to make big savings when buying used – even if the car only has a few thousand miles on the clock. If you still want something with that new-car smell, pre-registered cars offer a great solution to price problems. Dealerships will often pre-register cars in order to clear stock quickly. Technically speaking, this means that the car in question is no longer new – despite having been driven rarely, if ever. Often, this will result in a discount of £1000 or more off the list price. Depreciation rates vary wildly between manufacturers and models, with some cars holding their value better than others. On average, a three year old car in the UK will lose between 50 and 75% of its original price, despite still being relatively new – with many cars remaining fully operation beyond 10 years of age. As a general rule, the stronger the demand for a car, the more value it’s going to retain with age. Therefore, the best bargains are often found on surplus used vehicles, where supply of that particular model exceeds the level of demand. Another tact is to look for less popular brands – many of these manufacturers get snubbed because of their lack of curb appeal, but still produce excellent cars. There’s a steady stream of used cars out there, making the second-hand game a buyers’ market – this means you’ve got plenty of buyer power to shop around for the best price.

Image source: Brian Marks Shop safe One major disadvantage when it comes to buying second-hand, especially in a private sale, is the lack of reassurance offered from a reputable dealership. Second-hand cars rarely come with a warranty or any protection against getting a bad deal. Therefore it’s important you brush up on your knowledge and ask the right questions when looking at a used car. We’ve made a handy list of top tips to consider when buying second-hand.

 Once you’ve identified the model of car you’re after, search online for any common faults or problems unique to that make or model. This information is readily available and a quick search will highlight any areas to pay special attention to when you arrange your viewing and test drive.  If you’re thinking about buying a vehicle you’ve seen, it’s worth paying for a vehicle check beforehand. Simply enter the vehicle’s registration into one of the many online vehicle background checking services to find out if the seller is being truthful about the vehicle’s history. This data will confirm that the make, model and colour matches the current registration. It will also tell you if the car has been reported stolen, written off or has an outstanding loan on it.  Businesses like the RAC offer a service whereby one of their trained mechanics will come along and inspect the vehicle with you – giving you full reassurance that the car you’re buying is mechanically sound and safe to drive. Although this service isn’t cheap, it could potentially save you thousands if you purchase a problematic car with warranty protection. For further guidance and a list of other essential checks to make before buying a used car, check out the official Government guidelines.

2.7 Accessible Driving: Motors for Mobility

For many people, a car is a vital necessity for getting around. An accessible vehicle is the ideal solution to maintaining your independence if you suffer from an injury, ailment or disability which affects your mobility. With a wide range of vehicles fully adapted or customised to suit specific needs, there’s a lot of choice of options when it comes to buying an accessible car. Most accessible vehicles, both new and used, are also available on finance, increasing their affordability.

Image source: Stephen Jones WAVs Wheelchair accessible vehicles (WAVs) are cars that have been specifically adapted to provide easy and accessible transportation for drivers or passengers with extra mobility requirements. Although there are a wide range of adaptations available, the majority of WAVs are based on multi-purpose vehicles due to their lower flooring and high roof line – allowing drivers and passengers in wheelchairs to travel in comfort. If you’re buying an accessible vehicle to drive, there are many forms of adaptation which can make driving easier. These include hand controls, height adjustable seats and driving aids. Alternatively, if you’re buying a vehicle to transport a passenger with restricted mobility, numerous vehicles are available with lowered floors, access ramps and even hydraulic lifts – making transferring into the vehicle easier. Vehicle adaptations aren’t just limited to those with a disability – elderly drivers or those with minor mobility issues can also benefit from their features. The Fiat Doblo and Kangoo are two of the most popular adapted vehicles on the market, due to their massive interior space despite having a relatively small footprint. Their high roof and large rear doors make them ideal for kitting out with a ramp or hydraulic lift, allowing passengers in wheelchairs to sit comfortably with plenty of headroom. Their chassis, however, is based on that of a smaller car, giving them driving and handling characteristics most drivers are familiar with – so you won’t feel like you’re driving or parking a .

Featured Expert: David Motton of StillSafeToDrive.org.uk shares his words of wisdom when it comes to finding a car to suit your needs.

Make sure any car you buy suits your needs as well as your physical abilities and limitations. Can you get in and out easily? Is the driving position comfortable? Does the car have good all-round visibility? Light steering can make parking easier if you're not as strong as you used to be, and some cars now come with parking aids which actually turn the wheel for you - all the driver has to do is control the accelerator and brake.

Key considerations There are some key factors, specific to accessible cars, to keep in mind when starting your search:

 Practicality should be your primary concern – you have to live with the vehicle on a day to day basis, so thoroughly assess your needs and look for a vehicle that ticks all the boxes  Vehicles with ramp access often come with the option of a ramp at the rear or side of the car. Keep in mind that there may not be enough room for a side access ramp when parking, even in disabled parking spots. It may be worth investing in a sticker for your car, informing other motorists to leave enough space for access.  If you suffer from mobility issues and are buying a car to drive, it may be worth investigating automatic vehicles with hand controls. These vehicles use paddles behind the steering wheel to replace the accelerator and brake pedals.  It’s a legal requirement that WAVs have sufficient safety equipment to secure a wheelchair within the vehicle. This normally includes straps or hooks to keep the wheelchair in place, and a specially adapted seatbelt to secure the passenger in the wheelchair. When viewing a vehicle, ensure that these safety straps fit your wheelchair and that the seatbelts are both comfortable and secure.  If you are able to transfer from your wheelchair, or are still able to get into a normal passenger seat, there are many cars on the market with height adjustable seats. 2 door cars also have larger doors, leaving you with more room to get in and out of the front seat.

We hope you’ve found part two of our Car Buyer’s Bible useful. Don’t forget to check out part one, if you haven’t already, jam packed full of the practical information you need to know before buying a car. We’ve included everything from tax and insurance advice to handy maintenance tips! | The Car Loan Warehouse ©