EGYPT FACTS & FIGURES 2016 FACTS AND FIGURES 2016

Geography Surface (in sqkm) 1,001,450 o.w. Land area 995,450 o.w. Water area 6,000 Land boundaries' length (in km) 2,665 Coastline length (in km) 2,450 Maximum altitude: Mount Catherine (in m) 2,629 Demography Population (in millions) 90.2 Population annual growth rate (2006-2016) 2.2% Population under 15 years (% of total population) 33% Population density (per sqkm) 90 Urban population (% of total population) 43% Unemployment rate 13% Life expectancy at birth 71 Infant mortality rate (per 1,000 live births) 20 Human Development Index (UNDP) 0.691 Education Adult literacy rate Male 83% Female 67% Number of students in pre-university education (000s) 20,641 Number of schools 52,664 Number of teachers 992,797 Health Number of hospital beds (per 1,000 people) 0.5 Number of physicians (per 1,000 people) 2.8 Health expenditures/GDP 5.6% Technology Diffusion Number of telephone mainlines (per 100 people) 7.4 Number of cellular subscribers (per 100 people) 111.0 Number of internet users (per 100 people) 35.9 Number of broadband subscribers (per 100 people) 4.5 Infrastructure (in Km) Roadway length (paved) 137,430 Railway length 5,085 Ports and terminals Ayn Sukhnah, , Damietta, El Dekheila, Sidi Kurayr, Suez General Currency Official language Arabic Fiscal year July 1 - June 30 Number of governorates 26 Fiscal Year 2014 2015 2016

Macroeconomic Indicators GDP (US$ billion) 312.3 336.6 329.1 o.w. Agriculture, irrigation and fishing 11.1% 11.3% 11.9% o.w. Mining 16.1% 12.7% 8.0% o.w. Manufacturing 16.4% 16.5% 17.1% o.w. Electricity and water 2.1% 2.2% 2.3% o.w. Construction and building 4.4% 4.8% 5.4% o.w. Services 49.9% 52.5% 55.2% Real GDP growth rate 2.2% 3.4% 2.3% GDP per capita (US$) 3,524 3,731 3,685 Agriculture Annual value added (agriculture, irrigation, fishing) (US$ billion) 35 38 39 Bank loans to agriculture (US$ million)* 1,001 1,117 734 Implemented investments in agriculture (US$ million) 1,632 1,826 2,030 Industry Annual value added (mining and manufacturing) (US$ billion) 102 98 83 Bank loans to industry (US$ million)* 28,727 29,115 20,094 Electricity generated (in millions of kWh)* 155,452 166,161 173,078 Implemented investments in industry (US$ million) 11,636 15,225 13,455 Construction & Building Annual value added in construction (US$ billion) 14 16 18 Cement production (000s tons)* 47,790 48,294 48,601 Domestic cement deliveries (000s tons)* 46,573 48,274 48,901 Implemented investments in construction and building (US$ million) 379 532 1,437 Trade and Services Annual value added in trade and services (US$ billion) 156 177 182 o.w. Wholesale and retail trade 25.2% 24.6% 25.4% o.w. Government services 19.6% 19.2% 18.7% o.w. Transport and storage 8.4% 8.3% 8.5% Bank loans to trade and services (US$ million)* 28,092 32,057 21,086 Number of ships transiting Suez Canal* 17,148 17,483 16,833 Ship tonnage (millions of tons)* 963 999 974 Implemented investments in trade and services (US$ million) 24,366 27,832 31,333

* Calendar year. Calendar Year 2014 2015 2016

Tourist Arrivals to Egypt (in thousands) Total arrivals 9,879 9,329 5,401 o.w. Europe 7,578 6,794 2,587 o.w. Middle East 1,343 1,424 1,582 o.w. Africa 398 418 499 o.w. Americas 246 295 441 o.w. Asia and the Pacific 290 375 278 o.w. Other countries 26 23 14 Number of tourist nights 96,956 84,128 32,710 Foreign Trade (US$ million) Exports 25,269 19,031 20,021 Imports 64,451 57,582 56,706 Trade balance -39,182 -38,551 -36,685 Foreign trade 89,720 76,613 76,727 Exports/Imports 39.2% 33.0% 35.3% Main export recipients European Union 37.1% 33.5% 30.5% Arab countries 22.4% 27.7% 32.3% Asian countries 13.3% 11.6% 9.7% Other European countries 5.5% 5.8% 8.2% USA 10.1% 8.6% 7.0% Main import sources European Union 27.6% 29.6% 29.7% Asian countries 21.3% 20.9% 19.5% Arab countries 25.8% 20.3% 18.4% Other European countries 7.1% 6.5% 7.4% USA 6.0% 6.0% 5.1% Main export products Crude oil 29.3% 23.3% 16.6% Petroleum products 14.8% 11.7% 10.8% Textiles 2.9% 4.2% 3.8% Phosphate or mineral fertilizers 2.2% 1.8% 3.5% Ready-made clothes 3.2% 4.0% 3.3% Main import products Petroleum products 17.7% 15.8% 13.9% Wheat 3.9% 3.0% 2.9% Organic and inorganic chemicals 2.8% 2.9% 2.5% Pharmaceuticals 4.0% 2.2% 2.4% Crude oil 4.2% 3.0% 1.9% Calendar Year 2014 2015 2016

Balance of Payments (US$ million) Current account balance -5,923 -17,211 -20,103 Trade balance -39,182 -38,551 -36,685 Services account 5,328 8,182 4,334 Transfers 27,657 18,161 16,518 Capital and financial account 2,747 23,320 32,631 Net errors and omissions 1,638 -6,948 -3,452 Overall balance -1,538 1,337 7,611 Foreign Direct Investment (US$ million) Total FDI inflows 11,222 12,797 13,843 o.w. United Kingdom 4,919 4,763 6,556 o.w. USA 2,319 1,381 1,385 o.w. UAE 622 1,544 1,311 o.w. Saudi Arabia 374 607 296 o.w. Italy 34 36 63 Monetary Situation (US$ million) M1 62,358 66,480 34,537 Quasi-money 162,392 176,848 111,665 M2 (M1+ Quasi-money) 224,750 243,328 146,202 Counterparts of M2 Net foreign assets 11,802 -2,197 -10,865 Net domestic assets 212,948 245,525 157,067 Consumer price index 10.1% 11.0% 23.3% LE/US$ exchange rate (fiscal year-end) 7.15 7.64 8.89 LE/US$ exchange rate (fiscal yearly average) 6.97 7.35 8.12 LE/US$ exchange rate (calendar year-end) 7.15 7.83 18.12 LE/US$ exchange rate (calendar yearly average) 7.08 7.70 9.36

Fiscal Year 2014 2015 2016

Public Finance (US$ million) Total revenues and grants 65,504 63,315 60,497 o.w. Tax revenues 37,326 41,638 43,366 Total expenditures (including net lending) 100,597 99,803 100,667 o.w. Interest payments 24,830 26,267 29,989 Budget balance -35,094 -36,487 -40,171 Total gross debt 300,206 325,092 350,469 o.w. Domestic debt 254,139 277,029 294,704 o.w. External debt 46,067 48,063 55,764 Budget balance/Expenditures -34.9% -36.6% -39.9% Budget balance/GDP -11.2% -10.8% -12.2% External debt/Total gross debt 15.3% 14.8% 15.9% Total gross debt/GDP 96.1% 96.6% 106.5% Calendar Year 2014 2015 2016

Egyptian Capital Markets Stock market capitalization (US$ billion) 69.9 54.9 33.2 Total value traded (US$ million) 41,044 32,091 30,389 Turnover ratio 58.1% 57.5% 47.3% Number of listed companies 214 221 222 P/E ratio (times) 20.2 13.6 26.6 Dividend yield 9.3% 7.7% 9.0% Change in EGX price index (in EGP) 31.6% -21.5% 76.2% Banking System Number of banks 40 40 38 Number of branches 3,743 3,824 3,950 Activity highlights (US$ million) Total assets 275,375 317,397 218,738 Total deposits 218,210 244,487 152,411 Total credit facilities 88,028 101,074 71,773 Total capital + reserves 17,174 18,034 13,985 Key ratios Assets/GDP* 83.4% 88.9% 106.5% Deposits/GDP* 65.8% 70.4% 79.4% Residents per branch 23,163 23,274 22,835 Deposits per capita (US$) 2,517 2,747 1,690 FC deposits/Total deposits 21.0% 19.2% 31.2% FC credit facilities/Total credit facilities 30.8% 30.5% 43.6% Credit facilities/Total deposits 40.3% 41.3% 47.1% (Total capital + reserves)/Total assets 6.2% 5.7% 6.4% TOP 10 BANKS BY ASSETS (US$ BILLION)

National Bank of Egypt 63.9 68.3 79.4 Banque Misr* 38.4 43.5 48.6 Commercial International Bank (Egypt) 20.1 23.0 14.8 Arab African International Bank 11.0 13.5 - Banque du Caire 10.2 11.7 - QNB ALAHLI Bank 14.5 17.0 10.5 HSBC Bank Egypt 9.0 8.1 - Faisal Islamic Bank of Egypt 7.2 7.3 4.2 Société Arabe Internationale de Banque-SAIB 4.7 6.3 4.2 Ahli United Bank (Egypt) 3.5 3.9 -

* Fiscal year. EGYPT TAHRIR 94 Tahrir Street, . Bank Audi sae Tel: (20-2) 37486659, 37486412, 37486357, 37486342, 37486439, Member of the Federation of Egyptian Banks 37486274-8, 37486238. Paid-up capital: USD 347,000,000.00 Fax: (20-2) 37486310. C.R. 39804 CBE list of banks No. 85 SIXTH OF OCTOBER Plot 2/23, Central District, HEADQUARTERS Sixth of October City. Pyramids Heights Office Park, Tel: (20-2) 38353790, 38353781-3. -Alexandria Desert Road, Km 22, Fax: (20-2) 38353780. Sixth of October City. P.O. Box 300 El Haram. Postal Code 12556. PYRAMIDS HEIGHTS Tel: (20-2) 35343300. Fax: (20-2) 35362120. E-mail: [email protected] Pyramids Heights Office Park, bankaudi.com.eg Cairo-Alexandria Desert Road, Km 22, Sixth of October City. Branches Tel: (20-2) 35362053. Fax: (20-2) 35362052.

GIZA SHEIKH ZAYED DOKKI (MAIN BRANCH) Units 002 & 101, Bldg. B3, Capital Business 104 El Nile Street, Dokki. Park, Phase 1, Sheikh Zayed, Tel: (20-2) 33362516-7-8. Sixth of October City. Fax: (20-2) 37483818. Tel: (20-2) 38653551. Fax: (20-2) 38653553.

MOSADDAK (ISLAMIC BRANCH) CAIRO 56 Mosaddak Street, Dokki. MAKRAM EBEID Tel: (20-2) 37603520, 37480241. 1 Makram Ebeid Street, . Fax: (20-2) 37480242. Tel: (20-2) 22731771-2-3. Fax: (20-2) 22726755. LEBANON 60 Lebanon Street (Lebanon Tower), ABBASS EL-AKKAD Lebanon Square, Mohandesseen. 70 Abbass El-Akkad Street, Nasr City. Tel: (20-2) 33026436, 33026423. Tel: (20-2) 22708810. Fax: (20-2) 22708790. Fax: (20-2) 33026454.

BEIRUT EL BATAL AHMED ABDEL AZIZ 54 Demeshk Street, Heliopolis. 44 El Batal Ahmed Abdel Aziz Street, Tel: (20-2) 24508655, 24508633-6, Mohandesseen. 24508644, 24508610. Fax: (20-2) 24508653. Tel: (20-2) 33332000. Fax: (20-2) 37480599.

SHOUBRA SHOOTING CLUB 13 Shooting Club Street, Dokki. 128 Shoubra Street, Shoubra. Tel: (20-2) 37486542. Fax: (20-2) 37486546. Tel: (20-2) 22075682, 22075767, 22075774. Fax: (20-2) 22075779. EL HARAM (ISLAMIC BRANCH) 42 El Haram Street, El Haram. Tel: (20-2) 33864002, 33865056. 1B Hassan Sabry Street, Zamalek. Fax: (20-2): 33865103. Tel: (20-2) 27285236. Fax: (20-2) 27375008. MASAKEN SHERATON SALAH SALEM 11 Khaled Ibn El Waleed Street, 15 Salah Salem Street, Heliopolis. Masaken Sheraton. Tel: (20-2) 22607438, 22607125. Tel: (20-2) 22683371, 22683303. Fax: (20-2) 22607168. Fax: (20-2) 22683433. – DEGLA NADY EL SHAMS 1-B, 256 Street, Degla, Maadi. 17 Abdel Hamid Badawy Street, Heliopolis. Tel: (20-2) 25193243, 25162044, Tel: (20-2) 26210941-2-3-4. 25162038, 25195238. Fax: (20-2) 25194938. Fax: (20-2) 26210945. NEW MAADI MUKATTAM Plot 1/2 D/5, intersection of Laselky Street Plot 6034, Street 9, Mukattam. and Nasr Street, New Maadi. Tel: (20-2) 25057040, 25056927, 25056978. Tel: (20-2) 25197901. Fax: (20-2) 25197921. Fax: (20-2) 25057566. TAYARAN 40 Tayaran Street, Nasr City. 109 Abbassia Street, Abbassia. Tel: (20-2) 24048617. Fax: (20-2) 22708757. Tel: (20-2) 24871906-8. Fax: (20-2) 24871957. MERGHANY 100 A Merghany Street, Heliopolis. EL Tel: (20-2) 24635765. Fax: (20-2) 24508653. Shops 43, 44, 45, Golf City, El Obour City. Tel: (20-2) 46104323-5-6-7, TAGAMOU EL KHAMES (20-10) 68822189. Waterway – Phase One, Ground & First Fax: (20-2) 46104324. Floors, Commercial Units CGS4-CFS4, Investors’ Zone – North, . Tel: (20-2): 24508633. Fax: (20-2) 24508653. 90 El Manial Street, El Manial. Tel: (20-2) 23629955, 23630163, 23630080, 23629935. Plot 6, Banks Zone, Madinaty, New Cairo. Fax: (20-2) 23630099. ALEXANDRIA TRIUMPH 8 Plot 740, intersection of Othman Ibn Affan SMOUHA Street and Adly Kaffafi Street, Heliopolis. 35 Victor Emmanuel Square, Smouha. Tel: (20-2) 26347549, 26352929, 26347320, Tel: (20-3) 4245089, 4245204, 4245261. 22404055, 26342243, 26352220. Fax: (20-3) 4244510. Fax: (20-2) 26352929. SULTAN HUSSEIN ABD EL KHALEK THARWAT 45 Sultan Hussein Street, Azarita. 42 Abd El Khalek Tharwat Street, Downtown. Tel: (20-3) 4855791-2, 4841096. Tel: (20-2) 23904162, 23904853, 23904866. Fax: (20-3) 4877198. Fax: (20-2) 23904162. MIAMI (ISLAMIC BRANCH) GARDEN CITY 4 El Asafra Al Bahariya, Street 489, 1 Aisha El Taymoria Street, Garden City. Montazah, Alexandria. Tel: (20-2) 27928975-6. Tel: (20-3) 5485319, 5505212-3. Fax: (20-2) 27928977. Fax: (20-3) 5505136. SAN STEFANO SOUTH SINAI 413 El-Gaish Road, San Stefano. NAEMA BAY Tel: (20-3) 5505227, 5485312-9, 207 Rabwet Naema Bay, Sharm El Sheikh. 5505212-3, 5505127. Fax: (20-3) 5505136. Tel: (20-69) 3604513-4-5-6-9. Fax: (20-69) 3604520. GLEEM 1 Mostafa Fahmy Street, Gleem. Tel: (20-3) 5825547, 5825742. LEBANON Fax: (20-3) 5825866. Bank Audi sal ALEX DOWNTOWN Bank Audi Plaza, Bab Idriss. Merosa Compound, Unit E, P.O. Box 11-2560 Beirut - Lebanon Suez Canal Street, Alexandria. Tel: (961-1) 994000. Fax: (961-1) 990555. Tel: (20-3) 4880501. Fax: (20-3) 3681377. Customer helpline: (961-4) 727777. Swift: AUDBLBBX. DAQAHLIA E-mail: [email protected] MANSOURA bankaudigroup.com 26 Saad Zaghloul Street, Toreil, Mansoura. Tel: (20-50) 2309783-4-5. COUNTRY MANAGEMENT Fax: (20-50) 2309782. LEBANON Bank Audi Palladium, Bab Idriss. GHARBIA P.O. Box: 11-2560 Beirut – Lebanon. Tel: (961-1) 994000. Fax: (961-1) 990555. TANTA Customer helpline: (961-4) 727777. Intersection of El Gueish Street Swift: AUDBLBBX. and El Nahda Street, Tanta. E-mail: [email protected] Tel: (20-40) 3403306-7-8-9. bankaudi.com.lb Fax: (20-40) 3403100.

SHARQIYA M1 Building, Bab Idriss. P.O. Box: 11-2560 Beirut – Lebanon. ZAGAZIK Tel: (961-1) 994000. Fax: (961-1) 990555. 95 Saad Zaghloul Street. Customer helpline: (961-4) 727777. Tel: (20-55) 2369837. Fax: (20-55) 2369815. Swift: AUDBLBBX. E-mail: [email protected] RED SEA bankaudi.com.lb EL GOUNA Service Area Fba-12e, El Balad District, Audi Investment El Gouna, Hurghada. Bank sal Tel: (20-65) 3580096. Fax: (20-65) 3580095. Bank Audi Plaza, Block B, Bab Idriss. P.O. Box: 16-5110 Beirut - Lebanon. SHERATON ROAD Tel: (961-1) 994000. Fax: (961-1) 999406. 23 Taksim El Hadaba El Shamaleya, E-mail: [email protected] 167 Sheraton Road, Hurghada. bankaudigroup.com Tel: (20-65) 3452015-6-8-9, 3452020. Fax: (20-65) 3452023. Audi Private Bank sal JORDAN Bank Audi Plaza, Block D, Bab Idriss, Beirut. P.O. Box: 11-1121 Beirut - Lebanon. Bank Audi sal - Tel: (961-1) 954800, 954900. Jordan Branches Fax: (961-1) 954880. Bldg. 26, Suleiman Al-Nabulsi Street, E-mail: [email protected] Abdali, Amman. bankaudipb.com P.O. Box 840006 Amman. 11184, Jordan. SOLIFAC sal Tel: (962-6) 4604000. Fax: (962-6) 4680015. E-mail: [email protected] Zen Building, Charles Malek Avenue, bankaudi.com.jo Ashrafieh. P.O. Box: 11-1121 Beirut - Lebanon. IRAQ Tel: (961-1) 209200. Fax: (961-1) 209205. Bank Audi sal - SWITZERLAND Iraq Branches Banque Audi (Suisse) sa Bank Audi Bldg., District 923, Al-Jadriya 18, Cours des Bastions. Main Street, Baghdad. P.O. Box: 384. 1211 Geneva 12, Switzerland. P.O. Box 2080 Al-Jadriya, Iraq. Tel: (41-22) 704 11 11. Tel: (964-772) 9768900. Fax: (41-22) 704 11 00. E-mail: [email protected] E-mail: [email protected] bankaudiiraq.com bankaudipb.com SAUDI ARABIA Beirut Representative Office Audi Capital (KSA) cjsc Bank Audi Plaza, Bab Idriss. Centria Bldg., 3rd Floor, 2908 Prince P.O. Box: 11-2666 Beirut - Lebanon. Mohammad Bin AbdulAziz Road (Tahlia). Tel: (961-1) 977 544. Fax: (961-1) 980 535. Postal Address: Unit No. 28, FRANCE Ar Riyadh 12241-6055. P.O. Box: 250744 Riyadh 11391 Bank Audi France sa Kingdom of Saudi Arabia. Tel: (966-11) 2199300. 73, Avenue des Champs-Elysées. Fax: (966-11) 4627942. 75008 Paris, France. Tel: (33-1) 53 83 50 00. E-mail: [email protected] Fax: (33-1) 42 56 09 74. audicapital.com E-mail: [email protected] bankaudi.fr QATAR

Bank Audi LLC Qatar Financial Centre Tower, 18th Floor, Diplomatic Area, West Bay. P.O. Box: 23270 Doha, Qatar. Tel: (974) 44967365. Fax: (974) 44967373. E-mail: [email protected] bankaudipb.com MONACO Audi Capital Gestion SAM Monte-Carlo Palace, 3-9 Boulevard des Moulins. MC - 98000 Monaco. Tel: (377) 97 97 65 11. Fax: (377) 97 97 65 19. E-mail: [email protected] bankaudipb.com TURKEY Odea Bank A. . Odea Bank A.Ş. headquarters, Levent 199, Buyukdere Street, No. 199, Floors 33-39, 34394 Sisli, Istanbul. Tel: (90-212) 3048444. Fax: (90-212) 3048445. E-mail: [email protected] odeabank.com.tr UNITED ARAB EMIRATES Bank Audi sal Representative Office Etihad Towers, Tower 3, 15th Floor, Office 1503, Corniche Street. P.O. Box 94409 Abu Dhabi, United Arab Emirates. Tel: (971-2) 6331180. Fax: (971-2) 6336044. E-mail: [email protected] bankaudipb.com RESEARCH DEPARTMENT BANK AUDI sal

Bank Audi Plaza, Bab Idriss P.O. Box 11-2560 Beirut - Lebanon Tel: (961-1) 994000. Fax (961-1) 985622. E-mail: [email protected] bankaudigroup.com

Sources

Central Bank of Egypt Egyptian Exchange Egyptian Ministry of Finance Egyptian Ministry of Economy Egyptian Ministry of Education Egyptian Ministry of Health International Monetary Fund World Bank CIA World Fact Book UNDP Bankscope - Bureau Van Dijk Bloomberg