CAREER CORNER BEHIND THE WHEEL ‘You just gotta Towing versus keep livin’, man’ miles per gallon Matthew McConaughey ere’s more to buying a shares what he learned during truck than color, comfort and the pandemic lockdown. cool factor. P3 P16

June 25-July 1, 2021 Vol. 47 | Issue 26 KNOXVILLE EDITION

www.TNLedger.com The power of information.

KNOX • ANDERSON • JEFFERSON • CAMPBELL • CUMBERLAND CLAIBORNE COCKE • GRAINGER • HAMBLEN • BLOUNT • LOUDON • MONROE • MORGAN • ROANE • SCOTT • SEVIER • UNION Ledger FORMERLY WESTVIEW SINCE 1978 ARE SPORTS FANS TUNING OUT? Falling ratings are a concern, but the problem might be a little more complex

Story by Tom Wood begins on page 2

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ern Express, Inc, MILLENNIAL MONEY Hampshire Insurance Company, Western Express, Inc, Def Atty(s): John W Barringer, 08/30/2010, 10C3341 October 8 - 14, 2010 Patricia McClarren vs Star Insurance Company, Westwood Church Of Christ, Law & GovernmentPltf(s): James T Collins, Def(s): Star Insurance Company, Westwood Church Of Christ, Def Financial advice PublicAtty(s): David John Deming, 08/30/2010, 10C3343 Pltf(s): James A Richard Dicaire vs Cbs Personnel Holdings Inc, Cbs Personnel Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark Investment LLC, Records Pltf Atty(s): n/a, Def(s): Cbs Personnel Holdings Inc, Cbs Personnel from strangers 08/26/2010, 10C3303 Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark James T Collins vs Rogers Group Inc, Investment LLC, Def Atty(s): Stephen B Morton, 08/26/2010, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010,inside 10C3308 & online James A Wells vs Jenco Construction Inc, Investors are  ocking to Wells, Pltf Atty(s): n/a, Def(s): JencoTNLedger.com Construction Inc,Pltf(s): Def Atty(s):Judy R Lawson, Jennifer S White, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, Reddit’s r/personal nance Liz Pltf(s):Weston Jessica Grimwood, ...... Pltf Atty(s): n/a, Def(s): Intrepid USA 3 CommunityHealthcare Services, Calendar Def Atty(s): Clifford ...... Wilson, 08/27/2010, 4 channel. But should they Judy R Lawson vs Nursing & Oneida, News PltfBriefs Atty(s): David ...... Harold Dunaway, Def(s): Nursing & Oneida, Def 6 Newsmakers ...... 7 trust the info dispensed. Jordan Sanders vs Dillons Welding Inc and Employers, P4 Public NoticesPltf(s): Jordan Sanders, ...... Pltf Atty(s): Donald D Zuccarello,5, 11-14 Def(s): Puzzles ...... 15 Page 2 www.TNLedger.com/Knoxville JUNE 25-JULY 1, 2021

shutterstock.com FANS SEEM TO BE FLEEING TV SPORTS But the bigger hurdle might be tracking them across newer platforms

By Tom Wood college football and basketball, the Daytona 500, the NBA playo s, the NHL Stanley Cup – heck, even the Grammys, the Oscars and country music and emember the panic of 2020 when live sports disappeared awards shows – all experienced signi cant decreases in 2020 viewership. from our TV screens? March Madness? Gone. NBA? Nielsen ratings are a measurement that re ect a sampling of 40,000 homes and Multiple delays, game played in a “bubble” and a season that 100,000 people of the estimated 121 million U.S. TV households and some 300 million ended four months later than normal. Major league baseball? potential viewers. A 1.0 rating means 1% of potential viewers are tuned into an event. Reduced to 60 games beginning in late July and then played But don’t put too much stock into ratings declines, says Jon Lewis, a professor with cardboard cutouts of fans  lling otherwise empty seats. at Northeastern University in communications and media with a particular RAnd then a funny thing happened when sports returned from COVID-19 focus on the sports. For both the TV industry and sports leagues, it is – as usual lockdown: Shockingly low ratings. Fickle fans had moved on. – all about the money. Gobs and gobs of greenbacks. But had they, really, or had outdated methods of measuring viewership “You can just look at all the money that the leagues are still making simply been exposed? with media rights deals and see that the networks and the leagues are not “A lot of us thought with sports being around during the pandemic, a lot of overwhelmingly concerned about the ratings drop,” Lewis says. “If they were, people would watch sports – and kind of counterintuitively, the numbers went you wouldn’t see the kind of money going out that we see going out. down,’’ says Vanderbilt communications professor John Koch, a senior lecturer “I tend to think that ratings are kind of a fun little parlor conversation that and director of debate whose areas of interest are public memory and the got way out of proportion with some of the talk we’ve had over the past year – intersection of political culture, rhetoric and sports. kind of using TV ratings as a substitute for political polls and stu like that. “In large part, due to a lot of di erent things, it wasn’t all just related to “Like … it just makes conversation about playing – you know, ‘my team is sports, either,” he adds. “ e primetime numbers for ABC and Fox and NBC more popular than your team’ or ‘my league is more popular than your league,’ and all of them were down, as well.’’ or whatever – that’s a very di erent thing than trying to extrapolate from the Super Bowl viewership dropped from nearly 115 million in 2015 to 99 TV ratings what people think about this social issue or that social issue.” million in 2020 to 96.4 million this year, the lowest since 2007. Likewise, the World Series (an all-time low 9.875 million viewers last season), TV RATINGS >> PAGE 8 JUNE 25-JULY 1, 2021 www.TNLedger.com/Knoxville Page 3

Not just for health care Old norms of hiring are crumbling How to harness your HSA’s Alright, alright, little-known superpowers alright: Life is If you have a high- growth can add up. deductible health Tax-free withdrawals your resume insurance plan, a health savings account As mentioned, withdrawals are tax-free Indeed.com hosted Indeed Interactive can help you pay your if used for quali ed medical expenses, recently with one very notable di erence: It medical bills. But including health insurance deductibles was held online. Conference attendees talked LIZ HSAs have hidden and copayments. e IRS maintains a about employment during the last year, and WESTON list of eligible expenses ranging from it mirrored many of our experiences. PERSONAL superpowers that FINANCE make them a great way acupuncture to X-rays. You can’t Pawel Adrjan and Daniel Culbertson, double-dip: Only eligible expenses that ANGELA Indeed’s labor economists, gave their for some people to COPELAND create a tax-free pot of haven’t been reimbursed by another CAREER predictions for the future of work, focusing money for retirement or other long-term source, such as insurance or a  exible Ledger CORNER on work from home. goals. spending account, can justify a tax-free Job postings on Indeed.com with some In the right circumstances, you can withdrawal. The power of mention of working from home have even use an HSA to help your young e key thing to know, however, is information. continued to grow, tripling from early 2020 to now. adult children start saving for their that the IRS doesn’t require you to incur On the employee side, job seeker interest in remote work the expense in the same year you make Published weekly by remains high. Indeed is able to measure the interest in remote futures. Westview Newspaper, LLC Not everyone is a good candidate for a the withdrawal. work by the searches on its site. From early 2020 to now, job As long as the expense occurred seeker searches for remote work have more than doubled. high-deductible health insurance policy, 222 Second Ave. N. Suite 101 however. e minimum deductible that after you opened and funded the Nashville, TN 37201 What happens after the COVID pandemic is over? Indeed HSA, your withdrawal can be tax- (615) 254-5522 looked in areas in which cases of COVID have been low and quali es you to use an HSA is $1,400 FAX: (615) 254-5525 free even if it’s years or decades later, economies have reopened,  nding interest in remote work for individual coverage or $2,800 for Monday-Friday 9 a.m.-5 p.m family coverage. Many plans ask you to says  nancial planner Kelley Long, a remains high, even after an economic recovery. CPA, personal  nancial specialist and President & Chairman is represents a shift in long-term preferences, Indeed contribute even more before coverage Peter Schutt kicks in. consumer  nancial education advocate contends, and job seekers will continue to demand remote work Publisher & CEO even after the completion of the pandemic. If meeting the high deductible would for the American Institute of CPAs. Eric Barnes be a hardship, or cause you to scrimp on You just need to keep the receipts for Associate Publisher But do employers intend for work from home to be permanent the qualifying expenses in case you’re & Executive Editor or temporary? health care, you’re probably better o Lyle Graves choosing a lower-deductible policy and audited by the IRS. [email protected] Indeed found that 61% of remote job postings in the UK were skipping an HSA. “I call this the shoebox strategy,” Long Planning Editor listed as temporarily remote. Companies expect employees to says. “You’re storing up your receipts Cindy Smith eventually come in person. If a high-deductible policy is a good [email protected] is also means 39% of jobs posted as remote will be  t, you’ll need even more cash to take because there is no statute of limitations Contributors Chip Cirillo full advantage of an HAS, enough to on when you reimburse yourself for permanently remote, an increase from pre-pandemic postings. In Sheila Burke other words, we have realized that remote work is sustainable long pay the deductible and other health eligible expenses.” Kathy Carlson Hollie Deese care expenses out of your own pocket, You’ll want to guard against fading term. Nancy Henderson Gayle King also interviewed actor Matthew McConaughey without tapping the account. at’s a ink so you can actually read the receipts Tim Ghianni Joe Morris pretty tall order, but you can still bene t years later, so Long recommends making about his career. He shared the challenge of pivoting careers and Rhiannon Potkey going all in when you’re trying something new. from an HSA even if you have to spend digital copies. She takes a picture of Tom Wood some of the money along the way. her eligible receipts and stores them in Offi ce Manager Your “life is your resume,” McConaughey explained, with no folders labeled by the year. Donna Gosnell one de ning moment. You are all of the pieces of your combined Here are the four biggest advantages to Art Director an HSA. Jump-start kids’ retirement Mike Hopey experience. And the pandemic, he added, brought him closer to [email protected] the things in life that are most important to him. Typically, you can’t claim your Graphic Designer Triple tax benefi ts Leigh Singleton McConaughey is now able to participate in video meetings in HSAs o er a rare triple tax break: Your children as dependents for tax purposes three countries in the morning, and then have lunch with his wife contributions are deductible, the money after they’re 19, or 24 if they’re college and children at his home in Texas. students. But many children stay on ADVERTISING grows tax-deferred and withdrawals Advertising deadline Remote work has created a new culture. It is no longer rude to aren’t taxed if you have quali ed medical their parents’ health insurance policies is Friday 5 p.m. have a video call; it’s a necessity. And, this necessity has allowed until they’re 26, which gives parents Call 615.254-5522 or email expenses. [email protected] him to prioritize the things that are truly the most important, he By contrast, withdrawals from other a unique planning opportunity, says for rates and information adds. tax-advantaged accounts, such as 401(k) Mark Luscombe, a principal analyst for Advertising Director Here’s the takeaway for hiring managers: In order to remain Wolters Kluwer Tax & Accounting. Dianna Chambers s, are typically taxed as income. If [email protected] competitive, you must consider  exible work environments. A child who’s not a dependent for tax withdrawals are tax-free – as they can be Business Manager Remote work will be more prevalent and will remain attractive to from Roth IRAs – you didn’t get a tax purposes, but still on a parent’s high- Pam Capshaw job seekers. [email protected] break when you put the money in. deductible health insurance, can set up is  exibly is what you’re now competing against. their own individual HSA. e parents Foreclosure Notice Director Spending not required Don Fancher Angela Copeland, a career expert and founder of Copeland can help out by giving the child some or [email protected] Coaching, can be reached at copelandcoaching.com. Any unspent balances in your HSA can all of the money to fund the account. Public Notice Director Dianna Chambers be rolled over from year to year. at’s e child can’t set up their own HSA [email protected] in contrast to  exible spending accounts, if they’re still claimed as a dependent Public Notice Department another tax-advantaged way to pay for on the parent’s tax return. And once Teresa Mullally Sandy Youngblood medical expenses. FSAs require users to the child is no longer a dependent, the Laurie Beck spend the money within a certain period child’s expenses can’t be used for tax-free or those contributions are forfeited. withdrawals from the parent’s HSA. The Ledger is a general interest newspaper covering business, FSAs allow you to contribute $2,750 But this approach gives the child a law and development throughout in 2021. Individuals can contribute up tax deduction for the contribution and the Nashville and Knoxville areas. to $3,600 to an HSA this year, while potentially decades of tax-advantaged The Ledger’s families can put in up to $7,200, plus growth — making it a super strategy for predecessor, Westview, there’s a $1,000 catch-up contribution those who can swing it. was founded in 1978. for people 55 and older. Liz Weston is a columnist at Visit us online at www.TNLedger.com HSA contributions can be invested – NerdWallet, a certi ed nancial planner Follow us on Twitter and that means your money can really and author of “Your Credit Score.” Email: @TNLedger grow. Even if you have to spend some [email protected]. Twitter: @ of the money along the way, the tax-free lizweston. shutterstock.com Page 4 www.TNLedger.com/Knoxville JUNE 25-JULY 1, 2021

Culling good information from ‘garbage’ Should you take money advice from ‘experts’ on Reddit? By Laura McMullen e subreddit can even be motivating, Ledford says some posters must be Start with a Google search and look particularly for those just starting to think professionals because their tips are “spot for webpages that cite the source of the Should you take money advice from about  nancial decisions, says Logan on.” But “there’s also a lot of advice out information or advice, Bailey says. For a stranger on the internet? In Reddit’s r/ Murray, a Tempe, Arizona-based certi ed there that’s better o ignored.” example, the page may describe a study personal nance channel, anonymous  nancial planner. Curtis Bailey, a Cincinnati-based supporting the advice, show a calculation, users exchange tips “Seeing peers move on with their CFP, has also seen solid advice on the r/ or quote an expert or organization. on buying homes,  nances may encourage you to do the personal nance subreddit, particularly Other sources of help choosing insurance same,” he says. “It can get the wheels when it comes to basics like managing plans and managing turning.” debt and cash  ow. But he’s also seen If you’re struggling with covering bills very personal, nuanced Murray also likes r/personal nance misinformation, about taxes, for example. or managing debt, these websites may be money situations. for exchanging ideas, like brainstorming So it’s hard to tell which advice is more helpful than Reddit: MILLENNIAL ( ink: “How do I passive-income opportunities. With this worth following and which is, well, • 211.org: Get connected with resources MONEY handle my dying dad’s strategy, he says, “people can choose what garbage. In fact, Preston Cherry, a Green and programs designed to help you cover debts?”) resonates with them.” Bay, Wisconsin-based CFP, describes basic needs. “It’s like crowdsourcing  nancial Millions of people sharing their Reddit’s r/personal nance as an un ltered • NFCC.org ( e National Foundation advice,” says Dana Eble, a public relations money experiences may also help you “data dump” with “a lot of unveri ed for Credit Counseling): Find more than specialist based in Detroit, who regularly feel less alone. After all, Eble says, the r/ information.” a dozen  nancial calculators and other browses r/personal nance. personal nance subreddit is a positive Cherry points out that the country has tools, like a monthly budget planner. If you’re not a “Redditor” like Eble, community with “no shaming.” a low  nancial literacy rate, which is likely • AFCPE.org ( e Association for think of the site like an old-school online She remembers the post of a distraught re ected in a community-based platform. Financial Counseling & Planning forum. After signing up for free, you and embarrassed 20-something who had So the community aspect of Reddit Education): Register for free virtual can share text, links and photos with accumulated tons of debt and had to  le “lowers the quality of information,” he  nancial counseling and coaching an anonymous username. You can also for bankruptcy. e top reply was from says. sessions. To simply learn more about personal upvote, downvote or reply to other someone saying how they had to do the Should you follow advice? people’s content. Posts and replies with same in their 20s and that it will be OK.  nance, Bailey recommends taking your the most upvotes rise to the top. Aim to use r/personal nance more as a reading o ine. Rather than skimming Reddit is organized by communities, Advice a ‘mixed bag’ source of motivation than concrete advice. one-o bits of advice, read personal called subreddits, based on interest. e r/ e r/personal nance “Wiki” page is In addition to the fact that much of the  nance books, which Bailey says may help personal nance subreddit is home to 14.6 on Reddit but separate from the forum. channel’s advice is unveri ed, Cherry you get “much more nuance and depth of million members. Here’s what to consider It’s stu ed with useful, sound guidance points out that “personal  nances are in understanding.” (Try “ e Geometry of if you’re one of those millions. on topics like how to budget and much fact personal.” Wealth,” Bailey says.) more. Eble consulted it as she began What works for one Redditor won’t With a deeper understanding, you may Reddit can motivate, encourage building her emergency fund and learning necessarily work for you, given that feel more comfortable with money and Being active and intentional with about 401(k)s. your circumstances and experiences are better equipped to spot shoddy advice – money helps you make the most of it. But As for the posts and replies, the di erent. on Reddit or elsewhere. for many, money is confusing to manage quality of advice is a “mixed bag,” says As Murray concludes: “You’re and uncomfortable to discuss. Je Ledford of Arlington, Virginia. responsible for your own decisions and to Laura McMullen is a writer at Scrolling through other people’s He frequently browses and replies to r/ do your own research.” NerdWallet. Email: lmcmullen@nerdwallet. questions, problems and advice can make personal nance posts and is also a certi ed If you’re considering taking advice from com. Twitter: @lauraemcmullen. the topic feel more normal and less scary. government  nancial manager. Reddit,  rst try to verify it elsewhere.

FRIDAY, JUNE 25 July 23, 25: Raiders of the Lost Ark (1981) [email protected] Game On Against Cancer Calendar July 30, Aug. 1: The Big Lebowski (1998) Thompson Cancer Survival Center hosts WEDNESDAY, JUNE 23 Riffic Fun in the Park at Ashley Nicole Dream the event, the proceeds of which support Aug. 6, 8: Breakfast at Tiffany’s (1961) City’s Virtual Business Breakfast Playground, 620 Winona St. Families are in- Thompson Cares, a fund that assists cancer Aug. 27, 29: The Goonies (1985) The city of Knoxville will host the event via vited to participate in crafts, games and other patients in financial need with basic living Zoom to help companies to learn about activities on Wednesdays in June and July, 10 expenses. The event includes the chance to SATURDAY, JUNE 26 upcoming business opportunities with the a.m.-1 p.m. No registration is required. Infor- play on home gaming equipment, live music, Mardi Growl mation: https://knoxvilletn.gov/government/ food, beverages, silent auction and the city for the next 12-18 months. The event is The event invites dogs and their human city_departments_offices/special_events opportunity to challenge local celebrities and free and open to all businesses. 8:30-11 a.m. companions to gather on the perfor- media personalities in games. Ticket price Registration required. Information: www. mance lawn at World’s Fair Park to benefit Additional dates: includes admission, unlimited free play, one knoxvilletn.gov Young-Williams Animal Center. Now in celebrity match (additional matches available July 7: Holston River Park, 3300 Holston its 14th year, the event is presented by ‘Love, Loss and What I Wore’ for $10 each), food and a beer/wine token. Hills Rd Merchants of Beer and will feature a new $50. The Wakefield Corporation, 10646 The Flying Anvil Theatre will hold its first venue and new events, including a pet show July 14: Adair Park, 1807 Adair Dr Dutchtown Road, Knoxville. Information: in-person show for 2021 with the perfor- contest and party that is a safely distanced www.covenanthealthgiving.org/site/ Ecom- mance of “Love, Loss , and What I Wore” July 21: West Hills Park, 7624 Sheffield Dr replacement for the traditional pet parade. merce?store_id=1242 with Carol Mayo Jenkins, Laura Beth Wells, The pet show contest starts at noon and will Nancy Duckles, Eileen Conway and Jayne July 28: World’s Fair Park JUNE 25, 27 include seven fun categories for dogs. Reg- Morgan. The show is a joint fundraiser for ister at mardigrowl.org/register. Registration Flying Anvil and Positively Living & Choice THURSDAY, JUNE 24 Movie Magic Doctors vs. Lawyers Trivia Night The summer movie series returns to the $15, $20 day of event. Participants should Health Network. The play, written by Nora plan to arrive at 10 a.m. Registered dogs are InterFaith Health Clinic has partnered with Tennessee Theatre and features a lineup of and Delia Ephron based on the book by eligible for swag bag. Young-Williams will of- Summit Medical Group and Wages Wilson six movies, including classic films and family Ilene Beckerman, features monologues and fer microchipping and rabies vaccines during Wealth Management for the fourth annual favorites, starting with “Casablanca.” Each ensemble pieces about women, clothes Mardi Growl for $10. After Mardi Party at Doctors vs. Lawyers Trivia Night, which will movie in the series includes a Friday night and memories. The opener is June 23 with 3 p.m. New this year is the Mardi Growler bring together the medical and legal commu- showing at 8 p.m. and a Sunday matinee additional 7:30 p.m. shows June 24-26 and Brew Tour. Register at mardigrowl.org/mar- nities in healthy competition to raise money at 3 p.m. Doors open one hour before the a 2 p.m. show Sunday, June 27. Flying Anvil digrowler/ for $25 per person for a bag of to provide health care for the underserved. movie start time at 7 p.m. and 2 p.m., re- Theatre will sell a reduced number of tickets goodies, including a special edition growler. The event, which includes dinner, drinks spectively, and Tennessee Theatre organist to space out seating and use enhanced Information: mardigrowl.org cleaning procedures. Masks are required and trivia, features teams of 10 that can play Freddie Brabson will play the Mighty Wur- when not eating or drinking. Flying Anvil in-person at The Press Room or virtually at litzer before the show. Assistant Organist Theatre, 1300 Rocky Hill Road, Knoxville. home. Registration is available online. For Matthew Fisher will be playing for “The Big Information: www.flyinganviltheatre.com additional information, contact Aaron Price at Lebowski” showings. Information: tennes- [email protected]. 6:30 p.m. seetheatre.com Readers are invited to submit Free Family Fun $75 per ticket or team of 10 $750. The Press Additional dates: Community Calendar items to The Knoxville Office of Special Events and Room, 730 N. Broadway, Knoxville. Informa- [email protected]. Parks and Recreation continues its free Kid A’ tion: interfaithhealthclinic.org July 16, 18: Wizard of Oz (1939) JUNE 25-JULY 1, 2021 Page 5 www.TNLedger.com/Knoxville

KNOXVILLE EDITION

PublicKNOX . ANDERSON . JEFFERSON . CAMPBELL . CUMBERLAND Notices . CLAIBORNE . COCKE . GRAINGER . HAMBLEN . BLOUNT . LOUDON . MONROE . MORGAN . ROANE . SCOTT . SEVIER . UNION FORMERLY WESTVIEW SINCE 1978

AUGUST 15, 1994, BEARING DRAWING NO. any governmental agency, state or federal; any Blount County Courthouse, 345 Court Street, is delivered. 94-1062. TOGETHER WITH AND SUBJECT prior liens or encumbrances including those Maryville, Tennessee pursuant to Deed of Trust This property is being sold with the Foreclosure Notices TO BOUNDARY LINE AGREEMENT OF created by a fixture filing or any applicable ho- executed by Bonnie L Sherwood, to Indepen- express reservation that the sale is subject Anderson County RECORD IN DEED BOOK A-19, PAGE 278 meowners’ association dues or assessments; dence Title & Escrow Services, Inc., Trustee, to confirmation by the lender or trustee. This AND TO PERMISSIVE USE AGREEMENT OF all claims or other matters, whether of record as trustee for Mortgage Electronic Registration sale may be rescinded only by the Substitute RECORD IN DEED BOOK A-19, PAGE 281, or not, which may encumber the purchaser’s Systems, Inc. as nominee for People’s Home Trustee at any time. If the Substitute Trustee NOTICE OF TRUSTEE’S SALE BOTH IN THE REGISTER’S OFFICE FOR title and any matter that an accurate survey Equity, Inc. d/b/a United Capital Lending on rescinds the sale, the purchaser shall only WHEREAS, default has occurred in the ANDERSON COUNTY, TENNESSEE, of the premises might disclose. June 26, 2017 at Record Book 2488, Page be entitled to a return of any money paid performance of the covenants, terms, and ALSO KNOWN AS: 794 Sulphur Springs, The following parties may claim an interest 2553, Instrument No. 798179; conducted by towards the purchase price and shall have no conditions of a Deed of Trust Note dated May Clinton, TN 37716 in the above-referenced property to be affected LOGS Legal Group LLP, having been appointed other recourse. Once the purchaser tenders 25, 2019, and the Deed of Trust of even date This sale is subject to all matters shown by the foreclosure: any judgment creditor or Substitute or Successor Trustee, all of record in the purchase price, the Substitute Trustee securing the same, recorded June 4, 2019, in on any applicable recorded plat; any unpaid lien holder with an interest subordinate to the the Blount County Register’s Office. Default has may deem the sale final in which case the Book No. 1702, at Page 292, in Office of the taxes; any restrictive covenants, easements, said Deed of Trust or any party claiming by, occurred in the performance of the covenants, purchaser shall have no remedy. The real Register of Deeds for Anderson County, Ten- or setback lines that may be applicable; any through or under any of the foregoing. Such terms, and conditions of said Deed of Trust property will be sold AS IS, WHERE IS, with nessee, executed by Gwenda D Bumgardner, statutory rights of redemption of any govern- parties known to the Substitute Trustee may and the entire indebtedness has been declared no warranties or representations of any kind, conveying certain property therein described mental agency, state or federal; any prior liens include: None. due and payable. express or implied, including without limitation, to Solidifi Title & Closing, LLC as Trustee for or encumbrances as well as any priority created Terms of Sale will be public auction, for Party Entitled to Enforce the Debt: Finance warranties regarding condition of the property Mortgage Electronic Registration Systems, Inc., by a fixture filing; and to any matter that an ac- cash, free and clear of rights of homestead, of America Reverse LLC, its successors and or marketability of title. as beneficiary, as nominee for First Guaranty curate survey of the premises might disclose. redemption and dower to the extent disclaimed assigns. This office may be a debt collector. This Mortgage Corporation dba goodmortgage.com, In addition, the following parties may claim an or inapplicable, and the rights of Michael Tullock The real estate located in Blount County, may be an attempt to collect a debt and any its successors and assigns; and the under- interest in the above- referenced property: and Lela Tullock, and those claiming through Tennessee,and described in the said Deed information obtained may be used for that signed, Wilson & Associates, P.L.L.C., having GWENDA D BUMGARDNER him/her/it/them. of Trust will be sold to the highest call bidder. purpose. been appointed Successor Trustee by Nation- BUMGARDNER FAMILY REVOCABLE LIVING Any right of equity of redemption, statutory The terms of the said Deed of Trust may be LOGS Legal Group LLP star Mortgage LLC d/b/a Mr. Cooper. TRUST, DATED JANUARY 20, 2003 and otherwise, and homestead are waived in modified by other instruments appearing in the Substitute Trustee NOW, THEREFORE, notice is hereby given The sale held pursuant to this Notice may accord with the terms of said Deed of Trust, public record. Additional identifying information 10130 Perimeter Parkway, Suite 400 that the entire indebtedness has been declared be rescinded at the Successor Trustee’s option and the title is believed to be good, but the regarding the collateral property is below and is Charlotte, NC 28216 due and payable; and that an agent of Wilson & at any time. The right is reserved to adjourn undersigned will sell and convey only as Sub- believed to be accurate, but no representation Phone (704) 333-8107 Associates, P.L.L.C., as Successor Trustee, by the day of the sale to another day, time, and stitute Trustee. or warrant is intended. Fax (704) 333-8156 virtue of the power, duty, and authority vested place certain without further publication, upon The right is reserved to adjourn the day of Street Address: 410 Bluff Mountain Dr, File No. 21-121252 in and imposed upon said Successor Trustee, announcement at the time and place for the the sale to another day, time, and place certain Walland, Tennessee 37886 June 11, 18, 25, 2021 Fqk18549 by Nationstar Mortgage LLC d/b/a Mr. Cooper, sale set forth above. In the event of inclem- without further publication, upon announce- Parcel Number: 030I A 017.00 will, on July 12, 2021 on or about 10:00 AM, ent weather, the trustee hereby announces ment at the time and place for the sale set Current Owner(s) of Property: The Heirs of NOTICE OF SUBSTITUTE TRUSTEE’S SALE at the Anderson County Courthouse, Clinton, that the sale will be postponed for a period of forth above. If you purchase a property at Bonnie L. Sherwood WHEREAS, default has occurred in the perfor- Tennessee, offer for sale certain property two weeks. In such situations, notices will be the foreclosure sale, the entire purchase This sale is subject to, without limitation, all mance of the covenants, terms and conditions hereinafter described to the highest bidder mailed to interested parties of record. W&A price is due and payable at the conclusion matters shown on any applicable recorded plat; of a Deed of Trust dated January 25, 2017, FOR certified funds paid at the conclusion of No. 348391 of the auction in the form of a certified/ any unpaid taxes; any restrictive covenants, executed by DAVID C FRAZE, SR., convey- the sale, or credit bid from a bank or other DATED June 3, 2021 bank check made payable to or endorsed to easements, or setback lines that may be ap- ing certain real property therein described lending entity pre-approved by the successor WILSON & ASSOCIATES, P.L.L.C., LOGS Legal Group LLP. No personal checks plicable; any statutory right of redemption of to BROADWAY TITLE, INC., as Trustee, as trustee. The sale is free from all exemptions, Successor Trustee will be accepted. To this end, you must any governmental agency, state or federal; any same appears of record in the Register’s which are expressly waived in the Deed of June 11, 18, 25, 2021 Fqk18541 bring sufficient funds to outbid the lender prior liens or encumbrances including those Office of Blount County, Tennessee recorded Trust, said property being real estate situated in and any other bidders. Insufficient funds created by a fixture filing or any applicable ho- February 2, 2017, in Deed Book 2474, Page Anderson County, Tennessee, and being more SUBSTITUTE TRUSTEE’S SALE will not be accepted. Amounts received in meowners’ association dues or assessments; 396 ; and particularly described as follows: Sale at public auction will be on July 16, excess of the winning bid will be refunded all claims or other matters, whether of record WHEREAS, the beneficial interest of said Deed THE LAND REFERRED TO HEREIN BELOW IS 2021 at 10:00AM local time, at the front to the successful purchaser at the time or not, which may encumber the purchaser’s of Trust was last transferred and assigned to SITUATED IN THE COUNTY OF ANDERSON, door, Anderson County Courthouse, 100 North the foreclosure deed is delivered. title and any matter that an accurate survey PennyMac Loan Services, LLC who is now the CITY OF CLINTON, STATE OF TENNESSEE, Main Street, Clinton, Tennessee pursuant to This property is being sold with the express of the premises might disclose. owner of said debt; and AND IS DESCRIBED AS FOLLOWS: SITU- Deed of Trust executed by Michael Tullock reservation that the sale is subject to confirma- The following parties may claim an interest WHEREAS, the undersigned,Rubin Lublin TN, ATED IN DISTRICT NO. ONE (1) OF ANDER- and Lela Tullock, to Mary L Aronov of Shelby tion by the lender or trustee. This sale may be in the above-referenced property to be affected PLLC, having been appointed as Substitute SON COUNTY, TENNESSEE, WITHOUT THE County, Trustee, as trustee for Aames Funding rescinded only by the Substitute Trustee at any by the foreclosure: any judgment creditor or Trustee by instrument to be filed for record CORPORATE LIMITS OF ANY MUNICIPAL- Corporation DBA Aames Home Loan on July 15, time. If the Substitute Trustee rescinds the lien holder with an interest subordinate to in the Register’s Office of Blount County, ITY, AND BEING MORE PARTICULARLY 2005 at Book 1399, Page 721, Instrument No. sale, the purchaser shall only be entitled to a the said Deed of Trust or any party claiming Tennessee. BOUNDED AND DESCRIBED AS FOLLOWS: 05009413; conducted by LOGS Legal Group return of any money paid towards the purchase by, through, or under any of the foregoing. NOW, THEREFORE, notice is hereby given that BEGINNING AT AN IRON PIN LOCATED IN LLP, having been appointed Substitute or Suc- price and shall have no other recourse. Once Such parties known to the Substitute Trustee the entire indebtedness has been declared THE NORTHEASTERLY LINE OF SULPHUR cessor Trustee, all of record in the Anderson the purchaser tenders the purchase price, the may include: Secretary of Housing and Urban due and payable, and that the undersigned, SPRINGS ROAD AND BEING LOCATED 0.4 County Register’s Office. Default has occurred Substitute Trustee may deem the sale final in Development; All parties claiming by, through, Rubin Lublin TN, PLLC, as Substitute Trustee MILES, MORE OR LESS, IN A NORTHWEST- in the performance of the covenants, terms, which case the purchaser shall have no remedy. or under Bonnie Sherwood. or his duly appointed agent, by virtue of the ERLY DIRECTION FROM CUMBERLAND and conditions of said Deed of Trust and the The real property will be sold AS IS, WHERE Terms of Sale will be public auction, for power, duty and authority vested and imposed VIEW ROAD; THENCE WITH SULPHUR entire indebtedness has been declared due IS, with no warranties or representations of cash, free and clear of rights of homestead, upon said Substitute Trustee will, on July 22, SPRINGS ROAD, NORTH 37 DEGREES and payable. any kind, express or implied, including without redemption and dower to the extent disclaimed 2021 at 1:00 PM at the Main Entrance Steps 23 MIN. 38 SEC. WEST, 20.50 FEET TO Party Entitled to Enforce the Debt: Deutsche limitation, warranties regarding condition of the or inapplicable, and the rights of Bonnie L of the Blount County Courthouse, Maryville, AN IRON PIN, CORNER TO PROPERTY OF Bank National Trust Company, as Indenture property or marketability of title. Sherwood, and those claiming through him/ Tennessee, proceed to sell at public outcry STEWART; THENCE WITH THE SOUTHEAST- Trustee, for the benefit of the holders of the This office may be a debt her/it/them. to the highest and best bidder for cash or ERN LINE OF PROPERTY OF STEWART AND Aames Mortgage Investment Trust 2005-4 collector. This may be an attempt to collect Any right of equity of redemption, statutory certified funds ONLY, the following described COMBS, NORTH 52 DEGREES 36 MIN. 22 Mortgage Backed Notes, its successors and a debt and any information obtained may be and otherwise, and homestead are waived in property situated in Blount County, Tennes- SEC. EAST, 297.97 FEET TO AN IRON PIN; assigns. used for that purpose. accord with the terms of said Deed of Trust, see, to wit: THENCE NORTH 57 DEGREES 55 MIN. 29 The real estate located in Anderson County, LOGS Legal Group LLP and the title is believed to be good, but the SITUATE, LYING AND BEING IN THE ELEV- SEC. WEST, 133.58 FEET TO AN IRON PIN Tennessee, and described in the said Deed Substitute Trustee undersigned will sell and convey only as Sub- ENTH (11TH) CIVIL DISTRICT OF BLOUNT LOCATED IN THE SOUTHEASTERLY LINE OF of Trust will be sold to the highest call bidder. 10130 Perimeter Parkway, Suite 400 stitute Trustee. COUNTY, TENNESSEE, AND BEING ALL OF PROPERTY OF WILLIS; THENCE WITH WIL- The terms of the said Deed of Trust may be Charlotte, NC 28216 The right is reserved to adjourn the day AN ESTIMATED 0.38 ACRE PARCEL, MORE LIS LINE, NORTH 52 DEGREES 00 MIN. 36 modified by other instruments appearing in the Phone (704) 333-8107 of the sale to another day, time, and place OR LESS, FRONTING ON SELF HOLLOW SEC. EAST, 283.97 FEET TO AN IRON PIN, public record. Additional identifying information Fax (704) 333-8156 certain without further publication, upon an- ROAD, AS DESCRIBED IN A PRIOR DEED OF CORNER TO PROPERTY OF CARDWELL; regarding the collateral property is below and is File No. 14-055949 nouncement at the time and place for the sale RECORD IN WARRANTY DEED BOOK 611, THENCE WITH CARDWELL LINE, SOUTH 34 believed to be accurate, but no representation June 25, July 2, 9, 2021 Fqk18556 set forth above. If you purchase a property PAGE 213, IN THE REGISTER`S OFFICE FOR DEGREES 48 MIN. 56 SEC. EAST, 146.08 or warrant is intended. at the foreclosure sale, the entire purchase BLOUNT COUNTY, TENNESSEE, FROM WHICH FEET TO AN IRON PIN LOCATED IN THE Street Address: 158 Waddell Circle, Oak price is due and payable at the conclusion PRIOR DEED THE FOLLOWING DESCRIPTION NORTHWESTERN LINE OF PROPERTY OF Ridge, Tennessee 37830 of the auction in the form of a certified/ IS TAKEN: BEGINNING AT AN IRON PIN IN THE ANDREWS; THENCE WITH ANDREWS LINE Parcel Number: 099C D 012.00 Foreclosure Notices bank check made payable to or endorsed to NORTHWESTERN RIGHT OF WAY LINE OF SELF THE FOLLOWING TWO CALLS: SOUTH 51 Current Owner(s) of Property: Michael Tullock LOGS Legal Group LLP. No personal checks HOLLOW ROAD, SAID PIN BEING 639 FEET, DEGREES 56 MIN. 00 SEC. WEST, 228.88 and Lela Tullock Blount County will be accepted. To this end, you must bring MORE OR LESS, NORTHEAST OF THE POINT FEET TO AN IRON PIN; THENCE SOUTH 52 This sale is subject to, without limitation, all sufficient funds to outbid the lender and any OF INTERSECTION OF SELF HOLLOW ROAD DEGREES 36 MIN. 22 SEC. WEST, 305.64 matters shown on any applicable recorded plat; other bidders. Insufficient funds will not be WITH HIGHWAY NO. 33; THENCE, CONTINUING FEET TO AN IRON PIN, THE POINT OF BE- any unpaid taxes; any restrictive covenants, SUBSTITUTE TRUSTEE’S SALE accepted. Amounts received in excess of the ALONG THE DIVISIONAL LINE WITH LAND NOW GINNING, ACCORDING TO THE SURVEY OF easements, or setback lines that may be ap- Sale at public auction will be on July 26, winning bid will be refunded to the successful HOWARD T. DAWSON, SURVEYOR, DATED plicable; any statutory right of redemption of 2021 at 10:00AM local time, at the main door, purchaser at the time the foreclosure deed Continued on Page 11

ABOUT PUBLIC NOTICES REAL ESTATE & DEvELOPmENT ONLINE HOW TO CONTACT US Foreclosures – Tenn. requires foreclosure notices to run 3 times. Foreclosure sales are conducted by a www.TNLedger.com For information about placing your ad in Trustee, usually an officer or employee of the lender. Often, the Trustee is replaced with a Substitute Trustee or The Ledger, please contact Don Fancher Go to www.TNLedger.com for more than 15 million Successor Trustee – an attorney or other party who is hired to conduct the foreclosure sale. by phone at 901-528-5283 or by email at public records, including: Bid Notices & Request for Proposals – Tenn. requires county bid notices to run at least once 5 or more [email protected]. days prior to the bid deadline. - Civil Lawsuits - Bankruptcies Notice to Creditors – Tenn. requires 2 consecutive weekly notices announcing the estate’s representative - Circuit Lawsuits - Tax Liens to run within 30 days of the appointment of an executor. - Probate Filings - Corporate Charters Self-Storage Lien Sales – Tenn. requires notices of self-storage facility sales to run 1 time. - Federal Lawsuits - UCC Filings Other – Other public notices run according to state or local requirements. Page 6 www.TNLedger.com/Knoxville JUNE 25-JULY 1, 2021

be located on the corners of Tesla and for patients who have neuromuscular and News briefs FROM AP AND OTHER SOURCES Centennial Boulevards. e developer is a musculoskeletal disorders and/or patients joint venture formed by Bluedog Capital who have partial or total absence of a Student-owned businesses and have diverse backgrounds, ranging Partners and StoneRiver Company. limb. ETSU’s program will be the only from high school, community college JDavis, located in Raleigh, North graduate level Orthotics and Prosthetics win $30K in seed funding and university students to professional Carolina, is the architect, and C2RL, Inc., program in the state of Tennessee. ETSU machinists and manufacturing engineers. located in Alcoa, is the civil engineer. will begin accepting applications for the Four businesses owned by students at e team anticipates the project to be Orthotics and Prosthetics program in July the University of Tennessee were awarded RTG named a top completed by the end of 2022. 2021 and will welcome its  rst cohort of a total of $30,000 in seed funds in the RESIGHT and Airport Center approximately 14 students in May 2022. spring 2021 Boyd Venture Challenge. development company Development Partners, the master e Anderson Center for developers of Springbrook Farm, started Entrepreneurship and Innovation in the Realty Trust Group, based in Knoxville, Cookies sold in working on the old Alcoa West Plant university’s Haslam College of Business has been named to the Top 10 of “Top in 2007 to create a mixed-use lifestyle Sevierville recalled hosts the annual grant competition. Development Companies” by Modern development including retail, restaurants Startup companies Arid Delivery Healthcare in its 2021 Construction and e Tennessee Department of and a residential component. With the Products, e Sleepy Owl Company, Design Survey. Agriculture’s Consumer and Industry help of the City of Alcoa, C2RL, Inc., BusiCard and Flu y Friends for Children It is the third consecutive year, RTG Services Division is alerting consumers to Ensafe and Geoservices, LLC, RESIGHT with Chronic Conditions were chosen as has earned a Top 10 spot. a recall of chocolate chip cookies sold inn created a master plan to bring life to the winners in the competition. “ is recognition exempli es our Sevierville. old brown eld development. Clay Franklin founded Arid Delivery commitment to providing development An undeclared allergen was discovered Springbrook Farm will feature a Products because of a fundamental expertise to our clients across the during routine sampling and testing walkable community, outdoor amenities disconnect he observed in the food country from the strategic planning of food products at a Kroger store in and a wide array of restaurants and retail delivery industry. e junior  nance phase through occupancy,” says Joe Sevierville. e product, Simple Truth tenants. Recently, Company Distilling major pursuing a concentration in Krumdieck, executive vice president of Plant-Based Chocolate Chip Cookies, announced it will be opening a whiskey business analytics is from Franklin. Realty Trust Group. “We understand the tested positive for the presence of dairy. manufacturing facility at Springbrook “As a Grubhub delivery driver, I know signi cant expense and risk that coincides Dairy is an allergen and was not declared Farm in 2022, featuring a tasting that on-demand food delivery apps are with executing health care real estate on the product packaging. room, brewery and retail store that technology companies, not customer development, and we are committed e Simple Truth Plant-Based will host ample outdoor activities and service companies,” Franklin says. to providing the right solution to help Chocolate Chip Cookies 6-ounce package entertainment. “Consequently, consumers are forced to our clients save costs, manage risks, and was distributed by Too Good Gourmet of sacri ce quality for convenience. I knew enhance delivery of care for patients.” Lorenzo, California. and is identi ed with there was a solution, so I am creating a Modern Healthcare’s annual rankings ETSU to o er new the best by date of Nov. 17, 2021 and product that keeps food hot and moisture- are based on the dollar volume and academic programs UPC 11110-05278. free throughout transit.” square footage of health care construction e company was awarded $10,000 in projects. East Tennessee State University has Free July concerts set startup capital. been given approval by the Tennessee e Sleepy Owl Company also was Valpak coupons Higher Education Commission to o er for World’s Fair Park awarded $10,000. e online publishing three new academic programs. e city of Knoxville will present  ve company was founded by Mekal Smith, a coming to Knoxville e programs are: free concerts on the World’s Fair Park master’s student in accountancy-taxation, • e master of  ne arts in digital Valpak, a direct mail company, is Performance Lawn beginning July 6 with from Chattanooga. media combines art and technology expanding its reach, adding Chattanooga the Greg Tardy Jazz Quartet. BusiCard, a user-friendly mobile curriculum to meet the growing industry in August and Knoxville in 2022. Concerts in the Park will feature a application that eliminates the need for need for highly quali ed digital artists e company is known for mailing out variety of musical styles, including jazz, paper business cards and allows the user to by providing an avenue for advanced its discount coupons packages, the Blue country, Southern rock, classic rock and store and sort business card information graduate-level study in digital media Envelope of Savings, to over 39 million yacht rock. on their phone, was awarded $5,000. studio practice. Instruction is provided demographically targeted households “Many residents have said they want to Flu y Friends for Children with on-campus at the Niswonger Digital in 43 states. It has added 57 new see more live music on the World’s Fair Chronic Conditions was awarded $5,000. Media Center with coursework divided neighborhoods, increased its household Park, and this is an exciting opportunity Founded by Allison Campbell, a pediatric into experimental media, group studio reach by more than half a million and to take advantage of the infrastructure chronic illness patient, the company is and solo studio, allowing students to introduced a bimonthly mailing in six improvements made to the Performance working toward a world in which all develop a professional body of work. is markets. Lawn in 2019,” says Director of the patients living with a lifelong illness feel is the  rst MFA in Digital Media available Valpak works with nearly 35,000 O ce of Special Events Kyndra Brewer. safe and secure. in Tennessee and aligns with standards set businesses to drive sales and brand Guests are encouraged to dine at by the National Association of Schools of awareness through easy-to-measure, one of downtown’s many restaurants, Art and Design. Applications for fall 2021 Bootcamps teach results-oriented advertising solutions. pick up takeout or bring a picnic to the will be open soon. During the past year, Valpak has been Performance Lawn. No food or other machine tool tech • e doctor of occupational therapy dedicated to adapting, innovating and vendors will be set up at the event. is an entry-level doctoral program that In-person machine tool technology extending its reach to help local businesses Containers for trash and recycling are will prepare graduates as generalists to bootcamps, developed by the Institute weather the pandemic. rough its available on the grounds. Restroom help people across the lifespan participate for Advanced Composites Manufacturing suite of powerful direct mail products facilities will be open. Free parking will be in the things they want and need to do Innovation, are being held in Knoxville – including targeted, customizable available in the 11th Street Garage. City- through the therapeutic use of everyday this summer. postcards that utilize QR code technology owned garages are free after 6 p.m. activities (occupations). e employment It is all part of America’s Cutting Edge, – Valpak has supported businesses’ new e line-up for Concerts in the Park is: of occupational therapists is projected to a national initiative for machine tool hours, o ers, social distancing protocols Tuesday, July 6: Greg Tardy Jazz grow 16% from 2019-2029, nearly four technology development, advancement and service options and delivered those Quartet, led by saxophone player Tardy, times the national average growth rate of and workforce development. Established messages to customers at a crucial time. 7 - 9 p.m. 4%, according to the Bureau of Labor by the U.S. Department of Defense Wednesday, July 7: Joe Lasher Jr, Statistics. Currently, there are only two Industrial Base Analysis and Sustainment New project set for Kaitlyn Baker, Commodore Fox, a three- OTD programs o ered in Tennessee. Program from the O ce of Industrial band bill with contemporary country up e OTD program will begin accepting Policy, ACE is designed to revitalize U.S. Springbrook Farm ‘n’ comers and a classic rock cover band. applications in July 2021, with the  rst manufacturing and ramp up the machine 6:30 - 9 p.m. Knoxville’s NAI Koella | RM Moore cohort of approximately 24 students tool industry in support of national ursday, July 8: Smooth Sailor, has announced that a new Class A, resort- beginning the program in May 2022. security. Knoxville’s favorite yacht rock cover band, style multifamily project is expected to • e master of science in orthotics Hosted jointly by the University of 7 - 9 p.m. break ground in the fourth quarter within and prosthetics will prepare graduates Tennessee, Knoxville, Pellissippi State Tuesday, July 13: Eric Reed Trio, Springbrook Farm, a large mixed-use for this specialized health care profession Community College and Oak Ridge pianist Eric Reed leads this jazz trio, 7-9 development in Alcoa. that combines a unique blend of clinical National Laboratory, the weeklong p.m. e new project will be named Vital abilities, technical design and the bootcamps will run through August. ursday, July 15: Dirty Grass Soul, alt at Springbrook Farm. Vital will feature integration of material and computer Participants come from across the U.S. country rock, 7-9 p.m. 300 luxury apartment units and will technologies as a therapeutic treatment JUNE 25-JULY 1, 2021 www.TNLedger.com/Knoxville Page 7

tation offerings, and I believe that’s truly the counting and Information Newsmakers [email protected] tip of the iceberg in terms of what this com- Management, is the rst pany and its management team will be able person to hold the new court teams that won regional champion- to do with technology solutions,’’ Pahlavan chaired professorship. Christman promotes ships, was named “Best Oralist,” and his says. As the services across the continuum This is the rst endowed Bellmore to director national moot court team nished second of care begin to embrace what modern health chair for the department. in the nation. He was awarded the McClung care can truly be, I’m excited to support Prior- “It would be hard to Andy Bellmore is the Medal and the Judge James M. Haynes Prize ity’s continued evolution.” imagine another UT ac- new director of operations for his graduating class. Previously, Pahlavan was chief executive counting faculty member at The Christman Compa- He has earned several professional distinc- of cer and co-founder of Boston-based who has impacted more ny’s Southeast Construc- tions, including recognition as a Mid-South Integrated Medication Management where Townsend students, accounting tors-Knoxville. Rising Star in Business Litigation by Super he oversaw in-home care, pharmacy, drug and otherwise, over Christman, a national Lawyers, as “Best of the Bar” by the Mem- therapy, medication management, home de- their career than Dick construction and real phis Business Journal and as “Top 40 Under livery and remote care management for more Townsend,” Neal says. estate development 40” by both the Memphis Business Journal than 2,000 patients. He is also co-founder “We are very excited rm, has announced and the University of Tennessee. He currently of Believe Home Care, a rapidly growing tech- that our rst chaired Bellmore’s promotion as serves on executive committees for the nology-enabled home-care provider serving professorship in AIM is Bellmore part of the creation of Memphis and Tennessee Bar Associations high-risk patients. named after Dick, and the Christman Building and has served as a member of the College Pahlavan holds a Master of Business Ad- we are so appreciative of Innovation Group. of Law’s alumni council. ministration from Stanford University School the incredible number of “The goal is to provide greater ef ciency of Business and a bachelor’s degree from his former students who and building innovation options, ultimately KSO’s Claire honored Vanderbilt University. have contributed to make creating a center of excellence at Christman Neal the Richard L. Townsend which spans all regional of ces,” Christman for community service Chaired Professorship of Clemson professor Accounting a reality.” president and CEO Steve Roznowski says. The Knoxville Symphony “This transition connects our craftsmen and Orchestra has announced named UT dean of CCI The endowment comes as the result of a women to build on regional successes and Sean Claire is one of only Joseph Mazer, profes- grassroots fundraising campaign from former lessons learned across Michigan, Texas, ve orchestra musicians sor and chair of Clemson students of Townsend, professor emeritus. In Virginia, North Carolina and Tennessee.” in the U.S. to receive a University’s Department 2009, hundreds of alumni contributed toward Bellmore brings to the job 20 years of Ford Musician Award for of Communication, has an endowment in honor of Townsend’s 42- self-perform construction experience with Excellence in Community been named dean of the year career at the university. That endowment Christman in earthwork, concrete, demolition Service from the League University of Tennessee’s grew quickly, and in 2015, the campaign and carpentry trades. of American Orchestras. College of Communication committee organized a successful push to increase the endowment to fund a profes- His expertise includes leadership on some The award, made and Information effective sorship. In 2020, a new campaign kicked of Christman’s premier projects, including Claire possible by Ford Motor July 1. off to upgrade the professorship to the AIM the Gerald R. Ford Parking Structure, the Company Fund, recogniz- As dean, Mazer will department’s rst chair. Facility for Rare Isotope Beams at Michigan es professional musicians and the deeply Mazer oversee the college’s State University, the Accident Fund Parking impactful work they do outside the concert four schools—advertising A chair, the highest faculty award a profes- Structure and the Lansing Board of Water hall, much of it virtual this year due to the and public relations, communication studies, sor can hold, requires a minimum endow- and Light REO Town Power Plant. pandemic. information sciences, and journalism and ment of $2 million. To reach this goal, the campaign committee reached out to alumni In 2015, Bellmore relocated to Christman’s Claire will be honored for his exceptional electronic media. for gifts of any size. PYA, helmed by president Knoxville branch to expand its self-perform work in the KSO’s award-winning Music & Mazer has over 17 years of experience in and CEO Marty Brown pledged a leadership capabilities, including demolition, concrete Wellness program, which places professional higher education. In 2012, he was named gift of $100,000, while dozens of alumni and general trades services. Bellmore has musicians in health care settings to provide the director of the Social Media Listening contributed $5,000 or more. Because the a bachelor’s degree from Michigan State live therapeutic music for staff, patients Center at Clemson. In 2018, he was selected endowed chair provides faculty support, an University. and their families to enhance the healing to serve as the chair of Clemson’s com- area of strategic priority for the college, these process. Paul Leitert, president of Christman Mid-At- munications department, and in 2019 was larger gifts quali ed for one-to-one matching lantic Constructors headquartered in Virginia, Claire, violinist, has been a core member selected as a Faculty Fellow. from the Haslam family. will oversee the Knoxville region. of the Knoxville Symphony Orchestra since Mazer will succeed Dean Michael Wirth, 1990. During his tenure he has served in who announced earlier this year that he will Barker wins service award UT alum Perry receives a variety of roles including acting principal return to a faculty role after successfully second violin and acting associate concert- serving as the college’s dean for the past at Barge Design Solutions judicial appointment master, which included an extended period 15 years. Wirth will be remembered for Carl Barker, PE, LEED as concertmaster. increasing the college’s research, making A University of Ten- AP, is the recipient of the the college a campus leader in study abroad nessee College of Law He has appeared as soloist with the Knox- Jack L. Wood Excellence opportunities and nearly doubling its endow- alumnus has received a ville Symphony Chamber Orchestra numerous in Service Award at Barge ment by raising more than $33 million to judicial appointment to times and also holds the distinction of being Design Solutions, Inc. serve on the 30th Judicial the rst of a select group of solo performers support research, scholarships, experiential District Chancery Court. in the KSO’s Music and Wellness program. In learning, and facilities upgrades. Barker, structural group leader, works in the com- addition, Claire holds the position of concert- “I am honored to join UT’s College of Tennessee Gov. Bill Lee pany’s Knoxville of ce. recently announced his master with the Symphony of the Mountains Communication and Information,’’ Mazer selection of Gadson Wil- in Kingsport and has appeared there several says. “This is an exciting time for the college The award recognizes liam “Will” Perry to serve times as soloist. to re ne its vision while promoting innovation Barge employees for a Barker Perry Shelby County. Perry will and excellence in line with the university’s longstanding history of ll Chancellor Walter L. Priority Ambulance land-grant mission. I look forward to collab- consistently superior service, dedication and loyalty. Evans’ vacancy, effective immediately. names Pahlavan CTSO orating with university leadership, faculty, The governor praised Perry as “highly qual- staff, students, and alumni to design and Barker joined Barge in 1995 and has i ed,” with valuable experience that he will Rob Pahlavan, a health implement a shared vision that highlights the served as lead structural engineer on numer- use to “serve Tennessee with integrity.” care technology and ser- college’s position among  agship land-grant ous complex projects in the heavy industrial vices veteran, has joined Research 1 universities.” and manufacturing industries. He has worked Perry, a partner in the Memphis of ce of Priority Ambulance as on a wide range of projects – from wooden Butler Snow LLP, specializes in complex Mazer’s academic research focuses on chief technology strategy shing piers to rocket test stands – and commercial disputes that involve constitu- new communication technologies and social of cer. media, communication in teaching and displays the same level of commitment to tional guarantees, contracts, real estate quality design, attention to detail, and con- In this newly created learning, communication in relationships and and intellectual property. He has extensive sideration for our clients’ needs for each, no role, Pahlavan will focus quantitative research methods. He has been litigation, arbitration, trial, and appellate matter the size or scope. experience and is a former judicial law clerk on re ning and implement- recognized among the top 1% of the most for the Honorable Bernice Bouie Donald of ing the Company’s vision proli c scholars in communication between Vice president and recently elected board the 6th Circuit U.S. Court of Appeals. Pahlavan and strategy to integrate 2007 and 2016, and in the top 10 most member Steve Edwards nominated Barker, technology as a channel in uential scholars in instructional communi- saying, “Carl is well known by those who have “I am thankful for the support of Gov. Lee in a multi-pronged approach for next-genera- cation from 2000 to 2016. worked with him as a team member who plans and a tremendous community of mentors, tion mobile integrated health care. his work, communicates, coordinates with colleagues, friends and family,” Perry says. “I others, seeks to identify and mitigate risks, Pahlavan’s career as a health care tech- Neal to hold new look forward to serving Shelby County and my and follows through on his commitments. nology entrepreneur and strategist includes hometown in this new role.” He provides our clients with excellent service experience in medication management, home Townsend Chair Perry, a 2011 graduate of the College of and serves as an invaluable resource to his health, hospice care, health care information The University of Tennessee’s Haslam Law, was an editorial team member of Trans- co-workers. We routinely call upon him to weigh technology and electronic health records. College of Business has announced the en- actions: The Tennessee Journal of Business dowment of the Richard L. Townsend Chaired in on complicated design issues or to provide Law and chair of the moot court executive “Priority is already leveraging technology in Professorship of Accounting. guidance, and he is always willing to share his board. He competed on mock trial and moot new ways, for instance by integrating logistics knowledge to help others move forward.” software StatCall into their medical transpor- Terry Neal, head of the Department of Ac- Page 8 www.TNLedger.com/Knoxville JUNE 25-JULY 1, 2021

>> TV RATINGS From page 2 Deceiving numbers While some sports and events held their own or have seen slight viewership gains in recent months, the bad numbers outweigh the good. Why? eories range from more viewing options (streaming) to social connections to a  awed ratings system to even politics. “It has a lot to do with people’s … just new viewing habits … they changed during the pandemic and also were just a culmination of viewing habits changing in general,” Koch explains. “People watch highlights on social media now or they won’t watch a Koch whole show or a whole sporting event. ey’ll just see the highlights of it.” Mark Binda, senior programming director for E.W. Scripps, which owns WTVF-5, keeps Now through an Over the Top (OTT) ose viewing trends were in place or going into the o ce so some of that track of Nashville provider.” before COVID-19, but the pandemic social connection was lost, too. People ratings and cites two made it feel like hitting the fast-forward were just watching sports less because key factors in ratings Ratings system ‘archaic’ Binda button on the DVR. there wasn’t that connection with other declines. Joe Favorito, a sports marketing “A lot of sports is related to the social people that we had through sports. “We’ve seen this now professor at Columbia University, concurs connections,” Vanderbilt’s Koch says. “One of the primary reasons we want with everything but basically almost the with the opinions expressed by his fellow “You get together and watch sporting sports is our connection to other people NFL, that sports ratings are down,” Binda academicians but takes it a step further, events with friends or you watch so that and to create the environment where says. “Two (reasons) I would throw out calling the ratings system outdated. when you go to work the next day, you’re we connect with other people. It’s kind there that I think are de nite factors that “I think what’s broken is the able to keep up with the conversation in of this unifying thing and during the the average sports fan probably doesn’t measurement system. When people talk the o ce. pandemic, it wasn’t able to function that think of is, one, that the measurement about ratings, they should go back to “And, of course, during the pandemic system is  awed right now. 1990 because the way people are engaging people weren’t hanging out with friends TV RATINGS >> PAGE 9 “I know that sounds like sour grapes and the way measurement … across all on my part as a programmer, but Nielsen devices is di erent than what a rating is. will even admit to you that they’re having A rating is an archaic way of looking at Upgrade Your Home with a problems. I mean, since the pandemic engagement,” Favorito says. began, they have not been able to get “And if you look at where and how people engage right now, they don’t sit NEW METAL ROOF into homes … to either replace meters Guaranteed to Last a Lifetime! where equipment’s broken down or where in front of a screen and watch a game for equipment’s been unhooked or whatever. three hours or 3½ hours. ey don’t sit in But because of the pandemic, they just front of a music show. ey are on their have not been able to go into homes. phones, they are  nding other ways. ey “I think the second-biggest factor is are on a second or third device that none streaming. While the Super Bowl was of that or very little of what factors into LIMITED TIME OFFER down, obviously, in TV ratings, a lot of the way things are measured traditionally. people are now watching teams on their “We’re in a nontraditional world right $ OFF streaming devices. So they’re watching now, and so people looking at Nielsen 500 them on, not necessarily phones or tablets, and saying ‘oh, you know the amount + but they’re getting YouTube TV or of homes that were watching,’ it isn’t TAKE AN ADDITIONAL STRONG AS STEEL WITH THE ATTRACTIVE accurate and it’s frankly unfair.” they’re getting Sling TV or DIRECTV % LOOK OF VARIOUS ROOF STYLES 10 off From Dimensional Shingles to classic styles Install for Military, Health reminiscent of Cedar Shake and Spanish Tile, an Workers and First Responders architectural roo ng system by Erie Metal Roofs can Warranty- Limited Lifetime. Transferable to 1 subsequent enhance the beauty of your home while protecting owner from original purchaser. Terms and conditions apply. your family and property for a lifetime. Hail up to 2.5”, Appearance Limited time offer. of the surface coating beyond Expires 10.1.21 normal wear and tear.

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>> TV RATINGS From page 8 … ose kinds of trivial things, I think company, right? I mean, would you ever each) to Disney+, Hulu, Peacock and all the ratings are  ne for. trust one poll? If you were looking at a the rest in this growing consumer trend. way and I think as a result we saw some “I’ll put it this way: We all know how political race, you wouldn’t. So, to me, “ e past year has categorically shifted decline in ratings.” unreliable polling has been in politics, ratings are  ne for trivial conversations as the television viewing landscape,” says Northeastern’s Lewis adds: “Ultimately, right? We have a number of pollsters a relatively trivial business over advertisers Brian Fuhrer, senior vice president of the ratings aren’t very reliable. e ratings, that we can choose from, and everyone is spending their money. Otherwise, product strategy at Nielsen. “Even as to me, only in as much as they are relevant aware of the fact that the pollsters are not I wouldn’t put too much stock in people begin to dive back into their pre- for advertisers or for fans kind of trying to always reliable. (ratings).” pandemic activities, based on the changes make their team out to be more popular “But TV ratings … we’ve got one Can fl aws be fi xed? many made to enable streaming coupled with the variety of newly introduced In May, the Media Rating Council’s services, we expect people to keep Television Committee, an industry sampling and exploring their options. BACKED BY A overseer of research standards, reported “Maybe just as importantly, as YEAR-ROUND that two of Nielsen’s February production ramps back up, new content measurement of total TV usage by people will enter the space, driving additional CLOG-FREE in the highly valued 18-49 age category traction.” GUARANTEE were understated by up to 6%. Streaming is changing the sports “Nielsen is having a real problem with landscape. e NFL recently completed the measurement system. I mean, there’s its 10-year media rights negotiations with a lot of concerns that since the pandemic a new deal that begins in 2023. It includes EXCLUSIVE LIMITED TIME OFFER! that Nielsen’s system is kind of wacko,” $1 billion annually from Amazon for the Binda says. NFL’s ursday night package. Favorito adds the rapidly changing % % media landscape is only now being taken Fans in the stands OFF & OFF into consideration. Here’s a deeper look at various sports’ “It’s not a question of people not being attendance and how they relating to 15YOUR ENTIRE 10SENIORS & PURCHASE* MILITARY! interested. It’s a question of how we’re ratings issues: WE INSTALL measuring that engagement and that e advent of social distancing, mass % OFF YEAR-ROUND! tool of measurement when people talk vaccinations and safety protocols has + TO THE FIRST 50 ** LIFETIME about ratings extremely outdated and allowed fans to slowly return to venues. CALLERS ONLY! WARRANTY 5 not accurate anymore. So, the system is Full capacity is now being allowed for changing; it’s just taking time.” many events – most notably the 135,000 Nielsen says it is addressing those MRC who attended the May 30 Indianapolis concerns “to understand the impacts 500. of both the pandemic and changing Closer to home in 2021, the mid- consumer viewing behaviors on data and March SEC Tournament at Bridgestone

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>> TV RATINGS From page 9 Fast-forward to early June and the CMT Awards, which drew 828,000 on back-to-back weekends and. viewers and increased 10% from the 2020 “ ese fans – we’ve kind of said it all ceremony that was delayed until October. year – once they kind of opened it up and e CMTs were simulcast on the let people come (to games), the support has namesake channel, as well as TV Land, been great,” Vols pitcher Will He in said MTVm MTV2, Logo and the Paramount before UT won its Super Regional to join Network. defending national champion Vanderbilt as Live concerts also are returning in a big two of the eight teams participating in this way. week’s College World Series. Brad Paisley talked on NBC’s Ally 400 e biggest draw of all so far has been pre-race coverage with Dale Earnhardt the June 20 NASCAR Ally 400 to cap o about how big the July 4 concert in a Father’s Day weekend triple-header at downtown Nashville will be. And it has in Gladeville. also been announced that Garth Brooks A sellout crowd of 38,000 (including will do his  rst stadium show July 31. 13,000 temporary stands) was announced In a tweet, Gov. Bill Lee urged fans shutterstock.com a month in advance and it marked to buy tickets and “help set an all-time NASCAR’s  rst sellout crowd since the the schedule is back to normal with Fox their premier NBC new content including attendance record at @. pandemic began. televising the  rst half of the season and NFL rights and EPL (English Premier Let’s show the world that Nashville is open “Given all that we’ve gone through as a NBC taking over the last half. League) rights and things like that,” & country music is stronger than ever.” country in the last year, having fans back “We were one of the sports that got Herbst adds. In 2019, Eric Church drew a Nissan out here to enjoy our sport and enjoy it back quicker than most last year. We were “So they’re trying to  nd a balance Stadium concert record 56,521. Capacity together is just … I can’t tell you how live in May 2020 when no other sports between the right way to serve a customer at the home of the Titans is 69,143. excited we are,” Nashville Superspeedway were back,” Brian Herbst, NASCAR’s that may be a little bit more prone to Titans President and CEO Burke Nihill president Erik Moses said on the NBCSN senior vice president for media and cord-cutting and a little less having to and other city o cials are making the telecast moments before last Saturday’s productions, said just after the 2021 subscribe to pay TV. So we’ve worked same pitch. X nity Series Tennessee Lottery 250. Memorial Day weekend, when the Coca- with NBC to change the distribution mix “What better way to kick o the return “ e place looks beautiful and everybody’s Cola 600 – up 2% from the 2020 race’s of our rights in the past. And we’ll look to of concerts to Nissan Stadium than having a good time and loving it.” rating. is year’s race on Fox averaged tweak that, kind of a topic for 2022 and with the No. 1-selling solo artist in U.S. e Aug. 6-8 inaugural Big Machine 4.06 million viewers for a 2.3 rating. beyond, as well.” history? We’re thrilled to host Garth , an IndyCar street e Charlotte race “felt like kind of the NASCAR’s current package with Brooks and the Stadium Tour on July race through downtown Nashville, is  rst big holiday weekend where you could Fox and NBC expires in 2024 and 31,” Nihill says. “ e atmosphere of his expected to become Nashville’s biggest visit friends and family … so to post a negotiations for a new one will likely high-energy concert in front of a Nashville event with a more than 100,000 fans positive increase over 2020 Memorial begin in 2023. e current package home crowd is going to be absolutely expected to attend the three-day music Day weekend that felt pretty open for the reportedly was worth $8 billion. How electric, especially mid eld at Nissan and racing festival. country, it was a nice surprise for us.” much higher can rights fees go? Stadium. We can’t wait to see everyone “I think that attendance, a willingness, e Nashville Superspeedway Ally 400 Herbst laughs before answering. take in this very special performance on a desire for folks to get out and to was the  rst stop on NBC’s portion of the “ at’s a good question,” Herbst says. Nashville’s biggest stage.” reengage – to participate in sports and schedule and that was by design, Herbst “What we need to be really careful about Butch Spyridon, president and CEO entertainment and any type of gathering says. in the next deal is making sure that we of the Nashville Convention & Visitors – (shows) we’ve kind of come back full “Our fans have been clamoring for continue to put our content in some Corp, says the Brooks show will be a boon throttle, no pun intended,” says Music NASCAR to get back to Nashville for of the most well-distributed platforms to Nashville’s economic recovery. City Grand Prix president Christian years. I think the  rst step for us as a possible, so that we don’t undermine the “We just  lled another weekend on our Parker. “All of those have been really good sport was to bring an awards banquet team or the track economic model. recovery journey. A Garth stadium show indicators of what we hope to and what to Nashville in 2019. at was really “What the structure of the new deal looks has been on our bucket list for some time,” we expect for our event.” successful and well-received by the like is certainly to be determined – for us Spyridon says. “He could not have picked And looking toward fall, the Titans, industry,” Herbst says. more than probably most sports. But it’ll be a better year for this concert. Without University of Tennessee and Vanderbilt “When we looked to set our schedule important for us to continue to be on well question, he will  ll bars, restaurants and have announced they will be at full for the 2021 season –we did that last year distributed outlets for the program.” hotel rooms. anks, Garth.” capacity for football attendance. in the middle of everything else in the Beyond sports: ‘Thanks, Garth’ And the Metro Public Health ose three programs along with Tennessee pandemic – but when we looked at setting Here’s the di erence a year – and even a Department. says it was the city’s State could see signi cant attendance boosts our 2021 schedule last year, Nashville vaccination e orts that make live music with their bold o season moves. really stood out as a new market and one couple of months – has made in Nashville’s ongoing recovery from the pandemic. shows possible again. Nashville native and Vandy alum Clark that we felt would resonate with fans.” “ e Garth Brooks concert … is a Lea takes has taken over the Commodores In mid-April, the ACM Awards The darker side continued the downward spiral that the great example of the concerts and events program after a lengthy stint as Notre that make Nashville one of the hottest Dame’s defensive coordinator. Josh So everything’s rosy, right? Not so fast. Oscars, Golden Globes and Grammys In January, NBCUniversal pulled the su ered, drawing a record-low rating of destinations worldwide,” a statement Heupel left Central Florida to try to reads. “ e return of large concerts resurrect Tennessee, and the Titans traded plug on its cable sports channel NBCSN, 0.82, which translates to 6.82 million as it ramped up the rollout of Peacock, its viewers – slightly lower than the 1.1 rating was made possible by the life-saving for talented wide receiver Julio Jones to COVID-19 vaccines.” bolster an already powerful o ense. streaming service. After 2021, live sports and 6.82 viewers of the 2020 ceremonies. Robbie Bohren, senior director of will shift to USA, Peacock and other communications, says the Titans have NBC channels. seen a strong renewal rate coming o a “Yeah, so NBC is just changing their season of mandated limited attendance distribution strategy just as consumption DENTAL Insurance and the additional of Jones. habits of viewers evolve,” Herbst adds. “So I think what NBC has seen – and a But the boldest move in the nation from Physicians Mutual Insurance Company. may have been made by TSU with its lot of the media networks have seen – is hire of former Ohio State and Titans some decline in in the cable universe. So running back Eddie George as the if NBC household numbers were at, let’s Call to get your FREE Information Kit Tigers’ head coach. George, a Heisman say 83 million two years ago and they’re Trophy winner, has no previous coaching 75 million today, it’s still an exceptionally experience. well penetrated business. 1-866-319-3375 “But do you need 11 or 12 cable Auto racing: Full speed ahead channels versus 10 or 11? I think that dental50plus.com/theledger In 2020, NASCAR was the  rst major was kind of the business decision that sport to return to action with a full NBC made. And then, on the other hand, Includes the Participating (in GA: Designated) Providers and Preventive Benefits Rider. Product not available in all states. Acceptance guaranteed for one insurance policy/certificate of this type. Contact us for complete details about schedule with few fans in attendance, they’re seeing their digital platforms – this insurance solicitation. This specific offer is not available in CO; call 1-800-969-4781 or respond for similar offer. racing on practically every day of the week and Peacock is their direct consumer Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN); Rider in order to get in all the races. is season, application where they’re putting a lot of kinds B438/B439 (GA: B439B). 6255 JUNE 25-JULY 1, 2021 Public Notices Page 11 www.TNLedger.com/Knoxville Foreclosure Notices N. McGhee and Betty R. McGhee by Deed & Associates, P.L.L.C., as Successor Trustee, being more particularly described as fol- County, Tennessee,and described in the said Continued from Page 5 from Jimmy Lee Dykes and Janice K. Dykes by virtue of the power, duty, and authority lows: Being designated as Lot 19 and Lot Deed of Trust will be sold to the highest call dated February 23, 1977 and recorded March vested in and imposed upon said Successor 20, DOGWOOD HEIGHTS SUBDIVISION, as bidder. The terms of the said Deed of Trust OR FORMERLY OWNED BY RENEAU, NORTH 4, 1977 at Book 400, Page 656. Trustee, by Freedom Mortgage Corporation, will, shown on the plat of same of record in Plat may be modified by other instruments appear- 39 DEG. 23 MIN. 02 SEC WEST, 165.88 FEET AND ALSO; on August 17, 2021 on or about 10:00 AM, Book 1, page 44, in the Register’s Office ing in the public record. Additional identifying TO A PIPE; THENCE, CONTINUING ALONG The following described premises, to wit: at the Blount County Courthouse, Maryville, for Claiborne County, Tennessee, to which information regarding the collateral property is THE DIVISIONAL LINE WITH LAND NOW OR Situate in District No, Nineteen (19) of Tennessee, offer for sale certain property plat specific reference is hereby made for below and is believed to be accurate, but no FORMERLY OWNED BY WILSON, NORTH 50 Blount County, Tennessee, being known hereinafter described to the highest bidder a more particular description of said lot. representation or warrant is intended. DEG. 10 MIN. 09 SEC. EAST, 99.20 FEET TO A and designated as Lot No. 174 of Highland FOR certified funds paid at the conclusion of This property is subject to all applicable Street Address: 704 Old Hwy 28, Crossville, PIPE; THENCE, CONTINUING ALONG THE DIVI- Acres Subdivision, First Addition, as shown the sale, or credit bid from a bank or other easements, permissive use agreements Tennessee 38555 SIONAL LINE WITH LAND NOW OR FORMERLY by map of said Subdivision of record in Map lending entity pre-approved by the successor and restrictions of record in the register’s Parcel Number: 151 051.00 and 151 OWNED BY BISHOP, SOUTH 39 DEG. 52 MIN. File 202A (Formerly Map Book 4, Page 41) trustee. The sale is free from all exemptions, office. Also conveyed are all rights in ease- 052.00 22 SEC. EAST, 166.58 FEET TO A PIPE IN THE in the Register`s Office for Blount County, which are expressly waived in the Deed of ments and permissive use agreements of Current Owner(s) of Property: Michael A. NORTHWESTERN RIGHT OF WAY LINE OF SELF Tennessee, to which reference is made for a Trust, said property being real estate situated record. If there is a mobile home or other Smith and Lisa M. Smith HOLLOW ROAD; THENCE, CONTINUING ALONG more particular description. in Blount County, Tennessee, and being more structure located on the subject property, This sale is subject to, without limitation, all SAID RIGHT OF WAY LINE, SOUTH 50 DEG. 34 BEING the same property conveyed to Robert particularly described as follows: Grantor/Borrower grants a security interest matters shown on any applicable recorded plat; MIN. 12 SEC. WEST, 100.62 FEET TO THE N. McGhee and Betty R. McGhee by Deed SITUATED in District No. Nine (9) of in such mobile home or other structure to any unpaid taxes; any restrictive covenants, POINT OF BEGINNING, AND CONTAINING 0.38 from Jimmy Lee Dykes and Janice K. Dykes Blount County, Tennessee, and in the City the owner of the indebtedness secured by easements, or setback lines that may be ap- ACRES, MORE OR LESS, ALL ACCORDING TO dated February 23, 1977 and recorded March of Maryville, Tennessee, and being known this deed of trust. plicable; any statutory right of redemption of THE SURVEY OF HOWARD T. DAWSON, RLS 4, 1977 at Book 400, Page 654. and designated as all of Lot No. 53, Sevier ALSO KNOWN AS: 158 Whitaker Drive, any governmental agency, state or federal; any NO. 1301, SAID SURVEYOR`S PRINCIPAL Property Address: 409-411 Bonnie Brae Drive, Heights Subdivision, as shown on map of same Tazewell, TN 37879 prior liens or encumbrances including those BUSINESS ADDRESS BEING 124 MARYVILLE Maryville, Tennessee 37801 of record in Map File 185B in the Register’s This sale is subject to all matters shown created by a fixture filing or any applicable ho- PIKE, KNOXVILLE, TN 37920, DATED 5-16-95 Tax ID: 068B D 028 Office for Blount County, Tennessee, to which on any applicable recorded plat; any unpaid meowners’ association dues or assessments; AND BEARING DRAWING NO. 950755; SAID Current Owner(s) of Property: ROBERT N. map specific reference is hereby made for taxes; any restrictive covenants, easements, all claims or other matters, whether of record PREMISES IMPROVED WITH A DWELLING. MCGHEE AND BETTY R. MCGHEE a more particular description thereof. THIS or setback lines that may be applicable; any or not, which may encumber the purchaser’s THIS CONVEYANCE IS SUBJECT TO ANY AND The street address of the above described CONVEYANCE IS SUBJECT to all applicable statutory rights of redemption of any govern- title and any matter that an accurate survey ALL RESTRICTIONS, EASEMENTS, SETBACK property is believed to be 409-411 Bonnie restrictions, easements, set-back lines, and mental agency, state or federal; any prior liens of the premises might disclose. LINES, CONDITIONS, PLAT OF RECORD, AND Brae Drive, Maryville, TN 37801, but such other conditions shown of record in the Regis- or encumbrances as well as any priority created The following parties may claim an interest ENCUMBRANCES OF RECORD IN SMALL PLAT address is not part of the legal description of ter’s Office for Blount County, Tennessee. by a fixture filing; and to any matter that an ac- in the above-referenced property to be affected BOOK 3, PAGE 292, IN THE REGISTER`S OFFICE the property sold herein and in the event of any ALSO KNOWN AS: 103 Shawnee Drive, curate survey of the premises might disclose. by the foreclosure: any judgment creditor or FOR THE AFORESAID COUNTY. discrepancy, the legal description referenced Maryville, TN 37804 In addition, the following parties may claim an lien holder with an interest subordinate to the Parcel ID: 18K-B-022.00 herein shall control. This sale is subject to all matters shown interest in the above- referenced property: said Deed of Trust or any party claiming by, PROPERTY ADDRESS: The street address of SALE IS SUBJECT TO OCCUPANT(S) RIGHTS on any applicable recorded plat; any unpaid PHILLIP R JOHNSON, JR through, or under any of the foregoing. Such the property is believed to be 129 Self Hollow IN POSSESSION. taxes; any restrictive covenants, easements, LAURA JOHNSON parties known to the Substitute Trustee may Rd, Rockford, TN 37853. In the event of any THE RIGHT IS RESERVED TO ADJOURN THE or setback lines that may be applicable; any LVNV FUNDING LLC, ASSIGNEE OF HSBC CARD include: AmSouth Bank. discrepancy between this street address and DAY OF THE SALE TO ANOTHER DAY, TIME statutory rights of redemption of any govern- SERVICES, INC. Terms of Sale will be public auction, for the legal description of the property, the legal AND PLACE CERTAIN WITHOUT FURTHER mental agency, state or federal; any prior liens TENNESSEE DEPARTMENT OF REVENUE cash, free and clear of rights of homestead, description shall control. PUBLICATION, UPON ANNOUNCEMENT AT THE or encumbrances as well as any priority created MS. BECKY TELLAS redemption and dower to the extent disclaimed CURRENT OWNER(S): ESTATE AND/OR HEIRS- TIME AND PLACE FOR THE SALE SET FORTH by a fixture filing; and to any matter that an ac- ESTATE OF PHILLIP R JOHNSON, JR HEIRS OF or inapplicable, and the rights of Lisa M. Smith AT-LAW OF DAVID C FRAZE SR ABOVE. THE TERMS OF SALE ARE CASH. ANY curate survey of the premises might disclose. PHILLIP R JOHNSON, JR and Michael A. Smith, and those claiming OTHER INTERESTED PARTIES: TAXES OR FEES WILL BE THE RESPONSIBIL- In addition, the following parties may claim an On or about June 3, 2013, the State through him/her/it/them. The sale of the above-described property shall ITY OF THE PURCHASER. IF THE SALE IS SET interest in the above- referenced property: of Tennessee, filed a tax lien against the Any right of equity of redemption, statutory be subject to all matters shown on any recorded ASIDE FOR ANY REASON, THE PURCHASER MARK FINNEY Defendant, Phillip Johnson, recorded in the and otherwise, and homestead are waived in plat; any unpaid taxes; any restrictive cov- AT THE SALE SHALL BE ENTITLED ONLY TO A The sale held pursuant to this Notice may Register’s Office of Claiborne County, Tennes- accord with the terms of said Deed of Trust, enants, easements or set-back lines that may RETURN OF THE PURCHASE PRICE. THE PUR- be rescinded at the Successor Trustee’s option see, at Book 1384, Page 43. Any interest in and the title is believed to be good, but the be applicable; any prior liens or encumbrances CHASER SHALL HAVE NO FURTHER RECOURSE at any time. The right is reserved to adjourn the property held by the State of Tennessee, undersigned will sell and convey only as Sub- as well as any priority created by a fixture filing; AGAINST THE GRANTOR, THE GRANTEE, OR the day of the sale to another day, time, and by virtue of the aforementioned tax lien is both stitute Trustee. and to any matter that an accurate survey of THE TRUSTEE. place certain without further publication, upon junior and inferior to the interests held by U.S. The right is reserved to adjourn the day the premises might disclose. This property is OTHER INTERESTED PARTIES: SECRETARY FOR announcement at the time and place for the Bank National Association, not in its individual of the sale to another day, time, and place being sold with the express reservation that HOUSING AND URBAN DEVELOPMENT sale set forth above. In the event of inclem- capacity but solely as trustee for the RMAC certain without further publication, upon an- it is subject to confirmation by the lender or THIS IS AN ATTEMPT TO COLLECT A DEBT AND ent weather, the trustee hereby announces Trust, Series 2016- CTT. Provided, however, nouncement at the time and place for the sale Substitute Trustee. This sale may be rescinded ANY INFORMATION OBTAINED WILL BE USED that the sale will be postponed for a period of that the State of Tennessee, pursuant to Ten- set forth above. If you purchase a property at any time. The right is reserved to adjourn FOR THAT PURPOSE. two weeks. In such situations, notices will be nessee Code Annotated at the foreclosure sale, the entire purchase the day of the sale to another day, time, and If applicable, the notice requirements of T.C.A. mailed to interested parties of record. W&A §67-1-1433, shall have one hundred and price is due and payable at the conclusion place certain without further publication, upon 35-5-101 have been met. No. 343132 twenty (120) days from the date of the sale of the auction in the form of a certified/ announcement at the time and place for the All right of equity of redemption, statutory DATED June 23, 2021 within which to redeem the property by virtue bank check made payable to or endorsed to sale set forth above. All right and equity of re- and otherwise, and homestead are expressly WILSON & ASSOCIATES, P.L.L.C., of its tax lien(s) herein by payment of the LOGS Legal Group LLP. No personal checks demption, statutory or otherwise, homestead, waived in said Deed of Trust, but the under- Successor Trustee actual amount paid by the purchaser at the will be accepted. To this end, you must bring and dower are expressly waived in said Deed signed will sell and convey only as Substitute June 25, July 2, 9, 2021 Fqk18562 foreclosure sale, plus any amount in excess sufficient funds to outbid the lender and any of Trust, and the title is believed to be good, Trustee. of the expenses necessarily incurred in con- other bidders. Insufficient funds will not be but the undersigned will sell and convey only If the U.S. Department of Treasury/IRS, the nection with such property, less the income accepted. Amounts received in excess of the as Substitute Trustee. The Property is sold State of Tennessee Department of Revenue, from such property, plus a reasonable rental winning bid will be refunded to the successful as is, where is, without representations or or the State of Tennessee Department of Foreclosure Notices value of such property. As required by law, purchaser at the time the foreclosure deed warranties of any kind, including fitness for a Labor or Workforce Development are listed Claiborne County the State of Tennessee has been given timely is delivered. particular use or purpose. as Interested Parties in the advertisement, notice of this action. This property is being sold with the express THIS LAW FIRM IS ATTEMPTING TO COLLECT then the Notice of this foreclosure is being NOTICE OF TRUSTEE’S SALE The sale held pursuant to this Notice may reservation that the sale is subject to confirma- A DEBT. ANY INFORMATION OBTAINED WILL given to them and the Sale will be subject WHEREAS, default has occurred in the be rescinded at the Successor Trustee’s option tion by the lender or trustee. This sale may be BE USED FOR THAT PURPOSE. to the applicable governmental entities’ performance of the covenants, terms, and at any time. The right is reserved to adjourn rescinded only by the Substitute Trustee at any Rubin Lublin TN, PLLC, Substitute Trustee right to redeem the property as required by conditions of a Deed of Trust Note dated March the day of the sale to another day, time, and time. If the Substitute Trustee rescinds the 119 S. Main Street, Suite 500 26 U.S.C. 7425 and T.C.A. §67-1-1433. 22, 2007, and the Deed of Trust of even date place certain without further publication, upon sale, the purchaser shall only be entitled to a Memphis, TN 38103 This property is being sold with the express securing the same, recorded March 29, 2007, announcement at the time and place for the return of any money paid towards the purchase rlselaw.com/property-listing reservation that the sale is subject to confir- in Book No. 1230, at Page 631, in Office of sale set forth above. In the event of inclem- price and shall have no other recourse. Once Tel: (877) 813-0992 mation by the lender or trustee. If the sale is the Register of Deeds for Claiborne County, ent weather, the trustee hereby announces the purchaser tenders the purchase price, the Fax: (470) 508-9401 set aside for any reason, the Purchaser at the Tennessee, executed by Phillip R Johnson, Jr that the sale will be postponed for a period of Substitute Trustee may deem the sale final in June 18, 25, July 2, 2021 Fqk18548 sale shall be entitled only to a return of the and Laura Johnson, conveying certain property two weeks. In such situations, notices will be which case the purchaser shall have no remedy. purchase price. The Purchaser shall have no therein described to David L. Flitcroft as Trustee mailed to interested parties of record. W&A The real property will be sold AS IS, WHERE SUBSTITUTE TRUSTEE’S SALE further recourse against the Mortgagor, the for Mortgage Electronic Registration Systems, No. 142269 IS, with no warranties or representations of Sale at public auction will be on July 28, Mortgagee or the Mortgagee’s attorney. Inc., as beneficiary, as nominee for Citizens DATED June 21, 2021 any kind, express or implied, including without 2021 on or about 10:00AM local time, at MWZM File No. 19-000588-220-2 Bank, its successors and assigns; and the WILSON & ASSOCIATES, P.L.L.C., limitation, warranties regarding condition of the the Main Entrance Steps of the Blount County Mackie Wolf Zientz & Mann, P.C., Substitute undersigned, Wilson & Associates, P.L.L.C., Successor Trustee property or marketability of title. Courthouse , Maryville, Tennessee, conducted Trustee(s) having been appointed Successor Trustee June 25, July 2, 9, 2021 Fqk18557 This office may be a debt collector. This by the Substitute Trustee as identified and set COOL SPRINGS COMMONS, SUITE 273 by U.S. Bank National Association, not in its may be an attempt to collect a debt and any forth herein below, pursuant to Deed of Trust 7100 COMMERCE WAY individual capacity but solely as trustee for the information obtained may be used for that executed by ROBERT N. MCGHEE AND BETTY R. BRENTWOOD, TN 37027 RMAC Trust, Series 2016-CTT. purpose. MCGHEE, to FNC Title Services, LLC, Trustee, TN INVESTORS PAGE: HTTP://MWZMLAW. NOW, THEREFORE, notice is hereby given Foreclosure Notices LOGS Legal Group LLP on September 14, 2013, at Record Book 2372, COM/TN_INVESTORS.PHP that the entire indebtedness has been declared Cumberland County Substitute Trustee Page 1232-1247 as Instrument No. 705700 June 25, July 2, 9, 2021 Fqk18555 due and payable; and that an agent of Wilson & 10130 Perimeter Parkway, Suite 400 in the real property records of Blount County Associates, P.L.L.C., as Successor Trustee, by Charlotte, NC 28216 Register’s Office, Tennessee. NOTICE OF TRUSTEE’S SALE virtue of the power, duty, and authority vested SUBSTITUTE TRUSTEE’S SALE Phone (704) 333-8107 Owner of Debt: AMERICAN ADVISORS WHEREAS, default has occurred in the in and imposed upon said Successor Trustee, Sale at public auction will be on July 9, Fax (704) 333-8156 GROUP performance of the covenants, terms, and con- by U.S. Bank National Association, not in its 2021 at 12:00PM local time, at the front File No. 21-121122 The following real estate located in Blount ditions of a Deed of Trust Note dated October individual capacity but solely as trustee for the door, Cumberland County Courthouse, 2 North June 11, 18, 25, 2021 Fqk18546 County, Tennessee, will be sold to the highest 12, 2018, and the Deed of Trust of even date RMAC Trust, Series 2016-CTT, will, on July 29, Main Street, Crossville, Tennessee pursuant to call bidder subject to all unpaid taxes, prior securing the same, recorded October 15, 2018, 2021 on or about 3:00 PM, at the Claiborne Deed of Trust executed by Lisa M. Smith and liens and encumbrances of record: in Book No. 2532, at Page 847, in Office of County Courthouse, Tazewell, Tennessee, Michael A. Smith, to FMLS, Inc., Trustee, as The following described premises, to wit: the Register of Deeds for Blount County, Ten- offer for sale certain property hereinafter trustee for AmSouth Bank on April 16, 2004 Foreclosure Notices Situate in District No. Nineteen (19) of Blount nessee, executed by Mark Finney, conveying described to the highest bidder FOR certified at Book 1168, Page 1883; conducted by Grainger County County, Tennessee, and being known and des- certain property therein described to Kelley funds paid at the conclusion of the sale, or LOGS Legal Group LLP, having been appointed ignated as all of Lot 175 in Revised Highland Hinsley as Trustee for Mortgage Electronic credit bid from a bank or other lending entity Substitute or Successor Trustee, all of record Acres First Addition, as shown on map of the Registration Systems, Inc., as beneficiary, as pre-approved by the successor trustee. The in the Cumberland County Register’s Office. NOTICE OF TRUSTEE’S SALE same of record in Map file 202A (formerly nominee for Fairway Independent Mortgage sale is free from all exemptions, which are Default has occurred in the performance of WHEREAS, default has occurred in the Map Book 4, Page 41) in the Registers Office Corporation, its successors and assigns; and expressly waived in the Deed of Trust, said the covenants, terms, and conditions of said performance of the covenants, terms, and for Blount County, Tennessee, and to which the undersigned, Wilson & Associates, P.L.L.C., property being real estate situated in Claiborne Deed of Trust and the entire indebtedness has conditions of a Deed of Trust Note dated map specific reference is hereby made for a having been appointed Successor Trustee by County, Tennessee, and being more particularly been declared due and payable. July 19, 2007, and the Deed of Trust of even more particular description, and as shown by Freedom Mortgage Corporation. described as follows: Party Entitled to Enforce the Debt: Gulf date securing the same, recorded August 3, survey of G. T. Trotter, Jr., Surveyor, Knoxville, NOW, THEREFORE, notice is hereby given Situated in the First Civil District of Clai- Harbour Investments Corporation, its succes- 2007, in Book No. IN289, at Page 117 and re- Tennessee, dated October 11, 1973. that the entire indebtedness has been declared borne County, Tennessee, without the sors and assigns. BEING the same property conveyed to Robert due and payable; and that an agent of Wilson corporate limits of any municipality and The real estate located in Cumberland Continued on Page 12 Page 12 Public Notices JUNE 25-JULY 1, 2021 www.TNLedger.com/Knoxville Foreclosure Notices boundary of Rt. 2, Box 256A, TN Highway the day of the sale to another day, time, and Corporation. record in said Register’s Office. Continued from Page 11 131, corner to property of Beeler; thence place certain without further publication, upon NOW, THEREFORE, notice is hereby given ALSO KNOWN AS: 297 Harvey Drive, Rus- along said right of way boundary, North 65 announcement at the time and place for the that the entire indebtedness has been declared sellville, TN 37860 recorded on May 7, 2021, in Book No. IN394, deg. 45 min. 00 sec. East 185.05 feet to sale set forth above. In the event of inclem- due and payable; and that an agent of Wilson & This sale is subject to all matters shown at Page 80, in Office of the Register of Deeds an iron pin; thence S. 27 deg. 05 min. 02 ent weather, the trustee hereby announces Associates, P.L.L.C., as Successor Trustee, by on any applicable recorded plat; any unpaid for Grainger County, Tennessee, executed by sec. E. 240.00 feet to an iron pin, corner that the sale will be postponed for a period of virtue of the power, duty, and authority vested taxes; any restrictive covenants, easements, Matthew H Nicley and Angela Nicley, conveying to property of Simmons; thence along the two weeks. In such situations, notices will be in and imposed upon said Successor Trustee, or setback lines that may be applicable; any certain property therein described to J Michael eastern Boundary of Beeler, N. 27 deg. 05 mailed to interested parties of record. W&A by Freedom Mortgage Corporation, will, on statutory rights of redemption of any govern- Winchester as Trustee for First Tennessee Bank min. 02 sec. W. 240.00 feet to the point of No. 347461 August 18, 2021 on or about 1:00 PM, at mental agency, state or federal; any prior liens National Association; and the undersigned, Beginning, and containing 1.0183 acres, as DATED June 4, 2021 the Hamblen County Courthouse, Morristown, or encumbrances as well as any priority created Wilson & Associates, P.L.L.C., having been shown by survey of William H. Shockley, RLS WILSON & ASSOCIATES, P.L.L.C., Tennessee, offer for sale certain property by a fixture filing; and to any matter that an ac- appointed Successor Trustee by Interstate #973 of 2125 Lawson Road, Morristown, Successor Trustee hereinafter described to the highest bidder curate survey of the premises might disclose. Intrinsic Value Fund A, LLC. Tennessee, dated May 8, 1998. June 11, 18, 25, 2021 Fqk18544 FOR certified funds paid at the conclusion of In addition, the following parties may claim an NOW, THEREFORE, notice is hereby given ALSO KNOWN AS: 9597 Highway 131, the sale, or credit bid from a bank or other interest in the above- referenced property: that the entire indebtedness has been declared Washburn, TN 37888 lending entity pre-approved by the successor BRIAN H EVERHART due and payable; and that an agent of Wilson & This sale is subject to all matters shown trustee. The sale is free from all exemptions, W.S. BADCOCK CORPORATION Associates, P.L.L.C., as Successor Trustee, by on any applicable recorded plat; any unpaid Foreclosure Notices which are expressly waived in the Deed of The sale held pursuant to this Notice may virtue of the power, duty, and authority vested taxes; any restrictive covenants, easements, Hamblen County Trust, said property being real estate situated be rescinded at the Successor Trustee’s option in and imposed upon said Successor Trustee, or setback lines that may be applicable; any in Hamblen County, Tennessee, and being more at any time. The right is reserved to adjourn by Interstate Intrinsic Value Fund A, LLC, will, statutory rights of redemption of any govern- particularly described as follows: the day of the sale to another day, time, and on July 1, 2021 on or about 11:00 AM, at mental agency, state or federal; any prior liens NOTICE OF TRUSTEE’S SALE SITUATE in the Third Civil District of Ham- place certain without further publication, upon the Grainger County Courthouse, Rutledge, or encumbrances as well as any priority created WHEREAS, default has occurred in the blen County, Tennessee, to-wit: BEING Lot announcement at the time and place for the Tennessee, offer for sale certain property by a fixture filing; and to any matter that an ac- performance of the covenants, terms, and No. Fifty-One (51) of Glen Del Acres as sale set forth above. In the event of inclem- hereinafter described to the highest bidder curate survey of the premises might disclose. conditions of a Deed of Trust Note dated June shown by plat of record in the Register’s ent weather, the trustee hereby announces FOR certified funds paid at the conclusion of In addition, the following parties may claim an 24, 2016, and the Deed of Trust of even date Office for Hamblen County, Tennessee, in that the sale will be postponed for a period of the sale, or credit bid from a bank or other interest in the above- referenced property: securing the same, recorded June 24, 2016, Plat Cabinet B, Slide 194 (formerly Plat two weeks. In such situations, notices will be lending entity pre-approved by the successor MATTHEW H NICLEY in Book No. 1667, at Page 278, in Office of Book 4, page 68-A & 68-B), to which plat mailed to interested parties of record. W&A trustee. The sale is free from all exemptions, ANGELA NICLEY the Register of Deeds for Hamblen County, reference is here made for a more particular No. 344891 which are expressly waived in the Deed of COUNTRYWIDE BANK, FSB Tennessee, executed by Brian H Everhart, description, and as further shown by sur- DATED June 11, 2021 Trust, said property being real estate situated BILL ME LATER INC., ASSIGNEE OF WAL- conveying certain property therein described vey of R.T. Felknor, Civil Engineer, dated WILSON & ASSOCIATES, P.L.L.C., in Grainger County, Tennessee, and being more MART to Colonial Title Group, Inc. as Trustee for February 28,1966, and revised November Successor Trustee particularly described as follows: MORTGAGE ELECTRONIC REGISTRATION Mortgage Electronic Registration Systems, Inc., 23,1967. This description was taken from June 18, 25, July 2, 2021 Fqk18552 Situated in District No. Six (6) of Grainger SYSTEM, INC. AS NOMINEE FOR COUNTRY- as beneficiary, as nominee for CMG Mortgage, the previous deed. County, Tennessee and being a parcel of WIDE BANK Inc. dba CMG Financial, #1820, its successors THIS CONVEYANCE is made and accepted SUBSTITUTE TRUSTEE’S SALE property on Highway 131, as described by The sale held pursuant to this Notice may and assigns; and the undersigned, Wilson & in all things SUBJECT TO restrictions of Sale at public auction will be on July 15, metes and bounds as follows: Beginning be rescinded at the Successor Trustee’s option Associates, P.L.L.C., having been appointed record In Deed Book 153, page 128 and 2021 at 11:00 am local time, at the north door at an iron pin in the southern right of way at any time. The right is reserved to adjourn Successor Trustee by Freedom Mortgage SUBJECT TO all plat requirements, all of breezeway, Hamblen County Courthouse, 511 West 2nd North Street, Morristown, Tennessee pursuant to Deed of Trust executed by Sherry A. Hill, to Francis McEyeson, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for Walker Jackson Mortgage Corporation on February 14, 2011 at Book 1439, Page 841; conducted by LOGS Legal Group LLP, having been appointed Substitute or Successor Trustee, all of record in the Hamblen County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Wilming- ton Savings Fund Society, FSB, as Trustee of Juniper Mortgage Loan Trust A, its successors and assigns. The real estate located in Hamblen County, Tennessee, and described in the said Deed of Trust will be sold to the highest call bidder. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warrant is intended. Street Address: 1003 Truman St, Morristown, Tennessee 37814 Parcel Number: 034A B 016.00 Current Owner(s) of Property: Sherry A. Hill This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, Getting back to these easements, or setback lines that may be ap- plicable; any statutory right of redemption of moments we miss any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable ho- starts with meowners’ association dues or assessments; all claims or other matters, whether of record getting informed. or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose. The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through or under any of the foregoing. Such parties known to the Substitute Trustee may include: None. Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Sherry A. Hill, and those claiming through him/her/ it/them. Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Sub- stitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place Get the latest information certain without further publication, upon an- about COVID-19 vaccines at nouncement at the time and place for the sale set forth above. If you purchase a property GetVaccineAnswers.org at the foreclosure sale, the entire purchase price is due and payable at the conclusion JUNE 25-JULY 1, 2021 Public Notices Page 13 www.TNLedger.com/Knoxville

of the auction in the form of a certified/ ware Limited Partnership, acting by its General virtue of the power, duty, and authority vested Being the same property conveyed to believed to be accurate, but no representation bank check made payable to or endorsed to Partner, Prudential Homes Corporation, dated in and imposed upon said Successor Trustee, Kristi D. Houk and Steven M. Houk, wife or warrant is intended. LOGS Legal Group LLP. No personal checks September 15, 2004, recorded 9/29/04, in by US Bank Trust National Association, Not and husband, by Warranty Deed dated Street Address: 1009 Summer Wood Rd, will be accepted. To this end, you must bring Book 1065, Page 379 in the Register`s Office In Its Individual Capacity But Solely As Owner November 15, 2002, of record as Instru- Knoxville, Tennessee 37923 sufficient funds to outbid the lender and any Hamblen County, Tennessee. Trustee For VRMTG Asset Trust, will, on July ment No. 200211180043851, of record Parcel Number: 105OC02202 other bidders. Insufficient funds will not be This Conveyance is made subject to all ap- 6, 2021 on or about 11:00 AM, at the North in the Register`s Office of Knox County, Current Owner(s) of Property: Todd accepted. Amounts received in excess of the plicable easements, restrictions and building side of the City County Building, Knoxville, Tennessee. Dernbach winning bid will be refunded to the successful setback lines. Tennessee, offer for sale certain property Commonly known as: 1142 Oak Haven Road, This sale is subject to, without limitation, all purchaser at the time the foreclosure deed Street Address: The street address of the hereinafter described to the highest bidder Knoxville, Tennessee 37932 matters shown on any applicable recorded plat; is delivered. property is believed to be 1086 Hickory View FOR certified funds paid at the conclusion of Parcel #118FC117 and Assessor`s Parcel any unpaid taxes; any restrictive covenants, This property is being sold with the express Drive, Morristown, TN 37814, but such ad- the sale, or credit bid from a bank or other #118F-C-117.00 easements, or setback lines that may be ap- reservation that the sale is subject to confirma- dress is not part of the legal description of the lending entity pre-approved by the successor Tax ID: 118FC117 plicable; any statutory right of redemption of tion by the lender or trustee. This sale may be property. In the event of any discrepancy, the trustee. The sale is free from all exemptions, Current Owner(s) of Property: KRISTI D. HOUK any governmental agency, state or federal; any rescinded only by the Substitute Trustee at any legal description herein shall control. which are expressly waived in the Deed of AND STEVEN M. HOUK prior liens or encumbrances including those time. If the Substitute Trustee rescinds the Map/Parcel Number: 040H A 061.00 Trust, said property being real estate situated The street address of the above described created by a fixture filing or any applicable ho- sale, the purchaser shall only be entitled to a Current owner(s) of Record: Pete Balzano in Knox County, Tennessee, and being more property is believed to be 1142 Oak Haven meowners’ association dues or assessments; return of any money paid towards the purchase This sale is subject to all matters shown on particularly described as follows: Rd, Knoxville, TN 37932, but such address all claims or other matters, whether of record price and shall have no other recourse. Once any applicable recorded Plat or Plan; any SITUATED in District Six (6) of Knox County, is not part of the legal description of the or not, which may encumber the purchaser’s the purchaser tenders the purchase price, the unpaid taxes and assessments; any restric- Tennessee, without the corporate limits of property sold herein and in the event of any title and any matter that an accurate survey Substitute Trustee may deem the sale final in tive covenants, easements or setback lines the City of Knoxville, Tennessee and being discrepancy, the legal description referenced of the premises might disclose. which case the purchaser shall have no remedy. that may be applicable; rights of redemption, known and designated as LOT 20, BLOCK A, herein shall control. The following parties may claim an interest The real property will be sold AS IS, WHERE equity, statutory or otherwise, not otherwise NORTHFIELD ESTATES, UNIT 3, as SALE IS SUBJECT TO OCCUPANT(S) RIGHTS in the above-referenced property to be affected IS, with no warranties or representations of waived in the Deed of Trust, including rights of shown on the plat of the same of record IN POSSESSION. by the foreclosure: any judgment creditor or any kind, express or implied, including without redemption of any government agency, state in Plat Cabinet M, Slide 53-D, in the Reg- THE RIGHT IS RESERVED TO ADJOURN THE lien holder with an interest subordinate to the limitation, warranties regarding condition of the or federal; and any and all prior deeds of trust, ister’s Office for Knox County, Tennessee, DAY OF THE SALE TO ANOTHER DAY, TIME said Deed of Trust or any party claiming by, property or marketability of title. liens, dues, assessments, encumbrances, to which plat specific reference is hereby AND PLACE CERTAIN WITHOUT FURTHER through or under any of the foregoing. Such This office may be a debt collector. This defects, adverse claims and other matters that made for a more particular description PUBLICATION, UPON ANNOUNCEMENT AT THE parties known to the Substitute Trustee may may be an attempt to collect a debt and any may take priority over the Deed of Trust upon and according to the survey of Hinds & TIME AND PLACE FOR THE SALE SET FORTH include: Decision One Mortgage Company, LLC; information obtained may be used for that which this foreclosure sale is conducted or Patteson Surveying Company, John S. Pat- ABOVE. THE TERMS OF SALE ARE CASH. ANY Mortgage Electronic Registration Systems, purpose. are not extinguished by this Foreclosure Sale. teson, Surveyor, dated October 10, 2000 TAXES OR FEES WILL BE THE RESPONSIBIL- Inc.; GMAC Mortgage, LLC; Citibank, N.A. as LOGS Legal Group LLP This sale is subject to a Deed of Trust dated and bearing Job No. 0010013. Subject to ITY OF THE PURCHASER. IF THE SALE IS SET trustee for the holders of Bear Stearns Sec- Substitute Trustee 9/15/2021 and recorded on 9/24/2021 in Bk all applicable easements, restrictions, and ASIDE FOR ANY REASON, THE PURCHASER ond Lien Trust 2007-SV1, Mortgage-Backed 10130 Perimeter Parkway, Suite 400 1065, Pg 382 as Instrument No. 04123532 building setback lines of record in Knox AT THE SALE SHALL BE ENTITLED ONLY TO A Certificates, Series 2007-SV1, in C/O GMAC Charlotte, NC 28216 in the Register’s Office for Hamblen County, County, Tennessee. RETURN OF THE PURCHASE PRICE. THE PUR- Mortgage, LLC. Phone (704) 333-8107 Tennessee. ALSO KNOWN AS: 7704 Rymark Court, CHASER SHALL HAVE NO FURTHER RECOURSE Terms of Sale will be public auction, for Fax (704) 333-8156 THE PROPERTY IS SOLD WITHOUT ANY REPRE- Powell, TN 37849 AGAINST THE GRANTOR, THE GRANTEE, OR cash, free and clear of rights of homestead, File No. 16-108488 SENTATIONS OR WARRANTIES, EXPRESSED OR This sale is subject to all matters shown THE TRUSTEE. redemption and dower to the extent disclaimed June 18, 25, July 2, 2021 Fqk18553 IMPLIED, RELATING TO TITLE, MARKETABILITY on any applicable recorded plat; any unpaid OTHER INTERESTED PARTIES: LVNV FUND- or inapplicable, and the rights of Todd Dern- OF TITLE, POSSESSION, QUIET ENJOYMENT OR taxes; any restrictive covenants, easements, ING LLC bach, and those claiming through him/her/ SUBSTITUTE TRUSTEE’S NOTICE OF SALE THE LIKE AND FITNESS FOR A GENERAL OR or setback lines that may be applicable; any THIS IS AN ATTEMPT TO COLLECT A DEBT AND it/them. Sale at public auction will be on July 13, 2021, PARTICULAR USE OR PURPOSE. The title is statutory rights of redemption of any govern- ANY INFORMATION OBTAINED WILL BE USED Any right of equity of redemption, statutory at or about 10:00 AM, local time, at the north believed to be good, but the undersigned will mental agency, state or federal; any prior liens FOR THAT PURPOSE. and otherwise, and homestead are waived in door of the Hamblen County Courthouse, 511 sell and convey only as Substitute Trustee. or encumbrances as well as any priority created If applicable, the notice requirements of T.C.A. accord with the terms of said Deed of Trust, West 2nd North Street, Morristown, TN 37814, The right is reserved to adjourn the sale to by a fixture filing; and to any matter that an ac- 35-5-101 have been met. and the title is believed to be good, but the pursuant to the Deed of Trust executed by Pete another time certain or to another day, time, curate survey of the premises might disclose. All right of equity of redemption, statutory undersigned will sell and convey only as Sub- Balzano, a single person, to Title Enterprises, and place certain, without further publication In addition, the following parties may claim an and otherwise, and homestead are expressly stitute Trustee. as Trustee for Aames Funding Corporation upon announcement on the day, time, and interest in the above- referenced property: waived in said Deed of Trust, but the under- The right is reserved to adjourn the day of DBA Aames Home Loan dated September 15, place of sale set forth above or any subsequent SCOTT BRASHER signed will sell and convey only as Substitute the sale to another day, time, and place certain 2004, and recorded on September 29, 2004, adjourned day, time, and place of sale. AMBERLY BRASHER Trustee. without further publication, upon announce- in Book 1065, Page 401, as Instrument No. If you purchase a property at the foreclosure BRANCH BANKING AND TRUST COMPANY If the U.S. Department of Treasury/IRS, the ment at the time and place for the sale set 04123533, in the Register’s Office for Ham- sale, the entire purchase price is due and BLUE WORLD POOLS, INC. State of Tennessee Department of Revenue, forth above. If you purchase a property at blen County, Tennessee (“Deed of Trust”), payable at the conclusion of the auction in the The sale held pursuant to this Notice may or the State of Tennessee Department of the foreclosure sale, the entire purchase conducted by Padgett Law Group, having been form of a certified check made payable to or be rescinded at the Successor Trustee’s option Labor or Workforce Development are listed price is due and payable at the conclusion appointed Substitute Trustee, all of record in endorsed to Padgett Law Group. No personal at any time. The right is reserved to adjourn as Interested Parties in the advertisement, of the auction in the form of a certified/ the Hamblen County Register’s Office. Default checks will be accepted. To this end, you must the day of the sale to another day, time, and then the Notice of this foreclosure is being bank check made payable to or endorsed to in the performance of the covenants, terms, bring sufficient funds to outbid the lender and place certain without further publication, upon given to them and the Sale will be subject LOGS Legal Group LLP. No personal checks and conditions of said Deed of Trust has been any other bidders. Insufficient funds will not be announcement at the time and place for the to the applicable governmental entities’ will be accepted. To this end, you must made; and the entire indebtedness has been accepted. Amounts received in excess of the sale set forth above. In the event of inclem- right to redeem the property as required by bring sufficient funds to outbid the lender declared due and payable. winning bid will be refunded to the successful ent weather, the trustee hereby announces 26 U.S.C. 7425 and T.C.A. §67-1-1433. and any other bidders. Insufficient funds Party entitled to enforce the debt: STAR202, purchaser at the time the foreclosure deed that the sale will be postponed for a period of This property is being sold with the express will not be accepted. Amounts received in LLC is delivered. two weeks. In such situations, notices will be reservation that the sale is subject to confir- excess of the winning bid will be refunded Other interested parties: Hickory Shadow Ho- This property is being sold with the express mailed to interested parties of record. W&A mation by the lender or trustee. If the sale is to the successful purchaser at the time meowners Association, Inc., Aames Funding reservation that the sale is subject to con- No. 317762 set aside for any reason, the Purchaser at the the foreclosure deed is delivered. Corporation dba Aames Home Loan firmation by the lender or trustee. This sale DATED June 4, 2021 sale shall be entitled only to a return of the This property is being sold with the express The hereinafter described real property located may be rescinded by the Substitute Trustee WILSON & ASSOCIATES, P.L.L.C., purchase price. The Purchaser shall have no reservation that the sale is subject to confirma- in Hamblen County will be sold to the highest at any time. Successor Trustee further recourse against the Mortgagor, the tion by the lender or trustee. This sale may be call bidder subject to all unpaid taxes, prior THIS IS AN ATTEMPT TO COLLECT A DEBT, June 11, 18, 25, 2021 Fqk18543 Mortgagee or the Mortgagee’s attorney. rescinded only by the Substitute Trustee at any liens and encumbrances of record: AND ANY INFORMATION OBTAINED WILL BE MWZM File No. 21-000057-671-1 time. If the Substitute Trustee rescinds the Legal Description: USED FOR THAT PURPOSE. SUBSTITUTE TRUSTEE’S SALE Mackie Wolf Zientz & Mann, P.C., Substitute sale, the purchaser shall only be entitled to a Situated in District Number Two (2) of Hamblen Padgett Law Group, Substitute Trustee Sale at public auction will be on July 29, 2021 Trustee(s) return of any money paid towards the purchase County, Tennessee and without the corporate 6267 Old Water Oak Road, Suite 203 on or about 12:00PM local time, Inside the COOL SPRINGS COMMONS, SUITE 273 price and shall have no other recourse. Once limits municipality and designated as all of Lot Tallahassee, FL 32312 lobby of the Knox County Courthouse City- 7100 COMMERCE WAY the purchaser tenders the purchase price, the 61 Hickory Shadow Phase III, as shown by map (850) 422-2520 (telephone) County Building Main Street., conducted by BRENTWOOD, TN 37027 Substitute Trustee may deem the sale final in of same of record in Map Cabinet D, Slide 80, (850) 422-2567 (facsimile) the Substitute Trustee as identified and set TN INVESTORS PAGE: HTTP://MWZMLAW. which case the purchaser shall have no remedy. in the Register`s Office for Hamblen County, [email protected] forth herein below, pursuant to Deed of Trust COM/TN_INVESTORS.PHP The real property will be sold AS IS, WHERE Tennessee, to which map specific reference PLG# 21-003586-1 executed by KRISTI D. HOUK AND STEVEN M. June 25, July 2, 9, 2021 Fqk18540 IS, with no warranties or representations of is hereby made for a more particular descrip- June 18, 25, July 2, 2021 Fqk18554 HOUK, to Stewart Title of West Tennessee, any kind, express or implied, including without tion thereof and being more fully bounded and Inc, Trustee, on October 30, 2006, as Instru- SUBSTITUTE TRUSTEE’S SALE limitation, warranties regarding condition of the described as follows: ment No. 200611090040365 in the real Sale at public auction will be on July 23, property or marketability of title. Beginning at an iron pin on the eastern right property records of Knox County Register’s 2021 at 12:00PM local time, at the north This office may be a debt collector. This of way of Hickory View Drive, common corner Foreclosure Notices Office, Tennessee. door, Knox County Courthouse, City-County may be an attempt to collect a debt and any to Lot 62: thence with Knox County Owner of Debt: HSBC BANK USA, N.A., AS Building, 400 Main Street, Knoxville, Tennes- information obtained may be used for that common boundary line of Lot 62, South 66 TRUSTEE ON BEHALF OF ACE SECURITIES see pursuant to Deed of Trust executed by purpose. deg. 09 min. 25 sec. East, 200.96 feet to a CORP. HOME EQUITY LOAN TRUST AND FOR Todd Dernbach, to Kirsten W. Scott, Trustee, LOGS Legal Group LLP pin in the of Lot 65: thence NOTICE OF TRUSTEE’S SALE THE REGISTERED HOLDERS OF ACE SECURI- as trustee for Mortgage Electronic Registration Substitute Trustee with the line of Lot 65, South 17 deg, 53 min, WHEREAS, default has occurred in the TIES CORP. HOME EQUITY LOAN TRUST, Systems, Inc. as nominee for Decision One 10130 Perimeter Parkway, Suite 400 00 sec. West, 115.00 feet to an iron pin at performance of the covenants, terms, and con- SERIES 2007-ASAP1, ASSET BACKED PASS- Mortgage Company, LLC on August 9, 2004 Charlotte, NC 28216 the common corner with ditions of a Deed of Trust Note dated December THROUGH CERTIFICATES at Instrument No. 200408130013742; and Phone (704) 333-8107 Lots 66 and 60; thence with the common 18, 2002, and the Deed of Trust of even date The following real estate located in Knox County, on September 20, 2004 in Instrument Number Fax (704) 333-8156 boundary line of Lot 60, North 67 deg. 04 min. securing the same, recorded December 26, Tennessee, will be sold to the highest call 200409200024190; conducted by LOGS Legal File No. 13-054789 42 sec West, 188.09 feet to 2002, Document No. 200212260055250, in bidder subject to all unpaid taxes, prior liens Group LLP, having been appointed Substitute June 25, July 2, 9, 2021 Fqk18559 a pin on the eastern right of way of Hickory Office of the Register of Deeds for Knox County, and encumbrances of record: or Successor Trustee, all of record in the Knox View Drive; thence with said right of way North Tennessee, executed by Scott Brasher and Situated in District Number Six(6) of Knox County Register’s Office. Default has occurred 11 deg, 54 min. 00 Amberly Brasher, conveying certain property County, Tennessee, and without the corporate in the performance of the covenants, terms, Foreclosure Notices sec, East, 120.00 feet to a pin, common therein described to Arnold M. Weiss as Trustee limits of the City of Knoxville, Tennessee, and conditions of said Deed of Trust and the corner to Lot 62 and the point of Beginning, for Mortgage Electronic Registration Systems, and being known and designated as all of entire indebtedness has been declared due Loudon County according to the survey Inc., as beneficiary, as nominee for Branch Lot 117, of the Crest Haven Subdivision, as and payable. prepared by William H. Shockley, TN RLS Banking and Trust Company, its successors the same appears of record in Map Cabinet Party Entitled to Enforce the Debt: Wells NOTICE OF SUBSTITUTE TRUSTEE`S SALE No. 973,2125 Lawson Road, Morristown,Tn and assigns; and the undersigned, Wilson & N, Slide 3A and 3B, in the Register`s Office Fargo Bank, N.A., as Indenture Trustee for the WHEREAS, default has occurred in the 37814, bearing dated April Associates, P.L.L.C., having been appointed for Knox County, Tennessee, and on survey Impac CMB Trust Series 2004-9, its succes- performance of the covenants, terms, and 11, 1994. Successor Trustee by US Bank Trust National of Trotter-McClellan, dated November 17, sors and assigns. conditions of a Deed of Trust dated August 19, The above description is the same as the Association, Not In Its Individual Capacity 1997, bearing Drawing No. 97-905, to which The real estate located in Knox County, 2011, executed by Henry L. Rucker, Tammy previous deed of record, no boundary survey But Solely As Owner Trustee For VRMTG As- specific reference is hereby made fora a more Tennessee, and described in the said Deed Rucker, husband and wife, to Fred R. Lawson, having been made at the set Trust. particular description. of Trust will be sold to the highest call bidder. Trustee, for Bankeast, its successors and time of this conveyance. NOW, THEREFORE, notice is hereby given The above description being the same as The terms of the said Deed of Trust may be assigns, and appearing of record on August Being the same property conveyed to Pete that the entire indebtedness has been declared the previous deed of record; no boundary modified by other instruments appearing in the 24, 2011, in the Register’s Office ofLoudon Balzano by Warranty Deed from Prudential Resi- due and payable; and that an agent of Wilson & survey having been obtained at the time of public record. Additional identifying information dential Services, Limited Partnership, a Dela- Associates, P.L.L.C., as Successor Trustee, by this conveyance. regarding the collateral property is below and is Continued on Page 14 Page 14 Public Notices JUNE 25-JULY 1, 2021 www.TNLedger.com/Knoxville Foreclosure Notices Substitute Trustee. particularly described as follows: BEGIN- HILLS SUBDIVISION”, as shown on the plat and best bidder for cash or certified funds Continued from Page 13 The transfer shall be AS IS, WHERE IS, NING at a stake on the southwest corner of of same of record in Plat Cabinet 1, Slide 40, ONLY, the following described property situated AND WITH ALL FAULTS, and without warran- the property herein conveyed, said property in the Register’s Office for Roane County, in Sevier County, Tennessee, to wit: County, Tennessee, at Book T1109, Page ties of any kind, express or implied, as to the being where the within property described Tennessee, to which plat specific refer- LOCATED IN THE 4TH CIVIL DISTRICT OF 345, and Instrument Number 11006583, as condition of the Property and the improvements intersects with the northwest corner of Jim ence is hereby made for a more particular SEVIER COUNTY, TENNESSEE: SITUATE IN corrected by Affidavit recorded on June 20, located thereon, including merchantability or Carter property line said being on the Foster description of said lot. THE FOURTH (4TH) CIVIL DISTRICT OF SEVIER 2019, at Book T1411, Page 854, and Instru- fitness for particular purpose. Trustee shall Chapel Road and running in a northerly ALSO KNOWN AS: 122 Love Drive, Harri- COUNTY, TENNESSEE, AND BEING ALL OF ment Number 19005181, to which reference make no covenant of seisin or warranty of direction with the Foster Chapel Road 80 man, TN 37748 LOT 62 OF MOUNTAIN MEADOWS ESTATES is hereby made; title, express or implied, and will sell and feet, more or less, to a stake; thence run- This sale is subject to all matters shown -PHASE 1, AS THE SAME IS SHOWN ON A PLAT WHEREAS, the beneficial interest of said convey the subject real property by Substitute ning in an easterly direction with the Carl on any applicable recorded plat; any unpaid OF RECORD IN LARGE MAP BOOK 4, PAGE Deed of Trust was last transferred and assigned Trustee’s Deed only. Carter property line 48 feet, more or less, taxes; any restrictive covenants, easements, 51 IN THE REGISTER`S OFFICE FOR SEVIER to U.S. Bank National Association, the party The right is reserved to adjourn the day to a stake; thence running in a southerly or setback lines that may be applicable; any COUNTY, TENNESSEE, TO WHICH REFERENCE entitled to enforce said security interest; and of the sale to another day, time, and place direction with the John Mercer property line statutory rights of redemption of any govern- IS HERE MADE FOR A MORE PARTICULAR having appointed Clear Recon LLC, the under- certain without further publication, upon an- 80 feet, more or less, to a stake; thence mental agency, state or federal; any prior liens DESCRIPTION. SUBJECT TO A DECLARATION signed, as Substitute Trustee by instrument nouncement at the time and place for the sale running in a westerly direction with the Jim or encumbrances as well as any priority created OF RESTRICTIONS FOR MOUNTAIN MEADOWS filed or being filed for record in the Register’s set forth above. Carter property line 48 feet, more or less, by a fixture filing; and to any matter that an ac- ESTATES OF RECORD IN BOOK 1449, PAGE Office of Loudon County, Tennessee, with all of This property is being sold with the ex- to a point of beginning, containing one- curate survey of the premises might disclose. 342 IN THE REGISTER`S OFFICE FOR SEVIER the rights, powers, and privileges of the original press reservation that the sale is subject to fourth 1/4 acres, more or less. SUBJECT In addition, the following parties may claim an COUNTY, TENNESSEE. SUBJECT TO ANY Trustee named in said Deed of Trust. confirmation by the lender or trustee. This sale to any right of ways, easements, limitations interest in the above- referenced property: NOTES, SETBACK REQUIREMENTS, RIGHTS- NOW, THEREFORE, notice is hereby may be rescinded by the Substitute Trustee and conditions that may exist. SUBJECT DONALD D PROSSER OF-WAY, OR RESTRICTIONS SHOWN ON THE given that the entire indebtedness has been at any time. to any applicable governmental zoning The sale held pursuant to this Notice may PLAT OF RECORD IN LARGE MAP BOOK 4, PAGE declared due and payable as provided in said THIS OFFICE IS ACTING AS A DEBT COLLECTOR ordinances or subdivision regulations in be rescinded at the Successor Trustee’s option 51 IN THE REGISTER`S OFFICE FOR SEVIER Deed of Trust, and that the undersigned, Clear AND IS ATTEMPTING TO COLLECT A DEBT. ANY effect thereon. at any time. The right is reserved to adjourn COUNTY, TENNESSEE. Recon LLC, as Substitute Trustee or his duly INFORMATION OBTAINED WILL BE USED FOR ALSO KNOWN AS: 130 Carter Road, Sweet- the day of the sale to another day, time, and Parcel ID: 062E-D-062.00 appointed agent, by virtue of the power, duty, THAT PURPOSE. water, TN 37874 place certain without further publication, upon PROPERTY ADDRESS: The street address of the and authority vested and imposed upon said Clear Recon LLC This sale is subject to all matters shown announcement at the time and place for the property is believed to be 1660 TURTLE DOVE Substitute Trustee will, on July 14, 2021, at Substitute Trustee on any applicable recorded plat; any unpaid sale set forth above. In the event of inclem- TRL, SEVIERVILLE, TN 37862. In the event of 1:00 PM, local time, at the Front Entrance to 651 East 4th Street Suite 200 taxes; any restrictive covenants, easements, ent weather, the trustee hereby announces any discrepancy between this street address the Loudon County Annex Building, located in Chattanooga, Tennessee 37403 or setback lines that may be applicable; any that the sale will be postponed for a period of and the legal description of the property, the Loudon, Tennessee, proceed to sell at public Phone: (877) 319-8840 statutory rights of redemption of any govern- two weeks. In such situations, notices will be legal description shall control. outcry to the highest and best bidder for cash File No: 1292-1307A mental agency, state or federal; any prior liens mailed to interested parties of record. W&A CURRENT OWNER(S): DEBORAH J MEADOWS, or certified funds ONLY, paid at the conclusion June 11, 18, 25, 2021 Fqk18550 or encumbrances as well as any priority created No. 349778 BRYAN THOMAS of the sale, the following described property by a fixture filing; and to any matter that an ac- DATED June 9, 2021 OTHER INTERESTED PARTIES: situated in Loudon County, to wit: curate survey of the premises might disclose. WILSON & ASSOCIATES, P.L.L.C., INTERNAL REVENUE SERVICE (TN) , TRIUMPH The land referred to herein below is situated In addition, the following parties may claim an Successor Trustee PARTNERSHIPS, LLC in the County of Loudon, State of Tennessee, Foreclosure Notices interest in the above- referenced property: June 11, 18, 25, 2021 Fqk18551 The sale of the above-described property shall and is described as follows: monroe County JERRY L CARTER be subject to all matters shown on any recorded LYING AND BEING in District No. 3 of Lou- ANNIE L CARTER plat; any unpaid taxes; any restrictive cov- don County, Tennessee, and being more EDITH B CARTER enants, easements or set-back lines that may particularly described as follows: NOTICE OF TRUSTEE’S SALE JEFFERSON CAPITAL SYSTEMS, LLC Foreclosure Notices be applicable; any prior liens or encumbrances BEGINNING at a stake on the Charlie Black WHEREAS, default has occurred in the REPUBLIC FINANCE, LLC Sevier County as well as any priority created by a fixture filing; Road and on the Dr. Niles line at center of performance of the covenants, terms, and KNOXVILLE TVA EMPLOYEES CREDIT UNION and to any matter that an accurate survey of former L & N Railway Company right of way: conditions of a Deed of Trust Note dated Feb- The sale held pursuant to this Notice may the premises might disclose. This property is thence N. 24-1/2 deg. West, with Dr. Niles’ ruary 8, 2002, and the Deed of Trust of even be rescinded at the Successor Trustee’s option NOTICE OF SUBSTITUTE TRUSTEE’S SALE being sold with the express reservation that line to an old corner, thence N. 52-1/2 deg. date securing the same, recorded March 15, at any time. The right is reserved to adjourn WHEREAS, default has occurred in the per- it is subject to confirmation by the lender or East to center of the former L & N Railway 2002, in Book No. G-16, at Page 424, in Office the day of the sale to another day, time, and formance of the covenants, terms and condi- Substitute Trustee. This sale may be rescinded Company right of way; thence southwest of the Register of Deeds for Monroe County, place certain without further publication, upon tions of a Deed of Trust dated July 31, 2006, at any time. The right is reserved to adjourn with the center of said former railroad right Tennessee, executed by Jerry L Carter and Annie announcement at the time and place for the executed by DEBORAH J MEADOWS, BRYAN the day of the sale to another day, time, and of way to the POINT OF BEGINNING, contain- L Carter and Edith B Carter, conveying certain sale set forth above. In the event of inclem- THOMAS, conveying certain real property place certain without further publication, upon ing 2-1/2 acres, more or less. property therein described to Affiliated Title ent weather, the trustee hereby announces therein described to KNOX-TENN TITLE, INC., announcement at the time and place for the THIS CONVEYANCE is made subject to any Insurance, LLC as Trustee for Accredited Home that the sale will be postponed for a period of as Trustee, as same appears of record in the sale set forth above. All right and equity of re- portion or all of a strip of land containing .31 Lenders, Inc.; and the undersigned, Wilson & two weeks. In such situations, notices will be Register’s Office of Sevier County, Tennessee demption, statutory or otherwise, homestead, acre conveyed to TVA for use of railroad right Associates, P.L.L.C., having been appointed mailed to interested parties of record. W&A recorded August 7, 2006, in Deed Book 2589, and dower are expressly waived in said Deed of way as described and set forth by map Successor Trustee by NYMT Residential Tax No. 341787 Page 261 ; and of Trust, and the title is believed to be good, recorded in the Register’s Office for Loudon 2016-RP1, LLC. DATED June 21, 2021 WHEREAS, the beneficial interest of said Deed but the undersigned will sell and convey only County, Tennessee, in Deed Book 109, Page NOW, THEREFORE, notice is hereby given WILSON & ASSOCIATES, P.L.L.C., of Trust was last transferred and assigned to as Substitute Trustee. The Property is sold 385, to which reference is heremade for a that the entire indebtedness has been declared Successor Trustee Deutsche Bank National Trust Company, as as is, where is, without representations or more detailed description. due and payable; and that an agent of Wilson & June 25, July 2, 9, 2021 Fqk18558 Trustee, in trust for the registered holders of warranties of any kind, including fitness for a BEING the same property conveyed to Associates, P.L.L.C., as Successor Trustee, by Morgan Stanley ABS Capital I Inc. Trust 2006- particular use or purpose. Henry Lynn Rucker by Warranty Deed from virtue of the power, duty, and authority vested HE8, Mortgage Pass-Through Certificates, In addition this sale shall be subject to the Ray T. Rucker, dated October 6, 1993, in and imposed upon said Successor Trustee, Series 2006 HE8 who is now the owner of right of redemption by the UNITED STATES OF filed for record in Warranty Book 208, by NYMT Residential Tax 2016-RP1, LLC, will, Foreclosure Notices said debt; and AMERICA, pursuant to 26 U.S.C. 7425(d)(1) by page 554 in the Loudon County Register on July 19, 2021 on or about 11:00 AM, at Roane County WHEREAS, the undersigned,Rubin Lublin TN, reason of the following tax lien(s) of record in: of Deeds Office. the Monroe County Courthouse, Madisonville, PLLC, having been appointed as Substitute Book 5037, Page 491. Notice of the sale has Parcel ID: 84-25.01 Tennessee, offer for sale certain property Trustee by instrument to be filed for record been given to the UNITED STATES OF AMERICA Commonly known as: Route 2 Charlie Black hereinafter described to the highest bidder NOTICE OF TRUSTEE’S SALE in the Register’s Office of Sevier County, in accordance with 26 U.S.C. 7425(b). Road, Greenback, TN 37742, n/k/a 1401 FOR certified funds paid at the conclusion of WHEREAS, default has occurred in the Tennessee. THIS LAW FIRM IS ATTEMPTING TO COLLECT Black Road, Greenback, TN 37742 the sale, or credit bid from a bank or other performance of the covenants, terms, and NOW, THEREFORE, notice is hereby given that A DEBT. ANY INFORMATION OBTAINED WILL The street address and parcel number(s) of lending entity pre-approved by the successor conditions of a Deed of Trust Note dated the entire indebtedness has been declared due BE USED FOR THAT PURPOSE. the above described property are believed trustee. The sale is free from all exemptions, October 23, 2019, and the Deed of Trust of and payable, and that the undersigned, Rubin Rubin Lublin TN, PLLC, Substitute Trustee to be correct; however, such references which are expressly waived in the Deed of even date securing the same, recorded October Lublin TN, PLLC, as Substitute Trustee or his 119 S. Main Street, Suite 500 are not a part of the legal description of Trust, said property being real estate situated 25, 2019, in Book No. 1711, at Page 373, duly appointed agent, by virtue of the power, Memphis, TN 38103 the property sold herein, and, in the event in Monroe County, Tennessee, and being more in Office of the Register of Deeds for Roane duty and authority vested and imposed upon rlselaw.com/property-listing of any discrepancy, the legal description particularly described as follows: County, Tennessee, executed by Donald D said Substitute Trustee will, on July 15, 2021 Tel: (877) 813-0992 herein shall control TAX MAP NO: 34-114 TRACT 1: LYING AND Prosser, conveying certain property therein at 3:00 PM at the Front Steps of the Sevier Fax: (470) 508-9401 Current Owner(s) of Property: Henry Lynn BEING in the First Civil District of Monroe described to Scott R. Valby as Trustee for County Courthouse, Sevierville, Tennessee, June 18, 25, July 2, 2021 Fqk18547 Rucker County, Tennessee, in the Forkner’s Chapel Mortgage Electronic Registration Systems, proceed to sell at public outcry to the highest Other Interested Parties: Henry L. Rucker; Community and being more particularly Inc., as beneficiary, as nominee for Mortgage Tammy Rucker; and G & R of Knox Inc. described as follows: BEGINNING at an Research Center, LLC dba Veterans United This sale is subject to tenant(s)/ iron pin on the southwestern side of the Home Loans, its successors and assigns; misc. Notices occupant(s) rights in possession. property herein conveyed at a corner com- and the undersigned, Wilson & Associates, This sale is subject to all matters shown mon with the Grantees and on the eastern P.L.L.C., having been appointed Successor on any applicable recorded plat; any unpaid side of Forkner’s Chapel Road; thence Trustee by PennyMac Loan Services, LLC. taxes; any restrictive covenants, easements, with the Grantees in an easterly direction NOW, THEREFORE, notice is hereby given PUBLIC NOTICE or setback lines that may be applicable; any approximately 150 feet to an iron pin at a that the entire indebtedness has been declared The Tennessee Highway Patrol has recovered the below listed vehicles: statutory rights of redemption of any govern- corner with Mercer; thence with Mercer due and payable; and that an agent of Wilson & Year: Make: Model: VIN: Vehicle Location: mental agency, state or federal; any prior liens in a northerly direction approximately 150 Associates, P.L.L.C., as Successor Trustee, by 1999 Ford Esc 1FAFP13P1XW287155 Maryville, TN or encumbrances as well as any priority created feet to an iron pin with the Grantor; thence virtue of the power, duty, and authority vested 865-804-0526 by a fixture filing; and to any matter that an ac- with the Grantor in a westerly direction ap- in and imposed upon said Successor Trustee, Upon payment of all towing, preservation and storage charges, the owner and any lienholder curate survey of the premises might disclose. proximately 150 feet to an iron pin corner by PennyMac Loan Services, LLC, will, on July may reclaim the vehicle within ten (10) working days. Failure to respond to this notice within In addition, the following parties may claim at Forkner’s Chapel Road; thence with 1, 2021 on or about 10:00 AM, at the Roane those ten (10) working days serves as a waiver of all ownership rights and gives consent to an interest in the above-referenced property: Forkner’s Chapel Road approximately 150 County Courthouse, Kingston, Tennessee, the holder of said vehicle for its sale. Henry Lynn Rucker; Henry L. Rucker, Tammy feet to an iron pin corner at Forkner’s Chapel offer for sale certain property hereinafter June 25, 2021 Mqk18560 Rucker; and G & R of Knox Inc. Road; thence with Forkner’s Chapel Road described to the highest bidder FOR certified If the United States or the State of Tennes- approximately 150 feet to the beginning funds paid at the conclusion of the sale, or see have any liens or claimed lien(s) on the corner. TRACT 2: LYING AND BEING situated credit bid from a bank or other lending entity Property, and are named herein as interested in the First Civil District of Monroe County, pre-approved by the successor trustee. The parties, timely notice has been given to the Tennessee, more particularly described as sale is free from all exemptions, which are applicable governmental entity, and the sale follows: BEING a plat of land laying near expressly waived in the Deed of Trust, said will be subject to any applicable rights of the Forkner Chapel Church some three property being real estate situated in Roane redemption held by the entity as required by (3) miles east of Sweetwater, Tennessee, County, Tennessee, and being more particularly 26 U.S.C. § 7425 and/or Tennessee Code and being at the northwest corner of the described as follows: § 67-1-1433. Lot in the center of the public road, thence Situated in the First Civil District of Roane All right and equity of redemption, statu- with the road south 235 feet; thence east County, Tennessee, within the corporate tory and otherwise, homestead, and dower with Scruggs 235 feet; thence west with limits of the City of Harriman, Tennessee, are expressly waived in said Deed of Trust, Carter 85 feet to the beginning. TRACT 3: and being more particularly described as and the title is believed to be good; however, LYING AND BEING in the First Civil District follows: the undersigned will sell and convey only as of Monroe County, Tennessee, and more Being designated as Lot 48, of the “PINE JUNE 25-JULY 1, 2021 www.TNLedger.com/Knoxville Page 15

Super crossword KING FEATURES How to see what you UNTHEMED #1: MASSIVE MIDDLE didn’t know was coming e little hairs rose on the back of your neck. “The Power of Awareness” By Dan Schilling at’s how you knew something was wrong. You sensed it before you knew c.2021, Grand Central Publishing it, felt it before you saw it when the hairs $28 rose and your gut felt like gelatin. 250 pages Did you listen to what your body was telling you or should you read “ e home and business by noting entry points Power of Awareness” by Dan Schilling to and know how to act when you hear a know what to do next time? noise in the middle of the night. Reduce You weren’t being silly. your appeal to criminals. at’s what we often Learn how to react to a tell ourselves when shooter situation and if those moments of you can,  ght. Always let “Uh-oh” hit and we feel “the bad guys... know you a sense of awfulness-to- won’t go quietly...” come, for no apparent e most astounding reason. Ignoring that thing about “ e Power warning doesn’t seem of Awareness” is you wise but leaving or aren’t going to learn turning around might much. Even the author feel like an overreaction, admits some of what though Dan Schilling says he says “may seem doing so might save a life. like statements of the Yours, in fact. obvious.” But he also Schilling knows sums up the reason what he’s talking about: why you need his he was a squadron book: Preparation and commander in Somalia. practice are everything. He’s served in the military Especially these days. overseas, has worked as a Admit it: you’ve thought about how combat controller and established and you’d act in the face of random violence, commanded two “special operations and this book will make you more ready squadrons,” among other things. He’s to automatically move than to freeze. survived random violence and says the Schilling makes a game of it all, and he average person can learn to do the same o ers exercises you can try in any public with “six safety rules” that fall into three place without looking like a “creep.” broader categories. But let’s say you live on the edge, you First of all, know what’s around you, a eat danger for breakfast and you’re not skill Schilling calls “Situational Awareness” afraid of anything. You’ll still  nd this or “SA,” and trust your intuition when you book to be exciting entertainment because sense something wrong. Schilling uses real-life, personal and Prepare by knowing if there’s a problem authentic special-op tales as illustration for or one is about to happen, then learn his points. how to make a plan appropriate to the Secret double agents, move over and situation. grab “ e Power of Awareness.” is Act “decisively,” then escape with the book is perfect for when life gets a little “Two Rs” in mind, regroup and recover. hairy. Schilling says it’s that last one that so Terri Schlichenmeyer’s reviews of many people struggle with. business books are read in more than 260 Finally, get the “tools” you need to publications in the U.S. and Canada. be ready for any situation. Prepare your

Super Crossword puzzle solution for this week: Page 16 www.TNLedger.com/Knoxville JUNE 25-JULY 1, 2021

More towing or better gas mileage? How to pick the right axle ratio for your truck

By Travis Langness | Edmunds

ere are a number of design choices to consider when you’re shopping for a full-size pickup truck. Some are common elements such as bed length, cab size, engine and trim level. But there’s a less-known purchase decision that’s also important BEHIND if you plan on towing the with your truck: Axle WHEEL ratio. Understanding what an axle ratio is and which axle ratio is right for you will improve the driving experience in your next truck and give you enough capability to tow whatever trailer you’ve got in mind. Edmunds’ experts put together a guide to answer the most pertinent questions. What is axle ratio? e term refers to the gears in the truck’s di erential, which is the  xed mechanical gearing that links the rear axle to the driveshaft and then the engine. e numbers relate to the number of times the shutterstock.com driveshaft has to rotate to make the driven 3.21:1 or 3.21. axle ratio that it comes with, plus a few best choice to balance towing capability wheels make a full rotation. A full-size truck will typically have a extra ratios that are available as options. and fuel economy. Manufacturers use It’s written with the driveshaft rotation few di erent available ratios, although the For example, consider a 2021 Ram the standard axle ratio when setting fuel  rst and then the wheel rotation, the latter speci c numbers can vary depending on 1500 crew cab in the Laramie trim level. economy estimates, but fuel economy of which is always 1. You could see, for the truck and manufacturer. A particular It comes standard with a 3.21 ratio and can drop by 1-2 miles per gallon when example, a truck’s axle ratio expressed as truck con guration will have a standard o ers optional 3.55 and 3.92 ratios. changing axle ratios. Effect on towing Getting higher ratios Let’s say you’re shopping for that Ram Typically, on light-duty and heavy-duty 1500 crew cab with rear-wheel drive and full-size trucks, an upgraded axle ratio will AN ORGANIZED HOME the 5-foot-7-inch bed length. In that be available as a stand-alone option or as a layout, in the base Tradesman trim with part of an optional towing package. Such IS A HAPPY HOME the optional V6 turbodiesel engine, the packages add upgraded axle ratios along Ram has a standard 3.21 axle ratio and is Add space to your kitchen and time to your busy schedule with with other equipment to make towing ShelfGenie’s custom pull-out shelves installed in your existing cabinets. capable of towing up to 8,230 pounds. easier. But opt for the higher 3.92 axle ratio and Features such as four-pin and seven- that same truck has a towing capacity of pin hitch connectors, upgraded cooling 9,930 pounds. via larger radiators and even heavy-duty e extra towing capacity comes about springs can all help with the task of because the increased engine spinning towing a larger trailer. ese packages helps improve o -the-line acceleration and can be pricy, so be sure to compare the pulling power when carrying heavy loads. weight of your trailer and the capacity at di erence can be even bigger of the truck you’re interested in before 50% OFF with a more powerful engine. Take that upgrading your equipment. INSTALLATION* same Ram 1500 but give it the optional Edmunds says 5.7-liter V8 engine. e standard 3.21 With so many available engines and *Limit one offer per axle ratio then gets you a maximum tow household. Must rating of 8,440 pounds. Go with the 3.92 axle ratios for pickup trucks today, we purchase 5+ Classic/ gearing, and the tow rating jumps up to recommend downloading vehicle towing Designer Shelves. guides (also known as towing charts) from EXP 6/30/21 11,540 pounds – a massive 3,100-pound di erence. manufacturer websites. ese will help you determine which engine and axle Fuel economy trade-off ratio is right for your needs by matching e axle ratio you go with also will engines and axle ratios to towing a ect your truck’s fuel economy. A higher capacities. axle ratio (like the 3.92 we mentioned Also be sure to check the towing earlier) will allow for higher towing guides for each truck you’re considering. capability, but it requires higher engine Di erences between manufacturers in tire rpm for any given speed and then results size, engine capability and the number of in lower fuel economy. transmission speeds can all change towing ® So, to return to the same example, a capability. Ram 1500 with the standard 3.21 axle Just because two trucks have the same ratio will get better fuel economy than a axle ratio does not mean they will have the Schedule Your FREE Design Consultation: truck  tted with the 3.92. same capabilities. If towing isn’t your primary concern, Travis Langness is a reviews editor at (833) 673-1433 the standard axle ratio is probably your Edmunds. Hours: Mon - Fri 9am-9pm, Sat 10am - 4pm EST