PRIVILEGE BOOK 2021 the WISDOM Onward E-Newsletter (Monthly)

P R I V I L E G E B OOK

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Welcome to the superior privileges enjoyed by THE WISDOM customers of KBank. This full array of privileges and services has been meticulously

designed to meet the unique ﬁnancial needs of our valued customers,

so that you can enjoy the superb experience of THE WISDOM anytime. All of these elements are associated with The Symbol of Smart Success – successful people continually enhancing their lives.

THE WISDOM

For more information, call

THE WISDOM Contact Center, 02-8888899,
24 hours a day.

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THE WISDOM

THE SYMBOL OF SMART SUCCESS

THE SYMBOL OF YOUR VISION

07

07 • THE WISDOM Wealth Management Advisory 08 • Investment Recommendation & Update SMS Alert 08 • K-Econ & K-Business Analysis Membership 08 • K-Consolidated Statement 09 • THE WISDOM Onward e-Newsletter (monthly)

SUPERIOR FINANCIAL PRIVILEGE

09 • THE WISDOM Priority Service 09 • THE WISDOM Lounge 13 • Financial Privileges: Fee exemptions and preferential rates

for ﬁnancial services

13 • Special Credit Line for Securities Trading 13 • THE WISDOM Contact Center 02-8888899

BUSINESS EMPOWERMENT

14 • THE WISDOM Business Assistant Service 14 • THE WISDOM Digital Business Support

THE SYMBOL OF YOUR WELLNESS

16

17 • Annual health checkup or specialized checkup at leading hospitals
19 • Annual oral checkup at BDMS Wellness Clinic 19 • Online consultation with physician 24 hours from Samitivej
Virtual Hospital
20 • Special offers from leading hospital groups 24 • Chiva-Som Online Wellness Services 24 • Wellness at home from Divana Urban Wellness 24 • Mattress cleaning and sanitizing services from De Hygienique

25 • Fitness service at hotels and leading ﬁtness centers in Bangkok

and other provinces

THE SYMBOL OF YOUR JOURNEY

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29 • Global Airport Lounge Access (Priority Pass) 30 • Miracle Lounge @ Suvarnabhumi Airport 31 • Miracle Lounge @ Don Mueang International Airport 31 • Domestic Coral Lounge 32 • Upgrade Domestic Premium Seat 32 • THE WISDOM Travel Assistant Service 33 • Global Customer Assistance Services 33 • THE WISDOM Global Travel Accident Insurance Plan

THE SYMBOL OF YOUR PLEASURE

34

35 • THE WISDOM Exclusive Experience 36 • Hotel and Spa Privileges 37 • Park and Wash Service at Department Stores 39 • THE WISDOM Personal Assistant Service 24 hours

T H E I D E N T I T Y O F

S M A R T S U C C E S S

K B an k

T H E W I S D O M C a r d

Welcome to Superior Privilege

KBank THE WISDOM Card – a credit card that comes with a full array of exclusive privileges offered by KBank and participating merchants

T H E S Y M B O L O F Y O U R

V I S I O N

THE WISDOM Wealth Management Advisory

Our team of wealth management consultants includes experienced

relationship managers and personal financial advisors certified by the Office of the Securities and Exchange Commission (SEC Office). To ensure that your financial affairs are managed smoothly, our personal financial advisors work with you in a number of areas: 1. Wealth Management Planning 2. Funding & Borrowing Planning 3. Protection Planning

Investment Recommendation & Update SMS Alert

This special service helps you to monitor investment news and movements

in the securities arena, keeping you abreast everywhere and at all times via SMS alerts and enhancing your decision-making edge.

Learn more from the KS Call Center, KASIKORN SECURITIES PCL, tel. 02-6960011.

Terms and conditions for use of privileges: - Only available to KBank THE WISDOM cardholders holding trading accounts with KASIKORN SECURITIES PCL and subscribing to the service.

K-Econ & K-Business Analysis Membership

K-Econ Analysis, available to THE WISDOM customers on the KResearch website, is a collection of reports on various aspects of the Thai economy, including macroeconomic and microeconomic analysis, ﬁnancial market analysis, and analysis of the international economy focusing on important current issues, economic indicators, ﬁnancial market reports and FOREX

reviews as well as business trend analyses and K SME Analysis to broaden

your vision in planning and running your business.

K-Consolidated Statement

K-Consolidated Statements are designed to make it easier for you to track

your ﬁnancial status, with reports on assets held with us consolidated in a single statement. K-Consolidated Statements include:

- The balance of every deposit and joint account for which the cardholder

is the ﬁrst signatory

- Investment values in all fund accounts held with KASIKORN ASSET MANAGEMENT*
- Asset values of securities trading accounts held with KASIKORN SECURITIES PCL

- Outstanding balance on K-Credit Card, K-Home Loan, personal loan and

KLeasing car loans

To apply for K-Consolidated Statement, call THE WISDOM Contact Center, tel. 02-8888899.

Notes: - Consolidated statements will begin within two months of application. - Investment value reported for fund accounts and securities trading accounts may vary from actual value if funds and/or securities were bought/sold, or at the end of the accounting period.
* Investments through KBank only

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THE WISDOM Onward e-Newsletter (monthly)

A monthly investment news and advisory service, together with THE WISDOM

privilege and service alerts via SMS and/or EDM

SUPERIOR FINANCIAL PRIVILEGE

THE WISDOM Priority Service

Preferred banking service is offered to THE WISDOM Cardholders. To enjoy easy, convenient and rapid service, simply show your KBank THE WISDOM Card to a staff member, or use THE WISDOM Smart Queue. Exclusively for KBank THE WISDOM Cardholders.

THE WISDOM Lounge@

Located in central Bangkok for the convenience of THE WISDOM customers, the elegantly designed THE WISDOM Lounge provides a complete ﬁnancial and lifestyle experience.

THE WISDOM LOUNGE @ SO/ BANGKOK

Open daily including public holidays from 9:00 a.m. to 8:00 p.m. Tel. 02-5627787-8

THE WISDOM LOUNGE @ CENTRAL EMBASSY

THE WISDOM LOUNGE @ SIAM PARAGON

THE WISDOM LOUNGE @ EMQUARTIER

Open daily including public holidays Tel. 02-0036532-4 Monday - Friday 10.30 a.m. – 8:00 p.m. Weekend 10:30 a.m. – 7:30 p.m.

Terms and conditions for use of THE WISDOM Lounge: - Register with your KBank THE WISDOM Card (primary or supplementary) or THE WISDOM passbook for each use.
- Cardholder may be accompanied by one person. Additional persons will be admitted in exchange for
2,000 reward points each. Children less than 4 years of age may accompany Cardholder with no exchange of points.
- Please reserve meeting room at least three days in advance if possible. If advance reservations have not been made, please verify room availability before arrival. You may use the meeting room if it is not already occupied.
- Cardholder may register to use Lounge facilities such as computers and projectors; each such use is limited to two hours.
- Use of the facility is limited to two hours per occasion and four occasions each month. (To cancel your reservation, please inform one day in advance.)

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THE WISDOM LOUNGE @ ICONSIAM

เปดใหบริการทุกวัน และ วันหยุดนักขัตฤกษ เวลา 11.00 - 21.00 น. โทร. 02-0497940-44

KBank
THE WISDOM Card

Financial Services

Snacks and Beverages

Available to primary cardholder Available to primary cardholder and one accompanying guest and one accompanying guest

*Additional persons will be admitted *Additional persons will be admitted in exchange for 2,000 KBank THE in exchange for 5,000 KBank THE WISDOM Card reward points each.* WISDOM Card reward points each.*

Primary
Not available
Available to supplementary cardholder and one

*Supplementary cardholder and one accompanying guest will be admitted in exchange for 5,000 KBank THE WISDOM Card reward points each.*

accompanying guest
Supplementary

*Additional persons will be admitted in exchange for 2,000 KBank THE WISDOM Card reward points each.*

Terms and conditions for use of services at THE WISDOM LOUNGE @ ICONSIAM: - Children less than four years of age may accompany Cardholder with no exchange of points. - Use of the Lounge is limited to once a day; gaining access to and exiting the Lounge will be counted as one use of the service.
- Minibar snacks and beverages are made available from 11:00 a.m. to 7:00 p.m. Cardholders may also use the Minibar service after that period.
- Snacks and beverages are available within THE WISDOM Lounge @ ICONSIAM only. - Available only to customers maintaining THE WISDOM status per KBank’s established criteria upon the use of the service.
- KBank reserves the right to change the conditions without prior notice.

THE WISDOM Lounge @ Department store

For THE WISDOM Lounge location information or for more details, please visit www.kasikornbank.com/THEWISDOM

Terms and conditions for use of services at THE WISDOM Lounge: - Register with your KBank THE WISDOM Card (primary or supplementary) or THE WISDOM passbook for each use.
2,000 reward points each. (Children less than four years of age may accompany Cardholder with no exchange of points.)

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THE WISDOM Center

THE WISDOM Centers provide ﬁnancial services to THE WISDOM customers in luxurious, high-class settings, with the assistance of our ofﬁcers.

Faciliities

- Reception: Lounges or private reception rooms for your guests. - Meeting rooms: Private meeting rooms, providing a convenient space for important business negotiations.

For THE WISDOM Center location information or to learn more, please visit www.kasikornbank.com/THEWISDOM

Terms and conditions for use of services at THE WISDOM Center: - Register with your KBank THE WISDOM Card (primary or supplementary) or THE WISDOM passbook for each use of the service.
2,000 reward points each. . Children less than 4 years of age may accompany Cardholder with no exchange of points.
- Please reserve meeting room at least three days in advance if possible. If advance reservations have not been made, please verify room availability before arrival. You may use the facility if it is not already in use by another customer.
- Cardholder may register to use Center facilities such as computers and projectors; each such use is limited to two hours.
- Use of meeting room is limited to two hours per occasion and four occasions each month. (To cancel your reservation, please inform one day in advance.)

THE WISDOM Corner

THE WISDOM Corners are special areas welcoming KBank THE WISDOM Cardholders and providing convenience and privacy for a new and unique

banking experience at KBank branches. THE WISDOM Corners are available during business hours.

For THE WISDOM Corner information or to learn more, please visit www.kasikornbank.com/THEWISDOM

K-Med Club Chiang Mai University

Serving medical lecturers of Chiang Mai University for enhanced

convenience and privacy when conducting ﬁnancial transactions, the K-Med Club Chiang Mai University is open during KBank business hours. Call 053-289170-1.

THE WISDOM Center with Safe Deposit Box

THE WISDOM Centers with Safe Deposit Box provide international-standard

high-security deposit box systems to THE WISDOM customers. Located in central business districts for your business and personal convenience, these Centers also include dressing rooms, reception areas and private meeting rooms.

For locations of THE WISDOM Center with Safe Deposit Box or for more details, please visit www.kasikornbank.com/THEWISDOM

Terms and conditions for use of Safe Deposit Box: - Privilege available to customers with deposits/investments of at least 10 million Baht with KBank as of the date of application
- New customers may use the service if they hold a combined total of at least 10 million Baht in KBank products with maturities of not less than six months, such as fixed-term deposits, KBank debentures and/or mutual funds determined by KBank.
- Deposit and/or investment must be in the individual’s name. - Minimum age: 20 years - Thai nationality only - Annual fee waiver limited to one safe deposit box per person. Fee waiver for the following year: Only valid for Cardholders having maintained a 12-month average in deposits and/or investments with KASIKORNBANK in accordance with criteria of deposits and/or investments established by KBank.

Fee and criteria for waiver of fee for safe deposit box for THE WISDOM customers:

Annual fee (Inclusive of VAT)
Deposit/investment amount/waiver of annual fee ^*

Format

Size

(Baht)

(Unit: Million Baht)

THE WISDOM Safe Deposit Box

1. Seacon Square 2

Branch

9. Sukhumvit 101

Branch

2. Central Bang Na

Branch
3. Central Plaza Chon 11. Ban Pong Branch

10. Thanon Rojana

Ayutthaya Branch
M1

M2 L

3,745 3,745 5,350

10 30

50

Buri Branch

4. Central Plaza

Rayong Branch

5. Central Plaza West

Gate Branch

6. THE WISDOM

Lounge Paradise Park 2

12. Thanon Sukhumvit

Chon Buri 1 Branch

13. Thanon Setthakit 1

Samut Sakhon Branch

14. Thanon Chang

Khlan Chiang Mai Branch

7. Thanon Chaeng
15. Mae Sai Branch

Watthana Branch 16. Phuket Branch

8. Bang Bon Branch

THE WISDOM Safe Deposit Box Center

M1 M2 L

8,560 12,840 16,050

10 30

50
1. Phahon Yothin Main Branch 2. Sukhumvit (Two Paciﬁc Place Building)

Branch

THE WISDOM Safe Deposit Box Center @

1. EmQuartier Branch 3. Central Embassy

M1 M2 L

16,050 26,750 37,450

10 30

50
2. Thanon Sathorn

Branch
(So Bangkok Hotel) 4. THE WISDOM

Branch

LOUNGE @ SIAM

PARAGON

Note:* For THE WISDOM customers with deposit and/or investment in the individual’s name, including all products of other companies under KASIKORNBANK FINANCIAL CONGLOMERATE in Thailand (deposits, mutual funds that are directly invested via KBank and KAsset only, excluding those invested via other selling agents), KBank’s subordinated debentures and K-Private Fund) and/or other conditions determined by KBank.

THE WISDOM Financial Privilege

KBank THE WISDOM Cardholders enjoy fee exemptions for ﬁnancial services:

- No fee on up to 12 cashier’s cheques a year - No fee on up to 12 standard gift cheques a year - No fee on funds transfers between savings and current accounts

- No charge for up to ﬁve THE WISDOM chequebooks a year*

- No fee for SMS alerts on cheque transactions (K-Cheque Alert)** - No maintenance fee on savings and current accounts**

- No fee for certiﬁed ﬁnancial statements***

- No fee for hardcopy savings and/or current account statements - No fee for replacement of lost passbook

Terms and conditions for using the service: - Please present your KBank THE WISDOM Card (primary) to exercise the privileges at a KBank branch. - These privileges are strictly non-transferable. - These privileges terminate upon end of THE WISDOM customer status.
* Present your KBank THE WISDOM card (primary) and THE WISDOM cheque voucher to exercise this privilege at a KBank branch. Customers must give notice of the change in THE WISDOM chequebook by calling THE WISDOM Contact Center at 02-8888899, and new THE WISDOM chequebooks will be issued within three business days of your notice. This privilege is non-transferable. (KBank will send THE WISDOM cheque voucher to customers placing an order for THE WISDOM chequebooks in 2019-2020. Please call THE WISDOM Contact Center at 02-8888899 if you do not receive it.)
** Please present your KBank THE WISDOM Card (primary) to exercise the privilege at a KBank branch. *** Present your KBank THE WISDOM Card (primary) to request a waiver of fee for financial statement and savings and/or current account statement at KBank branches. KBank reserves the right to issue financial statement not more than one year prior to the request date.

Special Credit Line for Securities Trading

Get 5-million Baht special credit line for securities trading with KASIKORN SECURITIES PCL upon presenting your KBank THE WISDOM Card.

Learn more from the KS Call Center, KASIKORN SECURITIES PCL, tel. 02-6960011.

THE WISDOM Contact Center 02-8888899

The dedicated THE WISDOM Contact Center staff is on hand 24 hours a day

at 02-8888899 to give THE WISDOM customers exclusive access to financial information and transaction details, any time, day or night. The Center coordinates THE WISDOM privileges such as concierge services worldwide, facilitating your affairs with hotel and flight reservations, gift and floral deliveries, roadside assistance, and consultation on home renovations.

BUSINESS EMPOWERMENT

THE WISDOM Business Assistant Service

THE WISDOM Business Assistant Service maximizes your management in

the digital age, enabling your business to advance rapidly.

- Information and reservation services for meeting rooms both in Thailand and abroad
- Information on hotels for seminars or meetings with customers

- Assistance for your business trip abroad, for example, advice on business visa application, translation service, limousine service, car rental, etc.

THE WISDOM Digital Business Support

Exclusive THE WISDOM privileges designed to broaden your leadership vision through solutions that can be applied to your business - Knowledge-based seminars to enhance your business strategies for the digital era
- Advice on business solutions by K SME DIGIBIZ – a valuable source of tools in the digital age
- Business articles and analyses by KResearch and experts - Privileges to join KBank business seminars and networking activities - Privileges and business advice by KBank partners

Terms and conditions: - Conditions for the privileges are determined by KBank. - Learn more at www.kasikornbank.com/THEWISDOM - For more information on services, call THE WISDOM Contact Center, 02-8888899, 24 hours a day.

T H E S Y M B O L O F Y O U R

W E L L N E S S

THE WISDOM Annual Health Checkup and Specialized Checkup

An annual health checkup or specialized health checkup, free of charge,

available at leading hospitals

Beneﬁts that you can choose 1. Annual health checkup details are as follows:

• Physical examination • Complete blood count (CBC) • Fasting blood sugar (FBS)

• Liver function test (SGPT, SGOT, Alkaline phosphatase) • Kidney function test (Creatinine, BUN)

• Uric Acid

• Blood lipids count (Cholesterol, Triglyceride, HDL, LDL)

• Complete urine exam

• Chest X-ray

• Electrocardiogram (EKG) • Results report

2. Quadrivalent inﬂuenza vaccine* 3. Pap smear by obstetrician 4. Prostate-speciﬁc antigen (PSA) test

Participating hospitals

-

Bangkok Hospital Group: Bangkok (Soi Soonvijai), Pattaya, Rayong, Trat, Chanthaburi, Phuket, Hat Yai, Samui, Surat Thani, Nakhon Ratchasima, Udon Thani, Khon Kaen, Hua Hin, Sanam Chan (Nakhon Pathom), Chiang Mai

and Chiang Rai
-

-

Samitivej Hospitals: Sukhumvit, Srinakarin, Sriracha, Thonburi and

China Town

Phyathai Hospital Group: Phyathai Hospital 1, Phyathai Hospital 2, Phyathai Hospital 3, Phyathai Hospital Sriracha and Phyathai Hospital

Nawamin
-

Paolo Hospital Group: Phaholyothin, Chokchai 4, Samut Prakan and

Phrapradaeng

- Ekachai Hospital, Samut Sakhon - Muang Raj Hospital, Ratchaburi - Nakharin Hospital, Nakhon Si Thammarat - Rajthanee Hospital, Phra Nakhon Si Ayutthaya - Srisawan Hospital, Nakhon Sawan - Pitsanuvej Hospital, Phitsanulok - Kasemrad Sriburin Hospital, Chiang Rai - Ubonrak Thonburi Hospital, Ubon Ratchathani

*Specialized checkup is available at participating BDMS hospitals: Bangkok

Hospital Group: Bangkok (Soi Soonvijai), Pattaya, Rayong, Trat, Chanthaburi, Phuket, Hat Yai, Nakhon Ratchasima, Udon Thani, Khon Kaen, Hua Hin,

Sanam Chan (Nakhon Pathom) and Chiang Rai Samitivej Hospitals: China

Town, Thon Buri and Sri Racha Paolo Hospital Group: Phaholyothin and

Phrapradaeng

Cardholders choosing to use the privilges of annual health checkup are entitled to the Chivawattana Value Gold Card that offers myriad privileges of

Bangkok Hospital Group, Samitivej Hospitals, Phayathai Hospital Group and

Paolo Hospital Group • 30% off inpatient room • 10% off for IPD/OPD medical expenses • Up to 10% off dentistry

Health Checkup Reservation

Please make your reservation at least ﬁve business days in advance through THE WISDOM Contact Center, tel. 02-8888899.

Terms and conditions for use of services: - Available only to THE WISDOM primary cardholders. - This service is available once per year, including all channels; one person per one call only. - This privilege is not transferable or exchangeable. - For more information on services, conditions and exemptions, call THE WISDOM Contact Center,
02-8888899, 24 hours a day.
- Only valid for cardholders who comply with reservation procedures. - Cardholders failing to comply with established conditions are not allowed to use the services under any circumstance. (Use of services without making advance reservation is not allowed in all cases.)
- The Bank reserves the right to limit the number of customers using this service in a month. - Appointments can be changed five business days in advance, only through THE WISDOM Contact Center,
02-8888899.
- Please present your THE WISDOM Card together with THE WISDOM confirmation slip at the hospital counter when arriving for a check-up.
- Only valid for customers maintaining THE WISDOM status at the time of using the service (having maintained a six-month average of not less than 10 million Baht in deposits, investments and/or life insurance premiums in accordance with the types and/or conditions established by KBank as of the date the privilege is used)