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Yale journal on Reulation Voume 17, Number 2 Summer 2000

Keith N. Hylton Banks and Inner Cities: Market and Regulatory Obstacles to Development L endin g ...... 197

Glenn Kaplan and Chris Barry Smith Patching the Holes in the Consumer Product Safety Net: Using State Unfair Practices Laws To Make Handguns and Other Consumer Goods Safer ...... 253

David M. Hasen The Ambiguous Basis of Judicial Deference to Administrative Rules ...... 327

Note Renato Mariotti Rethinking Softw are Tying ...... 367

Yale Journal on Regulation ISSN 0741-9457

The views expressed in the articles herein are those of the authors and do not necessarily reflect those of the Yale Journalon Regulation staff or of and its affiliated institutions.

This issue should be cited as 17 YALE J. ON REG. _ (2000).

Copyright © 2000 by Yale Journal on Regulation Yale Journal on Regulation Advisory Committee

Alan P. Buckmann Partner, Squire, Sander & Dempsey. B.A., Yale University, 1956; J.D., Yale , 1960

Lawrence 0. Gostin Visiting Professor, Georgetown University Law School; Executive Director (on leave) American Society of Law and Medicine. B.A., SUNY-Brockport, 1971; J.D., Duke Law School, 1973

Peter R. Jarvis Partner, Stoel, Rives, Boley, Jones & Grey, B.A., Harvard University, 1972; M.A., Yale University, 1976; J.D. Yale Law School, 1976.

Paul W. MacAvoy Dean & Williams Brothers Professor of Management Studies, Yale School of Organization and Management. B.A., Bates College, 1955; M.A., Economics, Yale University, 1956; Ph.D., Economics, Yale University, 1960.

Theodore R. Marmor Professor of Politics and Public Policy, Yale School of Organization and Management and Institute for Social and Policy Studies. B.A., Harvard University, 1960; Ph.D., American Studies, Harvard University, 1966; M.A. (honorary), Yale University, 1979

Jerry L. Mashaw of Law, Yale Law School. B.A., Tulane University, 1962; L.L.B., Tulane University, 1964; Ph.D., European Governmental Studies, University of Edinburgh, 1969.

George L. Priest John M. Olin Professor of Law and Economics, Yale Law School; Director, Center for Law, Economics, and Public Policy,Yale Law School. B.A.,Yale University, 1969; J.D. University of Chicago, 1973.

Roberta Romano Allen Duffy/Class of 1960 Professor of Law, Yale Law School; Professor, Yale School of Organization and Management, B.A., University of Rochester, 1973; M.A., University of Chicago, 1975; J.D., Yale Law School, 1980.

Carol M. Rose Gordon Bradford Tweedy Professor of Law and Organization, Yale Law School. B.A., Antioch College, 1962; M.A., University of Chicago, 1963; Ph.D., History, Cornell University, 1969: J.D., University of Chicago, 1977.

William B. lye Principal, The Brattle Group. B.A., Emory University, 1965; Ph.D., Economics, Harvard University, 1970.