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1st Quarter 2018 Nominations & Election Volume 13 – Issue 1 Coming! Design your of Board of Directors own Debit MasterCard® PAGE 2 We recently opened the nomination process for 2018 It's the perfect time for vacancies to fill two open positions on our Board of our IRA rate at 1.25%APY Directors, whose terms expired at the end of 2017. PAGE 3 HFDFCU Visa® Platinum Limited Nominations for Open Positions credit card benefits Nominees' names and biographies are available for review PAGE 3 in the HFDFCU lobby during normal business hours. 2018-2019 Work Shift Seats are Calendars Available yy The deadline for self-nominated candidates was PAGE 3 Available! November 15, 2017. We received one self-nomination. ANNUAL MEETING 2018 yy The deadline for nominations by petition is open Saturday until February 1, 2018. To be nominated by petition, March 10, 2018 a member must submit a completed ‘Nomination by Petition Packet’ along with the signatures of at least 3660 On the Rise 50 fellow members in good standing. 11:00 am to 2:00 pm Tickets: $45 per person Next Steps After Nominations are Closed Get your maximum refund & save up to $15! Once nominations are closed, the Board of Directors will FROM PAGE 1 take action accordingly to fill open positions on our Board: ® Adjusting for the changing Send us your Save on TurboTax demand from members for yy If there are more than two nominees, a vote will photos to be Annual Meeting, HFDFCU has be conducted on Saturday, March 10, 2018 at our featured! Save on TurboTax, the yy Get a head start on your a very limited supply of seats upcoming Annual Meeting. smarter way to get your taxes. Snap a photo of available for sale. yy If the number of nominees meets the number of open If you'd like your favorite taxes done right. your W-2, or import it photo featured in an This year's meeting will positions, all open positions will be filled by default. As an HFDFCU member, into TurboTax from over include the Annual Business upcoming issue of Your 1 million companies. yy If there are fewer than two nominees, HFDFCU save up to $15 on TurboTax® Meeting followed by Lifeline newsletter, send By Laws direct the Board of Directors to appoint — the #1 best-selling tax yy Searches over 350 a luncheon. However, them our way. individuals to fill any positions not filled by nomination. software. With TurboTax, deductions. TurboTax there will be no additional Send those photos with your you’ll get your taxes done finds every deduction The results of our credit union’s Election of Board of name and a brief description to entertainment or activities. right and your biggest and credit you qualify for Directors for 2018 vacancies will be published in the 2nd [email protected] possible refund, guaranteed. so you don’t miss a thing. Deadline to reserve is quarter issue of Your Lifeline newsletter. January 31, 2018. yy New! Expert review Start today at HFDFCU.org/ of your return. With turbotax where you'll be able TurboTax Live, you can to save, manage, and return have a live CPA or EA to to your taxes. answer questions and review your tax return.

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OUR OFFICE CLOSES AT 2:00 PM ON THE LAST WEDNESDAY OF EACH MONTH FOR STAFF DEVELOPMENT. Important Toll-Free New Year Message from Our CEO Service Numbers Visa® Platinum Credit Card New enhancements you'll love! Report Lost or Stolen 800-442-4757 Late last Custom Debit Debit MasterCard® year as our MasterCards® Report Lost or Stolen Board and Members will be 800-528-2273 or 812-647-9794 management able to upload a team met personal photo Card Activation 877-723-5999 to discuss to create their Work Shift PIN Change our credit own custom Jon Mitomi union's plans HFDFCU Debit Calendars 877-267-6941 CEO for 2018, MasterCard. RescueNet Bill Pay consumers had just learned Available Member Support We'll release this 855-840-5706 about the unprecedented feature in the HFDFCU's two-year work Equifax data breach. first half of 2018. shift calendars covering While that breach put 2018 and 2019 are Website available for $5 each. everyone on heightened Redesign alert, it also validated our Our last website This year's version includes discussion. That discussion redesign was in our tear-out pocket centered around our vision Use your own favorite photo to create calendars along with 2014. The way your own HFDFCU Debit MasterCard® for the credit union in 2018. members access tear-out year-at-a-glance That vision puts our members HFDFCU.org has MobiMoney versions and helpful in better control of their own changed including a greater Card Control App department resources. products and services. Our reliance on mobile devices. As members rely more and Demand this year is more on both their debit aim was to provide more and We're introducing a new higher than anticipated, better tools to make that cards and credit cards, we're so purchases are limited version with full mobile working on a mobile app that kind of control a priority for device compatibility this year. to in-person requests members. will give members full control and five calendars per over both HFDFCU card types member. I'm excited to outline practical in one convenient app. examples of this vision, which A downloadable I think will enhance each The HFDFCU MobiMoney version of the printable member's experience with Card Control app – for iOS year-at-a-glance for 2018 Sean Kamai and Android devices – will Member since 2001 our credit union! and 2019 are available at give cardholders direct HFDFCU.org. Identity Theft Service control to turn cards on or off Sean found We're introducing a service and in controlling transactions the fire to help members in two ways based on type, proximity helmet & with identity theft: to your phone, and dollar won $25! ttPrevent and monitor for amount. And so much more! The fire helmet in last identity theft. We anticipate releasing the quarter's Your Lifeline ttRecover from instances HFDFCU MobiMoney Card newsletter was in the of identity theft. Control app in the second ad for our Holiday Watch for details about this half of 2018. Loan Special, page 1. Control your credit card and debit in the first half of 2018. card with our MobiMoney app. Find the black fire helmet in this issue and enter to win! Mahalo! th Each year, members Congrats to 80 year contribute cash and We’ve hidden a small black food during our fire helmet in this issue of Your Lifeline newsletter. Once giveaway winners! Hawaii Foodbank you find it, tell us or show Hundreds of members took part in our year-long 80th donation drive. us where it is in an e-mail to [email protected]. anniversary Scratch & Win giveaway. Each member won This past something from our range of instant giveaways like $8 to Each correct entry is entered to Thanksgiving, win $25, with a winner drawn $80 to free first loan payments and gift packs ofHFDFCU HFDFCU members randomly and announced in logo items. the next issue of Your Lifeline came through once newsletter. Award is a dividend Plus, Kaleo Young won our year-end prize, an Apple iPad! again donating food bonus. Name of member will be used publicly. No purchase All Scratch & Win cards were entered and Kaleo's name was Kaleo Young, a member since 2001, and cash. necessary; Other restrictions chosen at random. Congratulations Kaleo! and his family ready for vacation. may apply. See www.HFDFCU. Mahalo again! org/giveaways for rules. Important Toll-Free New Year Message from Our CEO Service Numbers Visa® Platinum Credit Card New enhancements you'll love! Report Lost or Stolen 800-442-4757 Late last Custom Debit Debit MasterCard® year as our MasterCards® Report Lost or Stolen Board and Members will be 800-528-2273 or 812-647-9794 management able to upload a team met personal photo Card Activation 877-723-5999 to discuss to create their Work Shift PIN Change our credit own custom Jon Mitomi union's plans HFDFCU Debit Calendars 877-267-6941 CEO for 2018, MasterCard. RescueNet Bill Pay consumers had just learned Available Member Support We'll release this 855-840-5706 about the unprecedented feature in the HFDFCU's two-year work Equifax data breach. first half of 2018. shift calendars covering While that breach put 2018 and 2019 are Website available for $5 each. everyone on heightened Redesign alert, it also validated our Our last website This year's version includes discussion. That discussion redesign was in our tear-out pocket centered around our vision Use your own favorite photo to create calendars along with 2014. The way your own HFDFCU Debit MasterCard® for the credit union in 2018. members access tear-out year-at-a-glance That vision puts our members HFDFCU.org has MobiMoney versions and helpful in better control of their own changed including a greater Card Control App department resources. products and services. Our reliance on mobile devices. As members rely more and Demand this year is more on both their debit aim was to provide more and We're introducing a new higher than anticipated, better tools to make that cards and credit cards, we're so purchases are limited version with full mobile working on a mobile app that kind of control a priority for device compatibility this year. to in-person requests members. will give members full control and five calendars per over both HFDFCU card types member. I'm excited to outline practical in one convenient app. examples of this vision, which A downloadable I think will enhance each The HFDFCU MobiMoney version of the printable member's experience with Card Control app – for iOS year-at-a-glance for 2018 Sean Kamai and Android devices – will Member since 2001 our credit union! and 2019 are available at give cardholders direct HFDFCU.org. Identity Theft Service control to turn cards on or off Sean found We're introducing a service and in controlling transactions the fire to help members in two ways based on type, proximity helmet & with identity theft: to your phone, and dollar won $25! ttPrevent and monitor for amount. And so much more! The fire helmet in last identity theft. We anticipate releasing the quarter's Your Lifeline ttRecover from instances HFDFCU MobiMoney Card newsletter was in the of identity theft. Control app in the second ad for our Holiday Watch for details about this half of 2018. Loan Special, page 1. Control your credit card and debit in the first half of 2018. card with our MobiMoney app. Find the black fire helmet in this issue and enter to win! Mahalo! th Each year, members Congrats to 80 year contribute cash and We’ve hidden a small black food during our fire helmet in this issue of Your Lifeline newsletter. Once giveaway winners! Hawaii Foodbank you find it, tell us or show Hundreds of members took part in our year-long 80th donation drive. us where it is in an e-mail to [email protected]. anniversary Scratch & Win giveaway. Each member won This past something from our range of instant giveaways like $8 to Each correct entry is entered to Thanksgiving, win $25, with a winner drawn $80 to free first loan payments and gift packs ofHFDFCU HFDFCU members randomly and announced in logo items. the next issue of Your Lifeline came through once newsletter. Award is a dividend Plus, Kaleo Young won our year-end prize, an Apple iPad! again donating food bonus. Name of member will be used publicly. No purchase All Scratch & Win cards were entered and Kaleo's name was Kaleo Young, a member since 2001, and cash. necessary; Other restrictions chosen at random. Congratulations Kaleo! and his family ready for vacation. may apply. See www.HFDFCU. Mahalo again! org/giveaways for rules. 1st Quarter 2018 Nominations & Election Volume 13 – Issue 1 Coming! Design your of Board of Directors own Debit MasterCard® PAGE 2 We recently opened the nomination process for 2018 It's the perfect time for vacancies to fill two open positions on our Board of our IRA rate at 1.25%APY Directors, whose terms expired at the end of 2017. PAGE 3 HFDFCU Visa® Platinum Limited Nominations for Open Positions credit card benefits Nominees' names and biographies are available for review PAGE 3 in the HFDFCU lobby during normal business hours. 2018-2019 Work Shift Seats are Calendars Available yy The deadline for self-nominated candidates was PAGE 3 Available! November 15, 2017. We received one self-nomination. ANNUAL MEETING 2018 yy The deadline for nominations by petition is open Saturday until February 1, 2018. To be nominated by petition, March 10, 2018 a member must submit a completed ‘Nomination by Petition Packet’ along with the signatures of at least 3660 On the Rise 50 fellow members in good standing. 11:00 am to 2:00 pm Tickets: $45 per person Next Steps After Nominations are Closed Get your maximum refund & save up to $15! Once nominations are closed, the Board of Directors will FROM PAGE 1 take action accordingly to fill open positions on our Board: ® Adjusting for the changing Send us your Save on TurboTax demand from members for yy If there are more than two nominees, a vote will photos to be Annual Meeting, HFDFCU has be conducted on Saturday, March 10, 2018 at our featured! Save on TurboTax, the yy Get a head start on your a very limited supply of seats upcoming Annual Meeting. smarter way to get your taxes. Snap a photo of available for sale. yy If the number of nominees meets the number of open If you'd like your favorite taxes done right. your W-2, or import it photo featured in an This year's meeting will positions, all open positions will be filled by default. As an HFDFCU member, into TurboTax from over include the Annual Business upcoming issue of Your 1 million companies. yy If there are fewer than two nominees, HFDFCU save up to $15 on TurboTax® Meeting followed by Lifeline newsletter, send By Laws direct the Board of Directors to appoint — the #1 best-selling tax yy Searches over 350 a luncheon. However, them our way. individuals to fill any positions not filled by nomination. software. With TurboTax, deductions. TurboTax there will be no additional Send those photos with your you’ll get your taxes done finds every deduction The results of our credit union’s Election of Board of name and a brief description to entertainment or activities. right and your biggest and credit you qualify for Directors for 2018 vacancies will be published in the 2nd [email protected] possible refund, guaranteed. so you don’t miss a thing. Deadline to reserve is quarter issue of Your Lifeline newsletter. January 31, 2018. yy New! Expert review Start today at HFDFCU.org/ of your return. With turbotax where you'll be able TurboTax Live, you can to save, manage, and return have a live CPA or EA to to your taxes. answer questions and review your tax return.

OUR OFFICE CLOSES AT 2:00 PM ON THE LAST WEDNESDAY OF EACH MONTH FOR STAFF DEVELOPMENT.