This document provides information on sources of relief for COVID-19. Some of the financial options that appear on this site are from companies from which Gusto may receive compensation. Gusto strives to provide a wide array of offers for our members, but these options do not represent all financial services companies or all available products. We recommend that you review the individual websites for full details. Last Updated: 4/9/20 Company Resource Details How to apply URL "Today, we're creating a $5 million Neighborhood Small Business Relief Fund to provide cash grants to local small businesses that need assistance during this difficult time. The fund is intended for small businesses with fewer than 50 employees or less than $7 million in annual revenue, physical presence Click here to apply for grant funding consideration: https: https://blog.aboutamazon.com/job-creation-and-investment/helping-local-small- Amazon Neighborhood Small Business Relief Fund within a few blocks of our Regrade and South Lake Union office buildings, that are open to the general //amazonsmallbusinessrelief.force.com/SelfRegisterPage businesses-through-the-impacts-of-covid-19 public, and that are reliant on foot-traffic for customers. Among the information that will be requested as part of the grant process will be how much revenue each applicant anticipates it'll lose in March with some associated back-up information." "We are establishing the Amazon Relief Fund with a $25 million initial contribution focused on supporting our independent delivery service partners and their drivers, Amazon Flex participants, and seasonal No info yet--Amazon says it will be publishing a website https://blog.aboutamazon.com/working-at-amazon/covid-19-update-more-ways-amazon- Amazon Amazon Relief Fund employees under financial distress during this challenging time. We will be offering all of these groups the soon with details on how employees and contractors can is-supporting-employees-and-contractors ability to apply for grants approximately equal to up to two-weeks of pay if diagnosed with COVID-19 or apply for grants. placed into quarantine by the government or Amazon." "At Facebook, we’re working to keep people safe and informed about the recent outbreak of COVID-19. Click here to get updates on how to apply for a Facebook Facebook Business Resource Hub We know that as members of the communities you serve, businesses like yours may also be experiencing small business grant: https://www.facebook. https://www.facebook.com/business/boost/resource?ref=alias unexpected challenges, and we’re committed to providing as much support as possible." com/business/boost/grant Grant will support Second Harvest of Silicon Valley; click "Facebook’s Sheryl Sandberg and other Silicon Valley figures have launched a $5.5 million fund, COVID-19 https://www.mercurynews.com/2020/03/13/sheryl-sandberg-silicon-valley-execs-launch- Facebook Local Food Bank Fund here for more info on how to get food: https://www.shfb. Emergency Fund for Feeding Families, which will operate through Second Harvest of Silicon Valley." 5-5-million-covid-19-food-bank-fund/ org/get-food/ No special application process; click here for access "Google has rolled out free access to its advanced Hangouts Meet video-conferencing capabilities to all G details: https://cloud.google.com/blog/products/g- https://cloud.google.com/blog/products/g-suite/helping-businesses-and-schools-stay- Google Free Access to G Suite and G Suite for Education Suite and G Suite for Education customers globally until July 1, 2020." suite/helping-businesses-and-schools-stay-connected-in- connected-in-response-to-coronavirus response-to-coronavirus "The coronavirus (COVID-19) pandemic has already impacted communities around the world. For every $1 you donate by April 30, 2020, Google.org will donate $2, up to $5M, to support global preparedness and Click here to donate: https://donate.google.com/give/covid- Google COVID-19 Solidarity Response Fund https://donate.google.com/give/covid-19 response in communities affected by the spread of COVID-19. 100% of your donation goes to the United 19 Nations Foundation in support of WHO’s global COVID-19 Solidarity Response Fund." "So I’m going to do something a little different here. If you have a small business that you run and or own Click here to submit a question to Mark Cuban: https: and you have questions about what to do now, I’ll try to answer some questions. Won’t be able to get them //www.linkedin.com/posts/mark-cuban- https://www.linkedin.com/posts/mark-cuban-06a0755b_smallbusiness- Mark Cuban Q&A for Small Business Owners all. But I’ll try over the course of today to respond to as many as I can. My preference is going to be helping 06a0755b_smallbusiness-smallbusinesssupport-smallbiz- smallbusinesssupport-smallbiz-activity-6644629791930662912-y5k9/ small biz trying to avoid layoffs and hourly reductions" activity-6644629791930662912-y5k9/ "The USBG National Charity Foundation has created a bartender emergency assistance program to help Click here to apply: https://www.usbgfoundation.org/beap? USBG National Charity service industry personnel who may be experiencing financial hardship during the coronavirus outbreak. Bartender Emergency Assistance Program fbclid=IwAR3xNb1xWcXHKCYlvBttRxsXjLCktqjEE5E4wYsos https://www.usbgfoundation.org/beap Foundation Eligible applicants can receive a grant to help with bills and other costs due to sudden loss or decrease of wqx2GVqxEXiYYkg1q8 income. In order to qualify, an applicant must be a bartender or the spouse or child of a bartender." Click here for info on various relief funds for restaurant "Restaurant Workers Community Foundation was founded in 2018 to advocate for gender equality, racial workers, and to apply for assistance: https://www. Restaurant Workers justice, fair wages, and healthy work environments in the restaurant industry. In the wake of the https://www.restaurantworkerscf.org/news/2020/3/15/resources-for-restaurants-and- Restaurant Workers' COVID19 Fund restaurantworkerscf.org/news/2020/3/15/resources-for- Community Foundation coronavirus / COVID-19 pandemic, RWCF’s full focus is on supporting workers, small business owners, and workers-coping-with-the-covid-19-emergency restaurants-and-workers-coping-with-the-covid-19- an industry in crisis." emergency UberEats "will waive delivery fees for all orders from independently owned restaurants on the app as the https://techcrunch.com/2020/03/16/uber-eats-waives-delivery-fees-for-independent- UberEats Waiver of delivery fees for independent restaurants No application needed. COVID-19 pandemic continues to spread and causes cities to shutter all non-essential businesses." restaurants-during-covid-19-pandemic/ "Beginning immediately, CVS Pharmacy will waive charges for home delivery of prescription medications. Waiver of home delivery fees for prescription With the Centers for Disease Control and Prevention encouraging people at higher risk for COVID-19 https://www.cvshealth.com/newsroom/press-releases/cvs-health-announces-additional- CVS Pharmacy No application needed. medications complications to stay at home as much as possible, this is a convenient option to avoid coming to the covid-19-resources-focused-patient-access pharmacy for refills or new prescriptions." California Community Foundation (CCF) launched the COVID-19 LA County Response Fund to address the Fund does not make grants directly to individuals. Contact California Community immediate and emerging needs of our region’s most vulnerable residents—from mitigation to eventual CCF's partner organizations for more information: https: COVID-19 LA County Response Fund https://www.calfund.org/covid-19/ Foundation recovery. This fund will support community needs identified by our partners in health, housing, education //www.calfund.org/wp-content/uploads/EXTERNAL_-2018- and immigration, and will aid impacted individuals through our Pass it Along Fund. PIA-Preferred-Partner-List.pdf Zapier is creating a $1 million assistance program for their most impacted small business customers. Fill out this form: https://zapier.wufoo.com/forms/zapier- Zapier Zapier Small Business Assistance Program https://zapier.com/blog/covid-19-assistance-program/ Zapier's support team will set up qualified customers with a free 3-month credit for a Starter plan. small-business-assistance-program/ LinkedIn is opening up 16 of its learning courses for free. Courses that provide tips on how to stay https://www.linkedin.com/learning/paths/remote-working-setting-yourself-and-your- LinkedIn Free Learning Courses relevant to business productive, build relationships when you’re not face-to-face, use virtual meeting tools and balance family N/A teams-up-for-success and work dynamics in a healthy way. The FCC has issued a pledge on Friday for internet and telecommunications companies to "keep Americans connected" during the disruptions caused by the coronavirus pandemic. The pledge means that for the next 60 days, a participating internet service provider should: https://www.businessinsider.com/coronavirus-internet-phone-fcc-pledge-keep-america- FCC and Comcast, Charter, connected-online-isp-2020-3?utm_source=feedburner&% Internet Access Pledge N/A Verizon, & Others Not terminate service to any residential or small business customers because of their inability to pay their 3Butm_medium=referral&utm_medium=feed&utm_campaign=Feed% bills due to the disruptions caused by the coronavirus pandemic; Waive any late fees that any residential or 3A+businessinsider+%28Business+Insider%29 small business customers incur because of their economic circumstances related to the coronavirus pandemic; and Open its Wi-Fi hotspots to any American who needs them. Salesforce, the city’s largest private employer, has committed $1.5 million to the effort, which is called the https://www.sfchronicle.com/business/article/SF-starts-coronavirus-aid-fund-with-1-5- Salesforce Give2SF Coronavirus Fund N/A Give2SF Fund. million-15130406.php https://gizmodo.com/grubhub-suspends-all-charges-to-independent-restaurants- Grubhub Suspension of Commission Payments Grubhub has suspended commission payments from independent restaurants during the crisis. N/A 1842316287 For businesses, municipalities, K-12 and other entities, Microsoft is providing six months of Office 365 tools Microsoft Free Office 365 Tools for free to enable remote collaboration, file sharing and video conferencing. They’re also offering free N/A http://www.doit.ri.gov/covid-19/ assistance to set up these tools. Consumer and Small Business deposit accounts: clients can request refunds including overdraft fees, non- sufficient funds fees, and monthly maintenance fees. Consumer and Small Business credit cards: clients can request to defer payments, refunds on late fees. Support for Consumer and Small Business Clients Small business loans: clients can request to defer payments, refunds on late fees. https://newsroom.bankofamerica.com/press-releases/consumer-banking/bank-america- Bank of America Experiencing Hardship From the Impact of the Auto loans: clients can request to defer payments, with payments added to the end of the loan. N/A announces-additional-support-consumer-and-small Coronavirus Mortgages and home equity: clients can request to defer payments, with payments added to the end of the loan. In all of these instances, there will be no negative credit bureau reporting for up-to-date clients. We have also paused foreclosure sales, evictions and repossessions. This Fund will provide flexible resources to organizations in our region working with priority groups, Coastal Community Fund for individuals and businesses impacted by including senior citizens, children, health-compromised, and workers in the hospitality and tourism industry N/A https://www.grantinterface.com/Home/Logon?urlkey=ccfsc Foundation of South Carolina COVID-19 in our nine-county service area of Beaufort, Berkeley, Charleston, Colleton, Dorchester, Georgetown, Hampton and Horry counties. Morgan Stanley announced a $10 million cash commitment in aid to support Coronavirus relief efforts. Funding will support critical frontline medical responders globally as well as community providers serving https://www.morganstanley.com/press-releases/morgan-stanley-announces--10-million- Morgan Stanley Relief Funding those economically impacted by the crisis. The first three grants of $2 million each were announced for N/A cash-commitment-to-support-?cid=SM_CORP__LINKEDIN_morgan- Feeding America, the CDC Foundation, and the World Health Organization’s Covid-19 Solidarity Health stanley_20200319&linkId=84640113 Fund. The Citi Foundation announced today that it will provide $15 million to support COVID-19 related relief activities globally. It will be allocated as follows: - $5 million will be directed to the COVID-19 Solidarity Response Fund. https://www.businesswire.com/news/home/20200319005547/en/Citi-Foundation- Citi Relief Funding - $5 million will be directed to No Kid Hungry to support emergency Food Distribution Programs in the U.S. N/A Provide-15-Million-Support-COVID-19 - $5 million will be directed to additional international, country-specific efforts in places that are severely impacted. In the coming weeks, the Citi Foundation will also be working to identify additional opportunities to support longer-term recovery efforts. National Domestic Workers National Domestic Workers Alliance is giving financial support to in-home care workers, nannies, and Emergency Relief Funding N/A https://www.domesticworkers.org/ Alliance house cleaners who have to stay home and not work in order to reduce the spread of the virus. One Fair Wage Emergency Fund gives funds directly to service workers affected by the pandemic, One Fair Wage Emergency Emergency Relief Funding including restaurant, salon, airport, rideshare, and gig economy workers who find themselves out of work N/A https://onefairwage.com/ Fund or without customers. The Chronicle Season of Sharing Fund expedited $2 million in emergency funding to all nine Bay Area The Chronicle Emergency Relief Funding N/A https://seasonofsharing.org/donate-now/ counties to provide a rapid response to our neighbors affected by the pandemic. Webex is here to help: Work remotely or from home. Stay connected. Webex is offering our users Cisco Webex for Free unlimited usage on the most secure collaboration platform globally to help them get through this difficult N/A https://www.webex.com/go-covid19.html time. Customers facing financial difficulties due to the coronavirus are urged to contact the bank directly through one of its many customer support lines. At its website, Capital One encourages customers who may be impacted or need assistance to reach out so that the bank can help find a solution.

Capital One tells Forbes that all customers will be eligible for assistance, of which will vary on the type of Capital One Payment assistance and deferred loan assistance. N/A https://www.capitalone.com/coronavirus/ product they have and their individual needs. Examples of assistance include:

Minimum payment assistance Deferred loan assistance Fee suppression As a Marcus loans customer, if you have been impacted by COVID-19, we can offer help via our customer assistance program, which allows you to postpone making a payment on your loan for one month. There Loan deferment; waiver of fees to access funds in will be no interest charged during the deferral and your loan term will be extended by one month. If you Marcus by Goldman N/A https://www.marcus.com/us/en/media/blogs/info-on-covid19 high-yield CDs have a high-yield CD with Marcus and need access to your funds, we will waive the early withdrawal penalty should you need to withdraw funds from your account prior to maturity. In the meantime, your CD account will continue to accrue interest as scheduled. Truist is offering relief measures, allowing greater access to capital for borrowers and empowering our teammates to support clients affected by the COVID-19 pandemic. The relief measures include:

Providing payment relief assistance for clients with mortgage loans, consumer loans, personal credit cards, business credit cards and business loans. Temporarily waiving ATM surcharge fees to help consumers and businesses access cash with greater Payment relief assistance, extra cash-back, small Truist Banks confidence N/A https://www.truist.com/coronavirus-information business lending. Providing 5% cashback when BB&T and SunTrust consumer credit card holders use their credit card for qualifying purchases at grocery stores and pharmacies through April 15, 2020 We'll also continue to actively support the cash flow needs for our retail and business clients who are affected by the COVID-19 pandemic through a number of lending programs. Our branch bankers, relationship managers and contact center teammates are committed to working with you to reduce financial stress during this challenging and uncertain time. To help deliver the working capital that businesses need, Honeycomb is offering 45-day payment free periods, 6-month interest-only periods and reducing our posting, success, and investor fees. We're also Honeycomb Credit Low-fee crowdsourced loans N/A https://www.honeycombcredit.com/relief streamlining our due diligence to connect businesses with local investors as quickly as possible. As always, these loans are community funded via the Honeycomb crowdfunding platform. Wefunder Small business resources Emergency funding for your business and $50K mentorship for startups tackling the coronavirus crisis. N/A https://wefunder.com/ Spectrum is offering free broadband and Wi-Fi access for 60 days to households with K-12 and/or college Spectrum + Charter https://corporate.charter.com/newsroom/charter-to-offer-free-access-to-spectrum- Broadband + Wifi students who do not already have a Spectrum broadband subscription and at any service level up to 100 N/A Communications broadband-and-wifi-for-60-days-for-new-K12-and-college-student-households-and-more Mbps. To enroll, call 1 (844) 488-8395. Installation fees will be waived for new student households. the HFLA of Northeast Ohio will be offering interest-free loans for those affected economically by the coronavirus who live in Northeast Ohio.

HFLA will provide expedited Interest-free loans of up to $1,500 for purposes including (but not limited to): Hebrew Free Loan https://interestfree.org/coronavirus-covid-19-emergency-fund-press-release/? Association of Northeast Loans of up to $1500 N/A Lost wages due to being unable to go to work fbclid=IwAR2cCJFcliM7CM1lmvLGNjgQLcBLhLVeMxwlRLxX5v-0J_PSRoK9riX3TRA Ohio Child care costs due to school closures Related medical costs To apply, borrowers should contact HFLA at 216-378-9042 or email [email protected] specifying that the request is for coronavirus related needs. AZ Local Impact Fund LeadMD, the world’s leading performance marketing consultancy, today announced its partnership with Launched by LeadMD and Resources and relief N/A https://apnews.com/Business%20Wire/703df7fc2336474a94986bf6b3334d2e Invest Southwest to spearhead a small business relief fund in Arizona. Invest Southwest The Arkansas Community Foundation (ACF) has started the COVID-19 Relief Fund.

About $130,000 is already in the fund, and Larkin said she hopes that further donations could push the AR Community Foundation Relief Fund N/A https://katv.com/news/local/arkansas-community-foundation-starts-covid-19-relief-fund fund up to $300,000. A simple application process for non-profits will start today and those applications will undergo an expedited consideration process. The goal is to release up to 65 $1,000 mini-grants by the first week in April, she added. United Way of Southeast United Way of Southeast Louisiana announced a $100,000 contribution to the Greater New Orleans Relief N/A https://wwl.radio.com/articles/united-way-offers-relief-to-workers-impacted-by-covid-19 Louisiana Foundation Disaster Response and Restoration Fund to help those financially impacted by COVID-19 "The pandemic is here. Nobody's going out. Support small businesses and gig workers by sending them the money you #wouldaspent to help them survive COVID-19."

WouldASpent Support for Small Businesses How? Businesses and workers impacted by COVID-19 request to be added to the list and make a N/A https://www.wouldaspent.org/ commitment as to how they'll use funds. You browse the list and support businesses and workers where you #wouldaspent money by buying a gift card or (even better) donating. Help your favorite local small businesses and workers raise even more money by sharing a link to #wouldaspent on social media. During the COVID-19 outbreak, Sonic is offering three months of free internet access and unlimited Sonic Free Internet for certain demographics nationwide home telephone service to households with K-12, college students, or senior citizens 60 or N/A https://www.sonic.com/cov19 older. Various broadband providers and mobile carriers are offering free or low-cost access in response to the National Digital Inclusion Free/Low Cost Internet COVID-19 pandemic. The National Digital Inclusion Alliance has information on providers and programs N/A https://www.digitalinclusion.org/free-low-cost-internet-plans/ Alliance offering free or low-cost broadband. Please visit the DCEO website for more information. In Nevada, "Clark County and Honey Salt have teamed up for “Delivering with Dignity,” a pilot program with a mission to feed our community’s vulnerable families and keep them safe from COVID-19. The https://www.8newsnow.com/news/local-news/delivering-with-dignity-clark-county- Delivering with Dignity Food Relief N/A program will serve those who grapple with poverty and are at-risk for contracting the illness if they leave honey-salt-team-up-to-feed-families-in-need/ their homes." The North Dakota Public Service Commission is reminding state residents of the Lifeline Program, which helps people in need pay for phone or internet service. The program is available to qualifying new and Lifeline Program (North Utilities Relief current customers with income below a certain threshold, or those who qualify for certain government N/A www.lifelinesupport.org Dakota) assistance programs. Lifeline can be used only for one service in a household -- either phone or internet. Detailed information about who qualifies and how to apply can be found at: The Missouri Slope Areawide United Way has launched a Pandemic Relief Fund. The nonprofit said the fund aims to “support our community’s unsheltered residents who are especially vulnerable to the coronavirus, and low-income individuals, students and families at imminent risk of hunger and homelessness due to health and economic impacts of coronavirus.” The fund will: 1. Provide assistance to ensure vulnerable populations have access to food (to include weekend hunger for students, elderly meal deliveries to their homes, food distribution sites in high-poverty neighborhoods). ND United Way Pandemic Relief Fund N/A https://www.msaunitedway.org/covid-19 2. Support the response to protect unsheltered and most vulnerable residents through this crisis. 3. Support to agencies who provide emergency assistance to individuals and families affected by this crisis, through targeted investments where jobs and wage reductions are disproportionately impacted. 4. Provide additional support to our non-profit partners, in alignment with our mission to break the cycle of poverty, that experience a decline in giving due to the pandemic & its impact on the economy & giving cycles. People can get more information or donate at: Communities Foundation of Oklahoma - The disaster relief fund will deploy resources to community-based Communities Foundation of organizations on the front lines of the COVID-19 outbreak and related community needs. Funds will be Contact Rachel Hunter at 405-488-1450 or visit www.cfok. Grants for community organizations cofk.org OK granted to the following groups that work with people and communities affected by the disaster. Nonprofit org regional health organizations; Government entities; Nonprofit organizations; Churches; Schools. Rhode Island Rhode Island nonprofit organizations at the forefront of COVID-19 response can apply for grants from the Grants for community organizations N/A https://rifoundation.org/grant/covid-19-response-fund-grants Foundation/United Way Rhode Island Foundation/United Way COVID-19 Response Fund Grants are expected to range between $5,000 to $30,000 and will be reviewed on an ongoing basis. 501 (c)3 nonprofit organizations and public agencies are eligible to apply for additional funds as needs arise. Requests will be reviewed by CFMC staff and grants awarded as quickly as possible. The CFMC will consider grant requests to:

- Assist nonprofits serving vulnerable populations with basic needs (food, housing, living expenses, Community Foundation for COVID-19 Relief Fund Grants transportation costs, etc.) related to job layoffs and/or unemployment N/A https://www.cfmco.org/nonprofits/grants/covid-19-relief-grants/ Monterey County - Assist nonprofit organizations experiencing staffing and/or volunteer gaps due to quarantines and social distancing - Help nonprofit organizations cover the costs incurred for travel changes and other pandemic-related cancellations - Fund programming to address related mental health impacts - Assist nonprofit organizations with financial planning and resilience We care about the success of your business, and want to offer meaningful support and information through Faire Impact Calculator for Retailers this uncertain time. That's why we've built this calculator to help you understand the potential impact of N/A https://www.faire.com/impact-calculator?mc_cid=cc966e5a80&mc_eid=09da149948 COVID-19 on your business. U.S. Bank is investing in a Premium Pay Program. Effective March 23, eligible critical front-line employees will receive a 20% wage premium during the four-week program. The Premium Pay Program applies to https://www.usbank.com/newsroom/stories/us-bank-announces-20-percent-premium- more than 30,000 critical employees at branches, operations and contact centers, field operations offices US Bank Premium Pay Program - for front line employees N/A pay-program-for-employees-and-30-million-commitment-to-support-individual-and- and critical service locations. U.S. Bank will continue to assess the environment to determine if the small-business-recovery.html program will be extended beyond the initial four-week period. This is in addition to our existing program to provide additional paid time off for employees affected by COVID-19, among other relief programs. U.S. Bank also announced a $30 million commitment to support COVID-19 relief efforts in communities around the country. This community commitment will support immediate relief and long-term recovery efforts and includes $4 million in the next two weeks to national organizations focused on small business https://www.usbank.com/newsroom/stories/us-bank-announces-20-percent-premium- recovery and crisis relief and an additional $26 million to local nonprofits across the country by year’s end. US Bank Relief Fund N/A pay-program-for-employees-and-30-million-commitment-to-support-individual-and-

small-business-recovery.html US Bank is offering two special financing options for businesses affected by COVID-19: the US Bank Quick Loan and the US Bank Cash Flow Manager. The Quick Loan has a more traditional loan structure, while the Cash Flow Manager functions as a credit line. Bank of North Dakota (BND) shared its student loan relief plans to assist borrowers impacted by COVID-19 with the Industrial Commission today. Effective immediately, borrowers may request to defer payments for six months. The interest rate for variable rate borrowers decreases April 1, 2020, so BND will reduce Bank of North Dakota Student Loan relief plans N/A https://bnd.nd.gov/bank-of-north-dakota-announces-student-loan-relief-options/ payments to reflect the new interest rate. In addition, all borrowers with a fixed interest rate will receive a decrease in their interest rates by at least 1 percent when the Bank is able to work through technical issues. Through its Community Emergency Loan Fund, Oregon Pacific Bank has committed to lend up to $5 million to local business and non-profit agencies that are headquartered and operate in Eugene, Florence, https://www.opbc.com/oregon-pacific-bank-announces-community-emergency-loan- Oregon Pacific Bank Community Emergency Loan Fund Coos Bay, Medford and Roseburg. The funds are to be invested in local communities to reduce the N/A fund/ economic impact of COVID-19. Each loan is not to exceed $100,000 or 50% of 2019 sales. The loans will start with 12-months of interest-only payments, with 0% interest for the first 6 months. Businesses with a 10% or greater drop in revenue can apply for up to $200,000 lines of credit, with 90 Washington Federal Bank Expedited business loans days interest-free. Expedited processing is available for lines of credit up to $30,000. For more N/A N/A information, email [email protected]. We know cash flow might be top of mind at this time as you deal with the impact of the COVID pandemic. We are reaching out to you to let you know of an option to continue revenue during these changing times. Through Kabbage Payments, you can sign up to offer online gift certificates, making it easy to connect small businesses to consumers who want to show their support for you. Create a free account in minutes and get a unique URL that you can share on your website or social media. When a customer purchases a Kabbage Payments Helpsmallbusiness.com gift certificate program gift certificate, funds from the sale will be deposited into your bank account the next business day. N/A https://www.helpsmallbusiness.com/

Transactions that are processed by 5 p.m. ET will be deposited in your bank account the following banking day. Any transactions that are processed after 5 p.m. ET will be deposited in your bank account within 2 banking days. Settlement to your bank account may be delayed if transactions are flagged for review. [Note that this transaction may incur a standard 2.5% processing fee by Kabbage’s payment processor.] Are you considering your options for small business loans during this time, as a result of the disruption caused by the COVID pandemic? We’re here to pass along all the resources that might be available to you. One of them is Fundera, a marketplace for small business loans that helps you shop for financing options. Through a network of partners, Fundera provides lending options, including SBA loans, lines of credit, and term loans. These loan terms may vary depending on the source (for example, SBA or other government- Fundera Small business loans marketplace backed loans may be more favorable than private loans), but through Fundera you can compare many at N/A https://www.fundera.com/gusto once.

We expect additional details about SBA loan eligibility (including state by state eligibility) to be updated soon, so if you’re not eligible for SBA disaster loans right now, be sure to check back in regularly to compare your options. Administered by CCI, this emergency fund was launched March 25, 2020, by San Francisco Arts Commission (SFAC) and Grants for the Arts (GFTA) to mitigate COVID-19 related financial losses that artists CCI San Francisco Arts & Artists Relief Fund N/A https://www.cciarts.org/EmergencyRelief.htm and small to mid-size arts and culture organizations have suffered. Applications will be accepted on a rolling basis. Dance Resource Center has created the LA Dance Emergency Fund to help support the LA Dance Community during this public health emergency. LA Dance Emergency Fund provides emergency relief to Applications for relief will be accepted via the DRC website Dance Resource Center Dance Resource Center LA Dance Emergency Fund LA dancers and dance companies facing financial hardship caused by LA County performances cancelled https://www.danceresourcecenter.org until March 31, 2020. due to the COVID-19 pandemic. Applicants can receive up to $500 with submission of appropriate application materials for as long as the funds are available. Sweet Relief created this DONOR-DIRECTED FUND with a limited amount of funds available to be used specifically for musicians and music industry workers affected by the Coronavirus. Funds raised will go Sweet Relief Sweet Relief COVID-19 Fund for Musicians N/A https://www.sweetrelief.org/covid-19-fund.html towards medical expenses, lodging, clothing, food and other vital living expenses to those impacted due to sickness or loss of work. Small, one-time grants in the range of $3,000–$15,000 for a grant period of up to six months. “To build the San Francisco Fund Rapid Response for Movement political power and voice of low-income and people of color by providing resources to respond in a timely http://sff.org/programs/nurturing-equity-movements/rapid-response-fund-for-movement- San Francisco Fund N/A Building manner to unanticipated, but critical opportunities or challenges to advance racial and economic equity in building/ the Bay Area.” Medical, Groceries, Childcare, or Rent/Mortgage funds for creators experiencing financial hardship due to The Creator Fund Medical, Groceries, Childcare, or Rent/Mortgage N/A https://convertkit.com/creator-fund circumstances related to COVID-19. Who it serves: Any performing arts or entertainment professional may call on the Entertainment Assistance When to apply: Any time. Program for support, information or referrals to community agencies. Eligibility for financial assistance How much they give: Amounts are determined on a case- Actor's Fund Actors Fund Entertainment Assistance Program requires either a minimum of five years of industry paid employment (earnings of at least $6,500 for three by-case basis. http://www.actorsfund.org/am-i-eligible-help out of the last five years), or 20 years of industry paid employment (minimum of ten years of earnings of at Where to apply: http://www.actorsfund.org/am-i-eligible- least $5,000 for each of those years), and demonstrated financial need. help When to apply: Applications accepted all year, with no deadlines. Who it serves: Artists working in the disciplines of painting, sculpture or printmaking, who can demonstrate How much they give: The maximum amount of this grant is The Gottlieb Foundation Adolph and Esther Gottlieb Emergency Grant a minimum involvement of ten years in a mature phase of his or her work, whose needs are the result of an $15,000; an award of $5,000 is typical. https://www.gottliebfoundation.org/emergency-grant/ unforeseen, catastrophic incident, and who lack the resources to meet that situation. Where to apply: https://www.gottliebfoundation. org/emergency-grant/ Who it serves: CERF+ emergency assistance includes grants and/or brokered assistance, such as booth fee waivers and discounts or donations on supplies and equipment. Artists interested in CERF+ emergency When to apply: Any time. Craft Emergency Relief Fund (CERF+) Emergency CERF+ assistance must first complete an inquiry form. If it is determined that you may be eligible for assistance, Where to apply: https://www.gottliebfoundation. https://www.gottliebfoundation.org/emergency-grant/ Assistance you will be invited to apply for assistance. Before filling out an emergency assistance inquiry form, carefully org/emergency-grant/ read through the eligibility criteria and supporting documentation requirements. When to apply: Applications are accepted throughout the year, and reviewed monthly based on volume. Joan Mitchell Foundation Emergency Grant Who it serves: US based visual artists working in the mediums of painting, sculpture, and/or drawing who Joan Mitchell Foundation How much they give: Up to $6000. http://joanmitchellfoundation.org/artist-programs/artist-grants/emergency Program have suffered significant losses after natural or man-made disasters that have affected their community. Where to apply: http://joanmitchellfoundation.org/artist- programs/artist-grants/emergency New York Foundation for the Arts (NYFA) is proud to partner with the Robert Rauschenberg Foundation to administer a new emergency grant program that will provide visual and media artists and choreographers There is no deadline; applications will be accepted and NYFA Rauschenberg Emergency Grants Program with one-time grants of up to $5,000 for medical emergencies including but not limited to: hospital and reviewed by the panel on a monthly basis beginning in late https://www.nyfa.org/Content/Show/Rauschenberg-Emergency-Grants doctor bills (including insurance co-pays), tests, physical/occupational therapy, prescription drugs May/early June 2020. specifically for the emergency medical condition, and emergency dental work. Springboard for the Arts' Personal Emergency Relief Fund is a resource dedicated to supporting artists in Minnesota who experience career-threatening emergencies. We have expanded the guidelines to include Springboard for the Arts Personal Emergency Relief Springboard for the Arts lost income due to the cancellation of a specific, scheduled gig or opportunity (i.e. commissions, N/A https://springboardforthearts.org/additional-resources/personal-emergency-relief-fund/ Fund performances, contracts) due to Coronavirus/COVID-19 precautionary measures. Artists can request up to $500 to compensate for cancelled work that was scheduled and lost. Consumer Payment Deferral Program – In an effort to look out for our customers, Huntington is offering up to 90 days of payment deferral on all consumer loans for those experiencing financial hardship due to COVID-19. Although interest will continue to accrue during the payment deferral period, you will not have to make a single ‘catch-up’ payment at the conclusion of the deferral period. We’ll work with you, and either extend the term or otherwise modify your loan. Late Fees on Consumer Loan Suspension Program – Beginning in March 2020, Huntington will suspend charging late fees on consumer loan payments. This suspension is effective through the end of March 2020 and we will continue to evaluate whether to extend this program. Repossession Halt Program – Beginning March 17, 2020, Huntington will not initiate any new repossession actions associated with vehicles, RVs, or marine craft financed by Huntington and have enacted reduced requirements for customers who want to redeem their already repossessed vehicle to one (1) payment plus Huntington Bank (OH) Consumer relief measures N/A huntington.com/coronavirus repossession fee. This suspension of repossession actions will take place through the end of March 2020 and we will continue to evaluate whether to extend this program. Suspension of Foreclosure Program – Beginning March 17, 2020, Huntington will suspend initiating any new foreclosure actions, specific to residential properties unless required by federal or government agencies. This suspension of foreclosure actions will take place through the end of March 2020 and we will continue to evaluate whether to extend this program. Small Business Loan Payment Deferral Program – In an effort to look out for our small business customers, Huntington is offering up to 90 days of payment deferral on all small business loans for those experiencing financial hardship due to COVID-19. Please note that interest will continue to accrue during the payment deferral period. Please contact your business banker or Business Customer Service at (800) 480-2001 Monday through Friday 7:30 a.m. to 7:00 p.m. and Saturdays 8:00 a.m. to 5:00 p.m. ET. The funds raised will go to nonprofits who are impacted by the COVID-19 crisis, including supporting the Oregon Community Foundation’s Oregon Community Recovery Fund, which is rapidly deploying resources Trail Blazers Foundation COVID-19 relief fund for nonprofits N/A https://www.nba.com/blazers/community/foundation to community-based organizations at the front lines of the outbreak in Oregon. If you represent a nonprofit organization that is seeking immediate funding, please go to oregoncf.org to learn more. To help our restaurant partners, we’ve pulled together a Preparedness Resource Center to offer guidance Open Table Preparedness Resource Center for Restaurants on handling downturns and temporary closures, and have waived our gift cards fees to restaurants. We’re N/A https://www.opentable.com/state-of-industry also working with restaurant associations in their discussions for government relief. https://www.abqjournal.com/1436546/nmsbic-approves-25-mn-for-lowcost-loans.html? New Mexico Small Business The New Mexico Small Business Investment Corp. will make $25 million available to lenders at zero utm_source=COVID-19+morning+newsletter&utm_campaign=fad238ad22- Small Business Loans N/A Investment Corp percent interest, aimed at low-cost loans for struggling small businesses. EMAIL_CAMPAIGN_2019_10_29_04_00_COPY_01&utm_medium=email&utm_term=0_ 927be81bf2-fad238ad22-142262301&mc_cid=fad238ad22&mc_eid=224ef93448 Instrumentl Instrumentl Aggregated grants available for 501c3 nonprofits serving those impacted by COVID-19 N/A https://www.instrumentl.com/covid-19-grants Miller Lite is donating $1 million to laid-off bartenders after bars and restaurants around the country were Miller Relief Fund for Bartenders N/A https://www.foxnews.com/us/miller-lite-donate-1m-bartenders-amid-coronavirus forced to shut down in an effort to slow the spread of the coronavirus The One SC Fund is providing grants to nonprofits responding to the COVID-19 relief and recovery efforts in the state of South Carolina. One SC South Carolina nonprofit relief fund N/A https://yourfoundation.org/one-sc-fund/ Information on how nonprofits can apply for grants in response to COVID-19 will be available the week of March 29th. The Fund will provide support to verified nonprofits and community organizations directly addressing the needs of those affected by COVID-19. We are still not certain of the longer-term effects the situation will have on our partners, but we are working to respond as needs arise.

South Dakota Community Response Fund Examples of immediate need: N/A https://sdcommunityfoundation.org/covid-19/ - Access to food. - Shortage of volunteers. - Healthcare sector support. - Human services sector support. Local businesses have seen significant reduction in their customer traffic due to COVID-19 pandemic. With the situation expected to get worse in coming days, businesses are struggling to stay afloat and keep their employees. The Timely Help Gift cards for local businesses N/A https://thetimelyhelp.com/

You can help by buying a discounted e-gift card for your favorite local business! This provides businesses with much needed cash today to survive the pandemic and you enjoy the same great service at a discount. Hello Alice is offering $10,000 grants being distributed immediately to small business owners impacted by Hello Alice Emergency Grants coronavirus, as part of our broader mission to ensure Business for All. In addition to funding, grant N/A https://www.covid19businesscenter.com/ recipients will receive ongoing support from the Hello Alice community. If you’re an entrepreneur of color, women-owned business or enterprise in an historically under-served community without access to flexible, affordable capital, you may qualify for a grant from the Local https://www.lisc.org/our-stories/story/verizon-and-lisc-fire-25-million-small-business- LISC (and Verizon) Grants for businesses in underserved communities N/A Initiatives Support Corporation (LISC) Rhode Island. LISC will be offering grants of up to $10,000 to help covid-19-recovery-fund small businesses fill urgent financial gaps until they can resume normal operations. Panera announced a partnership with the Children's Hunger Alliance (CHA) and the U.S. Department of Agriculture (USDA) to provide freshly prepared and wholesome meals to children in need in the state of Ohio. In partnership with its local franchise partners, Panera is leveraging its supply chain and bakery-cafes to provide ready-to-eat, freshly prepared meals to CHA for children vulnerable to hunger across the state https://www.prnewswire.com/news-releases/panera-announces-partnership-with-usda- Panera Meals for children in Ohio during this time of crisis. Panera is also working with the USDA to scale this model with other states across N/A and-childrens-hunger-alliance-to-provide-meals-in-ohio-301031219.html the nation. The Panera and CHA meal partnership will kick off in Ohio on April 6th. As the need continues to grow across the nation, the Panera teams also stand ready to assist other states and communities. Panera is encouraging in-need non-profits or state government to contact the company at [email protected]. In partnership with @makersmark and @leeinitiative @chefedwardlee we have turned restaurants across the country into relief centers with local chefs for any restaurant worker who has been laid off or has had a significant reduction in hours and/or pay. We are offering help for those in need of food and supplies. Each Meals and emergency support for restaurant Lee Initiative, Makers. night, we will pack hundreds of to-go meals that people can come to pick up and take home. OPERATIONS N/A https://leeinitiative.org/ workers, from chefs + other restaurant workers. IN THE FOLLOWING CITIES Atlanta | Boston | Brooklyn (Gertie) | Brooklyn (Olmsted) | Chicago | Cincinnati | Denver | Houston | Lexington | Louisville | Los Angeles | New Orleans | Seattle | Washington, D.C. Bartender Leishla Maldonado and industry friends have worked together to start a GoFundMe page for service industry workers. So far, they have been able to raise $10,000 to give service workers immediate Rhode Island COVID-19 Emergency support for workers in RI's hopsitality relief. “I have also coordinated and offered support with hospitality volunteers free childcare for the month, https://docs.google.com/document/d/1TOh5zHKI9rI-ve7bPSAyKgYqJqJqmRwmEv- Emergency Hospital Relief N/A industry a free meal service by a local chef and an emergency housing option by the Dean hotel for any hospitality qiEbTRgk/edit Fund worker that had reached out to me,” says Maldonado. “Our goal is to raise as much money as possible, to help alleviate the financial needs of the service industry during these pressing times.” https://www.appsheet.com/start/b623f7ad-9fc1-4f97-9d0e- Central Database for Small Business Loans, Grants, Duke built a website which allows you to search for grants, loans and other cash equivalents that can help f44983032d2a#appName=COVIDResource- Duke University N/A and Funding entrepreneurs, nonprofits and businesses anywhere in the world. 1340872&page=dashboard&table=CASE+COVID19+Capital+Resources+for+Entrepreneu rs&view=The+%23COVID19CapitalRelief+Dashboard Under the leadership of Governor JB Pritzker, DCEO is working with partners including Accion to launch emergency assistance programs for Illinois small businesses. To help hospitality businesses make ends Applications will be accepted until 5 pm on April 1; click meet in the midst of the COVID-19 pandemic, DCEO is launching the Hospitality Emergency Grant Program here to apply: https://www2.illinois. Accion Hospitality Emergency Assistance Funding https://us.accion.org/news/covid-19-hospitality-business-grant-program/ with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other gov/dceo/SmallBizAssistance/Pages/EmergencySBAIntiativ purposes. Grant funds are available to support working capital like payroll and rent, as well as job training, es.aspx retraining, and technology to support shifts in operations, like increased pick-up and delivery. For Business and Nonprofit Clients - If you’re currently one of our clients, we’re prepared to revise your Craft3 loan agreement. This includes potentially extending your due date, temporarily reducing payments, or taking other measures that may help your organization. It is important to understand that our ability to support you during this time is contingent on learning about issues before they are critical. Please remember that your loan agreement may require you to consult with Craft3 prior to taking on additional Craft3 Small Business Loans (Oregon & debt – which includes disaster loans from the SBA. If you’d like to discuss the challenges you’re facing and Craft3 Click here to apply: https://www.craft3.org/apply https://www.craft3.org/Borrow Washington) how we may be able to help, we’d encourage you to contact your lender. If you aren’t sure who your lender is, please start with our intake specialist at 888-231-2170 ext. 128.

If You're Not a Client - Craft3 still offers our existing business lending services to companies in Oregon or Washington looking for a loan between $25,000 and $3 million. We encourage you to familiarize yourself with our loan product and, if you feel like it is a good fit, begin qualification online. Learn more. We're offering 5-year business lines of credit with 90 days interest free to business affected by COVID-19. If you are a business who has been negatively impacted by the COVID-19 virus, WaFd Bank is here to help Expedited Processing for Business Lines of Credit Click here to apply: https://washingtonfederal.miradorfin. WAFD Bank with emergency funding for your small business. Those who have seen a 10% or greater drop in revenues https://www.wafdbank.com/business-banking/coronavirus-business-line-of-credit (Oregon) com/#/ can apply to receive up to $200,000 on business lines of credit with 90 days interest-free. We know you need a fast decision, so we're expediting the process for lines up to $30,000. Click here to apply: https://www.ncrestaurantrelief. The North Carolina Restaurant and Lodging Association is offering fast access to cash for restaurant and com/apply North Carolina Restaurant https://www.citizen-times.com/story/news/local/2020/03/30/relief-fund-coming-legions- Relief Fund for Restaurant and Hotel Employees hotel workers immediately affected by the COVID-19 pandemic. The NC Restaurant Workers Relief Fund and Lodging Association laid-off-state-restaurant-workers/5086543002/ will provide $500 to qualified applicants to help with immediate expenses. Spanish-language application here: https://www. ncrestaurantrelief.com/solicitar-fondos "Due to the rapid onset and economic changes caused by the novel coronavirus, many small businesses are searching for emergency business loans. Thankfully, there’s no shortage of support out there. Federal and state governments as well as banks and private institutions have already increased their offerings for low interest loans. Click here to apply for a WaFd loan: https: Divvy Guidance on Emergency Business Loans & Grants https://getdivvy.com/blog/emergency-business-loans-and-alternatives/ However, if you’re worried that you won’t qualify for a business loan, you can leverage alternative options //washingtonfederal.miradorfin.com/#/ like grants, invoice factoring, and even your current line of credit.

Here are some of the best options for emergency capital right now, as well as some alternative resources that can be accessed in any circumstances." Fundera can aggregate business information and apply to many loan options at once, saving you time from Fundera Applying for Multiple Loans at Once N/A https://www.fundera.com/ sending in many separate applications. "As the coronavirus outbreak continues to worsen around the world, it’s taking a devastating toll on lives and communities. To help address some of these challenges, today we’re announcing a new $800+ million commitment to support small- and medium-sized businesses (SMBs), health organizations and governments, and health workers on the frontline of this global pandemic. Our commitment includes: - A $200 million investment fund that will support NGOs and financial institutions around the world to help provide small businesses with access to capital. As one example, we’re working with the Opportunity https://blog.google/inside-google/company-announcements/commitment-support-small- Google SMB Funding and Access to Google Ads Finance Network in the U.S. to help fill gaps in financing for people and communities underserved by N/A businesses-and-crisis-response-covid-19 mainstream financial institutions. This is in addition to the $15 million in cash grants Google.org is already providing to nonprofits to help bridge these gaps for SMBs. - $340 million in Google Ads credits available to all SMBs with active accounts over the past year. Credit notifications will appear in their Google Ads accounts and can be used at any point until the end of 2020 across our advertising platforms. We hope it will help to alleviate some of the cost of staying in touch with their customers." Borrowers who want to take advantage of the Rebuilders Bank of North Dakota, in conjunction with local financial institutions, is allowing any borrower who received https://www.ndresponse.gov/news/rebuilders-loan-payments-may-be-deferred-six- Bank of North Dakota Rebuilders Loan Payment deferral Loan deferment should contact their local lender with a Rebuilders Loan after the 2011 flood event to defer payments for six months. months whom they have the loan. In response to COVID-19, the Otto Bremer Trust (OBT) has established a $50 million emergency fund through its Community Benefit Financial Company (CBFC) subsidiary to provide financial support to All nonprofit organizations in Minnesota, Wisconsin, North Minnesota, Wisconsin, North Dakota, and Montana nonprofits and other community organizations Dakota, and Montana are welcome to apply for emergency Community Benefit Financial Company Emergency impacted by and responding to the pandemic. Otto Bremer Trust funding; applications are evaluated on a case-by-case https://ottobremer.org/emergency-fund/ Fund basis. Click here to submit a mandatory initial inquiry: https: The fund will provide resources in the form of short-term loans, lines of credit, and emergency grants. //ottobremer.tfaforms.net/5 All nonprofit organizations in Minnesota, Wisconsin, North Dakota, and Montana are welcome to apply for emergency funding. Bauer Internet Free Video Conferencing Offering free video conferencing to businesses and schools at https://bauervids.com. N/A https://bauervids.com Unveiled a $10M to give parents, students and teachers tools they need for at-home learning, and to provide resources to maintain meaningful connections for those isolated from family and friends. AT&T pledged to not disconnect residential or small business customers who do not pay their bill for internet, home phone service, or broadband for the next 60 days; will not charge late payment fees if they are due to economic hardship related to the coronavirus pandemic; and pledged to keep its network of public WiFi hotspots open “for any American who needs them.” Click here to learn more. For more on AT&T’s latest AT&T Distance Learning and Family Connections Fund N/A https://about.att.com/pages/COVID-19.html#latest updates, click here.

AT&T gives 20% bonus to frontline employees. To show our appreciation for our frontline employees, effective March 25 and until further notice, we’ll pay a 20% bonus above the regular hourly base rate of pay to bargained-for employees for all time worked in the office or at home. We appreciate our employees’ commitment to being there for our customers and each other. Organizers announced Monday the fund will provide up to $50,000 to Oklahomans working in the music industry with one-time emergency grants of $250. The grants will be provided on a first-come, first-served basis.

Request a grant application here: http://www. Red Dirt Relief Fund Grants for Oklahomans in the music industry Recipients must meet the following criteria: http://www.reddirtrelieffund.org/ reddirtrelieffund.org/receive/

- Sustained a financial loss of at least $1,000 due to cancelled/postponed gigs related to COVID-19 - Worked in the music business for the past 5 years - A current Oklahoma resident At WESST, we are dedicated to supporting small businesses across New Mexico. As our community COVID-19 Information and Resources for Small responds to the global COVID-19 public health emergency, we aim to share as many resources and tools https://www.wesst.org/business-resources/resources-for-entrepreneurs/covid-19- WESST N/A Businesses as possible for New Mexico businesses to respond to developments. This page will be updated information-and-resources-for-small-businesses/ frequently as new resources come to our attention. #OpenWeStand is for anyone who is keeping the economic health of small business top of mind in this challenging time. It’s for shop owners minding their customers’ and employees’ safety — and for Go Daddy Resources for Entrepreneurs everyone who stands with small business. This website has resources, inspiration and connection to N/A https://www.godaddy.com/open-we-stand other everyday entrepreneurs with creative solutions to keep their business open, even if their doors are closed due to COVID-19. One of Alabama’s largest hospitality associations has partnered with a Birmingham distillery to help food and beverage industry workers who are struggling financially in the midst of the COVID-19 outbreak. The Alabama Restaurant and Alabama Restaurant and Hospitality Association and Redmont Distilling Company have launched the AL Hospitality Association and AL Hospitality Workers Relief Fund N/A https://www.arhaonline.com/al-hospitality-workers-relief-fund.html Hospitality Workers Relief Fund to help provide emergency financial assistance to hospitality workers Redmont Distilling Company facing financial hardship. Charles Barkley, Redmont Distilling’s majority owner, says he will match a portion of the donations to the initiative. Service workers in the Montgomery, Alabama area who are directly affected by COVID-19 can seek https://docs.google. assistance from the MGM Service Workers COVID-19 Relief Fund through gofundme.com. The relief GoFundMe MGM Service Workers COVID-19 Relief Fund N/A com/forms/d/e/1FAIpQLScsncCrl0uIC5CWC3MVMg9kQLZejV2YUNZH_Yn- fund is gathering donations to provide direct cash assistance to those service workers who are in dire e2aNEQOT6w/viewform need. Growth Partners Arizona has added two loan options for small businesses in Arizona—Kiva Tucson crowdfunded loans and the Small Business Success Loan. Because of the unfolding economic https://www.growthpartnersaz.org/news/expanded-access-to-loans-for-small- Growth Partners Arizona Expanded Loan Programs for SMBs N/A challenges, these two small business loans, as well as GPAz’s existing nonprofit loan, now offer more businesses-and-nonprofits/ flexible rates and terms for qualified borrowers. Through a partnership with the University City District (UCD), Penn is providing up to $5M monetary assistance to independently owned University City-located businesses negatively impacted by the pandemic. All of Penn’s additional funds will be distributed to for-profit independently owned retailers and Grants and rent relief for Philadelphia https://penntoday.upenn.edu/news/penn-provides-additional-4-million-support- UPenn restaurants located in the University City District boundaries that have been in business for at least 12 N/A independently-owned businesses communities-small-businesses-and-workforce-impacted months as of March 1, 2020. The grants, between $1,000 and $5,000, are to help operators stay afloat in advance of CARES Act stimulus funding. Penn is also providing short term rent abatement for locally owned and operated retailers in its commercial real estate portfolio. The Alabama Restaurant and Hospitality Association (ARHA) has created a website to try and connect Alabama Restaurant and Website Connecting Still-Operating Restaurants local restaurants with Alabama consumers. The website created by ARHA — carryoutal.com — is https://yellowhammernews.com/website-seeks-to-connect-still-operating-local- N/A Hospitality Association with Alabama Customers seeking to prevent that fate for restaurants in Alabama. Visitors are asked to select Carryout, Curbside or restaurants-with-alabama-customers/ Delivery and the site then provides them with the options in their area. Goldman Sachs this morning plans to announce a $300 million effort to aid small businesses and communities suffering through the coronavirus crisis. The package includes $250 million in emergency https://www.politico.com/newsletters/morning-money/2020/04/02/goldman-to-aid- Goldman Sachs Relief Fund N/A small business loans, $25 million in grants to Community Development Financial Institutions and a $25 small-business-786591 million Covid-19 relief fund for hardest-hit communities. We are actively engaging with partners like the Massachusetts LGBTQ Chamber and the Black Economic Council in MA, among others, to provide funding assistance to small businesses that are most impacted by the financial implications of the pandemic. This funding will provide a unique selection of low-interest rate solutions underwritten by our community partners. We will be setting aside $3 million in available Funding assistance to New England small capital to support this effort. https://www.berkshirebank.com/About/Whats-New/COVID-19-Customer- Berkshire Bank N/A businesses Update/Additional-Support-and-Financial-Flexibility In addition, we have earmarked an incremental $500,000 for small business grants to help businesses that do not have the ability to pay. We look forward to working with the Berkshire Bank Foundation and the Foundation for Business Equity, among others, to deploy these dollars across our banking footprint and to sharing more details about these programs in the short term. Under this program, the PBDC will provide emergency micro-loans to businesses negatively affected by the COVID-19 outbreak. Businesses with twenty-five (25) or fewer employees are eligible to apply for funds, which Pawtucket Business http://www.pawtucketri.com/sites/default/files/uploads/COVID-19%20Small% will be used to pay for normal businesses expenses that have been made Development Corporation COVID-19 Emergency Loan Program N/A 20Business%20Emergency%20Loan%20Application%20March%2027%202020% more difficult due to declining revenues caused by the COVID-19 outbreak. (Rhode Island) 205%20PM%20fill.pdf Businesses may apply for up to $10,000 in funds under this loan program. Businesses must have a physical location in the City of Pawtucket and have experienced a loss of income due to COVID-19. The COVID-19 Job Retention Loan Program is for businesses with fewer than five employees able to https://e9e3ad43-99e7-4f10-882e-d33c88394ce9.filesusr. East Providence Economic Job Retention Loan Program and Small Business show that jobs would have been lost without assistance. com/ugd/3f813b_55335d866f3a409bbfae667eb66cf1d9.pdf --- https://e9e3ad43- Development COmmission N/A Assistance Loan Program The COVID-19 Small Business Assistance loan is available for businesses with fewer than 10 99e7-4f10-882e-d33c88394ce9.filesusr. (Rhode Island) employees. com/ugd/3f813b_6c47038a042d4be787038bfbb74fadb7.pdf The Oregon Small Business Stabilization Fund will provide funds to nonprofit organizations in Oregon https://oregoncf.org/grants-and-scholarships/grants/oregon-small-business- Oregon Community Fund Oregon Small Business Stabilization Fund that provide loans or grants to small businesses particularly affected by the outbreak of COVID-19. Small N/A stabilization-fund/ businesses are not eligible to receive grants. The Connecticut Restaurant Association is launching an employee relief fund, which will provide hardship Connecticut Restaurant grants to hospitality employees most affected by COVID-19. Made up of private, community and https://www.courant.com/coronavirus/hc-news-coronavirus-connecticut-resteraunt- Restaurant Employee Relief Program N/A Association individual donations, the fund will provide $500 grants to industry employees whose jobs have been association-relief-fund-20200401-ikpqekztvja4tndrjaadndxgzu-story.html impacted by shutdowns caused by the coronavirus pandemic. Below please find general information about how AGC is supporting COVID loan inquiries and the process used to process requests.

Appalachian Growth Capital COVID-19 Relief Fund AGC’s Investment (Loan) Committee will meet every 2 weeks on Thursday (the next meeting is April 9). N/A https://appcap.org/agc-support-for-covid-19-loan-inquiries/ All requests received by Tuesday, two days before the meeting, will have their request reviewed. Approvals will have loan documents prepared by AGC and loan closings will be electronic through DocUSign. There will be no in-person meetings during the crisis. South Carolina Restaurant The South Carolina Hospitality Employee COVID-19 Relief Fund will provide grants to give immediate https://docs.google. and Lodging Association South Carolina Hospitality Employee COVID-19 assistance to qualified applicants who face significant financial hardship due to a lay-off, furlough or N/A com/forms/d/e/1FAIpQLScYoiaYWzpzVUZFurJSpsK73bLAadcQIN31ZHW0k6jxB0xIh (SCRLA) and Scofflaw Relief Fund reduction in hours. w/closedform Brewing Co. National Association of The National Association of Theatre Owners of California/Nevada has established a $1.25 million relief https://variety.com/2020/film/box-office/movie-theater-owners-fund-employees- Relief Fund for Theatre Employees N/A Theatre Owners fund to assist employees of member theaters who have been laid off due to the COVID-19 pandemic. california-nevada-1203552152/ The Binc Foundation will continue to help booksellers according to our policy for public health emergencies. Assistance may be available for the medical expenses of booksellers and to help booksellers in specific cases where store closure and/or loss of scheduled pay leads to the inability to pay Book Industry Charitable COVID-19 Assistance to Booksellers and Comic essential household bills for an individual or family. N/A https://www.bincfoundation.org/covid-19/ Foundation Retailers

Binc is currently prioritizing housing assistance to help individuals who are having trouble paying their personal household rent or mortgage. A fund from the New Mexico Restaurant Association is looking to help laid-of workers with grants of $250. Application here: https://www.nmrestaurants.org/wp- New Mexico Restaurant Grants for Restaurant Employees mployees in good standing working for a participating restaurant are eligible to apply for a grant from the content/uploads/2020/04/2020-Serving-NM-Application- https://www.nmrestaurants.org/serving-nm-fund/ Association fund. COVID19-1.pdf This program will distribute $250,000 in grants, up to $2,500 apiece, to women-identifying visual artists over the age of 40 who have been impacted by the COVID-19 crisis.

Anonymous Was A Woman (AWAW) has partnered with the New York Foundation for the Arts (NYFA) to ANONYMOUS WAS A WOMAN EMERGENCY launch an emergency relief grant program to support artists impacted by the COVID-19 crisis. The A link to the application form will be made available here https://www.nyfa.org/Content/Show/Anonymous-Was-A-Woman-Emergency-Relief- NYFA RELIEF GRANT program will distribute $250,000 in unrestricted grants, up to $2,500 apiece, to artists who have on Monday, April 6 at 10:00 AM EDT. Grant experienced financial hardship from loss of income or opportunity as a direct result of the crisis. As with AWAW’s annual award, the program is open to women-identifying visual artists over the age of 40 in the United States and territories, and aims to address the unique challenges faced by artists in middle age or older, particularly at this critical time. PORTLAND AREA ARTIST Portland's Creative Laureate, Subashini Ganesan, and Oregon's Poet Laureate, Kim Stafford, have PORTLAND AREA ARTIST EMERGENCY EMERGENCY RELIEF launched this emergency relief fund to meet the growing needs for independent/freelance artists in our tri- N/A https://www.pdxartistrelief.com/ RELIEF FUND FUND county area, in the face of COVID-19. Applicants must self-identify as a professional artist or as a professional working in the arts. https://artsimpactfund.racc.org/? Regional Arts and Culture Applicants must legally reside in RACC’s service area – Clackamas, Multnomah, and Washington Portland RACC Relief Fund N/A fbclid=IwAR11MVYrAnnEENUo2Tw6Lp2XIDP9eC6h77go3YNQeIqhxiDTdQQ1o7H1B Council Counties, Oregon. BA Applicants must have experienced a financial loss related to the COVID-19 outbreak. Xfinity Free Wifi Xfinity is offering free wifi hotspots nationwide N/A https://wifi.xfinity.com/ You may qualify for federal, state and local benefits that can provide help with food, health insurance and income. Visit BenefitsCheckUp.org to see what benefits you might qualify for. Some benefits you might apply for: BenefitsCheckUp.org Help Applying for Benefits - SNAP (food stamps), N/A BenefitsCheckUp.org - Medicaid, - Unemployment Insurance, or - TANF. Bank is offering two assistance programs for customers facing financial hardship because of COVID-19. The forbearance program offers loan forbearance on residential mortgages, home equity loans and home equity lines of credit for up to six months; while the extension program offers an extension of up to three Bank of Hawaii Financial Assistance months on installment loans such as personal loans and auto loans. Visit our COVID-19 financial N/A https://www.boh.com/insights/covid-19-assistance-resources-for-hawaii-residents assistance page to learn more about the programs, and how to get started. If you have a loan or mortgage with another financial institution, reach out to learn more about what kind of assistance they may be offering. Employees working in the hospitality field (restaurant, beverage, and lodging) as their primary job in: Sidney, MT; Alexander, ND; Belfield, ND; Dickinson, ND; Keene, ND; Killdeer, ND; Watford City, ND; and North Dakota Community ONEOK Hospitality Employee COVID-19 Williston, ND; and have been laid off and/or had working hours significantly reduced due to the COVID-19 https://www.ndcf.net/learn/oneok.html? N/A Foundation Assistance Fund pandemic. fbclid=IwAR0Mv2et19hUARroQJ9coJWabQYlohrkCiwRZWXqOeCjQ1LxDfrvQjWlPgo

Employees who apply will be considered for a one-time $500 grant paid directly to the applicant. Workers can apply for the grant if they meet the five requirements:

- Completed application form in employed state Sam Adams & The Greg Hill https://thegreghillfoundation.submittable.com/submit/163383/restaurant-strong-grant- The Restaurant Strong Fund - Full-time restaurant employee (minimum 30 hours/week, can be multiple restaurants) N/A Foundation application - Employed for three months or longer at the same location - Worked in a restaurant, bar, cafe or nightclub - Submit the last two pay stubs received AT&T, All West Broadband support: In response, several broadband providers throughout US are temporarily offering Communications, Century Keep America Connected free internet service, waiving disconnect and late fees, providing access to wi-fi hot spots, and providing N/A https://business.utah.gov/coronavirus/#broadband Link, Comcast additional benefits during these challenging times to help people at home access the services they need. FundThrough is dedicated to supporting small businesses as the spread of COVID-19 impacts lives and companies around the world. Are you a small business that is waiting to get paid by customers? Do you want outstanding invoices and cannot wait 30, 60, or even 90 days for a payment? With Velocity by Register at Velocity by FundThrough. FundThrough Small Business Funding FundThrough, you can get working capital into your account in as little as 24 hours by using our invoice Email: [email protected] https://velocity.fundthrough.com/ funding services. If you are experiencing longer payment terms, slow-paying customers, or have other Or call: Toll Free 1-800-766-0460 concerns, please contact our support team.

Sony Corporation announced the establishment of the "Sony Global Relief Fund for COVID-19," a 100 million US dollar fund to support those around the world affected by the COVID-19 virus. Through this fund, Sony will provide support in three areas: assistance for those individuals engaged in frontline Sony Sony Global Relief Fund for COVID-19 N/A https://www.sony.net/SonyInfo/News/Press/202004/20-027E/ medical and first responder efforts to fight the virus, support for children and educators who must now work remotely, and support for members of the creative community in the entertainment industry, which has been greatly impacted by the spread of the virus. A program based at the University of Alabama’s Office for Research and Economic Development is proving especially important as Yellowhammer State small businesses attempt to navigate the complex landscape of coronavirus (COVID-19) relief funds, including monies related to the $2.2 trillion federal University of Alabama’s Alabama Small Business Development Center stimulus package. Office for Research and N/A http://asbdc.org/ (SBDC) Network Economic Development The Alabama Small Business Development Center (SBDC) Network can prevent the need for small businesses to go out and hire costly law firms or lobbyists to track down Small Business Administration (SBA) loans and other available disaster relief funds. The Arts Council of Indianapolis has announced the launch of a $225,000 Indy Arts & Culture COVID-19 The Arts Council of Indy Arts & Culture COVID-19 Emergency Relief Emergency Relief Fund to help support artists and affiliated workers of all disciplines experiencing severe IndyKeepsCreating.org Indianapolis (Indiana) Fund losses due to COVID-19 restrictions. Our goal is to lessen the financial and time burden of grocery shopping in your neighborhood. We’re Lyft Indy partnership to provide $1 Lyft rides to doing this by providing $1 Lyft rides to and from grocery stores each way on the Far Eastside and Near Indianapolis + Lyft groceryaccessindy.com grocery stores Northwest side. Rides are $1 each way only when going to/from approved grocery stores and from/to qualifying areas. The KC COVID-19 Small Business Relief Loan Fund is a new community-backed $5 million small KC COVID-19 business relief loan fund intended to provide immediate relief to local, small businesses experiencing AltCap https://www.alt-cap.org/covid-relief-fund Small Business Relief Loan Fund extreme economic disruption and financial strain as a result of the necessary public health measures to “flatten the curve” and combat the virus. The opportunity is open to companies nationwide that can help reduce the severity of the coronavirus Launch KC and Ignite BV IgniteX COVID-19 Response Accelerator outbreak, but need help commercializing and rapidly deploying to fulfill a demonstrated and immediate https://www.bvignite.com/apply market need, according to the Overland Park-based engineering firm.

The goal of this Fund is to attract and provide financial assistance to help communities, households, and businesses who are disproportionately impacted by the virus and its economic consequences. Grants will Community Foundation of One Louisville: COVID-19 Response Fund be directed weekly by the One Louisville Fund Committee, whose membership includes representatives https://www.cflouisville.org/one-louisville/ Louisville of the philanthropic, nonprofit, corporate, and government sectors.

The fund opened on March 16, 2020 and has supported nonprofit organizations and individuals in our community with $2,150,000 in grants. Applications for our $500 Lifeline Loan (payday loan LHOME is pivoting to provide optimal service to Louisville residents and very small business owners alternative) and $25,000 Small Business Continuity Loan COVID-19 Pandemic Response Loans for hardest hit by the COVID-19 Pandemic. Property tax assistance continues to be provided without delay. If are available now. Funds should be available within three LHome Individuals and Small Businesses Affected by the https://www.lhomeky.org/ you are calling about any of our other traditional loan products, we will serve you on a case by case basis to five business days from receiving a completed Shutdown. depending on the emergency nature of your request. application. For more information, please contact: [email protected] or 502-882-8091. To support the small businesses, Lawyers for Good Government Foundation is building a nationwide coalition of law firms and non-profit organizations to provide: Lawyers for Good COVID-19 SMALL BUSINESS - Guidance regarding available federal, state, and local programs that may offer grants and/or loans; and https://www.lawyersforgoodgovernment.org/covid-smallbusiness Government REMOTE LEGAL CLINIC - Pro bono consultations (by phone) to help small business owners dealing with legal issues resulting from diminished revenues or closures due to COVID-19. Clinics will be launched on a city-by-city basis; the first will be in New York City. FundThrough is offering Velocity Invoice Financing, which gives small businesses control over when they FundThrough Small Business Funding https://velocity.fundthrough.com/ get paid, so they can power their growth and make cash flow gaps a thing of the past. Under the program, small businesses…

- Must show they’ve been adversely affected by the pandemic - May apply for up to $50,000 in loans - Will pay zero percent (0%) interest North Dakota Opportunity https://lcdgroup.org/north-dakota-opportunity-fund-announces-disaster-assistance- NDOF Disaster Loan - Will not make any payments for the first six months; after six months, the loan will be four percent (4%) Fund loans-for-small-businesses-impacted-by-coronavirus-pandemic/ amortized for up to five years

Typically, businesses may use the North Dakota Opportunity Fund for construction, real estate, equipment purchases, working capital, and for interim SBA 504 loans. However, under the terms of the disaster loan program, impacted businesses can seek loans only for working capital. The SBDC at UWF has launched the Northwest Florida Small Business COVID-19 Recovery Grant Program to assist businesses across our communities impacted by the ongoing COVID-19 pandemic. The grant program was made possible by an initial contribution of $250,000 from Gulf Power Company through its economic development fund. Grants will be awarded up to $5,000. Northwest Florida Small Business COVID-19 https://www.wkrg.com/health/coronavirus/small-business-grant-opportunity-for- SBDC at UWF Recovery Grant Program northwest-florida/ Business eligibility requirements include: -Between 2-10 employees -An ability to demonstrate at least 25% sales reduction due to the effects of COVID-19-Must be a for- profit, privately held small business established before January 1st, 2019 Pacific Media Group -- a Hawaii-based media company with 20 radio stations -- has announced that it has created a $2 million marketing fund to be granted to Hawaii businesses to assist with messaging to https://news.radio-online.com/articles/n38524/PMG-Pledges-$2-Million-in-Assistance- Pacific Media Group Marketing Fund for Hawaii Businesses consumers across the state. PMG designed this program to help local businesses connect with to-Hawaii-Businesses consumers looking for goods and services during the COVID-19 pandemic. Christopher Conner $500 Emergency Funding for South Carolina MUSICIANS COVID-19 RELIEF . Let it Sing grant. Let it Sing Grant for musicians https://connerfoundation.org/index.html Foundation LIMITED NUMBER. APLLY EARLY. The Arts for Illinois Relief Fund provides financial relief to workers and organizations in the creative industries impacted by COVID-19. This includes all artists and artisans, including stage and production members and part-time cultural workers, and large to small arts organizations in all disciplines. Donations to the fund will go directly to artists and arts organizations throughout Illinois. All donations are tax Arts for Illinois Arts for Illinois Relief Fund deductible to the extent allowed by law. https://artsforillinois.org/donate-and-apply

Individuals are encouraged to apply for one-time grants of $1,500, which are awarded expediently and based on a lottery system. Arts organizations grants are likewise based on a combination of need and lost revenue from the crisis. The company's COVID-19 Relief Fund will help entrepreneurs and small business owners by providing emergency grants ranging from $50 to $500 to help with necessities such as groceries, medicine, Lurn COVID-19 Relief Fund https://fund.lurn.com/ transportation, etc. To date, it has raised over $50,000 and dispersed roughly $32,000 in emergency relief grants to individuals. $10 million worth of service will be offered for existing customers who want to continue using Mailchimp’s platform but need some financial support during this period. As an additional response to the crisis, Mailchimp Services for Small Businesses https://www.entrepreneur.com/article/348624 Mailchimp will invest up to $100M to help drive new and ongoing business for our small-business customers through price discounts, product upgrades, add-ons and more. PEN America Writers’ Emergency Fund is an emergency fund for professional — published or produced — writers in acute, emergency financial crises. PEN America will distribute grants of $500 to $1,000 PEN PEN America Writers’ Emergency Fund https://pen.org/writers-emergency-fund/ based on applications that demonstrate an inability to meet an acute financial need, especially one resulting from the impact of the COVID-19 outbreak. $1,000 dollar low interest immediate loans for your business. Stimulus 2020 is a privately-funded stimulus https://www.stimulus2020.com/? Stimulus 2020 Womply Assistance Program program intended to support America’s local businesses. We are curating stimulus packages and offers utm_source=invite&utm_medium=link&utm_campaign=saasquatch&rsCode=CORYCA designed to help American businesses stay afloat in this time of crisis. POCCIA231&rsShareMedium=UNKNOWN&rsEngagementMedium=UNKNOWN The COVID-19 Community Compassion Fund was created to provide 501(c)(3) nonprofit organizations Applications will be accepted from United Way member United Way of Western with flexible resources to address the impact of the COVID-19 public health crisis on our community or and non-member 501(c)(3) non-profit agencies. https://kneb.com/featured/united-way-covid-19-community-compassion-fund- COVID-19 Community Compassion Fund Nebraska other publicly declared crisis, including immediate basic needs, gaps in service, and operational Preference will be given to the provision of direct services applications-available/ challenges. related to COVID-19 impact. Small businesses that have been impacted by the Coronavirus pandemic are invited to fill out a grant application for bill credits.

NorthWestern Energy Community Support during the COVID-19 crisis http://northwesternenergy.com/safety/covid-19 Grant recipients must be a NorthWestern customer that was impacted by the state and local closure directives related to COVID-19. They also must have contacted NorthWestern to discuss management of their utility bill. In response to the COVID-19 pandemic, Local First Arizona and its community partners are launching a fund to provide mini-grants to Arizona's smallest, locally owned, independent enterprises. These micro- entrepreneurs — businesses with 0-3 employees and less than $250,000 in annual revenue (approximately $35k-$45k in net profits) — need immediate assistance to sustain the impact from Local First Arizona Small Business Relief Fund https://www.localfirstaz.com/small-business-relief-fund decreased business and cash flow caused by the shut down of our economy. We are calling upon the community, from corporate partners to individuals just like you, to help our entrepreneurs by donating to the fund. Each donation is tax deductible and supports a family owned business by providing a mini-grant that offers much needed financial support through the duration of this crisis. The Women’s Foundation of Arkansas has established Women Owned, a fund to provide assistance to women owned small businesses experiencing hardship due to COVID-19. Women, particularly minority women, have faced historical disadvantages to accessing the capital necessary for a business to thrive Women’s Foundation of and in the face of unprecedented disruption to revenue streams and business models, WFA is prepared Grants for Women Owned Small Businesses https://womensfoundationarkansas.org/women-owned/ Arkansas to champion these businesses in the form of $5,000 grants. The fund currently holds $50,000 with an initial investment from WFA’s own grant pool and funding from the Winthrop Rockefeller Foundation. WFA’s goal is for the fund to reach $100,000, which would provide assistance to 20 women owned small businesses throughout the state. A resident-engaged fund to support neighborhood-based and grassroots organizations working directly to support seniors, residents without health insurance or sick days, those with limited English proficiency, health care workers, hourly employees who have lost work, communities of color and economically Neighbor Relief Fund for Marion County https://www.cicf.org/neighbor-relief-fund/ vulnerable populations, during the pandemic. In alignment with CICF’s mission, organizations serving under-appreciated neighborhoods and communities of color with programs and services that are easily Central Indiana Community accessible and designed with resident feedback will be prioritized. Foundation A flexible fund to provide resources to not-for-profit organizations that are responding to those impacted Hamilton County Crisis Response Fund by COVID-19 and experiencing financial challenges. Operating grants will provide support to community- https://www.hamiltoncountycommunityfoundation.org/covid-19/ based organizations that work with seniors, youth and economically vulnerable populations. An emergency grants fund to meet the changing needs of women and girl-serving organizations as they Women’s Fund of Central Indiana respond to the COVID-19 pandemic. Women’s Fund will be conducting multiple funding rounds, with the https://www.womensfund.org/grantmaking initial round focused on immediate/crisis situations. To qualify for up to $500 in grant assistance, you must satisfy all of the following requirements: - Full-time restaurant or bar employee Cars for Charities - Wichita, ICT Bar Rescue - Minimum of 30 hours total per week, can be multiple restaurants https://www.ictbarrescue.com/ KS - Employed for 3 months or longer at the same location - Worked in a restaurant, bar, cafe or nightclub located in Wichita, KS The WCF Emergency Fund provides immediate organizational emergency relief assistance to nonprofit Wichita Community WCF Emergency Fund organizations in the Wichita and Sedgwick County areas. At this time, priority is being given to nonprofits https://wichitacf.org/nonprofits/grants/available-funding/emergency-fund Foundation directly dealing with the prevention and spread of the COVID-19 virus. AFT’s Farmer Relief Fund will award farmers with cash grants of up to $1,000 each to help them weather the current storm of market disruptions caused by the coronavirus crisis. Initially, eligible applicants American Farmland Trust Farmer Relief Fund include any small and mid-size direct-market producers. These are defined as producers with annual https://farmland.org/farmer-relief-fund/ gross revenue of between $10,000 and $1 million from sales at farmers markets and/or direct sales to restaurants, caterers, schools, stores, or makers who use farm products as inputs. The Restaurant Employee Relief Fund (“Fund”) was created to help restaurant industry employees experiencing extraordinary hardship in the wake of the coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have been impacted by COVID-19, including a decrease in wages or loss of employment. Grants will be awarded as soon as Guy Fieri Restaurant Employee Relief Fund https://rerf.us/ possible to those individuals who meet the prescribed eligibility criteria, as reviewed and verified by the National Restaurant Association Educational Foundation (NRAEF). This Fund is operated by the NRAEF, whose mission is to attract, empower and advance today’s and tomorrow’s restaurant and foodservice workers. The program will provide a three-month deferral of loan payments on certain types of loans. This Community Bank & Trust of https://wcfcourier.com/news/local/community-bank-trust-announces-loan-relief- Loan Relief Program voluntary program provides a simple way to ease the burden on families and businesses in our Northeast Iowa program/article_9cda47e4-c3bd-51ec-86a3-2968d0cab3f8.html communities due to the coronavirus. The one-time, $500 grants are available for individuals and small business owners who are experiencing financial hardship due to the pandemic. If you’re applying as an individual, you must:

Have experienced economic hardship as a result of the COVID-19 pandemic. Be a current member of an Iowa credit union, regardless of where you live. Iowa credit union employees Iowa Credit Union are also eligible. Emergency Relief Fund https://www.iowacreditunionfoundation.org/emergency-relief-fund Foundation If you’re applying as a small business owner, you must:

Operate and own a small business that employs less than five people with an annual operating revenue below $250,000. Have experienced economic hardship as a result of the COVID-19 pandemic. Be a current member of an Iowa credit union. The grants are limited to one per household, regardless of whether it’s for a small business or individual. The Community Foundation’s COVID-19 Rapid Response Fund provides flexible resources to Chester Chester County (PA) COVID-19 GRANTS County nonprofits that are disproportionately impacted by coronavirus and the economic consequences https://chescocf.org/covidgrant/ Community Foundation of this outbreak. A forgivable loan of up to $20,000 for assisting existing downtown businesses impacted by the COVID- https://www.downtownmemphiscommission. Downtown Memphis DOWNTOWN BUSINESS CONTINUITY 19 pandemic and related economic impacts. Loan is forgiven if the business stays open for two years com/sites/526/uploaded/files/Business_Continuity_Forgivable_Loan_DRAFT_2020033 Commission FORGIVABLE LOAN PROGRAM after receiving the loan. Funds can be used for operational expenses & rent, fixed assets, and debt 0_Fillable.pdf restructuring. MMDC is launching the Small Business Emergency Assistance Fund in an effort to retain jobs and MMDC Small Business Emergency Assistance stabilize Medical District businesses. Businesses can request up to $15,000 in grant funding through this Memphis Medical District https://www.mdcollaborative.org/small-business-fund Fund fund program. There are limited dollars for these funds; awards will be based on order of application received, application responses, demonstration of need and available dollars. Rhode Island State Council https://www.golocalprov.com/news/covid-19-relief-fund-established-for-rhode-island- Artist Relief Fund Grants of up to $1,000 to artists who are in financial distress as a result of the health crisis. on the Arts artists Golden 1 is doing the following to serve its members: - Automated transfers and payments as well as direct deposits will continue to post to your accounts as normal. - Waiving many fees to help you access your money and give you peace-of-mind. Through April 30, 2020 there will be no Golden 1 fees when using another bank's ATM (third party fees may apply), no late fees for auto, mortgages, home equity loans and lines of credit, credit cards, and other loans, as well as no https://www.golden1.com/covid-19?_ga=2.6632114.1232116496.1586395878- Golden 1 Credit Union Emergency Relief Program for Members early withdrawal fees on your Term Certificates. In addition, early withdrawals from a Santa Saver or 1606745877.1586395878 FlexSavings will not result in closure of that account. - Offering loan payment deferrals of up to 3 months on your auto, credit card, home equity, personal loans, and lines of credit and up to 6 months on your mortgage. There are no fees for this service or negative reporting on your credit report. Given the demand for these deferral options, please expect processing times of up to 7 days. - Offering low-rate personal loans for our members. Subject to credit qualification. TruFund Financial Services, Inc. launched a $5 million small business emergency relief fund to help curb https://www.prnewswire.com/news-releases/trufund-launches-5-million-covid-19-relief- TruFund Small Business Relief Fund job loss and permanent business closure as a result of COVID-19. The fund aims to help at least 3,000 fund-to-support-disadvantaged-minority-and-women-owned-businesses-301036760. disadvantaged firms with loans, grants, resiliency training and one to one business advisory services html Citizens Bank has established a Small Business Recovery Program. This program supports its current business customers who have been affected by the coronavirus pandemic by providing aid to help them Citizens Bank Small Business Recovery Program and Grants https://citizensbank.smallbusinessrecovery.dja.com/ recover and rebuild. A total of 134 businesses across the various markets serviced by Citizens Bank will each receive a grant of $15,000. The center provides no-cost consulting to entrepreneurs and small-business owners. Consultants at the Florida SBDC at FIU Small Business Development Center Loan FSBDC guide applicants to the best resource for them, explain the eligibility criteria, assist with https://business.fiu.edu/centers/sbdc/ Business (FSBDC) Guidance for Florida Businesses applications, walk them through the review process and help get funds into the business’ hands. The J. Paul Getty Trust will create a $10 million COVID-19 relief fund to support Los Angeles-based non- profit museums and visual arts organizations in response to the coronavirus crisis, the J. Paul Getty COVID-19 Relief Fund for Museums and Visual J. Paul Getty Trust Trust’s Board of Trustees announced today. The fund, to be administered by the California Community https://mailchi.mp/b3af21c7f91d/covidrelieffund Arts Organizations Foundation, will provide emergency operating support and recovery grants to small and mid-size organizations located in Los Angeles County To assist some of our area’s most distressed businesses, the Foundation will grant $500,000 to AltCap’s KC COVID-19 Small Business Relief Loan Fund. This grant will leverage funding from others in the Ewing Marion Kauffman community to allow AltCap, a Kansas City-based CDFI with a strong 15-year track record of loans to KC COVID-19 Small Business Relief Loan Fund https://www.kauffman.org/currents/our-response-to-immediate-needs-covid-19/ Foundation underserved populations, to offer 0% interest rate microloans with no collateral requirements and a deferred six-month payment structure to small businesses in the Kansas City metro area that have experienced economic injury during the pandemic response. To qualify for a loan, your Shawnee County business must meet at least one of the following criteria:

Topeka and Shawnee The purpose of the T/SC FOF is to grow the community by helping local businesses create jobs and - The business is owned by a low-income person. First Opportunity Fund https://www.gotopeka.com/incentives/fof/ County increase production. - The business is located in an economically distressed area. - The business employs (or will employ) low-income individuals. Shawnee Startups E-Community is in place to provide gap financing to help entrepreneurs start or grow a business in Shawnee County. The loan program matches up to 60% of other public sources of capital Shawnee Startups E-Community Partnership and/or funds from a financial institution such as a bank. Up to $75,000 can be provided per project. https://shawneestartups.com/ Funds are flexible and can be used for a variety of business purposes, including equipment, inventory, and working capital. The Relief Fund will provide support to verified nonprofits, community organizations, and volunteer Northwest North Dakota NWNDCF Relief Fund groups that are directly addressing the needs of those affected by local oil and gas economy pressures https://www.nwndcommunityfoundation.org/ Community Foundation and COVID-19. Any Ohio employee in the restaurant, food service or hospitality industry laid off because of the impact of Ohio Restaurant Association COVID-19 is eligible to apply for a grant from the Employee Relief Fund. Funding is restricted for the use Ohio Restaurant Employee Relief Fund https://ohiorestaurantsrelief.org/aws/MARX/pt/sp/RR_home_page Education Foundation of housing expenses (e.g. mortgage or rent), living expenses (e.g. transportation and groceries), and medical expenses. The PHL COVID-19 Fund will rapidly and equitably deploy solutions and resources to help our nonprofit Phila Found PHL COVID-19 FUND community navigate near-and longer-term challenges from COVID-19 and ensure that critical resources https://www.phlcovid19fund.org/covid-19/ remain available for those in our community who need it most. The global and local community are feeling the impact of COVID-19. We understand this is a challenging COVID-19 Loans time for businesses, especially small businesses. The Enterprise Center Capital Corporation and like https://www.cognitoforms.com/TheEnterpriseCenter/LoanInquiryFormCOVID19 organizations are dedicated to supporting our small business community. The “Grow Philadelphia Capital Initiative” has been established as a partnership between The Enterprise The Enterprise Center Center, Brandywine Realty Trust, and Councilwoman Jannie Blackwell in order to:

Grow Philadelphia Fund · Provide low interest capital for minority-owned construction businesses in the Greater Philadelphia https://www.theenterprisecenter.com/capital/grow-philadelphia-fund area for service contracts. · Assist businesses in developing resources and growing. · Enhance employment opportunities for residents and drive community development. Tennessee Action for Tennessee Hospitality Workers' Fund We are offering up to $1,000 grants to individuals who meet our application criteria. https://tnactionforhospitality.com/apply Hospitality Southern Smoke Foundation provides funding to individuals in the food and beverage industry who are in Southern Smoke Foundation Emergency Relief Fund https://southernsmoke.org/fund/ crisis.