KBW UK & European Financial Conference : 15th - 17th September 2014

The Mandarin Oriental, Hyde Park, London

3i Group ∙ ABI ∙ ∙ Alpha ∙ Anima SGR ∙ ∙ AXA ∙ Azimut ∙ Baloise ∙ ∙ Banco BPI ∙ Banca Popolare dell’Emilia Romagna ∙ Banco Popular ∙ Banco ∙ ∙ ∙ Banque Cantonale Vaudoise ∙ ∙ BBVA Bancomer ∙ Beazley ∙ BME ∙ BPM ∙ Brit Insurance ∙ Credit Agricole ∙ CaixaBank ∙ Catlin Group ∙ Cembra ∙ CNP ∙ ∙ Delta Lloyd ∙ ∙ DNB ∙ EFG Eurobank ∙ EIOPA ∙ Esure ∙ European Banking Authority ∙ Fineco Bank () ∙ Friends Life Group ∙ Generali ∙ Gjensidige ∙ ∙ Hannover Re ∙ Hiscox ∙ HSBC Bank plc ∙ International Monetary Fund ∙ ING ∙ ∙ Julius Baer ∙ Liberbank ∙ Lloyds ∙ mBank ∙ Mediolanum ∙ Millennium BCP ∙ Munich Re ∙ National Bank of ∙ ∙ ∙ Partnership Assurance Group ∙

Piraeus Bank ∙ Royal ∙ RSA Insurance ∙ Sampo ∙ SCOR ∙ KEEFE, BRUYETTE & WOODS SEB ∙ Secure Trust Bank ∙ SpareBank ∙ St James’s Place ∙ Standard Life ∙ th Storebrand ∙ Swiss Re ∙ Tryg ∙ TSB ∙ ∙ Uniqa ∙ Vienna Insurance ∙ 7 Floor, One Broadgate Vontobel AG London EC2M 2QS Stifel Nicolaus Europe Limited, also trading as Keefe, Bruyette & Woods Europe, is authorised and regulated by the Financial Conduct Authority (Registration No. 190412). The company is incorporated in England and Wales under company number 03719559, and our registered office is at 7th Floor, One Broadgate, London, EC2M 2QS, .

UK Financials Day - Monday, September 15th, 2014

The Carlyle Room

07:45-09:00 Registration & Continental Breakfast

The Ballroom

08:40-08:50 Welcome & Opening Remarks

08:50-09:30 (RBS.LN)

09:30-10:10 Aviva (AV/LN)

10:10-10:25 Coffee Break

10:25-11:05 RSA Insurance (RSA.LN)

11:05-11:45 (LLOY LN)

11:45-12:25 Partnership Assurance Group plc (PA/LN)

The Carlyle Room

12:35-13:35 Lunch with Company Managements

The Ballroom

13:35-14:15 ABI Keynote

14:15-14:55 3i (III.LN)

14:55-15:35 Friends Life Group (RSL.LN)

15:35-16:15 Direct Line Insurance Group PLC (DLG. LN)

16:15 Adjournment

* Most companies will be available for group meetings throughout the day

The following companies will be available for small group meetings:

Barclays (BARC.LN) Old Mutual (OML LN) HSBC (HSBA.LN) Secure Trust Bank (STB LN) Esure (ESUR LN) Standard Life (SL/LN) TSB (TSB LN)

th European Financials Conference - Tuesday, September 16 , 2014

The Carlyle Room

07:30-08:00 Registration & Continental Breakfast

The Ballroom

08:00-08:10 Welcome & Opening Remarks

08:10-08:50 EIOPA – Carlos Montalvo, Executive Director

08:50-09:30 (SAB.SM)

09:30-10:10 Brit Insurance (BRIT)

10:10-10:25 Coffee Break

10:25-11:05 Sampo plc (SAMAS.FH)

11:05-11:45 Uniqa (UQA AV)

11:45-12:25 Beazley (BEZ.LN)

The Carlyle Room

12:35-13:35 Lunch with Company Managements

The Ballroom

13:35-14:15 Vontobel AG (VONN.SW)

14:15-14:55 Bankia (BKIA.SM)

14:55-15:35 Nordea Bank AB (NDA.SS)

15:35-16:15 CNP Assurances (CNP.FP)

16:15-17:00 International Monetary Fund – Paul Mills, Senior London Representative

17:00 Cocktail Reception * Most companies will be available for group meetings throughout the day

The following companies will be available for small group meetings:

AXA (CS.FP) Credito Valtellinese (CVAL) Mediolanum (MED IM) Banca Generali (BGN IM) Delta Lloyd (DL.NA) National (NBG) Banco BPI (BPI.PL) FinecoBank/Unicredit (UCG IM) SEB (SEBA.SS) Banco Popular (POP.SM) Generali (G.IM) St James’s Place (STJ LN) Bankinter (BKT.SM) Gjensidige (GJF.NO) Unipol (US IM) BBVA Bancomer Handelsbanken (SHBA.SS) Vienna Insurance Group (VIG AV) BME (BME.SM) ING Group (INGA.NA) Credit Agricole (ACA.FP) Intesa Sanpaolo (ISP.MI)

European Financials Conference - Wednesday, September 17th, 2014

The Carlyle Room

07:30-08:00 Registration & Continental Breakfast

The Ballroom

08:00-08:10 Welcome & Opening Remarks

08:10-08:50 European Banking Authority – Samuel Da Rocha Lopes, Bank Sector Analyst

08:50-09:30 Hiscox (HSX.LN)

09:30-10:10 Catlin Group (CGL.LN)

10:10-10:25 Coffee Break

10:25-11:05 Hannover Re (HNR1.GR)

11:05-11:45 Tryg (TRYG.DC)

11:45-12:25 Cembra Money Bank (CMBN)

The Carlyle Room

12:35-13:35 Lunch with Company Managements

The Ballroom

13:35-14:15 Sparebank SR Bank (SRBANK NO)

14:15-14:55 NPLs/Real Estate Legacy Assets Panel

14:55 Adjournment

* Most companies will be available for group meetings throughout the day

The following companies will be available for small group meetings:

Allianz (ALV.GR) (PMI) mBank (MBK) (ALPHA) BPER (BPE IM) Millennium Bcp (BCP.PL) Anima Holding SPA (ANIM.IM) CaixaBank (CABK.SM) Munich Re (MUV2.GR) Azimut (AZM IM) Creditio Emiliano (CE.MI) Pireaus Bank (TPIER.GR) Banco BPI (BPI.PL) DNB (DNB) SCOR (SCR FP) Baloise (BALN.VX) EFG Eurobank (EUROB GA) Storebrand (STB.NO) Banque Cantonale Vaudoise (BCVN SW) Julius Baer (BAER.VX) Swiss Re (SREN.VX) Liberbank (LBK.SM) (*) denotes company is hosting multiple days