The Gazette Volume 202 June 10 to June 23, 2018
Total Page:16
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The Gazette Volume 202 June 10 to June 23, 2018 No, it’s not still winter in New Hampshire. Taylor Groundsman Ralph Cheney, a.k.a. “Mountain Man,” looks like he might not mind if it was, though, doesn’t he? Being active outdoors and helping others enjoy the beauty of Taylor Community 2018 Music Series New Hampshire is his Stay tuned! passion. Next performance July 15 And CONGRATULATIONS are in order. Having passed the Appalachian Mountain Club (AMC) Leadership class Generously supported by Bank of New Hampshire, in April, Ralph will accomplish his mentored hikes this Taylor Community’s Music Series performances summer. This AMC course allows him to be a certified are free and open to the public. trail leader in the Northeast. You can learn more about his qualifications via this AMC link: http://amc-nh.org/ committee/excursions/leaderqualifications.php. Oops, Sorry! Ralph has hiked all forty- We regret that several residents’ names eight 4,000-footers in the were not included in the listing of Nurses three seasons, some published in The Gazette Volume 199. We multiple times, and hiked admire these ladies greatly for having chosen the 40 of the 48 in the winter nursing profession, and apologize for the error. season. He’s hiked all 12 Those omitted from the listing were Nancy Bird, mountains in the Belknap Beryl Charlton, Hope Edwards, Virginia Knowlton, Range, and Mt. Katahdin Barbara St. Pierre, Margaret Sullivan, Hutch Taylor, and North and South Ruth Webb and Connie Welch. Brothers in Maine. Ralph will be headed to the Alps this fall for the biggest adventure of his life! Rattlesnake Mountain, Holderness We Love our Fire Pit! Constructed just last year, we’ve had so much fun at this new gathering place. The first Fire Pit Social of 2018 was a huge success. Thanks, Mr. Flaherty, for the pizza and beverages! (More on Page 3) Taylor’s outdoor adventure club enjoyed some perfect weather and spectacular scenery on May 25. Just look at the view from the summit! Page 2 Helping You By Helping Others: An update on how you benefit even more! A few months back, I featured the benefits of a Charitable Gift Annuity. I wanted to revisit this topic this month because the American Council on Gift Annuities (ACGA) has approved an increase of its suggested maximum payout rates for Charitable Gift Annuities. This increase is the first time since 2012 that the ACGA has decided to raise its payout rates. As of May 15, the rates will be rising by 30% to 50% for those ages where most annuity contracts are made. The rates will become effective on July 1, 2018. For those of you who may have missed that original article, let me explain again what a Charitable Gift Annuity is and how it can benefit you today. Then and Now A Charitable Gift Annuity is a contract between you and a charity with the following terms: As a donor, you make a gift Established in 1907, Taylor Community has some to charity using cash, securities or possibly other assets. In truly fascinating history, very well documented by return, you become eligible to take an immediate tax deduc- resident historian Dave Hart in his book, Historic tion for your donation. Plus, you receive fixed payments Roots of the Taylor Community. If you haven’t yet from the charity for the rest of your life. If Taylor Community had the pleasure of perusing its pages, please is your chosen charity, you are helping Taylor Community be seek it out. You can find it in each of Taylor’s the very best senior living option for all of its residents while libraries, and I’m also happy to lend my personal at the same time giving you a financial benefit. copy. You may establish a Charitable Gift Annuity with a gift of I found this photo in an old album discovered in a appreciated property (e.g., stocks, bonds, IRA’s, real estate, Facilities closet some time ago. Pictured are resi- etc.) rather than an outright cash gift. dents Althea and Hollis Smith, recognized in the With these new rate increases, you will have a more sub- Citizen (I think it was the Citizen!) as lifetime stantial fixed payment than before. For some age samples, sweethearts and the longest married couple at the following table compares the current single-life payout Taylor Home, married for 66 years at the time it rates to the new rates: was published on February 14, 1985. The connection? Althea and Hollis were current Current Rate through 6/30/18 New Rate, effective 7/1/18 resident Millard Smith’s parents. I found the photo as I was looking through the album with Millard’s Age 60 4.4% 4.7% sister, Peggy Smith Campbell of Florida, during her Age 70 5.1% 5.6% recent visit with Millard (a lovely woman I was very happy to meet!). And look at the family resem- Age 80 6.8% 7.3% blance in the photo below, yes? I think Peggy looks like her Mom, and Millard, his Dad. Age 90 9.0% 9.5% Another connection: the candy Hollis is offering to So, if you have been considering a Charitable Gift Annuity to Althea was a gift from late resident Max Wakeman, Taylor, this may be the time. Jr., the President of Laconia People’s Bank, whose Compounding that with the new tax law, gifts of appreciated widow Gini still resides at Taylor. ~ Maureen assets are “cheaper” than donations of cash because you avoid paying capital gains taxes even for those of you who are non-itemizers and who can’t use charitable deductions. Starting in the second half of the year, you will be able to receive more income than you have had in the last six or so years. What more could you ask? It’s a veritable “win-win”! It is an excellent way for you to support Taylor Community while generating an income for life for yourself and your benefi- ciary. Now, let me ask. Who wouldn’t want that? For a personal gift annuity illustration showing your benefits, contact me directly at (508)685-8899 or via email at [email protected]. ~Robin Cabral, Taylor Community Development Page 3 Volunteer Projectionists Wanted Please call Brenda Kean at 366-1226 to learn how to use Welcome New Residents! the new projection Gene Perry equipment in the 5/26 Taylor Home Woodside Theater. Ernie & Anita Wiswell 6/2 Ledges Reminder Dick & Isabel Wolfe to All 6/4 Ledges Volunteers Please be certain to document and submit your volunteer hours of service. Forms are Recycling Update available in the Resi- dent Life Office. The City of Laconia has discontinued recycling of glass. Glass should now Thanks for all the important work be discarded with your regular trash. that you do! Scam Central: Identity Theft Fun at the Fire Pit Social Identity Theft… Someone gets your per- 2018’s first Fire Pit Social was a sonal information and runs up bills in your name. They splendid success. We counted might use your Social Security or Medicare number, 87 residents, along with three your credit card, or your medical insurance — along with ukulele players and several staff your good name. members. President and CEO Here’s what you can do: Michael Flaherty provided free pizza made by Glendale Senior 1. Protect your information. Protect your personal Dining (delicious, try it if you information by shredding documents before you haven’t!) and beverages for all throw them out, by giving out your Social Security who attended. Ukulele instructor number only when you MUST, and by using strong John Garneau, resident Dave passwords online. Beaman and others entertained 2. Read your monthly statements and check your and we had a blast belting out credit. Check account statements and Explana- the “oldies.” A great time! tions of Benefits for accuracy. You should recognize what’s there. Once a year, get your credit report for free from AnnualCreditReport.com or 1-877-322- 8228. The law entitles you to one free report each year from each credit reporting company. If you spot a scam, please report it to the FTC. Call the FTC at 1-877-FTC-HELP (1-877-382-4357) or TTY 1-866-653-4261 Go online: ftc.gov/complaint Your complaint can help protect other people. By filing a complaint, you can help the FTC’s investigators identify the imposters and stop them before they can get someone’s hard-earned money. It really makes a difference. Guess what else! Ukulele lessons have begun! More on Page 7. Source: ftc.gov/PassItOn Page 4 UPCOMING TRIPS SIGN-UP NOW! Please call 366-1226 unless otherwise noted. Note: Trip descriptors – Easy, Moderate, or Independent – indicate the degree of mobility [walking, standing, stepping, etc.] required in order to safely participate and enjoy the trip. All pick-up times are an approximation. Non–residents pay a $10 fee. There is a $10 fee charged for cancellations within 72 hours of the trip. Funds for show tickets purchased in advance are due when the order is placed and are non-refundable. Sunday – June 10 – Laconia Muskrats Game [Easy] Join us for a fun evening at Robbie Mills Field in Laconia where we will watch the Muskrats play the Danbury Westerners. The con- cession stand will be open for your dining pleasure. Tickets are available for just $2.50 for our group. The bus will begin pick-up at 3:15PM. GO MUSKRATS!!! Tuesday – June 12 – Pontoon Boat Tours [Easy] Enjoy a pontoon boat tour of Lake Winnisquam.