The Large Protection Act: Raising the CFPB’s Enforcement and Supervision Asset Threshold Would Place American Consumers at Risk Christopher L. Peterson May 3, 2018

1620 Eye Street, NW, Suite 200 | Washington, DC 20006 | (202) 387-6121 | consumerfed.org Executive Summary

Congress is currently considering raising the total asset threshold for Consumer Financial Protection Bureau (CFPB) supervision and enforcement of from $10 billion to $50 billion. This report analyzes the effect of this change on the number of banks subject to CFPB oversight. Furthermore, this report looks at the CFPB’s enforcement track record in cases against banks within the $10-to-$50-billion-range, and highlights examples of enforcement actions previously taken by the CFPB that would have been impossible if the asset threshold were set at $50 billion under the original Dodd-Frank Act.

Raising the CFPB supervision and enforcement threshold from ten to fifty billion dollars would:

• Cut the number of banks subject to CFPB supervision and enforcement by 65% from 124 to 43. Currently, 124 out of 5,679 banks are subject to CFPB enforcement. Raising the CFPB oversight threshold to fifty billion dollars would place 81 of the nation’s largest banks beyond the supervisory and enforcement jurisdiction of the CFPB.

• Eliminate CFPB oversight of nearly 50 of the largest banks bailed out during the financial crisis. Forty-nine of 81 large banks in the $10 to $50 billion asset range took TARP funds during the Great Recession. After bailing out these banks with taxpayer money, Congress is now considering removing them from the supervision and enforcement authority of the agency designed to prevent some of the same behavior that caused the crisis.

• Eliminate critical CFPB law enforcement cases against large banks that violate federal law. Past CFPB cases that would have been impossible under the proposed $50 billion threshold involved illegal activity like:

o Widespread “redlining” in the Northeast, resulting in the largest redlining settlement in history that provided subsidies to borrowers in redlined neighborhoods as a form of consumer relief.

o Widespread “redlining” in the Memphis area, where Black home mortgage borrowers were charged over $300 more annually than similarly situated White borrowers and Black loan applicants were denied more than twice as often for mortgages as White applicants.

o Unfair home mortgage collection practices that illegally railroaded families into foreclosures and short sales.

o Signing customers for “add-on” products they did not request and charging customers for credit monitoring services they did not receive.

o Denying bank customers the full value of funds deposited into their checking and savings accounts. These cases show that it is not large banks that need protection from the CFPB, but ordinary Americans who need protection from illegal financial practices at some large banks, including those with between $10 billion and $50 billion in assets.

The Large Bank Protection Act | Consumer Federation of America 2

Background

Congress created the Consumer Financial Protection Bureau (CFPB) in the wake of the largest financial crisis since the Great Depression. When residential mortgage backed securities proved worthless, investors all across the world took horrendous financial losses. Most of large American banks collapsed, forcing Congress and the Board of Governors of the Federal Reserve System to bail out the financial sector. In response to this crisis, Congress adopted the Dodd-Frank Wall Street Reform and Consumer Protection Act which transferred regulatory and primary enforcement authority over the nation’s consumer financial protection laws to the newly created Consumer Financial Protection Bureau. While the Dodd-Frank Act has been controversial in some respects, the CFPB has focused on ensuring consumer offered to the public are transparent and fair. This mission, and the CFPB itself, are overwhelmingly popular with the public including Republicans, Independents, and Democrats.1 The CFPB’s supervision and law enforcement responsibilities have been implemented through the Bureau’s Supervision, Enforcement, and Fair Lending Division (SEFL).2 The CFPB has supervisory authority over large banks and credit unions with over $10 billion in assets, as well as other supervised non-bank consumer finance businesses specified by Congress or Bureau regulations.3 Non-bank consumer finance companies subject to supervision include mortgage originators, brokers, servicers, and foreclosure assistance providers; private student loan originators and student loan servicers; and payday lenders. The Bureau has also issued regulations asserting supervisory jurisdiction over certain large financial companies, including consumer reporting agencies, debt collection businesses, international remittance providers, and automobile finance companies.4 CFPB supervisory staff conduct risk-based examinations that audit supervised business to ensure compliance with consumer financial protection laws. The Bureau’s supervisory staff publishes an examination manual to assist companies in preparing for exams. In past years, CFPB supervisory staff also regularly published a Supervisory Highlights report sharing public results of the examiners’ work.5 Examinations remain confidential unless the exam uncovers evidence of serious violations of the law requiring referral of the company to the Bureau’s Office of Enforcement. The CFPB’s Office of Enforcement has the mission of enforcing consumer financial laws. Enforcement investigations arise either from supervisory exams or when staff uncover suspected violations of consumer protection law through consumer complaints, referrals from state or federal regulators, or other sources of information. As with supervision, the CFPB’s Enforcement Office has enforcement jurisdiction over banks and credit unions with more than $10 billion in assets.6 With respect to non-banks, the Bureau has enforcement jurisdiction over any “covered person” or “service provider” to a covered person, other than automobile dealers that do not routinely engage in “buy-here, pay-here” financing, as well as a short list of

1 See Celinda Lake, Bob Carpenter, David Mermin, and Zoe Grotophorst, New Poll Reveals Strong Bipartisan Support for Financial Regulation; Americans Say Wall Street’s Influence in Washington is Too High (July 18, 2017), available athttp://ourfinancialsecurity.org/2017/07/afrcrl-polling-memo-fifth-consecutive-year-broad-backing-cfpb-wall-street- reform/ (finding that 77 percent of independents and 66 percent of Republicans “favor somewhat” or “favor strongly” the CFPB). 2 Recently Mick Mulvaney, President Trump’s designee as CFPB Acting Director, has announced plans to close the Office of Fair Lending and Equal Opportunity and fold its staff into a human resources-oriented equal opportunity office. Kate Berry, CFPB's Mulvaney Strips His Fair-lending Office of Enforcement Powers, AMERICAN BANKER, Feb. 1, 2018, https://www.americanbanker.com/news/cfpbs-mulvaney-strips-his-fair-lending-office-of-enforcement-powers. 3 12 U.S.C.. §§ 5514(b), 5515(b). 4 12 C.F.R. §§ 1090.104-1090.108. 5 See CONSUMER FINANCIAL PROTECTION BUREAU, CFPB SUPERVISION AND EXAMINATION MANUAL, (March 2017), https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/201706_cfpb_supervision-and-examination- manual.pdf; Consumer Financial Protection Bureau, Supervisory Highlights, Issue 15, Spring 2017. 6 12 U.S.C. §§ 5514(c), 5515(c).

The Large Bank Protection Act | Consumer Federation of America 3 other specifically excluded businesses.7 Congress authorized the CFPB to enforce federal consumer financial laws either through administrative enforcement cases brought before an administrative law judge or through its own authority to litigate in federal court.8 Administrative enforcement actions are conducted under a CFPB regulation that largely mirrors similar enforcement agencies, with trials before an administrative law judge and decisions reviewable on appeal to the Bureau’s Director.9 In both administrative proceedings and civil litigation, Congress authorized the CFPB to seek any appropriate legal or equitable relief including restitution, disgorgement, and civil money penalties from businesses and individuals that violate federal law.10 In recent years, some members of Congress have argued that CFPB supervisory and enforcement jurisdiction over banks and credit unions should be decreased by raising the total asset threshold from ten billion dollars to fifty billion dollars. Most notably, H.R. 3072, The Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017, sponsored by Rep. Lacy Clay (D–MO), would implement such a change by striking $10 billion from 12 U.S.C. § 5515(a) and replacing it with a threshold of $50 billion. This report responds both to H.R. 3072 in particular as well as similar future proposals that may seek to raise asset threshold for CFPB supervision of and enforcement against banks.

CFPB Supervision and Enforcement Jurisdiction by the Numbers: Large and Very Large Banks Under current law, the CFPB has supervision and enforcement authority over banks only if the bank has total assets exceeding $10 billion.11 This threshold leaves the CFPB with a relatively small supervision and enforcement footprint in terms of the actual number of banks subject to its oversight. According to 2017 FDIC data, America has 5,679 banks. Figure 1 illustrates that out of these institutions, only 124 banks have total assets in excess of $10 billion and are thereby subject to CFPB supervisory and enforcement jurisdiction. In contrast, 97.82 percent of all banks are not subject to CFPB investigations or exams under current law. Each of the 5,555 banks that are not subject to CFPB enforcement and examinations are listed by name and total assets in Appendix B. Currently, every small and medium bank in the country is already immune to CFPB exams and investigations under exiting law. The only the largest 2.18% of banks are subject to CFPB enforcement investigations and supervisory exams. By way of context, according to United Nation’s statistical yearbook, 70 of the world’s 211 countries have a gross domestic product smaller than the total assets of those banks currently subject to CFPB enforcement. 12

7 12 U.S.C. §§ 5515(a), (c); § 5516(a), (d). Unless they are acting as a service provider to a covered person, other businesses explicitly excluded from CFPB enforcement authority include nonfinancial retailers of goods or services, real estate brokers, manufactured home retailers, accountants or tax preparers, and, in some circumstances, attorneys. Id. § 5517. But See CFPB v. Fredrick J. Hanna & Assocs., 114 F. Supp. 3d 1342, 1362–70 (N.D. Ga. 2015) (holding debt collection lawsuit mill subject to CFPB jurisdiction under the FDCPA and the Dodd-Frank Act). 8 12 U.S.C. §§ 5563, 5564. See also 12 C.F.R. pt. 1081 (setting out rules for CFPB administrative enforcement actions). 9 12 C.F.R. § 1081.104, .302, .402. 10 Id. § 5565(a)(2). 11 12 U.S.C. §§ 5514(c), 5515(c). 12 United Nations, Statistical Yearbook at 169-87 (2017).

The Large Bank Protection Act | Consumer Federation of America 4 Figure 1. Proportion of Banks Subject to CFPB Supervision and Enforcement Under the Current $10 Billion Total Asset Threshold.

Banks Subject to CFPB Oversight Under Current Law; 124; 2.18%

Banks Not Subject to CFPB Oversight Under Current Law; 5,555; 97.82%

Banks Not Subject to CFPB Oversight Under Current Law Banks Subject to CFPB Oversight Under Current Law

Nevertheless, H.R. 3072 and similar proposals would raise the CFPB supervision and enforcement asset threshold from $10 to $50 billion. As illustrated in Figure 2 and Appendix A, raising the CFPB oversight threshold from $10 to $50 billion would exclude an additional 81 banks from CFPB jurisdiction. The proposal would decrease the total number of banks subject to CFPB supervision and enforcement by about 65 percent leaving only 43 out of 5,679 banks subject to CFPB jurisdiction. H.R. 3072 and similar proposals would allow the Bureau to conduct exams or investigations of less than one percent (0.76%) of all banks. This change would eliminate the CFPB’s ability to enforce the law against dozens of the largest banks in the world. By way of context, if Congress adopts H.R. 3072, the CFPB could not investigate banks with more assets than the gross domestic product of 130 of the world’s 211 countries.13 Collectively, H.R. 3072 would place $1.8 trillion in bank assets beyond the reach of CFPB supervision and enforcement.

Figure 2. Proportion of Banks Subject to CFPB Supervision and Enforcement Under the Proposed $50 Billion Total Asset Threshold.

Banks Subject to CFPB Oversight Under the Proposed Law; Banks Not Subject to 43; 0.76% CFPB Oversight Under Proposed Law; 5,636; 99.24%

Banks Not Subject to CFPB Oversight Under Proposed Law Banks Subject to CFPB Oversight Under the Proposed Law

13 United Nations, Statistical Yearbook at 169-87 (2017).

The Large Bank Protection Act | Consumer Federation of America 5

Congress Bailed-out Most Banks Within the Ten-to- Fifty-Billion-Dollar Asset Range Under the Troubled Asset Relief Program (TARP)

As the financial crisis progressed it became clear to the White House and Congress that potentially thousands of banks were insolvent. Faced with the choice of a complete collapse of the American financial sector or bailing out the banking industry, Congress adopted the Emergency Economic Stabilization Act of 2008 which President George W. Bush signed into law on October 3, 2008. This emergency legislation created the Troubled Asset Relief Program, which allowed the government to use taxpayer funds to purchase “toxic” mortgage-related securities from banks in order to prevent these banks from collapsing. TARP also purchased preferred stock and equity warrants from banks. In the years following the financial crisis the TARP program disbursed $429.7 billion in federal funds.14 Eventually, nearly all disbursed TARP funds were recovered and purchased assets ultimately generated a modest positive return for the government.15 TARP funds were ultimately dwarfed by the amount of low-cost credit extended to banks by the Federal Reserve System.16

While taking TARP funds is neither a perfect measure of harm to the public fisc, nor a barometer of bank insolvency, it is nonetheless an important indicator of the vulnerability of banks to questionable decision making in the consumer financial services market. To this end, Appendix A identifies which banks with total assets over $10 billion in 2017 received TARP disbursements. Of the 124 banks currently subject to CFPB supervision and enforcement, 83 took TARP funds from taxpayers. Banks taking TARP funds were not concentrated only among the very largest money center banks. Rather, a majority (60.4 percent) of the large regional banks that would be protected by raising the CFPB enforcement threshold to $50 billion also took TARP funds. Specifically, 49 of the 81 large banks that H.R. 3072 and similar proposals would protect from CFPB oversight took TARP funds. These TARP-receiving banks protected by H.R. 3072 currently hold approximately $1,145,030,958,000 in assets.

Ironically, many of the large banks that received taxpayer assistance during the financial crisis are now asking Congress to eliminate oversight of the one agency specifically tasked with protecting the public from precisely those practices that caused the crisis is the first place.

The CFPB’s Enforcement Track Record Against Banks Within the Ten-to-Fifty-Billion-Dollar Asset Range

In the few short years of the CFPB’s active law enforcement program, it has already uncovered serious violations of federal law by banks with between $10 billion and $50 billion in assets. The following cases—all of which would have been impossible under the proposed $50 billion asset threshold—demonstrate the need for CFPB jurisdiction over banks within the ten-to-fifty-billion-dollar asset range.

14 See Rob Runyan & Maya Newman, 7 TARP Facts 7 Years Later, Treasury Notes, October 4, 2015, available at: https://www.treasury.gov/connect/blog/Pages/7-TARP-Facts-7-Years-Later.aspx. 15 Id. (“To date, taxpayers have recovered $442 billion under TARP while disbursing $429.7 billion, a $12.3 billion positive return.”). 16 See, e.g., James Felkerson, $29,000,000,000,000: A Detailed Look at the Fed’s Bailout by Funding Facility and Recipient, Levy Economics Institute of Bard College, Working Paper No. 698 (December 2011), http://www.levyinstitute.org/pubs/wp_698.pdf.

The Large Bank Protection Act | Consumer Federation of America 6 Hudson City Savings Bank ($35 Billion in Assets): Illegal and Discriminatory “Redlining” in New York, , Connecticut, and Pennsylvania

The CFPB and Department of Justice (DOJ) found that Hudson City Savings Bank (Hudson City), which has $35 billion in assets,17 engaged in illegal “redlining,” or the denial of credit and other financial services to those living in a certain neighborhood based on the racial or ethnic makeup of that neighborhood.18 The CFPB and DOJ alleged that Hudson Savings violated the Equal Credit Opportunity Act, which outlaws racial discrimination “with respect to any aspect of a credit transaction,”19 and the Fair Housing Act, which prohibits racial discrimination in mortgage lending.20 According to the consent order entered into by Hudson City and the CFPB, Hudson City redlined majority-Black-and-Hispanic neighborhoods in four states: Connecticut, New Jersey, New York, and Pennsylvania, and was forced to pay a $5.5 million civil monetary penalty for violating the Equal Credit Opportunity Act.21 These alleged violations included:

• Deliberately excluding majority-Black-and-Hispanic neighborhoods from mortgage lending activity. Hudson City operated nearly 90% of retail branches and 93% of mortgage broker activity outside of majority-Black-and-Hispanic areas. As a result, between 2011 and 2013, “only 3.7 percent of the [mortgage] applications generated by brokers came from majority-Black-and-Hispanic areas, and only 18.2 percent were made by Black or Hispanic borrowers.”22

• Receiving only 4.8 percent of all mortgage loan applications between 2009 and 2013 for homes in majority-Black-and-Hispanic areas, even though 35.9 percent of census tracts in metropolitan areas served by the bank were majority-Black-and-Hispanic, and even though peer banks generated 13.2 percent of mortgage applications in majority-Black-and-Hispanic areas.23

• Sending marketing and advertising to regions with a low proportion of majority-Black-and-Hispanic neighborhoods at the expense of regions with high majority-Black-and-Hispanic neighborhoods,24 and failing to avoid redlining through an adequate compliance program.25

The CFPB’s enforcement action against Hudson City not only resulted in a $5.5 million penalty; it also required Hudson City to compensate for its redlining by making available $25 million as loan subsidies for residents of the redlined neighborhoods.26 The settlement between Hudson City and the CFPB is the largest redlining settlement in history to provide these direct subsidies as a form of consumer restitution.27

17 Hudson City Savings Bank (FDIC # 13074), FED. DEPOSIT. INS. CORP. https://research.fdic.gov/bankfind/detail.html?bank=13074&name=Hudson%20City%20Savings%20Bank&searchNa me=HUDSON%20CITY%20SAVINGS%20BANK&searchFdic=&city=&state=&zip=&address=&searchWithin=&a ctiveFlag=&searchByTradename=false&tabId=2 (last accessed Apr. 5, 2018). 18 Daniel Dodd-Ramirez & Patrick Ficklin, Redlining: CFPB and DOJ action requires BancorpSouth Bank to pay millions to harmed consumer, CONSUMER FIN. PROTECTION BUREAU (Jun. 29, 2016), https://www.consumerfinance.gov/about- us/blog/redlining-cfpb-and-doj-action-requires-bancorpsouth-bank-pay-millions-harmed-consumers/. 19 15 U.S.C. § 1691(a)(1). 20 42 U.S.C. § 3605(a). 21 Consent Order, CFPB v. Hudson City Savings Bank, F.S.B., 18 (No. 2:15-CV-07056-CCC-JBC, D.N.J. Nov. 14, 2015), https://files.consumerfinance.gov/f/201511_cfpb_hudson-city-consent-order.pdf. 22 CFPB v. Hudson City Savings Bank, F.S.B., No. 2:15-CV-07056-CCC-JBC, 8 (D.N.J. Nov. 14, 2015), https://files.consumerfinance.gov/f/201509_cfpb_hudson-city-joint-complaint.pdf. 23 Id. at 13. 24 Id. at 12. 25 Id. at 15. 26 Consent Order, Hudson City, at 12. 27 CFPB and DOJ Order Hudson City Savings Bank to Pay $27 Million to Increase Mortgage Credit Access in Communities Illegally Redlined, CONSUMER FIN. PROTECTION BUREAU (Sep. 24, 2015), https://www.consumerfinance.gov/about-

The Large Bank Protection Act | Consumer Federation of America 7 Bancorpsouth Bank ($15 Billion in Assets): Illegal and Discriminatory “Redlining” in Memphis

The CFPB brought a second redlining case against Bancorpsouth Bank (“Bancorpsouth”), which has $15 billion in assets.28 According to the consent order entered into by Bancorpsouth, the CFPB, and the DOJ, the bank was ordered to pay a civil monetary penalty of $3 million for violating the Equal Credit Opportunity Act.29 Bancorpsouth’s alleged violations include: • Rejecting over 300 Black mortgage loan applicants “at significantly higher rates than similarly situated White applicants.” From 2011 to 2013, for example, Black applicants for first-lien mortgages were 2.2 times more likely to have their applications denied than White applicants, and Black applicants for second-lien mortgages were 2.9 times more likely to have applications denied than White applicants.30

• Charging over 900 Black borrowers of first-lien mortgages APRs “30.3 basis points higher than APRs of similarly situated White borrowers.”31 Black borrowers paid, on average, $360 more than a White borrower “each year he or she held the loan.”32

• Concentrating retail bank branches to avoid lending in minority neighborhoods. Of the 22 Bancorpsouth branches in Memphis, all 22 “were located outside majority-minority neighborhoods.”33 Bancorpsouth did not open any branches in majority-minority neighborhoods, even though two separate consultants identified several majority-minority neighborhoods as top candidates for branch expansion in the Memphis area.

• Overwhelmingly directing marketing and advertising toward majority-White neighborhoods, including “three direct-mail marketing campaigns … of which 90 percent went to majority-White areas and just 5 percent went to high-minority neighborhoods.”34

• Instituting expressly discriminatory policies, including specifically instructing loan officers to reject “minority applicants more quickly than White applicants.”35 Additionally, numerous Bancorpsouth employees were captured on an audio recording making derisive racial comments including use of the “n- word.”36

• Failing to comply with the bank’s Community Reinvestment Act (“CRA”) responsibilities by excluding “approximately 85 percent of the 523,000 African Americans” living in the Memphis metropolitan area

us/newsroom/cfpb-and-doj-order-hudson-city-savings-bank-to-pay-27-million-to-increase-mortgage-credit-access-in- communities-illegally-redlined/. 28 BancorpSouth Bank (FDIC #11813), FED. DEPOSIT INS. CORP., https://research.fdic.gov/bankfind/detail.html?bank=11813&name=BancorpSouth%20Bank&searchName=BANCOR PSOUTH%20BANK&searchFdic=&city=&state=&zip=&address=&searchWithin=&activeFlag=&searchByTradenam e=false&tabId=2. 29 Consent Order, U.S. v. Bancorpsouth Bank, 29 (No. 1:16-CV-00118-MPM-DAS, D. Miss. Jul. 25, 2016), https://files.consumerfinance.gov/f/documents/201606_cfpb_bancorpSouth-consent-order.pdf 30 U.S. v. Bancorpsouth Bank, No. 1:16-CV-00118-GHD-DAS, 17 (D. Miss. Jul. 25, 2016), https://files.consumerfinance.gov/f/documents/201606_cfpb_bancorpsouth-joint-complaint.pdf. 31 Id. at 20. 32 Bancorpsouth Bank, at 20. 33 Id. at 9. 34 Id. at 11. 35 Id. at 21. 36 Id. at 22.

The Large Bank Protection Act | Consumer Federation of America 8 from its CRA assessment area, reducing access to credit and investment in majority-minority neighborhoods.37

The CFPB forced Bancorpsouth to end these discriminatory policies. In addition to a $3 million civil monetary penalty, the CFPB also ordered Bancorpsouth to correct its policies by providing $4 million in loan subsidies, expanding branch offices into minority neighborhoods, substantially increasing advertising to majority-minority neighborhoods, and complying with its CRA requirements.38

Flagstar Bank FSB ($17 Billion in Assets): Illegally Blocked Consumers from Obtaining Home Mortgage Loan Modifications and Loss Mitigation Services

The CFPB brought an enforcement action against Flagstar Bank FSB (“Flagstar”), a bank with $17 billion in assets,39 for illegally preventing foreclosed borrowers from taking advantage of loss mitigation services and loan modifications. In a consent order entered into by the CFPB and Flagstar, the CFPB concluded that Flagstar engaged in unfair acts and practices in violation of sections 1036(a)(1)(B) and 1031(c)(1) of the Dodd-Frank Act. 40 These unfair acts and practices included: • Frustrating borrowers’ efforts to access loss mitigation services because Flagstar failed to review loss mitigation applications in a reasonable amount of time, and withheld from borrowers critical information required to complete their applications.41 These actions “caused unnecessary foreclosures” and in some cases “forced borrowers … [into] bankruptcy or short sale.”42

• Unfairly denying loan modifications because Flagstar miscalculated the applicant’s income. Flagstar “lacked a systemized, controlled process for calculating borrower income,” which led to improper denials of loan modification applications, forcing improperly denied borrowers into unnecessary foreclosures, bankruptcies, or short sales.43

• The CFPB also concluded that Flagstar violated 12 C.F.R. § 1024.41, the “Mortgage Servicing Rule,” by failing to notify borrowers of their right to appeal loan modification denials.44 Flagstar not only failed to inform borrowers of their right to appeal these denials, the bank also incorrectly informed borrowers that they could only appeal if they resided in certain states, and “regularly failed to provide [borrowers] an Appeal Form.”45

• Violating the Mortgage Servicing Rule by failing to implement “policies and procedures reasonably designed to ensure the bank can provide accurate and timely disclosures to borrowers.”46

37 Id. at 8. 38 Consent Order, Bancorpsouth, at 21-29. 39 Flagstar Bank, FSB (FDIC # 32541), FED. DEPOSIT. INS. CORP. https://research.fdic.gov/bankfind/detail.html?bank=32541&name=Flagstar%20Bank,%20FSB&searchName=FLAGS TAR%20BANK,%20FSB&searchFdic=&city=&state=&zip=&address=&searchWithin=&activeFlag=&searchByTrade name=false&tabId=2 (last accessed Apr. 5, 2018). 40 See 12 U.S.CA. §§ 5531(c)(1), 5536(a)(1)(B). 41 In re Flagstar Bank, FSB, CFPB No. 2014-CFPB-0014, 1 (Sep. 29, 2014), https://files.consumerfinance.gov/f/201409_cfpb_consent-order_flagstar.pdf 42 Id. at 11. 43 In re Flagstar Bank, at 14. 44 Id. at 20. 45 Id. 46 Id. at 21.

The Large Bank Protection Act | Consumer Federation of America 9 This enforcement action resulted in an order forcing Flagstar to pay $27.5 million in consumer relief, $20 million of which was earmarked for foreclosed consumers.47 Flagstar was also required to pay $10 million in civil monetary penalties and implement CFPB-mandated policies and procedures to correct its violations.48

First National Bank of Omaha ($20 Billion in Assets): Signed Up and Billed Consumers for Credit Card “Add-on” Products They Did Not Agree to or Receive

The CFPB also brought an enforcement action against First National Bank of Omaha (“First National”), a bank with $20 billion in assets,49 for enrolling in and billing customers for unwanted credit card and credit monitoring products. Specifically, the CFPB concluded that First National engaged in unfair and deceptive acts and practices in violation of 1036(a)(1)(B) and 1031(c)(1) of the CFPA, including: • Deceiving customers into purchasing a “debt cancellation” add-on service during telemarketing calls by referring to the service as “an important account feature” of their credit card and “our way of saying thanks.”50 First National trained employees to obscure from cardholders that they were purchasing the debt cancellation service by interpreting a customer’s agreement to receive information about the service and verification of their city of birth as consent to enroll in the debt cancellation service.51

• Deceiving customers about the ease and simplicity of cancelling the debt cancellation service. Although First National employees told customers that they could cancel “anytime,” “immediately,” “no questions asked,” employees were trained to make cancellation difficult by refusing customers’ “requests to cancel several times before agreeing to cancel” and using a “sales incentive plan that awarded” employees who kept customers from cancelling.52

• Illegally preventing customers from actually using First National’s debt cancellation service through obscure and strict eligibility requirements, including a full-time work requirement, denial for “pre- existing conditions,” and other “onerous administrative requirements.”53 First National employees failed to disclose many of these requirements prior to customers’ enrollments.54

• Billing customers for credit monitoring services they never received. Customers enrolling in First National’s credit monitoring services did not receive these services for some time after enrollment because First National was required to receive “sufficient written authorization and personal verification information” from enrollees before providing services. First National nonetheless billed customers the full fee for this period, even though services were not provided.55

In a consent order entered into by the CFPB and First National, First National was forced to pay $27.75 million in redress “to approximately 257,000 Affected Consumers,” as well as a $4.5 million civil monetary

47 Id. at 32. 48 Id. at 33. 49 First National Bank of Omaha (FDIC #5452), FED. DEPOSIT INS. CORP., https://research.fdic.gov/bankfind/detail.html?bank=5452&name=First%20National%20Bank%20of%20Omaha&sear chName=FIRST%20NATIONAL%20BANK%20OF%20OMAHA&searchFdic=&city=&state=&zip=&address=&se archWithin=&activeFlag=&searchByTradename=false&tabId=2. 50 In re First National Bank of Omaha, CFPB No. 2016-CFPB-0014, 7 (Aug. 25, 2016), https://files.consumerfinance.gov/f/documents/082016_cfpb_FNBOconsentorder.pdf. 51 Id. at 8 52 In re First National Bank of Omaha, at 9-10. 53 Id. at 11-12. 54 Id. at 13. 55 Id. at 14.

The Large Bank Protection Act | Consumer Federation of America 10 penalty.56 Additionally, the CFPB also required First National to correct its unfair and deceptive practices by implementing several compliance and risk management plans.57

Citizens Bank of Pennsylvania ($36 Billion in Assets): Denied Customers the Full Credit of Their Deposits

The CFPB brought an enforcement action against Citizens Bank of Pennsylvania, (“Citizens Bank”) a bank with $36 billion in assets,58 for engaging in deceptive acts and practices in violation of sections 1031(a) and 1036(a)(1)(B) of the CFPA. Specifically, Citizens Bank denied customers the full credit of their bank deposits. In a consent order entered into by the parties, the CFPB concluded that Citizens Bank and its parent company, Citizens Holding Company, failed to properly credit consumer bank deposits under $25.59 For transactions above $25, Citizens Bank employees reconciled customers’ checks with the amounts of their accompanying deposit slips to ensure customers were fully credited with their deposits.60 The bank abandoned this policy, however, for transactions below $25. Instead, on these transactions, Citizens Bank employees “credited the consumer’s account with the amount read on the deposit slip,” even when they “knew the items the consumer deposited indicated a different amount.”61 According to the consent order, Citizens Bank, “failed to detect this compliance failure due to weaknesses” in its compliance management system.62 In response to this illegal behavior, the CFPB ordered Citizens Bank to pay up to $11 million in consumer relief and $7.5 million civil money penalties.63 The Bureau also ordered Citizens Bank to implement a compliance plan to ensure it did not engage in future deceptive activity. 64

56 Id. at 26. 57 Id. at 27. 58 Citizens Bank of Pennsylvania (FDIC #57282), FED. DEPOSIT. INS. CORP., https://research.fdic.gov/bankfind/detail.html?bank=57282&name=Citizens%20Bank%20of%20Pennsylvania&search Name=CITIZENS%20BANK%20OF%20PENNSYLVANIA&searchFdic=&city=&state=&zip=&address=&search Within=&activeFlag=&searchByTradename=false&tabId=2 59 In re RBS Citizens Financial Group, et al., CFPB No. 2015-CFPB-0020, 5 (Aug. 12, 2015) https://files.consumerfinance.gov/f/201408_cfpb_consent-order-rbs-citizens.pdf. 60 Id. 5-6 61 Id. 62 Id. at 7. 63 In re Citizens. at 19. 64 Id. at 10.

The Large Bank Protection Act | Consumer Federation of America 11

Conclusion

The CFPB’s enforcement track record shows American families need the benefit of a supervision and law enforcement agency with respect to banks that have between $10 billion to $50 billion in assets. These examples of CFPB law enforcement cases demonstrate that banks in this asset range are just as capable of engaging in illegal activity and harming consumers as banks with more than $50 billion in assets. Although H.R. 3072 is entitled “[t]he Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017,” a more accurate name would be the “Large Bank Protection Act” because it would effectively eliminate the CFPB’s ability to investigate illegal practices among banks of this asset size. Proposals to raise the CFPB enforcement threshold to $50 billion would drastically reduce the CFPB’s ability to protect consumers by restricting the Bureau’s oversight authority to just 43 out of 5,769 banks. To place the size of banks with $50 billion dollars in total assets in perspective, a financial institution of this size has assets larger than the nominal gross domestic product of over 130 of the world’s 211 countries.65 Financial institutions with over ten billion dollars in assets are fully capable of funding the necessary compliance programs needed to engage with the CFPB’s examiners and enforcement investigators. While there are many benefits for consumers from access to banking services, America’s working families deserve the benefit of a federal regulator specifically dedicated to ensuring the public is protected from illegal financial practices. Accordingly, Congress should recognize the need for CFPB jurisdiction over banks in the ten-to-fifty-billion asset range and choose to retain the Bureau’s existing enforcement threshold.

65 United Nations, Statistical Yearbook at 169-87 (2017).

The Large Bank Protection Act | Consumer Federation of America 12

Appendix A. Large Banks, CFPB Oversight, and TARP

Currently Proposed Subject to Received Rank Total assets Bank CFPB CFPB TARP funds Oversight Oversight 1 $2,140,778,000,000 JPMorgan    2 $1,751,524,000,000 Bank of America    3 $1,747,354,000,000 Wells Fargo Bank    4 $1,385,697,000,000    5 $456,025,829,000 U.S. Bank    6 $370,002,264,000 PNC Bank    7 $297,305,000,000 The Bank of New York Mellon    8 $290,651,177,000 Capital One    9 $288,294,007,000 TD Bank    10 $235,021,618,000 State Street Bank and Trust Company    11 $216,077,000,000 Branch Banking and Trust Company    12 $201,637,519,000 SunTrust Bank    13 $198,592,000,000 Charles Schwab Bank    14 $180,371,724,000 HSBC Bank USA    15 $164,539,000,000 Goldman Sachs Bank USA    16 $143,800,804,000 Chase Bank USA    17 $140,077,697,000 Fifth Third Bank    18 $138,163,151,000 The Northern Trust Company    19 $137,474,000,000 Ally Bank    20 $135,758,439,000 KeyBank    21 $129,707,000,000 Morgan Stanley Bank    22 $123,325,220,000 Regions Bank    23 $121,995,997,000 Citizens Bank    24 $119,555,891,000 Capital One Bank (USA)    25 $118,537,345,000 MUFG Union Bank    26 $118,072,176,000 Manufacturers and Traders Trust    Company 27 $109,372,608,000 BMO Harris Bank    28 $104,050,332,000 The Huntington National Bank    29 $98,729,134,000 Discover Bank    30 $89,765,667,000 Bank of the West    31 $87,780,507,000 First Republic Bank    32 $86,504,843,000 Compass Bank    33 $80,522,766,000 USAA Federal Savings Bank    34 $79,166,443,000 Synchrony Bank    35 $74,450,413,000 Santander Bank, N.A.    36 $71,609,090,000 Comerica Bank    37 $66,080,511,000 Zions Bank    38 $65,127,000,000 Morgan Stanley Private Bank    39 $59,149,106,000 American Express Centurion Bank    40 $55,443,863,000 American Express Bank, FSB.    41 $53,495,452,000 UBS Bank USA    42 $50,686,843,000    43 $50,387,875,000 Silicon Valley Bank    44 $48,838,799,000 E*TRADE Bank    45 $47,934,212,000 City National Bank    46 $45,457,767,000 New York Community Bank    47 $44,197,959,000 People's United Bank    48 $43,390,000,000 Deutsche Bank Trust Company    Americas 49 $43,119,702,000 Signature Bank    50 $41,178,861,000 First Tennessee Bank    51 $40,746,561,000 CIT Bank    52 $37,120,068,000   

The Large Bank Protection Act | Consumer Federation of America 13 53 $35,671,974,000 Citizens Bank of Pennsylvania    54 $34,726,000,000 Banco Popular de Puerto Rico    55 $34,346,930,000 First-Citizens Bank & Trust Company    56 $34,298,273,000 TIAA, FSB    57 $34,254,676,000 Barclays Bank Delaware    58 $32,217,466,000 BOKF    59 $31,797,038,000 Frost Bank    60 $31,211,939,000 First National Bank of Pennsylvania    61 $31,106,198,000 Synovus Bank    62 $30,422,051,000 Associated Bank    63 $30,341,593,000 Sterling National Bank    64 $30,280,467,000 BankUnited    65 $27,823,771,000 Iberiabank    66 $27,268,871,000 Whitney Bank    67 $26,487,930,000 Webster Bank    68 $25,741,733,000 CIBC Bank USA    69 $25,711,323,000 Umpqua Bank    70 $25,142,360,000 Investors Bank    71 $25,054,739,000 Texas Capital Bank    72 $24,960,183,000 Pacific Western Bank    73 $24,727,667,000 Commerce Bank    74 $23,965,254,000 Valley National Bank    75 $23,949,542,000 BNY Mellon    76 $23,363,967,000 TD Bank USA    77 $23,020,511,000 TCF National Bank    78 $22,583,067,000 Prosperity Bank    79 $22,081,233,000 Pinnacle Bank    80 $21,866,592,000 Raymond James Bank    81 $21,645,302,000 Sallie Mae Bank    82 $21,557,938,000 UMB Bank    83 $21,275,647,000 Bank of the Ozarks    84 $20,552,225,000 First Hawaiian Bank    85 $20,404,038,000 Western Alliance Bank    86 $20,351,074,000 First National Bank of Omaha    87 $20,030,342,000 MB Financial Bank    88 $19,804,000,000 Bank of America California    89 $19,236,876,000    90 $19,041,801,000 United Bank    91 $17,509,349,000 FirstBank    92 $17,422,977,000 Old National Bank    93 $17,061,704,000 Bank of Hawaii    94 $16,855,693,000 Flagstar Bank, FSB    95 $16,754,915,000 Arvest Bank    96 $16,699,026,000 State Farm Bank, F.S.B.    97 $15,611,266,000    98 $15,585,466,000 Washington Federal    99 $15,308,454,000 BancorpSouth Bank    100 $15,286,549,000 Stifel Bank and Trust    101 $15,052,604,000 Comenity Bank    102 $14,726,156,000 MidFirst Bank    103 $14,461,396,000 South State Bank    104 $14,440,346,000 Centennial Bank    105 $14,201,986,000 Bank of Hope    106 $14,014,053,000 First Midwest Bank    107 $13,889,000,000    108 $13,854,593,000 Third Federal Savings and Loan    Association of Cleveland 109 $13,795,627,000 Trustmark National Bank    110 $12,808,944,000 Apple Bank for Savings    111 $12,705,766,000 Columbia State Bank    112 $12,246,248,000 FirstBank Puerto Rico    113 $12,151,833,000 First Interstate Bank    114 $11,915,259,000 Bremer Bank    115 $11,903,875,000 United Community Bank   

The Large Bank Protection Act | Consumer Federation of America 14 116 $11,803,006,000 Great Western Bank    117 $11,532,713,000 Fulton Bank    118 $11,528,145,000 Berkshire Bank    119 $10,932,664,000 Cadence Bank, N.A.    120 $10,873,098,000 Eastern Bank    121 $10,521,576,000 Community Bank    122 $10,485,448,000 Florida Community Bank    123 $10,317,088,000 Banc of California    124 $10,169,820,000 City National Bank of Florida   

The Large Bank Protection Act | Consumer Federation of America 15

Appendix B. Banks Not Subject to CFPB Supervision or Enforcement under Current Law

Rank Assets Bank 197 $5,613,751,000 Central Pacific Bank 125 $9,963,799,000 BMW Bank of North America 198 $5,597,010,000 Beal Bank USA 126 $9,844,932,000 Provident Bank 199 $5,547,490,000 First Bank 127 $9,833,136,000 Customers Bank 200 $5,470,945,000 Westamerica Bank 128 $9,805,580,000 Renasant Bank 201 $5,437,085,000 Sandy Spring Bank 129 $9,792,150,000 WesBanco Bank, Inc. 202 $5,414,702,000 OceanFirst Bank 130 $9,652,147,000 Glacier Bank 203 $5,405,278,000 MetaBank 131 $9,631,485,000 PlainsCapital Bank 204 $5,392,424,000 Lakeland Bank 132 $9,479,334,000 Banner Bank 205 $5,391,946,000 Ridgewood Savings Bank 133 $9,431,473,000 Northwest Bank 206 $5,372,590,000 Woodforest National Bank 134 $9,421,474,000 State Bank of India 207 $5,352,966,000 First Security Bank 135 $9,380,854,000 Simmons Bank 208 $5,270,086,000 Enterprise Bank & Trust 136 $9,352,196,000 First Merchants Bank 209 $5,230,709,000 East Boston Savings Bank 137 $9,321,790,000 Israel Discount Bank of New York 210 $5,208,681,000 Hanmi Bank 138 $9,291,033,000 Union Bank & Trust 211 $5,117,173,000 Intrust Bank 139 $9,289,511,000 Wells Fargo Financial National Bank 212 $5,107,638,000 Banco Santander Puerto Rico 140 $9,168,165,000 Banco Popular North America 213 $5,107,342,000 ConnectOne Bank 141 $9,088,831,000 LegacyTexas Bank 214 $5,075,719,000 Republic Bank & Trust Company 142 $9,060,824,000 NBT Bank 215 $4,960,521,000 Wilmington Trust 143 $9,009,287,000 Capitol Federal Savings Bank 216 $4,946,189,000 State Bank and Trust Company 144 $8,908,994,000 Bofi Federal Bank 217 $4,907,575,000 TrustCo Bank 145 $8,870,181,000 First Financial Bank 218 $4,824,309,000 Kearny Bank 146 $8,778,835,000 Bank of Baroda 219 $4,803,589,000 Wintrust Bank 147 $8,760,190,000 International Bank of Commerce 220 $4,768,739,000 Century Bank and Trust Company 148 $8,674,691,000 Independent Bank 221 $4,768,556,000 Liberty Bank 149 $8,604,013,000 Wells Fargo Bank South Central 222 $4,764,985,000 NBH Bank 150 $8,522,273,000 Towne Bank 223 $4,763,242,000 Bell Bank 151 $8,464,892,000 Bank Hapoalim B.M. 224 $4,759,594,000 Tri Counties Bank 152 $8,449,384,000 Comenity Capital Bank 225 $4,724,296,000 FirstBank 153 $8,425,727,000 MERCANTIL BANK 226 $4,720,468,000 Johnson Bank 154 $8,350,457,000 NexBank, SSB 227 $4,704,808,000 The Bancorp Bank 155 $8,294,175,000 Dollar Bank, Federal Savings Bank 228 $4,691,760,000 Tristate Capital Bank 156 $8,263,101,000 Citizens Business Bank 229 $4,684,443,000 Middlesex Savings Bank 157 $8,214,862,000 Safra National Bank of New York 230 $4,676,160,000 Salem Five Cents Savings Bank 158 $8,167,632,000 Boston Private Bank & Trust Company 231 $4,669,969,000 Lake City Bank 159 $8,144,695,000 Mutual of Omaha Bank 232 $4,668,391,000 USAmeriBank 160 $8,114,019,000 Optum Bank, Inc. 233 $4,653,676,000 MainSource Bank 161 $8,081,383,000 Rockland Trust Company 234 $4,594,004,000 Pinnacle Bank 162 $8,022,800,000 Pacific Premier Bank 235 $4,574,627,000 Fidelity Bank 163 $7,826,243,000 Ameris Bank 236 $4,538,042,000 First Foundation Bank 164 $7,486,809,000 Opus Bank 237 $4,530,022,000 The Washington Trust Company, of Westerly 165 $7,471,410,000 The Park National Bank 238 $4,528,746,000 Univest Bank and Trust Co. 166 $7,464,237,000 EagleBank 239 $4,510,197,000 RBC Bank, (Georgia) 167 $7,281,983,000 First 240 $4,473,611,000 Bankers Trust Company 168 $7,236,903,000 BancFirst 241 $4,430,527,000 The Bryn Mawr Trust Company 169 $7,228,760,000 First Financial Bank 242 $4,428,972,000 BNB Bank 170 $7,176,775,000 Nationwide Bank 243 $4,417,210,000 Great Southern Bank 171 $7,112,603,000 United Bank 244 $4,401,191,000 Midland States Bank 172 $7,112,397,000 Busey Bank 245 $4,317,253,000 E*TRADE Savings Bank 173 $7,082,016,000 ServisFirst Bank 246 $4,257,995,000 Peapack-Gladstone Bank 174 $7,074,470,000 CenterState Bank 247 $4,243,005,000 Green Bank 175 $7,038,696,000 S&T Bank 248 $4,161,552,000 Brookline Bank 176 $7,026,603,000 Bank Leumi USA 249 $4,135,891,000 Origin Bank 177 $6,991,578,000 Farmers and Merchants Bank of Long Beach 250 $4,131,799,000 Scotiabank de Puerto Rico 178 $6,947,141,000 Wilmington Savings Fund Society, FSB 251 $4,121,727,000 Oritani Bank 179 $6,798,659,000 American Savings Bank, FSB 252 $4,113,495,000 Community Trust Bank, Inc. 180 $6,747,177,000 Mizuho Bank (USA) 253 $4,112,292,000 Carter Bank & Trust 181 $6,700,442,000 HomeStreet Bank 254 $4,107,482,000 182 $6,533,576,000 Bank of India 255 $4,072,671,000 City National Bank of West Virginia 183 $6,492,519,000 Southside Bank 256 $4,069,086,000 Five Star Bank 184 $6,392,762,000 Dime Community Bank 257 $4,062,148,000 Fulton Bank of New Jersey 185 $6,300,088,000 Flushing Bank 258 $4,049,484,000 Amalgamated Bank 186 $6,286,552,000 First United Bank and Trust Company 259 $4,042,486,000 The Camden National Bank 187 $6,233,807,000 Washington Trust Bank 260 $3,990,211,000 Northfield Bank 188 $6,173,689,000 Emigrant Bank 261 $3,976,377,000 Fremont Bank 189 $6,145,411,000 Oriental Bank 262 $3,973,612,000 Amarillo National Bank 190 $6,122,853,000 First Bank 263 $3,958,360,000 Horizon Bank 191 $5,886,559,000 1st Source Bank 264 $3,947,088,000 Centier Bank 192 $5,797,932,000 Beneficial Bank 265 $3,893,031,000 The First National Bank of Long Island 193 $5,793,687,000 Seacoast National Bank 266 $3,840,893,000 Franklin Synergy Bank 194 $5,757,490,000 Columbia Bank 267 $3,836,505,000 Union Bank and Trust Company 195 $5,702,726,000 Luther Burbank Savings 268 $3,812,546,000 CoBiz Bank 196 $5,637,565,000 Mechanics Bank 269 $3,771,452,000

1620 Eye Street, NW, Suite 200 | Washington, DC 20006 | (202) 387-6121 | consumerfed.org 270 $3,767,622,000 Bangor Savings Bank 350 $2,643,264,000 The Canandaigua National Bank and Trust 271 $3,747,398,000 Community Bank Company 272 $3,740,932,000 First American Bank 351 $2,641,355,000 Home Savings Bank 273 $3,710,187,000 Ocean Bank 352 $2,638,543,000 Bank Mutual 274 $3,697,445,000 Guaranty Bank and Trust Company 353 $2,627,659,000 ANB Bank 275 $3,690,879,000 Bank of Colorado 354 $2,615,575,000 SONABANK 276 $3,678,712,000 Sunflower Bank 355 $2,606,689,000 Inwood National Bank 277 $3,658,330,000 Cambridge Savings Bank 356 $2,583,008,000 Exchange Bank 278 $3,653,142,000 First National Bank Alaska 357 $2,580,152,000 Southern Bank and Trust Company 279 $3,651,783,000 New York 358 $2,569,402,000 City Bank 280 $3,619,030,000 National Bank 359 $2,547,020,000 Principal Bank 281 $3,569,754,000 Peoples Bank 360 $2,509,862,000 Parkway Bank and Trust Company 282 $3,567,564,000 American National Bank 361 $2,505,442,000 The Central Trust Bank 283 $3,564,766,000 Lake Forest Bank & Trust Company 362 $2,479,145,000 TIB The Independent Bankersbank 284 $3,562,938,000 Bar Harbor Bank & Trust 363 $2,474,877,000 Amboy Bank 285 $3,522,047,000 Stockman Bank of Montana 364 $2,467,975,000 Bank of Marin 286 $3,521,782,000 CresCom Bank 365 $2,463,284,000 First International Bank & Trust 287 $3,503,480,000 Merrick Bank 366 $2,437,615,000 Texas Bank and Trust Company 288 $3,493,190,000 InterBank 367 $2,427,765,000 The Bank of East Asia Ltd. 289 $3,479,424,000 Morton Community Bank 368 $2,408,898,000 Bessemer Trust Company 290 $3,478,788,000 Alpine Bank 369 $2,408,261,000 & Trust Co. 291 $3,468,821,000 TBK BANK, SSB 370 $2,407,662,000 The Columbia Bank 292 $3,431,306,000 First American Trust, FSB 371 $2,401,451,000 The Brand Banking Company 293 $3,410,912,000 Happy State Bank 372 $2,396,553,000 Dacotah Bank 294 $3,394,682,000 Merchants Bank of 373 $2,380,304,000 First Community Bank 295 $3,364,974,000 Byline Bank 374 $2,365,825,000 Old Second National Bank 296 $3,301,691,000 Institution for Savings in Newburyport and Its 375 $2,358,124,000 PeoplesBank Vicinity 376 $2,346,690,000 Industrial and Commercial Bank of China USA 297 $3,275,872,000 Bank of Hampton Roads 377 $2,340,180,000 Bank of the Sierra 298 $3,266,805,000 Mercantile Bank of Michigan 378 $2,323,185,000 First State Community Bank 299 $3,243,627,000 HomeTrust Bank 379 $2,315,740,000 Republic Bank 300 $3,240,187,000 CTBC Bank Corp. (USA) 380 $2,304,903,000 Wilson Bank and Trust 301 $3,234,045,000 Stock Yards Bank & Trust Company 381 $2,289,956,000 Citywide Banks 302 $3,228,279,000 The Cape Cod Five Cents Savings Bank 382 $2,284,621,000 Hingham Institution for Savings 303 $3,205,800,000 MidWestOne Bank 383 $2,276,816,000 NATIONAL COOPERATIVE BANK, N.A. 304 $3,189,749,000 Grandpoint Bank 384 $2,272,922,000 Glens Falls National Bank and Trust Company 305 $3,172,341,000 Equity Bank 385 $2,268,380,000 West Suburban Bank 306 $3,152,920,000 Firstrust Savings Bank 386 $2,265,928,000 Northbrook Bank and Trust Company 307 $3,136,038,000 German American Bancorp 387 $2,233,845,000 Lone Star National Bank 308 $3,089,312,000 Burke & Herbert Bank & Trust Company 388 $2,226,858,000 Home Bank 309 $3,079,399,000 CommunityBank of Texas, N.A. 389 $2,226,144,000 Bank Rhode Island 310 $3,063,820,000 Farmers & Merchants Bank of Central California 390 $2,224,905,000 Hinsdale Bank & Trust Company 311 $3,049,790,000 Farmington Bank 391 $2,205,722,000 Wells Fargo Bank Northwest 312 $3,009,339,000 TotalBank 392 $2,203,118,000 Home Federal Bank of Tennessee 313 $2,995,879,000 Security Bank of Kansas City 393 $2,181,709,000 Union Savings Bank 314 $2,990,108,000 Bank of Stockton 394 $2,180,293,000 Harbor Community Bank, FSB 315 $2,967,866,000 First Federal Bank of the Midwest 395 $2,172,609,000 El Dorado Savings Bank, F.S.B. 316 $2,965,945,000 Heartland Bank and Trust Company 396 $2,172,570,000 Independence Bank of Kentucky 317 $2,963,376,000 Sterling Bank and Trust, FSB 397 $2,167,085,000 Peoples Security Bank and Trust Company 318 $2,961,967,000 Hills Bank and Trust Company 398 $2,160,299,000 Bear State Bank 319 $2,953,282,000 CrossFirst Bank 399 $2,142,563,000 Sun National Bank 320 $2,948,674,000 Veritex Community Bank 400 $2,139,762,000 The Farmers National Bank of Canfield 321 $2,931,212,000 Nicolet National Bank 401 $2,134,927,000 Alerus Financial 322 $2,918,982,000 First Financial Bank 402 $2,127,314,000 Summit Community Bank, Inc 323 $2,891,018,000 Atlantic Capital Bank 403 $2,123,382,000 People's Intermountain Bank 324 $2,886,946,000 Southwest Bank 404 $2,118,275,000 Tompkins Trust Company 325 $2,883,123,000 The American National Bank of Texas 405 $2,116,542,000 The National Bank of Indianapolis 326 $2,882,576,000 Capital City Bank 406 $2,113,118,000 West Bank 327 $2,860,789,000 Allegiance Bank 407 $2,109,649,000 WashingtonFirst Bank 328 $2,856,384,000 John Deere Financial, f.s.b. 408 $2,105,104,000 Old Line Bank 329 $2,856,018,000 Access National Bank 409 $2,099,773,000 Fidelity Bank 330 $2,842,662,000 Heritage Bank of Commerce 410 $2,098,845,000 Revere Bank 331 $2,830,917,000 First Mid-Illinois Bank & Trust 411 $2,093,001,000 The Bank of New York Mellon Trust Company 332 $2,817,507,000 Enterprise Bank and Trust Company 412 $2,091,648,000 BAC Florida Bank 333 $2,797,478,000 Landmark Bank 413 $2,080,563,000 Citizens First Bank 334 $2,794,779,000 RCB Bank 414 $2,078,666,000 Westfield Bank 335 $2,780,041,000 Independent Bank 415 $2,069,626,000 Bristol County Savings Bank 336 $2,764,317,000 First Internet Bank of Indiana 416 $2,068,601,000 Northern Bank & Trust Company 337 $2,758,709,000 Bank SNB 417 $2,064,412,000 Gate City Bank 338 $2,748,891,000 CNB Bank 418 $2,040,344,000 North Shore Bank, FSB 339 $2,746,734,000 Union Savings Bank 419 $2,037,816,000 River City Bank 340 $2,735,073,000 National Bank of Commerce 420 $2,017,627,000 Needham Bank 341 $2,722,998,000 Spencer Savings Bank, SLA 421 $2,009,849,000 Penn Community Bank 342 $2,695,108,000 BankPlus 422 $2,006,441,000 KleinBank 343 $2,689,681,000 WEX Bank 423 $2,003,752,000 Territorial Savings Bank 344 $2,676,611,000 Belmont Savings Bank 424 $2,002,887,000 Barrington Bank & Trust Company 345 $2,667,102,000 Sumitomo Mitsui Trust Bank (U.S.A.) Limited 425 $1,995,487,000 North American Savings Bank, F.S.B. 346 $2,666,915,000 Blue Hills Bank 426 $1,988,803,000 Stearns Bank 347 $2,666,600,000 Live Oak Banking Company 427 $1,962,761,000 Guaranty Bank & Trust, N.A. 348 $2,664,289,000 Manufacturers Bank 428 $1,962,560,000 Bank of Guam 349 $2,650,012,000 HarborOne Bank 429 $1,949,934,000 Cambridge Trust Company 430 $1,949,583,000 State Bank of India

The Large Bank Protection Act | Consumer Federation of America 17 431 $1,942,030,000 BCB Community Bank 513 $1,598,550,000 CB&S Bank, Inc. 432 $1,921,282,000 Republic Bank of 514 $1,598,426,000 First Dakota National Bank 433 $1,921,018,000 STAR Financial Bank 515 $1,595,978,000 Carrollton Bank 434 $1,913,419,000 Town Bank 516 $1,593,159,000 The Bank of Tampa 435 $1,897,836,000 National Exchange Bank and Trust 517 $1,587,674,000 Country Bank for Savings 436 $1,890,947,000 USAA Savings Bank 518 $1,585,733,000 MutualBank 437 $1,889,299,000 Silvergate Bank 519 $1,583,827,000 ACNB Bank 438 $1,889,185,000 Beal Bank, SSB 520 $1,581,168,000 First County Bank 439 $1,888,700,000 Macatawa Bank 521 $1,578,834,000 Lafayette Ambassador Bank 440 $1,887,386,000 The Fidelity Bank 522 $1,578,246,000 FineMark National Bank & Trust 441 $1,879,308,000 Central Bank of Boone County 523 $1,576,437,000 Entegra Bank 442 $1,879,051,000 MidSouth Bank 524 $1,570,653,000 Savings Institute Bank and Trust Company 443 $1,876,110,000 Midwest BankCentre 525 $1,566,554,000 Banterra Bank 444 $1,873,549,000 American Business Bank 526 $1,560,053,000 Quad City Bank and Trust Company 445 $1,849,106,000 Interaudi Bank 527 $1,558,657,000 First Fidelity Bank 446 $1,848,755,000 CENTRAL BANK OF ST. LOUIS 528 $1,554,627,000 Orrstown Bank 447 $1,816,797,000 Woori America Bank 529 $1,553,420,000 First State Bank of Uvalde 448 $1,816,231,000 ESSA Bank & Trust 530 $1,548,887,000 Marquette Bank 449 $1,812,082,000 Colorado Federal Savings Bank 531 $1,544,714,000 BankNewport 450 $1,811,335,000 The First, A National Banking Ass’n 532 $1,541,610,000 Northwest Bank 451 $1,810,417,000 First National Bank 533 $1,540,253,000 Wheaton Bank & Trust 452 $1,809,405,000 First Bank & Trust 534 $1,538,213,000 Bank of New Hampshire 453 $1,806,946,000 Maspeth Federal Savings and Loan Ass’n 535 $1,537,853,000 International Bank of Commerce 454 $1,806,647,000 American National Bank and Trust Company 536 $1,537,200,000 Bank of Ann Arbor 455 $1,806,632,000 The Bank of Edwardsville 537 $1,528,130,000 MVB Bank, Inc 456 $1,804,054,000 WaterStone Bank, SSB 538 $1,521,910,000 Civista Bank 457 $1,802,054,000 United Community Bank 539 $1,519,178,000 Avidia Bank 458 $1,799,500,000 Yakima Federal Savings and Loan Ass’n 540 $1,516,014,000 Cashmere Valley Bank 459 $1,790,766,000 Bankwell Bank 541 $1,509,757,000 Northrim Bank 460 $1,788,027,000 First Business Bank 542 $1,507,851,000 Fairfield County Bank 461 $1,787,966,000 Union County Savings Bank 543 $1,505,736,000 Citizens and Farmers Bank 462 $1,787,790,000 KS StateBank 544 $1,490,584,000 SouthEast Bank 463 $1,784,775,000 First Federal Savings and Loan Ass’n of Lakewood 545 $1,490,279,000 Bank Independent 464 $1,775,577,000 Hamilton State Bank 546 $1,490,031,000 United Bank of Iowa 465 $1,768,439,000 Southern Bank 547 $1,484,749,000 American First National Bank 466 $1,767,492,000 Emprise Bank 548 $1,461,853,000 D. L. Evans Bank 467 $1,763,918,000 Paragon Commercial Bank 549 $1,458,780,000 EnerBank USA 468 $1,760,210,000 Isabella Bank 550 $1,458,622,000 BayCoast Bank 469 $1,758,446,000 Metropolitan Commercial Bank 551 $1,454,524,000 The Bank of Castile 470 $1,755,153,000 Central Bank of the Midwest 552 $1,453,534,000 New Mexico Bank & Trust 471 $1,750,612,000 National 553 $1,452,328,000 First Bank 472 $1,744,607,000 First Guaranty Bank 554 $1,450,195,000 Unity Bank 473 $1,732,144,000 Seaside National Bank & Trust 555 $1,444,493,000 Dedham Institution for Savings 474 $1,730,669,000 Frandsen Bank & Trust 556 $1,443,419,000 Dubuque Bank and Trust Company 475 $1,730,130,000 Citizens National Bank 557 $1,442,147,000 PCSB Bank 476 $1,726,151,000 Jefferson Bank 558 $1,441,998,000 Pacific City Bank 477 $1,725,679,000 Minnwest Bank 559 $1,428,715,000 Post Oak Bank, N.A. 478 $1,723,881,000 Red River Bank 560 $1,428,317,000 Old Plank Trail Community Bank 479 $1,711,733,000 The First Bank and Trust Company 561 $1,424,075,000 Village Bank and Trust 480 $1,707,191,000 Chemung Canal Trust Company 562 $1,423,509,000 Country Club Bank 481 $1,705,508,000 PeoplesBank, a Codorus Valley Company 563 $1,422,256,000 Hawthorn Bank 482 $1,700,463,000 Boiling Springs Savings Bank 564 $1,414,429,000 Tri City National Bank 483 $1,692,382,000 Austin Bank, Texas 565 $1,413,334,000 Traditional Bank, Inc. 484 $1,689,753,000 VIST Bank 566 $1,412,826,000 First State Bank Central Texas 485 $1,689,129,000 First National Bank Texas 567 $1,412,010,000 Reliance Bank 486 $1,688,470,000 568 $1,405,954,000 Extraco Banks 487 $1,686,532,000 First PREMIER Bank 569 $1,404,995,000 Habib American Bank 488 $1,684,412,000 Mascoma Bank 570 $1,401,097,000 Community Bank of the Chesapeake 489 $1,683,566,000 BTH Bank 571 $1,395,480,000 FCB Banks 490 $1,679,354,000 SmartBank 572 $1,393,670,000 Montecito Bank & Trust 491 $1,671,239,000 First Farmers Bank and Trust Company 573 $1,389,952,000 Investors Community Bank 492 $1,667,883,000 WestStar Bank 574 $1,387,961,000 The Bank of Missouri 493 $1,665,586,000 Clifton Savings Bank 575 $1,385,368,000 American Bank 494 $1,665,528,000 Peoples Bank 576 $1,383,229,000 Libertyville Bank & Trust Company 495 $1,660,750,000 Central Valley Community Bank 577 $1,382,881,000 Farmers Bank & Trust Company 496 $1,656,476,000 Merchants Bank 578 $1,377,302,000 Shore United Bank 497 $1,656,001,000 First Citizens National Bank 579 $1,375,948,000 First Farmers and Merchants Bank 498 $1,647,245,000 CharterBank 580 $1,375,116,000 First Federal Bank of Florida 499 $1,634,251,000 Cornerstone Bank 581 $1,374,727,000 North Dallas Bank & Trust Co. 500 $1,631,820,000 United Bank & Capital Trust Company 582 $1,372,916,000 Cross River Bank 501 $1,625,986,000 Think Mutual Bank 583 $1,371,076,000 Westfield Bank, FSB 502 $1,624,291,000 Southern First Bank 584 $1,366,019,000 Inter National Bank 503 $1,623,389,000 BankFinancial 585 $1,364,710,000 First National Bank of America 504 $1,623,313,000 Bryant Bank 586 $1,362,071,000 Mahopac Bank 505 $1,620,934,000 Investar Bank 587 $1,361,842,000 First Florida Integrity Bank 506 $1,612,424,000 Gulf Coast Bank and Trust Company 588 $1,359,874,000 First Citizens Community Bank 507 $1,612,081,000 Poppy Bank 589 $1,353,238,000 American Bank Center 508 $1,611,495,000 First Bank of Highland Park 590 $1,348,263,000 Machias Savings Bank 509 $1,611,486,000 Bridgewater Bank 591 $1,347,101,000 Monroe Bank & Trust 510 $1,607,372,000 Gibraltar Private Bank & Trust Co. 592 $1,344,368,000 CapStar Bank 511 $1,602,064,000 Lakeside Bank 593 $1,344,260,000 South Shore Bank 512 $1,601,070,000 UniBank for Savings 594 $1,341,930,000 Texas Community Bank

The Large Bank Protection Act | Consumer Federation of America 18 595 $1,338,956,000 First Community Bank 675 $1,142,656,000 Radius Bank 596 $1,337,405,000 Shinhan Bank America 676 $1,139,616,000 First Bank & Trust 597 $1,335,998,000 Essex Bank 677 $1,137,588,000 Kitsap Bank 598 $1,331,493,000 The Citizens National Bank of Meridian 678 $1,137,045,000 Parke Bank 599 $1,330,502,000 Florence Bank 679 $1,136,234,000 First Bank Financial Centre 600 $1,329,440,000 United Bank 680 $1,134,345,000 Norway Savings Bank 601 $1,327,876,000 Easthampton Savings Bank 681 $1,132,839,000 Wayne Bank 602 $1,320,454,000 Pacific Mercantile Bank 682 $1,127,705,000 The First National Bank in Sioux Falls 603 $1,319,903,000 First National Bank 683 $1,127,535,000 Riverview Community Bank 604 $1,319,432,000 First United Bank & Trust 684 $1,126,169,000 State Bank & Trust Company 605 $1,308,681,000 Cedar Rapids Bank and Trust Company 685 $1,123,192,000 Reliant Bank 606 $1,306,749,000 The First National Bank of Fort Smith 686 $1,121,071,000 The First National Bank and Trust Company 607 $1,304,817,000 Pinnacle Bank 687 $1,119,920,000 Cornerstone Bank 608 $1,300,124,000 Whitaker Bank 688 $1,119,377,000 Falcon International Bank 609 $1,299,901,000 Level One Bank 689 $1,116,040,000 Savings Bank of Mendocino County 610 $1,298,183,000 Central Bank of The Ozarks 690 $1,109,634,000 FirstCapital Bank of Texas 611 $1,296,404,000 Green Dot Bank DBA Bonneville Bank 691 $1,107,786,000 The Lowell Five Cent Savings Bank 612 $1,294,980,000 Bank Iowa 692 $1,106,713,000 The Middlefield Banking Company 613 $1,294,089,000 Pioneer Bank, SSB 693 $1,105,885,000 Lincoln Savings Bank 614 $1,293,802,000 LCNB National Bank 694 $1,102,105,000 Cache Valley Bank 615 $1,292,216,000 Metro City Bank 695 $1,096,724,000 The Village Bank 616 $1,285,059,000 Los Alamos National Bank 696 $1,095,725,000 Jersey Shore State Bank 617 $1,284,932,000 Evans Bank 697 $1,094,588,000 First State Bank 618 $1,282,292,000 Blackhawk Bank & Trust 698 $1,091,961,000 Washington Financial Bank 619 $1,273,834,000 Academy Bank 699 $1,091,860,000 American Heritage Bank 620 $1,273,169,000 First United Bank 700 $1,090,752,000 Peoples Bank 621 $1,269,638,000 Redding Bank of Commerce 701 $1,088,821,000 Gorham Savings Bank 622 $1,265,475,000 First National Bank of Northern California 702 $1,088,263,000 AIMBank 623 $1,265,123,000 Sterling Bank 703 $1,086,583,000 , Inc. 624 $1,265,069,000 Ion Bank 704 $1,084,268,000 State Bank of the Lakes 625 $1,264,695,000 Business First Bank 705 $1,082,524,000 DNB First 626 $1,262,642,000 Citizens & Northern Bank 706 $1,082,413,000 The Farmers & Merchants State Bank 627 $1,262,449,000 Starion Bank 707 $1,081,844,000 Medallion Bank 628 $1,259,331,000 Glenview State Bank 708 $1,079,274,000 1st Constitution Bank 629 $1,256,847,000 River Valley Bank 709 $1,079,222,000 Bank & Trust 630 $1,255,748,000 First Citizens Bank 710 $1,078,785,000 COMMONWEALTH BUSINESS BANK 631 $1,253,722,000 The National Bank of Blacksburg 711 $1,078,597,000 Queensborough National Bank & Trust Company 632 $1,249,881,000 Choice Financial Group 712 $1,077,872,000 Alma Bank 633 $1,247,922,000 NEXTIER BANK 713 $1,076,238,000 Banesco USA 634 $1,246,082,000 Pioneer Savings Bank 714 $1,075,212,000 First Western Bank & Trust 635 $1,244,980,000 United Business Bank 715 $1,074,599,000 Chelsea Groton Bank 636 $1,243,331,000 Alpine Bank & Trust Co. 716 $1,072,281,000 First American Bank 637 $1,239,558,000 West Texas National Bank 717 $1,069,790,000 Armed Forces Bank 638 $1,235,815,000 Manasquan Bank 718 $1,067,951,000 St. Charles Bank & Trust Company 639 $1,235,070,000 Southern Bancorp Bank 719 $1,067,680,000 Lubbock National Bank 640 $1,234,252,000 Newtown Savings Bank 720 $1,067,452,000 Texas First Bank 641 $1,230,902,000 Colony Bank 721 $1,064,264,000 Premier Bank, Inc. 642 $1,224,392,000 Beverly Bank & Trust Company 722 $1,063,530,000 Community Financial Services Bank 643 $1,222,453,000 Leader Bank 723 $1,063,418,000 First State Bank 644 $1,217,658,000 First Northern Bank of Dixon 724 $1,062,528,000 Bank of Utica 645 $1,211,262,000 The Adirondack Trust Company 725 $1,057,662,000 The Bank of Greene County 646 $1,211,107,000 Community National Bank 726 $1,057,335,000 American Momentum Bank 647 $1,210,221,000 Bank of Utah 727 $1,057,054,000 Malvern Bank N.A. 648 $1,208,314,000 First Financial Northwest Bank 728 $1,056,164,000 Forcht Bank 649 $1,203,764,000 Crestmark Bank 729 $1,053,047,000 Texas Exchange Bank, ssb 650 $1,200,591,000 The Bank of Princeton 730 $1,051,638,000 First Virginia Community Bank 651 $1,199,548,000 Bank of Tennessee 731 $1,050,914,000 Kentucky Bank 652 $1,199,299,000 Select Bank & Trust Company 732 $1,050,054,000 First Community Bank 653 $1,193,925,000 First Federal Savings and Loan Ass’n of Port 733 $1,044,941,000 Western State Bank Angeles 734 $1,044,091,000 Schaumburg Bank & Trust Company 654 $1,181,598,000 Centreville Bank 735 $1,041,072,000 The Moody National Bank 655 $1,180,685,000 Farmers and Merchants Trust Company of 736 $1,040,273,000 Malaga Bank F.S.B. Chambersburg 737 $1,039,328,000 Two River Community Bank 656 $1,178,449,000 Watertown Savings Bank 738 $1,036,662,000 East Cambridge Savings Bank 657 $1,176,882,000 Sunwest Bank 739 $1,035,744,000 F&M Bank 658 $1,175,351,000 Bridgeview Bank Group 740 $1,035,689,000 Northeast Bank 659 $1,174,432,000 John Marshall Bank 741 $1,034,666,000 Oak Valley Community Bank 660 $1,170,354,000 Mid Penn Bank 742 $1,033,282,000 The Ephrata National Bank 661 $1,168,426,000 The Bank of Commerce 743 $1,031,930,000 The Lyons National Bank 662 $1,167,122,000 South Central Bank, Inc. 744 $1,027,288,000 1st Summit Bank 663 $1,163,791,000 Riverview Bank 745 $1,027,075,000 Spirit of Texas Bank, SSB 664 $1,162,032,000 Provident Savings Bank, F.S.B. 746 $1,026,120,000 INLAND BANK & TRUST 665 $1,160,233,000 FNCB Bank 747 $1,024,661,000 Planters Bank & Trust Company 666 $1,156,621,000 American Trust & Savings Bank 748 $1,024,287,000 First Security Bank 667 $1,155,589,000 Cenlar FSB 749 $1,020,823,000 Progress Bank and Trust 668 $1,154,899,000 Peoples National Bank , N.A. 750 $1,017,122,000 First Commerce Bank 669 $1,151,205,000 Ameriserv Financial Bank 751 $1,017,062,000 Central Bank 670 $1,150,216,000 Howard Bank 752 $1,016,191,000 Capital Bank 671 $1,148,654,000 Kennebunk Savings Bank 753 $1,011,506,000 Marlin Business Bank 672 $1,147,785,000 The Conway National Bank 754 $1,011,182,000 The Valley Bank Company 673 $1,143,348,000 Somerset Trust Company 755 $1,009,174,000 Main Street Bank 674 $1,142,958,000 QNB Bank 756 $1,007,589,000 The Farmers & Merchants Bank

The Large Bank Protection Act | Consumer Federation of America 19 757 $1,004,867,000 Independent Bank 839 $925,078,000 Premier Valley Bank 758 $997,353,000 Embassy Bank for the Lehigh Valley 840 $924,758,000 First National Bank and Trust Company of 759 $996,789,000 Five Points Bank Newtown 760 $996,378,000 Crescent Bank & Trust 841 $924,659,000 Atlantic Stewardship Bank 761 $994,690,000 Waukesha State Bank 842 $924,597,000 Peoples Bank SB 762 $994,567,000 U. S. Century Bank 843 $924,343,000 Ponce Bank 763 $993,854,000 Planters Bank, Inc. 844 $923,520,000 Citizens National Bank, N.A. 764 $992,744,000 The Citizens Bank of Philadelphia, Mississippi 845 $922,775,000 THE VINTON COUNTY NATIONAL BANK 765 $992,640,000 Citizens National Bank 846 $921,290,000 Cape Cod Co-operative Bank 766 $991,948,000 Timberland Bank 847 $919,218,000 Bank of New England 767 $989,642,000 Sunrise Banks 848 $917,193,000 First Bank & Trust 768 $989,537,000 Commonwealth Bank and Trust Company 849 $915,652,000 Heritage Bank USA, Inc. 769 $989,423,000 First Mariner Bank 850 $915,427,000 Citizens State Bank 770 $988,692,000 First Keystone Community Bank 851 $914,666,000 First Financial Bank 771 $988,270,000 Mabrey Bank 852 $910,210,000 Citizens Bank of Lafayette 772 $987,937,000 Thomaston Savings Bank 853 $909,449,000 CoreFirst Bank & Trust 773 $986,691,000 Salisbury Bank and Trust Company 854 $909,112,000 HomeBanc 774 $984,794,000 Savings Bank of Danbury 855 $908,053,000 775 $984,404,000 Atlantic Coast Bank 856 $907,775,000 MountainOne Bank 776 $984,052,000 Luana Savings Bank 857 $905,775,000 Meredith Village Savings Bank 777 $981,848,000 Bank of Springfield 858 $904,966,000 Montgomery Bank 778 $981,497,000 1st Security Bank of Washington 859 $903,668,000 First Choice Bank 779 $981,216,000 Commercial Bank 860 $901,744,000 The Provident Bank 780 $981,161,000 mBank 861 $901,378,000 American Bank of Commerce 781 $980,943,000 State Bank of Southern Utah 862 $900,967,000 Open Bank 782 $978,258,000 Sussex Bank 863 $900,366,000 Heartland Bank 783 $977,808,000 Security State Bank & Trust 864 $899,988,000 Empire National Bank 784 $976,731,000 The Old Point National Bank of Phoebus 865 $899,667,000 Troy Bank & Trust Company 785 $972,801,000 Five Star Bank 866 $899,348,000 Monona Bank 786 $971,729,000 Rosedale Federal Savings and Loan Ass’n 867 $899,214,000 Illinois National Bank 787 $970,004,000 Standard Bank, PaSB 868 $897,829,000 Piedmont Federal Savings Bank 788 $969,487,000 Colonial Savings, F.A. 869 $896,579,000 The Park Bank 789 $968,347,000 First National Bank 870 $894,049,000 Bank of the Pacific 790 $967,200,000 Providence Bank 871 $892,546,000 Biscayne Bank 791 $966,826,000 Limestone Bank, Inc. 872 $892,287,000 First Federal Savings and Loan Ass’n of Greene Co 792 $966,273,000 Virginia Commonwealth Bank 873 $889,058,000 Fall River Five Cents Savings Bank 793 $964,987,000 Crystal Lake Bank and Trust Company 874 $887,407,000 Bank of New Jersey 794 $964,063,000 Haven Savings Bank 875 $887,007,000 United Bankers' Bank 795 $962,643,000 Community National Bank & Trust 876 $886,599,000 Horizon Bank, SSB 796 $962,350,000 FirstBank Southwest 877 $883,779,000 The Nodaway Valley Bank 797 $961,180,000 Security First Bank 878 $880,432,000 Northway Bank 798 $959,357,000 Northfield Savings Bank 879 $880,419,000 Pathfinder Bank 799 $957,759,000 Saco & Biddeford Savings Institution 880 $880,168,000 Citizens Bank and Trust Company 800 $957,533,000 BankFirst Financial Services 881 $877,543,000 Evergreen Bank Group 801 $955,179,000 Androscoggin Savings Bank 882 $876,891,000 Pinnacle Bank 802 $955,028,000 Congressional Bank 883 $876,496,000 Bath Savings Institution 803 $954,308,000 Farmers State Bank 884 $876,013,000 Exchange Bank 804 $953,120,000 First Western Trust Bank 885 $875,900,000 The State Bank and Trust Company 805 $952,586,000 The Security National Bank of Sioux City, Iowa 886 $872,962,000 First American International Bank 806 $952,559,000 Orange Bank &Trust Company 887 $871,844,000 Sabine State Bank and Trust Company 807 $952,461,000 Kennebec Savings Bank 888 $869,903,000 American State Bank 808 $952,163,000 First Volunteer Bank 889 $869,680,000 Salin Bank and Trust Company 809 $947,888,000 First American Bank 890 $869,624,000 JD Bank 810 $945,025,000 Armstrong Bank 891 $869,092,000 First National Banker's Bank 811 $945,013,000 BNC National Bank 892 $869,002,000 Commercial Bank of California 812 $944,904,000 CNB Bank and Trust, N.A. 893 $868,657,000 Security Federal Bank 813 $944,810,000 Sunshine State Federal Savings and Loan Ass’n 894 $867,092,000 Solvay Bank 814 $943,628,000 Park Bank 895 $865,587,000 California Bank of Commerce 815 $942,777,000 Citizens Community Federal 896 $864,532,000 The Fidelity Deposit and Discount Bank 816 $940,955,000 International Bank of Commerce 897 $863,355,000 Charter Bank 817 $940,011,000 Mizrahi Tefahot Bank, Ltd. 898 $862,872,000 Central National Bank 818 $939,162,000 Amalgamated Bank of Chicago 899 $861,877,000 Central Bank Illinois 819 $938,844,000 Seacoast Commerce Bank 900 $858,400,000 Security National Bank of Omaha 820 $938,301,000 First Bank and Trust 901 $857,176,000 Trust Company of America 821 $937,822,000 Toyota Financial Savings Bank 902 $856,037,000 Meridian Bank 822 $937,446,000 Citizens National Bank of Texas 903 $855,500,000 The Cecilian Bank 823 $935,935,000 State Bank of Cross Plains 904 $854,356,000 AuburnBank 824 $933,739,000 Prudential Bank 905 $852,168,000 Patriot Bank 825 $933,081,000 Central National Bank 906 $851,006,000 Merrimack County Savings Bank 826 $932,588,000 First Bankers Trust Company 907 $850,020,000 First State Bank 827 $932,524,000 Community Bank 908 $848,892,000 First Southern National Bank 828 $929,582,000 First Bank & Trust 909 $847,660,000 Texas Regional Bank 829 $929,549,000 Guardian Savings Bank, A Federal Savings Bank 910 $847,656,000 Peoples State Bank 830 $929,491,000 First State Bank of the Florida Keys 911 $843,944,000 EverTrust Bank 831 $929,129,000 Fieldpoint Private Bank & Trust 912 $841,525,000 Marquette Savings Bank 832 $928,482,000 First American Bank and Trust 913 $841,261,000 Ulster Savings Bank 833 $928,022,000 Skagit Bank 914 $840,052,000 The Croghan Colonial Bank 834 $927,541,000 First Savings Bank 915 $839,640,000 Community Bank, Coast 835 $927,259,000 Community Bank of Mississippi 916 $839,631,000 State Bank of Texas 836 $926,876,000 Landmark National Bank 917 $839,348,000 Newburyport Five Cents Savings Bank 837 $926,078,000 Lone Star State Bank of West Texas 918 $838,911,000 Cornerstone Bank 838 $925,640,000 Landmark Community Bank 919 $835,880,000 Liberty Bank for Savings

The Large Bank Protection Act | Consumer Federation of America 20 920 $835,747,000 Modern Bank 1002 $763,657,000 SouthStar Bank, S.S.B. 921 $835,005,000 Bank Midwest 1003 $763,523,000 Focus Bank 922 $834,743,000 The Torrington Savings Bank 1004 $762,809,000 Heritage Bank, Inc. 923 $833,673,000 Two Rivers Bank & Trust 1005 $759,792,000 Relyance Bank 924 $833,451,000 North State Bank 1006 $759,317,000 Integrity Bank, SSB 925 $830,672,000 Cass Commercial Bank 1007 $759,116,000 Beneficial State Bank 926 $830,658,000 Sturdy Savings Bank 1008 $758,942,000 Citizens Alliance Bank 927 $829,469,000 Dime Bank 1009 $757,787,000 Bank of Clarke County 928 $828,650,000 First National Bank of Central Texas 1010 $756,970,000 First Harrison Bank 929 $828,210,000 Community West Bank 1011 $756,496,000 The First National Bank of Hutchinson 930 $827,634,000 Northpointe Bank 1012 $756,222,000 First National Bank, Ames, Iowa 931 $826,691,000 Century Bank 1013 $751,801,000 Farmers & Merchants Bank 932 $826,312,000 Citizens Tri-County Bank 1014 $750,408,000 First Bank Richmond 933 $825,975,000 Inland Northwest Bank 1015 $750,113,000 First Command Bank 934 $825,147,000 Citizens Bank 1016 $749,962,000 Alliance Bank 935 $825,135,000 Greenfield Savings Bank 1017 $749,408,000 Transportation Alliance Bank, Inc. d/b/a TAB Bank 936 $824,377,000 Fidelity Bank & Trust 1018 $749,229,000 The Farmers National Bank of Emlenton 937 $824,286,000 First National Bank of Tennessee 1019 $747,360,000 Citizens Union Bank of Shelbyville 938 $823,611,000 Pacific Coast Bankers' Bank 1020 $746,763,000 Mountain Commerce Bank 939 $823,186,000 River Bank & Trust 1021 $746,576,000 The Pitney Bowes Bank, Inc. 940 $823,148,000 First Federal Bank of Louisiana 1022 $745,012,000 Commercial Bank & Trust Co. 941 $823,113,000 Heritage Bank of Nevada 1023 $744,966,000 Union Bank 942 $822,312,000 Wells Fargo Bank, Ltd. 1024 $744,774,000 Plumas Bank 943 $819,909,000 The Piedmont Bank 1025 $744,453,000 Centennial Bank 944 $819,888,000 MidCountry Bank 1026 $743,446,000 Town And Country Bank 945 $819,598,000 Fidelity Co-operative Bank 1027 $742,248,000 The Guilford Savings Bank 946 $819,105,000 North Shore Bank, a Co-operative Bank 1028 $741,948,000 Rhinebeck Bank 947 $818,571,000 Central Bank 1029 $741,268,000 Coastway Community Bank 948 $817,556,000 Pioneer Bank 1030 $739,406,000 Citizens 1st Bank 949 $816,684,000 The Citizens National Bank of Bluffton 1031 $739,250,000 First Sentry Bank, Inc. 950 $815,462,000 Icon Bank of Texas 1032 $738,828,000 First Bank 951 $814,611,000 FIDELITY BANK 1033 $738,688,000 Great Midwest Bank, S.S.B. 952 $814,548,000 Martha's Vineyard Savings Bank 1034 $737,360,000 953 $814,054,000 First National Bank of Pulaski 1035 $737,195,000 Bank of Jackson Hole 954 $811,899,000 Signature Bank 1036 $736,916,000 Adams Bank & Trust 955 $810,114,000 Guaranty Bank and Trust Company 1037 $735,821,000 Southern States Bank 956 $809,717,000 Westbury Bank 1038 $735,294,000 Hilltop National Bank 957 $808,319,000 Kish Bank 1039 $732,411,000 Farmers State Bank 958 $807,625,000 MainStreet Bank 1040 $730,512,000 Central Bank of Lake of the Ozarks 959 $807,059,000 Pinnacle Bank - Wyoming 1041 $728,993,000 Venture Bank 960 $806,624,000 The Westchester Bank 1042 $725,684,000 Metro Bank 961 $806,247,000 MutualOne Bank 1043 $725,571,000 First Federal Bank of Kansas City 962 $806,194,000 Golden Bank 1044 $724,797,000 Peoples Bank of Alabama 963 $805,621,000 Coastal Community Bank 1045 $723,913,000 Premier Bank 964 $805,465,000 Thomasville National Bank 1046 $723,719,000 Citizens Bank 965 $805,233,000 Webster Five Cents Savings Bank 1047 $723,026,000 Hometown Bank 966 $805,218,000 United Security Bank 1048 $722,681,000 The Yellowstone Bank 967 $804,842,000 NorthEast Community Bank 1049 $722,455,000 Home Federal Savings Bank 968 $803,190,000 Wellesley Bank 1050 $722,208,000 Triumph Bank 969 $801,128,000 Severn Savings Bank, FSB 1051 $721,983,000 PeoplesSouth Bank 970 $799,640,000 Guaranty Bank 1052 $720,721,000 Community National Bank & Trust of Texas 971 $796,123,000 CorTrust Bank 1053 $720,590,000 Community Bank 972 $794,421,000 Katahdin Trust Company 1054 $719,263,000 Southwest Missouri Bank 973 $793,858,000 Presidio Bank 1055 $718,393,000 Blackhawk Bank 974 $792,532,000 Farmers Bank & Trust 1056 $716,007,000 The Bank of San Antonio 975 $792,489,000 Dallas Capital Bank 1057 $715,005,000 Oakstar Bank 976 $792,255,000 Kirkpatrick Bank 1058 $714,594,000 Independence Bank 977 $791,095,000 Meadows Bank 1059 $713,853,000 Pentucket Bank 978 $789,969,000 Bessemer Trust Company 1060 $713,089,000 Royal Banks of Missouri 979 $788,450,000 Security Bank 1061 $712,873,000 South Side Trust & Savings Bank of Peoria 980 $787,150,000 Frontier Bank 1062 $712,717,000 Prairie State Bank and Trust 981 $786,256,000 Adirondack Bank 1063 $711,171,000 First Savings Bank 982 $783,127,000 Illinois Bank & Trust 1064 $710,091,000 Southern Michigan Bank & Trust 983 $782,673,000 The State Bank 1065 $709,677,000 Community Bank and Trust of Florida 984 $781,285,000 Avidbank 1066 $708,948,000 American Bank & Trust 985 $781,096,000 Chesapeake Bank 1067 $708,831,000 Bank of Travelers Rest 986 $780,555,000 Helm Bank USA 1068 $708,326,000 First Columbia Bank & Trust Co. 987 $778,829,000 The Union Bank Company 1069 $707,619,000 The Cortland Savings and Banking Company 988 $777,786,000 Bank of Putnam County 1070 $706,914,000 The Commercial and Savings Bank of Millersburg, 989 $774,588,000 Harleysville Savings Bank Ohio 990 $774,480,000 The Citizens Bank 1071 $706,440,000 State Bank of India (California) 991 $774,144,000 First Arkansas Bank and Trust 1072 $703,721,000 Wood & Huston Bank 992 $774,120,000 Farm Bureau Bank FSB 1073 $703,457,000 The Citizens Bank 993 $773,507,000 Elkhorn Valley Bank & Trust 1074 $703,422,000 Midwest Bank 994 $771,488,000 Citizens Bank 1075 $703,402,000 Ouachita Independent Bank 995 $770,684,000 Industry State Bank 1076 $702,648,000 Bank 7 996 $770,572,000 Peoples State Bank 1077 $702,528,000 Union Bank 997 $769,504,000 Commerce West Bank 1078 $702,037,000 FIRST GREEN BANK 998 $767,836,000 Signature Bank 1079 $701,960,000 Opportunity Bank of Montana 999 $766,773,000 Farmers State Bank 1080 $700,293,000 The Bennington State Bank 1000 $765,505,000 Chambers Bank 1081 $699,726,000 The First National Bank of South 1001 $763,899,000 Dakota Community Bank & Trust 1082 $698,703,000 The Bank of Hemet

The Large Bank Protection Act | Consumer Federation of America 21 1083 $698,597,000 NebraskaLand National Bank 1165 $636,669,000 Atlantic Community Bankers Bank 1084 $697,939,000 NewFirst National Bank 1166 $636,075,000 Bank of Washington 1085 $695,893,000 First Northern Bank and Trust Company 1167 $632,696,000 The North Side Bank and Trust Company 1086 $694,479,000 The First National Bank of Shiner 1168 $632,147,000 Quail Creek Bank 1087 $694,345,000 Horicon Bank 1169 $631,522,000 NBKC Bank 1088 $693,340,000 Idaho Independent Bank 1170 $631,133,000 Hickory Point Bank and Trust 1089 $693,307,000 The Monticello Banking Company 1171 $630,765,000 First Texas Bank 1090 $692,843,000 1st Financial Bank USA 1172 $629,964,000 Santa Cruz County Bank 1091 $692,730,000 Celtic Bank 1173 $629,684,000 Central National Bank & Trust Co., of Enid 1092 $691,864,000 Scott Valley Bank 1174 $629,514,000 The Business Bank of Saint Louis 1093 $690,531,000 Bankers' Bank 1175 $629,025,000 Great Plains National Bank 1094 $688,026,000 Resource Bank 1176 $628,238,000 WebBank 1095 $686,340,000 Country Bank 1177 $627,745,000 Frontier State Bank 1096 $685,481,000 Carolina Alliance Bank 1178 $626,564,000 Bank of the James 1097 $684,325,000 CFG Community Bank 1179 $626,252,000 Wallis State Bank 1098 $683,655,000 United Fidelity Bank, fsb 1180 $625,939,000 Premier Business Bank 1099 $683,594,000 Bank of Blue Valley 1181 $625,613,000 Grove Bank & Trust 1100 $680,688,000 The First National Bank of Bellville 1182 $625,459,000 First US Bank 1101 $680,040,000 NBC OKLAHOMA 1183 $624,189,000 Apollo Bank 1102 $679,941,000 The City National Bank of Sulphur Springs 1184 $623,681,000 BAC Community Bank 1103 $678,663,000 Morris Bank 1185 $621,791,000 Hillsdale County National Bank 1104 $677,878,000 The Merchants National Bank 1186 $621,690,000 Volunteer State Bank 1105 $677,277,000 First Southern Bank 1187 $620,595,000 Mohave State Bank 1106 $675,340,000 NVE Bank 1188 $620,537,000 Affiliated Bank 1107 $675,112,000 Waterford Bank, N.A. 1189 $620,495,000 Putnam County Bank 1108 $672,731,000 Central Bank of Oklahoma 1190 $620,070,000 The National Union Bank of Kinderhook 1109 $672,388,000 Third Coast Bank, SSB 1191 $619,454,000 National Bank of Commerce 1110 $672,202,000 Newfield National Bank 1192 $619,025,000 National United 1111 $671,708,000 Commercial Bank of Texas 1193 $618,096,000 Olympia Federal Savings and Loan Ass’n 1112 $671,218,000 San Diego Private Bank 1194 $617,711,000 First Federal Savings Bank of Twin Falls 1113 $671,143,000 Community State Bank 1195 $615,919,000 United Bank of Michigan 1114 $670,429,000 SpiritBank 1196 $615,447,000 Cape Ann Savings Bank 1115 $669,710,000 First State Bank 1197 $615,194,000 PriorityOne Bank 1116 $668,327,000 The First National Bank of Bemidji 1198 $614,879,000 Winchester Co-operative Bank 1117 $667,675,000 First Bank of Berne 1199 $614,207,000 Mid-Missouri Bank 1118 $667,563,000 Valley Republic Bank 1200 $613,703,000 Security State Bank 1119 $667,083,000 First Savings Bank of Hegewisch 1201 $611,493,000 Iroquois Federal Savings and Loan Ass’n 1120 $666,368,000 Community National Bank 1202 $610,864,000 Summit State Bank 1121 $665,756,000 New Peoples Bank, Inc. 1203 $610,836,000 Jefferson Bank and Trust Company 1122 $665,114,000 The Berkshire Bank 1204 $609,686,000 First Priority Bank 1123 $664,205,000 Central Bank 1205 $609,117,000 Brentwood Bank 1124 $664,023,000 Hawaii National Bank 1206 $606,916,000 First Metro Bank 1125 $662,566,000 Crockett National Bank 1207 $606,756,000 Greenfield Co-operative Bank 1126 $662,347,000 Tradition Capital Bank 1208 $606,426,000 Baker-Boyer National Bank 1127 $658,708,000 Bay Bank, FSB 1209 $606,136,000 Anstaff Bank 1128 $658,607,000 Availa Bank 1210 $606,062,000 American State Bank & Trust Company of Williston 1129 $658,185,000 Vision Bank 1211 $605,917,000 LAUREL ROAD BANK 1130 $658,014,000 OneUnited Bank 1212 $605,870,000 Northwest Bank 1131 $657,349,000 Carver Federal Savings Bank 1213 $605,490,000 Liberty Bank and Trust Company 1132 $657,021,000 First Palmetto Bank 1214 $604,714,000 CBC NATIONAL BANK 1133 $657,014,000 Anderson Brothers Bank 1215 $604,426,000 Farmers & Merchants Bank 1134 $656,926,000 CIBM Bank 1216 $604,300,000 Iowa State Bank 1135 $656,088,000 American River Bank 1217 $604,026,000 Vista Bank 1136 $656,061,000 Wauchula State Bank 1218 $603,616,000 Chain Bridge Bank 1137 $655,146,000 Pioneer Bank & Trust 1219 $603,487,000 StonehamBank, A Co-operative Bank 1138 $655,024,000 The Dime Bank 1220 $602,429,000 Lakestone Bank & Trust 1139 $654,871,000 The Morrill and Janes Bank and Trust Company 1221 $602,182,000 Arizona Bank & Trust 1140 $653,449,000 GrandSouth Bank 1222 $602,062,000 Albany Bank and Trust Company 1141 $653,386,000 The Bank of Canton 1223 $601,951,000 Time Federal Savings Bank 1142 $652,812,000 The Farmers National Bank 1224 $601,416,000 West Alabama Bank & Trust 1143 $652,553,000 Watertown Savings Bank 1225 $599,898,000 Farmers and Merchants Bank 1144 $650,749,000 BankIowa of Cedar Rapids 1226 $597,305,000 First Security Bank 1145 $650,256,000 Plains Commerce Bank 1227 $597,228,000 United Bank 1146 $648,730,000 The Farmers Bank 1228 $597,107,000 Skowhegan Savings Bank 1147 $647,211,000 The Peoples Bank, Biloxi, Mississippi 1229 $596,743,000 Magyar Bank 1148 $647,065,000 Tennessee State Bank 1230 $595,439,000 First Landmark Bank 1149 $644,501,000 Sound Community Bank 1231 $595,226,000 Benchmark Community Bank 1150 $644,028,000 The Girard National Bank 1232 $594,701,000 Alliance Bank 1151 $643,724,000 The Fauquier Bank 1233 $594,627,000 The First National Bank of Granbury 1152 $643,491,000 Virginia National Bank 1234 $594,526,000 Banco do Brasil Americas 1153 $642,982,000 Passumpsic Savings Bank 1235 $594,378,000 Highlands Union Bank 1154 $642,816,000 ChoiceOne Bank 1236 $594,166,000 Mission Bank 1155 $642,686,000 The Honesdale National Bank 1237 $593,709,000 First Bank & Trust Co. 1156 $641,249,000 Bogota Savings Bank 1238 $593,567,000 Heritage Bank 1157 $641,094,000 Rollstone Bank & Trust 1239 $592,444,000 Bank of Labor 1158 $640,949,000 Marine Bank 1240 $592,097,000 Signature Bank of Arkansas 1159 $639,552,000 Legend Bank, N.A. 1241 $591,946,000 Hebron Savings Bank 1160 $639,231,000 American National Bank & Trust 1242 $590,550,000 First Central Savings Bank 1161 $638,322,000 Dieterich Bank, N.A. 1243 $589,740,000 Texas Gulf Bank 1162 $638,271,000 The Paducah Bank and Trust Company 1244 $589,006,000 Pilot Grove Savings Bank 1163 $637,553,000 Northstar Bank 1245 $588,997,000 Citizens Bank of Kentucky, Inc. 1164 $637,492,000 Liberty Savings Bank, F.S.B. 1246 $587,365,000 United Bank & Trust

The Large Bank Protection Act | Consumer Federation of America 22 1247 $587,106,000 Commercial State Bank 1327 $543,003,000 Southcrest Bank 1248 $586,333,000 The Juniata Valley Bank 1328 $542,986,000 Walden Savings Bank 1249 $586,325,000 HomeTown Bank 1329 $542,718,000 United Community Bank 1250 $585,591,000 Amerasia Bank 1330 $541,617,000 First Bank 1251 $584,167,000 Clear Mountain Bank 1331 $541,230,000 Huntington Federal Savings Bank 1252 $584,104,000 Pilgrim Bank 1332 $541,207,000 Hanover Community Bank 1253 $583,744,000 BankSouth 1333 $540,651,000 The Farmers Bank, Frankfort, Indiana 1254 $582,586,000 Citizens Bank 1334 $540,383,000 United Community Bank 1255 $581,151,000 The First National Bank and Trust Co., Chickasha, 1335 $540,092,000 Vermillion State Bank Oklahoma 1336 $539,979,000 1st Colonial Community Bank 1256 $580,232,000 1st Capital Bank 1337 $539,184,000 Marquis Bank 1257 $579,563,000 American Bank 1338 $538,820,000 Farmers & Merchants Savings Bank 1258 $579,409,000 The Port Washington State Bank 1339 $538,601,000 Lindell Bank & Trust Company 1259 $578,742,000 The Savings Bank 1340 $538,056,000 Citizens Bank of Las Cruces 1260 $578,604,000 Community Bank, North Mississippi 1341 $537,740,000 First State Bank of Middlebury 1261 $578,391,000 Cornhusker Bank 1342 $536,785,000 Fortis Private Bank 1262 $578,367,000 Home State Bank 1343 $536,365,000 Crown Bank 1263 $577,560,000 International Bank of Chicago 1344 $535,533,000 Pacific Commerce Bank 1264 $576,615,000 Superior National Bank & Trust Company 1345 $535,317,000 Commerce Bank 1265 $576,206,000 Tolleson Private Bank 1346 $535,294,000 Savers Co-operative Bank 1266 $576,164,000 Bridgewater Savings Bank 1347 $535,222,000 Financial Federal Bank 1267 $575,611,000 Jonestown Bank and Trust Company, of Jonestown, 1348 $534,895,000 Republic Bank & Trust Pennsylvania 1349 $534,838,000 Cornerstone National Bank & Trust Company 1268 $574,938,000 Commerce State Bank 1350 $534,480,000 Sanford Institution for Savings 1269 $574,226,000 Uwharrie Bank 1351 $533,810,000 The Freedom Bank of Virginia 1270 $573,394,000 Diamond Bank 1352 $532,958,000 Collegiate Peaks Bank 1271 $573,133,000 Citizens Bank and Trust 1353 $532,581,000 Esquire Bank 1272 $572,657,000 Firstar Bank 1354 $531,768,000 Randolph Savings Bank 1273 $571,961,000 Mechanics Cooperative Bank 1355 $531,379,000 The Malvern National Bank 1274 $571,524,000 First Advantage Bank 1356 $530,902,000 CoastalStates Bank 1275 $571,333,000 Somerset Savings Bank, SLA 1357 $530,489,000 Pegasus Bank 1276 $569,754,000 United Prairie Bank 1358 $529,017,000 Winchester Savings Bank 1277 $567,673,000 Union Community Bank 1359 $528,917,000 Suncrest Bank 1278 $567,359,000 Midwest Regional Bank 1360 $528,435,000 The First National Bank of Albany 1279 $566,565,000 Platte Valley Bank 1361 $528,127,000 Floridian Community Bank, Inc. 1280 $566,373,000 Finance Factors, Ltd. 1362 $527,404,000 Adams Community Bank 1281 $566,294,000 Jefferson Bank of Missouri 1363 $526,901,000 CBI Bank & Trust 1282 $565,391,000 Providence Bank & Trust 1364 $526,835,000 Steuben Trust Company 1283 $565,043,000 First Oklahoma Bank 1365 $526,422,000 Citizens State Bank 1284 $563,275,000 Millington Bank 1366 $526,048,000 Access Bank 1285 $562,115,000 The Bank of Delmarva 1367 $525,909,000 Oakworth Capital Bank 1286 $560,041,000 Axiom Bank 1368 $525,880,000 Geddes Federal Savings and Loan Ass’n 1287 $559,128,000 The First National Bank of Bastrop 1369 $525,811,000 Putnam Bank 1288 $558,660,000 Presidential Bank, FSB 1370 $525,648,000 Commercial Bank 1289 $558,115,000 First Security Bank 1371 $525,232,000 Round Top State Bank 1290 $557,731,000 Merchants & Marine Bank 1372 $524,869,000 Apex Bank 1291 $557,561,000 American Community Bank & Trust 1373 $524,520,000 Progressive Bank 1292 $556,158,000 The Bank of Southside Virginia 1374 $524,314,000 First Commercial Bank (USA) 1293 $555,878,000 Bank Forward 1375 $524,242,000 The First National Bank in Staunton 1294 $555,663,000 Puget Sound Bank 1376 $524,083,000 Lisle Savings Bank 1295 $555,519,000 The Fairfield National Bank 1377 $523,775,000 The Old Fort Banking Company 1296 $554,768,000 Centric Bank 1378 $523,248,000 Artisans' Bank 1297 $554,686,000 Elmira Savings Bank 1379 $522,888,000 First Hope Bank, A National Banking Ass’n 1298 $554,390,000 The First Bank of Alabama 1380 $521,702,000 Bank of Wisconsin Dells 1299 $553,280,000 Countryside Bank 1381 $520,435,000 Concordia Bank & Trust Company 1300 $552,546,000 PrimeSouth Bank 1382 $519,508,000 The Killbuck Savings Bank Company 1301 $552,315,000 First National Bank of Gillette 1383 $519,476,000 Greenfield Banking Company 1302 $552,229,000 Palmetto State Bank 1384 $519,287,000 Calvin B. Taylor Banking Company of Berlin, 1303 $552,202,000 The Bank of Fayette County Maryland 1304 $552,095,000 Platte Valley Bank of Missouri 1385 $519,216,000 FNBC Bank & Trust 1305 $550,815,000 Clinton Savings Bank 1386 $518,644,000 Regal Bank 1306 $550,638,000 GNB Bank 1387 $518,353,000 Lake Shore Savings Bank 1307 $550,253,000 HomeTown Bank 1388 $517,890,000 First Bank 1308 $549,676,000 American Bank of the North 1389 $517,650,000 FNB Bank 1309 $549,163,000 Valley National Bank 1390 $516,566,000 Itasca Bank & Trust Co. 1310 $549,121,000 Genesee Regional Bank 1391 $516,405,000 Oxford Bank & Trust 1311 $549,100,000 Reading Co-operative Bank 1392 $516,098,000 First National Bank North 1312 $548,268,000 The Evangeline Bank and Trust Company 1393 $515,477,000 Kleberg Bank, N.A. 1313 $547,702,000 The Converse County Bank 1394 $515,453,000 Hamilton Bank 1314 $547,478,000 SKYLINE NATIONAL BANK 1395 $515,260,000 BRANNEN BANK 1315 $547,353,000 Security Bank 1396 $515,153,000 American Riviera Bank 1316 $546,972,000 Professional Bank 1397 $515,102,000 Bank of Pontiac 1317 $546,879,000 Ciera Bank 1398 $515,101,000 Dairy State Bank 1318 $546,780,000 The Heritage Bank 1399 $515,085,000 RSI BANK 1319 $546,262,000 Vantage Bank Texas 1400 $514,938,000 Farmers & Merchants Bank 1320 $545,990,000 Benchmark Bank 1401 $514,820,000 South Atlantic Bank 1321 $545,614,000 The Bank & Trust of Bryan/College Station 1402 $514,398,000 Fidelity Bank 1322 $545,107,000 Springfield First Community Bank 1403 $514,254,000 Premier Bank 1323 $544,601,000 Blue Ridge Bank and Trust Co. 1404 $513,513,000 Synergy Bank 1324 $544,591,000 North Easton Savings Bank 1405 $513,360,000 Security Bank & Trust Company 1325 $544,467,000 American Federal Bank 1406 $511,852,000 Coastal Heritage Bank 1326 $544,255,000 Drummond Community Bank 1407 $511,723,000 Town & Country Bank

The Large Bank Protection Act | Consumer Federation of America 23 1408 $511,078,000 Jackson County Bank 1490 $477,720,000 Bank of Bridger 1409 $510,934,000 Mutual Bank 1491 $477,261,000 California First National Bank 1410 $509,217,000 Mechanics Bank 1492 $476,938,000 Bank of Kirksville 1411 $508,066,000 TrailWest Bank 1493 $476,898,000 The Western State Bank 1412 $507,652,000 The Northumberland National Bank 1494 $476,513,000 Community First Bank & Trust 1413 $507,532,000 First Federal Bank 1495 $476,470,000 First Eagle Bank 1414 $507,438,000 Pacific Enterprise Bank 1496 $476,462,000 Minster Bank 1415 $506,917,000 First & Farmers National Bank, Inc. 1497 $476,315,000 Ledyard National Bank 1416 $506,879,000 Border State Bank 1498 $476,181,000 First Bank & Trust 1417 $506,878,000 Wilson & Muir Bank & Trust Company 1499 $476,175,000 Green Belt Bank & Trust 1418 $506,563,000 United Southern Bank 1500 $475,933,000 First National Bank & Trust Company of McAlester 1419 $506,539,000 Mansfield Co-operative Bank 1501 $475,612,000 Citizens National Bank of Greater St. Louis 1420 $506,313,000 The Farmers National Bank of Danville 1502 $475,519,000 Heritage Bank 1421 $505,718,000 BNA Bank 1503 $475,357,000 Village Bank 1422 $505,708,000 Auto Club Trust, FSB 1504 $475,297,000 Windsor Federal Savings and Loan Ass’n 1423 $505,513,000 North American Banking Company 1505 $474,366,000 State Bank of Lizton 1424 $505,186,000 Citizens State Bank of New Castle, Indiana 1506 $474,325,000 Peoples Bank 1425 $504,559,000 First National Bank and Trust Company of Ardmore 1507 $473,326,000 Peoples Bank 1426 $504,544,000 Deerwood Bank 1508 $473,273,000 Capital Bank of New Jersey 1427 $504,400,000 Pennian Bank 1509 $473,194,000 First National Bank of Huntsville 1428 $504,081,000 The Simsbury Bank & Trust Company 1510 $473,078,000 Brickell Bank 1429 $503,814,000 CFSBANK 1511 $472,814,000 International Finance Bank 1430 $502,206,000 The Richwood Banking Company 1512 $472,439,000 Bank of Sullivan 1431 $501,287,000 First Security Bank and Trust Company 1513 $472,317,000 Urban Partnership Bank 1432 $501,220,000 Peoples Bank 1514 $472,203,000 Anchor Bank 1433 $499,955,000 Sutton Bank 1515 $471,716,000 Hoyne Savings Bank 1434 $499,089,000 Ballston Spa National Bank 1516 $471,649,000 Everett Co-operative Bank 1435 $499,066,000 Georgia Banking Company 1517 $471,482,000 Farmers & Merchants Bank 1436 $498,894,000 Parkside Financial Bank & Trust 1518 $471,190,000 Tioga State Bank 1437 $497,414,000 Texas National Bank of Jacksonville 1519 $470,635,000 Carolina Bank & Trust Co. 1438 $496,014,000 Beach Community Bank 1520 $470,549,000 Gold Coast Bank 1439 $495,902,000 Optima Bank & Trust Company 1521 $470,009,000 DMB Community Bank 1440 $495,283,000 Jeff Bank 1522 $469,416,000 Franklin Bank & Trust Company 1441 $494,992,000 First American Bank and Trust Company 1523 $468,701,000 Consumers National Bank 1442 $494,909,000 Hatboro Federal Savings, FA 1524 $467,077,000 First State Bank of Blakely 1442 $494,909,000 Pioneer Trust Bank 1525 $467,011,000 Sterling Federal Bank, F.S.B. 1444 $494,749,000 The Stephenson National Bank and Trust 1526 $466,374,000 Legence Bank 1445 $494,338,000 GBC International Bank 1527 $466,132,000 PyraMax Bank, FSB 1446 $494,234,000 Woodsville Guaranty Savings Bank 1528 $465,749,000 International Bank of Commerce 1447 $494,203,000 Community Bank of Louisiana 1529 $465,499,000 BTC Bank 1448 $494,122,000 Norstates Bank 1530 $465,320,000 HNB National Bank 1449 $493,207,000 CCB Community Bank 1531 $465,161,000 Generations Bank 1450 $492,008,000 Bank of Central Florida 1532 $465,120,000 Citizens First Bank, Inc. 1451 $491,903,000 West Gate Bank 1533 $464,939,000 South Georgia Banking Company 1452 $491,852,000 First State Bank 1534 $464,784,000 Reliance Savings Bank 1453 $491,848,000 Western States Bank 1535 $464,691,000 The Queenstown Bank of Maryland 1454 $491,031,000 Highland Bank 1536 $464,482,000 Athens Federal Community Bank 1455 $490,973,000 BancCentral 1537 $464,461,000 AbbyBank 1456 $490,835,000 Fayetteville Bank 1538 $464,292,000 Continental National Bank 1457 $490,782,000 The Peoples Bank Co. 1539 $464,100,000 Cumberland Valley National Bank & Trust 1458 $490,450,000 Arthur State Bank Company 1459 $490,414,000 The First National Bank of Middle Tennessee 1540 $464,026,000 Core Bank 1460 $490,262,000 Edmonton State Bank 1541 $463,354,000 First National Bank of Scotia 1461 $489,614,000 Saratoga National Bank and Trust 1542 $463,199,000 The Maries County Bank 1462 $488,753,000 The Hardin County Bank 1543 $462,413,000 Denmark State Bank 1463 $488,345,000 Southwest Georgia Bank 1544 $462,395,000 Citizens Bank 1464 $487,691,000 Pointbank 1545 $462,273,000 Union State Bank 1465 $487,598,000 FNB Bank, Inc. 1546 $461,922,000 Crest Savings Bank 1466 $487,136,000 Rocky Mountain Bank 1547 $461,769,000 South Louisiana Bank 1467 $486,397,000 Peoples Bank and Trust Company 1548 $461,733,000 Rockford Bank and Trust Company 1468 $485,816,000 Fidelity Bank 1549 $460,881,000 First National Bank of Waterloo 1469 $485,394,000 Norwood Co-operative Bank 1550 $460,675,000 First State Bank and Trust Company 1470 $484,182,000 Texas Bank 1551 $460,489,000 Midwest Bank 1471 $483,854,000 Integrity First Bank 1552 $460,352,000 First Credit Bank 1472 $483,546,000 McFarland State Bank 1553 $460,121,000 Legends Bank 1473 $482,867,000 Greater Hudson Bank 1554 $459,739,000 Texas Citizens Bank 1474 $482,827,000 Oconee Federal Savings and Loan Ass’n 1555 $459,731,000 Century Savings Bank 1475 $482,632,000 CUSB Bank 1556 $459,294,000 Connecticut Community Bank 1476 $482,272,000 American Plus Bank, N.A. 1557 $459,099,000 Resource Bank 1477 $482,114,000 River Bank 1558 $458,892,000 First National Bank 1478 $481,890,000 First National Bank of Michigan 1559 $458,521,000 Coastal Commerce Bank 1479 $481,823,000 First Community Bank of Tennessee 1560 $458,470,000 BankLiberty 1480 $480,644,000 Bank of the West 1561 $458,072,000 Legacy National Bank 1481 $480,607,000 Biddeford Savings Bank 1562 $457,665,000 Unified Bank 1482 $480,553,000 The First National Bank of Durango 1563 $457,356,000 First Reliance Bank 1483 $480,514,000 Cf Bank 1564 $457,324,000 Legacy Bank 1484 $480,260,000 Prospect Bank 1565 $457,227,000 Royal Savings Bank 1485 $479,863,000 First State Bank 1566 $457,151,000 Farmers Bank 1486 $479,741,000 Walpole Co-operative Bank 1567 $457,135,000 First Bank, Upper Michigan 1487 $479,563,000 Northeast Georgia Bank 1568 $456,899,000 FNB Community Bank 1488 $479,512,000 Bank of Southern California, N.A. 1569 $456,898,000 Evolve Bank & Trust 1489 $478,339,000 First State Bank Nebraska 1570 $456,643,000 Farmers Bank

The Large Bank Protection Act | Consumer Federation of America 24 1571 $456,461,000 Liberty National Bank 1653 $425,077,000 Grand Savings Bank 1572 $455,482,000 Franklin Savings Bank 1654 $423,796,000 PremierBank 1573 $454,578,000 Peoples Bank & Trust Co. 1655 $423,543,000 Primebank 1574 $454,391,000 The Bank of River Oaks 1656 $423,439,000 MidSouth Bank 1575 $454,227,000 R Bank 1657 $423,339,000 Blue Ridge Bank 1576 $452,959,000 First State Bank 1658 $423,202,000 Industrial Bank 1577 $452,731,000 VISIONBANK OF IOWA 1659 $423,033,000 The Bank and Trust, S.S.B. 1578 $452,039,000 Citizens Bank & Trust 1660 $422,691,000 First Kentucky Bank, Inc. 1579 $451,742,000 Texas Bank 1661 $422,395,000 Citizens Deposit Bank & Trust 1580 $449,585,000 Security State Bank 1662 $421,463,000 Mifflinburg Bank and Trust Company 1581 $449,495,000 Peoples Community Bank 1663 $421,365,000 The Community Bank 1582 $449,037,000 Highlands State Bank 1664 $421,348,000 Greenville National Bank 1583 $448,333,000 First State Bank 1665 $421,264,000 Salem Co-operative Bank 1584 $448,073,000 InsBank 1666 $420,840,000 St. Louis Bank 1585 $447,826,000 TOWN SQUARE BANK 1667 $420,083,000 Security Financial Bank 1586 $447,734,000 Covenant Bank 1668 $419,895,000 West Shore Bank 1587 $447,075,000 Beverly Bank 1669 $419,884,000 Mauch Chunk Trust Company 1588 $446,941,000 Eastern National Bank 1670 $419,843,000 MidAmerica National Bank 1589 $446,870,000 BlackRidgeBANK 1671 $419,554,000 South Ottumwa Savings Bank 1590 $446,822,000 Evergreen Federal Bank 1672 $418,126,000 Citizens Bank 1591 $446,607,000 The Bank of South Carolina 1673 $418,013,000 Bank of Prairie du Sac 1592 $446,543,000 First National Bank of Oklahoma 1674 $417,436,000 Florida Capital Bank 1593 $445,395,000 First Community Bank 1675 $416,512,000 Pioneer Bank 1594 $444,666,000 BankFirst 1676 $416,291,000 AltaPacific Bank 1595 $444,332,000 First Freedom Bank 1677 $416,251,000 Claremont Savings Bank 1596 $443,118,000 Stillman BancCorp N.A. 1678 $416,116,000 First Federal Savings and Loan Ass’n of Lorain 1597 $442,862,000 First National Bank 1679 $415,896,000 TruPoint Bank 1598 $442,657,000 Pacific National Bank 1680 $415,710,000 Western Commerce Bank 1599 $442,587,000 Quantum National Bank 1681 $415,666,000 The Bank of Bennington 1600 $442,266,000 New Tripoli Bank 1682 $415,611,000 Athol Savings Bank 1601 $442,221,000 Catskill Hudson Bank 1683 $415,572,000 Belmont Savings Bank 1602 $441,916,000 Regent Bank 1684 $415,497,000 Central Bank of Sedalia 1603 $441,810,000 BankOrion 1685 $414,999,000 Field & Main Bank 1604 $441,799,000 Main Street Bank Corp. 1686 $414,950,000 Royal Bank 1605 $441,694,000 The Milford Bank 1687 $414,393,000 Summit Bank 1606 $441,289,000 York Traditions Bank 1688 $414,352,000 Bank of Eastern Oregon 1607 $441,249,000 The Citizens State Bank 1689 $414,241,000 Sturgis Bank & Trust Company 1608 $440,967,000 FCN Bank 1690 $413,885,000 Valliance Bank 1609 $440,947,000 FNBC Bank 1691 $412,756,000 Home Federal Bank 1610 $440,894,000 Wayne Savings Community Bank 1692 $412,432,000 The First National Bank and Trust Company of 1611 $440,717,000 Forward Financial Bank Vinita 1612 $440,521,000 F & M Bank 1693 $412,119,000 Heritage Bank 1613 $440,035,000 United Texas Bank 1694 $412,013,000 Texas Security Bank 1614 $439,438,000 Decorah Bank & Trust Company 1695 $411,718,000 Peoples Bank & Trust 1615 $439,388,000 Touchstone Bank 1696 $411,638,000 Broadway Federal Bank, f.s.b. 1616 $439,193,000 Southwest National Bank 1697 $411,508,000 First National Bank Baird 1617 $439,082,000 First Bank Kansas 1698 $411,085,000 Fidelity National Bank 1618 $438,169,000 Northeast Bank 1699 $411,052,000 The Bank of Elk River 1619 $437,353,000 Phoenixville Federal Bank and Trust 1700 $410,682,000 West Milton State Bank 1620 $436,605,000 Arundel Federal Savings Bank 1701 $410,640,000 The Andover Bank 1621 $436,295,000 21st Century Bank 1702 $410,527,000 Merchants & Farmers Bank & Trust Company 1622 $436,231,000 Community National Bank 1703 $410,319,000 All America Bank 1623 $435,829,000 FirstAtlantic Bank 1704 $410,152,000 Texas First State Bank 1624 $435,671,000 Community Savings Bank 1705 $409,677,000 FNBT BANK 1625 $435,292,000 Community Bank & Trust, Waco, Texas 1706 $409,242,000 Signature Bank 1626 $435,153,000 Eagle Bank 1707 $408,453,000 Middlesex Federal Savings, F.A. 1627 $435,096,000 First Federal Savings Bank 1708 $407,969,000 Fortress Bank 1628 $434,758,000 Mercantile Bank 1709 $407,799,000 Provident State Bank, Inc. 1629 $434,741,000 1710 $407,700,000 Midwest Bank 1630 $433,953,000 Truxton Trust Company 1711 $407,374,000 Fresno First Bank 1631 $433,807,000 American Bank 1712 $407,160,000 First National Bank of Eastern Arkansas 1632 $433,298,000 Capital City Bank 1713 $406,896,000 The First State Bank 1633 $433,037,000 The Citizens Bank 1714 $406,768,000 First Federal Savings and Loan Ass’n of 1634 $432,979,000 WOODTRUST BANK McMinnville 1635 $431,531,000 West Michigan Community Bank 1715 $406,685,000 American Bank 1636 $431,130,000 Fortifi Bank 1716 $406,667,000 Citizens State Bank 1637 $430,910,000 The First National Bank of Sonora 1717 $406,303,000 Carolina Trust Bank 1638 $430,298,000 Southeastern Bank 1718 $406,162,000 Fifth District Savings Bank 1639 $429,752,000 The National Capital Bank of Washington 1719 $405,764,000 Clear Lake Bank and Trust Company 1640 $428,737,000 Gibsland Bank & Trust Company 1720 $405,559,000 Treynor State Bank 1641 $428,579,000 Citizens Trust Bank 1721 $405,471,000 Aquesta Bank 1642 $428,502,000 Plains State Bank 1722 $405,240,000 First Ipswich Bank 1643 $428,425,000 Exchange Bank & Trust 1723 $405,081,000 Labette Bank 1644 $428,382,000 Northwestern Bank 1724 $404,670,000 DeMotte State Bank 1645 $428,008,000 Soy Capital Bank and Trust Company 1725 $404,364,000 Belmont Bank & Trust Company 1646 $427,923,000 Bank of Oak Ridge 1726 $404,167,000 Frederick County Bank 1647 $427,816,000 The First State Bank 1727 $403,915,000 First IC Bank 1648 $427,434,000 The Muncy Bank and Trust Company 1728 $403,753,000 Wheatland Bank 1649 $427,319,000 First National Bank & Trust Co. of Williston 1729 $403,666,000 Farmers and Merchants Bank 1650 $427,236,000 Herring Bank 1730 $403,619,000 Executive National Bank 1651 $425,373,000 Hamlin Bank and Trust Company 1731 $403,377,000 Countybank 1652 $425,319,000 Bank of Charles Town 1732 $402,895,000 First Central State Bank

The Large Bank Protection Act | Consumer Federation of America 25 1733 $402,877,000 Heartland Bank 1813 $385,842,000 MARINERS BANK 1734 $402,805,000 Sanibel Captiva Community Bank 1814 $385,796,000 The Carlsbad National Bank 1735 $402,641,000 Community First Bank 1815 $385,608,000 First National Bank of Louisiana 1736 $402,504,000 Capital Bank 1816 $385,605,000 Encore Bank 1737 $402,486,000 Citizens National Bank 1817 $385,392,000 The Eastern Colorado Bank 1738 $401,790,000 Community Savings Bank 1818 $385,218,000 Touchmark National Bank 1739 $401,467,000 First Federal Community Bank, SSB 1819 $385,074,000 Bank of Sun Prairie 1740 $401,293,000 The Pueblo Bank and Trust Company 1820 $385,026,000 Commercial Bank and Trust of PA 1741 $400,706,000 Freedom Bank 1821 $384,566,000 Southwest Capital Bank 1742 $400,666,000 Savings Bank of Walpole 1822 $384,421,000 Slovenian Savings and Loan Ass’n of Canonsburg 1743 $400,613,000 First Community Bank 1823 $383,859,000 Phelps County Bank 1744 $400,550,000 First Community Bank 1824 $383,803,000 Milford Federal Savings and Loan Ass’n 1745 $400,537,000 American Nation Bank 1825 $383,644,000 The Bank of Marion 1746 $400,303,000 The City National Bank of Metropolis 1826 $383,128,000 Midstates Bank 1747 $400,294,000 Premier Community Bank 1827 $382,610,000 Lincoln 1st Bank 1748 $400,011,000 Choice bank 1828 $382,576,000 Citizens Bank 1749 $399,954,000 First Federal Savings Bank 1829 $382,463,000 Freedom Bank 1750 $399,910,000 Farmers Trust and Savings Bank 1830 $382,438,000 The First National Bank of Livingston 1751 $399,078,000 First National Bank in Howell 1831 $382,111,000 BOM Bank 1752 $398,930,000 First Midwest Bank of Poplar Bluff 1832 $381,786,000 Citizens Bank 1753 $398,805,000 The Luzerne Bank 1833 $381,464,000 Macon Bank and Trust Company 1754 $398,533,000 West Texas State Bank 1834 $381,367,000 Farmers Bank of Northern Missouri 1755 $398,437,000 Roselle Savings Bank 1835 $381,065,000 First Minnesota Bank 1756 $397,925,000 The Dart Bank 1836 $380,913,000 Springs Valley Bank & Trust Company 1757 $397,612,000 Mercer County State Bank 1837 $380,829,000 Noah Bank 1758 $397,287,000 Baraboo State Bank 1838 $380,819,000 First Southern State Bank 1759 $396,991,000 Community Bank 1839 $380,137,000 The First National Bank of Mertzon 1760 $396,970,000 Bay State Savings Bank 1840 $380,040,000 Schertz Bank & Trust 1761 $396,950,000 Mt. McKinley Bank 1841 $380,028,000 Greene County Commercial Bank 1762 $396,775,000 Lake Elmo Bank 1842 $379,928,000 Gulf Coast Bank 1763 $396,754,000 Citizens' Bank & Trust Co. 1843 $379,753,000 Citizens Community Bank 1764 $396,747,000 Wellington State Bank 1844 $379,689,000 First Western Bank 1765 $396,661,000 Rock Canyon Bank 1845 $379,476,000 Virginia Partners Bank 1766 $396,476,000 Mechanics' Savings Bank 1846 $379,071,000 Peoples Exchange Bank 1767 $396,341,000 Peoples Bank and Trust Company of Madison 1847 $378,290,000 SouthTrust Bank, N.A. County 1848 $377,868,000 Legacy Bank of Florida 1768 $396,068,000 Southwestern National Bank 1849 $377,541,000 Iowa State Bank 1769 $396,013,000 Perpetual Federal Savings Bank 1850 $377,500,000 Terrabank 1770 $395,785,000 The First National Bank of Carmi 1851 $376,960,000 Paragon Bank 1771 $395,461,000 The Citizens National Bank of Somerset 1852 $376,725,000 State Bank 1772 $394,890,000 Farmers and Merchants Union Bank 1853 $376,637,000 First Liberty Bank 1773 $394,695,000 Farmers and Merchants Bank of South Carolina 1854 $376,552,000 Fulton Savings Bank 1774 $394,494,000 FIRST COMMERCIAL BANK 1855 $376,507,000 EvaBank 1775 $394,054,000 Woodlands Bank 1856 $376,321,000 InFirst Bank 1776 $393,746,000 Franklin Savings Bank 1857 $375,490,000 Farmers State Bank 1777 $393,617,000 Republic Bank, Inc. 1858 $375,345,000 Southwest Bank 1778 $393,372,000 Merchants Bank of Bangor 1859 $375,212,000 The Karnes County National Bank of Karnes City 1779 $393,003,000 Peoples National Bank 1860 $374,752,000 Universal Bank 1780 $392,502,000 The Clinton National Bank 1861 $374,436,000 Heartland National Bank 1781 $392,221,000 The Cooperative Bank 1862 $374,401,000 Crossroads Bank 1782 $391,946,000 Ambler Savings Bank 1863 $374,321,000 Citizens Bank and Trust Company 1783 $391,837,000 The Peoples State Bank of Newton, Illinois 1864 $374,301,000 First State Bank of St. Charles, Missouri 1784 $391,528,000 Cross County Savings Bank 1865 $373,982,000 Grand Valley Bank 1785 $391,458,000 Mars Bank 1866 $373,367,000 KS Bank, Inc. 1786 $390,684,000 Haverhill Bank 1867 $372,979,000 Delta National Bank and Trust Company 1787 $390,638,000 First Florida Bank 1868 $372,921,000 Platte Valley Bank 1788 $390,339,000 Sage Capital Bank 1869 $371,813,000 City State Bank 1789 $390,308,000 Sauk Valley Bank & Trust Company 1870 $371,431,000 Range Bank 1790 $390,230,000 Texas Star Bank 1871 $371,377,000 Germantown Trust & Savings Bank 1791 $390,143,000 Commercial State Bank of El Campo 1872 $371,191,000 Eagle Bank and Trust Company 1792 $390,001,000 Liberty National Bank 1873 $369,760,000 HomeBank 1793 $389,660,000 The Peoples Bank 1874 $369,418,000 FNB SOUTH 1794 $389,472,000 The Bank of Glen Burnie 1875 $369,192,000 Centennial Bank 1795 $389,396,000 Mid America Bank 1876 $369,114,000 Points West Community Bank 1796 $389,381,000 Metairie Bank & Trust Company 1877 $368,991,000 The Bank 1797 $389,321,000 Madison County Bank 1878 $368,406,000 Washington Savings Bank 1798 $389,316,000 Northwest Community Bank 1879 $368,405,000 The Falls City National Bank 1799 $388,957,000 The Bank of Tescott 1880 $368,204,000 The Fountain Trust Company 1800 $388,850,000 RiverWood Bank 1881 $367,998,000 The Callaway Bank 1801 $388,772,000 First Bank 1882 $367,790,000 First National Bank of Clarksdale 1802 $388,600,000 Bank of Botetourt 1883 $367,686,000 Profinium, Inc. 1803 $387,915,000 First Piedmont Federal Savings and Loan Ass’n of 1884 $367,339,000 First Fidelity Bank Gaffney 1885 $367,254,000 Sterling State Bank 1804 $387,820,000 BloomBank 1886 $366,995,000 Washington County Bank 1805 $387,568,000 FSNB 1887 $366,928,000 Chippewa Valley Bank 1806 $387,491,000 Old Missouri Bank 1888 $366,628,000 First Federal Savings Bank of Lincolnton 1807 $386,714,000 The First National Bank of Beeville 1889 $365,482,000 First National Bank 1808 $386,634,000 West Plains Bank and Trust Company 1890 $365,283,000 Traders & Farmers Bank 1809 $386,379,000 Oxford Bank 1891 $365,148,000 Legacy Bank 1810 $386,376,000 Bank of Commerce 1891 $365,148,000 Monson Savings Bank 1811 $385,994,000 Essex Savings Bank 1893 $365,099,000 Iowa State Bank 1812 $385,945,000 AMG National Trust Bank 1894 $364,923,000 CNB Bank, Inc.

The Large Bank Protection Act | Consumer Federation of America 26 1895 $364,385,000 Home Federal Bank Corporation 1977 $347,788,000 PS Bank 1896 $364,312,000 First Chatham Bank 1978 $347,548,000 First Century Bank 1897 $364,254,000 The National Bank of Middlebury 1979 $347,160,000 Prime Meridian Bank 1898 $363,702,000 The Federal Savings Bank 1980 $346,647,000 The First National Bank of Wynne 1899 $363,306,000 The Friendship State Bank 1981 $346,500,000 Community Bank of Bergen County, N. J. 1900 $362,909,000 The State National Bank of Big Spring 1982 $346,114,000 The Bank of Old Monroe 1901 $362,464,000 First Community Bank of Central Alabama 1983 $345,839,000 Florida Parishes Bank 1902 $362,236,000 Peoples Bank Midwest 1984 $345,723,000 First National Bank 1903 $362,089,000 USNY Bank 1985 $345,640,000 The Genoa Banking Company 1904 $362,080,000 The Peoples Bank 1986 $344,448,000 Landmark Community Bank 1905 $362,042,000 First Federal Savings Bank 1987 $343,917,000 McCook National Bank 1906 $361,375,000 Capitol Bank 1988 $343,399,000 Peoples Trust & Savings Bank 1907 $361,363,000 United Mississippi Bank 1989 $343,105,000 ABC Bank 1908 $361,236,000 Farmers & Mechanics Bank 1990 $342,500,000 Redwood Capital Bank 1909 $361,224,000 Middletown Valley Bank 1991 $342,475,000 Pinnacle Bank 1910 $360,926,000 Community State Bank 1992 $342,347,000 State Bank of Lincoln 1911 $360,841,000 American Heritage National Bank 1993 $341,631,000 United Savings Bank 1912 $360,617,000 Mound City Bank 1994 $340,607,000 Eureka Savings Bank 1913 $360,470,000 Federal Savings Bank 1995 $340,162,000 The Campbell & Fetter Bank 1914 $360,311,000 Mainstreet Community Bank of Florida 1996 $339,471,000 First Bank 1915 $360,215,000 Hancock County Savings Bank, F.S.B. 1997 $338,823,000 First Bank of Owasso 1916 $360,092,000 First State Bank and Trust Company, Inc. 1998 $338,784,000 The First National Bank of Las Animas 1917 $359,877,000 Rayne State Bank & Trust Company 1999 $338,468,000 NewDominion Bank 1918 $359,842,000 Intercredit Bank 2000 $338,231,000 The Citizens State Bank 1919 $359,300,000 Capital Community Bank 2001 $338,133,000 Bank of Commerce & Trust Co. 1920 $359,283,000 Andrew Johnson Bank 2002 $337,906,000 First Nations Bank 1921 $359,159,000 Four Corners Community Bank 2003 $337,898,000 The Bank of Tioga 1922 $358,656,000 HomeStar Bank and Financial Services 2004 $337,238,000 Lincoln FSB of Nebraska 1923 $358,281,000 Charlotte State Bank & Trust 2005 $336,875,000 Traverse City State Bank 1924 $358,212,000 The Comanche National Bank 2006 $336,769,000 American Bank and Trust Company 1925 $357,975,000 Northmark Bank 2007 $336,651,000 Community Business Bank 1926 $357,779,000 First Citrus Bank 2008 $336,360,000 First Utah Bank 1927 $357,682,000 The Milford National Bank and Trust Company 2009 $336,342,000 West Town Bank & Trust 1928 $357,171,000 Stockmens Bank 2010 $336,148,000 First Bank 1929 $357,089,000 Bankers' Bank of the West 2011 $335,906,000 BANK 34 1930 $356,975,000 Winter Hill Bank, FSB 2012 $335,726,000 First Robinson Savings Bank 1931 $356,305,000 Coulee Bank 2013 $335,689,000 Summit Bank 1932 $356,242,000 County Bank 2014 $335,296,000 Central Bank of Branson 1933 $356,055,000 First Federal Community Bank 2015 $335,251,000 Manufacturers Bank & Trust Company 1934 $355,965,000 The Bank 2016 $334,994,000 FIRST STATE BANK OF THE SOUTHEAST, 1935 $355,756,000 State Bank Financial INC 1936 $355,680,000 RSNB Bank 2017 $334,058,000 River Valley Community Bank 1937 $355,478,000 Bruning State Bank 2018 $333,946,000 Progressive Bank 1938 $355,476,000 West View Savings Bank 2019 $333,317,000 Equitable Bank 1939 $355,470,000 Reliabank Dakota 2020 $333,121,000 Guardian Bank 1940 $355,222,000 First Commerce Bank 2021 $333,089,000 Portage Community Bank 1941 $355,028,000 Oconee State Bank 2022 $332,593,000 TCM Bank 1942 $354,659,000 Farmers Exchange Bank 2023 $332,486,000 Cottonport Bank 1943 $354,590,000 1880 Bank 2024 $332,392,000 Lake Area Bank 1944 $354,424,000 The Hometown Bank of Alabama 2025 $332,325,000 Citizens National Bank of Albion 1945 $354,322,000 Community First Bank, Inc. 2026 $332,132,000 Citizens Savings Bank 1946 $354,269,000 American State Bank & Trust Company 2027 $332,069,000 National Bank 1947 $354,168,000 Cross Keys Bank 2028 $331,712,000 Fox Valley Savings Bank 1948 $353,612,000 FNB Bank 2029 $331,206,000 Pan American Bank & Trust 1949 $353,288,000 The First National Bank of Gilmer 2030 $331,172,000 First Carolina Bank 1950 $352,968,000 United Community Bank of North Dakota 2031 $331,146,000 United Bank of Union 1951 $352,655,000 Security Bank and Trust Company 2032 $331,032,000 Champlain National Bank 1952 $352,486,000 Bank of Brenham 2033 $330,947,000 ANZ Guam, Inc. 1953 $352,367,000 Bank of Bartlett 2034 $330,863,000 AVB Bank 1954 $352,334,000 Harford Bank 2035 $330,691,000 The City National Bank and Trust Company of 1955 $352,280,000 Mega Bank Lawton, Oklahoma 1956 $352,112,000 Victory State Bank 2036 $330,449,000 New Era Bank 1957 $351,925,000 The Savings Bank 2037 $330,375,000 Columbus First Bank 1958 $351,897,000 The Citizens Bank of Clovis 2038 $330,328,000 United American Bank 1959 $351,860,000 Quontic Bank 2039 $330,299,000 Eastern Savings Bank, FSB 1960 $351,733,000 The Lamesa National Bank 2040 $330,260,000 Traditions Bank 1961 $351,336,000 AccessBank Texas 2041 $329,890,000 The First Bank of Greenwich 1962 $351,184,000 Gold Coast Bank 2042 $329,719,000 Mission Valley Bank 1963 $351,051,000 Rondout Savings Bank 2043 $329,424,000 Eastern Michigan Bank 1964 $350,683,000 Community First Bank 2044 $329,313,000 Community Bank of Pickens County 1965 $350,580,000 CBBC Bank 2045 $329,273,000 The Leaders Bank 1966 $350,412,000 First Neighbor Bank 2046 $329,158,000 First Option Bank 1967 $350,369,000 Classic Bank 2047 $329,055,000 Commercial Bank 1968 $349,955,000 Bank of Texas 2048 $328,913,000 The Security National Bank of Enid 1969 $349,943,000 Legends Bank 2049 $328,137,000 Alva State Bank & Trust Company 1970 $349,679,000 The Libertyville Savings Bank 2050 $328,127,000 The Poca Valley Bank, Inc. 1971 $349,005,000 The Neffs National Bank 2051 $328,004,000 First State Bank 1972 $348,873,000 Seamen's Bank 2052 $327,994,000 Commencement Bank 1973 $348,779,000 The Farmers Bank of Willards 2053 $327,984,000 Frazer Bank 1974 $348,642,000 NewBank 2054 $327,965,000 Haddon Savings Bank 1975 $348,582,000 New Resource Bank 2055 $327,922,000 Swineford National Bank 1976 $348,563,000 Lee Bank 2056 $327,542,000 The First National Bank of Syracuse

The Large Bank Protection Act | Consumer Federation of America 27 2057 $327,443,000 Sevier County Bank 2138 $314,572,000 MBL Bank 2058 $327,404,000 NOA Bank 2139 $314,503,000 Sewickley Savings Bank 2059 $327,339,000 The Denison State Bank 2140 $314,459,000 The First National Bank & Trust 2060 $327,312,000 Bank of Luxemburg 2141 $314,430,000 Legacy Bank 2061 $326,959,000 Alden State Bank 2142 $314,338,000 The First National Bank & Trust Company of Iron 2062 $326,945,000 First Midwest Bank of Dexter Mountain 2063 $326,654,000 First State Bank of North Dakota 2143 $314,087,000 First Federal Savings Bank 2064 $326,644,000 Community State Bank of Orbisonia 2144 $313,978,000 Oregon Community Bank & Trust 2065 $326,348,000 Coastal Carolina National Bank 2145 $313,792,000 Seattle Bank 2066 $326,229,000 Monument Bank 2146 $313,654,000 Jonah Bank of Wyoming 2067 $326,145,000 The Hastings City Bank 2147 $313,218,000 American Bank & Trust Company, Inc. 2068 $326,101,000 City Savings Bank & Trust Company 2148 $312,992,000 INSOUTH Bank 2069 $326,055,000 Patriot Bank 2149 $312,974,000 1st Bank Yuma 2070 $325,842,000 Magnolia State Bank 2150 $312,913,000 Fairport Savings Bank 2071 $325,712,000 Farmers State Bank 2151 $311,574,000 Premier Bank 2072 $325,652,000 Community Bank of Oak Park River Forest 2152 $311,412,000 Citizens State Bank 2073 $325,492,000 Maquoketa State Bank 2153 $311,337,000 The Bankers Bank 2074 $325,326,000 US Metro Bank 2154 $311,080,000 The Union State Bank of Everest 2075 $325,151,000 First National Bank in Olney 2155 $311,033,000 New Millennium Bank 2076 $324,981,000 Jacksonville Savings Bank 2156 $310,682,000 The Bank of Advance 2077 $324,813,000 Rio Bank 2157 $310,430,000 Park Ridge Community Bank 2078 $324,809,000 First Commons Bank 2158 $310,397,000 Abington Bank 2079 $324,785,000 Kaw Valley Bank 2159 $310,312,000 Grinnell State Bank 2080 $324,642,000 Wallkill Valley Federal Savings and Loan Ass’n 2160 $310,308,000 First Northern Bank of Wyoming 2081 $324,285,000 Citizens State Bank 2161 $310,148,000 Lusitania Savings Bank 2082 $323,697,000 Credit One Bank 2162 $309,949,000 Liberty Bank 2083 $323,547,000 Department Stores National Bank 2163 $309,832,000 Paradise Bank 2084 $323,440,000 Texas Champion Bank 2164 $309,380,000 City First Bank of D.C. 2085 $323,341,000 The First National Bank 2165 $309,287,000 First National Bank 2086 $323,304,000 First Commercial Bank 2166 $309,107,000 SouthPoint Bank 2087 $323,108,000 Central Bank and Trust Co. 2167 $308,742,000 Arbor Bank 2088 $322,296,000 The Murray Bank 2168 $308,488,000 The Union State Bank 2089 $322,242,000 Providence Bank 2169 $308,216,000 Bank of Santa Clarita 2090 $322,184,000 The New Washington State Bank 2170 $308,179,000 BankTennessee 2091 $321,978,000 The First National Bank of Monterey 2171 $308,153,000 The Peoples Bank 2092 $321,974,000 Northview Bank 2172 $307,826,000 Progressive Savings Bank 2093 $321,538,000 Bank of Idaho 2173 $307,738,000 M C Bank & Trust Company 2094 $321,457,000 The First Commonwealth Bank of Prestonsburg, 2174 $307,661,000 Grand Bank of Texas Inc. 2175 $307,626,000 Wayne County Bank 2095 $321,291,000 Midwest Independent Bank 2176 $307,486,000 Alliance Bank 2096 $321,112,000 The First National Bank of McGregor 2177 $307,095,000 Shamrock Bank, N.A. 2097 $320,835,000 Ixonia Bank 2178 $306,943,000 MRV Banks 2098 $320,798,000 The Oculina Bank 2179 $306,844,000 FNB Oxford Bank 2099 $320,688,000 Security State Bank 2180 $306,605,000 Town & Country Bank and Trust Company 2100 $320,500,000 Terre Haute Savings Bank 2181 $306,568,000 Triad Bank 2101 $320,411,000 The First National Bank of Layton 2182 $305,995,000 First Capital Bank 2102 $320,293,000 Grundy National Bank 2183 $305,920,000 Colonial Federal Savings Bank 2103 $320,203,000 First Federal of Northern Michigan 2184 $305,740,000 Springfield State Bank 2104 $320,111,000 The First National Bank of Liberal 2185 $305,579,000 Winona National Bank 2105 $320,006,000 Northern State Bank of Thief River Falls 2186 $305,378,000 Iowa State Bank 2106 $319,927,000 The Farmers Bank and Savings Company 2187 $305,054,000 Community First Bank 2107 $319,823,000 Bank of Akron 2188 $305,053,000 Pilot Bank 2108 $319,701,000 Community Bank and Trust 2189 $304,997,000 Citizens Bank of Americus 2109 $319,613,000 Mills County State Bank 2190 $304,844,000 Prime Alliance Bank 2110 $319,457,000 International Bank 2191 $304,797,000 Kingston National Bank 2111 $319,431,000 Lumbee Guaranty Bank 2192 $304,365,000 Roundbank 2112 $319,192,000 Uniti Bank 2193 $304,286,000 Elizabethton Federal Savings Bank 2113 $319,172,000 Planters First Bank 2194 $304,177,000 Richland State Bank 2114 $319,096,000 The St. Henry Bank 2195 $303,842,000 Washington State Bank 2115 $318,745,000 Rose Hill Bank 2196 $303,723,000 First State Bank 2116 $318,311,000 The National Grand Bank of Marblehead 2197 $303,439,000 Edison National Bank 2117 $317,896,000 The North Salem State Bank 2198 $303,293,000 Abacus Federal Savings Bank 2118 $317,765,000 FirstBank 2199 $303,203,000 The Citizens Bank of Forsyth County 2119 $317,351,000 Bank of Ocean City 2200 $303,147,000 The National Bank of Coxsackie 2120 $317,017,000 Apple River State Bank 2201 $302,857,000 Melrose Co-operative Bank 2121 $316,900,000 Enterprise Bank of South Carolina 2202 $302,816,000 Union National Bank and Trust Company of Elgin 2122 $316,648,000 RiverHills Bank 2203 $302,792,000 Liberty National Bank 2123 $316,580,000 First Bank of Tennessee 2204 $302,678,000 Bank of O'Fallon 2124 $316,566,000 Grand Bank 2205 $302,591,000 Freehold Savings Bank 2125 $316,496,000 Farmers and Merchants Bank 2206 $302,419,000 Bank of Commerce 2126 $316,402,000 The First Liberty National Bank 2207 $302,239,000 People's Bank of Commerce 2127 $316,375,000 The Brenham National Bank 2208 $302,091,000 First Montana Bank, Inc. 2128 $316,352,000 Bank of England 2209 $301,801,000 North Brookfield Savings Bank 2129 $316,003,000 Deutsche Bank Trust Company Delaware 2210 $301,670,000 Century Bank and Trust 2130 $315,911,000 Peoples Independent Bank 2211 $301,590,000 The Pittsfield Co-operative Bank 2131 $315,785,000 First National Bank of Muscatine 2212 $301,406,000 First Federal Savings and Loan Ass’n 2132 $315,766,000 TrustTexas Bank, SSB 2213 $301,364,000 Citizens Bank & Trust Company 2133 $315,483,000 The Gratz Bank 2214 $301,334,000 First National Bank in Port Lavaca 2134 $315,115,000 Persons Banking Company 2215 $300,966,000 Century Bank 2135 $314,904,000 First Citizens State Bank 2216 $300,662,000 Frontier Bank 2136 $314,755,000 Intracoastal Bank 2217 $300,555,000 William Penn Bank 2137 $314,715,000 The Delaware National Bank of Delhi 2218 $300,469,000 Vinings Bank

The Large Bank Protection Act | Consumer Federation of America 28 2219 $300,464,000 Surrey Bank & Trust 2301 $286,206,000 Metropolitan Capital Bank & Trust 2220 $300,452,000 Five Points Bank of Hastings 2302 $285,981,000 Mission National Bank 2221 $300,405,000 Advantage Bank 2303 $285,916,000 First State Bank Southwest 2222 $299,918,000 Southern Heritage Bank 2304 $285,733,000 The Liberty National Bank in Paris 2223 $299,225,000 Geauga Savings Bank 2305 $285,676,000 United Cumberland Bank 2224 $299,209,000 Municipal Trust and Savings Bank 2306 $285,655,000 Robertson Banking Company 2225 $299,137,000 Oak Bank 2307 $285,252,000 Home Bank SB 2226 $298,967,000 Premier Community Bank 2308 $285,207,000 The Waggoner National Bank of Vernon 2227 $298,889,000 Hometown Bank 2309 $284,744,000 First Texas Bank 2228 $298,886,000 West End Bank, S.B. 2310 $284,719,000 Peoples Bank 2229 $298,610,000 FirsTier Bank 2311 $284,475,000 American National Bank 2230 $298,039,000 Lea County State Bank 2312 $284,199,000 Casey State Bank 2231 $298,009,000 Marion County State Bank 2313 $284,153,000 St. Landry Bank and Trust Company 2232 $297,959,000 The Equitable Bank, S.S.B. 2314 $283,957,000 Chelsea State Bank 2233 $297,892,000 First Farmers & Merchants Bank 2315 $283,854,000 The First National Bank of River Falls 2234 $297,720,000 Astra Bank 2316 $283,611,000 Bank of Ruston 2235 $297,195,000 First Southwest Bank 2317 $283,483,000 Tri-County Bank 2236 $297,001,000 The Bank of Kremlin 2318 $283,375,000 Alpine Capital Bank 2237 $296,665,000 Peoples Bank & Trust 2319 $282,874,000 North Shore Bank of Commerce 2238 $296,613,000 Dean Co-operative Bank 2320 $282,752,000 Village Bank 2239 $295,761,000 M.Y. SAFRA BANK, FSB 2321 $282,580,000 Cullman Savings Bank 2240 $295,692,000 Community Bank of the Bay 2322 $282,315,000 LifeStore Bank 2241 $295,270,000 St. Johns Bank and Trust Company 2323 $282,228,000 Englewood Bank & Trust 2242 $295,243,000 Farmers-Merchants Bank & Trust Company 2324 $282,200,000 Peoples Bank of Kentucky, Inc. 2243 $294,904,000 Better Banks 2325 $282,129,000 UNICO Bank 2244 $294,607,000 American Bank 2326 $282,110,000 The Bank of Landisburg 2245 $294,584,000 Community Resource Bank 2327 $281,953,000 First Community Bank 2246 $294,578,000 Jefferson Security Bank 2328 $281,681,000 Northwest Bank of Rockford 2247 $294,547,000 Sugar River Bank 2329 $281,448,000 The Lincoln National Bank of Hodgenville 2248 $294,508,000 Eaton Federal Savings Bank 2330 $281,250,000 The Henry County Bank 2249 $294,340,000 First Northeast Bank of Nebraska 2331 $281,171,000 Macon-Atlanta State Bank 2250 $294,217,000 First Shore Federal Savings and Loan Ass’n 2332 $281,016,000 The Farmers Savings Bank 2251 $293,970,000 Bank & Trust Company 2333 $280,557,000 American State Bank 2252 $293,609,000 HomeTown Bank 2334 $280,507,000 The Bank of Romney 2253 $293,550,000 TruBank 2335 $280,497,000 Carroll Bank and Trust 2254 $293,520,000 First National Bank 2336 $279,827,000 The Exchange Bank of Alabama 2255 $293,396,000 Savoy Bank 2337 $279,518,000 STC Capital Bank 2256 $293,288,000 Kentland Bank 2338 $279,419,000 The Bank of New Glarus 2257 $292,482,000 The First State Bank 2339 $279,352,000 Liberty Bank 2258 $292,476,000 Rocky Mountain Bank 2340 $279,216,000 Kerndt Brothers Savings Bank 2259 $292,028,000 Ann Arbor State Bank 2341 $278,907,000 First National Bank in New Bremen 2260 $291,955,000 Marion Center Bank 2342 $278,898,000 Bank of Geneva 2261 $291,842,000 MCNB Bank and Trust Co. 2343 $278,861,000 West Pointe Bank 2262 $291,698,000 Generations Bank 2344 $278,804,000 Rolling Hills Bank & Trust 2263 $291,613,000 First Choice Bank 2345 $278,722,000 Jewett City Savings Bank 2264 $291,483,000 Unison Bank 2346 $278,319,000 First State Bank and Trust 2265 $291,413,000 First National Bank in Philip 2347 $278,311,000 First Nebraska Bank 2266 $291,324,000 Bank of Mauston 2348 $278,058,000 Welch State Bank of Welch, Okla. 2267 $291,055,000 Preferred Bank 2349 $278,015,000 Home Federal Savings and Loan Ass’n of Grand 2268 $290,488,000 The Farmers & Merchants Bank Island 2269 $290,458,000 First United Bank and Trust Company 2350 $277,998,000 The Hocking Valley Bank 2270 $290,231,000 Earlham Savings Bank 2351 $277,961,000 Gwinnett Community Bank 2271 $289,985,000 Citizens National Bank of Cheboygan 2352 $277,859,000 Citizens State Bank 2272 $289,891,000 Bank of San Francisco 2353 $277,834,000 Islanders Bank 2273 $289,768,000 First Service Bank 2354 $277,626,000 First State Bank 2274 $289,336,000 F&M Bank 2355 $277,551,000 The First Citizens National Bank of Upper Sandusky 2275 $289,282,000 Enterprise Bank 2356 $277,411,000 Hancock Bank & Trust Company 2276 $288,843,000 Pendleton Community Bank, Inc. 2357 $276,914,000 American National Bank - Fox Cities 2277 $288,783,000 Great Southern Bank 2358 $276,880,000 Yampa Valley Bank 2278 $288,556,000 Empire State Bank 2359 $276,368,000 Horizon Bank 2279 $288,452,000 Southport Bank 2360 $276,197,000 The First National Bank of Elk River 2280 $288,412,000 Community Bank Mankato 2361 $276,159,000 Enterprise Bank 2281 $288,347,000 The Bradford National Bank of Greenville 2362 $276,042,000 Security State Bank 2282 $288,194,000 American Savings Bank, FSB 2363 $275,942,000 Peoples State Bank of Hallettsville 2283 $288,028,000 Farmers Savings Bank 2364 $275,622,000 Powell Valley National Bank 2284 $287,995,000 MWABank 2365 $275,381,000 Partnership Bank 2285 $287,978,000 First Community Bank 2366 $275,272,000 FNB Of Central Alabama 2286 $287,783,000 Admirals Bank 2367 $275,115,000 Clare Bank 2287 $287,741,000 Stafford Savings Bank 2368 $275,003,000 Central State Bank 2288 $287,687,000 First Federal Bank & Trust 2369 $274,698,000 First National Bank of Southern California 2289 $287,606,000 Guaranty State Bank and Trust Company 2370 $274,692,000 Waukon State Bank 2290 $287,476,000 First Independent Bank 2371 $274,353,000 One Bank & Trust 2291 $287,260,000 Newton Federal Bank 2372 $274,330,000 Grundy Bank 2292 $287,097,000 Mountain Pacific Bank 2373 $274,164,000 Exchange Bank and Trust Company 2293 $286,994,000 Shelby Savings Bank, SSB 2374 $274,028,000 UniBank 2294 $286,984,000 Citizens Bank of Florida 2375 $273,807,000 Cattle Bank and Trust 2295 $286,952,000 First Bank & Trust Company 2376 $273,636,000 Bank of Bolivar 2296 $286,736,000 South Central Bank 2377 $273,582,000 Pacific Valley Bank 2297 $286,729,000 Delta Bank 2378 $273,527,000 Thomas County Federal Savings and Loan Ass’n 2298 $286,725,000 The First National Bank of Ottawa 2379 $273,026,000 T Bank 2299 $286,612,000 Citizens Independent Bank 2380 $272,907,000 Glenwood State Bank (Incorporated) 2300 $286,561,000 First Independence Bank 2381 $272,521,000 The First National Bank of Hughes Springs

The Large Bank Protection Act | Consumer Federation of America 29 2382 $272,481,000 TriStar Bank 2461 $260,772,000 First Security Trust and Savings Bank 2383 $272,163,000 The First National Bank of Suffield 2462 $260,735,000 The Scottdale Bank & Trust Company 2384 $272,144,000 Citizens State Bank 2463 $260,712,000 First Secure Community Bank 2385 $271,963,000 Community Bank of Santa Maria 2464 $260,667,000 American Commerce Bank 2386 $271,850,000 Connection Bank 2465 $260,641,000 Bank of Cleveland 2387 $271,371,000 Centera Bank 2466 $260,251,000 Community First Bank of Indiana 2388 $271,274,000 The Union Bank 2467 $260,247,000 Central State Bank 2389 $271,143,000 First National Bank of Lake Jackson 2468 $260,106,000 First Home Bank 2390 $271,071,000 Shore Community Bank 2469 $259,685,000 The Citizens Bank 2391 $270,997,000 Freedom Bank of Southern Missouri 2470 $259,527,000 Community State Bank of Rock Falls 2392 $270,937,000 Silver Lake Bank 2471 $259,519,000 AFFINITY BANK 2393 $270,549,000 Equitable Bank 2472 $259,426,000 Metuchen Savings Bank 2394 $270,234,000 The Peoples Community Bank 2473 $259,311,000 Trinity Bank, N.A. 2395 $269,890,000 United Bank 2474 $259,304,000 The First National Bank of Elmer 2396 $269,815,000 Merchants Bank of Alabama 2475 $259,241,000 Farmers Bank and Trust Company 2397 $269,712,000 Denali State Bank 2476 $259,088,000 Ozark Bank 2398 $269,256,000 The Bank of Clarendon 2477 $259,085,000 Prime Bank 2399 $269,213,000 North Star Bank 2478 $259,036,000 Ohnward Bank & Trust 2400 $269,056,000 Star Bank 2479 $258,916,000 Union Bank, Inc. 2401 $268,555,000 First Resource Bank 2480 $258,899,000 SOUTHERN BANK OF TENNESSEE 2402 $268,529,000 The First National Bank of Manchester 2481 $257,708,000 The Stock Exchange Bank 2403 $268,393,000 Waypoint Bank 2482 $257,510,000 Fleetwood Bank 2404 $268,309,000 BankCherokee 2483 $257,409,000 Peoples Savings Bank of Rhineland 2405 $268,165,000 Devon Bank 2484 $257,405,000 Bank of Hays 2406 $267,968,000 Texas State Bank 2485 $257,390,000 Ameristate Bank 2407 $267,893,000 Spring Bank 2486 $257,155,000 First State Bank 2408 $267,659,000 CornerstoneBank 2487 $257,128,000 Dearborn Federal Savings Bank 2409 $267,528,000 The First National Bank of St. Ignace 2488 $256,921,000 The Bank of Herrin 2410 $267,006,000 Fort Hood National Bank 2489 $256,855,000 Cornerstone Bank 2411 $266,934,000 The Citizens Bank of Edmond 2490 $256,711,000 TexStar National Bank 2412 $266,791,000 Pineland Bank 2491 $256,668,000 City Bank & Trust Co. 2413 $266,403,000 First United National Bank 2492 $256,645,000 Charter Bank 2414 $266,288,000 The Harbor Bank of Maryland 2493 $256,495,000 First Federal Bank of Wisconsin 2415 $265,913,000 State Bank of Chilton 2494 $256,282,000 High Country Bank 2416 $265,725,000 Marion Bank and Trust Company 2495 $256,275,000 Farmers Trust and Savings Bank 2417 $265,631,000 Pilgrim Bank 2496 $256,080,000 Bank of Bird-in-Hand 2418 $265,607,000 First National Bank of Griffin 2497 $255,958,000 First National Bank 2419 $265,583,000 Falcon National Bank 2498 $255,878,000 The Grant County Bank 2420 $265,290,000 Raccoon Valley Bank 2499 $255,862,000 First-Lockhart National Bank 2421 $265,105,000 The Bank of Versailles 2500 $255,827,000 Peoples Bank and Trust Company of Pointe Coupee 2422 $264,934,000 San Luis Valley Federal Bank Parish 2423 $264,776,000 Fairfield Federal Savings and Loan Ass’n of 2501 $255,795,000 The Shelby County State Bank Lancaster 2502 $255,777,000 KCB Bank 2424 $264,582,000 American National Bank of Minnesota 2503 $255,647,000 The National Bank of Texas at Fort Worth 2425 $264,496,000 Home Loan Investment Bank, F.S.B. 2504 $255,435,000 Logan Bank & Trust Company 2426 $264,389,000 State Bank 2505 $255,403,000 National Bank & Trust 2427 $264,347,000 Balboa Thrift and Loan Ass’n 2506 $255,217,000 Ottawa Savings Bank 2428 $264,203,000 First Westroads Bank, Inc. 2507 $254,976,000 First American State Bank 2429 $264,050,000 American Bank of Oklahoma 2508 $254,844,000 First National Bank in DeRidder 2430 $264,048,000 Piscataqua Savings Bank 2509 $254,776,000 Mechanics & Farmers Bank 2431 $263,695,000 NXT Bank 2510 $254,461,000 The Dolores State Bank 2432 $263,617,000 Franklin Bank 2511 $254,214,000 The Hondo National Bank 2433 $263,461,000 The Bank of La Fayette, Georgia 2512 $254,181,000 Rockwood Bank 2434 $263,367,000 United Community Bank 2513 $254,116,000 Murphy Bank 2435 $263,202,000 Elderton State Bank 2514 $253,985,000 Central Savings Bank 2436 $263,174,000 F&M Bank 2515 $253,937,000 Bank of Frankewing 2437 $262,882,000 Bank of Lexington, Inc. 2516 $253,908,000 The Community State Bank 2438 $262,684,000 Summit Bank 2517 $253,164,000 Farmers State Bank of Calhan 2439 $262,676,000 Henderson State Bank 2518 $253,113,000 Heritage Bank 2440 $262,627,000 Citizens State Bank 2519 $253,057,000 Peoples Savings Bank 2441 $262,618,000 Horizon Community Bank 2520 $253,002,000 First American National Bank 2442 $262,492,000 The Peoples State Bank 2521 $252,933,000 ValueBank Texas 2443 $262,478,000 River City Bank, Inc. 2522 $252,716,000 Glen Rock Savings Bank 2444 $262,437,000 Pacific Alliance Bank 2523 $252,593,000 The Union Bank of Mena 2445 $262,308,000 Bank of Western Oklahoma 2524 $252,316,000 Community Bank and Trust Company 2446 $262,281,000 Homestead Bank 2525 $252,300,000 Belgrade State Bank 2447 $262,099,000 Peoples Trust Company of St. Albans 2526 $252,265,000 The Shelby State Bank 2448 $262,043,000 Applied Bank 2527 $251,870,000 The First National Bank of Jeanerette 2449 $261,997,000 Merchants & Planters' Bank 2528 $251,698,000 Northwestern Mutual 2450 $261,878,000 Alliance Bank Central Texas 2529 $251,601,000 First National Bank of Jasper 2451 $261,764,000 The First National Bank and Trust Company of 2530 $251,416,000 United Valley Bank Okmulgee 2531 $251,259,000 Community First National Bank 2452 $261,755,000 FreedomBank 2532 $251,127,000 Granite Bank 2453 $261,680,000 Dakota Western Bank 2533 $251,006,000 Thumb Bank and Trust 2454 $261,472,000 American Bank of Missouri 2534 $250,862,000 Cornerstone Bank 2455 $261,234,000 Peoples State Bank of Plainview 2535 $250,812,000 First Jackson Bank, Inc. 2456 $261,210,000 Midwest Heritage Bank, FSB 2536 $250,573,000 Farmers State Bank 2457 $261,149,000 Oregon Pacific Banking Company dba Oregon 2537 $250,554,000 Ramsey National Bank Pacific Bank 2538 $250,376,000 The Citizens National Bank of Park Rapids 2458 $261,109,000 The First National Bank of Grayson 2539 $250,270,000 The Peoples Bank 2459 $261,064,000 Lighthouse Bank 2540 $250,156,000 Byron Bank 2460 $260,812,000 1st State Bank 2541 $250,129,000 Jackson County Bank

The Large Bank Protection Act | Consumer Federation of America 30 2542 $249,963,000 Century Bank and Trust 2622 $238,434,000 McCurtain County National Bank 2543 $249,763,000 Virginia Community Bank 2623 $238,369,000 Quaint Oak Bank 2544 $249,182,000 BankVista 2624 $238,366,000 Ozarks Federal Savings and Loan Ass’n 2545 $249,146,000 The Farmers National Bank of Scottsville 2625 $238,292,000 First Citizens Bank 2546 $249,078,000 Southern Community Bank 2626 $238,234,000 The Farmers Bank of Appomattox 2547 $248,880,000 Texas National Bank 2627 $238,191,000 The Farmers Bank of Milton 2548 $248,775,000 Delaware Place Bank 2628 $238,163,000 The Central National Bank of Poteau 2549 $248,764,000 Tennessee Bank & Trust 2629 $237,830,000 First Federal Bank of Ohio 2550 $248,664,000 Sawyer Savings Bank 2630 $237,728,000 First South Bank 2551 $248,583,000 River Cities Bank 2631 $237,603,000 Huntingdon Valley Bank 2552 $248,571,000 Jonesboro State Bank 2632 $237,332,000 The Havana National Bank 2553 $248,552,000 Lone Star Capital Bank 2633 $237,205,000 East Wisconsin Savings Bank 2554 $248,135,000 Citizens Bank of West Virginia, Inc. 2634 $236,801,000 First United Bank 2555 $247,797,000 Community State Bank of Missouri 2635 $236,712,000 Farmers Bank 2556 $247,742,000 Verus Bank of Commerce 2636 $236,641,000 Sunstate Bank 2557 $247,730,000 Timberline Bank 2637 $236,468,000 West Point Bank 2558 $247,604,000 The Ozona National Bank 2638 $236,410,000 First Federal Savings Bank of Kentucky 2559 $247,588,000 United Community Bank of West Kentucky, Inc. 2639 $236,303,000 The Pecos County State Bank 2560 $247,544,000 Litchfield Bancorp 2640 $235,970,000 The First National Bank of Bangor 2561 $247,416,000 State Bank 2641 $235,925,000 First State Bank of DeQueen 2562 $247,161,000 1st Bank of Sea Isle City 2642 $235,778,000 First State Bank 2563 $247,099,000 Peoples National Bank of Kewanee 2643 $235,680,000 Community Bank of Parkersburg 2564 $247,053,000 Sunmark Community Bank 2644 $235,545,000 The Pauls Valley National Bank 2565 $246,971,000 Peoples Bank & Trust Company of Hazard 2645 $235,324,000 The Bank of Carbondale 2566 $246,737,000 Settlers Bank 2646 $235,231,000 Americas United Bank 2567 $246,318,000 Community State Bank 2647 $235,212,000 CHARTER WEST BANK 2568 $246,304,000 Central State Bank 2648 $235,045,000 Northside Community Bank 2569 $246,112,000 Texan Bank 2649 $234,854,000 Commercial Banking Company 2570 $246,085,000 Points West Community Bank 2650 $234,830,000 Shelby County State Bank 2571 $246,076,000 Home State Bank 2651 $234,565,000 Glennville Bank 2572 $245,993,000 Bank of Yazoo City 2652 $234,556,000 Charles River Bank 2573 $245,871,000 Patterson State Bank 2653 $234,431,000 SOLUTIONS NORTH BANK 2574 $245,801,000 Citizens State Bank of La Crosse 2654 $234,364,000 First State Bank 2575 $245,791,000 First State Bank of Burnet 2655 $234,306,000 The Home Trust & Savings Bank 2576 $245,243,000 First Trust Bank of Illinois 2656 $234,245,000 First National Bank of Weatherford 2577 $244,670,000 BankGloucester 2657 $233,990,000 The Jones National Bank and Trust Company of 2578 $244,596,000 The North Country Savings Bank Seward 2579 $244,494,000 Northern State Bank 2658 $233,931,000 First National Bank 2580 $244,429,000 Exchange Bank 2659 $233,904,000 Stockmans Bank 2581 $244,320,000 The Jacksboro National Bank 2660 $233,869,000 Foresight Bank 2582 $244,074,000 Homeland Federal Savings Bank 2661 $233,852,000 PCSB Bank 2583 $244,040,000 FirstBank of Nebraska 2662 $233,732,000 The James Polk Stone Community Bank 2584 $243,911,000 Kirkwood Bank & Trust Co. 2663 $233,713,000 FNB New Mexico 2585 $243,768,000 Freedom Bank 2664 $233,545,000 Liberty Capital Bank 2586 $243,660,000 The First Trust and Savings Bank of Watseka, 2665 $233,138,000 First State Bank Illinois 2666 $232,948,000 The Missouri Bank 2587 $243,640,000 First State Bank and Trust 2667 $232,916,000 Enterprise Bank NJ 2588 $243,482,000 Woodsboro Bank 2668 $232,863,000 Cattaraugus County Bank 2589 $243,331,000 Worthington National Bank 2669 $232,748,000 Texas Republic Bank 2590 $243,212,000 Security State Bank 2670 $232,719,000 The Fahey Banking Company 2591 $243,131,000 Bank of York 2671 $232,684,000 Millbury Savings Bank 2592 $243,097,000 Central Bank of Warrensburg 2672 $232,638,000 State Bank & Trust 2593 $243,041,000 Texas Bank Financial 2673 $232,558,000 Copiah Bank 2594 $242,654,000 Black Hills Community Bank, N.A. 2674 $232,202,000 New Albin Savings Bank 2595 $242,652,000 Marine Bank & Trust Company 2675 $231,781,000 First State Bank & Trust Company 2596 $242,619,000 First Exchange Bank 2676 $231,545,000 Centinel Bank of Taos 2597 $242,461,000 Farmers State Bank 2677 $231,455,000 Sterling Bank 2598 $242,454,000 Security Federal Savings Bank 2678 $231,167,000 Grand Rapids State Bank 2599 $241,883,000 Big Horn Federal Savings Bank 2679 $231,155,000 Indus American Bank 2600 $241,619,000 Golden Belt Bank, FSA 2680 $230,965,000 BLC Community Bank 2601 $241,482,000 FLAGLER BANK 2681 $230,942,000 Bank of Madison 2602 $241,452,000 Lake-Osceola State Bank 2682 $230,937,000 Atlantic Trust Company 2603 $241,270,000 Bank of the Bluegrass and Trust Company 2683 $230,792,000 Citizens Bank of Kansas 2604 $241,054,000 Bank of Odessa 2684 $230,590,000 United Southern Bank 2605 $241,008,000 1st Trust Bank, Inc. 2685 $230,419,000 Minnesota National Bank 2606 $240,936,000 Pike National Bank 2686 $230,413,000 Grant County Bank 2607 $240,819,000 Merchants and Manufacturers Bank 2687 $230,368,000 The Anna -Jonesboro National Bank 2608 $240,649,000 German-American State Bank 2688 $230,338,000 The Garrett State Bank 2609 $240,639,000 The First National Bank in Creston 2689 $229,910,000 PrimeSouth Bank 2610 $240,486,000 First National Bank and Trust Company of 2690 $229,854,000 Guaranty Bank & Trust Company of Delhi, Weatherford Louisiana 2611 $240,480,000 Premier Bank 2691 $229,455,000 Citizens Community Bank 2612 $240,467,000 Magnolia Bank, Incorporated 2692 $229,332,000 National Bank of 2613 $240,463,000 Alamosa State Bank 2693 $229,277,000 Community Bank & Trust 2614 $240,373,000 Sandhills State Bank 2694 $229,100,000 MidCoast Community Bank 2615 $240,330,000 Union Bank & Trust Company 2695 $229,091,000 Bank of Millbrook 2616 $239,751,000 Bank of the Valley 2696 $229,034,000 Cornerstone Community Bank 2617 $239,717,000 Forest Park National Bank and Trust Company 2697 $228,743,000 Iowa Trust & Savings Bank 2618 $239,410,000 Greenville Savings Bank 2698 $228,729,000 Bank of Alma 2619 $239,006,000 Bank of Franklin County 2699 $228,493,000 Westbound Bank 2620 $239,002,000 Cross County Bank 2700 $228,224,000 First Commercial Bank 2621 $238,580,000 Community Bank of Raymore 2701 $228,174,000 International City Bank Federal Savings Bank

The Large Bank Protection Act | Consumer Federation of America 31 2702 $227,742,000 The First National Bank of Dennison 2784 $219,348,000 Midwest Community Bank 2703 $227,688,000 Main Street Bank 2785 $219,312,000 Hometown National Bank 2704 $227,608,000 North Shore Trust and Savings 2786 $219,190,000 Desjardins Bank 2705 $227,550,000 Southern Independent Bank 2787 $219,170,000 Washington Savings Bank 2706 $227,254,000 Stone Bank 2788 $219,036,000 American Bank & Trust of the Cumberlands 2707 $227,153,000 Western Bank 2789 $219,011,000 Citizens Bank and Trust Company of Ardmore 2708 $226,988,000 Oregon Coast Bank 2790 $218,974,000 The Yoakum National Bank 2709 $226,986,000 University Bank 2791 $218,761,000 Community Bank 2710 $226,982,000 Honor Bank 2792 $218,751,000 Altoona First Savings Bank 2711 $226,934,000 First Sentinel Bank 2793 $218,638,000 Bank of Rio Vista 2712 $226,887,000 Teutopolis State Bank 2794 $218,612,000 United National Bank 2713 $226,844,000 Bank of Dudley 2795 $218,347,000 Oak View National Bank 2714 $226,718,000 Citizens Bank of the South 2796 $217,984,000 State Bank of Cochran 2715 $226,668,000 County First Bank 2797 $217,711,000 Pinnacle Bank 2716 $226,397,000 Ireland Bank 2798 $217,683,000 Neighborhood National Bank 2717 $226,393,000 Roxboro Savings Bank, SSB 2799 $217,460,000 Cherokee State Bank 2718 $226,316,000 Bank of Zachary 2800 $217,353,000 First State Bank of Colorado 2719 $226,114,000 Huntington State Bank 2801 $217,335,000 SAVIBANK 2720 $226,096,000 The Bank 2802 $217,293,000 Community State Bank 2721 $226,070,000 The First National Bank of Mount Dora 2803 $217,081,000 Buena Vista National Bank 2722 $225,925,000 Wells Bank 2804 $216,885,000 Blue Sky Bank 2723 $225,592,000 The Cleveland State Bank 2805 $216,851,000 Merchants Bank 2724 $225,538,000 NobleBank & Trust 2806 $216,778,000 Clackamas County Bank 2725 $225,472,000 Nebraska State Bank and Trust Company 2807 $216,770,000 United Midwest Savings Bank 2726 $225,245,000 First National Bank and Trust Company 2808 $216,737,000 First Whitney Bank and Trust 2727 $225,060,000 Golden Valley Bank 2809 $216,711,000 First Security Bank of Nevada 2728 $225,058,000 First New Mexico Bank 2810 $216,702,000 Pioneer Commercial Bank 2729 $224,997,000 First National Bank 2811 $216,664,000 Unity Bank 2730 $224,932,000 First National Bank and Trust 2812 $216,594,000 The Merchants National Bank of Sacramento 2731 $224,920,000 Flint Community Bank 2813 $216,528,000 Crown Bank 2732 $224,888,000 BankChampaign 2814 $216,505,000 State Bank of De Kalb 2733 $224,836,000 Bridge City State Bank 2815 $216,292,000 Partners Bank of Wisconsin 2734 $224,834,000 Security Bank 2816 $216,160,000 Kanza Bank 2735 $224,757,000 Security State Bank of Wewoka, Oklahoma 2817 $216,148,000 Columbia Bank 2736 $224,452,000 Security Savings Bank 2818 $216,067,000 Farmers State Bank 2737 $224,373,000 First Minnetonka City Bank 2819 $215,744,000 The Osgood State Bank 2738 $224,184,000 Mechanics Bank 2820 $215,548,000 State Street Bank and Trust Company 2739 $224,071,000 Nekoosa Port Edwards State Bank 2821 $215,492,000 THE HOME LOAN SAVINGS BANK 2740 $223,791,000 Bank of Dickson 2822 $215,243,000 Grand Bank 2741 $223,788,000 Farmers State Bank 2823 $215,189,000 Foundation Bank 2742 $223,787,000 Farmers and Merchants State Bank of Pierz 2824 $214,982,000 Golden State Bank 2743 $223,671,000 TrustBank 2825 $214,591,000 Profile Bank 2744 $223,475,000 First Community Bank of the Heartland, Inc. 2826 $214,376,000 Texana Bank 2745 $223,462,000 First FarmBank 2827 $214,355,000 The First National Bank in Trinidad 2746 $223,301,000 Ennis State Bank 2828 $214,349,000 St Landry Homestead Federal Savings Bank 2747 $223,206,000 Gilmer National Bank, Gilmer, Texas 2829 $213,933,000 Frontier Bank 2748 $223,160,000 Citizens Commerce National Bank 2830 $213,858,000 City National Bank of New Jersey 2749 $223,151,000 Grand River Bank 2831 $213,611,000 First National Bank of Picayune 2750 $223,031,000 Bank of Coushatta 2832 $213,389,000 United Bank of El Paso del Norte 2750 $223,031,000 Sentry Bank 2833 $213,250,000 American Bank and Trust Company 2752 $222,868,000 Hantz Bank 2834 $213,140,000 Community National Bank 2753 $222,847,000 Citizens Savings Bank 2835 $213,104,000 First Madison Bank & Trust 2754 $222,813,000 ESB Financial 2836 $212,977,000 Small Town Bank 2755 $222,761,000 American Eagle Bank 2837 $212,934,000 The First National Bank of Oneida 2756 $222,649,000 McHenry Savings Bank 2838 $212,931,000 The First National Bank of Russell Springs 2757 $222,647,000 Bank of Rantoul 2839 $212,711,000 Farmers and Merchants Bank 2758 $222,343,000 Bank of Ripley 2840 $212,688,000 First Security Bank - Sleepy Eye 2759 $222,329,000 The First National Bank of Allendale 2841 $212,651,000 United Community Bank 2760 $222,157,000 The Harvard State Bank 2842 $212,614,000 Cecil Bank 2761 $221,919,000 State Bank of Toulon 2843 $212,160,000 Lead Bank 2762 $221,850,000 Northern California National Bank 2844 $212,154,000 First Bank of Boaz 2763 $221,690,000 Woodford State Bank 2845 $211,922,000 American Enterprise Bank 2764 $221,623,000 First Southern Bank 2846 $211,840,000 The Citizens First National Bank of Storm Lake 2765 $221,615,000 The Citizens Bank of Winfield 2847 $211,838,000 Farmers & Stockmens Bank 2766 $221,543,000 Vidalia Federal Savings Bank 2848 $211,837,000 Bank of Edmonson County 2767 $221,391,000 Union State Bank 2849 $211,638,000 Farmers & Merchants Bank of Colby 2768 $221,254,000 Northwestern Bank 2850 $211,465,000 Iowa State Savings Bank 2769 $221,195,000 The Napoleon State Bank 2851 $211,460,000 Alliance Bank 2770 $221,159,000 Bloomsdale Bank 2852 $211,377,000 Citizens Bank & Trust Co. 2771 $221,066,000 Wakefield Co-operative Bank 2853 $211,211,000 First Vision Bank of Tennessee 2772 $220,807,000 Frontier Bank of Texas 2854 $211,041,000 Citizens Bank 2773 $220,770,000 Sycamore Bank 2855 $210,859,000 Platinum Bank 2774 $220,711,000 The Victory Bank 2856 $210,491,000 FirstState Bank 2775 $220,704,000 First Bank Blue Earth 2857 $210,416,000 Commercial Bank & Trust Company 2776 $220,402,000 The Harrison Building and Loan Ass’n 2858 $210,383,000 F & C Bank 2777 $220,397,000 Peoples Bank 2859 $210,295,000 Guaranty Bank and Trust Company 2778 $220,385,000 Reliance State Bank 2860 $210,199,000 Coatesville Savings Bank 2779 $220,237,000 Peoples State Bank 2861 $210,157,000 Minnesota Bank & Trust 2780 $219,946,000 Mineola Community Bank, S.S.B. 2862 $210,133,000 Select Bank 2781 $219,871,000 Regional Missouri Bank 2863 $210,040,000 Liberty Bank Minnesota 2782 $219,798,000 Oostburg State Bank 2864 $209,952,000 Citizens National Bank at Brownwood 2783 $219,788,000 Pacific Crest Savings Bank 2865 $209,950,000 American Community Bank of Indiana

The Large Bank Protection Act | Consumer Federation of America 32 2866 $209,871,000 Mutual Savings Ass’n, FSA 2947 $201,201,000 The Pennsville National Bank 2867 $209,784,000 State Bank of Graymont 2948 $201,182,000 Premier Community Bank of Florida 2868 $209,634,000 Citizens Deposit Bank of Arlington, Inc. 2949 $201,070,000 Cheaha Bank 2869 $209,604,000 Union Bank 2950 $200,946,000 Security Trust & Savings Bank 2870 $209,402,000 Platinum Bank 2951 $200,770,000 The Bank of Fincastle 2871 $209,344,000 Community Commerce Bank 2952 $200,729,000 Farmers & Merchants Bank 2872 $209,239,000 Brighton Bank 2953 $200,679,000 Sunshine Community Bank 2873 $209,161,000 The Peoples Bank 2954 $200,319,000 Branson Bank 2874 $209,091,000 SENB Bank 2955 $200,285,000 The First National Bank of Hartford 2875 $209,073,000 First National Bank of Steeleville 2956 $199,998,000 The Peoples Bank 2876 $209,067,000 The First National Bank of Bellevue 2957 $199,861,000 Huron Community Bank 2877 $209,048,000 Foothills Bank & Trust 2958 $199,634,000 Iowa Savings Bank 2878 $208,979,000 Marblehead Bank 2959 $199,584,000 Sound Bank 2879 $208,931,000 The First National Bank of Mount Vernon 2960 $199,580,000 Bank of Lake Mills 2880 $208,912,000 The Bank of Denver 2961 $199,533,000 Citizens Bank & Trust Company 2881 $208,717,000 The First National Bank of Milaca 2962 $199,515,000 American Bank & Trust Company 2882 $208,659,000 The Riddell National Bank 2963 $199,423,000 The Solomon State Bank 2883 $208,599,000 The Farmers State Bank and Trust Company 2964 $199,073,000 NSB Bank 2884 $208,578,000 KEB Hana Bank USA 2965 $198,966,000 First National Bank of Burleson 2885 $208,394,000 Bank of George 2966 $198,651,000 Center National Bank 2886 $208,315,000 Community Bank 2967 $198,594,000 The Citizens Bank of Swainsboro 2887 $208,274,000 American Continental Bank 2968 $198,494,000 The State Bank of Faribault 2888 $208,185,000 Union Bank & Trust Company 2969 $198,198,000 First National Bank of Giddings 2889 $208,176,000 TNBANK 2970 $198,142,000 Partners Bank of California 2890 $208,148,000 Citizens Bank and Trust Company of Grainger 2971 $198,061,000 Pioneer Bank County 2972 $198,052,000 Farmers and Merchants State Bank 2891 $208,145,000 Tompkins State Bank 2973 $197,978,000 The Bank of Clovis 2892 $208,023,000 Citizens State Bank of Loyal 2974 $197,925,000 Citizens Bank & Trust Company 2893 $208,012,000 Security National Bank of South Dakota 2975 $197,916,000 Peoples Bank of Kankakee County 2894 $208,006,000 Securant Bank & Trust 2976 $197,827,000 O'Bannon Banking Company 2895 $207,872,000 Tri-Parish Bank 2977 $197,769,000 Volunteer Federal Savings Bank 2896 $207,823,000 Carthage Federal Savings and Loan Ass’n 2978 $197,620,000 First Missouri Bank of SEMO 2897 $207,535,000 Iowa - Nebraska State Bank 2979 $197,619,000 Meade County Bank 2898 $207,355,000 The Bank of Holly Springs 2980 $197,376,000 Cornerstone Bank 2899 $207,290,000 Premier Bank Minnesota 2981 $197,347,000 Shell Lake State Bank 2900 $207,240,000 Community State Bank 2982 $197,224,000 Spring Hill State Bank 2901 $206,929,000 First Bethany Bank & Trust 2983 $196,887,000 Citizens First Bank 2902 $206,897,000 Hardin County Savings Bank 2984 $196,854,000 American Community Bank 2903 $206,519,000 First National Community Bank 2985 $196,756,000 Blue Grass Savings Bank 2904 $206,497,000 Peoples Bank of East Tennessee 2986 $196,691,000 Hiawatha National Bank 2905 $206,297,000 McClain Bank 2987 $196,672,000 Horatio State Bank 2906 $205,743,000 First Missouri Bank 2988 $196,491,000 Peach State Bank & Trust 2907 $205,699,000 First National Bank Minnesota 2989 $196,436,000 Independence Bank 2908 $205,443,000 Bank of the Flint Hills 2990 $196,420,000 First Bank of Newton 2909 $205,414,000 Owen County State Bank 2991 $196,350,000 Savings Bank 2910 $205,390,000 The Citizens Bank Company 2992 $196,203,000 First State Bank 2911 $205,200,000 Bank of Little Rock 2993 $196,060,000 Charlevoix State Bank 2912 $205,086,000 Plaza Park State Bank 2994 $196,021,000 The City National Bank of Taylor 2913 $205,068,000 North Valley Bank 2995 $195,747,000 Colombo Bank 2914 $204,946,000 FNB Bank 2996 $195,605,000 Hoosier Heartland State Bank 2915 $204,901,000 Premier Bank Rochester 2997 $195,485,000 Security State Bank 2916 $204,832,000 Willamette Valley Bank 2998 $195,261,000 The Bank of Washington 2917 $204,750,000 Interamerican Bank, A FSB 2999 $195,196,000 King Southern Bank 2918 $204,694,000 The First National Bank of Trenton 3000 $195,091,000 The Citizens National Bank of Hillsboro 2919 $204,687,000 Flagship Bank Minnesota 3001 $195,080,000 Oak Bank 2920 $204,665,000 Today's Bank 3002 $195,062,000 Virginia Bank and Trust Company 2921 $204,619,000 The Peshtigo National Bank 3003 $194,997,000 Grandview Bank 2922 $204,541,000 Citizens Bank of Ada 3004 $194,782,000 EH National Bank 2923 $204,330,000 BlueHarbor Bank 3005 $194,712,000 Dakota Heritage Bank of North Dakota 2924 $204,112,000 First National Bank and Trust 3006 $194,543,000 Great American Bank 2925 $204,093,000 The Citizens Bank of Weston 3007 $194,525,000 Farmers State Bank of Alto Pass, Ill. 2926 $203,558,000 YNB 3008 $194,410,000 Jim Thorpe Neighborhood Bank 2927 $203,458,000 Security Federal Savings Bank of McMinnville 3009 $194,257,000 The First National Bank of Lawrence County at 2928 $203,362,000 First Colony Bank of Florida Walnut Ridge 2929 $203,299,000 Commercial National Bank of Texarkana 3010 $194,196,000 Commercial Bank 2930 $203,185,000 FDS Bank 3011 $194,178,000 First National Bank 2931 $203,015,000 The Kearny County Bank 3012 $194,094,000 Commerce Bank 2932 $202,917,000 Farmers Bank 3013 $194,092,000 Citizens State Bank 2933 $202,892,000 First Federal Savings and Loan Ass’n 3014 $194,087,000 The First National Bank of Gordon 2934 $202,882,000 First & Peoples Bank and Trust Company 3015 $193,973,000 CedarStone Bank 2935 $202,853,000 The First National Bank in Amboy 3016 $193,726,000 First Federal Savings and Loan Ass’n of San Rafael 2936 $202,848,000 TransCapital Bank 3017 $193,407,000 The First National Bank in Carlyle 2937 $202,434,000 Newport Federal Bank 3018 $193,269,000 2938 $202,202,000 Sooner State Bank 3019 $193,240,000 Farmers Bank and Trust Company 2939 $202,194,000 The Bank of Forest 3020 $193,220,000 Eastbank 2940 $201,605,000 Community National Bank 3021 $193,126,000 Rivers Edge Bank 2941 $201,499,000 Forreston State Bank 3022 $193,117,000 5Star Bank 2942 $201,494,000 Citizens State Bank of Roseau 3023 $193,033,000 Putnam County State Bank 2943 $201,431,000 American State Bank 3024 $193,009,000 Damariscotta Bank & Trust Co. 2943 $201,431,000 Community Bank 3025 $193,007,000 Cornerstone Bank 2945 $201,414,000 Bank of Walterboro 3026 $192,992,000 Bank of Hindman 2946 $201,321,000 Castle Rock Bank 3027 $192,730,000 First Kansas Bank

The Large Bank Protection Act | Consumer Federation of America 33 3028 $192,710,000 First National Bank of South Carolina 3109 $185,300,000 First State Bank 3029 $192,706,000 Chino Commercial Bank, N.A. 3110 $185,248,000 Bank of Belleville 3030 $192,687,000 Goldwater Bank, N.A. 3111 $185,194,000 United Bank 3031 $192,669,000 Alden State Bank 3112 $185,174,000 First Southern Bank 3032 $192,658,000 A J Smith Federal Savings Bank 3113 $185,101,000 Peoples Bank 3033 $192,546,000 Farmers Savings Bank 3114 $185,070,000 Security First Bank of North Dakota 3034 $192,394,000 Clarkston State Bank 3115 $185,052,000 The Brattleboro Savings and Loan Ass’n 3035 $192,274,000 The Farmers State Bank of Waupaca 3116 $184,933,000 First State Bank of Wyoming 3036 $192,075,000 Tri-County Bank & Trust Company 3117 $184,803,000 Community Bank Delaware 3037 $192,015,000 Kingsley State Bank 3118 $184,322,000 Bank of Okolona 3038 $191,878,000 Merchants Commercial Bank 3119 $184,270,000 First Federal Bank 3039 $191,867,000 The First National Bank of Northfield 3120 $184,266,000 VISIONBank 3040 $191,709,000 Pinnacle Bank 3121 $184,191,000 Peoples Community Bank 3041 $191,605,000 Martinsburg Bank and Trust 3122 $184,074,000 Community Shores Bank 3042 $191,542,000 First Bank and Trust Company of Illinois 3123 $184,058,000 Century Bank of Georgia 3043 $191,451,000 FortuneBank 3124 $183,630,000 United Community Bank 3044 $191,384,000 Flanagan State Bank 3125 $183,596,000 The Rawlins National Bank 3045 $191,308,000 Citizens Savings and Loan Ass’n, FSB 3126 $183,405,000 The First National Bank of Anderson 3046 $191,204,000 First State Bank 3127 $183,221,000 FNB Bank, Inc. 3047 $191,201,000 Elsa State Bank and Trust Company 3128 $183,004,000 Success Bank 3048 $191,154,000 West Central Bank 3129 $182,999,000 Peoples Trust and Savings Bank 3049 $191,058,000 Citizens First Bank 3130 $182,960,000 Lewis & Clark Bank 3050 $191,042,000 First National Bank in Taylorville 3131 $182,899,000 Eastern Savings Bank 3051 $190,850,000 Upper Peninsula State Bank 3132 $182,672,000 Sundance State Bank 3052 $190,846,000 Farmers & Merchants Bank & Trust 3133 $182,665,000 Woodlands National Bank 3053 $190,806,000 Bank of DeSoto 3134 $182,638,000 State Bank of Speer 3054 $190,530,000 Cumberland Security Bank, Inc. 3135 $182,545,000 Taylor County Bank 3055 $190,460,000 First State Bank of Forrest 3136 $182,409,000 Bank of Wiggins 3056 $190,433,000 Pinnacle Bank 3137 $182,380,000 Smackover State Bank 3057 $190,371,000 Pearland State Bank 3138 $182,126,000 The First National Bank of Stanton 3058 $190,288,000 First Trust & Savings Bank of Albany, Illinois 3139 $182,059,000 Phenix-Girard Bank 3059 $190,215,000 The Citizens Bank of Fayette 3140 $181,947,000 The First State Bank 3060 $189,938,000 Farmers and Merchants Bank of St. Clair 3141 $181,167,000 Farmers and Drovers Bank 3061 $189,878,000 The Citizens Bank of Logan, Ohio 3142 $181,157,000 Peoples Southern Bank 3062 $189,758,000 Farmers & Merchants Bank 3143 $181,013,000 Central Bank of Audrain County 3063 $189,742,000 First National Bank 3144 $180,996,000 The First National Bank and Trust Company of 3064 $189,660,000 Central Bank Broken Arrow 3065 $189,637,000 Security Savings Bank 3145 $180,961,000 Helena National Bank 3066 $189,617,000 Valley Bank of Commerce 3146 $180,907,000 The Casey County Bank, Inc. 3067 $189,603,000 Mountain Valley Bank 3147 $180,848,000 Central Federal Savings and Loan Ass’n 3068 $189,578,000 Freedom Financial Bank 3148 $180,798,000 The Commercial Bank 3069 $189,540,000 Commerce Bank of Arizona 3149 $180,792,000 First National Bank of Decatur County 3070 $189,527,000 Citizens State Bank and Trust Co., Ellsworth, 3150 $180,655,000 Houghton State Bank Kansas 3151 $180,645,000 Natbank 3071 $189,506,000 Citizens Bank 3152 $180,603,000 Albina Community Bank 3072 $189,481,000 Sargent County Bank 3153 $180,506,000 Lakeside Bank 3073 $189,465,000 Exchange Bank of Missouri 3154 $180,377,000 First Community Bank of Mercersburg 3074 $189,462,000 Cache Bank and Trust 3155 $180,374,000 The Bank of Jackson 3075 $189,409,000 The Citizens State Bank 3156 $180,257,000 Central Bank of Moberly 3076 $189,394,000 Sunrise Bank 3157 $180,212,000 First State Bank 3077 $189,270,000 Cypress Bank, SSB 3158 $180,198,000 Winnsboro State Bank & Trust Company 3078 $189,161,000 First Bank of Charleston, Inc. 3159 $180,049,000 Kearney Trust Company 3079 $189,151,000 Longview Bank 3160 $179,961,000 The Greenwood's State Bank 3080 $188,897,000 South Story Bank & Trust 3161 $179,914,000 Washington State Bank 3081 $188,885,000 The National Bank of Andrews 3162 $179,892,000 AB&T 3082 $188,864,000 Bank of Jamestown 3163 $179,794,000 Wyoming Bank & Trust 3083 $188,851,000 Farmers & Merchants Bank 3164 $179,723,000 Kentucky Farmers Bank Corporation 3084 $188,376,000 First City Bank of Florida 3165 $179,714,000 Coffee County Bank 3085 $188,338,000 Western Bank, Artesia, New Mexico 3166 $179,663,000 Douglas National Bank 3086 $188,330,000 Citizens Bank 3167 $179,647,000 Hometown Bank 3087 $188,186,000 First National Bank of North Arkansas 3168 $179,646,000 First Pioneer National Bank 3088 $188,140,000 Spring Valley City Bank 3169 $179,612,000 Waumandee State Bank 3089 $188,052,000 Security Bank 3170 $179,563,000 AmeriFirst Bank 3090 $188,034,000 Bank of Star Valley 3171 $179,398,000 People's Bank of Seneca 3091 $187,886,000 Cornerstone Community Bank 3172 $179,394,000 Timberwood Bank 3092 $187,612,000 LincolnWay Community Bank 3173 $179,340,000 First Port City Bank 3093 $187,602,000 West Union Bank 3174 $179,288,000 Mid America Bank & Trust Company 3094 $187,555,000 Petit Jean State Bank 3175 $179,020,000 Western Bank 3095 $187,522,000 Spring Bank 3176 $178,953,000 Capital Bank and Trust Company 3096 $187,518,000 Bankers' Bank of Kansas 3177 $178,715,000 Commonwealth Co-operative Bank 3097 $187,318,000 First State Bank 3178 $178,668,000 Marion County Savings Bank 3098 $187,310,000 Farmers State Bank 3179 $178,096,000 Texas Brand Bank 3099 $187,187,000 Morgantown Bank & Trust Company, Incorporated 3180 $178,094,000 NorthStar Bank 3100 $186,925,000 The Nicollet County Bank of Saint Peter 3181 $178,088,000 First State Bank 3101 $186,682,000 Integrity Bank & Trust 3182 $178,049,000 The Commercial National Bank of Brady 3102 $186,429,000 Asian Bank 3183 $177,903,000 Chesapeake Bank of Maryland 3103 $186,381,000 Exchange State Bank 3184 $177,891,000 Idaho First Bank 3104 $186,374,000 Hometown Bank 3185 $177,819,000 Arrowhead Bank 3105 $186,326,000 First State Bank of DeKalb County 3186 $177,769,000 Carroll Community Bank 3106 $186,018,000 Interstate Bank, ssb 3187 $177,759,000 State Bank of Newburg 3107 $185,908,000 Catahoula - LaSalle Bank 3188 $177,616,000 Union Bank 3108 $185,782,000 Calumet Bank 3189 $177,570,000 The First National Bank of Groton

The Large Bank Protection Act | Consumer Federation of America 34 3190 $177,440,000 Community First Banking Company 3270 $170,789,000 Cincinnati Federal 3191 $177,240,000 Northwest Bank & Trust Company 3271 $170,692,000 Goppert Financial Bank 3192 $177,239,000 Century Bank of the Ozarks 3272 $170,504,000 South Sound Bank 3193 $176,940,000 Viking Bank 3273 $170,459,000 Llano National Bank 3194 $176,935,000 Farmers & Merchants State Bank 3274 $170,454,000 Petefish, Skiles & Co. 3195 $176,868,000 Commercial Savings Bank 3275 $170,413,000 The Commerce Bank 3196 $176,733,000 Mid-Southern Savings Bank, FSB 3276 $170,400,000 Somerville Bank 3197 $176,726,000 The Citizens National Bank 3277 $170,200,000 City Bank and Trust Company 3198 $176,553,000 Leighton State Bank 3278 $170,167,000 Georgia Primary Bank 3199 $176,514,000 Iowa Trust and Savings Bank 3279 $170,156,000 FMS Bank 3200 $176,450,000 Brunswick Bank and Trust Company 3280 $169,876,000 1st National Bank 3201 $176,430,000 Intercity State Bank 3281 $169,665,000 Commercial State Bank, of Wagner 3202 $176,383,000 Victory Community Bank 3282 $169,635,000 Westmoreland Federal Savings and Loan Ass’n 3203 $176,330,000 First Covenant Bank 3283 $169,619,000 Muenster State Bank 3204 $176,088,000 The Fort Jennings State Bank 3284 $169,617,000 Grant County State Bank 3205 $176,063,000 Heartland Bank 3285 $169,546,000 Franklin State Bank & Trust Company 3206 $176,061,000 Seneca Savings 3286 $169,452,000 Rabun County Bank 3207 $176,004,000 Security State Bank 3287 $169,445,000 Bank of Eastman 3208 $175,925,000 Iron Workers Savings Bank 3288 $169,429,000 Sabal Palm Bank 3209 $175,755,000 Sandhills Bank 3289 $169,364,000 BankSouth 3210 $175,733,000 The Commercial Bank of Grayson 3290 $169,287,000 Cornerstone State Bank 3211 $175,699,000 Titonka Savings Bank 3291 $169,226,000 Glenwood State Bank 3212 $175,656,000 Monterey County Bank 3292 $169,170,000 Pioneer Bank 3213 $175,592,000 LCA Bank Corporation 3293 $169,057,000 First Trust and Savings Bank 3214 $175,508,000 Community First Bank 3294 $169,023,000 Arkansas County Bank 3215 $175,494,000 Freedom Bank 3295 $169,004,000 South County Bank 3216 $175,418,000 Laona State Bank 3296 $168,662,000 Farmers State Bank 3217 $175,225,000 Southern Bank & Trust 3297 $168,661,000 The Farmers State Bank 3218 $175,087,000 The Fidelity State Bank and Trust Company 3298 $168,603,000 Adams County Bank 3219 $175,025,000 Warren-Boynton State Bank 3299 $168,487,000 Citizens First Bank 3220 $174,964,000 Metro Phoenix Bank 3300 $168,399,000 Logansport Savings Bank 3221 $174,859,000 First Farmers & Merchants National Bank 3301 $168,370,000 Goppert State Service Bank 3222 $174,687,000 Bank of Abbeville & Trust Company 3302 $168,238,000 The First Bank of Baldwin 3223 $174,684,000 First National Bank of Brookfield 3303 $168,173,000 Bay-Vanguard Federal Savings Bank 3224 $174,529,000 First Bank of Ohio 3304 $168,101,000 Kensington Bank 3225 $174,349,000 COMMUNITY FIRST BANK OF THE 3305 $167,965,000 The MINT National Bank HEARTLAND 3306 $167,912,000 Wolf River Community Bank 3226 $174,337,000 Pine Country Bank 3307 $167,891,000 First Enterprise Bank 3227 $174,294,000 Uinta Bank 3308 $167,867,000 Legacy Bank & Trust Company 3228 $174,227,000 Greenville Federal 3309 $167,803,000 Equitable Savings and Loan Ass’n 3229 $174,097,000 Transpecos Banks, SSB 3310 $167,768,000 Altamaha Bank and Trust Company 3230 $174,087,000 The First National Bank of McHenry 3311 $167,720,000 American Pride Bank 3231 $174,027,000 Community Bank of the Midwest 3312 $167,443,000 Pony Express Bank 3232 $173,985,000 Buckeye Community Bank 3313 $167,420,000 VCC Bank 3233 $173,984,000 First Financial Bank 3314 $167,300,000 DeWitt Bank & Trust Co. 3234 $173,981,000 Gateway Bank 3315 $167,282,000 Bank of Crockett 3235 $173,972,000 Holcomb Bank 3316 $167,162,000 Iowa State Savings Bank 3236 $173,961,000 Premier Bank of the South 3317 $167,133,000 Auburn State Bank 3237 $173,889,000 The Geo. D. Warthen Bank 3318 $166,953,000 Alliance Bank 3238 $173,861,000 Bank of Commerce 3319 $166,911,000 Exchange State Bank 3239 $173,765,000 First Federal Savings Bank of Champaign Urbana 3320 $166,857,000 Tower Community Bank 3240 $173,596,000 Cumberland Bank and Trust 3321 $166,560,000 Mediapolis Savings Bank 3241 $173,540,000 Solera National Bank 3322 $166,502,000 Bank of Kilmichael 3242 $173,195,000 First Federal Savings and Loan Ass’n of Valdosta 3323 $166,408,000 Raritan State Bank 3243 $173,073,000 The Farmers State Bank of Westmoreland 3324 $166,298,000 Bankers' Bank, Northeast 3244 $172,900,000 First State Bank 3325 $165,921,000 BankStar Financial 3245 $172,872,000 Wadena State Bank 3326 $165,775,000 Caldwell Bank & Trust Company 3246 $172,806,000 HomeBank Texas 3327 $165,703,000 Streator Home Savings Bank 3247 $172,726,000 The First National Bank of Sterling City 3328 $165,606,000 Kopernik Bank 3248 $172,722,000 First State Bank of Purdy 3329 $165,588,000 Patriot Community Bank 3249 $172,642,000 First National Bank of Pana 3330 $165,540,000 First National Bank in Fairfield 3250 $172,617,000 Unity Bank 3331 $165,300,000 Bank 3251 $172,609,000 First Texoma National Bank 3332 $165,277,000 Kaw Valley State Bank and Trust Company 3252 $172,541,000 United State Bank 3333 $165,272,000 Metropolitan Bank 3253 $172,483,000 The Perryton National Bank 3334 $165,259,000 Northern Interstate Bank, N. A. 3254 $172,405,000 State Bank of Arcadia 3335 $165,174,000 Incommons Bank, N.A. 3255 $172,386,000 Denver Savings Bank 3336 $165,165,000 Home City Federal Savings Bank of Springfield 3256 $172,379,000 First National Bank of Hereford 3337 $164,969,000 State Bank of Waterloo 3257 $172,342,000 Town & Country Bank Midwest 3338 $164,761,000 The Gifford State Bank 3258 $172,295,000 Grand Ridge National Bank 3339 $164,741,000 Portage County Bank 3259 $172,190,000 CenterBank 3340 $164,633,000 The First National Bank of Pandora 3260 $172,068,000 PennCrest Bank 3341 $164,553,000 Greater Community Bank 3261 $171,990,000 Community Development Bank, FSB 3342 $164,547,000 Quoin Financial Bank 3262 $171,974,000 SSB Bank 3343 $164,504,000 Marion State Bank 3263 $171,550,000 First Missouri State Bank 3344 $164,487,000 South Georgia Bank 3264 $171,382,000 Fidelity Bank of Florida 3345 $164,173,000 Civic Bank & Trust 3265 $171,296,000 First Farmers State Bank 3346 $164,169,000 Cornerstone Bank, Inc. 3266 $171,255,000 First Community Bank of East Tennessee 3347 $163,970,000 The Bippus State Bank 3267 $171,095,000 MILLENNIUM BANK 3348 $163,894,000 Pathway Bank 3268 $171,091,000 First Bank & Trust 3349 $163,882,000 Wray State Bank 3268 $171,091,000 The Farmers and Merchants National Bank of 3350 $163,829,000 Durden Banking Company, Incorporated Nashville 3351 $163,814,000 Community Valley Bank

The Large Bank Protection Act | Consumer Federation of America 35 3352 $163,718,000 Central Bank of Kansas City 3433 $157,042,000 Bank of Wolcott 3353 $163,531,000 Mid-America Bank 3434 $157,009,000 Massena Savings and Loan 3353 $163,531,000 Wells River Savings Bank 3435 $156,839,000 Citizens Bank 3355 $163,231,000 CBank 3436 $156,585,000 Union Savings Bank 3356 $163,126,000 Great Plains State Bank 3437 $156,405,000 Edgewater Bank 3357 $163,040,000 Carroll County Trust Company of Carrollton, 3438 $156,363,000 Audubon Savings Bank Missouri 3439 $156,307,000 Oklahoma Bank and Trust Company 3358 $162,998,000 Ultima Bank Minnesota 3440 $156,263,000 Granite Falls Bank 3359 $162,829,000 Bank of Grand Lake 3441 $156,096,000 Oklahoma Capital Bank 3360 $162,809,000 Collinsville Savings Society 3442 $155,952,000 First State Bank of Texas 3361 $162,698,000 Town & Country Bank 3443 $155,941,000 Farmers and Merchants Bank 3362 $162,658,000 Palmetto Heritage Bank & Trust 3444 $155,852,000 RiverHills Bank 3363 $162,560,000 The First National Bank of Izard County 3445 $155,848,000 Eclipse Bank, Inc. 3364 $162,439,000 Bank of Perry County 3446 $155,684,000 Citizens Progressive Bank 3365 $162,235,000 Bank of Zumbrota 3447 $155,572,000 Charter Bank 3366 $162,054,000 FlatIrons Bank 3448 $155,567,000 Sundown State Bank 3367 $161,861,000 The Payne County Bank 3449 $155,464,000 First National Bank of Pasco 3368 $161,840,000 First Federal Savings and Loan Ass’n 3450 $155,198,000 The Bank of Waynesboro 3369 $161,813,000 The First National Bank of Waverly 3451 $155,191,000 The Peoples Bank 3370 $161,723,000 Crossroads Bank 3452 $155,149,000 The First National Bank of Absecon 3371 $161,719,000 My Bank 3453 $155,040,000 Bank of Brookhaven 3372 $161,679,000 First Madison Valley Bank 3454 $155,013,000 First Bank of Manhattan 3373 $161,520,000 Foxboro Federal Savings 3455 $154,565,000 First State Bank 3374 $161,328,000 The First National Bank of Ballinger 3456 $154,527,000 Union Bank and Trust Company 3375 $161,301,000 VisionBank 3457 $154,466,000 Friendly Hills Bank 3376 $161,072,000 First National Bank of Coffee County 3458 $154,416,000 First Missouri State Bank of Cape County 3377 $161,054,000 Community State Bank 3459 $154,268,000 Fairfax State Savings Bank 3378 $160,941,000 Global Bank 3460 $154,254,000 PEOPLES BANK 3379 $160,843,000 Town & Country Bank 3461 $153,985,000 United Farmers State Bank 3380 $160,774,000 American Bank & Trust Wisconsin 3462 $153,977,000 First National Bank of Crossett 3381 $160,582,000 First State Bank of Bedias 3463 $153,768,000 First State Bank 3382 $160,486,000 Freedom Bank, Inc. 3464 $153,540,000 The Union Bank 3383 $160,360,000 Community Bank of Marshall 3465 $153,357,000 Old Dominion National Bank 3384 $160,330,000 FBT Bank & Mortgage 3466 $153,274,000 First State Bank 3385 $160,258,000 River City Bank 3467 $153,205,000 FIRST NATIONAL BANK OF NOKOMIS 3386 $160,209,000 Sumner Bank & Trust 3468 $153,092,000 Lamar National Bank 3387 $160,110,000 The Wilmington Savings Bank 3469 $153,012,000 Bank of New Mexico 3388 $159,905,000 Citizens Guaranty Bank 3470 $152,875,000 Bank of Grandin 3389 $159,576,000 Bank of Terrell 3471 $152,688,000 Citizens State Bank 3390 $159,535,000 Farmers Savings Bank & Trust 3472 $152,680,000 Liberty Trust & Savings Bank 3391 $159,448,000 High Plains Bank 3473 $152,583,000 First Bank Hampton 3392 $159,447,000 Washington Savings Bank 3474 $152,542,000 Liberty Bell Bank 3393 $159,325,000 United Bank and Trust Company 3475 $152,433,000 Lee Bank and Trust Company 3394 $159,084,000 Home Bank of California 3476 $152,342,000 Home Savings Bank 3395 $159,054,000 Golden Eagle Community Bank 3477 $152,123,000 The National Bank of Malvern 3396 $159,046,000 Scott State Bank 3478 $152,010,000 Community Bank of Elmhurst 3397 $159,027,000 Hometown Bank of Corbin, Inc. 3479 $151,987,000 Commercial Bank 3398 $158,981,000 Greeneville Federal Bank, FSB 3480 $151,868,000 Austin County State Bank 3399 $158,922,000 Fowler State Bank 3481 $151,807,000 First National Community Bank 3400 $158,912,000 Hometown Bank of Pennsylvania 3482 $151,669,000 First Federal Savings and Loan Ass’n of Greensburg 3401 $158,888,000 State Bank & Trust Co. 3483 $151,594,000 Oxford University Bank 3402 $158,887,000 Merchants State Bank 3484 $151,544,000 Central Bank and Trust 3403 $158,858,000 Community First Bank 3485 $151,364,000 York State Bank 3404 $158,783,000 Bank of Alapaha 3486 $151,333,000 Oklahoma State Bank 3405 $158,764,000 North Valley Bank 3487 $151,250,000 First Community Bank of Eastern Arkansas 3406 $158,710,000 Plaquemine Bank & Trust Company 3488 $151,221,000 Gothenburg State Bank 3407 $158,671,000 The Bank of the West 3489 $151,155,000 Nantahala Bank & Trust Company 3408 $158,663,000 The Putnam County National Bank of Carmel 3490 $151,124,000 The Bath State Bank 3409 $158,530,000 Continental Bank 3491 $151,069,000 Lake Central Bank 3410 $158,488,000 Farmers and Merchants Savings Bank 3491 $151,069,000 The Bank of Brodhead 3411 $158,441,000 Apollo Trust Company 3493 $150,989,000 Hendricks County Bank and Trust Company 3412 $158,423,000 Paper City Savings Ass’n 3494 $150,969,000 3413 $158,410,000 Lee County Bank 3495 $150,932,000 First Federal Savings of Middletown 3414 $158,289,000 Home Exchange Bank 3496 $150,828,000 Sharon Savings Bank 3415 $158,188,000 Bank of Farmington 3497 $150,817,000 The First State Bank & Trust Co. of Larned 3416 $158,156,000 Northeast Security Bank 3498 $150,543,000 Charter Bank 3417 $158,122,000 The Commercial Bank 3499 $150,472,000 State Nebraska Bank & Trust 3418 $158,076,000 Triad Bank 3500 $150,365,000 The First National Bank at Paris 3419 $157,933,000 NBW BANK 3501 $150,229,000 Markesan State Bank 3420 $157,930,000 South Lafourche Bank & Trust Company 3502 $150,153,000 Danville State Savings Bank 3421 $157,849,000 First State Bank Shannon-Polo 3503 $150,110,000 First Bank & Trust Company 3422 $157,813,000 Watch Hill Bank 3504 $150,095,000 Marathon Savings Bank 3423 $157,704,000 State Bank of Davis 3505 $150,023,000 Texas Heritage Bank 3424 $157,676,000 First Heritage Bank 3506 $150,022,000 Winchester Federal Bank 3425 $157,638,000 Alliant Bank 3507 $149,966,000 County Bank 3426 $157,619,000 Cayuga Lake National Bank 3508 $149,962,000 Farmers and Merchants Bank 3427 $157,563,000 The Roscoe State Bank 3509 $149,824,000 SJN Bank of Kansas 3428 $157,454,000 Williamstown Bank, Inc. 3510 $149,706,000 Castroville State Bank 3429 $157,381,000 Waycross Bank & Trust 3511 $149,642,000 KodaBank 3430 $157,301,000 Clarion County Community Bank 3512 $149,598,000 Jersey State Bank 3431 $157,268,000 Gateway State Bank 3513 $149,577,000 The First State Bank of Arcadia 3432 $157,167,000 The Bank of Charlotte County 3514 $149,411,000 Peoples Bank of the South

The Large Bank Protection Act | Consumer Federation of America 36 3515 $149,343,000 Intercontinental Bank 3597 $143,395,000 Minnstar Bank 3516 $149,275,000 Union Federal Savings and Loan Ass’n 3598 $143,372,000 Citizens Bank of Newburg 3517 $149,160,000 The Commercial Bank 3599 $143,279,000 Farmers State Bank 3518 $149,151,000 1st United Bank 3600 $143,204,000 PEOPLES BANK OF MIDDLE TENNESSEE 3519 $149,132,000 Tensas State Bank 3601 $143,202,000 First State Bank of Odem 3520 $149,120,000 Farmers State Bank of Hoffman 3602 $143,140,000 Bank of Winnfield & Trust Company 3521 $149,064,000 Union Savings and Loan Ass’n 3603 $143,089,000 The First National Bank of Park Falls 3522 $148,995,000 The Capital Bank 3604 $143,001,000 Farmers & Merchants Bank & Trust 3523 $148,974,000 Eagle Bank 3605 $142,681,000 Adrian Bank 3524 $148,917,000 The First National Bank of Fairbury 3606 $142,496,000 State Bank of Herscher 3525 $148,857,000 Blue Gate Bank 3607 $142,491,000 Alliance Bank & Trust Company 3526 $148,827,000 SEI Private Trust Company 3608 $142,249,000 Highlands Community Bank 3527 $148,822,000 United Citizens Bank of Southern Kentucky 3609 $142,218,000 First Iowa State Bank 3528 $148,634,000 The First National Bank of Dryden 3610 $142,101,000 Bank of Anguilla 3529 $148,616,000 Capon Valley Bank 3611 $142,068,000 First State Bank of Newcastle 3530 $148,477,000 First Community National Bank 3612 $142,058,000 The First National Bank and Trust 3531 $148,340,000 Community Banking Company of Fitzgerald 3613 $142,035,000 Anchor D Bank 3532 $147,876,000 Bank of the Southwest 3614 $141,978,000 Bank of Richmondville 3533 $147,841,000 Primary Bank 3615 $141,922,000 The First National Bank of Sycamore 3534 $147,734,000 Trinity Bank 3616 $141,862,000 PrinsBank 3535 $147,708,000 Pioneer Bank 3617 $141,730,000 Security Bank USA 3536 $147,652,000 1st Bank & Trust 3618 $141,687,000 ProGrowth Bank 3537 $147,495,000 Longview Bank and Trust 3619 $141,629,000 Eagle Valley Bank 3538 $147,434,000 Three Rivers Bank of Montana 3620 $141,543,000 Commercial Capital Bank 3539 $147,358,000 Wyoming Community Bank 3621 $141,442,000 Algonquin State Bank 3540 $147,314,000 First National Bank & Trust Company 3622 $141,420,000 First Neighborhood Bank 3541 $147,266,000 First State Bank of Ben Wheeler, Texas 3623 $141,245,000 Security State Bank of Marine 3542 $147,258,000 The Farmers State Bank of Aliceville, Kansas 3624 $141,216,000 Community Bank of the South 3543 $147,047,000 Commonwealth Community Bank, Inc. 3625 $140,986,000 The First State Bank 3544 $146,840,000 Madison Bank of Maryland 3626 $140,941,000 The Corner Stone Bank 3545 $146,792,000 First Community Bank and Trust 3627 $140,919,000 West Iowa Bank 3546 $146,789,000 City Bank & Trust Co. 3628 $140,871,000 First National Bank and Trust Co. of Bottineau 3547 $146,716,000 Peru Federal Savings Bank 3629 $140,725,000 Huron Valley State Bank 3548 $146,618,000 Advantage Community Bank 3630 $140,715,000 Harvest Bank 3549 $146,606,000 Bank of The Rockies 3631 $140,704,000 First Bank of the Palm Beaches 3550 $146,453,000 Malvern Bank 3632 $140,641,000 Hill Bank & Trust Co. 3551 $146,340,000 Heritage State Bank 3633 $140,572,000 Peoples Savings and Loan Company 3552 $146,235,000 The Bank of Baker 3634 $140,568,000 Two Rivers Bank 3553 $146,182,000 First State Bank 3635 $140,559,000 Anthem Bank & Trust 3554 $146,164,000 The First National Bank of McConnelsville 3636 $140,520,000 First State Bank, Inc. 3555 $146,092,000 Exchange Bank of Northeast Missouri 3637 $140,466,000 Traditions First Bank 3556 $145,939,000 Guadalupe National Bank 3638 $140,387,000 The First State Bank of Malta 3557 $145,912,000 Citizens Bank of Eldon 3639 $140,317,000 State Bank & Trust of Kenmare 3558 $145,814,000 First Personal Bank 3640 $140,315,000 Bank Northwest 3559 $145,650,000 Community Bank 3641 $140,291,000 First Iowa State Bank 3560 $145,533,000 Tri-Valley Bank 3642 $140,265,000 The First National Bank of Waynesboro 3561 $145,497,000 First National Bank at Darlington 3643 $140,233,000 State Bank Northwest 3562 $145,452,000 Tomahawk Community Bank S.S.B. 3644 $140,206,000 Bank of the Prairie 3563 $145,413,000 Fayette Savings Bank, SSB 3645 $140,200,000 Southern Hills Community Bank 3564 $145,404,000 Wayne Bank and Trust Co. 3646 $140,192,000 Providence Bank of Texas, ssb 3565 $145,394,000 Davis Trust Company 3647 $140,149,000 Reliance Bank 3566 $145,389,000 Heritage Bank of Schaumburg 3648 $140,128,000 Citizens Community Bank 3567 $145,308,000 Heartland Bank 3649 $140,083,000 Savannah Bank 3568 $145,113,000 First Pryority Bank 3650 $140,074,000 The Haverford Trust Company 3569 $145,100,000 National Bank of Petersburg 3651 $139,984,000 Bank of Lincoln County 3570 $145,092,000 Union State Bank 3652 $139,924,000 Bank of Deerfield 3571 $144,977,000 First Federal Community Bank of Bucyrus 3653 $139,812,000 MCS Bank 3572 $144,749,000 Farmers & Merchants Bank 3654 $139,771,000 The Kansas State Bank 3573 $144,628,000 Home State Bank 3655 $139,692,000 The Clay City Banking Co. 3574 $144,506,000 BankPacific, Ltd 3656 $139,420,000 BANKWEST 3575 $144,430,000 First Peoples Bank of Tennessee 3657 $139,399,000 Farmers State Bank of Hartland 3576 $144,404,000 Bank of the Federated States of Micronesia 3658 $139,309,000 Homeland Community Bank 3577 $144,358,000 First Sound Bank 3659 $139,216,000 The First National Bank of Manchester 3578 $144,307,000 Oklahoma State Bank 3660 $139,104,000 Bank3 3579 $144,295,000 The Midland National Bank of Newton 3661 $138,983,000 First Community Bank 3580 $144,272,000 The Lyon County State Bank 3662 $138,948,000 The Farmers Bank 3581 $144,163,000 Ohana Pacific Bank 3663 $138,900,000 Bank of Weston 3582 $143,983,000 Bank of the Panhandle 3664 $138,786,000 Century Bank of Kentucky, Inc. 3583 $143,948,000 North Georgia National Bank 3664 $138,786,000 Heritage Community Bank 3584 $143,930,000 Community Spirit Bank 3666 $138,748,000 Community Federal Savings Bank 3585 $143,834,000 Bank of Commerce 3667 $138,738,000 Columbus State Bank 3586 $143,818,000 Lamar Bank and Trust Company 3668 $138,733,000 Great State Bank 3587 $143,811,000 The First State Bank 3669 $138,672,000 Union State Bank of Hazen 3588 $143,766,000 Citizens Bank & Trust Co. of Jackson 3670 $138,435,000 Peoples Bank 3589 $143,750,000 The Bank of Vernon 3671 $138,372,000 The First National Bank of Winnsboro 3590 $143,707,000 Central Bank 3672 $138,311,000 United Pacific Bank 3591 $143,635,000 Minden Exchange Bank & Trust Company 3673 $138,301,000 Horizon Financial Bank 3592 $143,619,000 The Farmers State Bank of Oakley, Kansas 3674 $138,281,000 The First National Bank and Trust Company of 3593 $143,573,000 The First National Bank of Raymond Miami 3594 $143,541,000 Inez Deposit Bank 3675 $138,149,000 Citizens Bank 3595 $143,443,000 Sage Bank 3676 $137,992,000 Bank of Easton 3596 $143,422,000 First State Bank of Porter 3677 $137,915,000 First National Bank of Alvin

The Large Bank Protection Act | Consumer Federation of America 37 3678 $137,880,000 HNB First Bank 3758 $131,810,000 First Alliance Bank 3679 $137,854,000 La Salle State Bank 3759 $131,726,000 The Citizens State Bank of Finley 3680 $137,738,000 Verus Bank 3760 $131,719,000 First State Bank of Forsyth 3681 $137,586,000 Liberty Bank 3761 $131,684,000 First National Bank Northwest Florida 3682 $137,581,000 First State Bank 3762 $131,572,000 Citizens Building and Loan, SSB 3683 $137,450,000 The Bank of Monroe 3763 $131,524,000 Heritage Bank of the Ozarks 3684 $137,330,000 CornerStone Bank 3764 $131,409,000 First Bank 3685 $137,284,000 Mountain Valley Bank, N.A. 3765 $131,373,000 SunSouth Bank 3686 $137,204,000 The Citizens Bank 3766 $131,339,000 Slovenian Savings and Loan Ass’n of Franklin- 3687 $137,091,000 Citizens Federal Savings and Loan Ass’n Conemaugh 3688 $137,028,000 Farmers Trust & Savings Bank 3767 $131,175,000 Cumberland Federal Bank, FSB 3689 $136,935,000 The Peoples National Bank of Checotah 3768 $131,034,000 Eagle Savings Bank 3690 $136,923,000 Hillsboro Bank 3769 $131,021,000 First Peoples Bank, Inc. 3691 $136,864,000 Northwestern Bank 3770 $130,983,000 Warren Bank and Trust Company 3692 $136,704,000 Iowa Falls State Bank 3771 $130,944,000 Crawford County Trust and Savings Bank 3693 $136,583,000 St. Clair County State Bank 3772 $130,738,000 The Seymour Bank 3694 $136,536,000 Security State Bank 3773 $130,642,000 First Century Bank 3695 $136,330,000 Union National Bank & Trust Company 3774 $130,561,000 Mount Vernon Bank 3696 $136,254,000 Farmers State Bank of Western Illinois 3775 $130,552,000 Flint Hills Bank 3697 $136,206,000 Tejas Bank 3776 $130,532,000 Bank of Hazlehurst 3698 $136,198,000 First Exchange Bank of Alabama 3777 $130,509,000 McKenzie Banking Company 3699 $136,140,000 State Savings Bank 3778 $130,457,000 South Central State Bank 3700 $135,944,000 Badger Bank 3779 $130,398,000 Citizens Bank & Trust Co. 3701 $135,697,000 Farmers and Miners Bank 3780 $130,367,000 RiverBank 3702 $135,596,000 Hibernia Bank 3781 $130,289,000 First Texas Bank 3703 $135,534,000 UNB Bank 3782 $130,213,000 Commercial Trust Company of Fayette 3704 $135,463,000 Citizens Bank & Trust Company 3783 $130,115,000 Fidelity State Bank and Trust Company 3705 $135,461,000 Heritage Bank & Trust 3784 $130,102,000 Texas Heritage National Bank 3706 $135,274,000 Garrison State Bank and Trust 3785 $129,918,000 Community 1st Bank Las Vegas 3707 $135,204,000 Citizens' Bank of Charleston 3786 $129,788,000 Farmers and Merchants State Bank, Bloomfield, 3708 $134,943,000 Central State Bank Nebraska 3709 $134,737,000 Exchange Bank and Trust Company, Natchitoches, 3787 $129,562,000 Bank of Early Louisiana 3788 $129,513,000 The Apple Creek Banking Company 3710 $134,725,000 The Bank of Beaver City 3789 $129,489,000 Bank of South Texas 3711 $134,714,000 The Wanda State Bank 3790 $129,426,000 The Farmers and Merchants Bank 3712 $134,635,000 First Federal Savings Bank of Angola 3791 $129,263,000 The Colorado Bank and Trust Company of La Junta 3713 $134,545,000 Gouverneur Savings and Loan Ass’n 3792 $129,155,000 First State Bank 3714 $134,538,000 The First National Bank of Waseca 3793 $129,057,000 The Halstead Bank 3715 $134,522,000 Bank of Columbia 3794 $128,884,000 Riverland Bank 3716 $134,417,000 Citizens Bank & Trust Company of Vivian, 3795 $128,838,000 Texas National Bank Louisiana 3796 $128,822,000 Iowa State Bank and Trust Company of Fairfield, 3717 $134,352,000 Big Bend Banks, N.A. Iowa 3718 $134,287,000 Boone Bank & Trust Co. 3797 $128,638,000 Western National Bank 3719 $134,273,000 Impact Bank 3798 $128,568,000 Bank of Estes Park 3720 $134,268,000 Columbus Bank and Trust Company 3799 $128,517,000 Valley Bank of Nevada 3721 $134,169,000 Bank of Salem 3800 $128,363,000 Adams Dairy Bank 3722 $134,166,000 Federal Savings Bank 3801 $128,285,000 First National Bank USA 3723 $134,027,000 Start Community Bank 3802 $128,216,000 Bank of St. Francisville 3724 $133,746,000 River Town Bank 3803 $128,212,000 Delanco Federal Savings Bank 3725 $133,739,000 Farmers State Bank 3804 $128,189,000 The Citizens Bank 3726 $133,658,000 First State Bank 3805 $128,148,000 Community First Bank 3727 $133,417,000 Community First Bank 3806 $128,085,000 Farmers Bank and Trust Company 3728 $133,359,000 Farmers National Bank 3807 $128,024,000 The Claxton Bank 3729 $133,300,000 Burling Bank 3808 $127,895,000 Chillicothe State Bank 3730 $133,225,000 Bank 2 3809 $127,870,000 Clover Community Bank 3731 $133,205,000 Banner Capital Bank 3810 $127,813,000 Mainland Bank 3732 $133,172,000 The Stockgrowers State Bank of Ashland, Kansas 3811 $127,788,000 Security Savings Bank 3733 $133,096,000 Illinois-Service Federal Savings and Loan Ass’n 3812 $127,754,000 State Bank of Whittington 3734 $133,093,000 Milledgeville State Bank 3813 $127,589,000 American Bank & Trust Company 3735 $132,968,000 Heritage First Bank 3814 $127,479,000 Ipava State Bank 3736 $132,956,000 Merchants and Farmers Bank 3815 $127,333,000 Sunset Bank & Savings 3737 $132,937,000 Farmers Savings Bank 3816 $127,271,000 PeopleFirst Bank 3737 $132,937,000 Main Bank 3817 $127,219,000 Security State Bank of Hibbing 3739 $132,891,000 Athens State Bank 3818 $127,187,000 Citizens State Bank 3740 $132,884,000 Custer Federal State Bank 3819 $127,133,000 The National Iron Bank 3741 $132,882,000 Sanger Bank 3820 $127,052,000 Blue Ridge Bank 3742 $132,816,000 Millville Savings and Loan Ass’n 3821 $126,998,000 First Federal Savings and Loan Ass’n of Bath 3743 $132,781,000 The First National Bank of Dwight 3822 $126,979,000 Farmers State Bank 3744 $132,752,000 Bank Plus 3823 $126,915,000 Hyden Citizens Bank 3745 $132,749,000 Peoples State Bank of Munising 3824 $126,869,000 New Buffalo Savings Bank 3746 $132,620,000 Bank of Franklin 3825 $126,868,000 Bank of St. Elizabeth 3747 $132,543,000 BEACON BUSINESS BANK 3826 $126,843,000 Walcott Trust and Savings Bank 3748 $132,481,000 Calhoun County Bank, Inc. 3827 $126,824,000 Security Bank, s.b. 3749 $132,306,000 The Turbotville National Bank 3828 $126,779,000 Vermilion Valley Bank 3750 $132,250,000 Farmers State Bank of Hamel 3829 $126,771,000 The First National Bank of Hartford 3751 $132,189,000 Anchor Commercial Bank 3830 $126,745,000 Friend Bank 3752 $132,153,000 The First State Bank of Shelby 3831 $126,741,000 Texas State Bank 3753 $132,134,000 Community Point Bank 3832 $126,728,000 TSB Bank 3754 $132,103,000 The Lake Bank 3833 $126,561,000 Citizens State Bank 3755 $132,023,000 Elkton Bank & Trust Company 3834 $126,480,000 The Citizens State Bank 3756 $131,908,000 The Valley State Bank 3835 $126,394,000 First National Bank of Bosque County 3757 $131,888,000 First National Bank in Ord 3836 $126,389,000 First State Bank of Wabasha

The Large Bank Protection Act | Consumer Federation of America 38 3837 $126,378,000 Farmers State Bank 3919 $120,909,000 The Idabel National Bank 3838 $126,306,000 Nebraska Bank of Commerce 3920 $120,740,000 Corydon State Bank 3839 $126,280,000 Bank of Hydro 3921 $120,703,000 Citizens State Bank 3840 $126,263,000 Gogebic Range Bank 3922 $120,674,000 ACB Bank 3841 $126,033,000 Bank of Crocker 3923 $120,666,000 Community State Bank 3842 $125,984,000 Security State Bank 3924 $120,654,000 Collinsville Building and Loan Ass’n 3843 $125,915,000 Liberty First Bank 3925 $120,552,000 Washita State Bank 3844 $125,741,000 Bank 21 3926 $120,534,000 Capital Bank 3845 $125,584,000 Farmers Deposit Bank 3927 $120,514,000 Putnam 1st Mercantile Bank 3846 $125,540,000 Jackson County Bank 3928 $120,508,000 Vantage Bank of Alabama 3847 $125,415,000 Grand Marsh State Bank 3929 $120,440,000 Murphy-Wall State Bank and Trust Company 3848 $125,361,000 F & M Community Bank 3930 $120,332,000 Home Savings Bank 3849 $125,349,000 The Peoples National Bank of New Lexington 3931 $120,239,000 The Upstate National Bank 3850 $125,199,000 Miami Savings Bank 3932 $120,115,000 First American Bank, N.A. 3851 $125,159,000 The Citizens State Bank 3933 $120,023,000 Valley State Bank 3852 $125,143,000 F&M Bank and Trust Company 3934 $120,010,000 Peoples State Bank 3853 $125,063,000 The Citizens-Farmers Bank of Cole Camp 3935 $119,997,000 Chelsea Savings Bank 3854 $125,004,000 WSB Municipal Bank 3936 $119,938,000 Citizens Bank 3855 $125,003,000 Citizens State Bank 3937 $119,771,000 Gateway Bank, F.S.B. 3856 $125,000,000 WCF Financial Bank 3938 $119,726,000 Farmers and Merchants Bank 3857 $124,990,000 Bank of Mount Hope, Inc. 3939 $119,722,000 Federation Bank 3858 $124,973,000 Normangee State Bank 3940 $119,677,000 McGehee Bank 3859 $124,971,000 Vermilion Bank & Trust Company 3941 $119,592,000 Community State Bank 3860 $124,955,000 Bank of Commerce 3942 $119,565,000 First National Bank of Fort Stockton 3861 $124,844,000 Community Bankers' Bank 3943 $119,488,000 First Peoples Bank 3862 $124,816,000 Dilley State Bank 3944 $119,437,000 Johnson County Bank 3863 $124,742,000 West Central Georgia Bank 3945 $119,141,000 Graham Savings and Loan, SSB 3864 $124,721,000 The State Savings Bank of Manistique 3946 $119,140,000 Lawson Bank 3865 $124,647,000 Madison County Community Bank 3947 $119,017,000 Citizens Savings Bank 3866 $124,599,000 Citizens State Bank - Midwest 3948 $119,016,000 The American National Bank of Beaver Dam 3867 $124,591,000 Golden Pacific Bank 3949 $119,015,000 Wrentham Co-operative Bank 3868 $124,493,000 Security Bank Minnesota 3950 $118,942,000 The First National Bank of Henning 3869 $124,471,000 Bank of Holland 3951 $118,892,000 First State Bank of Bloomington 3870 $124,450,000 Bank of Maysville 3952 $118,886,000 Willamette Community Bank 3871 $124,389,000 North Central Bank 3953 $118,744,000 Aroostook County Federal Savings and Loan Ass’n 3872 $124,370,000 The Settlers Bank 3954 $118,611,000 Bedford Federal Savings Bank 3873 $124,274,000 The Goose River Bank 3955 $118,560,000 Bank of Clarkson 3874 $124,136,000 Florida Business Bank 3955 $118,560,000 The Farmers and Merchants National Bank of 3875 $124,091,000 Wisconsin River Bank Fairview 3876 $124,087,000 Flagship Community Bank 3957 $118,549,000 Farmers and Merchants State Bank of Springfield 3877 $123,739,000 First Midwest Bank of the Ozarks 3958 $118,502,000 The Brady National Bank 3878 $123,673,000 First Bank of Coastal Georgia 3959 $118,495,000 First Farmers & Commercial Bank 3879 $123,600,000 Jarrettsville Federal Savings and Loan Ass’n 3960 $118,442,000 Bank of Newington 3880 $123,591,000 Gateway Commercial Bank 3961 $118,420,000 Independent Farmers Bank 3881 $123,578,000 Security State Bank of Fergus Falls 3962 $118,406,000 Mount Vernon Bank and Trust Company 3882 $123,543,000 Bank of Sunset and Trust Company 3963 $118,371,000 Pine River State Bank 3883 $123,163,000 The Valley State Bank 3964 $118,348,000 Lyons Federal Bank 3884 $123,123,000 Community 1st Bank 3965 $118,285,000 Community Bank of Cameron 3885 $123,110,000 BCBank, Inc. 3966 $118,239,000 COMMUNITY BANK OF SNYDER 3886 $123,071,000 Iowa State Bank 3967 $118,219,000 First New Mexico Bank, Las Cruces 3887 $122,923,000 Republic Bank of Arizona 3968 $118,008,000 State Bank & Trust Company 3888 $122,881,000 The Miners State Bank 3969 $117,968,000 Brunswick State Bank 3889 $122,826,000 Lake Community Bank 3970 $117,954,000 The Home Savings and Loan Company of Kenton, 3890 $122,799,000 The City National Bank of Colorado City Ohio 3891 $122,496,000 WestSide Bank 3971 $117,869,000 SNB Bank 3892 $122,426,000 The Fisher National Bank 3972 $117,830,000 The Citizens National Bank of Woodsfield 3893 $122,416,000 The Peoples Bank 3973 $117,652,000 Anahuac National Bank 3894 $122,257,000 West Texas State Bank 3974 $117,626,000 Preferred Community Bank 3895 $122,237,000 Northside Bank 3975 $117,613,000 bankcda 3896 $122,138,000 Bank of Feather River 3975 $117,613,000 Midland Federal Savings and Loan Ass’n 3897 $122,111,000 Mason Bank 3977 $117,610,000 First State Bank 3898 $121,965,000 State Savings Bank, Frankfort, Mich. 3978 $117,557,000 BNY Mellon Trust of Delaware 3899 $121,757,000 FirstOak Bank 3979 $117,351,000 Valley Bank of Kalispell 3900 $121,747,000 Lone Star Bank 3980 $117,311,000 First State Bank 3901 $121,732,000 Guthrie County State Bank 3981 $117,286,000 United Republic Bank 3902 $121,727,000 People's Bank and Trust Company of Pickett County 3982 $117,284,000 Central Federal Savings and Loan Ass’n of Chicago 3903 $121,716,000 Landmark Bank 3983 $117,267,000 First Secure Bank and Trust Co. 3904 $121,673,000 Bank 1st 3984 $117,138,000 The First National Bank of Hugo 3905 $121,621,000 Johnson City Bank 3985 $117,120,000 The Citizens Bank 3906 $121,579,000 The Tipton Latham Bank 3986 $117,048,000 Bank of Gleason 3907 $121,523,000 Feliciana Bank & Trust Company 3987 $116,993,000 Austin Capital Bank SSB 3908 $121,480,000 Templeton Savings Bank 3988 $116,924,000 Lewisburg Banking Company 3909 $121,388,000 First National Bank of Chadron 3989 $116,907,000 Heritage Community Bank 3910 $121,349,000 The First National Bank of Scott City 3990 $116,882,000 Holmes County Bank & Trust Company 3911 $121,333,000 Texas Advantage Community Bank 3991 $116,819,000 Carson Bank 3912 $121,297,000 Nevada Bank and Trust Company 3992 $116,783,000 Winter Park National Bank 3913 $121,296,000 Vintage Bank Kansas 3993 $116,736,000 LNB Community Bank 3914 $121,201,000 Boundary Waters Bank 3994 $116,729,000 Farmers State Bank 3915 $121,166,000 State Bank of Belle Plaine 3995 $116,682,000 Schuyler Savings Bank 3916 $121,096,000 The First National Bank in Tremont 3996 $116,520,000 Texas Hill Country Bank 3917 $121,043,000 Mercer Savings Bank 3997 $116,444,000 Pioneer Community Bank, Inc. 3918 $121,013,000 The Citizens National Bank of Lebanon 3998 $116,428,000 Southwind Bank

The Large Bank Protection Act | Consumer Federation of America 39 3999 $116,210,000 Farmers State Bank 4080 $111,590,000 FIRST NATIONAL BANK OF KENTUCKY 4000 $116,187,000 First State Bank 4081 $111,573,000 Security State Bank 4001 $116,090,000 Farmers Bank of Lincoln 4082 $111,505,000 The Community Bank 4002 $116,056,000 Bank of Bennington 4083 $111,453,000 Buffalo Federal Bank 4003 $116,029,000 Bank of Winona 4084 $111,405,000 Arcola First Bank 4004 $115,930,000 Kennett Trust Bank 4085 $111,389,000 Town-Country National Bank 4005 $115,907,000 Bank of Milton 4086 $111,324,000 West Plains Bank 4006 $115,849,000 The Jefferson Bank 4087 $111,280,000 St. Ansgar State Bank 4007 $115,718,000 Community Pride Bank 4088 $111,226,000 First State Bank 4008 $115,652,000 First Security State Bank 4089 $111,195,000 Stoughton Co-operative Bank 4009 $115,644,000 State Bank of Southwest Missouri 4090 $111,127,000 Bank of Monticello 4010 $115,611,000 Farmers Savings Bank 4091 $111,121,000 Signature Bank of Georgia 4011 $115,590,000 The Peoples Savings Bank 4092 $111,000,000 The Farmers State Bank 4012 $115,506,000 Planters and Citizens Bank 4093 $110,778,000 Preferred Bank 4013 $115,437,000 The First National Bank of Beardstown 4094 $110,704,000 Western Nebraska Bank 4014 $115,346,000 PBK BANK, INC. 4095 $110,690,000 Western National Bank 4015 $115,313,000 Wayland State Bank 4096 $110,645,000 The First National Bank of Stigler 4016 $115,281,000 Illini State Bank 4097 $110,590,000 Evergreen National Bank 4017 $115,261,000 Progressive Ozark Bank 4098 $110,541,000 Business Bank of Texas, N.A. 4018 $115,221,000 The First Security Bank 4099 $110,495,000 The Peoples Bank 4019 $115,203,000 First Federal Bank, A FSB 4100 $110,430,000 The First National Bank of Floydada 4020 $115,187,000 Granite Community Bank 4101 $110,420,000 The Harrison County Bank 4021 $115,128,000 F & M Bank Minnesota 4102 $110,418,000 Citizens Savings Bank 4022 $115,095,000 Freedom National Bank 4103 $110,370,000 Colfax Banking Company 4023 $115,042,000 Panola National Bank 4104 $110,264,000 BEST HOMETOWN BANK 4024 $115,029,000 Americana Community Bank 4105 $110,190,000 Farmers and Merchants State Bank 4025 $114,988,000 Capitol National Bank 4106 $110,114,000 Great North Bank 4026 $114,837,000 The Hicksville Bank 4107 $110,110,000 Bank of Prairie Village 4027 $114,810,000 Goodfield State Bank 4108 $109,977,000 Bank of Cadiz and Trust Company 4028 $114,766,000 Northwoods Bank of Minnesota 4109 $109,959,000 Heritage Bank of St Tammany 4029 $114,758,000 Western Heritage Bank 4110 $109,916,000 Bank of Delight 4030 $114,672,000 The Tri-County Bank 4111 $109,894,000 Bank of Cave City 4031 $114,523,000 Van Wert Federal Savings Bank 4112 $109,862,000 Community State Bank 4032 $114,517,000 Embassy National Bank 4113 $109,794,000 Citizens' Bank, Inc. 4033 $114,393,000 Prairie Community Bank 4114 $109,777,000 Mid-Central Federal Savings Bank 4034 $114,371,000 Brickyard Bank 4115 $109,684,000 The Sacramento Deposit Bank 4035 $114,369,000 Community National Bank 4116 $109,682,000 Security Bank of Pulaski County 4036 $114,276,000 Security First National Bank of Hugo 4117 $109,630,000 Bank of Camilla 4037 $114,240,000 Valley Premier Bank 4118 $109,555,000 Community Neighbor Bank 4038 $114,233,000 Bank of Doniphan 4119 $109,512,000 Exchange State Bank 4039 $114,186,000 Audubon State Bank 4120 $109,493,000 First State Bank of Campbell Hill 4040 $114,121,000 Bank of Gravett 4121 $109,233,000 Farmers State Bank 4041 $113,697,000 Cleveland State Bank 4122 $109,083,000 Grand Mountain Bank, FSB 4042 $113,666,000 The Bankers' Bank of Kentucky, Inc. 4123 $109,071,000 Old Mission Bank 4043 $113,578,000 Lake Region Bank 4124 $108,956,000 Oakwood Bank 4044 $113,571,000 The Salyersville National Bank 4125 $108,830,000 Security State Bank 4045 $113,522,000 Spratt Savings and Loan Ass’n 4126 $108,740,000 Henderson Federal Savings Bank 4046 $113,481,000 Citizens Bank & Trust Company 4127 $108,714,000 South Coast Bank & Trust 4047 $113,423,000 State Savings Bank 4128 $108,692,000 Farmers and Merchants Bank 4048 $113,362,000 American Founders Bank, Inc. 4129 $108,584,000 First Federal Savings and Loan Ass’n of Van Wert 4049 $113,203,000 Frontier Community Bank 4130 $108,542,000 Stanley Bank 4050 $113,137,000 First Federal Savings and Loan Ass’n of Central 4131 $108,532,000 First Bank and Trust of Childress Illinois, S.B. 4132 $108,519,000 The Chesapeake Bank & Trust Co. 4051 $113,127,000 Dearborn Savings Bank 4133 $108,474,000 The Mercantile Bank of Louisiana, Missouri 4052 $113,087,000 Commerce Bank 4134 $108,331,000 American Interstate Bank 4053 $112,984,000 Farmers State Bank & Trust Co. 4135 $108,323,000 Home Loan State Bank 4054 $112,933,000 De Witt Savings Bank 4136 $108,291,000 Titan Bank, N.A. 4055 $112,832,000 Patriots Bank 4137 $108,223,000 Bank of Cairo and Moberly 4056 $112,811,000 Dalhart Federal Savings & Loan Ass’n, SSB 4138 $108,143,000 The Farmers State Bank of Brush 4057 $112,792,000 Citizens Bank & Trust Company 4139 $108,141,000 Community Bank of El Dorado Springs 4058 $112,703,000 Peoples Bank 4140 $108,132,000 Spencer County Bank 4059 $112,700,000 Bank of Dawson 4141 $108,118,000 Community Bank of Oelwein 4060 $112,670,000 Merchants Bank 4142 $107,981,000 Clarke County State Bank 4061 $112,611,000 The State Bank of Townsend 4143 $107,948,000 Sherburne State Bank 4062 $112,527,000 Peoples State Bank of Velva 4144 $107,938,000 Peoples Federal Savings and Loan Ass’n 4063 $112,480,000 The Farmers and Merchants Bank 4145 $107,886,000 United Bank & Trust 4064 $112,462,000 Farmers-Merchants National Bank of Paxton 4146 $107,808,000 Bank of Cushing 4065 $112,458,000 Redstone Bank 4147 $107,786,000 F&M Bank 4066 $112,434,000 Mississippi River Bank 4148 $107,681,000 Peoples State Bank 4067 $112,405,000 Freeport State Bank 4149 $107,637,000 Pioneer State Bank 4068 $112,397,000 New Carlisle Federal Savings Bank 4150 $107,355,000 Citizens Bank 4069 $112,310,000 Union Bank of Blair 4151 $107,263,000 United Roosevelt Savings Bank 4070 $112,285,000 First State Bank of Warren 4152 $107,211,000 First New Mexico Bank of Silver City 4071 $112,239,000 First Central Bank McCook 4153 $107,165,000 Citizens Savings Bank and Trust Company 4072 $112,063,000 Bank of Belle Glade 4154 $107,068,000 Perennial Bank 4073 $111,974,000 The State Bank of Toledo 4155 $106,868,000 Valley Central Bank 4074 $111,915,000 Meramec Valley Bank 4156 $106,664,000 Campbell County Bank, Inc. 4075 $111,807,000 United Citizens Bank & Trust Company 4157 $106,644,000 Fidelity Federal Savings and Loan Ass’n of Delaware 4076 $111,700,000 Eastern International Bank 4157 $106,644,000 The First National Bank of Litchfield 4077 $111,630,000 Surety Bank 4159 $106,609,000 Du Quoin State Bank 4078 $111,616,000 The First National Bank of Louisburg 4160 $106,407,000 First Southeast Bank 4079 $111,610,000 New Market Bank 4161 $106,398,000 Commercial State Bank

The Large Bank Protection Act | Consumer Federation of America 40 4162 $106,348,000 Bank of Kampsville 4244 $101,559,000 The Citizens National Bank of Quitman 4163 $106,330,000 Citizens State Bank, of Arlington 4245 $101,548,000 1st Advantage Bank 4164 $106,178,000 The Chasewood Bank 4246 $101,547,000 Valley Bank of Ronan 4165 $106,146,000 The First National Bank of Jackson 4247 $101,424,000 American Bank of Baxter Springs 4166 $106,135,000 THE SEILING STATE BANK 4248 $101,411,000 Farmers Bank & Trust 4167 $106,101,000 The First National Bank of Eagle Lake 4249 $101,283,000 Community First Bank 4168 $106,052,000 The Home National Bank of Thorntown 4250 $101,254,000 Peoples National Bank 4169 $106,006,000 The First National Bank of Odon 4251 $101,166,000 Ben Franklin Bank of Illinois 4170 $105,919,000 Community National Bank of Okarche 4252 $101,155,000 The Farmers National Bank of Lebanon 4171 $105,824,000 Bellevue State Bank 4253 $100,995,000 Ossian State Bank 4172 $105,817,000 Gunnison Savings and Loan Ass’n 4254 $100,972,000 First State Bank 4173 $105,681,000 Southern Illinois Bank 4255 $100,959,000 Farmers and Merchants State Bank 4174 $105,650,000 State Bank of New Richland 4256 $100,950,000 POINTWEST BANK 4175 $105,597,000 Canton Co-operative Bank 4257 $100,902,000 Civis Bank 4176 $105,529,000 Investment Savings Bank 4258 $100,844,000 The Farmers State Bank 4177 $105,475,000 Community Bank 4259 $100,798,000 First National Bank in Mahnomen 4178 $105,448,000 Gibraltar Bank 4260 $100,766,000 Richland County Bank 4179 $105,438,000 First FSB of Mascoutah 4261 $100,597,000 State Bank of Georgia 4180 $105,341,000 Bank of Monticello 4262 $100,563,000 Taylorsville Savings Bank, SSB 4181 $105,168,000 First National Bank in Pratt 4263 $100,552,000 Whitesville State Bank 4182 $105,088,000 Iroquois Farmers State Bank 4264 $100,412,000 The Farmers Bank 4183 $105,003,000 Standing Stone Bank 4265 $100,346,000 Foundation One Bank 4184 $104,989,000 Bank of Salem 4266 $100,343,000 Heritage Community Bank 4185 $104,876,000 Coleman County State Bank 4267 $100,300,000 Bank of New Madrid 4186 $104,872,000 BANK VI 4268 $100,271,000 ESB Bank 4187 $104,843,000 Stockmens National Bank in Cotulla 4269 $100,255,000 Riverwind Bank 4188 $104,822,000 Northeast Missouri State Bank 4270 $100,171,000 Fidelity Personal Trust Company, FSB 4189 $104,796,000 1st Equity Bank 4271 $100,117,000 Citizens Community Bank 4190 $104,694,000 First State Bank 4272 $99,984,000 First State Bank 4191 $104,665,000 Commerce National Bank & Trust 4273 $99,948,000 First State Bank of the South, Inc. 4192 $104,569,000 The Farmers & Merchants Bank of North Dakota 4274 $99,787,000 MINNESOTA LAKES BANK 4193 $104,462,000 First Farmers & Merchants National Bank 4275 $99,717,000 Farmers Savings Bank 4194 $104,448,000 CenTrust Bank 4276 $99,696,000 The Citizens State Bank of Ouray 4195 $104,365,000 First Southern Bank 4277 $99,643,000 Home Federal Savings and Loan Ass’n of Niles 4196 $104,363,000 The Merchants & Citizens Bank 4278 $99,500,000 Commercial Bank of Mott 4197 $104,331,000 The Morris County National Bank of Naples 4279 $99,468,000 Rushville State Bank 4198 $104,185,000 Prairie Bank of Kansas 4280 $99,402,000 Security Bank 4199 $104,150,000 Wake Forest Federal Savings and Loan Ass’n 4281 $99,339,000 North American State Bank 4200 $104,089,000 The First National Bank of Barry 4282 $99,281,000 First Bank of Muleshoe 4201 $104,048,000 First State Bank of Roscoe 4283 $99,244,000 Union State Bank of Fargo 4202 $104,022,000 First Commerce Bank 4284 $99,074,000 The First National Bank of Tom Bean 4203 $103,975,000 Marion State Bank 4285 $98,883,000 Williamsville State Bank & Trust 4204 $103,911,000 State Bank of Fairmont 4286 $98,855,000 Home Bank and Trust Company 4205 $103,904,000 The Plains State Bank 4287 $98,754,000 First Central Bank 4206 $103,890,000 The Litchfield National Bank 4288 $98,722,000 The Southern Bank Company 4207 $103,821,000 The First National Bank of Hebbronville 4289 $98,580,000 Security State Bank 4208 $103,763,000 Bar Harbor Savings and Loan Ass’n 4290 $98,572,000 Mountain Valley Bank 4209 $103,724,000 Bank of Eufaula 4291 $98,508,000 Sweet Water State Bank 4210 $103,678,000 First National Bank, Cortez 4292 $98,448,000 Town Center Bank 4211 $103,493,000 Bank of Cherokee County 4293 $98,402,000 Family Federal Savings, F.A. 4212 $103,391,000 Bank of Dade 4294 $98,310,000 Merchants & Farmers Bank 4213 $103,373,000 Community State Bank 4295 $98,301,000 The Farmers & Merchants Bank 4214 $103,353,000 Reynolds State Bank 4296 $98,266,000 Security State Bank of Aitkin 4215 $103,308,000 Liberty Bay Bank 4297 $98,262,000 Durand State Bank 4216 $103,273,000 Mission Bank 4298 $98,222,000 Fidelity Bank of Texas 4217 $103,174,000 First Community Bank 4299 $98,185,000 The First Bank of Okarche 4218 $103,153,000 Idaho Trust Bank 4300 $98,103,000 Savanna-Thomson State Bank 4219 $103,120,000 New Jersey Community Bank 4301 $98,027,000 Drake Bank 4220 $103,098,000 Great Plains Bank 4302 $97,942,000 Commercial State Bank 4221 $103,047,000 Legacy Bank 4303 $97,914,000 First Security State Bank 4222 $102,987,000 Twin River Bank 4304 $97,878,000 Clay County Savings Bank 4223 $102,881,000 Almena State Bank 4305 $97,873,000 Bay Port State Bank 4224 $102,783,000 First State Bank of Brownsboro 4306 $97,866,000 County Bank 4225 $102,763,000 Park State Bank & Trust 4307 $97,861,000 Solon State Bank 4226 $102,695,000 First Cahawba Bank 4308 $97,855,000 HomePride Bank 4227 $102,630,000 First State Bank 4309 $97,848,000 Texas Financial Bank 4228 $102,612,000 Westside State Bank 4310 $97,835,000 Bank of York 4229 $102,459,000 First State Bank of Sauk Centre 4311 $97,830,000 The First National Bank of Moose Lake 4230 $102,443,000 Plattsmouth State Bank 4312 $97,683,000 Bank of Galesville 4231 $102,442,000 Conway Bank 4313 $97,642,000 Peoples Bank & Trust Company 4232 $102,396,000 The First National Bank of Nevada, Missouri 4314 $97,554,000 Century Savings and Loan Ass’n 4233 $102,251,000 Keystone Savings Bank 4315 $97,497,000 Security State Bank of Warroad 4234 $102,155,000 Blissfield State Bank 4316 $97,378,000 Mountain View Bank of Commerce 4235 $102,151,000 First National Bank in Pinckneyville 4317 $97,368,000 Monroe Federal Savings and Loan Ass’n 4236 $101,980,000 Peoples Bank of Wyaconda, Missouri 4318 $97,278,000 Alliance Bank 4237 $101,879,000 Cornerstone Bank 4319 $97,193,000 First Neodesha Bank 4238 $101,850,000 First Community Bank of the Ozarks 4320 $97,091,000 Heritage State Bank 4239 $101,751,000 Rio Grande Savings and Loan Ass’n 4321 $97,088,000 Citizens Bank & Trust, Inc. 4240 $101,710,000 The State Bank 4322 $96,926,000 GSL Savings Bank 4241 $101,691,000 The Antwerp Exchange Bank Company 4323 $96,881,000 Canyon Community Bank 4242 $101,608,000 The Merchants and Farmers Bank of Salisbury 4324 $96,831,000 Pocahontas State Bank 4243 $101,592,000 Bank of Erath 4325 $96,746,000

The Large Bank Protection Act | Consumer Federation of America 41 4326 $96,644,000 The Lyons State Bank 4407 $92,487,000 The First National Bank in Cimarron 4327 $96,511,000 Friends Bank 4408 $92,471,000 Security State Bank 4328 $96,449,000 Pioneer Federal Savings and Loan Ass’n 4409 $92,430,000 Bridge Community Bank 4329 $96,323,000 Elk State Bank 4410 $92,391,000 ClearPoint Federal Bank & Trust 4330 $96,280,000 California Business Bank 4411 $92,376,000 Bank of Brookfield - Purdin 4331 $96,259,000 Peoples Savings Bank 4412 $92,157,000 The Commercial Bank Of Ozark 4332 $96,168,000 Security Bank of the Ozarks 4413 $92,043,000 Scottsburg Building and Loan Ass’n 4333 $96,148,000 Bank of Oakfield 4414 $92,007,000 Garden Plain State Bank 4334 $96,134,000 PeoplesTrust Bank 4415 $91,977,000 Bank of Star City 4335 $96,010,000 Unity National Bank of Houston 4416 $91,931,000 First American State Bank 4336 $95,965,000 State Bank of Bement 4417 $91,892,000 Little Horn State Bank 4337 $95,885,000 Bank of Dixon County 4418 $91,880,000 Mainstreet Bank 4338 $95,884,000 Providence Bank 4419 $91,861,000 The AMERICAN BANK OF SIDNEY, 4339 $95,827,000 Monroe Savings Bank NEBRASKA 4340 $95,823,000 The St. Marys State Bank 4420 $91,775,000 Family Bank 4341 $95,772,000 Fannin Bank 4421 $91,573,000 The First National Bank 4342 $95,752,000 Unity Bank North 4422 $91,509,000 Decatur County Bank 4343 $95,742,000 The Missouri Bank II 4423 $91,449,000 Baybank 4344 $95,664,000 OptimumBank 4424 $91,404,000 Bank 4345 $95,643,000 Ruby Valley National Bank 4425 $91,356,000 Bank of Hartington 4346 $95,636,000 American Eagle Bank of Chicago 4426 $91,314,000 FIDELITY BANK 4347 $95,585,000 The Exchange Bank 4427 $91,278,000 Bank of Moundville 4348 $95,577,000 Citizens State Bank and Trust Company 4428 $91,244,000 The First National Bank of Evant 4349 $95,548,000 Kalamazoo County State Bank 4429 $91,238,000 Peoples Bank of Greensboro 4350 $95,538,000 The State Bank of Bern 4430 $91,166,000 Woodland Bank 4351 $95,479,000 Native American Bank 4431 $91,140,000 Atkins Savings Bank & Trust 4352 $95,410,000 The Citizens Bank 4432 $91,116,000 SouthFirst Bank 4353 $95,404,000 Foothills Community Bank 4433 $91,113,000 The Pineries Bank 4354 $95,381,000 Tempo Bank, A Federal Savings Bank 4434 $91,079,000 Home Banking Company 4355 $95,300,000 First National Bank in Fredonia 4435 $91,067,000 Citizens State Bank of Hayfield 4356 $95,146,000 The First Central National Bank of St. Paris 4436 $90,956,000 St. Clair State Bank (Incorporated) 4357 $95,137,000 Farmers and Merchants State Bank of Alpha 4437 $90,951,000 Bank of Greeleyville 4358 $94,909,000 Wheeler County State Bank 4438 $90,841,000 Millbury National Bank 4359 $94,843,000 Coastal Bank & Trust 4439 $90,827,000 Mayville State Bank 4360 $94,836,000 Garfield County Bank 4440 $90,776,000 The Citizens National Bank of McConnelsville 4361 $94,708,000 Georgia Heritage Bank 4441 $90,730,000 Prairie Mountain Bank 4362 $94,685,000 Miners Exchange Bank 4442 $90,729,000 Mutual Federal Bank 4363 $94,664,000 Pine Island Bank 4443 $90,622,000 Clay County Bank, Inc. 4364 $94,636,000 Eureka Homestead 4444 $90,590,000 McIntosh County Bank 4365 $94,595,000 The Gunnison Bank and Trust Company 4445 $90,546,000 Fox River State Bank 4366 $94,591,000 Rochester State Bank 4446 $90,512,000 NEW FRONTIER BANK 4367 $94,589,000 Teche Bank & Trust Co. 4447 $90,274,000 Bank of Maple Plain 4368 $94,564,000 Western Bank of Wolf Point 4448 $90,230,000 Pikes Peak National Bank 4369 $94,530,000 BANKWEST OF KANSAS 4449 $90,135,000 Clatsop Community Bank 4370 $94,469,000 The First National Bank of Brundidge 4450 $90,115,000 The Iuka State Bank 4371 $94,351,000 The Bank of Grain Valley 4451 $90,070,000 COMMUNITY FIRST BANK 4372 $94,344,000 The Bank of Kaukauna 4452 $90,063,000 Peoples Bank 4373 $94,338,000 Farmers Building and Savings Bank 4453 $89,959,000 Wilcox County State Bank 4374 $94,315,000 The Glen Burnie Mutual Savings Bank 4454 $89,932,000 North Cambridge Co-operative Bank 4375 $94,269,000 Century Bank 4455 $89,787,000 Woodruff Federal Savings and Loan Ass’n 4376 $94,262,000 Exchange State Bank 4456 $89,725,000 Methuen Co-operative Bank 4377 $94,241,000 Belmont Federal Savings and Loan Ass’n 4457 $89,662,000 State Bank of Delano 4378 $94,210,000 South Porte Bank 4458 $89,652,000 High Plains Bank 4379 $94,143,000 Greenleaf Wayside Bank 4459 $89,551,000 Community Bank 4380 $94,023,000 Bedford Loan & Deposit Bank 4460 $89,546,000 Federated Bank 4381 $93,976,000 De Witt Bank and Trust Company 4461 $89,496,000 The First National Bank of Coleraine 4382 $93,965,000 Citizens State Bank 4462 $89,286,000 Atascosa Bank 4383 $93,938,000 First Community Bank 4463 $88,860,000 RiverBank 4384 $93,859,000 The First National Bank of Ely 4464 $88,792,000 Cleo State Bank 4385 $93,842,000 The First National Bank of Le Center 4465 $88,778,000 Union State Bank 4386 $93,811,000 Banner Banks 4466 $88,769,000 One World Bank 4387 $93,792,000 First Independent Bank 4467 $88,758,000 Farmers National Bank of Griggsville 4388 $93,748,000 Philo Exchange Bank 4468 $88,743,000 The Lytle State Bank of Lytle, Texas 4389 $93,739,000 State Bank of Downs 4469 $88,733,000 Home Savings and Loan Ass’n of Carroll County, 4390 $93,722,000 Allied First Bank,sb F.A. 4391 $93,581,000 Community Bank 4470 $88,534,000 Gateway Community Bank 4392 $93,556,000 First Fidelity Bank 4471 $88,398,000 Oklahoma Heritage Bank 4393 $93,242,000 The American National Bank of Mount Pleasant 4472 $88,393,000 The Cincinnatus Savings & Loan Co. 4394 $93,088,000 Yorktown Bank 4473 $88,371,000 First National Bank of Dublin 4395 $93,057,000 State Bank of Missouri 4474 $88,369,000 Farmers State Bank & Trust Co. 4396 $92,998,000 Citizens Bank & Trust 4475 $88,257,000 Grand Marais State Bank 4397 $92,879,000 Pickens Savings and Loan Ass’n, FA 4476 $88,230,000 Farmers Trust & Savings Bank 4398 $92,870,000 Central Bank 4477 $88,162,000 TriCentury Bank 4399 $92,844,000 Kennebec Federal Savings and Loan Ass’n of 4478 $88,060,000 FirstCity Bank of Commerce Waterville 4479 $87,956,000 Merchants & Planters Bank 4400 $92,830,000 North Alabama Bank 4480 $87,937,000 American Heritage Bank 4401 $92,747,000 First Community Bank of Hillsboro 4481 $87,874,000 The Fayette County National Bank of Fayetteville 4402 $92,746,000 Cendera Bank 4482 $87,781,000 The Wilson State Bank 4403 $92,637,000 Millennium Bank 4483 $87,772,000 Fidelity Savings and Loan Ass’n of Bucks Co 4404 $92,567,000 State Bank of Richmond 4484 $87,756,000 The Poplar Grove State Bank 4405 $92,558,000 Citizens National Bank 4485 $87,649,000 The Citizens Bank of Cochran 4406 $92,502,000 The Farmers Bank of Liberty 4486 $87,572,000 OSB Community Bank

The Large Bank Protection Act | Consumer Federation of America 42 4487 $87,513,000 The Warrington Bank 4567 $82,636,000 Olmsted National Bank 4488 $87,447,000 River Falls State Bank 4568 $82,566,000 Citizens State Bank 4489 $87,440,000 First Community Bank of Cullman 4569 $82,529,000 Security Bank of Southwest Missouri 4490 $87,422,000 Bay Bank 4570 $82,407,000 Independence National Bank 4491 $87,394,000 Hyperion Bank 4571 $82,341,000 Bank of Pensacola 4492 $87,295,000 Citizens Bank of Pagosa Springs 4572 $82,308,000 First State Bank of Le Center 4493 $87,176,000 Red River State Bank 4573 $82,281,000 Bank of Hancock County 4494 $87,057,000 Merchants and Planters Bank 4574 $82,215,000 The First National Bank of Arenzville 4495 $87,047,000 Del Norte Bank 4575 $82,211,000 Oak Creek Valley Bank 4496 $87,001,000 Community Trust Bank 4576 $82,133,000 Lafayette State Bank 4497 $86,943,000 Pinnacle Bank 4577 $82,111,000 County Savings Bank 4498 $86,869,000 Legacy State Bank 4578 $82,016,000 Security National Bank 4499 $86,812,000 State Bank of Medora 4579 $82,009,000 One American Bank 4500 $86,651,000 Tri-State Bank of Memphis 4580 $82,006,000 Citizens State Bank Norwood Young America 4501 $86,574,000 Southern Missouri Bank of Marshfield 4581 $81,995,000 Priority Bank 4502 $86,387,000 Ericson State Bank 4582 $81,978,000 Bank of Halls 4503 $86,272,000 Zapata National Bank 4583 $81,941,000 Heartland State Bank 4504 $86,264,000 Armstrong County Building and Loan Ass’n 4584 $81,915,000 Community Bank 4505 $86,211,000 The Riley State Bank of Riley, Kansas 4585 $81,914,000 State Bank of Wheaton 4506 $86,148,000 First Bank of Chandler 4586 $81,867,000 The First National Bank of Kemp 4507 $86,138,000 Commodore Bank 4587 $81,822,000 The First State Bank of Healy 4508 $86,001,000 The State Bank of Wynnewood 4588 $81,769,000 Piggott State Bank 4509 $85,889,000 Union State Bank of West Salem 4589 $81,618,000 The First National Bank of Girard 4510 $85,684,000 Peoples Bank of Graceville 4590 $81,513,000 Farmers and Merchants Bank 4511 $85,660,000 Sunnyside Federal Savings and Loan Ass’n of 4591 $81,511,000 First National Bank Irvington 4592 $81,469,000 TNB Bank 4512 $85,658,000 Chester National Bank 4593 $81,418,000 Citizens Bank of Rogersville 4513 $85,630,000 Financial Security Bank 4594 $81,266,000 Stearns Bank Holdingford 4514 $85,628,000 Utah Independent Bank 4595 $81,246,000 Security State Bank 4515 $85,411,000 Lena State Bank 4596 $81,197,000 Saints Avenue Bank 4516 $85,397,000 Table Rock Community Bank 4597 $81,189,000 Platte Valley Bank 4517 $85,394,000 The Farmers & Merchants Bank 4598 $81,177,000 Collins State Bank 4518 $85,327,000 Heartland Tri-State Bank 4599 $81,116,000 The First National Bank of Beloit 4519 $85,296,000 Kaplan State Bank 4600 $81,079,000 Union Savings and Loan Ass’n 4520 $85,273,000 The National Bank of Adams County of West Union 4601 $80,968,000 Lakeview Bank 4521 $85,186,000 The First National Bank of Bagley 4602 $80,949,000 First Bank of Linden 4522 $85,174,000 Buckeye State Bank 4603 $80,911,000 Community State Bank of Southwestern Indiana 4523 $85,109,000 Bank of Cashton 4604 $80,903,000 First National Bank in Paxton 4524 $85,094,000 Atlantic Community Bank 4605 $80,872,000 Southern Bank 4525 $85,029,000 State Bank of Cherry 4606 $80,843,000 Anderson State Bank 4526 $84,932,000 First Security Bank 4606 $80,843,000 The First National Bank of Williamson 4527 $84,900,000 Dakota Prairie Bank 4608 $80,681,000 MapleMark Bank 4528 $84,868,000 The Peoples Bank 4609 $80,664,000 Security Bank and Trust Company 4529 $84,729,000 Union Bank & Trust Company 4610 $80,619,000 The First National Bank of Battle Lake 4530 $84,588,000 State Bank of Reeseville 4611 $80,568,000 Senath State Bank 4531 $84,574,000 The Village Bank 4612 $80,453,000 The Fowler State Bank 4532 $84,464,000 First Federal Savings and Loan Bank 4613 $80,280,000 Bank of Louisiana 4533 $84,433,000 First Bank and Trust of Fullerton 4614 $80,264,000 Fredonia Valley Bank 4534 $84,407,000 The Elberfeld State Bank 4615 $80,253,000 Community Bank and Trust - West Georgia 4535 $84,243,000 The Tilden Bank 4616 $80,226,000 TPNB Bank 4536 $84,049,000 First Federal of South Carolina, FSB 4617 $80,219,000 Security State Bank 4537 $84,003,000 The Peoples Bank 4618 $80,087,000 Wahoo State Bank 4538 $83,893,000 Farmers and Merchants Savings Bank 4619 $80,003,000 The State Bank of Geneva 4539 $83,858,000 SSB Community Bank 4620 $79,996,000 Sibley State Bank 4540 $83,849,000 Andover State Bank 4621 $79,929,000 Community Bank of Georgia 4541 $83,828,000 The Stockgrowers State Bank 4622 $79,894,000 Bank of Gibson City 4542 $83,754,000 First State Bank of Harvey 4623 $79,881,000 Simmesport State Bank 4542 $83,754,000 Logan County Bank 4624 $79,718,000 Farmers and Mechanics Federal Savings Bank 4544 $83,743,000 Dixon Bank 4625 $79,683,000 Bank of Commerce 4545 $83,685,000 The Granville National Bank 4626 $79,657,000 The Hamler State Bank 4546 $83,681,000 State Bank of Table Rock 4627 $79,582,000 First Farmers & Merchants State Bank 4546 $83,681,000 Western Bank of Clovis 4628 $79,565,000 First National Bank 4548 $83,595,000 Jonesburg State Bank 4629 $79,559,000 The MassMutual Trust Company 4549 $83,512,000 First Bank 4630 $79,501,000 FNB Washington 4550 $83,421,000 FNNB Bank 4631 $79,486,000 Auburn Banking Company 4551 $83,342,000 Fort Davis State Bank 4632 $79,462,000 Farmers State Bank 4552 $83,298,000 American Bank of Commerce 4633 $79,451,000 Morganton Savings Bank, S.S.B. 4553 $83,238,000 Amory Federal Savings and Loan Ass’n 4634 $79,433,000 The Morris State Bank 4554 $83,208,000 The Gerber State Bank 4635 $79,259,000 Bank Star 4555 $83,181,000 First National Bank of Kansas 4636 $79,196,000 First State Bank of Randolph County 4556 $82,997,000 Kirkwood Bank of Nevada 4637 $79,146,000 Dairyland State Bank 4557 $82,978,000 The First Community Bank of Moultrie County 4638 $79,143,000 First State Bank of Golva 4558 $82,921,000 The First National Bank of Hope 4639 $78,982,000 Conneaut Savings Bank 4559 $82,916,000 Peoples State Bank 4640 $78,981,000 Peoples State Bank 4560 $82,906,000 Farmers and Merchants State Bank of Blooming 4641 $78,801,000 Citizens Bank Prairie 4642 $78,760,000 The Peoples Bank 4561 $82,895,000 The Ottoville Bank Company 4643 $78,727,000 Princeville State Bank 4562 $82,850,000 The Cowboy Bank of Texas 4644 $78,703,000 The First National Bank of Coweta 4563 $82,802,000 Liberty State Bank 4645 $78,699,000 Stroud National Bank 4564 $82,791,000 The Pioneer National Bank of Duluth 4646 $78,698,000 Commercial State Bank 4565 $82,770,000 Bank of Montana 4647 $78,613,000 The First National Bank of Sparta 4566 $82,769,000 Community Bank of Trenton 4648 $78,518,000 The Samson Banking Company, Inc.

The Large Bank Protection Act | Consumer Federation of America 43 4649 $78,477,000 Pigeon Falls State Bank 4730 $73,598,000 Pioneer Bank of Wisconsin 4650 $78,427,000 The First State Bank of Red Wing 4731 $73,533,000 Rockland Savings Bank, FSB 4651 $78,412,000 VisionBank 4732 $73,525,000 The Hershey State Bank 4652 $78,406,000 The University National Bank of Lawrence 4733 $73,481,000 Grand Bank for Savings, FSB 4653 $78,351,000 The First National Bank in Falfurrias 4734 $73,400,000 Cambridge State Bank 4654 $78,322,000 Century Bank of Florida 4734 $73,400,000 Wawel Bank 4655 $78,270,000 First State Bank of Warner, S. Dak. 4736 $73,362,000 Gruver State Bank 4656 $78,253,000 Washington Business Bank 4737 $73,292,000 F & M Bank and Trust Company 4657 $78,153,000 Fowler State Bank 4738 $73,276,000 Citizens State Bank 4658 $78,015,000 Community Bank of Wichita, Inc. 4739 $73,250,000 Auburn Savings Bank, FSB 4659 $77,936,000 California Pacific Bank 4740 $73,239,000 The Metamora State Bank 4660 $77,869,000 First State Bank of Mobeetie 4741 $73,200,000 State Savings Bank 4661 $77,856,000 Bank of Gueydan 4742 $73,152,000 Investors Community Bank 4662 $77,760,000 Anna State Bank 4743 $73,125,000 First Federal Savings and Loan Ass’n 4663 $77,698,000 Liberty FSB 4744 $73,096,000 First Bank and Trust Company 4664 $77,689,000 Abbeville First Bank, SSB 4745 $72,989,000 First State Bank 4665 $77,517,000 Peoples Bank 4746 $72,961,000 The First National Bank of Johnson 4666 $77,421,000 Edward Jones Trust Company 4747 $72,846,000 Bank of Stronghurst 4667 $77,416,000 Clay County State Bank 4748 $72,812,000 Silex Banking Company 4668 $77,334,000 The Bank of Magnolia Company 4749 $72,651,000 First National Bank 4669 $77,244,000 The Peoples Bank of Georgia 4750 $72,609,000 Readlyn Savings Bank 4670 $77,086,000 Summit National Bank 4751 $72,608,000 Metz Banking Company 4671 $77,032,000 Community Savings Bank 4752 $72,573,000 Panora State Bank 4672 $76,985,000 The First State Bank 4753 $72,477,000 The State Bank 4673 $76,842,000 The First Bank and Trust Company of Murphysboro 4754 $72,463,000 Lakeside State Bank 4674 $76,818,000 Covington County Bank 4755 $72,461,000 Loomis Federal Savings and Loan Ass’n 4675 $76,784,000 Currie State Bank 4756 $72,447,000 Tustin Community Bank 4676 $76,672,000 Black River Country Bank 4757 $72,382,000 Citizens Bank 4677 $76,664,000 Waldo State Bank 4758 $72,361,000 Escambia County Bank 4678 $76,635,000 KeySavings Bank 4759 $72,295,000 VALOR BANK 4679 $76,539,000 The Bank of Commerce 4760 $72,194,000 Farmers State Bank of Munith 4680 $76,400,000 West Plains Savings and Loan Ass’n 4761 $72,127,000 The Bank of Bourbonnais 4681 $76,325,000 New Horizon Bank 4762 $72,121,000 First National Bank of Wauchula 4682 $76,306,000 Johnson State Bank 4763 $72,018,000 Citizens State Bank of Waverly, Inc. 4683 $76,209,000 Commerce Bank of Temecula Valley 4764 $72,004,000 Bodcaw Bank 4684 $76,194,000 Bank of the South 4765 $71,969,000 Melvin Savings Bank 4685 $76,086,000 Gunnison Valley Bank 4766 $71,944,000 Mason City National Bank 4686 $75,926,000 Plus International Bank 4767 $71,925,000 Superior Savings Bank 4687 $75,907,000 First National Bank of Clinton 4768 $71,887,000 Zavala County Bank 4688 $75,883,000 The Baldwin State Bank 4769 $71,867,000 Peoples Savings Bank 4689 $75,695,000 Jackson Parish Bank 4770 $71,789,000 Stock Growers Bank 4690 $75,688,000 Pony Express Community Bank 4771 $71,769,000 Peoples State Bank 4691 $75,681,000 First Capital Bank 4772 $71,711,000 Pelham Banking Company 4692 $75,628,000 The Morris Plan Company of Terre Haute, Inc. 4773 $71,655,000 The Citizens Bank of Edina 4693 $75,548,000 Chisholm Trail State Bank 4774 $71,436,000 Justin State Bank 4694 $75,532,000 Home Bank of Arkansas 4775 $71,414,000 The Farmers Bank 4695 $75,462,000 The Community Bank 4776 $71,345,000 Haskell National Bank 4696 $75,390,000 Security First Bank 4777 $71,175,000 First State Bank of Colfax 4697 $75,240,000 Gateway Bank 4778 $71,120,000 Pinnacle Bank Sioux City 4698 $75,224,000 The Buckholts State Bank 4779 $71,083,000 Latimer State Bank 4699 $75,170,000 Granite Mountain Bank Inc dba Granite Mountain 4780 $70,981,000 Security State Bank of Wanamingo Bank 4781 $70,925,000 Commercial Bank of Oak Grove, Mo. 4700 $75,018,000 First State Bank of Bigfork 4782 $70,786,000 Bank of Hillsboro 4701 $74,960,000 Bank of Buffalo 4783 $70,761,000 Central State Bank 4702 $74,926,000 Carmine State Bank 4784 $70,594,000 Spring Valley Bank 4703 $74,823,000 Pavillion Bank 4785 $70,585,000 Farmers and Merchants State Bank of Bushnell 4704 $74,783,000 DNB NATIONAL BANK 4786 $70,520,000 First State Bank of Beecher City 4705 $74,756,000 State Bank of Bottineau 4787 $70,460,000 Warsaw Federal Savings and Loan Ass’n 4706 $74,734,000 Citizens Bank of Cumberland County, Inc. 4788 $70,300,000 The Watkins Savings Bank 4707 $74,726,000 Greater State Bank 4789 $70,207,000 Peoples Bank & Trust Company 4708 $74,702,000 CentreBank 4790 $70,172,000 Security Bank 4709 $74,689,000 Security State Bank, Wishek, North Dakota 4791 $70,159,000 Port Richmond Savings 4710 $74,536,000 The State National Bank in West 4792 $70,080,000 Cass County Bank, Inc. 4711 $74,480,000 Bank of Mingo 4793 $70,075,000 Chester County Bank 4712 $74,465,000 Maple City Savings Bank, FSB 4794 $69,833,000 First Security Bank - West 4713 $74,441,000 Countryside Bank 4795 $69,745,000 Our Community Bank 4714 $74,439,000 Farmers and Merchants Bank of Ashland 4796 $69,713,000 Villa Grove State Bank 4715 $74,414,000 Bank of Lindsay 4797 $69,653,000 Prime Security Bank 4716 $74,323,000 Rancho Santa Fe Thrift & Loan Ass’n 4798 $69,536,000 Peoples First Savings Bank 4717 $74,312,000 Worthington Federal Savings Bank, FSB 4799 $69,522,000 Freedom Bank 4718 $74,304,000 The First National Bank of Hooker 4800 $69,493,000 Southwest Bank of Weatherford 4719 $74,141,000 Lake City Federal Bank 4801 $69,403,000 The Miners National Bank of Eveleth 4720 $74,133,000 Union State Bank 4802 $69,291,000 The Exchange State Bank of St. Paul, Kansas 4721 $74,034,000 Northern Sky Bank 4803 $69,230,000 First Bank of the Lake 4722 $73,997,000 The First National Bank of Manning 4804 $69,208,000 The First State Bank of Rosemount 4723 $73,959,000 The Hamilton Bank 4805 $69,204,000 The Lyndon State Bank 4724 $73,957,000 First Bank 4806 $69,183,000 The Covington Savings and Loan Ass’n 4725 $73,925,000 Farmers and Merchants Bank of Kendall 4807 $69,140,000 Bank of Bozeman 4726 $73,905,000 Lincoln State Bank 4808 $69,117,000 Brainerd Savings and Loan Ass’n, A Federal Ass’n 4727 $73,892,000 Home Savings Bank 4809 $69,085,000 The Bank of Austin 4728 $73,753,000 Bank of Prescott 4810 $68,997,000 Farmers & Merchants State Bank of New York 4729 $73,631,000 First National Bank in Okeene Mills, Incorporated

The Large Bank Protection Act | Consumer Federation of America 44 4811 $68,938,000 Brantley Bank and Trust Company 4892 $64,455,000 Angelina Savings Bank, SSB 4812 $68,935,000 Scribner Bank 4893 $64,360,000 Bank of Lake Village 4813 $68,904,000 Flora Bank & Trust 4894 $64,357,000 Northern State Bank of Virginia 4814 $68,890,000 Bandera Bank 4895 $64,271,000 First State Bank 4815 $68,888,000 The Farmers State Bank 4896 $64,243,000 1st Community Bank 4816 $68,808,000 First Security Bank - Canby. 4897 $64,235,000 The First State Bank, Kiowa, Kansas 4817 $68,745,000 First Bank of Utica 4898 $64,179,000 First Colorado National Bank 4818 $68,677,000 Small Business Bank 4899 $64,117,000 Cissna Park State Bank 4819 $68,643,000 The First National Bank of Aspermont 4900 $64,050,000 Commerce Community Bank 4820 $68,596,000 Valley Exchange Bank 4901 $64,049,000 Fort Gibson State Bank 4821 $68,561,000 The Old Exchange National Bank of Okawville 4902 $64,013,000 First Security Bank 4822 $68,529,000 Janesville State Bank 4903 $63,996,000 Galion Building and Loan Bank 4823 $68,500,000 Root River State Bank 4904 $63,957,000 Maryland Financial Bank 4824 $68,390,000 Valley Bank & Trust 4905 $63,885,000 Riverbend Bank 4825 $68,374,000 Community State Bank 4906 $63,648,000 The Sherwood State Bank 4826 $68,270,000 Concordia Bank of Concordia, Missouri 4907 $63,566,000 Huron National Bank 4827 $68,266,000 Hodge Bank & Trust Company 4908 $63,549,000 The Bendena State Bank 4828 $68,142,000 Prime Bank 4909 $63,523,000 The State Bank of Kansas 4829 $68,123,000 Laurens State Bank 4910 $63,486,000 Colchester State Bank 4830 $68,098,000 Citizens Bank of Cape Vincent 4911 $63,475,000 The First National Bank of Ava 4831 $68,090,000 First State Bank Minnesota 4912 $63,389,000 The Farmers Bank of Osborne 4832 $68,018,000 Headwaters State Bank 4913 $63,350,000 Strasburg State Bank 4833 $67,916,000 Central Federal Savings and Loan Ass’n of Rolla 4914 $63,272,000 The First National Bank of Brooksville 4834 $67,897,000 The Corn City State Bank 4915 $63,269,000 Bank of Walker County 4835 $67,893,000 The Bank of Protection 4916 $63,154,000 The Bank of Holyrood 4836 $67,856,000 Citizens State Bank of Luling 4917 $63,072,000 The Pleasants County Bank 4837 $67,831,000 Pacific West Bank 4918 $62,988,000 Bank of Evergreen 4838 $67,725,000 The First National Bank of Orwell 4919 $62,899,000 Triumph State Bank 4839 $67,622,000 Landmands Bank 4920 $62,851,000 Farmers State Bank, S/B 4840 $67,620,000 The Peoples National Bank of Mount Pleasant 4921 $62,812,000 First Bank and Trust of Memphis 4841 $67,595,000 State Bank 4922 $62,772,000 CenBank 4842 $67,590,000 The Bank of Milan 4923 $62,726,000 Farmers and Merchants State Bank of Neola, Iowa 4843 $67,563,000 UBank 4924 $62,676,000 The First National Bank of Okawville 4844 $67,446,000 Bank of the Mountains, Inc. 4925 $62,655,000 Peoples State Bank 4845 $67,342,000 Farmers Bank of Lohman, Missouri 4926 $62,638,000 Stonebridge Bank 4846 $67,316,000 Alton Bank 4927 $62,524,000 The First National Bank of Pawnee 4847 $67,313,000 American Investors Bank and Mortgage 4928 $62,478,000 First State Bank of San Diego 4848 $67,214,000 Security State Bank of Lewiston 4929 $62,465,000 First State Bank 4849 $67,165,000 Armor Bank 4930 $62,459,000 Lawrenceburg Federal Bank 4850 $67,018,000 Rocky Mountain Bank & Trust 4931 $62,415,000 Cedar Valley Bank & Trust 4851 $66,984,000 The International Bank of Amherst 4932 $62,341,000 Sanborn Savings Bank 4852 $66,942,000 First Citizens Bank of Butte 4933 $62,272,000 Thrivent Trust Company 4853 $66,891,000 The Benton State Bank 4934 $62,261,000 First Federal Savings Bank of Washington 4854 $66,882,000 Milton Savings Bank 4935 $62,191,000 Merchants & Farmers Bank of Greene County, 4855 $66,875,000 Lakeside National Bank Alabama 4856 $66,831,000 Bank of Morton 4936 $62,131,000 The First National Bank in Marlow 4857 $66,792,000 Colonial Co-operative Bank 4937 $62,121,000 Maynard Savings Bank 4857 $66,792,000 The Twin Valley Bank 4938 $61,980,000 Sunrise Bank Dakota 4859 $66,671,000 Grant County Bank 4939 $61,944,000 Highland Federal Savings and Loan Ass’n 4860 $66,625,000 Capital Bank of Texas 4940 $61,900,000 The First National Bank of Sedan 4861 $66,545,000 The Four County Bank 4941 $61,892,000 Home National Bank 4862 $66,459,000 The Bank of Soperton 4942 $61,771,000 First Delta Bank 4863 $66,396,000 Community Bank of Pleasant Hill 4943 $61,744,000 The Farmers State Bank 4864 $66,332,000 SSBBank 4944 $61,677,000 First Capital Bank 4865 $66,113,000 Owingsville Banking Company 4945 $61,668,000 State Bank of Eagle Butte 4866 $66,099,000 Farmers State Bank of Underwood 4946 $61,629,000 Peoples Exchange Bank 4867 $65,951,000 Produce State Bank 4947 $61,602,000 JPMorgan Chase Bank, Dearborn 4868 $65,864,000 Western Bank 4948 $61,502,000 Clinton Bank 4869 $65,817,000 American Exchange Bank 4949 $61,407,000 Park State Bank 4870 $65,813,000 Bank of Calhoun County 4950 $61,364,000 Rayne Building and Loan Ass’n 4871 $65,802,000 Bank of Yates City 4951 $61,357,000 Brighton Bank 4872 $65,693,000 American Metro Bank 4951 $61,357,000 Chambers State Bank 4873 $65,651,000 Independence State Bank 4953 $61,300,000 United Security Bank 4874 $65,625,000 Bonanza Valley State Bank 4954 $61,291,000 American Exchange Bank, Lindsay, Oklahoma 4875 $65,552,000 The First National Bank of Anson 4955 $61,244,000 Woodsfield Savings Bank 4876 $65,537,000 Beauregard FSB 4956 $61,243,000 The Citizens State Bank at Mohall 4877 $65,534,000 First City Bank 4957 $61,225,000 The First National Bank of Peterstown 4878 $65,469,000 Stearns Bank Upsala 4958 $61,204,000 First Farmers & Merchants State Bank of Grand 4879 $65,406,000 Homestead Savings Bank Meadow 4880 $65,371,000 Eagle Bank 4959 $61,091,000 Community State Bank 4881 $65,366,000 Abbeville Building & Loan (A State-Chartered 4960 $61,053,000 Peoples Bank of Moniteau County Savings Bank) 4961 $61,044,000 First State Bank 4882 $65,181,000 The First National Bank of Osakis 4962 $61,033,000 Advantage Bank 4883 $65,161,000 Lincoln Community Bank 4963 $60,952,000 The City National Bank of San Saba 4884 $65,072,000 FinWise Bank 4964 $60,878,000 Integrity Bank Plus 4885 $65,043,000 The First State Bank 4965 $60,836,000 Community State Bank 4886 $65,034,000 Security Federal Bank 4966 $60,810,000 Independence Bank 4887 $64,814,000 Iowa Prairie Bank 4967 $60,801,000 Peoples Bank of Altenburg 4888 $64,716,000 Talbot State Bank 4968 $60,740,000 Farmers State Bank of Trimont 4889 $64,682,000 Dedicated Community Bank 4969 $60,652,000 Farmers & Merchants Bank of Craig County 4890 $64,666,000 Sidney State Bank 4970 $60,633,000 The Kansas State Bank Overbrook Kansas 4891 $64,507,000 The State Exchange Bank 4971 $60,474,000 Park Bank

The Large Bank Protection Act | Consumer Federation of America 45 4972 $60,456,000 First Community Bank 5054 $56,287,000 The Union Banking Company 4973 $60,402,000 Washington State Bank 5055 $56,222,000 Bluegrass Community Bank 4974 $60,399,000 Burton State Bank 5056 $56,194,000 First National Bank of South Padre Island 4975 $60,380,000 Mayville Savings Bank 5057 $56,171,000 First State Bank of Cando 4976 $60,320,000 The Atlanta National Bank 5058 $56,092,000 Tri-County Trust Company 4977 $60,261,000 Riverside Bank 5059 $56,034,000 Compass Savings Bank 4978 $60,260,000 The Edon State Bank Company of Edon, Ohio 5060 $55,994,000 Covenant Bank 4979 $60,032,000 First State Bank 5061 $55,969,000 Asian Pacific National Bank 4980 $59,978,000 State Bank of Lismore 5062 $55,962,000 Versailles Savings and Loan Company 4981 $59,955,000 Great Nations Bank 5063 $55,958,000 Bank of Whittier 4982 $59,895,000 State Bank of St. Jacob 5064 $55,743,000 Heritage Bank 4983 $59,802,000 The Peoples Savings Bank 5065 $55,728,000 Holladay Bank & Trust 4984 $59,764,000 The First National Bank of Germantown 5066 $55,700,000 Colorado National Bank 4985 $59,748,000 Junction National Bank 5067 $55,634,000 Greenfield Banking Company 4986 $59,743,000 Concorde Bank 5068 $55,522,000 Miners & Merchants Bank 4987 $59,716,000 New Republic Savings Bank 5069 $55,491,000 Community Bank Owatonna 4988 $59,668,000 Tri-Valley Bank 5070 $55,420,000 The Howard State Bank, Howard, Kansas 4989 $59,631,000 Heartland State Bank 5071 $55,278,000 The First National Bank of Rembrandt 4990 $59,434,000 The First National Bank of Trinity 5072 $55,078,000 Credit First 4991 $59,405,000 Thayer County Bank 5073 $55,077,000 Bank of Bearden 4992 $59,401,000 Bank of Laverne 5074 $55,075,000 HSBC Trust Company (Delaware) 4993 $59,400,000 The First National Bank of Blanchester 5075 $55,017,000 The Roberts County National Bank of Sisseton 4994 $59,364,000 Bank of Elgin 5076 $54,960,000 First Bank and Trust Company 4995 $59,356,000 Sicily Island State Bank 5077 $54,890,000 Victor State Bank 4996 $59,350,000 Farmers State Bank of Danforth 5078 $54,875,000 Hustisford State Bank 4997 $59,306,000 Belt Valley Bank 5079 $54,814,000 First Trust and Savings Bank 4998 $59,251,000 The First National Bank of Eldorado 5080 $54,784,000 Bank of Bluffs 4999 $59,146,000 The First National Bank of Cokato 5081 $54,724,000 Cedar Security Bank 5000 $59,135,000 The State Bank of Pearl City 5082 $54,719,000 Bank of Wrightsville 5001 $59,081,000 The First National Bank of Woodsboro 5083 $54,590,000 Comerica Bank & Trust 5002 $59,032,000 Farmers & Traders Savings Bank 5084 $54,586,000 First Federal Bank Littlefield, Texas 5003 $59,013,000 Richton Bank & Trust Company 5085 $54,514,000 Siouxland Bank 5004 $59,009,000 United Bank of Philadelphia 5086 $54,501,000 KansasLand Bank 5005 $59,005,000 First State Bank of Claremont 5087 $54,489,000 The First National Bank of Lindsay 5006 $58,885,000 Nashville Savings Bank 5088 $54,425,000 American Bank 5007 $58,839,000 Raymond Federal Bank 5088 $54,425,000 First Tri County Bank 5008 $58,791,000 State Bank of Cold Spring 5090 $54,395,000 Sound Banking Company 5009 $58,735,000 Genoa Community Bank 5091 $54,319,000 Farmers and Merchants Bank 5010 $58,546,000 G. W. Jones Exchange Bank 5092 $54,218,000 Oklahoma State Bank 5011 $58,518,000 Midland Community Bank 5093 $54,194,000 Peoples Bank 5012 $58,506,000 The Citizens State Bank of Taylor County 5094 $54,109,000 First Security Bank of Roundup 5013 $58,300,000 Neighborhood National Bank 5095 $53,973,000 Arlington State Bank 5014 $58,226,000 The Security State Bank 5096 $53,953,000 The First National Bank of Quitaque 5015 $58,117,000 First National Bank of Benton 5097 $53,925,000 Medina Savings and Loan Ass’n 5016 $58,068,000 The First and Farmers Bank 5098 $53,892,000 Preferred Bank 5017 $58,016,000 The First National Bank of Lacon 5099 $53,873,000 Bank of Billings 5018 $58,004,000 Citizens Savings Bank 5100 $53,871,000 Rushford State Bank (Incorporated) 5019 $57,887,000 Bank of Iberia 5101 $53,785,000 First Western Federal Savings Bank 5020 $57,827,000 Commercial State Bank 5102 $53,751,000 National Bank of St. Anne 5021 $57,817,000 1st Cameron State Bank 5103 $53,719,000 Swisher Trust & Savings Bank 5022 $57,789,000 Breda Savings Bank 5104 $53,617,000 Bank of Hazelton 5023 $57,739,000 Bank of Commerce and Trust Company 5105 $53,491,000 Maple Bank 5024 $57,724,000 The Citizens State Bank of Cheney, Kansas 5106 $53,378,000 California International Bank, N.A. 5025 $57,701,000 Marseilles Bank 5107 $53,360,000 Security Bank and Trust Co. 5026 $57,665,000 The First Security Bank 5108 $53,078,000 State Guaranty Bank 5027 $57,620,000 Peoples Bank & Trust Company 5109 $53,071,000 The Lauderdale County Bank 5028 $57,619,000 State Bank of Lakota 5110 $53,054,000 The First State Bank of Pond Creek, Oklahoma 5029 $57,599,000 Southeast First National Bank 5111 $52,998,000 Liberty Bank 5030 $57,593,000 Bonduel State Bank 5112 $52,902,000 Champion Bank 5031 $57,552,000 Peoples State Bank of Wells 5113 $52,897,000 First State Bank of Decatur 5032 $57,536,000 Security State Bank of Kenyon 5114 $52,876,000 Bank of Glen Ullin 5033 $57,519,000 Lusk State Bank 5115 $52,786,000 Homewood Federal Savings Bank 5034 $57,490,000 The Farmers State Bank 5116 $52,681,000 Bank of Louisiana 5035 $57,349,000 The First National Bank of Tahoka 5117 $52,648,000 Ipswich State Bank 5036 $57,251,000 The Security State Bank 5118 $52,586,000 South Carolina Community Bank 5037 $57,111,000 Clarkson Bank 5119 $52,445,000 State Bank of Bellingham 5038 $57,098,000 Walters Bank and Trust Company 5120 $52,430,000 The Citizens State Bank of Ontonagon 5039 $56,947,000 Catlin Bank 5121 $52,409,000 Community Bank 5040 $56,878,000 SouthernTrust Bank 5122 $52,223,000 The Peoples Savings and Loan Company 5041 $56,840,000 Hiawatha Bank and Trust Company 5123 $52,207,000 Peoples Bank 5042 $56,808,000 Community First Bank 5124 $52,141,000 The Stock Exchange Bank, Caldwell, Kansas 5043 $56,775,000 Sloan State Bank 5125 $52,135,000 American State Bank of Grygla 5044 $56,750,000 The First National Bank of Dighton 5126 $52,119,000 Commerce Bank Texas 5045 $56,708,000 The Baltic State Bank 5127 $52,100,000 North County Savings Bank 5046 $56,696,000 The Peoples Bank 5128 $52,092,000 Union State Bank 5047 $56,690,000 Citizens State Bank 5129 $52,063,000 The Tampa State Bank 5048 $56,686,000 The Lemont National Bank 5130 $52,042,000 Farmers & Merchants Bank, of Orfordville 5049 $56,672,000 State Bank of Industry 5131 $52,041,000 Community Bank and Trust - Alabama 5050 $56,320,000 The First National Bank of Powhatan Point 5132 $51,913,000 Community Bank of Missouri 5051 $56,319,000 Tallahatchie County Bank 5133 $51,833,000 Farmers State Bank 5052 $56,314,000 Farmers Security Bank 5134 $51,726,000 Community Bank of Memphis 5053 $56,309,000 H. F. Gehant Banking Co. 5135 $51,693,000 First State Bank of Clearbrook

The Large Bank Protection Act | Consumer Federation of America 46 5136 $51,674,000 Argentine Federal Savings 5218 $47,048,000 State Bank of Chandler 5137 $51,640,000 Frost State Bank 5219 $46,972,000 Farmers State Bank of Canton 5138 $51,629,000 Wilkinson County Bank 5220 $46,942,000 Boonville Federal Savings Bank 5139 $51,608,000 American Trust Bank 5221 $46,937,000 Community Banks of Shelby County 5140 $51,606,000 Progressive National Bank 5222 $46,929,000 CerescoBank 5141 $51,594,000 Citizens National Bank 5223 $46,896,000 First Mutual Bank, FSB 5142 $51,557,000 Pinnacle Bank, Inc. 5224 $46,856,000 Farmers Deposit Bank of Middleburg, Inc. 5143 $51,517,000 The Bank of Burlington 5225 $46,851,000 Citizens First State Bank of Walnut 5144 $51,508,000 Twin City Bank 5226 $46,847,000 Citizens National Bank of Crosbyton 5145 $51,459,000 Quarry City Savings and Loan Ass’n 5227 $46,842,000 Citizens State Bank of Milford 5146 $51,399,000 Freeland State Bank 5228 $46,798,000 The Peoples Bank 5147 $51,358,000 Basile State Bank 5229 $46,779,000 Kaw Valley State Bank 5148 $51,251,000 Equity Bank 5230 $46,715,000 State Bank of Bussey 5149 $51,214,000 The Port Austin State Bank 5231 $46,669,000 Boston Trust & Investment Management Company 5150 $51,157,000 AllNations Bank 5232 $46,606,000 Home Federal Bank of Hollywood 5151 $51,136,000 Tecumseh Federal Bank 5233 $46,556,000 The Fairmount State Bank 5152 $51,086,000 First Naturalstate Bank 5234 $46,517,000 First State Bank 5153 $51,026,000 1st Bank 5235 $46,369,000 Franklin State Bank 5154 $50,984,000 Bank of Brewton 5236 $46,335,000 Metropolitan Bank and Trust Company 5155 $50,942,000 Farmers State Bank 5237 $46,330,000 Cheyenne State Bank 5156 $50,881,000 Nebraska State Bank 5238 $46,290,000 Liverpool Community Bank 5157 $50,662,000 Bank of Oak Ridge 5239 $46,263,000 The First National Bank in Cooper 5158 $50,610,000 Spiro State Bank 5240 $46,187,000 Table Grove State Bank 5159 $50,540,000 The Santa Anna National Bank 5241 $46,185,000 Farmers State Bank of Watkins 5160 $50,537,000 Ladysmith Federal Savings and Loan Ass’n 5242 $46,162,000 Spur Security Bank 5161 $50,454,000 Adams State Bank 5243 $46,146,000 Security Bank of Crawford 5162 $50,440,000 Mitchell Bank 5244 $46,113,000 Odin State Bank 5163 $50,375,000 The First National Bank of Moody 5245 $46,016,000 Grand Rivers Community Bank 5164 $50,360,000 Roanoke Rapids Savings Bank, SSB 5246 $45,998,000 Cowboy State Bank 5165 $50,162,000 American Savings Bank 5247 $45,893,000 Bank of Commerce 5166 $50,073,000 Tri Valley Bank 5248 $45,862,000 Farmers Savings Bank 5167 $49,992,000 Farmers State Bank of West Concord 5249 $45,740,000 First Resource Bank 5168 $49,983,000 Community Savings 5250 $45,682,000 The Farmers Bank of Mt. Pulaski 5169 $49,915,000 Kahoka State Bank 5251 $45,647,000 One South Bank 5170 $49,738,000 First Security Bank and Trust Company 5252 $45,635,000 COMMUNITY BANK OF OKLAHOMA 5171 $49,673,000 Commercial Bank 5253 $45,632,000 Fairview Savings and Loan Ass’n 5172 $49,632,000 Beardstown Savings s.b. 5254 $45,570,000 Elysian Bank 5173 $49,569,000 First State Bank of Olmsted 5255 $45,535,000 First National Bank in Frankfort 5174 $49,549,000 First Security Bank of Helena 5256 $45,447,000 Gates Banking and Trust Company 5175 $49,485,000 Commonwealth National Bank 5257 $45,418,000 Kinmundy Bank 5176 $49,300,000 The Republic Banking Company 5258 $45,303,000 Tarboro Savings Bank, SSB 5177 $49,264,000 Bank of Turtle Lake 5259 $45,263,000 The Nekoma State Bank 5178 $49,260,000 Lowry State Bank 5260 $45,259,000 The First National Bank of Sandoval 5179 $49,114,000 First State Bank 5261 $45,193,000 The Bank of Edison 5180 $49,091,000 Farmers State Bank 5262 $45,141,000 First State Bank 5181 $48,995,000 Beartooth Bank 5263 $45,092,000 The State Bank of Spring Hill 5182 $48,912,000 Citizens Bank 5264 $45,034,000 The First Farmers National Bank of Waurika 5183 $48,815,000 Ashton State Bank 5265 $45,028,000 Citizens State Bank of Lankin 5184 $48,775,000 State Bank of Danvers 5266 $44,982,000 Springfield State Bank 5185 $48,750,000 Lamont Bank of St. John 5267 $44,969,000 First Bank of Thomas 5186 $48,722,000 State Bank of Taunton 5268 $44,888,000 The Fullerton National Bank 5187 $48,712,000 First State Bank 5269 $44,877,000 Jefferson County Bank 5188 $48,633,000 Vergas State Bank 5270 $44,790,000 American Exchange Bank 5189 $48,619,000 Adrian State Bank 5271 $44,775,000 North Arundel Savings Bank 5190 $48,537,000 First Savings and Loan Ass’n 5272 $44,758,000 First Financial Bank in Winnebago 5191 $48,476,000 The First Bank of Celeste 5273 $44,748,000 Benton County State Bank 5192 $48,231,000 Logan State Bank 5274 $44,736,000 The Security State Bank 5193 $48,228,000 First State Bank 5275 $44,610,000 Farmers and Merchants State Bank of Appleton 5194 $48,160,000 Lovelady State Bank 5276 $44,565,000 First Heritage Bank 5195 $48,100,000 Key Community Bank 5277 $44,488,000 Bank of Montgomery 5196 $48,092,000 The Security State Bank 5278 $44,429,000 Mutual Savings and Loan Ass’n 5197 $48,059,000 Farmers & Traders Bank of Campton 5279 $44,282,000 New Century Bank 5198 $48,038,000 The Merchants & Planters Bank 5280 $44,281,000 The Blue Grass Valley Bank 5199 $48,011,000 The First National Bank of Wakefield 5281 $44,165,000 The First State Bank of Ransom 5200 $47,891,000 OmniBank 5282 $44,111,000 The Brookville Building and Savings Ass’n 5201 $47,838,000 Home State Bank 5283 $43,870,000 Stanton State Bank 5202 $47,759,000 Sherwood Community Bank 5284 $43,585,000 Farmers State Bank, Allen, Oklahoma 5203 $47,751,000 The Marblehead Bank 5285 $43,551,000 The Farmers State Bank of Bucklin, Kansas 5204 $47,720,000 The Exchange State Bank 5286 $43,549,000 Community State Bank 5205 $47,701,000 City National Bank 5287 $43,529,000 The Waterford Commercial and Savings Bank 5206 $47,687,000 Peoples Bank 5288 $43,517,000 The Donley County State Bank 5207 $47,661,000 Belpre Savings Bank 5289 $43,498,000 Richland State Bank 5208 $47,646,000 Swedish-American State Bank 5290 $43,459,000 Farmers State Bank of Newcastle 5209 $47,596,000 Columbia National Bank 5291 $43,349,000 Cedar Rapids State Bank 5210 $47,532,000 The First National Bank of Paducah 5292 $43,348,000 Bank of Palmer 5211 $47,522,000 West Valley National Bank 5293 $43,294,000 Montrose Savings Bank 5212 $47,446,000 Community State Bank of Canton 5294 $43,286,000 Robert Lee State Bank 5213 $47,407,000 United Southwest Bank 5295 $43,244,000 First Bank of Pike 5214 $47,292,000 The Farmers State Bank of Blue Mound 5296 $43,087,000 The Hill-Dodge Banking Company 5215 $47,257,000 Summit Bank of Kansas City 5297 $43,084,000 Rolfe State Bank 5216 $47,244,000 Farmers Bank of Green City 5298 $43,068,000 Systematic Savings Bank 5217 $47,108,000 The Commercial Bank 5299 $43,025,000 Joy State Bank

The Large Bank Protection Act | Consumer Federation of America 47 5300 $42,982,000 American Savings Bank 5380 $37,627,000 Mutual Savings Bank 5301 $42,842,000 Frontier Savings Bank 5381 $37,564,000 The First Trust & Savings Bank 5302 $42,837,000 North Side Federal Savings and Loan Ass’n of 5382 $37,497,000 The First National Bank of Brownstown Chicago 5383 $37,354,000 Menno State Bank 5303 $42,822,000 The First State Bank 5384 $37,334,000 Louisa Community Bank 5304 $42,639,000 Peoples Bank and Trust Company 5385 $37,319,000 Citizens Federal Savings and Loan Ass’n 5305 $42,472,000 1st Equity Bank Northwest 5386 $37,241,000 North Adams State Bank 5306 $42,449,000 Citizens State Bank of Glenville 5387 $37,101,000 Community Financial Bank 5307 $42,408,000 Kress National Bank 5388 $37,086,000 Pee Dee Federal Savings Bank 5308 $42,224,000 Ballinger National Bank 5389 $36,947,000 Peoples Bank and Trust Company of Clinton 5309 $42,173,000 Buckley State Bank County 5310 $42,098,000 The Bank of San Jacinto County, Coldspring, Texas 5390 $36,733,000 The Pioneer Savings Bank 5311 $42,077,000 Carver State Bank 5391 $36,701,000 The First National Bank of Gilbert 5312 $41,951,000 The Northern State Bank of Gonvick 5392 $36,571,000 Exchange State Bank 5313 $41,918,000 Brush Country Bank 5393 $36,565,000 First State Bank of Ashby 5314 $41,875,000 First State Bank of Van Orin 5394 $36,564,000 Waterman State Bank 5315 $41,854,000 First Community Bank, Xenia-Flora 5395 $36,443,000 Peoples Savings Bank 5316 $41,790,000 Walker State Bank 5396 $36,438,000 The Trust Bank 5317 $41,753,000 Farmers & Merchants Bank of Hutsonville 5397 $36,345,000 State Bank of Saunemin 5318 $41,680,000 PCSB Commercial Bank 5398 $36,290,000 First Federal Savings and Loan Ass’n 5319 $41,638,000 Grand Timber Bank 5399 $36,183,000 Stockmens Bank 5320 $41,552,000 Martinsville First Savings Bank 5400 $36,085,000 Members Trust Company 5321 $41,548,000 Randall State Bank 5401 $36,025,000 Bank of Vici 5322 $41,507,000 The Olpe State Bank 5402 $35,985,000 The Bank of Houston 5323 $41,388,000 Pulaski Savings Bank 5403 $35,970,000 Peoples State Bank of Colfax 5323 $41,388,000 Washita Valley Bank 5404 $35,890,000 Farmers State Bank of Emden 5325 $41,284,000 Bank of Ontario 5405 $35,809,000 Farmers State Bank 5326 $41,066,000 Resolute Bank 5406 $35,795,000 Citizens Bank of Morgantown, Inc. 5327 $40,968,000 Security Home Bank 5407 $35,736,000 CBC Bank 5328 $40,931,000 The City State Bank 5408 $35,643,000 First Security Bank of Deer Lodge 5329 $40,651,000 State Bank of Scotia 5409 $35,629,000 Roanoke Valley Savings Bank, SSB 5330 $40,561,000 The Mer Rouge State Bank 5410 $35,572,000 Oregon Trail Bank 5331 $40,404,000 Home Federal Savings and Loan Ass’n 5411 $35,519,000 Citizens State Bank 5332 $40,321,000 1st Bank in Hominy 5412 $35,488,000 Heritage Bank 5333 $40,251,000 Bank of Greeley 5413 $35,440,000 Center Point Bank and Trust Company 5334 $40,241,000 Farmers & Merchants Bank 5414 $35,389,000 Menard Bank 5335 $40,232,000 Guardian Savings Bank 5415 $35,367,000 The State National Bank of Groom 5336 $40,160,000 Connections Bank 5416 $35,352,000 Bryant State Bank 5337 $40,130,000 Tioga-Franklin Savings Bank 5417 $35,328,000 Alamerica Bank 5338 $40,074,000 Powell State Bank 5418 $35,325,000 First State Bank 5339 $39,997,000 State Central Bank 5419 $35,214,000 American Trust and Savings Bank 5340 $39,974,000 State Bank of Burnettsville 5420 $35,154,000 Enloe State Bank 5341 $39,903,000 Community National Bank in Monmouth 5421 $35,151,000 Montezuma State Bank 5342 $39,862,000 McClave State Bank 5422 $34,846,000 The First National Bank of Dozier 5343 $39,834,000 Home Savings Bank of Wapakoneta 5423 $34,833,000 Wenona State Bank 5344 $39,831,000 Ford County State Bank 5424 $34,586,000 Marshall County State Bank 5345 $39,797,000 Generations Bank 5425 $34,567,000 Peoples Bank of Deer Lodge 5346 $39,694,000 Harwood State Bank 5426 $34,519,000 FMB Bank 5347 $39,623,000 Crowell State Bank 5427 $34,503,000 First State Bank of Fountain 5348 $39,584,000 Valley Bank 5428 $34,460,000 Union State Bank 5349 $39,511,000 Jackson Federal Savings and Loan Ass’n 5429 $34,404,000 Millennium Bank 5350 $39,371,000 Rolette State Bank 5430 $34,185,000 Chetopa State Bank & Trust Co. 5351 $39,286,000 Andalusia Community Bank 5431 $34,155,000 Movement Bank 5352 $39,187,000 The Potter State Bank of Potter 5432 $34,090,000 The Pataskala Banking Company 5353 $39,168,000 Security Federal Savings Bank 5433 $34,039,000 Manson State Bank 5354 $39,161,000 Farmers Savings Bank 5434 $34,034,000 Bank of Clarks 5355 $39,056,000 Western Dakota Bank 5435 $34,011,000 Aspire Financial 5356 $38,997,000 State Bank of Wapello 5436 $33,984,000 Grapeland State Bank 5357 $38,969,000 First State Bank 5437 $33,957,000 First Federal Savings and Loan Ass’n 5358 $38,951,000 Farmers and Merchants Bank of Mound City, 5438 $33,950,000 The Liberty Savings Ass’n, FSA Kansas 5439 $33,844,000 Defiance State Bank 5359 $38,840,000 The Haviland State Bank 5440 $33,797,000 Highland State Bank 5360 $38,774,000 Cornerstone Bank 5441 $33,691,000 Bank of Newman Grove 5361 $38,728,000 Glasford State Bank 5442 $33,679,000 Welcome State Bank 5362 $38,710,000 First Savings Bank 5443 $33,630,000 The Necedah Bank 5363 $38,599,000 The State Exchange Bank 5444 $33,488,000 Peoples Savings Bank 5364 $38,560,000 The Rockhold, Brown & Company Bank 5445 $33,487,000 Lakeside Bank of Salina 5365 $38,480,000 Kendall State Bank 5446 $33,414,000 Cottonwood Valley Bank 5366 $38,339,000 White State Bank 5447 $33,366,000 Blue Grass Federal Savings and Loan Ass’n 5367 $38,291,000 Gladewater National Bank 5448 $33,345,000 CBW Bank 5368 $38,277,000 Butte State Bank 5449 $33,337,000 Farmers State Bank 5369 $38,269,000 Grant County State Bank 5450 $33,177,000 The Bank of Orrick 5370 $38,099,000 Black Mountain Savings Bank, SSB 5451 $33,151,000 The Granger National Bank 5371 $37,984,000 Farmers State Bank 5452 $33,010,000 Tucumcari Federal Savings and Loan Ass’n 5372 $37,837,000 The First National Bank of Spearville 5453 $32,934,000 Battle Creek State Bank 5373 $37,808,000 State Bank of Lake Park 5454 $32,847,000 Palo Savings Bank 5374 $37,788,000 First Security Bank of Malta 5455 $32,742,000 Jackson Savings Bank, SSB 5375 $37,774,000 Bank of Commerce 5456 $32,731,000 Carrollton Federal Bank 5376 $37,772,000 State Bank of Schaller 5457 $32,562,000 Canton State Bank 5377 $37,737,000 Middletown State Bank 5458 $32,465,000 Security State Bank of Oklee 5378 $37,702,000 Farmers Bank 5459 $32,451,000 Community Bank of Easton 5379 $37,664,000 Bank of Cordell 5460 $32,419,000 Union Building and Loan Savings Bank

The Large Bank Protection Act | Consumer Federation of America 48 5461 $32,415,000 Hometown Community Bank 5542 $25,757,000 State Bank 5462 $32,413,000 Marquette Farmers State Bank of Marquette 5543 $25,732,000 Vantage Bank 5463 $32,411,000 AIG Federal Savings Bank 5544 $25,696,000 First State Bank of Grove City 5464 $32,103,000 Bank of New Cambria 5545 $25,693,000 Bank of Lewellen 5465 $32,070,000 First Progressive Bank 5546 $25,233,000 Farmers and Merchants State Bank of Sacred Heart 5466 $32,040,000 The First National Bank of Primghar 5547 $25,098,000 Home Savings Bank, FSB 5467 $31,717,000 Kingstree Federal Savings and Loan Ass’n 5548 $24,957,000 Ameriprise National Trust Bank 5468 $31,441,000 Kentucky Federal Savings and Loan Ass’n 5549 $24,842,000 Bank of Prague 5469 $31,395,000 The First National Bank of Fairfax 5550 $24,780,000 The First State Bank of Dongola 5470 $31,337,000 Western National Bank 5551 $24,724,000 Bank of Orchard 5471 $31,334,000 Citizens Savings Bank 5552 $24,615,000 Eaglemark Savings Bank 5472 $31,311,000 The State Bank 5553 $24,600,000 Corn Growers State Bank 5473 $31,246,000 Eagle State Bank 5554 $24,418,000 Union State Bank of Browns Valley 5474 $31,053,000 Bank of Locust Grove 5555 $24,189,000 Elgin State Bank 5475 $30,860,000 Peoples Savings and Loan Ass’n of Monticello 5556 $24,138,000 Paramount Bank Indiana 5557 $24,106,000 Citizens Bank of Edinburg 5476 $30,837,000 The First National Bank of Cunningham 5558 $23,973,000 Columbia Savings and Loan Ass’n 5477 $30,757,000 United Trust Bank 5559 $23,872,000 The First National Bank of Fleming 5478 $30,729,000 First Security Bank 5560 $23,803,000 First Federal Savings and Loan Ass’n 5479 $30,712,000 Prairie Sun Bank 5561 $23,712,000 Eagle Community Bank 5480 $30,589,000 Kindred State Bank 5562 $23,692,000 First National Bank in Tigerton 5481 $30,587,000 Peoples Trust and Savings Bank 5563 $23,540,000 Citizens State Bank of Tyler, Incorporated 5482 $30,578,000 The First National Bank at St. James 5564 $23,496,000 The Marion National Bank 5483 $30,571,000 M1 Bank 5565 $23,482,000 The Farmers State Bank 5484 $30,536,000 State Bank of Nauvoo 5566 $23,315,000 Red Rock Bank 5485 $30,520,000 State Bank of Cerro Gordo 5567 $23,308,000 First Electronic Bank 5486 $30,440,000 The Piqua State Bank 5568 $23,262,000 Elberton Federal Savings and Loan Ass’n 5487 $30,437,000 Citizens Bank of Chatsworth 5569 $23,111,000 First Bank of Bancroft 5488 $30,248,000 The Farmers State Bank of Turton 5570 $23,104,000 The First National Bank of Proctor 5489 $30,170,000 Flora Savings Bank 5571 $22,910,000 The Citizens National Bank of Hammond 5490 $30,154,000 Farmers State Bank of Hoffman 5572 $22,506,000 Bank of Lumber City 5491 $30,130,000 United Minnesota Bank 5573 $22,487,000 The Lorraine State Bank 5492 $30,017,000 Andes State Bank 5574 $22,246,000 Sebree Deposit Bank 5493 $30,014,000 The American Bank 5575 $22,142,000 Dewey Bank 5494 $29,877,000 First American Bank 5576 $22,073,000 Adams County Building and Loan Company 5495 $29,875,000 State Bank 5577 $22,030,000 The Freeport State Bank 5496 $29,612,000 Bank of Mead 5578 $21,798,000 Sainte Marie State Bank 5497 $29,460,000 The Dublin National Bank 5579 $21,760,000 The First National Bank of Frederick 5498 $29,420,000 Fairview State Banking Company 5580 $21,578,000 Commercial State Bank 5499 $29,418,000 The Gorham State Bank 5581 $21,446,000 First Bank of Lilly 5500 $29,310,000 First Security Bank-Hendricks 5582 $21,362,000 Ashton State Bank 5501 $29,279,000 La Monte Community Bank 5583 $21,357,000 State Bank of Easton 5502 $29,199,000 The Baxter State Bank 5584 $21,244,000 Farmers and Traders Savings Bank 5503 $29,088,000 The State Bank of Canton, Canton, Kansas 5585 $21,199,000 Farmers State Bank of Medora 5504 $29,034,000 Franklin State Bank 5586 $21,001,000 The First National Bank of Lipan 5505 $28,881,000 Bank of Minden 5587 $20,996,000 Campus State Bank 5506 $28,852,000 The First National Bank of McIntosh 5588 $20,950,000 St. Martin National Bank 5507 $28,788,000 America's Community Bank 5589 $20,847,000 Bank of Hamilton 5508 $28,760,000 Country Trust Bank 5590 $20,741,000 Peoples Bank of Macon 5509 $28,735,000 First State Bank of St. Peter 5591 $20,703,000 Hillsboro State Bank 5510 $28,573,000 Quality Bank 5592 $20,626,000 Prudential Bank & Trust, FSB 5511 $28,549,000 The Citizens State Bank and Trust Company 5593 $20,614,000 Horizon State Bank 5512 $28,455,000 Amistad Bank 5594 $20,577,000 Citizens State Bank 5513 $28,445,000 Peoples State Bank, Fairmount, N. D. 5595 $20,544,000 Oakdale State Bank 5514 $28,332,000 Nelsonville Home and Savings 5596 $20,482,000 High Desert Bank 5515 $28,237,000 Minnesota First Credit and Savings, Incorporated 5597 $20,291,000 The Alden State Bank 5516 $28,154,000 Vermont State Bank 5598 $20,283,000 Chesterfield State Bank 5517 $28,043,000 Rochelle State Bank 5599 $20,185,000 The Philadelphia Trust Company 5518 $27,998,000 Metro Bank 5600 $20,090,000 New Foundation Savings Bank 5519 $27,923,000 Brazos National Bank 5601 $19,989,000 The Corder Bank 5520 $27,791,000 Maxwell State Bank 5602 $19,926,000 First State Bank 5521 $27,597,000 The Farmers and Merchants State Bank 5603 $19,784,000 The First National Bank of Assumption 5522 $27,435,000 The Hopeton State Bank 5604 $19,685,000 Farmers State Bank 5523 $27,121,000 Milford Building and Loan Ass’n 5605 $19,506,000 Bank of Cattaraugus 5524 $26,975,000 Clarence State Bank 5606 $19,444,000 Young Americans Bank 5525 $26,946,000 Turtle Mountain State Bank 5607 $19,358,000 Farmers and Merchants Bank 5526 $26,931,000 Hart County Bank and Trust Company 5608 $19,342,000 The Jamestown State Bank 5527 $26,868,000 The First State Bank 5609 $19,093,000 Farmers & Merchants Bank 5528 $26,804,000 1st State Bank of Mason City 5610 $19,086,000 Camp Grove State Bank 5529 $26,710,000 The Citizens Bank of Valley Head 5611 $18,517,000 Bank of Chestnut 5530 $26,654,000 State Bank of Odell 5612 $18,395,000 Laura State Bank 5531 $26,652,000 Farmers State Bank 5613 $18,307,000 First State Bank of Kiester 5532 $26,629,000 State Bank of Hamburg 5614 $18,290,000 Bank of Denton 5533 $26,481,000 State Bank of Jeffers 5615 $18,075,000 State Bank of Colon 5534 $26,298,000 The First National Bank of Buhl 5616 $18,038,000 The First National Bank of Fletcher 5535 $26,174,000 First State Bank in Temple 5617 $18,027,000 The Peoples State Bank 5536 $26,147,000 Chappell Hill Bank 5618 $17,939,000 The Bank of Fairport 5537 $26,109,000 Nokomis Savings Bank 5619 $17,926,000 Huntingdon Savings Bank 5538 $26,069,000 First State Bank of Swanville 5620 $17,646,000 Nebraska State Bank 5539 $26,053,000 Lake Country Community Bank 5621 $17,607,000 Roxbury Bank 5540 $25,876,000 Citizens Bank & Trust Company 5622 $17,553,000 First Federal Savings & Loan Ass’n of Ravenswood 5541 $25,799,000 Ormsby State Bank 5623 $17,524,000 Bank of New Castle

The Large Bank Protection Act | Consumer Federation of America 49 5624 $17,451,000 First Citizens Bank of Polson 5652 $12,348,000 The Bank of Wyandotte 5625 $17,378,000 Boelus State Bank 5653 $12,000,000 The Bank of Steinauer 5626 $17,278,000 The Mt. Victory State Bank 5654 $11,977,000 Hertford Savings Bank, SSB 5627 $17,181,000 Rowley Savings Bank 5655 $11,602,000 State Bank of Ceylon 5628 $17,076,000 Emerald Bank 5656 $11,576,000 Cedar Hill National Bank 5629 $16,543,000 State Bank of Brooks 5657 $11,254,000 First State Bank 5630 $16,498,000 Hartsburg State Bank 5658 $10,891,000 Farmington State Bank 5631 $16,433,000 Sidney Federal Savings and Loan Ass’n 5659 $10,857,000 Liberty Bank, Inc. 5632 $16,421,000 Peoples State Bank 5660 $10,290,000 State Bank of Burrton 5633 $16,223,000 The Farmers State Bank 5661 $10,174,000 Towanda State Bank 5634 $16,094,000 Stifel Trust Company 5662 $9,797,000 National Advisors Trust Company 5635 $15,963,000 The Peoples Bank of Red Level 5663 $9,440,000 Wabash Savings Bank 5636 $15,821,000 Bank of Benoit 5664 $8,646,000 The Walton State Bank 5637 $15,205,000 COMMUNITY STATE BANK 5665 $8,378,000 CHARLES SCHWAB SIGNATURE BANK 5638 $15,177,000 The Nehawka Bank 5666 $8,195,000 Mississippi County Savings and Loan Ass’n 5639 $15,130,000 Anchor State Bank 5667 $7,993,000 Interstate Federal Savings and Loan Ass’n of 5640 $14,636,000 The Culbertson Bank McGregor 5641 $14,397,000 The First National Bank of Harveyville 5668 $7,975,000 Everence Trust Company 5642 $14,339,000 Second Federal Savings and Loan Ass’n of 5669 $7,860,000 BMO Harris Central Philadelphia 5670 $7,801,000 Farmers and Merchants Bank 5643 $14,117,000 State Bank of Marietta 5671 $7,722,000 Texico State Bank 5644 $13,882,000 Dysart State Bank 5672 $7,296,000 First State Bank 5645 $13,575,000 The Gary State Bank 5673 $7,229,000 ITS Bank 5646 $13,420,000 Barwick Banking Company 5674 $6,956,000 Bison State Bank 5647 $13,388,000 Prescott State Bank 5675 $6,733,000 Davidson Trust Co. 5648 $13,354,000 Nebraska State Bank 5676 $4,891,000 Merchants Bank of California 5649 $13,072,000 First Savanna Savings Bank 5677 $4,778,000 Kentland Federal Savings and Loan Ass’n 5650 $12,480,000 The Equitable Savings and Loan Company 5678 $3,765,000 DSRM National Bank 5651 $12,429,000 The Dickinson County Bank 5679 $3,436,000 Emigrant Mercantile Bank

The Large Bank Protection Act | Consumer Federation of America 50