DOCSLIB.ORG

Impact of the Financial Literacy Programme on Farmers in Pullu Village

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Impact of the Financial Literacy Programme on Farmers in Pullu Village IMPACT: International Journal of Research in Humanities, Arts and Literature (IMPACT: IJRHAL) ISSN (P): 2347-4564; ISSN (E): 2321-8878 Vol. 5, Issue 10, Oct 2017, 11-18 © Impact Journals IMPACT OF THE FINANCIAL LITERACY PROGRAMME ON FARMERS IN PULLU VILLAGE SREELAKSHMI C. C Teaching Faculty, Department of Rural Banking and Finance Management, College of Co-Operation, Banking and Management, Kerala Agricultural University, Kerala, India ABSTRACT The present study examined the impact of the financial literacy programme on farmers in Pullu village. The study wasmainly based on primary data collected through a semi-structured interview schedule from 60 farmer respondents selected randomly. Data were analyzed with the help of percentages and paired t-test. The study revealed that the FLP in Pullu Village has significant impact on the awareness and usage level of savings bank account by farmers. The Programme could also improve the awareness level of respondents about ATM. But FLP could not bring changes in the usage level of ATM since there is no ATM in the area and the USB is nearer to the farmers than the nearest ATM. Hence the awareness and usage of ATM services can be increased only through the provision of ATM. Since respondents are not possessing smart phones, the scope for mobile banking is very limited in the study area at present. The study also revealed feature that none of the respondents are taking credit from informal sources even though money lenders are prominent in the area. FLP has been successful in creating at least partial awareness regarding KCC among the farmers. The study suggested the use the services of business correspondents from their local area to spread awareness about modern banking services and schemes among farmers. KEY WORDS: ATM, Financial Literacy, KCC, Savings Bank INTRODUCTION Financial literacy is the possession of knowledge and understanding of financial matters. It refers to the set of skills and knowledge, that allows an individual to be informed, and take effective decisions with respect to all of their financial resources. The absence of financial literacy can lead to making of poor financial decisions, that can have adverse effects on the financial health of an individual. Hence, financial education or financial literacy has assumed greater importance in the recent years, in the policy decisions of the Government of India (GOI) and Reserve Bank of India (RBI). Being an Agra – based economy, financial information and financial knowledge is essential for farmers, since farming activities cannot be done without agricultural credit. Financially, literate farmers can make effective use of the various financial products and services, of the institutional sources, so that, they will be relieved from the clutches of the unorganized financial sources. Hence, Financial Literacy Programs are being conducted by the banking institutions, at their own initiative and as per the directions of RBI, for all sections of society including farmers, after identifying areas where financial exclusion is high. The present study relates to such a Financial Literacy Program, conducted for the people of the Palau village of Thrissur District. STATEMENT OF THE PROBLEM Pullu village in Chazhoor Panchayat of Thrissur District of Kerala, falls under the purview of the Financial Impact Factor(JCC): 3.6586 - This article can be downloaded from www.impactjournals.us 12 Sreelakshmi C. C Inclusion Programme of South Indian Bank, since 2010. RBI had identified Pullu village from unbanked villages, with less than 2000 population, for developing into a Model Village for delivering financial growth, along with the empowerment of rural population. South Indian Bank entrusted Department of Rural Banking and Finance Management of College of Co- operation Banking and Management, Kerala Agricultural University to conduct a detailed financial assessment survey of villagers in Palau. The detailed survey report of Pullu, enabled the Bank to identify the gaps that existed in the village, in terms of the level of financial literacy, penetration of banking services and other infrastructural requirements in the village. South Indian Bank initiated further steps in the village, based on the findings and inferences from the baseline survey report. South Indian Bank opened an Ultra Small Branch in Palau, on 1st November 2013, an action by which the Bank declared Palau as “Bank’s Own Village”. The need of imparting financial education to villagers was identified, to improve the standard of living of villagers, on the basis of the report of the baseline survey. Under the program, student teams consisting of ten undergraduate and five post graduate students paid visit to the village, for undertaking the baseline survey in the village, followed by Participatory Rural Appraisal (PRA) to take stock of the situation. On the basis of needs assessment identified from the PRA exercise, financial literacy programs were rolled out. Thereafter, South Indian Bank is continuing its efforts to penetrate banking services to the people of Palau. More than two years have been completed after the implementation of the Financial Literacy Program in Palau Village. Hence, it is the apt time to explore whether the program has made any positive change in the banking awareness and banking habits, among the people of the village. Being agriculture dominated village, the effort here is to find out the improvement or positive change, with respect to awareness, availability and usage of selected banking services by farmers, as a result of the Financial Literacy Program, conducted in the Pullu village. OBJECTIVE OF THE STUDY The main objective of the study, is to examine the impact of the Financial Literacy Program on farmers, in the Palau village of Thrissur District. METHODOLOGY OF THE STUDY The Financial Literacy Program (FLP) was conducted in the fourth ward of the Palau village in a Chazhoor Grama Panchayat. Hence, in order to analyze the impact of FLP on farmers, the same word is selected for the study. The study is mainly based on primary data collected, through a semi-structured interview schedule from 60 farmer respondents, who were selected randomly. Information regarding schemes of RBI and GOI for financial inclusion is obtained, from their respective websites. The data collected were analyzed with the help of percentages, indices and paired t-test RESULTS AND DISCUSSIONS The Financial Literacy Program was conducted in the Pullu Village, with the following objectives, viz; to educate the villagers with regard to various financial products and services, available from the formal financial sector; to create awareness about the advantages of being connected with the formal financial sector; and to spread the usage of banking services, among the people by imparting practical knowledge of techno banking. In analyzing the impact of FLP among farmers, four categories of services through banks are considered, viz., Savings bank account, ATM services, mobile banking, and borrowings. Basically the impact of FLP has been assessed by finding out the changes in the awareness and usage levels of each of these services, before and after the program. As a NAAS Rating: 3.10- Articles can be sent to [email protected] Impact of the Financial Literacy Programme on Farmers in Pullu Village 13 prelude to the discussion of the impact of FLP on farmers, a brief picture on the demographic profile of the farmers is given in the ensuing section Table 1: Demographic Profile of Respondent Farmers Sl. No Characteristics No. of respondents Percentage Age (in years) 30-40 10 16.7 40-50 16 26.7 1 50-60 14 23.3 60-70 13 21.7 >70 7 11.6 Total 60 100 Gender Male 43 71.7 2 Female 17 28.3 Total 60 100 Educational status Below SSLC 24 40 3 SSLC 24 40 Plus Two 12 20 Total 60 100 Source: compiled from primary data Impact of Financial Literacy Programme with Respect to Savings Bank Accounts To examine the impact of the Financial Literacy Programmes and to find out whether these awareness campaigns have been fruitful, the awareness level and usage level of respondents about Savings Bank Account, before and after the Programme is examined with the help of awareness index. The awareness level of the farmers, with respect to six features of savings bank account like procedure for opening account, mode of depositing, minimum balance to be maintained, interest on SB account balance, pass book and mode of withdrawal are examined by means of statements and getting scores for each of the statements based on whether they are fully aware, partially aware or not aware, with score values of three, two and one respectively. The individual awareness index was constructed on a three point Likert Scale, as: Individual awareness index = 100 The maximum score is 18, with six statements and maximum individual score of three. The individual awareness index calculated, for each of the respondents are categorised into three classes, viz., ff the Index score is less than 34 percent - Not Aware; If the Index score lies between 34 percent and 67 percent - Partially Aware; If the Index score is more than 67 percent - Fully Aware. The awareness level on savings bank accounts before and after the FLP is measured, and the impact is examined with the help of paired t-test. The details are given in Table 3. Table 2: Awareness Level of Farmers about SB Account Before and After FLP No of Respondents Sl. No Particulars Before FLP After FLP 1. Fully Aware 1 (1.6) 58(96.7) 2. Partially aware 55 (91.7) 2(3.3) Impact Factor(JCC): 3.6586 - This article can be downloaded from www.impactjournals.us 14 Sreelakshmi C. C Table 2 Contd 3. Not aware 4 (6.7) 0 Total 60 (100) 60 (100) Composite index 61.1111 94.4444 t-value 46.875** Sig.(2-tailed) * 0.000 Source: Primary data Note: Figures in parenthesis represent percentage to total Table 3, makes it clear that the FLP conducted at Pullu village has improved the awareness level of farmers, about Savings Bank account.
Load more

Recommended publications
  • Kerala Floods - 2018
    Prot No. 2558/2018/S/ABP : 30-8-2018 KERALA FLOODS - 2018 A REPORT BY ARCHBISHOP ANDREWS THAZHATH Trichur August 30, 2018 1 HEAVY FLOODS AND NATURAL CATASTROPHE IN KERALA JULY-AUGUST 2018 TABLE OF CONTENTS I. BRIEF HISTORY .............................................................................................................. 3 1. Heavy Rainfall in Kerala: .................................................................................................... 3 2. Floods and Landslides : ....................................................................................................... 4 3. Most Affected Districts/ Regions : ...................................................................................... 6 4. Death toll:............................................................................................................................. 6 5. Catastrophe due to flash flooding : ...................................................................................... 6 II. RELIEF ACTION BY KERALA GOVERNMENT ...................................................... 7 7. Latest Government Data : .................................................................................................... 8 8. Data of Damages prepared by KSSF . ................................................................................ 8 III. KERALA CATHOLIC CHURCH IN RELIEF ACTION............................................. 9 9. Involvement of the Catholic Church : .................................................................................
    [Show full text]
  • State District Branch Address Centre Ifsc Contact1 Contact2 Contact3 Micr Code Andhra Pradesh East Godavari Rajamundry Pb No
    STATE DISTRICT BRANCH ADDRESS CENTRE IFSC CONTACT1 CONTACT2 CONTACT3 MICR_CODE M RAGHAVA RAO E- MAIL : PAUL RAJAMUN KAKKASSERY PB NO 23, FIRST DRY@CSB E-MAIL : FLOOR, STADIUM .CO.IN, RAJAMUNDRY ROAD, TELEPHO @CSB.CO.IN, ANDHRA EAST RAJAMUNDRY, EAST RAJAHMUN NE : 0883 TELEPHONE : PRADESH GODAVARI RAJAMUNDRY GODAVARY - 533101 DRY CSBK0000221 2421284 0883 2433516 JOB MATHEW, SENIOR MANAGER, VENKATAMATTUPAL 0863- LI MANSION,DOOR 225819, NO:6-19-79,5&6TH 222960(DI LANE,MAIN R) , CHANDRAMOH 0863- ANDHRA RD,ARUNDELPET,52 GUNTUR@ ANAN , ASST. 2225819, PRADESH GUNTUR GUNTUR 2002 GUNTUR CSBK0000207 CSB.CO.IN MANAGER 2222960 D/NO 5-9-241-244, Branch FIRST FLOOR, OPP. Manager GRAMMER SCHOOL, 040- ABID ROAD, 23203112 e- HYDERABAD - mail: ANDHRA 500001, ANDHRA HYDERABA hyderabad PRADESH HYDERABAD HYDERABAD PRADESH D CSBK0000201 @csb.co.in EMAIL- SECUNDE 1ST RABAD@C FLOOR,DIAMOND SECUNDER SB.CO.IN TOWERS, S D ROAD, ABAD PHONE NO ANDHRA SECUNDERABA DECUNDERABAD- CANTONME 27817576,2 PRADESH HYDERABAD D 500003 NT CSBK0000276 7849783 THOMAS THARAYIL, USHA ESTATES, E-MAIL : DOOR NO 27.13.28, VIJAYAWA NAGABHUSAN GOPALAREDDY DA@CSB. E-MAIL : ROAD, CO.IN, VIJAYAWADA@ GOVERNPOST, TELEPHO CSB.CO.IN, ANDHRA VIJAYAWADA - VIJAYAWAD NE : 0866 TELEPHONE : PRADESH KRISHNA VIJAYAWADA 520002 A CSBK0000206 2577578 0866 2571375 MANAGER, E-MAIL: NELLORE ASST.MANAGE @CSB.CO. R, E-MAIL: PB NO 3, IN, NELLORE@CS SUBEDARPET ROAD, TELEPHO B.CO.IN, ANDHRA NELLORE - 524001, NE:0861 TELEPHONE: PRADESH NELLORE NELLORE ANDHRA PRADESH NELLORE CSBK0000210 2324636 0861 2324636 BR.MANAG ER : PHONE :040- ASST.MANAGE 23162666 R : PHONE :040- 5-222 VIVEKANANDA EMAIL 23162666 NAGAR COLONY :KUKATPA EMAIL ANDHRA KUKATPALLY KUKATPALL LLY@CSB.
    [Show full text]
  • Economic Impact of FMD in Chazhoor Panchayath
    Veterinary World, Vol.1(1):5-6 RESEARCH Economic Impact of FMD in Chazhoor Panchayath Litty Mathew and Deepa G Menon District Veterinary Centre, Thrissur, Kerala State Abstract Foot and mouth disease is probably the most important livestock disease in the world in terms of economic impact. Of all the vesicular diseases prevalent in India, FMD remains the greatest and most feared scourge. In Chazhoor Panchayat, 62 animals were affected with FMD, out of which 28 were vaccinated. The economic loss was calculated taking into consideration milk loss, losses due to abortion and treatment charges. The total economic loss was calculated as Rs 313900/- out of which loss in milk production accounted for 80.68%. Cost of milk was calculated at the rate of Rs. 12/ litre, to assess the economic loss. Treatment cost includes vehicle charges and cost of medicine. An average loss of 8 hrs/ day/ animal was calculated. Vaccination cost of Rs. 5/ animal was also considered. Towards the nursing of animal and disinfection of shed, loss of manpower of 2-hrs/ animals for 5 days was calculated. key words:- FMD, economic impact, production loss, manpower, Chazhoor Panchayath Introduction Data was collected from about 51 owners (59 Foot and mouth disease is caused by an cows and three he-buffaloes), which were affected aphthovirus (family picorna viridae), which occurs as by FMD in a specifically designed questionnaire on seven major serotypes, viz. O, A, C, SAT1, SAT2, the basis of interview with the farmers. Production SAT3 and ASIA 1. Out of the possible seven, only details were collected from the milk co-operative four serotypes O, A, C and ASIA-1 were reported in society (Alappad) also.
    [Show full text]
  • Report of Rapid Impact Assessment of Flood/ Landslides on Biodiversity Focus on Community Perspectives of the Affect on Biodiversity and Ecosystems
    IMPACT OF FLOOD/ LANDSLIDES ON BIODIVERSITY COMMUNITY PERSPECTIVES AUGUST 2018 KERALA state BIODIVERSITY board 1 IMPACT OF FLOOD/LANDSLIDES ON BIODIVERSITY - COMMUnity Perspectives August 2018 Editor in Chief Dr S.C. Joshi IFS (Retd) Chairman, Kerala State Biodiversity Board, Thiruvananthapuram Editorial team Dr. V. Balakrishnan Member Secretary, Kerala State Biodiversity Board Dr. Preetha N. Mrs. Mithrambika N. B. Dr. Baiju Lal B. Dr .Pradeep S. Dr . Suresh T. Mrs. Sunitha Menon Typography : Mrs. Ajmi U.R. Design: Shinelal Published by Kerala State Biodiversity Board, Thiruvananthapuram 2 FOREWORD Kerala is the only state in India where Biodiversity Management Committees (BMC) has been constituted in all Panchayats, Municipalities and Corporation way back in 2012. The BMCs of Kerala has also been declared as Environmental watch groups by the Government of Kerala vide GO No 04/13/Envt dated 13.05.2013. In Kerala after the devastating natural disasters of August 2018 Post Disaster Needs Assessment ( PDNA) has been conducted officially by international organizations. The present report of Rapid Impact Assessment of flood/ landslides on Biodiversity focus on community perspectives of the affect on Biodiversity and Ecosystems. It is for the first time in India that such an assessment of impact of natural disasters on Biodiversity was conducted at LSG level and it is a collaborative effort of BMC and Kerala State Biodiversity Board (KSBB). More importantly each of the 187 BMCs who were involved had also outlined the major causes for such an impact as perceived by them and suggested strategies for biodiversity conservation at local level. Being a study conducted by local community all efforts has been made to incorporate practical approaches for prioritizing areas for biodiversity conservation which can be implemented at local level.
    [Show full text]
  • Content Analysis of the General Awareness of Footand Mouth Disease Amoung Dairy Farmers of Thrissur District in Kerala State*
    ~, RESEARCH ARTICLE CONTENT ANALYSIS OF THE GENERAL AWARENESS OF FOOTAND MOUTH DISEASE AMOUNG DAIRY FARMERS OF THRISSUR DISTRICT IN KERALA STATE* Subin K. Mohan' and P. J. Rajkamal2 Department of Veterinary and Animal Husbandry Extension Education College of Veterinary and Animal Sciences Mannuthy-680 651, Thrissur, Kerala Abstract effectively if a strong awareness of it is created among the dairy farmers regarding its A content analysis of the awareness symptoms, transmission, first aid, disease items pertaining to FMD was done. Content management, prevention and control. analysis of the knowledge items pertaining to Therefore, it is high time we understood the symptoms and transmission revealed that the dairy farmers' general awareness of FMD. rapid spreading nature of FMD and its Considering this a content analysis of the transmission through air/ wind were known to general awareness of FMD was carried out considerable majority even as some were a among dairy farmers of Thrissur District. not aware that FMD could be mechanically transmitted by human beings and that it could Materials and Methods be contracted from the affected wild ruminants. The study was conducted in three Content analysis of the knowledge items panchayats of Thrissur district in Kerala namely pertaining to first aid and disease management Chazhoor, Anthikkad and Paralam where showed that only a few of the dairy farmers outbreaks of FMD were reported in the year knew that there were not any specific treatment 2007. A sample of 120 dairy farmers was for FMD. Content analysis of the awareness proportionately and randomly selected from the items pertaining to prevention and control of mi lk co-operatives of these panchayats.
    [Show full text]
  • Accused Persons Arrested in Thrissur Rural District from 29.11.2020To05.12.2020
    Accused Persons arrested in Thrissur Rural district from 29.11.2020to05.12.2020 Name of Name of the Name of the Place at Date & Arresting Court at Sl. Name of the Age & Cr. No & Sec Police father of Address of Accused which Time of Officer, which No. Accused Sex of Law Station Accused Arrested Arrest Rank & accused Designation produced 1 2 3 4 5 6 7 8 9 10 11 29-11-2020 1050/2020 CHERPU UNNIKRISH MOHANDA 50, URAKATH HOUSE PERINCHER BAILED BY 1 APPU at 21:35 U/s 118(e) of (Thrissur NAN S Male , PERINCHERY RY POLICE Hrs KP Act Rural) SI OF POLICE 1281/2020 U/s 269, 270 IPC & 118(e) of KP Act & ANANDAKR MATHILAK POOVALIPARAMB 29-11-2020 Sec. 4(2)(f) ISHNAN SHAMSUDE 56, AM BAILED BY 2 ABDU IL HOUSE, AMANDOOR at 20:30 r/w 5 of ISHO EN Male (Thrissur POLICE PORIBAZAR Hrs Kerala MATHILAKA Rural) Epidemic M PS Diseases Ordinance 2020 THEKKOTTU 991/2020 U/s HOUSE, PARAMBI 29-11-2020 ALOOR SUKUMARA 35, PARAMBI 4(2)(e)(j)r/w SREEJITH.AK BAILED BY 3 ARUN ROAD DESAM, at 20:50 (Thrissur N Male ROAD 3(a) of KEDO SI OF POLICE POLICE THAZHEKKAD Hrs Rural) 2020 VILLAGE THEKKOTU 991/2020 U/s HOUSE,THAZHEK 29-11-2020 ALOOR 38, PARAMBI 4(2)(e)(j)r/w SREEJITH.AK BAILED BY 4 SAJI MOHANAN AD at 20:50 (Thrissur Male ROAD 3(a) of KEDO SI OF POLICE POLICE DESHAM,THAZHE Hrs Rural) 2020 KAD VILLAGE 1280/2020 U/s 269, 270 IPC & 118(e) RAMANKULATH of KP Act & MATHILAK HOUSE, EMMAD 29-11-2020 Sec.
    [Show full text]
  • Nattika Total Ps:- 175
    LIST OF POLLING STATIONS SSR-2021 DISTRICT NO & NAME :- 7 THRISSUR LAC NO & NAME :- 68 NATTIKA TOTAL PS:- 175 PS NO POLLING STATION NAME 1 Govt.Mappila LPS North Thalikkulam 2 AMUP School Chilank road 3 Govt.Mappila LPS North Thalikkulam(B Block) 4 C M S U P S Thalikkulam(North Building) 5 C M S U P S Thalikkulam(West Building) 6 Govt.VHSS Thalikulam (A Block) 7 CMS UP School , Thalikulam (B Block) 8 Tagore M L P S, Thalikkulam( East Building) 9 Tagore M L P School, Thalikkulam (North Building) 10 S N K L P School, Thalikkulam(East Portion)(A Block) 11 S N K L P School, Thalikkulam (East Portion) (B Block) 12 S N K L P School, Thalikkulam (West Portion) 13 Govt.V H S S Thalikkulam, Tsunami Bloack East Portion 14 S N K L P School, Thalikkulam (West Portion) (D Block) 15 Govt.Mappila LP School, Thalikkulam(South Building)(A Block) 16 Govt Mappila L P S Thalikkulam ( South Building) 17 SNVUP School Thalikulam(New Building( (A Block) PS NO POLLING STATION NAME 18 SNVUP School Thalikulam(New Building( B Block) 19 SNVUP School Thalikulam(New Building East A Block) 20 Govt.VHSS Thalikulam (B Block) 21 Anganwadi No.119, Thalikulam 22 Aided U P S Mangattukara( A Block) 23 Sree Sai Vidyapeedom Mangattukara 24 Aided U P S, Mangattukara ( B Block) 25 Aided U P S, Mangattukara ( Centenary Block North Portion) 26 Aided U P S, Mangattukara (C Block) 27 Aided L P S, Muttichoor (A Block) 28 Aided L P S, Muttichoor (C Block) 29 Aided L P S, Muttichoor( B Block) 30 Govt L P S Anthikkad ( A Block) 31 Govt.
    [Show full text]
  • Accused Persons Arrested in Thrissur City District from 14.10.2018To20.10.2018
    Accused Persons arrested in Thrissur City district from 14.10.2018to20.10.2018 Name of Name of the Name of the Place at Date & Arresting Court at Sl. Name of the Age & Cr. No & Sec Police father of Address of Accused which Time of Officer, which No. Accused Sex of Law Station Accused Arrested Arrest Rank & accused Designation produced 1 2 3 4 5 6 7 8 9 10 11 MAROTTIL HOUSE WADAKKA KC 20-10-2018 561/2018 U/s RAMAKRIS 38, MALAKKA PUNNAMPA NCHERRY RATHEESH 1 HAREESH at 22:50 279 IPC & 185 ARRESTED HNAN Male MANALITHARA RAMBU (THRISSUR SI OF POLICE Hrs MV ACT THRISSUR CITY) WKY PERINGADAN MATHILAK MIDHUN K 20-10-2018 719/2018 U/s 24, HOUSE, EAST OF AM P, S.I BAILED BY 2 SARATH SIVAN VEKKOD at 21:35 15(c) r/w 63 Male ASMABI COLLEGE, (THRISSUR MATHILAKA POLICE Hrs of Abkari Act P VEMBALLUR CITY) M MULLASSERY MATHILAK MIDHUN K 20-10-2018 719/2018 U/s SARUN SADANAN 25, HOUSE, EAST OF AM P, S.I BAILED BY 3 VEKKOD at 21:35 15(c) r/w 63 VISHNU DHAN Male ASMABI COLLEGE, (THRISSUR MATHILAKA POLICE Hrs of Abkari Act P VEMBALLUR CITY) M PALLIYAD HOUSE, MATHILAK MIDHUN K 20-10-2018 719/2018 U/s 21, P VEMBALLUR, AM P, S.I BAILED BY 4 JOYAL LASAR VEKKOD at 21:35 15(c) r/w 63 Male NEAR ASMABI (THRISSUR MATHILAKA POLICE Hrs of Abkari Act COLLEGE CITY) M PALLIYATTU MATHILAK MIDHUN K 20-10-2018 719/2018 U/s 25, HOUSE, P AM P, S.I BAILED BY 5 SAJAN OUSEPH VEKKOD at 21:35 15(c) r/w 63 Male VEMBALLUR, (THRISSUR MATHILAKA POLICE Hrs of Abkari Act NEAR SCHOOL CITY) M VADAKEK 20-10-2018 356/2018 U/s 26, ELAYADATH THANGALP AD M.ABHILAS BAILED BY 6 NISHAD HANEEFA
    [Show full text]
  • 120/SE/PHC/JM-Thrissur District
    Fnonee 2423230 PIN 680 001 KERALA WATER AUTHORITY Office of the Superintending Engineer, Public Health Circle, Thrissur. No. KWA/PHC/TSR/D1/1763/2020 Dated:07.01.2021 E-TENDER NOTICE The Superintending Engineer, P.H.Circle, Kerala Water Authority, Thrissur invites competitive Tenders on behalf of the Managing Director, Kerala Water Authority from experienced, technically and financially sound reputed bidders fulfilling eligibility criteria as described in the Bid documents for the following tenders. Class of Name of Tender and Bid security Executio Contract RE-Tender PAC Amount Form fee No. Brief Description of work (EMD) n Period or JJM - Thrissur district Engadiyur 118/SE/PHC/ Total: Gramapanchayath- Rs 8400/ Rs 1,00,000/- 6Months A class TSR/2020-21 Providing FHTC to Rural 3,54,66,059/- house holds and allied works 119/SE/PHC/TSR/2020-21 JM-Thrissur district- Anthikkad Total: Gramapanchayath - 2,01,06,180 / Rs 8400/ Rs 1,00,000/ 6 Months B class Providing FHTC to Rural house holds and allied works( Part ) 120/SE/PHC/JM-Thrissur district TSR/2020-21 Anthikkad Total Gramapanchayath - 1,80,13,794/- Rs 5600/- Rs 50,000/- 6 Months B class Providing FHTC to Rural house holds and allied works( Part I1) 121/SE/PHC/AMRUT2017-18-WSS To Guruvayur Municipality TSR/2020-21 in Thrissur District Total: Construction of 10 LL 2,97,56,056/ Rs 8400/- Rs 1,00,000/ 6Months A class Capacity OHSR at KWA Store compound (Revised Estimate as per newsite )-Balance Work 1 AMRUT- WsS to Guruvayur Municipality in Thrissur District Laying 500,400mm & 300 mm DI K9 Clear 122/SE/PHC/ water punmping mains Total: TSR/2020-21 Rs 8400/ Rs 1,00,000/- from WTP to OHSR at 4,90,65,767/- 6Months A class Savakotta, OHSR at office compound Proposed OHSR at KWA store compound.
    [Show full text]
  • Mgl-Int-1-2015-Unpaid Shareholders List As on 31
    MGL-INT-1-2015-UNPAID SHAREHODLERS LIST AS ON 31-10-2017 DEMAT ID_FOLIO NAME WARRANT NO MICR DIVIDEND AMOUNT ADDRESS 1 ADDRESS 2 ADDRESS 3 ADDRESS 4 CITY PINCODE JH1 JH2 001431 JITENDRA DATTA MISRA 1500046 522 10800.00 BHRATI AJAY TENAMENTS 5 VASTRAL RAOD WADODHAV PO AHMEDABAD 382415 001424 BALARAMAN S N 1500056 532 18000.00 14 ESOOF LUBBAI ST TRIPLICANE MADRAS 600005 001209 PANCHIKKAL NARAYANAN 1500061 537 18000.00 NANU BHAVAN KACHERIPARA KANNUR KERALA 670009 001440 RAJI GOPALAN 1500072 548 18000.00 ANASWARA KUTTIPURAM THIROOR ROAD KUTTYPURAM KERALA 679571 1204470005875147 VANAJA MUKUNDAN 1500137 613 10602.00 1/297A PANAKKAL VALAPAD GRAMA PANCHAYAT THRISSUR 680567 1204760000162413 HAMSA K S 1500163 639 15570.00 KOOTTUNGAPARAMBIL HOUSE NEAR NASEEB AUDITORIUM THALIKULAM THRISSUR 680569 004215 PRINCE A.P. 1500174 650 21600.00 ARIMBOOR CHEEROTHA HOUSE KANJANY POST THRISSUR 680612 000050 HAJI M.M.ABDUL MAJEED 1500176 652 18000.00 MUKRIAKATH HOUSE VATANAPALLY TRICHUR DIST. KERALA 680614 1204760000219351 SHAJIN N V 1500206 682 18000.00 NADUMURI HOUSE PUTHENCHIRA KOMBATHUKADAVU P O THRISSUR 680682 REKHA SHAJIN 001237 MENON C B 1500217 693 18000.00 PANAMPILLY HOUSE ANNAMANABI THRISSUR KERALA 680741 001468 THOMAS JOHN 1500234 710 18000.00 THOPPIL PEEDIKAYIL KARTHILAPPALLY ALLEPPEY KERALA 690516 THOMAS VARGHESE 000483 NASSAR M.K. 1500240 716 1800.00 MOONAKAPARAMBIL HOUSE CHENTHRAPINNI TRICHUR DIST. KERALA MRS. ABIDA NASSAR 000524 HAMZA A.P. 1500241 717 1800.00 ARAYAMPPARABIL HOUSE ANDATHODE KERALA MRS. HAMZA A.P. 000642 JNANAPRAKASH P.S. 1500246 722 1800.00 POZHEKKADAVIL HOUSE P.O.KARAYAVATTAM TRICHUR DIST. KERALA STATE 68056 MRS. LATHA M.V. 000671 SHEFABI K M 1500247 723 1800.00 C/O.SEENATH HUSSAIN CHINNAKKAL HOME PO.
    [Show full text]
  • Biological Diversity of Kerala: a Survey of Kalliasseri Panchayat, Kannur District
    Biological Diversity of Kerala: A survey of Kalliasseri panchayat, Kannur district T.P. Sreedharan Discussion Paper No. 62 Kerala Research Programme on Local Level Development Centre for Development Studies Thiruvananthapuram Biological Diversity of Kerala: A survey of Kalliasseri panchayat, Kannur district T.P. Sreedharan English Discussion Paper Rights reserved First published 2004 Editorial Board: Prof. P. R. Gopinathan Nair, H. Shaji Printed at: Kerala Research Programme on Local Level Development Published by: Dr K. N. Nair, Programme Co-ordinator, Kerala Research Programme on Local Level Development, Centre for Development Studies, Prasanth Nagar, Ulloor, Thiruvananthapuram Cover Design: Defacto Creations ISBN No: 81-87621-65-6 Price: Rs 40 US$ 5 KRPLLD 2004 0500 ENG 2 Contents Page No. 1 Introduction 4 2 Objectives and method 16 3 Studies on biodiversity in India: an overview 19 4 Socio-economic profile of study area 25 5 Plant diversity 34 6 Fauna 53 7 Cultural heritage and lifestyle 66 8 Summary and conclusions 85 9 Suggestions 87 APPENDIX Appendix I Convention on biological diversity 90 References 176 3 Biological Diversity of Kerala: A survey of Kalliasseri panchayat, Kannur district T.P. Sreedharan 1. Introduction Biodiversity Effective utilisation of biodiversity determines prosperity. This is so because of the limitless potential for application of biodiversity for human welfare. Biodiversity is the most significant of the resources available to man (Pushpangadan, 1999). Biodiversity encompasses the limitless array of organisms from microbes to large life forms. We owe our achievements for the past 500 years to biodiversity. Tropical regions where light and water are available in plenty are the abodes of biodiversity.
    [Show full text]
  • Accused Persons Arrested in Thrissur Rural District from 21.06.2020To27.06.2020
    Accused Persons arrested in Thrissur Rural district from 21.06.2020to27.06.2020 Name of Name of the Name of Place at Date & Arresting Court at Sl. Name of the Age & Cr. No & Sec Police the father Address of Accused which Time of Officer, which No. Accused Sex of Law Station of Accused Arrested Arrest Rank & accused Designation produced 1 2 3 4 5 6 7 8 9 10 11 THIYYADI HOUSE, 221/2020 U/s PERINGOTTUKAR 21-06-2020 ANTHIKKA VISWAMBH 65, ANTHIKKA 341, 343, 441, K.J JINESH JFCM NO II VELU A at 14.00 D (Thrissur 1 ARAN Male D 447, 294(b), SI OF POLICE THRISSUR DESOM,KIZHAKK Hrs Rural) 506 IPC UMURI(V) ELANTHARA VADANAP 21-06-2020 750/2020 U/s GOPIKUMAR UNNIKRIS 36, HOUSE VADANAPP PILLY BAILED BY BABU at 09:30 118(e) of KP SI OF POLICE 2 HNAN Male MANGALAM DAM ILLY (Thrissur POLICE Hrs Act (GRADE ) PALAKKAD Rural) 548/2020 U/s 188, 269 IPC & 118(e) of CHALI HOUSE, KP Act & Sec. VARANTH 21-06-2020 CHITHARAN 25, NAYARANGADI MUTTITHA 4(2)(d) r/w 5 ARAPPILLY BAILED BY SHARON SATHYAN at 09:50 JAN 3 Male DESOM, KALLUR DI of Kerala (Thrissur POLICE Hrs SI OF POLICE VILLAGE Epidemic Rural) Diseases Ordinance 2020 1033/2020 NARAYANANKAT ARUN.G 21-06-2020 U/s 118(e) of KODAKAR 24, TIL (H) ALATHUR ISHO BAILED BY SHIJU SHIBU ALATHOOR at 10:05 KP Act & 5 A (Thrissur 4 Male ANANDHAPURA KODAKARA POLICE Hrs OF KEDO Rural) M PS 2020.
    [Show full text]