Solutions Experienced. Strong. We have been taking care of our customers since & Service 1919, and we back our promise of protection with our strong financial position. We’re more than $1 billion strong in assets, and we rank among the top 10 percent out of approximately 1,000 U.S. property-casualty insurance groups (based on net premiums written).

The Best Agents. We sell through more than 700 independent insurance agencies. We’ve carefully selected the finest independent insurance agencies to represent us. These insurance professionals are part of your community.

Peace of mind. This brochure is not a policy or binder and does Knowing that you’re protected. Your family, not extend coverage. For information on policy your home and your cars are properly insured. coverages and exclusions, please contact your You deserve nothing less. Penn National Insurance independent agent. With Penn National Insurance and your independent agent, you can expect nothing less than outstanding www.PennNationalInsurance.com value, and superior local, personal service. Convenience. Service. Offering competitive We offer convenient, secure, 24/7 online services to insurance solutions, our policyholders, including paying online, submitting personal service & a claim, setting up automatic payments and viewing your policy. We also offer a variety of monthly billing peace-of-mind protection options and payment plans.

Responsive. If you need to talk with us, our customer support representatives are available from 8 a.m.-4:30 p.m E.T., M-F, to offer you helpful, courteous and prompt Penn National Insurance answers. Post Office Box 2361 Harrisburg, PA 17105-2361 We hope you’ll never have a claim with us. But if you do, we’ll be there for you. In fact, we consistently www.PennNationalInsurance.com receive rave reviews from our policyholders for handling claims promptly, fairly and courteously. An Equal Employment Opportunity/Affirmative Action Employer ©2009 Penn National Insurance Form 92-20 (3/2009) Delivering choice, service & value since 1919.

A group of farmers founded For a Penn National Insurance our company in 1919 to provide affordable independent agent near you, check workers’ compensation insurance, and we quickly grew into a full-service, regional company. the Yellow Pages or visit us at Today, Penn National Insurance® sells www.PennNationalInsurance.com. property-casualty insurance and surety bonds through independent agents Our solutions, in nine states. just for you …

Business Insurance

n Businessowners’ program Matching you with the right insurance. n Property An independent agent doesn’t work for a specific insurance company. Your independent agent serves as an insurance n General liability consultant and insurance shopper, matching you with the n Inland marine right insurance company. The best insurance coverage at n Auto the best price to meet your needs. n Workers’ compensation n We respond to your local needs. Umbrella When a deal We concentrate our attention on the nine states we serve, isn’t really a deal. while some national companies become distracted by Personal Insurance* the complexities of managing a national operation. Our Every day, you’re bombarded with 800-number and regional structure allows us to respond to our customers’ n Internet insurance sales pitches talking about the Auto needs state-by-state, and even county-by-county. cheapest price. The best deal around, they say. n Homeowners Our underwriters and claims adjusters are close to our customers, ready to serve you when you need us most. n Boat But then you have a question about your coverage. n Dwelling fire Or you have a claim. You want to speak to an expert n face-to-face, not a different person in a different Outstanding claims service. Renters state every time you call. You want someone in your We hope that you won’t ever have to file a claim. But if n Umbrella community who knows and understands you and you do, we assure you outstanding claims service. *Not available in , or . what you need. You want an advocate. Our customer service standards call for prompt, same-day contact and fast, fair, courteous claims adjusting. You need the personal service that only an When it comes right down to it, that’s what counts most. Surety & Fidelity independent agent can provide. Loss control services help n Contract bonds your business save money. n Commercial bonds We’ll work side-by-side with you to develop a comprehensive n Miscellaneous bonds, including ERISA, strategy for preventing accidents and controlling losses. Public Official, Tax Collectors, License & Permit, Customized, of course, to your specific needs. Lost Instrument and Administrator bonds