2020/11/9 Terms & Conditions

Terms & Conditions General Terms Vertex market has various language versions of the Terms & Conditions. The english (link to version) version is the binding and most updated one. In this document, the terms "Vertex", "Vertex Market", "Vertex.Market" are identical and belong to Vertex Market Ltd.

These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, Vertex.Market accessible at https://www.vertex.market and all underlying subdomains. These Terms will be applied fully and aect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.

Minors or people below 18 years old are not allowed to use this Website. Intellectual Property Rights Other than the content you own, under these Terms, Vertex Market Ltd and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website. Restrictions You are specically restricted from all of the following:

1. publishing any Website material in any other media; 2. selling, sublicensing and/or otherwise commercializing any Website material; 3. publicly performing and/or showing any Website material; 4. using this Website in any way that is or may be damaging to this Website; 5. using this Website in any way that impacts user access to this Website; 6. using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity; 7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website; 8. using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being access by you and Vertex Market Ltd may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are condential and you must maintain condentiality as well. Your Content In these Website Standard Terms and Conditions, "Your Content" shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant Vertex Market Ltd a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.Your Content must be your own and must not be invading any third-party’s rights. Vertex Market Ltd reserves the right to remove any of Your Content from this Website at any time without notice. Your Privacy Please read Privacy Policy. No warranties This Website is provided "as is," with all faults, and Vertex Market Ltd express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you. Limitation of liability In no event shall Vertex Market Ltd, nor any of its ocers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. Vertex Market Ltd, including its ocers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website. Indemnication You hereby indemnify to the fullest extent Vertex Market Ltd from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms. Severability If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without aecting the remaining provisions herein. Variation of Terms https://vertex.market/blog/terms-en 1/4 2020/11/9 Terms & Conditions

Vertex Market Ltd is permitted to revise these Terms at any time as it sees t, and by using this Website you are expected to review these Terms on a regular basis. Assignment The Vertex Market Ltd is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notication. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. Entire Agreement These Terms constitute the entire agreement between Vertex Market Ltd and you in relation to your use of this Website, and supersede all prior agreements and understandings. Governing Law & Jurisdiction These Terms will be governed by and interpreted in accordance with the laws of the State of GB, and you submit to the non-exclusive jurisdiction of the state and federal courts located in GB for the resolution of any disputes. Vertex Market (Vertex.Market) Trading Platform The terms covered in this section are valid for all users in all countries, no matter of their status, user tier level or trading history. No user is excemt from the terms disclosed on this page. Selling & Buying of cryptocurrency Any user Selling or Buying cryptocurrency on Vertex (below referred as user) agrees that Vertex Market Ltd solely acts as platform provider and has no responsibility for trades happening on the platform. The user agrees and conrms to understand cryptocurrencies and the risks involved with trading OTC (over the counter) on a peer to peer (p2p) platform such as the one provided by Vertex Market Ltd. The user understands that Vertex Market Ltd has no contract or any connection to any payment service provider such as but not limited to PayPal,,Skrill,Netteller,Twint,Beem it,Papara,Zain cash,Dinarak,Revolut,,,Wechat Pay,Payoneer,Webmoney,Payza,,,Yandex Money,STC Pay Vertex Market Ltd is never involved as a company in buying or selling cryptocurrency on the vertex.market platform. Action Required & Deadlines Action Required are messages that require the user to take some action in regards to a trade. Those actions are important and the user MUST follow these instructions. The user conrms to understand the importance of “Action Required” notications and that not performing the required actions within the given time, can result in a penalty in the height of the order amount. The user understands that not following an action required issued on the platform could result in losing cryptocurrency on his account that is irreversible and that it is the users responsibility to resolve an action requireded in time. User Accounts & Tier Levels The platform has 2 types of user levels:

1. B1 (no KYC, up to 1000 USD volume)

Cryptocurrencies and utility tokens.

2. B2 (KYC + AML checks)

No Limit and access to "veried only" oerings

The data collected for each user level may vary between various countries. Vertex Market Ltd. Has outsourced the identity verication to Sub & Substance and does not own the data provided but has access at any time to all information.The user agrees that all the information provided is the correct and the truth. Vertex Market Ltd. has the right to downgrade an accont without any reason and need for justication. The user agrees to understand that this data cannot be deleted as it might be required for regulatory purposes. Oerings A oering is an advertisement to buy or sell cryptocurrency. The user itself is responsible for the price and limitations for his oerings. The user agrees and understands that an oering, whenever it is live is visible to other users and therefore is binding. As creator of an oering, the user has the chance to decline a trade but if "auto trade" is switched on, trades must be completed and refusing to do so is a violation of these terms. Wallet The funds on the Vertex Wallet are at any time fully owned by the user, making the user the legal owner and Vertex Market has no claims to those funds. The user solely authorizes Vertex Market to deduct fees for completed trades, withdraws and insurance bookings on the users behalf. Deposits made on the platform into the users wallet are secured with state-of-the-art security systems, however, the user is responsible for his funds and shall remove the funds when no longer needed. Vertex Market Ltd. cannot be held liable for any losses that have occurred due to security breaches or any other occasion. The user understands the risks involved by storing cryptocurrency on a wallet such as the Vertex Market wallet and that it can result in a total loss of funds. The user conrms to always check the deposit address before doing a new deposit as Vertex Market has the right to change the users deposit address without informing the user. It is the responsibility of the user to ensure that he sends funds to the correct receiver, for incoming as well as outgoing transactions. Temporary deposits for trades Users can perform temporary deposits if they are conducting a sell order (selling to a user instantly cryptocurrencies) or do a crypto to crypto trade (selling crypto with payment as crypto). Those funds belong to the user which deposited them at any time but the user allows vertex market to withdraw (change the ownership of the funds) the funds and send them to the counterparty when the trade is completed, closed or a dispute is decided against the user. The user also grants Vertex Market the right to take the fees for the trade out of this amount. Once a trade reaches a nal status (disputed, completed, closed, cancelled), the user who uploaded the funds is not longer the legal owner.

https://vertex.market/blog/terms-en 2/4 2020/11/9 Terms & Conditions Fees The user agrees and understands that Fees are deducted from the wallet deposit on the Platform for sell oerings. The fees of the buyer are included in the price, sent to the seller over various third-party payment providers to which Vertex Market Ltd has no access to. Therefore, THE MAKER AND THE TAKER FEE is deducted from the deposit of the selling user. The fee schedules is subject to changes and Vertex Market can change the fees charged without any prior notice and providing any justication. The default fees are 0.5% maker and 0.5% taker. Orders For buyers and sellers, an order is binding whenever the user conrms that the payment has been done (“I Have paid” button). The user agrees that he only clicks “I Have paid” when he has done so. The user understands that orders done on the Vertex Market platform are between himfself/herself and the counterparty and that Vertex Market is not actively involved in this transaction. Vertex Market will only be involved in a trade if a dispute arises to help resolve the dispute. The value of a trade is not bound to any amount of cryptocurrency bought but to the market rate of that cryptocurrency at the time of the trade in USD. Disputes Whenever a dispute occurs, Vertex Market will try to resolve that dispute by asking for proof of payment or pay-out. Not providing the requested information within the given timeframe will result in closure of the dispute against the party not providing the information required. Once a dispute is closed, it cannot be reopened and Vertex Market will not take any further actions, no matter what evidence is provided. The user conrms to have read and understood that if he does not respond to a request from Vertex Market (Action Rrequired message, eMail) in regards to a dispute, that the dispute will be decided against himself/herself and that this is action is irreversible. The user understands that he can make no claims nor le a complaint with authorities, because a dispute has been decided against himself/herself. The user understands that Vertex Market will not always contact users via eMail to warn them about a dispute or a pending "action required" but that he/her must visit the website (www.vertex.market) on her/his own behalf. On a forced payout of a dispute, the buyer will get crypto in the height of the payment he has conducted with the market rate at the time of the trade. Cryptocurrency Wallet Insurance Users on Vertex Market have the opportunity to protect their cryptocurrency holdings by booking an insurance for their wallet with Coincover. More details specied in the [Terms & Conditions for Coincover Insurance]. Vertex Market does not provide insurance services and is not the issuer of the insurance but is oering the insurance on behalf of coincover. Vertex Market does not payout any insurance claims nor can be made liable for such. Trade Cryptocurrency Insurance Users on Vertex Market have the opportunity to book a trade insurance whenever they do a trade and fulll certain minimum requirements. This insurance is issued by Coincover and binding terms and conditions for trade insurance are visible in [Terms & Conditions for Coincover Trade Insurance]. Cryptocurrency Withdraw The Users funds stored on the platform can be withdrawn at any time and will always belong to the user. Vertex Market makes no claims to own those funds. The user authorizes Vertex Market to perform based on business logic the following actions: 1)block funds if a pending trade is going on from being withdrawn; 2)deduct a withdraw fee when user withdraws funds; 3)freeze funds if users violates the terms and conditions

How To Sections Blog       Protect your Vertex wallet against t… Contact Us index  How to create an oering on Vertex Terms & Conditions What is Vertex.Market Payment methods available on Vertex FAQ Buy Bitcoin in Saudi from Saudis How to sell crypto on Vertex About Us The Most Secure Way To Buy Bitcoi… How to buy crypto on Vertex Privacy Policy A closer look at Litecoin’s condent… The Crypto Wallet on Vertex explain… Become a Vertex VIP Trader How regulation aects the crypto p… User Levels and restrictions on Vert… Bitcoin cashback for every trade Latest Ethereum 2.0 Update. Februa… Bitcoin cashback for every trade Bitcoin and Paypal Top 5 Best Coins to Sell in 2020 on … How to earn with Vertex.Market What Went Down During Bitcoin’s Fi… ACTIVE 11-09-20 Buy Bitcoin in Venezuela from Vene… Buy Bitcoin in Nigeria from Nigerians Buy Bitcoin in South Africa from So… Bitcoin cashback for every trade Bitcoin and Paypal

Vertex Market - Terms & Conditions

Vertex Market is not aliated with Twint, PayPal, PayTM, Local Bank wire, Crypto, Alipay, Wechat pay, NETELLER, Skrill, Payoneer, Webmoney, Payza, Apple Pay Cash, Yandex Money, Revolut, Transferwise, Google Pay, Venmo, STC pay, SEPA Bank, Beem It, Papara, Swift Bank Transfer, Zain Cash, Dinarak, Cash Deposit, Western Union, Money Gram, Credit Card, Specic Bank, Credit and Debit Card, Sber Bank Card, , Alfa Bank Card, Tinko Bank Card, Privat Bank Card, Mono Bank Card, Zelle, M-Pesa, Tpago, Cash (In Person), ADV Cash . We make no claims about being connected or supported by these services.Their respective wordmarks and trademarks belong to them alone. https://vertex.market/blog/terms-en 3/4 2020/11/9 Terms & Conditions

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