DOCSLIB.ORG

SWOT Analysis of NCC Bank Ltd

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
SWOT Analysis of NCC Bank Ltd SWOT Analysis of NCC Bank Ltd Prepared By Jannatul Ferdous Biva ID: 111143294 Supervised By Dr. Khandoker Mahmudur Rahman Associate Professor, SoBE United International University Internship Report Submitted in Partial Fulfillment of the Requirements for the Degree of Bachelor of Business Administration June 17, 2020 1 Letter of Transmittal 17th June, 2020 Dr. Khandoker Mahmudur Rahman Associate Professor School of Business and Economics United International University Subject: Submission of the Internship Report Dear Sir, I would like to submit my internship report titled “SWOT Analysis of NCC Bank Ltd”, which has been arranged as a prerequisite for the conclusion of the BBA Program of United International University. While working on the report, I tried to follow each and every instruction that you have advised. It has been a very educative experience to work in this different sector and I have enjoyed my internship period at NCC Bank Ltd. Sincerely, Jannatul Ferdous Biva ID No: 111143294 i ACKNOWLEDGEMENT I would like to thank my internship Supervisor, Dr. Khandoker Mahmudur Rahman who helped me in every step of my internship. I am very much grateful to Mr. Talib Ali Khan for giving me the opportunity to complete my internship at NCC Bank Ltd. I also want to thank and Mrs.Rehana Sultana(Executive Officer) and all individual of NCC Bank Ltd, for their support that I have been provided for preparing my report. I have practically work with them, try to share their opinion, feelings and on the basis of my insight, I have prepared report from my own point of view. Then at last I shall be grateful to those people who read this report and who shall get assistance from this report at present and in future. ii DECLARATION I am Jannatul Ferdous Biva, student of School of Business and Economic (Marketing) of United International University, Bangladesh, do hereby declare that the internship Report is an original work and has not been previously submitted for any degree, diploma, title, or recognition. Jannatul Ferdous Biva ID No: 111143294 School of Business and Economics United International University iii Table of Contents Letter of transmittal ....................................................................................................................................... i ACKNOWLEDGEMENT ................................................................................................................................... ii DECLARATION .............................................................................................................................................. iii Table of Contents ........................................................................................................................................... i Executive Summary ...................................................................................................................................... iv 1. BACKGROUND OF THE PROBLEM ............................................................................................................. 1 1.1. Introduction: ...................................................................................................................................... 1 1.2. Topic of the report ............................................................................................................................. 1 1.3. Origin of the report: ........................................................................................................................... 1 1.4. Background of the Report .................................................................................................................. 1 1.5. Objective of the Report: ..................................................................................................................... 2 1.6. Methodology ...................................................................................................................................... 2 1.6.1. The primary data ......................................................................................................................... 2 1.6.2. Secondary sources: ...................................................................................................................... 2 1.7. Data collecting instruments:............................................................................................................... 2 1.8. Scope of the report ............................................................................................................................ 2 1.9. Limitation ........................................................................................................................................... 2 2 ORGANIZATION PART ................................................................................................................................. 3 2.1. Organization Profile: .......................................................................................................................... 3 2.2. Mission & Vision ................................................................................................................................. 3 2.3. Goal of the Bank ................................................................................................................................. 4 2.4. Organogram of NCCBL ....................................................................................................................... 4 2.5. Corporate Information ....................................................................................................................... 6 Members of Executive Committee ....................................................................................................... 6 Members of Audit Committee of the Board ......................................................................................... 6 Members of Risk Management Committee of the Board ........................................................... 6 2.6. Corporate Strategy ............................................................................................................................. 6 2.7. SWOT Analysis................................................................................................................................ 7 2.7.1. Strengths ..................................................................................................................................... 8 i 2.7.2. Weakness .................................................................................................................................. 10 2.7.3. Opportunity ............................................................................................................................... 10 2.7.4. Threats ...................................................................................................................................... 12 2.8. Management of NCC Bank ............................................................................................................... 12 2.8.1. Managing Core Risks in Bank: ................................................................................................... 13 2.8.2. Information Technology: ........................................................................................................... 13 2.8.3. Corporate Social Responsibility (CSR): ...................................................................................... 13 2.9. Products and Services ...................................................................................................................... 14 2.9.1 Deposit Products ........................................................................................................................ 14 2.9.2 Loan Products ........................................................................................................................ 15 2.9.3 Services ...................................................................................................................................... 17 2.9.4 Cards .......................................................................................................................................... 17 2.9.5 Local Remittance ........................................................................................................................ 19 3. Portfolio .................................................................................................................................................. 20 3.1. Banking Sector In Bangladesh .......................................................................................................... 20 3.2. Banking Situation of National Credit and Commerce Bank Ltd. (NCC Bank Ltd.): .......... 20 3.3. Nature of Business: ...................................................................................................................... 21 3.5. Departments of NCCBL: ................................................................................................................... 22 4. Research Design for Suggestions ............................................................................................................ 23 4.1. Suggestion for NCC Bank .................................................................................................................. 23 4.2. Strong marketing activities: ............................................................................................................. 25 4.2.1. Television ..............................................................................................................................
Load more

Recommended publications
  • Chapter 1 22-23 • Introduction
    View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by BRAC University Institutional Repository Report on Products of NCC Bank Page 1 Prepared For Muhammad Intisar Alam Course Instructor BRAC Business School BRAC University Prepared By Rizwana Afnan Chowdhury ID: 08104048 BRAC Business School BRAC University Page 2 Letter of Transmittal Muhammad Intisar Alam Course Instructor BRAC Business School BRAC University 66, Mohakhali, Dhaka-1212 Subject: Submission of Internship Report Dear Sir, It gives me an immense pleasure in preparing this report, which was assigned me for fulfillment of internship program on “Product of NCC Bank”. Working on this internship report has given me a wide range of exposure. To prepare this report, I have faced face to face interaction with the clients. It has taught me the value of patience in dealing with clients and has given me a higher insight on the level of communication in the practical world. This report gives an overview on the products of NCC Bank. This report includes how different influential activities can hamper the level of Customer Satisfaction. I have also mentioned some recommendation as to how the existing level of satisfaction could be improved. I would like to mention here that I will extremely grateful to you for your valuable guidance, tireless effort and constant attention as and when required in accomplishing the internship report. I shall be very pleased to answer any query you think necessary as and when needed. Sincerely Yours Rizwana Afnan Chowdhury 08104048 Page 3 Acknowledgement I would like to express my gratitude to those who helped me both directly and indirectly in the preparation of this report.
    [Show full text]
  • Sena Kalyan Bhaban Branch
    Sena Kalyan Bhaban Branch 9 Chapter 2: Banking Sector in Bangladesh 2.1 Definition of Bank: Generally speaking bank is referred to an organization that deals in money. The definition of bank can be as follows. Provided by Famous Encyclopedia: A commercial banker is a dealer in money in substitutes for money, such as check or bill of exchange. – New Encyclopedia Britannica Establishment for custody of money, which it pays out on customers order. – The New Oxford Encyclopedia Dictionary Provided by and Ordinances: Banker includes a body of person whether incorporated or not, who carry on the business of banking. – English Bills of Exchange Act - 1882 A bank is a person or corporation carrying on bonafide banking business. – English Finance Act Provided by Banking Institutes: A bank performs an essentially distributive task, service or acts as an intermediary between borrowers & lenders. In broader sense, however, a bank can be considered the heart of a complex financial structure. – American Institute of Banking Stated very simply, banks deal in money and in that connection offer certain related financial services. – Harold Wallgren for American Bankers Association The above-mentioned characteristics sketched to outline the definition of a “bank” are nowadays shared by a lot of different types of financial institution. Therefore, because banking activities now overlap many diverse businesses, we will consider a variety of modern financial institutions 10 – including commercial banks but also savings-and-loan associations, brokerage firms, and mutual funds – as “banks”. 2.2 Objectives of a Bank: The objectives of a bank can be looked at from three different perspectives of the three key parties to the banking activities: the bank owner, the Government, and the bank clients.
    [Show full text]
  • ICB AMCL FIRST AGRANI BANK MUTUAL FUND PORTFOLIO STATEMENT AS ON: June 30, 2019
    ICB AMCL FIRST AGRANI BANK MUTUAL FUND PORTFOLIO STATEMENT AS ON: June 30, 2019 No. of Cost Price Market Rate Appreciation Total (%) Company Name Shares /Erosion n % of Rate Total DSE CSE Average Market Price Total Invest Appreciatio BANKS 1 AB BANK LTD. 200,683 18.16 3,644,434.46 10.00 9.90 9.95 1996795.85 (1647638.61) (45.21) 0.37 2 DHAKA BANK LTD. 1,616,287 15.99 25,845,793.40 13.60 13.50 13.55 21900688.85 (3945104.55) (15.26) 2.66 3 EXIM BANK OF BANGLADESH LTD. 951,545 14.20 13,508,882.51 11.30 11.30 11.30 10752458.50 (2756424.01) (20.40) 1.39 4 FIRST SECURITY ISLAMI BANK LTD. 726,000 12.39 8,991,853.85 10.50 10.40 10.45 7586700.00 (1405153.85) (15.63) 0.92 5 ISLAMI BANK LTD. 293,521 32.23 9,461,560.52 23.60 23.90 23.75 6971123.75 (2490436.77) (26.32) 0.97 6 N C C BANK LTD. 2,845,500 16.62 47,294,502.93 14.30 14.70 14.50 41259750.00 (6034752.93) (12.76) 4.86 7 ONE BANK LIMITED 346,954 20.39 7,076,073.34 13.30 13.30 13.30 4614488.20 (2461585.14) (34.79) 0.73 8 SOUTHEAST BANK LIMITED 695,750 17.18 11,954,089.60 13.50 13.50 13.50 9392625.00 (2561464.60) (21.43) 1.23 Sector Total: 7,676,240 127,777,190.61 104,474,630.15 -23,302,560.46 -18.24 13.13 FUNDS 1 EBL NRB MUTUAL FUND 932,841 6.39 5,958,959.83 4.80 4.80 4.80 4477636.80 (1481323.03) (24.86) 0.61 2 GRAMEEN ONE : SCHEME TWO 4,150,187 16.78 69,647,022.77 13.50 13.50 13.50 56027524.50 (13619498.27) (19.56) 7.16 3 L R GLOBAL BANGLADESH M F ONE 2,490,273 8.79 21,891,324.48 7.50 6.90 7.20 17929965.60 (3961358.88) (18.10) 2.25 4 RELIANCE INSURANCE MUTUAL FUND 2,800,010 10.52 29,463,837.44 9.60 9.90 9.75 27300097.50 (2163739.94) (7.34) 3.03 5 TRUST BANK 1ST MUTUAL FUND 2,774,789 5.80 16,092,782.74 4.90 4.90 4.90 13596466.10 (2496316.64) (15.51) 1.65 6 VANGUARD AML BD FINANCE MUTUAL 629,044 10.09 6,346,952.37 6.70 7.00 6.85 4308951.40 (2038000.97) (32.11) 0.65 7 VANGUARD AML RUPALI BANK BALANCED 1,226,990 FUND 10.26 12,593,170.36 6.80 7.10 6.95 8527580.50 (4065589.86) (32.28) 1.29 Sector Total: 15,004,134 161,994,049.99 132,168,222.40 -29,825,827.59 -18.41 16.65 ENGINEERING 1 AFTAB AUTOMOBILES LTD.
    [Show full text]
  • Customs E-Payment Compliant Bank Contact
    Name of the Executive Name of the Executive Group Email (Will be used for Name of the Bank Designation Department Branch Personal Email Mobile Designation Department Branch Personal Email Mobile (Primary) (Secondary) operational communication) Head Head AB bank Ltd Syed Mahmud Hossain SAVP & RTGS Manager RTGS Central Operation [email protected] 01784293385 Md. Ashifur Rahman SAVP RTGS Central Operation [email protected] 01712104950 [email protected] Office Office Muhammad Mujahid Head Head Al Arafah Bank Ltd. SVP ICT [email protected] +8801556331530 Md. Elias Haider PO BACH and RTGS [email protected] +880764045141 [email protected] Khalid Office Office Bangladesh Development AGM & RTGS Manager Central Accounts Head Engr. Mohammad Moniruzzaman PO & Member-Secretary Head [email protected], Ranjan Kumar Roy [email protected] 01715892419 ITSD 01913040807 [email protected] Bank Ltd. (RTGS Team) Department Office Monr (RTGS Team) Office [email protected] Head Head Bangladesh Krishi Bank Ltd. Md. Atiqur Rahman Senior Principal Officer Treasury Management [email protected] 01718715796 Shah Md. Mainul Hasan Senior Principal Officer Treasury Management [email protected] 01718416875 [email protected] Office Office Head 01711646645, Head Bank Asia Ltd. Syed Md. Ali Reza VP & RTGS Manager PSD [email protected] Mohammad Rezwanul Islam AVP PSD [email protected] 01711363982 [email protected] Office 01819156165 Office Head Head BASIC Bank Ltd. Abu Md. Mofazzal GM ICT [email protected] 01713063335 Md. Golam Sarwar Talukder Manager Back Office Division [email protected] 01711577929 [email protected] Office Office Vice President & RTGS Business Operations Head Business Operations Head Dhaka Bank Ltd.
    [Show full text]
  • Depository & Non-Depository Financial Institutions of Bangladesh
    Depository institution A depository institution is a firm that accepts deposits from households and firms and uses the deposits to make loans to other households and firms. The deposits of three types of depository institution make up the nation’s money. Some depository institution of Bangladesh are Commercial banks Thrift institutions Money market mutual funds Commercial banks This is a financial institution providing services for businesses, organizations and individuals. Commercial bank is defined as a bank whose main business is deposit- taking and making loans. State-owned Commercial Banks Sonali Bank Agrani Bank Rupali Bank Janata Bank Private Commercial Banks BRAC Bank Limited Dutch Bangla Bank Limited Eastern Bank Limited United Commercial Bank Limited Mutual Trust Bank Limited Dhaka Bank Limited Islami Bank Bangladesh Ltd Uttara Bank Limited Pubali Bank Limited IFIC Bank Limited National Bank Limited The City Bank Limited NCC Bank Limited Mercantile Bank Limited Southeast Bank Limited Prime Bank Limited Social Islami Bank Limited Standard Bank Limited Al-Arafah Islami Bank Limited One Bank Limited 11 Sumon Bank Limited Exim Bank Limited First Security Islami Bank Limited Bank Asia Limited The Premier Bank Limited Bangladesh Commerce Bank Limited Trust Bank Limited Jamuna Bank Limited Shahjalal Islami Bank Limited ICB Islamic Bank AB Bank Jubilee Bank Limited Specialized Development Banks BangladeshKrishi Bank Progoti Bank RajshahiKrishi Unnayan Bank BangladeshDevelopment Bank Ltd Bangladesh Somobay Bank Limited Grameen Bank BASICBank Limited Ansar VDP Unnyan Bank The Dhaka Mercantile Co-operative Bank Limited(DMCBL) Karmasangsthan Bank Foreign Commercial Banks Citibank HSBC Standard Chartered Bank Commercial Bank of Ceylon State Bank of India Woori Bank Bank Alfalah National Bank of Pakistan ICICI Bank Habib Bank Limited Thrift institutions The thrift institutions are Savings and loan associations Savings banks Credit unions.
    [Show full text]
  • Internship Report: Profit Maximization and CSR Activities of NCC Bank
    View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by BRAC University Institutional Repository Internship Report: Profit Maximization and CSR activities of NCC Bank Submitted To Feihan Ahsan Lecturer, BRAC University Submitted By Rubaiyat Hossain ID: 13104255 Department: BBS Letter of Transmittal 16th May, 2016 Feihan Ahsan Lecturer, BRAC Business School Subject: Letter of Transmittal Dear Sir, With humble submission, I would like to state that I am Rubaiyat Hossain, (ID-13104255) have prepared the project report on “Profit Maximization and CSR Activities of NCC Bank” which was prepared based on my internship experience at NCC bank as a part of my final Project which is an essential part of my graduation program. I think it was a great opportunity for me to work in NCC bank as I got an idea about the overall banking activities. Though I joined as an HR intern but I had shuffled departments in every alternative week and have worked closely with all departments. I would like to express my gratitude to my Supervisor, Mr. Feihan Ahsan. Your steady thought and guidelines on the report helped me to structure the report and I would also like to thank, Md. Alauddin, Senior HR Officer at NCC Bank who allowed me his time, responded to my queries and also helped me in report preparation. It would be really grateful if you could provide your discreet approval on the report. Yours’ sincerely, Rubaiyat Hossain ID: 13104255 Department: BBS EXECUTIVE SUMMERY To provide a student with job acquaintance and a prospect of move of hypothetical learning into genuine experience, an entry level position is an absolute necessity.
    [Show full text]
  • Premittances.Pdf
    BANGLADESH BANK Statistics Department (BOP Division) Wage Earners’ Remittance during the month of September’2021 (Million USD) Sl. Bank Sep,2021 no State Owned Commercial Banks 01-02,Sep 05-09,Sep 12-16,Sep 19-23,Sep 01-23,Sep 1 Agrani Bank 8.88 46.99 40.12 25.57 121.56 2 Janata Bank 5.30 18.30 14.79 10.40 48.79 3 Rupali Bank 3.72 11.14 8.91 10.13 33.90 4 Sonali Bank 11.93 18.33 29.07 17.47 76.80 5 BASIC Bank 0.01 0.05 0.03 0.02 0.11 6 BDBL 0.00 0.00 0.00 0.00 0.00 Sub Total 29.84 94.81 92.92 63.59 281.16 Specialized Banks 7 Bangladesh Krishi Bank 2.67 11.59 10.17 5.99 30.42 8 RAKUB. 0.00 0.00 0.00 0.00 0.00 Sub Total 2.67 11.59 10.17 5.99 30.42 Private Commercial Banks 9 AB Bank Ltd. 1.70 4.04 2.81 2.52 11.07 10 Al-Arafah Islami Bank Ltd. 3.41 10.83 11.82 10.58 36.64 11 Bangladesh Commerce Bank Ltd. 0.14 0.35 0.27 0.20 0.96 12 Bank Asia Ltd. 9.42 24.57 19.44 15.83 69.26 13 BRAC Bank Ltd. 2.14 9.40 6.76 5.03 23.33 14 Community Bank Bangladesh Ltd. 0.00 0.00 0.00 0.00 0.00 15 Dhaka Bank Ltd.
    [Show full text]
  • Annual Report 2018
    Annual Report 2018 1 CONTENT About the Report 04 Financial Statements of Meghna Bank Limited General information Auditor's Report 90 Vision and Mission 07 Consolidated Balance Sheet 93 Core values 09 Consolidated Profit and Loss Account 95 Corporate Directory 10 Consolidated Cash Flow Statement 96 Code of Conduct & Ethics 11 Consolidated Statement of Sponsors 15 Changes in Equity 97 Shareholders 21 Balance Sheet 98 Board of Directors 24 Profit and Loss Account 100 Committees of the Board 37 Cash Flow Statement 101 Management Committee 38 Statement of Changes in Equity 102 Liquidity Statement 103 Stakeholders’ Information Notes to the Financial Statements 105 Five-Year Financial Summary 48 Financial Highlights 155 Value Added Statement 49 Graphical Presentation of Performance 50 Financial Statements of Meghna Bank Securities Limited Directors' Report 157 Strategic Overview Auditor’s Report 159 Message from the Chairman 54 Statement of Financial Position 161 Managing Director & CEO’s Round up 58 Statement of Comprehensive Income 162 Statement of Changes in Equity 163 Statement of Cash Flow 164 Risk & Governance Notes to the Financial Statements 165 Directors' Report 61 Risk Management Framework & Functions 68 Disclosures on Risk Based Supplementary Information Capital Adequacy (Basel III) 71 Events 173 Credit Rating 83 Branch Network 178 Report of the Audit Committee 85 Notice of the 6th AGM 181 Directors’ Responsibility Statement 87 Proxy Form 183 CEO & HoFAD’s Responsibility Statement 88 2 3 ABOUT THE REPORT Presenting the sixth integrated Annual Report, Meghna Bank Limited (MGBL) seeks to provide an overview of the integrated nature of the bank’s business strategy and operations combining economic, environment and social facts during the financial year 2018.
    [Show full text]
  • Annual Report 2017 Annual Report 2017
    Annual Report 2017 Annual Report 2017 DËiv e¨vsK wjwg‡UW Avengvb evsjvi HwZ‡n¨ jvwjZ Letter of Transmittal All Shareholders, Bangladesh Bank, Bangladesh Securities and Exchange Commission, Registrar of Joint Stock Companies and Firms, Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited. Subject: Annual Report for the year ended December 31, 2017. Dear Sir(s), We are delighted to enclose a copy of the Annual Report 2017 together with the audited Financial Statements as at the position of December 31, 2017. The report includes Income Statements, Cash Flow Statements along with notes thereon of Uttara Bank Limited and its subsidiaries namely “UB Capital & Investment Limited” and “Uttara Bank Securities Limited”. This is for your kind information and record please. Best regards. Yours sincerely, Iftekhar Zaman Executive General Manager & Secretary Contents Notice of the 35th Annual General Meeting 4 Corporate Information 5 Highlights of the 34th Annual General Meeting 6 Board of Directors 8 Executive Committee, Audit Committee & Risk Management Committee 9 Profiles of the Board of Directors 11 Message from the Chairman 18 Message from the Vice Chairman 20 Message from the Managing Director & CEO 22 CEO and CFO’s declaration to the Board 25 Report of the Audit Committee 26 Photo Album 28 Some activities of Uttara Bank Limited 36 Name of the Executives 46 Directors’ Report 48 Five years at a Glance 82 Corporate Governance 84 Certificate on compliance status of Corporate Governance Guidelines of BSEC 85 Report on Risk Management
    [Show full text]
  • Ecais Credit Rating of Scheduled Banks for 2020-21 (As of Financial Statements 2019) Sl
    ECAIs Credit Rating of Scheduled Banks for 2020-21 (As of Financial Statements 2019) Sl. Long Term Equivalent BB No. Name Name of ECAI Rating Rating Short Term Rating Date of Rating SCBs(04) 1 Sonali Bank Limited CRISL A(AAA) 2 ST-2(ST-1) Nov 26, 2020 2 Janata Bank Limited CRISL A(AAA) 2 ST-2(ST-1) July 18, 2020 3 Agrani Bank Limited Alpha A+(AAA) 2 ST-2(ST-1) July 26, 2020 4 Rupali Bank Limited ECRL A-(AAA) 2 ST-3(ST-1) Sept 21, 2020 PCBs (23) 5 Mercantile Bank Limited ECRL AA 1 ST-2 May 22, 2020 6 AB Bank Limited Argus A+ 2 ST-2 Dec 19, 2019 7 One Bank Limited ECRL AA 1 ST-2 Mar 10, 2020 8 Eastern Bank Ltd CRISL AA+ 1 ST-2 June 22, 2020 9 Standard Bank Limited CRISL AA 1 ST-2 June 28, 2020 10 Uttara Bank Limited ECRL AA 1 ST-2 July 01, 2020 11 Dutch-Bangla Bank Limited CRISL AA+ 1 ST-1 July 16, 2020 12 Pubali Bank Limited NCRL AA+ 1 ST-1 June 30, 2020 13 Dhaka Bank Limited ECRL AA 1 ST-2 April 8, 2020 14 Jamuna Bank Limited CRAB AA2 1 ST-2 June 30, 2020 15 The City Bank Limited CRAB AA2 1 ST-2 May 29, 2020 16 United Commercial Bank Ltd ECRL AA 1 ST-2 May 07, 2020 17 Bank Asia Limited CRAB AA2 1 ST-2 June 30, 2020 18 IFIC Bank Limited ECRL AA 1 ST-2 July 01, 2020 19 BRAC Bank Limited CRAB AA1 1 ST-1 June 28, 2020 20 Premier Bank Limited Argus AA+ 1 ST-1 May 30, 2020 21 Prime Bank Limited ECRL AA 1 ST-2 July 01, 2020 22 Mutual Trust Bank Ltd.
    [Show full text]
  • Other People's Money: the Profit Performance of Bangladeshi Family
    The University of Manchester Research Other people’s money: The profit performance of Bangladeshi family dominated banks DOI: 10.1016/j.jbef.2018.11.005 Document Version Accepted author manuscript Link to publication record in Manchester Research Explorer Citation for published version (APA): Mahbub, T., Matthews, K., & Barker, K. (2019). Other people’s money: The profit performance of Bangladeshi family dominated banks. Journal of Behavioral and Experimental Finance. https://doi.org/10.1016/j.jbef.2018.11.005 Published in: Journal of Behavioral and Experimental Finance Citing this paper Please note that where the full-text provided on Manchester Research Explorer is the Author Accepted Manuscript or Proof version this may differ from the final Published version. If citing, it is advised that you check and use the publisher's definitive version. General rights Copyright and moral rights for the publications made accessible in the Research Explorer are retained by the authors and/or other copyright owners and it is a condition of accessing publications that users recognise and abide by the legal requirements associated with these rights. Takedown policy If you believe that this document breaches copyright please refer to the University of Manchester’s Takedown Procedures [http://man.ac.uk/04Y6Bo] or contact [email protected] providing relevant details, so we can investigate your claim. Download date:29. Sep. 2021 Other People’s Money: The Profit Performance of Bangladeshi Family Dominated Banks (Revised) November 2018 Abstract Studies in developed economies show that family-owned non-financial firms outperform others, explained by agency theory and protection of family capital.
    [Show full text]
  • Annual Report-2018 CORPORATE INFORMATION
    Annual Report 2018 DËiv e¨vsK wjwg‡UW Avengvb evsjvi HwZ‡n¨ jvwjZ Letter of Transmittal All Shareholders, Bangladesh Bank, Bangladesh Securities and Exchange Commission, Registrar of Joint Stock Companies and Firms, Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited. Subject: Annual Report for the year ended December 31, 2018. Dear Sir(s), We are delighted to enclose a copy of the Annual Report 2018 together with the audited Financial Statements as at the position of December 31, 2018. The report includes Income Statements, Cash Flow Statements along with notes thereon of Uttara Bank Limited and its subsidiaries namely “UB Capital & Investment Limited” and “Uttara Bank Securities Limited”. This is for your kind information and record please. Best regards. Yours sincerely, Iftekhar Zaman Executive General Manager & Secretary Contents Notice of the 36th Annual General Meeting 4 Corporate Information 5 Highlights of the 35th Annual General Meeting 6 Board of Directors 8 Executive Committee, Audit Committee & Risk Management Committee 9 Profiles of the Board of Directors 10 Message from the Chairman 18 Message from the Vice Chairman 20 Message from the Managing Director & CEO 22 CEO and CFO’s declaration to the Board 25 Report of the Audit Committee 26 Photo Album 28 SMT, RMC & ALCO 31 Some activities of Uttara Bank Limited 32 Name of the Executives 40 Directors’ Report 42 Five years at a Glance 76 Corporate Governance 78 Certificate on compliance status of Corporate Governance Guidelines of BSEC 79 Report on Risk Management 89 Report on Green Banking 120 Report on Corporate Social Responsibility 122 Credit Rating Report 124 Auditors’ Report 126 Consolidated Financial Statements 132 Financial Statements: Uttara Bank Limited 138 Notes to the Financial Statements 144 Highlights on overall activities of the Bank 208 Annexures 209 Financial Statements: Off-Shore Banking Unit 214 Value Added Statement 220 Economic Value added Statement 221 Market Value Addition Statement 222 Auditors' Report to the Shareholders of UB Capital and Investment Ltd.
    [Show full text]