Our promise to you Issue No 10 November 2015 Leadership relationships with our clients. We commitments and hold ourselves also serve the local communities in and each other accountable. We Mutual insurance BVI operates which clients and non-clients live support the best in each other and under a leader whose goal is to and work. Here is how we are know we can be the best financial design the best path for your making a difference in our advisor. We are determined to financial future. Your goals become communities. succeed for your benefit. ASIAN TURKEY CABBAGE CUPS our goals and we strive to — Page 4 accomplish this together. Our To the community Our process financial advisor assist you in setting, monitoring, and meeting Our involvement in the communities Finding the right solution for your your objectives through a spectrum cut through charitable personal or business needs requires of financial services including long- organizations, funding to students us to pay special attention to the term asset accumulation, and church events. We are deeply circumstances of your unique preservation, and distribution. involved in the everyday lives of situation. This is why we our people in general, because they are financial advisor takes a needs- Our commitment important to us. based approach to our insurance sales strategy. Our four-step Newsletter We are committed to our local To our clients process of analyzing, residents and business community recommending, implementing, and who rely on us to help secure their Our working environment is reviewing your strategy will help What’sWhat’s financial futures, however, our characterized by teamwork, trust ensure that you get on course to commitment doesn’t end there. We and cooperation. We work together achieving your goals, and remain believe in building long-lasting to serve you. We honour our on course as life unfolds. InsideInside PSALM 92:1-4 — It is good to give thanks to the Lord, to sing praises to your name, Scripture for O Most High; to declare your steadfast love in the morning, and your faithfulness by night, to the music of the lute and the harp, to the melody of the lyre. For you, O Thanksgiving cont’d the month Lord, have made me glad by your work; at the works of your hands I sing for joy. — Page 2 Grow a beard and Caribbean Trivia get insured! — Page 3 Caribbean Recipes — Page 4 THANKSGIVINGTHANKSGIVING with a purpose! Staying safe during Mutual Insurance BVI would like to wish a happy Thanksgiving to all its clients who hold Did you Know...? the holidays the holiday near and dear to their hearts. As you eat, drink, and exchange cultural practices we want you to celebrate with a purpose. It’s for this reason why we have put together an • Corals can reproduce both sexually and asexually. An — Page 5 article with assistance from www.history.com, sharing the story of Thankgiving. individual polyp may use both reproductive modes within n September 1620, a small ship prosperity and land ownership in the its lifetime. called the Mayflower left Plymouth, New World. IEngland, carrying 102 passengers - After a treacherous and • The silk cotton trees are among the largest and oldest trees Caribbean Trivia an assortment of religious separatists uncomfortable crossing that lasted 66 in the Caribbean and are important sources of nectar and seeking a new home where they could days, they dropped anchor near the tip folk medicines. — Page 6 freely practice their faith, and other of Cape Cod, USA, far north of their individuals lured by the promise of Turn to THANKSGIVING on Page 2 • The queen conch can spend up to 40 years grazing in our seagrass beds. Its shell thickens as it grows, gradually R&R MALONE COMPLEX Owner/Managing Director Manager — Main Office/ Branch Agency Supervisor becoming large and heavy with a gorgeous translucent pink 1-284 340-1045 Geon Boreland-Kazembe LUTCF Elizabeth Peters Sherenette Spencer blush around its aperture. www.mutualinsurancebvi.com Cell: 1-284 340-0728 Cell: 1-284 340-8869 Cell: 1-284 544-2798 Main Office: 1-284 495-2464 Main Office: 1-284 340-1053 6 CONTACT US: that results in fire. If using a turkey fryer, closed-toed shoes are a must and cooks should consider wearing an apron and using mitts. Take precaution when using a turkey fryer Speaking of turkey fryers, special care needs to be taken to avoid severe burns. 1. The fryer should be on a sturdy base. 2. Consider the size and weight of the turkey so that the amount of oil does not overflow. 3. Do not drop the turkey into the fryer. Staying safe 4. Ensure the turkey is completely thawed before during the placing it in the fryer. Although this appliance can make a delicious turkey, it holidays also poses the greatest risk hanksgiving Holiday from injuries as you make percent–of home cooking of most severe burns and is the peak day for the most of the holiday is fire incidents. Ovens property damage because Thome cooking fires, also paramount. accounted for 16 per cent. of splashing and splattering according to the US To stay safe this of oil, the release stated. National Fire Protection Thanksgiving keep these When cooking, choose Association (NFPA). This safety tips in mind. apparel that is close Keep those fire can be devastating if these fitting extinguishers close by fires cause significant If you leave the — but also understand Thanksgiving with a purpose! Policies property damage. kitchen while cooking, Clothing was the item first their limitations THANKSGIVING from Page 1 American allies, including the Wampanoag Picking up the pieces after turn off the appliance ignited in less than 1 chief Massasoit. This feast was recorded as such tragedy can be very percent of these fires, but Three of every five reported intended destination at the mouth of the American’s first Thanksgiving—although financial burdensome, hence According to the NFPA, these incidents accounted non-fatal home cooking fire Hudson River. we offer the Pilgrims themselves may not have used the more reason to ensure two-thirds of home cooking for 16 percent of cooking injuries occurred when the Throughout their first brutal winter, most the term at the time. 1. Educational plans to cover the your home is protected with fires start with the ignition fire deaths, says the NFPA. victims tried to fight the fire of the colonists remained on board the a Mutual Insurance BVI of food or other cooking Flowing sleeves can drag themselves, says the NFPA. cost for educating your child, ship, where they suffered from scurvy and Thanksgiving Becomes home owners insurance. materials. Ranges accounted across food and cause If a fire starts call the fire outbreaks of contagious disease. Only half children (college funds) an Official Holiday Protecting yourselves for the largest share–58 spillage or catch on burners department. of the Mayflower’s original passengers and crew lived to see their first New In 1817, New York became the first of 2. Life insurance with benefits The best way to prevent or control the England spring. several states to officially adopt an annual while alive for young and old onset of diabetes is by knowing the risk In March, the remaining settlers moved Thanksgiving holiday, with each State Grow a beard and get insured ashore, where they received an astonishing factors that can be modified and those celebrated it on a different day. In 1827 3. Auto insurance BEARD from Page 3 5. Stroke – In the USA it is said that that can't. Modifiable: Overweight and visit from an Abenaki Indian who greeted however, noted magazine editor and them in English. He left the village but one man from a stroke every 4 obesity, high blood glucose, high blood writer Sarah Josepha Hale launched a 4. Home owners insurance reviewed to reduce side effects and minutes. pressure, unhealthy cholesterol levels, returned several days later with another campaign to establish Thanksgiving as a Native American, Squanto, a member of the interactions, have annual eye exams, physical inactivity, smoking. Non- national holiday. reduce hazards in your home, install Prevention: The leading risk factors Pawtuxet tribe who had been kidnapped by For 36 years, she published numerous 5. Marine insurance modifiable: Age, race, gender, and an English sea captain and sold into slavery smoke alarms. for stroke include high blood pressure, family history. editorials and sent scores of letters to smoking, diabetes, carotid or other before escaping to London and returning to 6. Builders risk governors, senators, presidents and other 4. Chronic Obstructive artery disease, atrial fibrillation or his homeland on an exploratory expedition. 7. Influenza and Pneumonia politicians. Abraham Lincoln finally heeded other heart disease, TIAs (mini- Squanto taught the Pilgrims how to her request in 1863. He scheduled Pulmonary Disease (COPD) - 80- cultivate corn, extract sap from maple trees, 7. Health insurance 90 percent of COPD deaths are caused strokes), high red blood cell count, Thanksgiving for the final Thursday in Prevention: Get an annual flu catch fish in the rivers and avoid poisonous by smoking. Men who smoke are sickle cell anemia, high cholesterol, November, and it was celebrated on that day vaccination, get a vaccination against plants. He also helped them to forge an 8. Disability risk nearly 12 times as likely to die from physical inactivity, obesity, excessive every year until 1939, when Franklin D. pneumococcal pneumonia at least once alliance with the Wampanoag, a local tribe, COPD than men who don't smoke. alcohol intake and some illegal drugs. Roosevelt moved the holiday up a week in an after age 55 (followed by every 5 years which would endure for more than 50 years.