Benefits at a Glance

BENEFITS AT A GLANCE ALL EMPLOYEES REPRESENTED BY PEF BINGHAMTON UNIVERSITY BENEFIT DESCRIPTION ELIGIBILITY EFFECTIVE DATE COST

Health Options Full-time employees with 56 day waiting period from date of *Empire Plan: Insurance/Prescriptio https://www.cs.ny.gov/ebdonline/ebdonlinec appointments that are expected to appointment. GRADE 9 OR BELOW ns enter/choices12/actives/actives_choices12_S last 3 months or longer. Individual $ 32.77 ET.pdf Family $ 132.07 GRADE 10 OR ABOVE Empire Plan: Individual $ 43.69 Blue Cross - Hospitalization Family $ 157.70 United HealthCare – Major Medical/Surgical. Part-time employees need to work For more information go to: at least half-time on a regularly *HMO BLUE: www.cs.ny.gov scheduled basis GRADE 9 OR BELOW Individual $ 84.66 Health Maintenance Organizations Family $ 259.50 (HMO): GRADE 10 OR ABOVE Hospitalization and medical/surgical care by Individual $ 94.68 designated primary care physicians Family $ 284.00 For more Info go to: HMO Blue – https://www.excellusbcbs.com/wps/portal/xl *MVP: MVP – www.mvphealthcare.com GRADE 9 OR BELOW CDPHP – www.cdphp.com Individual $ 50.28 Family $ 175.68 GRADE 10 OR ABOVE Individual $ 59.97 Family $ 199.61

*CDPHP GRADE 9 OR BELOW Individual $ 57.28 Family $ 194.59 GRADE 10 OR ABOVE Individual $ 67.21 Family $ 219.12

* Bi-weekly premiums Effective 7/1/2012 Effective 1/1/2012 – allows eligible Must be coverage under an employees who have other employer- employer-sponsored group health OPT-OUT Program sponsored group health insurance, to opt out insurance plan through other of the NYSHIP coverage in exchange for an employment of your own or a plan incentive program. through your spouse, domestic partner or parent as the result of their employment. BENEFIT DESCRIPTION ELIGIBILITY EFFECTIVE DATE COST

Dental Partial reimbursement for services through Must be at least half-time and 56 day waiting period from date of No premium cost; paid for by New York participating and non-participating eligible to receive health insurance appointment. State providers.

For more Info go to: www.ghi.com

Vision Financial assistance in meeting cost of eye exams and glasses/contact lenses. For more Info go to: http://www.cs.ny.gov/ebd/index.cfm

Retirement Systems Options Membership for full-time Permanent employees: Effective April 1, 2012, Tier 6 employee ERS (Employees’ Retirement System): permanent employees is membership is effective on the date contribution is 3 percent of salary thru Defined benefit plan; benefits are based on mandatory. of appointment. March 31, 2013, then sliding scale between final five years average salary* and years of Vested after 10 years of full-time 3-6% based on salary. employment. service.

For more detailed info go to: Membership for part-time and full- Temporary and Part-time http://www.osc.state.ny.us/retire/index.htm time temporary employees is employees: optional. Membership is effective upon *As defined by TIER receipt of application at ERS.

Disability Coverage and Life Not provided by the University, but may be purchased individually through the union. For more Info go to: www.pef.org Insurance Must enroll within 60 days Long-Term Care Insurance NYPERL (NYS Public Employee and Retiree Long-Term Care Plan) Eligible to receive health of hire date in order to avoid Varies dependent upon insurance benefits. medical underwriting. Can option selection. For more info or to enroll go to: enroll anytime subject to www.nyperl.net medical underwriting.

Tax Deferred Annuities Retirement savings/investment plan. Defers taxation on percentage of Upon employment. Choice of employee. Employee contributions earnings and interest. through salary reduction subject to IRS Contact HR for options available to you limitations.

New York State Deferred Voluntary tax-deferred savings program designed to provide funds in Upon employment. Choice of employee. Employee contributions Compensation retirement. through salary reduction subject to IRS For more information or to enroll go to: www.nysdcp.com or call limitations. 1-800-422-8463

Tuition Assistance Partial assistance is available through the Tuition Waiver Program (based Appointment must cover Upon employment. No cost to the employee on funding) at State operated campuses. period of support. for this benefit. Fees are not covered by Tuition Assistance. Contact Jon Roma/HR for more information BENEFIT DESCRIPTION ELIGIBILITY EFFECTIVE COST DATE

FLEX SPENDING ACCOUNTS New employees must enroll The employee within 60 days of their hire determines the amount Dependent Care Advantage A portion of salary is designated by employee to cover child, elder and Must be receiving regular date or during open to be deducted Account dependent care expenses with tax-free dollars. biweekly paychecks. enrollment period (maximum $5,000).

New employees become A portion of salary is designated by employee to cover unreimbursed Must be annual salaried eligible after completion of The employee may health-related expenses with tax-free dollars. employee and eligible for 60 consecutive days of state contribute a minimum of HealthCare Spending health insurance. service, but must enroll $150 up to a maximum Account For more detailed information on both programs go to: within 30 days of hire date or of $3,000 annually. http://flexspend.state.ny.us during open enrollment period.

Holidays Eligible for up to 12 holidays per year.

Vacation* Generally full-time employees earn at the rate of one-half day per pay period, after the completion of 13 pay periods of employment. (13 days/year for first 7 years then 20 days/year thereafter). Part-time employees who work a regular schedule of at least half time, earn accruals on a pro-rated basis. One bonus vacation day for each year of completed service for the second through seventh years of employment.

Sick Leave* Full-time employees hired on or after 4/1/82 earn at the rate of 2.75 or 3 hours per pay period based on number of work hours per week. (Total of 10 days per year). Part-time employees who work at least half time earn on a pro-rated basis.

Personal Leave* 5 days each year on personal leave anniversary date.

New employees cannot be placed on the payroll or issued parking permits or ID cards until they have completed their I-9’s and the required personnel/payroll forms indicated in their offer letter.

*Employees paid on an hourly basis do not qualify for Attendance Rules Coverage (holidays, vacation, sick leave, personal, etc.) until completion of 19 consecutive pay periods of at least half time service.

Updated 06/2012