Established Under the Small Industries Development Bank of India Act, 1989

Small Industries Development Bank of India (Established under the Small Industries Development Bank of India Act, 1989) Head Office: SIDBI Tower, 15, Ashok Marg, Lucknow-226 001

UNAUDITED FINANCIAL RESULTS (REVIEWED) FOR THE PERIOD ENDED DECEMBER 31, 2009 [Rs. Crore] Sr. Particulars Period ended Period ended Year ended No 31.12.2009 31.12.2008 31.03.2009 (Reviewed) (Reviewed) (AUDITED)

1 Income from Operations 1833 1217 1817 2 Other Income 33 15 29 Total Income [1+2] 1866 1232 1846 3 Interest Expenses 1013 733 1037 4 (a) Establishment Expenses [Staff 88 58 94 Cost] (b) Other Expenses 141 72 111 Total Expenditure [3+4] 1242 863 1242 5 Depreciation 7 8 11 6 Profit from ordinary activities 617 361 593 (1+2-3-4-5) 7 Exceptional item (net off tax impact - 156 156 of Rs.80 crore) 8 Profit before Tax [6+7] 617 517 749 9 Provision for Taxation (incl. 325 332 450 Deferred Tax Adjustment) 10 Net Profit [8-9] 292 185 299 11 Paid up Share Capital [comprising 450 450 450 equity shares having face value of Rs.10/- each] 12 Reserves (excluding Revaluation - - 4976 Reserves) 13 Earning Per Share (Rs.) 6.49 * 4.11 * 6.65 14 Shareholding No. of shares % of shareholding Financial Institutions 28,900,000 6.42 Insurance Companies 96,450,000 21.43 PSU Banks 324,650,000 72.15 Total 450,000,000 100.00

* Not annualised

Segment Reporting (Rs. Crore) Segment Segment Revenues/ Segment Other Information Results Period ended Period Period ended Period ended 31.12.2009 ended 31.12.2009 31.12.2008 (Reviewed) 31.12.2008 (Reviewed) (Reviewed)) (Reviewed)) Segment Revenue Segment Assets Direct Finance 551 415 Direct Finance 7059 5750 Exceptional Item - 236 Indirect Finance 1188 672 Indirect Finance 24430 16257 Treasury 127 144 Treasury 2738 2509 Total 1866 1467 Total 34227 24516 Segment Results Unallocated Assets 525 595 Direct Finance 275 220 Total Assets 34752 25111 Exceptional Item - 236 Indirect Finance 384 124 Segment Liabilities Treasury 37 64 Direct Finance 5158 3965 Total 696 644 Indirect Finance 21208 13248 Unallocated Expenses 79 47 Treasury 2088 1948 Operating profit 617 597 Total 28454 19161 Tax (incl. FBT and 325 412 Unallocated Liabilities 406 504 Deferred Tax Adjustment) Net profit 292 185 Total 28860 19665 Capital / Reserves/Funds Direct Finance 1925 1810 Indirect Finance 3295 3050 Treasury 672 586 Total 5892 5446 Total Liabilities 34752 25111

Notes : 1) The above results have been taken on record by the Board of Directors at their meeting held on February 18, 2010 2) Income from operations has been arrived at after making necessary provisions for Non-Performing Assets, Stressed Assets, Standard Assets and other necessary provisions. 3) Income for the period ended December 31, 2009 includes prior period income of Rs. 25.53 crore net off tax impact. 4) Previous period’s figures have been regrouped / rearranged wherever necessary to conform to current period’s classification. 5) During the quarter 13 complaints were received from Investors out of which no complaint is pending for disposal as on date. 6) Provision for Employee Benefits for the periods ended December 31, 2009 has been estimated based on actuarial valuation under Accounting Standard 15 (Revised) 7) The above results have been subjected to Limited Review by the Statutory Auditors.

By order of the Board

Dated: February 18, 2010 [R M Malla] Place: Lucknow Chairman & Managing Director ______Visit our website : www.sidbi.in