SHB: Corporate Governance Report (2015)

CORPORATE GOVERNANCE REPORT (2015)

Company: Sai Gon - Hanoi Commercial Joint Stock Bank Address: No. 77, Tran Hung Dao Str., Tran Hung Dao Ward, Hoan Kiem Dist., Ha Noi Tel.: 04.3942.3388 Fax: 04.3941.1086 Website: shb.com.vn Charter capital: VND 9,485,944,610,000 Stock code: SHB I. BOD Activities (2015) Meetings: No. Members of BOD Title Attendance Rate Reasons for not attending 1 Mr. Do Quang Hien Chair of the Board 4/4 100 % 2 Mr. Nguyen Van Le Director cum 4/4 100 % General Manager 3 Mr. Tran Ngoc Linh Director 3/4 75 % Busy and authorized Chair of the Board 4 Pham Ngoc Tuan Director 4/4 100 % 5 Do Quang Huy Director 4/4 100 % 6 Le Quang Thung Independent 4/4 100 % Director

II. Board Resolutions (first 6 months of 2015) No. Board Resolution No. Date Content 1 01/NQ-HDQT 26/02/2015 Change name of Tu Son SHB Branch 2 02/NQ-HDQT 23/03/2015 Holding the 23rd Annual General Meeting of Shareholder Change the location of head office of SHB Lam Dong 3 03/NQ-HDQT 27/03/2015 Branch Nominate personnel to Supervisory Board in term 2012- 4 04/NQ-HDQT 08/04/2015 2017 5 05/NQ-HDQT 08/05/2015 Approve the method of issuing bond 2015 6 06/NQ-HDQT 25/05/2015 Convert the Saving Fund into Transaction office of SHB 7 07/NQ-HDQT 27/05/2015 Issue share to implement dividend payment 2014 Terminate the operation of 06 branches to establish the 8 08/NQ-HDQT 25/06/2015 correlative branches 9 09/NQ-HDQT 25/06/2015 Establish 31 transaction offices of SHB in 2015 10 10/NQ-HDQT 25/06/2015 Establish the representative office of SHB in Myanmar 25/06/2015 Apply the remuneration to Ms. Nguyen Thi Hoat, member of 11 11/NQ-HDQT SB 12 12/NQ-HDQT 30/07/2015 Change the address of Hanoi Southwest Branch 31/07/2015 Supplement bank guarantee activity into Operational 13 13/NQ-HDQT License of SHB 03/08/2015 Dismiss Mr. Le Quang Thung from independent member of 14 14/NQ-HDQT Board of Directors 15 15/NQ-HDQT 12/08/2015 Change the address of Quang Ngai branch 16 16/NQ-HDQT 12/08/2015 Change the address of Ca Mau branch 17 17/NQ-HDQT 28/08/2015 Identify type of deposited securities 17/09/2015 Hold the 2015 extraordinary general meeting of 18 18/NQ-HDQT shareholders 19 19/NQ-HDQT 05/10/2015 Change the address of Da Nang branch 20 20/NQ-HDQT 19/10/2015 Change the address of Long An branch 21 21.1/NQ-HDQT 20/11/2015 Transform Savings Fund into Trading Room 15/12/2015 Establish Champasak branch directly under Saigon Hanoi 22 21/NQ-HDQT Laos Limited Bank 15/12/2015 Approve changing the plan of issuing bonds with the term of 23 22/NQ-HDQT 3 years 24 23/NQ-HDQT 15/12/2015 Approve supplementing the 2015 bond issuance plan

II. Change in connected persons/ institutions No. Name of connected Trading Position of Date to Date no Reasons persons/institutions account PDMR at the become longer (if any) company (if any) connected connected persons/ persons/ institutions institutions 1 Hoang Thi Minh Member of 05/2012 04/2015 Dismissed Supervisory Board Hoang Cong Can 05/2012 04/2015

Cao Thi Thanh Thuy 05/2012 04/2015

Hoang Thi Du 05/2012 04/2015

Hoang Cong Huan 05/2012 04/2015

Hoang Thi Thanh 05/2012 04/2015

Hoang Thi Hoa 05/2012 04/2015

Vu Dinh Hoan 05/2012 04/2015 Vu Thi Cam Chi 05/2012 04/2015

Vu Ngoc Chi 05/2012 04/2015

2 Nguyen Thi Hoat Member of 04/2015 Elected Supervisory Board Nguyen Quang Huy 04/2015

Nguyen Ngoc Han 04/2015

Nguyen Van Hieu 04/2015

Luong Thi That 04/2015

Nguyen Chi Linh 04/2015

3 Le Quang Thung Independent 05/2012 08/2015 Dismissed member of BOD Le Quang Hoa 05/2012 08/2015

Nguyen Thi Nhon 05/2012 08/2015

Nguyen Thi Ngat 05/2012 08/2015

Le Thi Kim Anh 05/2012 08/2015

Le Kim Yen 05/2012 08/2015

Le Quang Vinh 05/2012 08/2015

IV. Transactions of PDMRs and connected persons/ institutions 1. List of PDMRs and connected persons No. Name Trading Position of PDMR Shareholdi Shareholding Note account at the company (if ng at the percentage at (if any) any) end of the the end of the term term 1 Do Quang Hien Chair of the 28,556,346 3.010 % Board 2 Do Dang Thanh 3 Le Thi Thanh

4 Le Thanh Hoa

5 Do Vinh Quang

6 Do Quang Vinh

7 Do Thi Thu Ha 21,356,237 2.251 %

8 Do Thi Minh 5,350,000 0.564 % Nguyet 9 T&T Group 103,819,81 10.944 % 6 10 Sai Gon - Ha Noi 16,083,745 1.695 % Securities Co., 11 SHF 776,759 0.088 %

12 Nguyen Van Le Director cum 2,356,337 0.248 % General Manager 13 Nguyen Van Tong

14 Duong Thi Nganh

15 Vu Thi Le Quyen 319,116 0.034 %

16 Nguyen Vu Phuong Vy 17 Nguyen Minh Khai

18 Nguyen Van Khoa

19 Nguyen Ngoc 236,930 0.025 % Phung 20 Nguyen Thi Phuong 21 Tran Ngoc Linh Member of BOD 2,066,609 0.218 %

22 Tran Dang Khoa

23 Nguyen Thi Nhi

24 Pham Thi Mien

25 Tran Buu Lam 55,391 0.006 % 26 Tran Thi Hoang 22,042 0.002 % Kim 27 Tran Ngoc Luu 48,912 0.005 %

28 Tran Thi Hoang 30,315 0.003 % Giang 29 Tran Thi My 2,303 0.000 % Phuong 30 Tran Thi Hoang 1,942 0.003 % Lan 31 Tran Thi Xuan Trinh 32 Tran Van Binh 25,064 0.003 %

33 Tran Ba Thong

34 Tran Thi Ca

35 Tran Thi Hoa

36 Tran Thi Huong

37 Do Quang Huy Member of BOD

38 Nguyen Phuong Thom 39 Le Thi Lan Huong

40 Do Quang Dat

42 Do Kim Oanh

43 Do Quang Thai

44 Pham Ngoc Tuan Member of BOD 2,177 0.000 %

45 Pham Van Phao

46 Trinh Thi Ty

47 Pham Xuan Ky

48 Pham Thuy Anh

49 Pham Ngoc Quan 50 Tran Kim Khanh

51 Pham Manh Duc

52 Pham Ngoc Lam

53 Le Quang Thung Independence Member of BOD 54 Le Quang Hoa

55 Nguyen Thi Nhon

56 Nguyen Thi Ngat

57 Le Thi Kim Anh

58 Le Kim Yen

59 Le Quang Vinh

60 Pham Hoa Binh Chief of 69,145 0.007 % Supervisory Board 61 Pham Van Lac

62 Nguyen Thi Hai

63 Pham Thi Loan

64 Pham Truong Son

65 Pham Ngoc Thu

66 Pham Hong Phuong 67 Nguyen Kim Hoang

68 Pham Ngoc Hoang Lan 69 Nguyen Huu Duc Deputy Chief of Supervisory Board 70 Nguyen Huu Nhiem

71 Dang Thi No 72 Nguyen Huu Cho

73 Nguyen Huu Dang

74 Nguyen Thi Nu

75 Nguyen Thi Bup

76 Bui Thi Thanh

77 Nguyen Duc Minh

78 Nguyen Huyen Chi

79 Hoang Thi Minh Member of Supervisory Board 80 Hoang Cong Can

81 Cao Thi Thanh Thuy 82 Hoang Thi Du

83 Hoang Cong Huan

84 Hoang Thi Thanh

85 Hoang Thi Hoa

86 Vu Dinh Hoan

87 Vu Thi Cam Chi

88 Vu Ngoc Chi

89 Bui Thanh Tam Member of Supervisory Board 90 Bui Van Cam

91 Ly Thi Ha

92 Bui Van Tuan

93 Bui Ngoc Mai 94 Bui Van Hai

95 Bui Van Khanh

96 Bui Thanh Binh

97 Bui Thanh Minh

98 Vo Thi Thuy Van

99 Bui Vo Anh Khoi

100 Bui Vo Bao Kha

101 Dang Trung Dung Deputy General 84,103 0.009 % Manager 102 Dang Minh Man

103 Dang Thi Canh

104 Thai Thi Thanh Binh 105 Dang Thai Son

106 Dang Thai Dan Le

107 Dang Thi Tuyet Mai

108 Dang Thanh Hung

109 Le Dang Khoa Deputy General Manager 110 Nguyen Hong Hanh

111 Le Trong Khue

112 Le Trung Kien

113 Ha Thi Hong

114 Le Trong Khoi

115 Le Huong Giang

116 Ngo Thu Ha Deputy General 912,173 0.096 % Manager 117 Nguyen Tuan Hung 118 Ngo An Uy

119 Tran Thi Thoa

120 Ngo Trung Dung

121 Nguyen Ha Minh

122 Nguyen Ha Minh Ngoc 123 Ninh Thi Lan Deputy General 45,540 0.005 % Phuong Manager cum Chief Accountant 124 Ninh Van Viet

125 Luu Thi Suu

126 Ninh Lan Huong

127 Pham Thanh nam 33,030 0.003 %

128 Pham Thuy Linh

129 Pham Ngoc Hung

130 Dang To Loan Deputy General 725,671 0.076 % Manager 131 Dang Van Long

132 Pham Thi Mui

133 Dang Sy Lam

134 Dang Sy Luan

135 Dang Hoa Ly

136 Vo Gia Linh

137 Nguyen Huy Tai Deputy General Manager 138 Nguyen Viet Luong

139 Tran Thi Hue

140 Nguyen Huy Thanh 141 Nguyen Thi Minh Hai 142 Nguyen Thi Thu Hien 143 Pham Thi Nguyet

144 Nguyen Dien Thao

145 Nguyen Thanh Huy

146 Ngo Thi Van Chief Accountant 2,333 0.000

147 Nguyen Huu Dong

148 Nguyen Thi Van Anh 149 Nguyen Huu Luu Phuc 150 Ngo Dang Lam

2. Transactions of PDRM: 3. Other transactions V. Other contents