Lincoln Title Company

SERVICE AGREEMENT

FOR LINCOLN TITLE COMPANY AND STEWART TITLE GUARANTY AGENTS

This Agreement is entered into on ______, 2010 by and between LINCOLN TITLE COMPANY, an Illinois Corporation, (hereinafter referred to as “LTC”) and ______, an authorized Stewart Title Guaranty Company Agent, (hereinafter referred to as the “Agent”).

This Service Agreement is entered into by LTC and Agent for additional and supplemental support services, as noted herein, in order to enhance the production of the Agent’s title insurance products. Any inconsistency between this Service Agreement and the Stewart Title Guaranty Company Title Insurance Underwriting Agreement shall be controlled by the Title Insurance Underwriting Agreement.

LTC will supply Agent with the necessary search packages, in a timely manner, in order to enable the Agent to produce title commitments. The searches will be transmitted electronically to Agent using proprietary TitleMax computer software, or sent by facsimile. Stewart Title of Illinois (hereinafter referred to as “STI) will provide limited advice and support as to the type of computer hardware and software is necessary to produce such commitments. STI will provide installation, training and support of proprietary TitleMax software (hereinafter referred to as “SOFTWARE”). All costs relating to computer hardware will be the sole responsibility of Agent.

PROCEDURES (1) Agent shall order a search package by generating a new order through the SOFTWARE and electronically transmitting said information contained therein to LTC; and (2) LTC will provide its routine searches which will include a general index search, tract search and tax and assessment search, and electronically transmit, fax, send via messenger or other delivery service to Agent; and (3) Agent shall be responsible for examining all title searches for the purpose of determining insurability and generating title commitments therefrom utilizing the SOFTWARE; and (4) Agent shall be responsible for signing and distributing the title insurance commitments generated from title searches provided by LTC; and Lincoln Title Company Service Agreement, Page 2

(5) Agent shall generate an invoice for title work to accompany the final title commitment. This invoice shall be based on the Agent’s title services rate card or contract rate for customer; and (6) STI shall provide qualified closing personnel and adequate closing facilities for the conducting of all Agent’s real estate closings. These closings services shall be billed at the then current rates; Note: closings occurring before or after normal business hours will incur additional costs; and (7) Agent or Agent’s customers shall contact the centralized STI Scheduling Department at (866) 506-2945 to schedule closings and provide any relevant information. Closings will be scheduled on a first come first serve basis. All closing figures and related information should be directed to the appropriate office where the closing is scheduled; and (8) LTC will be responsible for forwarding all funds due to Agent therein; and (9) STI shall retain and record the original documents, thereafter update the search, type and forward the final title insurance policies to LTC. LTC will forward to Agent the final title insurance policies execution and deliver; and (10) In addition to underwriting support from LTC or STI , LTC will provide experienced search and title support during normal business hours, 8:30 a.m. - 5:00 p.m., Monday through Friday; and (11) Errors in the search or the closing process shall be the responsibility of STI, unless attributable to fault on the part of either Agent or its employees; and (12) STI shall only search and close those real estate transactions generated under its agency relationship with Agent. (13) Fee Schedule for title services is attached as Exhibit A. (14) AGENT is only responsible for reimbursement of fees and premiums for transactions that close

This Agreement may be terminated without cause by the Agent, LTC, or STI at any time on sixty (60) days’ notice. STI can also terminate this agreement at any time based on default of the Agent. A default shall be defined as: (a) Any bankruptcy proceeding (voluntary or involuntary), insolvency proceedings, or the like, pertaining to Agent, (b) Any judicial or administrative decision or adjudication against Agent pertaining to either: the violation of any Federal or State Law; or the breach of any rule or regulation promulgated by an Illinois Administrative Agency having jurisdiction over Agent, unless the same is cured within (30) days of commencement of said proceedings. Lincoln Title Company Service Agreement, Page 3

(c) Any revocation, disqualification, suspension or termination of Agent’s right to do business, or any revocation, disqualification, suspension or termination of any State of Illinois license it may have as a title insurance Agent, unless the same is cured within (30) days of commencement of said action. (d) Non-payment of fees after written notice. (e) Any default under the Stewart Title Guaranty Title Insurance Underwriting Agreement shall constitute a default herein.

IN WITNESS WHEREOF, LTC and Agent have executed this Agreement as of the day and year first stated above.

LINCOLN TITLE COMPANY AGENT

By: By:

Printed Name: Morton Genson Printed Name: