Maryland's Foreclosure Mediation Program

January 2015

Quick Links About Kathy Link to all Upcoming Open

Houses Happy New Year! Contact Me It is still too early to say what is happening in the real estate market for 2015 but most predictions are for a Mortgage Calculator strong market. There is currently a very low inventory which is typical of this early in January. The Spring Join My Mailing List market usually starts somewhere between the end of January and the beginning of March depending on how severe the winter weather is. If you are planning to sell your home this Spring, I would suggest aiming to get your house on the market in early Spring (by mid March if not sooner) to take advantage of the buyers who are out looking with limited inventory to choose from.

If you are thinking of selling your home I would be happy Kathy Whalen, Realtor to meet with you to discuss the market, how you can Long & Foster Real Estate, Inc. prepare your home for sale and what the current pricing in your market looks like. Now is a good time to start Direct: 301-649-5743 planning ahead for listing your home in the new year. Office: 240-497-1700 [email protected] Please see the articles in the right hand column with information on changes to FHA mortgages which will lower costs and make it easier for buyers to afford mortgages and 3 signs that point to a good housing FHA to Reduce market for 2015. Mortgage Insurance Fees Please visit my website at www.kathywhalen.com. It is easy to search the Multiple Listing Service for homes Source: RISMedia by Kathleen Lynn with upgraded map searches, there is more information 2015 The Record (Hackensack, NJ) on Schools, more Community information, easy access to information on upcoming open houses in Montgomery (TNS)-The Federal Housing County and DC as well as links to pictures and Administration plans to lower its disclosures for my listings. I also have a mobile website: annual mortgage insurance fees by m.kathywhalen.com which allows you to search for 0.5 of a percentage point-a move homes based on where you are located using the GPS that it says will allow ... feature. Please scan the QR code at the bottom of this article to take a test drive.

Also, be sure to see my listngs below, read the real estate articles in the column to the right and visit my website where you can click to see current interest rates and a link to all homes currently listed for sale. As always, if you have any real estate questions or needs I am available to help.

Thanks, Kathy Whalen .

Click on image above to read the full article

3 Reasons Housing is My Listings...... Looking Up in 2015

Source - RISMedia SOLD January 12, 2015 $280,000 By Zoe Eisenburg 10302 Drumm Avenue Kensington, MD 20895 As 2015 rolls forward, there are several economic indicators that the housing market may have a break-out year. Let's review the top three. The job market is stronger: With the recession behind us, more and more companies are adding new employees to the payroll. The unemployment rate has dropped 5.8 percent and 321,000 jobs ...

Click on picture above to see additional photos Fabulous opportunity in Kensington! Property is sold as is and needs work. Main Level has large windows and nice hardwoods with 3 bedrooms and 1.5 baths. Daylight lower level with Large picture window, door to the patio and great possibilities. Nice fenced yard, off street parking. Estimated property tax and non-tax charges in first fiscal year of ownership is $4,106. SOLD $449,000 714 Kerwin Road Silver Spring, MD 20901

Click on picture above to read the full article.

Click on picture above to see additional photos Search the Multiple Listing Service Charming Cape Cod with Completely for Homes Remodeled Interior! New Kitchen, 3 New Baths, Refinished Hardwood Floors, Freshly Painted, 4 Bedrooms and 2.5 Baths. Estimated property tax and non-tax charges in first fiscal Maryland's year of ownership is $4,254.83 SOLD Foreclosure $325,000 1516 Hanby Street Mediation Silver Spring, MD 20902 Program (Click on Above Image to Read Click on picture above Information About Maryland's Mediation to see additional photos Foreclosure Program)

Picture Perfect Rambler with Updated Table Space Kitchen, Large Private Deck, 2 Full Baths, Family Room and Convenient Location Near Metro. Estimated property tax and non-tax charges in first fiscal year of ownership is $3,690.26 SOLD $633,000 10412 Barrie Avenue Silver Spring, MD 20902 Click on Picture for Information on Downtown Silver Spring

Click on picture above to see additional photos

Spacious 3 Story Addition plus a Garage! This Montgomery County School one is Special! High End Granite and Stainless Kitchen opens to the Family Room. Main Level Assignment Locator Mud Room, Amazing Master Suite with Walk In Closet and Full Bath. 4 Bedrooms and 2 Full Baths on Upper Level. EVERYTHING is Remodeled!! Estimated property tax and non-tax charges in first fiscal year of ownership is $5,266.34 SOLD Estimated Real Property Tax and $615,000 Other Non-tax Charges 11015 Wickshire Way North Bethesda, MD 20852

Click on picture above Visit My Website to see additional photos

Wow! Beautifully Renovated Home in Sought After White Flint Area. New Hardwood Flooring, Gorgeous Master Bath, New Heat and Air Conditioning and Perfect Condition! Estimated property tax and non-tax charges in first fiscal year of ownership is $5,829.78. SOLD $425,000 1405 Gridley Lane Silver Spring, MD 20902

Please Click On Picture to See Homes I Have Recently Sold HOUSELOGIC HouseLogic is a free source of information and tools-from the NATIONAL ASSOCIATION OF REALTORS®-that can help you make smart and timely decisions about your home.

Move Right in to this Beautifully Updated and (Click on Above Logo to Visit Maintained Home! Gorgeous Deck, Large, Houselogic's New Helpful Website for Attached Garage, Landscaped Yard, 4 Homeowners and Potential Homeowner) Bedrooms and 2 Full Baths, Open Floor Plan Kitchen & 3 Finished Levels. Hurry! Estimated property tax and non-tax charges in first fiscal year of ownership is $4,018.14 SOLD

$349,900 10805 Huntley Place Silver Spring, MD 20902 Thank you for taking the time to read my Monthly Real Estate Newsletter! I hope you found it both interesting & informative. I would love to help you with your real estate needs! Please call or email me Click on picture above to see additional photos & I would be happy to

Four Bedroom, 2 Full Bath Cape with Granite & set up a time to meet Stainless Kitchen plus a Heated, Salt Water, In Ground Pool! with you to discuss Estimated property tax and non-tax charges in buying or selling your first fiscal year of ownership is $3,828.26 SOLD home. $635,000 2106 Cascade Road Sincerely, Silver Spring, MD 20902 Kathy Whalen Kathy Whalen Long & Foster Real Estate 7700 Old Georgetown Road Bethesda, MD 20814 kathy@ kathywhalen.com

Stunning 3 Level High End Addition with Gourmet Kitchen, Family Room with Fireplace and Spectacular Master Suite! Estimated property tax and non-tax charges in first fiscal year of ownership is $5,134.19