Life Insurance and Accidental Death & Dismemberment (AD&D)

EMPLOYEE BENEFITS OUTLINE Benefit Explanation When Who Pays? Who Is Eligible?

Health Insurance 70/30 Plan Sign up first 30 Premium/Month: Full Time EE Plan Administrator Consumer Plan days of ¾ Time EE and Healthgram In-Network* employment- Employee Pays: IRS qualified After Deductible, Plan pays Effective first day dependents 70/30 Plan 70%, Employee pays 30% of employment. 70/30 Plan Consumer Plan $300 ER co-pay $185.00 EE only Deductible*: $390.00 EE+Spouse In-network Co-insurance maximum*: PLAN YEAR $750/Individual In-network for all Benefits $350.00 EE+Child or $1,500/2 or more $5,000/Individual June 1 - May 31 Children family members $10,000/EE +1 coverage $595.00 EE+Family $12,500/3 or more family Provider Network Teladoc - $1.75 members Teladoc - $0 fee HDHP 2600 www.phcs.com Consumer Plan HDHP 2600 PHCS Healthy HDHP 2600 Deductible*: Consumer Plan Directions $157.00 EE only In-network In-network* 1-800-922-4362 $311.00 EE+Spouse $2,600/Individual After Deductible, Plan pays $5,200/2 or more 90%, Employee pays 10% Plan $294.00 EE+Child or family members Administrator Children Co-insurance maximum*: healthgram $475.00 EE+Family *See Summary In-network www.healthgram. Teladoc - $1.00 Plan Document for $5,000/Individual com Teladoc - $45.00 fee Out-of-network $10,000/2 or more family 1-800-446-5439 benefits and members Schreiner pays deductibles. approximately 70% of the total premium.

Prescription Drug 70/30 Consumer Plan Included in health Full Time EE Card After Medical Deductible is insurance cost. ¾ Time EE and met: Plan pays 70%, IRS qualified Included with Employee pays 30% dependents health insurance HDHP2600Consumer Plan Express Scripts After Medical Deductible is 1-800-889-0350 met: Plan pays 90%, Employee pays 10%

Dental Insurance Plan Administrator Sign up first 30 Employee Pays Full Time EE – No Network. Healthgram days of per month: ¾ Time EE and Deductible: www.healthgram.com employment- IRS qualified $50/EE, 1-800-446-5439 Effective first day $15.80 EE only dependents. $100/Family. of employment. $48.50 EE +Spouse $2,000 max per Preventive Care: Paid at $59.76 EE +Child or person per year. 100% with no deductible Children Cleaning allowed every six $102.70 EE +Family Orthodontics months. $1,000 Lifetime Basic – 80%; Schreiner Pays $20 per dependent Major – 50%; per enrolled Orthodontics – 50% for employee dependents under 19 yrs. Benefit Explanation When Who Pays? Who Is Eligible?

Flexible Pre-tax savings accounts Sign up first 30 EE Pays elected Full Time EE Spending for out of pocket health care days of amount per month ¾ Time EE and Accounts or dependent day care employment- IRS qualified (FSA) expenses. Effective first day dependents of employment. Health Care Maximum: $2,600 Dependent (Day) Care Maximum: $5,000

$500 Carryover allowed into entire next plan year.

Health Care Pre-tax savings account for Sign up first 30 EE Pays elected Full Time EE Savings HDHP2600 Consumer Plan days of amount per month ¾ Time EE and Accounts participants only. employment – if IRS qualified (HSA) 2017 Maximum: $3,400 EE HDHP 2600 plan dependents $6,750/EE+1 & FAM is selected. Catch-up Contribution for age 55 or older: $1,000

Vision VSP Vision Plan Sign up first 30 Employee Pays per Full Time EE (Voluntary Provider benefits: days of month: ¾ Time EE Benefit) Exams - $10 co-pay employment- $ 7.20/EE only Frames - $150 allow/24 Effective first day $14.16/EE +Spouse months of employment. $13.52/EE +Child or Contacts -$150 allow/yr Children $20.48/EE +Family

Premium Health, dental, FSA, HSA, No cost - tax Full Time EE Conversion vision, and 403B savings for EE ¾ Time EE deductions are pre-tax

Life Insurance Basic Life/AD&D Effective first day Schreiner University Full Time EE and (1 x annual salary, min. of employment. ¾ Time EE Accidental $25,000, max. $100,000, Death & age reduction after 65 & 70) Dismember ment (AD&D)

Long Term 90 day elimination Effective first day Schreiner University Full Time EE Disability 60% of base pay up to of employment. ¾ Time EE maximum $7,000 month.

Supplemental Employee coverage up to Sign up first 30 EE contributions Full Time EE Life Insurance $500,000 days for coverage vary based on age ¾ Time EE (Voluntary Spouse and Dependent without proof of and coverage Benefit) coverage available. Age insurability. amount selected. reduction after 65 & 70)

Employee Guidance and Counseling Available for use Schreiner University Full Time EE Assistance for you and your family. immediately. ¾ Time EE Program (EAP) 888.293.6948

MASA - Medical Air & Ground Ambulance Effective first day Schreiner University Full Time EE Transport Coverage of employment. $9.00 (covers entire ¾ Time EE household)

Benefit Explanation When Who Pays? Who Is Eligible?

Vacation Monthly Staff: 6.67 First day of Schreiner University Full Time EE (3/4 Time – pro hrs/month to 2nd hire date employment. ¾ Time EE rated – EE’s on then 10 hrs/ month – max. Available for use less than 12 Bi-weekly Staff: 3.08 after 6 months. month Contract hrs/pay period to 2nd hire do not accrue) date then 4.62 hrs/pay period. Carryover on each anniversary is 160 hrs – not payable over 120 hrs on departure.

Sick Leave Monthly Staff & Faculty: 8 First day of Schreiner University Full Time EE (3/4 Time – pro hrs/month. Bi-weekly Staff: employment. ¾ Time EE rated) 3.70 hrs/pay period. Available for use Accumulates up to 480 hrs. as accrued. Not payable upon departure.

Personal Days 16 hrs each anniversary First day of Schreiner University Full Time EE (3/4 Time – pro year – no carryover. employment. ¾ Time EE rated) Available for use immediately.

Holidays 14 Holidays for FY ’16 First day of Schreiner University Full Time EE employment. ¾ Time EE

Retirement TIAA or After EE’s first EE minimum 4% Full Time EE - 403B Plan Lincoln Financial year anniversary SU match 6% ¾ Time EE EE minimum 4% date SU SU match 6% contributes. EE can contribute from first day of employment.

LegalShield LegalShield and/or Identity First day of Employee Pays Full Time EE Theft Shield employment. per month: ¾ Time EE

$18.95 LegalShield $14.95 ID Theft Shield $28.90 Combo

AFLAC Insurance Policies Available for First day of EE contributions Full Time EE Products Payroll deduction employment. vary based on age ¾ Time EE (Voluntary Short Term Disability and coverage Benefit) Accident Coverage amount selected. Cancer Coverage Critical Care & Recovery Hospital Advantage Note: The information above is a brief overview of benefits and is not intended to encompass all plan details; refer to the appropriate plan or policy document for complete details. Note: Benefit Accrual for less than full time, 12 months will be pro-rated on number of hours worked. Note: Faculty, Deans & Cabinet are contractual EE’s & any benefit differences are stated in contract. Prsnnl/forms/benefits fact sheet 06/01/2017 common/information/benefits fact sheet FT June 2017.doc PERKS OF BEING PART OF THE SCHREINER COMMUNITY

Bookstore The Bookstore offers a wide variety of items including textbooks, clothing, cards, office supplies, snacks, and gift items. All employees, including part-time but excluding students may receive a Discount on most purchases through the Bookstore upon presentation of their employee ID card.

Campus Activities All employees and their immediate families will be admitted to campus athletic activities and special events upon presentation of the Schreiner employee identification card. Most campus activities will be at no charge to the employee.

Campus Facilities All campus facilities are available, within the customary guidelines for their use and cost if applicable, to all of Schreiner's employees and their immediate families. These facilities include: William Logan Library, computer lab, the chapel, post office, bookstore and dining hall. The recreational resources include the Mountaineer Fitness Center and Lion’s Den game room, tennis courts, intramural sports field, and supervised sport facilities – including basketball, racquetball courts, weight room, soccer field, and track, along with the swimming pool. The facilities and resources are available to employees and their immediate family members if the facilities are not in use for instruction, intercollegiate athletic team games, team practice, or intramural activities. Restrictions may apply regarding usage. Employees should check with Campus Recreation for additional details. Schreiner University students have the right of first use on all recreational facilities.

Campus Minister As a church-related institution, Schreiner University is concerned about the total welfare of its employees. If an employee suffers family, marital, emotional, financial or spiritual crises, the Campus Minister is available to offer pastoral counseling or to refer individuals to others for help, make hospital calls, perform funerals and weddings; and to carry out other pastoral responsibilities.

Computer Lab All employees and their immediate family are welcome to use the Computer Lab, located in the William Logan Library. The Student Computer Support Center 2(SC) is a free computer repair service offered through Instructional Technology to Schreiner students, faculty and staff. 2(SC) employs technology majors to perform the following services: general computer maintenance; updates, defrag, program installs, etc.; virus and other malware removal; data backup and recovery; hardware replacement consulting; and more to fit your IT needs. Computers are accepted for repair between 11 am and 3 pm.

Food Service Dining Hall Chartwells offers a pre-pay plan called the Faculty5. Faculty and Staff can pay $30.00 (price subject to change in Fall) to pre-pay for 5 meals. Credit for meals can be carried from the Fall Semester to the Spring Semester. Just bring your ID card to the diner office when you pay and your meal plan will be loaded onto your card. Bringing a guest with you? Swipe your card twice.

Lion’s Den All employees are welcome to provide patronage to the Lion’s Den snack bar located in the Cailloux Campus Activity Center.

William Logan Library Logan Library provides information resources and services in support of the University’s educational program. The Library has over 83,000 volumes and subscribes to over 200+ periodical subscriptions, 100+ online databases (38 full text), over 10,000 online journals, and over 30,000 e-books. The Library also houses a modest video collection and a small, current best seller selection. Employees will need their University ID card to check out Library materials. Other Library information plus access to the online catalog and electronic resources are available on the Logan Library website: http://library.schreiner.edu.