Foundations in Personal Finance

FOUNDATIONS IN PERSONAL FINANCE Course Syllabus

DATE MATERIAL COVERED/IN-CLASS ACTIVITIES HOMEWORK ASSIGNMENT(S) Monday, February 1st Chapter 4 Section 1 Debt: Product, Not Privilege Videos 1.1 and 1.2 (25 min.) Journal Questions p. 77 & 78 Do "Hidden Cost of Credit" small group activity Read bottom of p. 77 Wednesday, February 3rd Chapter 4, Section 2a Debunking the Credit Myths Videos 2.1, 2.2 & 2.3 (33 min.) Journal Questions p. 81, 83, 84 Discuss "Drive Free" activity "Drive Free" activity (handout) Monday, February 8th Chapter 4, Section 2b Debunking the Credit Myths (cont.) Videos 2.4, 2.5 & 2.6 (36 min.) Journal Questions p. 86, 87, 89 Discuss "True Cost of Ownership" activity "True Cost of Ownership" activity (handout) Wednesday, February 10th Chapter 4, Sections 3 & 4 The Credit Score; Credit Bureaus & Identity Theft Videos 3.1 and 4.1 (22 min.) Journal Questions p. 91 & 95 Discuss results of "Drive Free" and "True Cost" Summary & Money in Review; Test 4 Monday, February 15th NO CHFM--Presidents' Day

Wednesday, February 17th Chapter 5 Section 1 Beware and Be Wise Videos 1.1 and 1.2 (17 min.); Poster/speech assigned Journal Questions p. 105 & 107 Research costs to attend college Work on poster/presentation due 2/24 Monday, February 22nd Chapter 5 Sections 2 & 3 Start with the End in Mind; Cash-Flow College Videos 2.1, 3.1 & 3.2 (23 min.) Cost of Living Calculator activity (handout) Discuss findings from college cost research Work on poster/presentation due 2/24 Wednesday, February 24th Chapter 5 Section 4 Education Options for the 21st Century Video 4.1 (10 min.) Journal Questions: p. 109, 111, 117 & 121 Poster presentations (5 minutes each) Summary & Money in Review; Test 5 Monday, February 29th Chapter 6 Section 1 Buyer Beware Videos 1.1, 1.2, 1.3 & 1.4 (36 min.) Journal Questions: p. 131, 133, 134 Read article for assignment on "The Cost of Cool" "The Cost of Cool" assignment (handout) Wednesday, March 2nd Chapter 6 Sections 2 & 3 Buyer's Remorse/Opportunity Cost Videos 2.1 & 3.1 (23 min.) Journal Questions: p.135 & 137 Do "Impact of Daily Decisions" small group activity Summary & Money in Review; Test 6 Monday, March 7th Chapter 7 Sections 1 & 2a Bargain Shopping/The Seven Rules of Negotiating Videos 1.1, 2.1 & 2.2 (34 min.) Journal Questions: p. 147, 148, 149 Start "Double Discounts" activity (handout) Complete "Double Discounts" activity Wednesday, March 9th Chapter 7 Sections 2b & 3 7 Rules of Negotiating (2)/Places to Find Great Deals Videos 2.3, 2.4 & 3.1 (28 min.) + Journal questions "Food for Thought" assignment (handout) Discuss "Food for Thought" activity/Do Case Studies Summary & Money in Review; Test 7 March 14th-18th NO CLASS--Spring Break Have a great Spring Break!! Monday, March 21st Chapter 8 Sections 1 & 2a Investing 101/Types of Investments (Part 1) Videos 1.1, 1.2 & 2.1 (40 min.) Journal Questions: p. 165, 167, 169 Introduce "Individual Fund Tracker" activity Start "Individual Fund Tracker" (handout) Wednesday, March 23rd Chapter 8 Sections 2b & 3 Types of Investments/Employer Benefits/Retirement Videos 2.2, 2.3, & 3.1 (42 min.) Journal Questions: p. 170, 175 & 179 Do "Investments Compared" activity Summary & Money in Review; Test 8 Monday, March 28th Chapter 9 Sections 1 & 2a Protecting Your Wealth/Basic Types of Coverage Videos 1.1, 2.1, 2.2 & 2.3 (33 min.) Journal Questions: p. 190, 194, 196 & 197** Discuss End-of Semester projects (due 5/2) "Auto Liability Limits" activity (handout) Wednesday, March 30th Chapter 9 Section 2b, 3 & 4 Types of Coverage/Importance of Life Insurance Videos 2.4, 3.1 & 4.1 (30 min.) Journal Questions: p. 199, 201 & 203** Do "Which Insurance Policies are Needed?" activity Summary & Money in Review; Test 9 Monday, April 4th Chapter 10 Sections 1, 2 & 3 Understanding your Money Personality/ Marriage & Money/ Communication is Key Videos 1.1, 2.1 & 3.1 (33 min.) Journal Questions: p. 213, 214 & 217** Discuss and assign "Back Then" interview (due 4/11) "Roommates and Money" activity (handout)

Wednesday, April 6th Chapter 10 Supplemental Activities

"Creative Debating" small group activity Work on "Back Then" interview (due 4/11) Summary & Money in Review; Test 10 Monday, April 11th Chapter 11 Section 1 Careers & Taxes: Self-Assessment Measure your Progress (p. 225) Take DISC personality profile at Videos 1.1, 1.2 & 1.3 (24 min.) + journal questions foundationsu.com (see p. 230-231)** Wednesday, April 13th Chapter 11 Supplemental Activities

Discuss results of "Back Then" and DISC profile Work on end-of-semester projects Intro "Reading a Paystub" Activity "Reading a Paystub" activity (handout) Monday, April 18th Chapter 11 Sections 2 & 3 HAPPY TAX DAY!! Goal Setting/You Won't Love the Entry Level Videos 2.1 & 3.1 (16 min.) Journal Questions p. 233, 235 & 245** "Employee Onboarding" activity; preview "Paystub" Read "Income and Taxes" pgs. 243-245 Wednesday, April 20th Chapter 11 Sections 4 & 5 Best Practices of Successful People/Income & Taxes Videos 4.1, 4.2, 4.3, & 4.4 (36 min.) Journal Questions p. 237, 240 & 242 Write a Resume activity Summary and Money in Review; Test 11 Monday, April 25th Chapter 11 Final Activity Filing Your Taxes "Filing Your Taxes" activity Work on end-of-semester projects** "Research Charitable Organizations" handout Wednesday, April 27th Chapter 12 Sections 1, 2 & 3 False Perceptions/Make an Impact/Time & Talents Videos 1.1, 2.1 & 3.1 (29 min.) Journal Questions p. 257, 260 & 262 Discuss results of "Charitable Organizations" research Finish final projects Monday, May 2nd Chapter 12 Section 4 Final Projects due! Define Your Legacy Video 4.1 (12 min.) "The Generosity of Future Me" activity** "Exploring Areas of Need" small group activity Prepare for Final Exam (review case studies) Wednesday, May 4th Final Exam: Case Studies Receive completion certificates; return book reviews How did your mutual fund do? Continue to apply Dave's principles; Live and give like no one else!! **Don't forget to continue track your fund performance every week!