TWOGAP Is a Platform That Will Deal with Asset Management

TWOGAP

WHITE PAPER

TWOGAP is a platform that will deal with asset management

Table of Contents 2

1. INTRODUCTION TwoGap is a future asset management platform which has been created with Blockchain technology. This next-generation to that intends to offer solutions to firms that has either challenges in managing their tangible assets such as apartments, and the intangible assets which include human capital, goodwill and financial assets. TwoGap has therefore come up with solutions to all these problems which many organizations face day in day out during their business operations. The platform has a systematic process of managing, upgrading and deploying of assets cost effectively within a specific organization. TwoGap has therefore employed some technological icons in its management to ensure effectiveness in its tasks of service to client’s value, quality of market research which affects investment decisions and security of financial transactions.

What is asset management? Having the idea that this next-generation platform intentions is to offers solutions to the above problems, assets management is therefore termed to be professional service of managing the client desires and providing them with the mechanism that would help them to achieve their objectives and have a good flow of their finances in future. Additionally, through the applications of other technological platforms, TwoGap has the ability to bring a lot of benefits both to the manager and the client if it is well performed in the right manner. Following all the 3 needs and the client’s problems, TwoGap therefore has come up the solutions to these challenges. This is because of the increased demand for asset managers in many organizations and or individual firms. This next-generation in offering management solutions has expertise who offers these solutions at a wide spectrum of assets classes which include stocks, bonds, commodities private equity, foreign exchange among others. It is in at this point where TwoGap has the ability to offer geographical expertise because it closely follows the markets involved in its management.

Professionals at TwoGap perform their managerial skills perfectly in order for them to meet the clients need. It is therefore a guarantee that clients receive comprehensive services from the assets managers from TwoGap. They (managers) study the clients’ need and work in collaboration with other staffs to meet this demand. For instance, TwoGap, in management of commodities like oil, collaborate with all the parties involved from the source to the end user who is the client to TwoGap. Secondly, Twogap also create actionable strategies which put their staffs at toes to ensure effectiveness in their work. The clients or users of TwoGap management services are therefore at the safer side as all their demands are considered and acted on immediately.

2. WHY DID TWOGAP EMERGE, MARKET OVERVIEW AND PROBLEMS IN ASSET MANAGEMENT IN OTHER PLATFORMS TwoGap next-generation in offering assets management solutions emerged due to the high demand of effective management firms. People have previously used other platforms like

Aladdin which is an end to end electronic platform that facilitate asset management where it provides trade, operation and portfolio management mechanisms. The aim of Aladdin is to provide increased liquidity and to make it easy for clients during their transactions. Although this 4 platform has its own advantages, which might have been the cause of the large pool of user,

TwoGap platform has therefore come up with more advanced technology in asset management.

This graph shows the market over view on how the demand of asset managers has been increasing since 2004 to 2020. Looking at it is worth saying that TwoGap asset management will have as many clients as it has improved technology.

Asset managers study the markets and assess their client's needs. Based on that, the asset manager builds an investment portfolio across a broad range of asset classes. It is all predicated on the client's risk profile. Which of these classes draws investment is part of an equation that determines how to allocate a client’s money. The art of this profession is to maximize return without assuming excessive risk. The reasons as to why firms and individuals should start using services from TwoGap platform is because it outcompete all the other platforms in all the three asset management classes.

While Aladdin clients are forced to take the whole system, Twogap platform only allows it users to take just a part of the system which generally gives all the information. This is why many investors have chosen other platforms over the well known asset management platform Aladdin.

Secondly, although Aladdin is said to have strong risk analysis and assessments, it has high risks 5 compared to our services from TwoGap asset management platform. This is an advantage and a good reason why TwoGap services allow their users to access the peripheral functions. In this clients from Aladdin do not understand the bookkeeping processes and therefore incase of any accounting errors the clients will not have a chance to raise alarm. This failure in strong functionality therefore makes the whole platform to be less effective compared to TwoGap platform

The chart below shows the passive asset management space is highly concentrated, with the three largest players accounting for almost 70% of the aggregate volume.

Another reason for the initiation and proposal of TwoGap platform in offering asset management solution was due to the concentration risk in other platforms. This is risk has cost losses to many organizations. TwoGap platform has strong engines which have the ability to avoid these risks unlike in Aladdin where their engines are weaker and may cause the concentration risk due to its huge performances. Additionally, in the functionality part of Aladdin platform, it has very weak security and this makes the client information unsafe from other people who might destroy the clients’ firm or business. This weakness has made many investors look for alternative platforms to make their financial statements and other private information about their businesses is secured.

Similarly, Aladdin being the most competitive asset management platform with large pool of users is expensive to use. Any individual in need of managerial services from Aladdin experiences huge costs to acquire their services. It is therefore irony for a client to pay huge amounts for poor services. More so, there is no privacy in Aladdin platform, this is a very sensitive weakness because most client information is not put private. Any staff member can 6 access information about a certain client and this might lead to interference of that specific information.

Another problem as to why TwoGap has being proposed is due to the outage, hacking and errors in other platforms. This is a risk where information about a certain company is hacked and the details of that specific particular organization are altered with. This functionality weakness in those platforms leads to either financial losses or complete loss of the commodity, property or even human capital. Similarly, this function of hacking, display the wrong information on a client portal and therefore making the returns of investors using the platform to be very low.

3. MODEL DISCRIPTION 3.1. How TwoGap will solve these problems (competitive advantages) 1.A. Research silo TwoGap has therefore come up with the best solutions to the three asset management silos. In the first, which is the research silo, TwoGap has improved engines which will form a platform for the entire ecosystem of research communities. This tool therefore, ensures that all the needed information and data about a certain clients is gathered and carefully recorded. This will solve the problem of the functionality weakness of other platform like Aladdin which has strength in risk analysis but does not allow clients to access the necessary information when needed.

TwoGap, through the entire ecosystem of research communities on a platform is able to allow its users to access the bookkeeping processes and any other needed information. More so, due to the advanced engines in TwoGap platform, there will be careful study of micro-indicators which include the gross national product and interest rates. Through this feature, TwoGap asset management platform is therefore able to calculate its budget and involve its users in the decision making. Therefore, due to this detailed information about the GNP and the interest rates at a particular time, both the clients and the manager will have a good benefit. Therefore, using 7 services from TwoGap asset management platform will solve the problem of low returns to end user because both the manager and the client were involved in studying the micro-indicators.

Additionally, due to the improved research engines in TwoGap platform, there will be world- class blogs which outcompete other similar platforms. The ecosystem which creates subcommmunities of researchers is in TwoGap platform and therefore it is easy to outperform the researches and analysis called by Aladdin platform. This is because through interaction with other countries, the platform is able to identify future risks in inflations and interest rates through next generation technology that outcompete the Aladdin twenty year old code. World-class blogs give detailed information on both financial changes in interest rates and other factors and will therefore feed the platform with relevant information to avoid its failure in meeting its users’ need. This will be done through the media,VLOGS and the world –class information that grow in the TwoGap asset management platform where these tools gather more viewership than the

CNBC and MSNBC used other platforms. Additionally, unlike in other platforms strong researches in TwoGap is rewarded with its token. This is an advantage to this platform because it ensures that the expertise carrying out a research is determined in producing a quality and detailed research.

Through TGW tokens this platform rewards its research department in methods that platforms like BlackRock is unable to reward its It is therefore worth saying that all the talented analysts who have talents in both Blackrock and Aladdin will with time join TwoGap platform due to its advanced ecosystem features. Objectively, on the research silo stage, TwoGap asset management platform has equipped its end users with strategies and professional who help them in making the best decision. Evidently, all organizations and firms are focused in profit maximization. Of the main factors to profit maximization and therefore, users of TwoGap platform has the privilege of 8 having expertise from the platform that help them in making necessary decisions in different parts and time in business operations.

1.B. Competitive advantages in Transaction silo Secondly TwoGap will solve problems associated with the transaction silo which is the second among the three silos. This is a very sensitive part of the asset management where almost everything is associated with money. Firstly, unlike Aladdin where the trades take up to five days (5days), TwoGap asset management is determined at performing transactions in seconds.

This reduction of trade time from days to seconds has a great impact to investors who have increased demand of their assets as they can get the relevant information on transaction in less time compared to other platforms. This problem of taking up to five days has delayed a lot of trade between investor hence reducing the nations GNP. Using TwoGap platform therefore, will act as an accelerator to this transaction and the general benefit will affect the nation, client and the asset manager.

Secondly, in spite of well improved engines and research methods in TwoGap asset management platform, the transaction fee is reduced by two-thirds compared to Aladdin. This is a huge reduction fraction and through this feature the problem of users who are in need of asset managers paying huge amounts are solved in TwoGap. In connection to reduced transaction fees, the client using this platform will have his returns plus the two-thirds reduced fee. This therefore, makes TwoGap the best platform for investors, organizations and individuals who want high returns.

The third solution in the transition silo is that this platform will eliminate the risk associated with single point failure which is experienced in other asset management platforms. This is done through the virtue of consensus algorithms which work jointly with a peer to peer distributed 9 ledger. Through this features the errors in calculation will be not more to investors and clients in use of asset management services.

Additionally, unlike in Aladdin asset management platform where there is no security for users information, TwoGap has improved tool that resist tampering of the information through the immutability of the TwoGap Blockchain and its applied algorithm. More so, there is streaming of payments in TwoGap asset management platform where instead of monthly reconciliations, this feature remits the micro payouts of funds by second commensurate with accordance to asset performance.

1.C. Competitive advantages in marketing silo On the third silo which is the marketing silo, this particular asset management platform has improved marketing tools. This because, from the ICO stage onwards, TwoGap asset management platform is newsworthy and has its own prominent news every week. This feature is very essential as many users using any platform would want to have the news about that particular platform for them to understand their future plan for future. Additionally, TwoGap asset management platform engages a world –class publicity team which is responsible for all public relations. This make it possible for the TwoGap platform to get view, comments and complains from its users and community at large and therefore amend parts where complains might arise.

4. GOALS The main aim for the introduction and proposal for TwoGap asset management platform is to ensure that there is a future solution in asset management problems. This is because this platform will initiate subscriptions model after the ICO hence helping investors and users of TwoGap asset management to have extra returns. Additionally, another main goal of this platform is to ensure that it invests in marketing among its Blockchain and the sub communities in its 10 ecosystem to other investors to enable them take TwoGap asset management platform as their preferred management platform though it might need a lot of resources. More so, TwoGap is hoping to attract substantial interests from asset management problems together with its users and investors that believe in the importance of this asset management platform.

5. TWOGAP TOKEN ALLOCATION (TGW TOKENS) Tokens in this asset management platform will be required in activities on the platform. It provides the opportunity to users of this platform where by the he (client) is able to access use and take part in the TwoGap technology procedures and does not involve any investment interest. This therefore adds an advantage to the purchaser of who are using the services from TwoGap asset management platform and thus satisfying the Howey test. Additionally, TGW tokens will be issued during a sale on October 2017 and users will be able to get the tokens when they perform their profession in the platform’s website as soon as the sale takes place. This will be after the start of the TwoGap asset management platform in March 2018 and these TGW tokens will be used for any aspect of the platform ecosystem.

More so, TGW tokens are used as a medium through which research and analysis department is rewarded. Therefore, tokens from this specific asset management platform are also used in rewarding researchers in this particular platform. Similarly, they are minted when end users contribute to detailed and effective research.

These token will experience microeconomic policies and will have the following qualities. One of the quality will be scarce where by the demand of TGW token might be high than its availability. Secondly the token will be divisible as it will involve different departments and different areas within this asset management platform. Among these the tokens will be fungible and portable.

6. TGW TOKEN DISTRIBUTION The token sale of TGW tokens will be capped at one hundred and forty billion (140 billion).

Thereafter, 100,000,000 TGW tokens will be minted every thirty minutes until the TwoGap Blockchain produces 100,000 blocks.

Additionally, 50,000,000 TGW tokens will be minted every thirty minutes until the TwoGap Blockchain produces 200,000 blocks.

This geometric decline will continue every 100,000 blocks.

After TGW are no longer minted, miners and researchers will be rewarded with transaction fees paid end users. 11

7. PURPOSE OF TGW TOKEN Since the token sale will occur on October 2017, the primary purpose of these token will be to equip the end user the keys which will enable then activate functions on the asset management platform website. This is to facilitate the initialization of TwoGap asset management platform in 2018 march.

The secondary purpose of TGW token sales will be to propel the awareness of TwoGap asset management through marketing it thus attracting more users.

8. WHY TWOGAP Having been in the field of asset management for quite some time, professionals from TwoGap asset management has a good picture to the problems facing many institutions in the asset management. Therefore, we have come up with this next generation asset management problem solving technology to eliminate the risks and challenges faced. Additionally, TwoGap asset management platform has improved and advanced engines which therefore make the research and transaction areas in asset management have no errors. Similarly, the end user in this asset management platform enjoys more tokens unlike users in other similar asset management platforms like Aladdin.

9. ROADMAP 1.31 Aug 17: White Paper completed. Business plan completed. Terms of use completed.

2.23 Sep 17: Commence promotion of token sale.

3.23 Oct 17: Token sale.

4.15 Nov 17: Crypto asset perfected ($140B).

5.23 Mar 18: Go-Live.

6.23 Sep 18: 20% of market captured.

7.11 Apr 19: Market dominance in the asset management space

10. FINAL STEP 1. Finish technical plan, business plan and terms of use.

2. Update website. Publicize ICO. 12

11. COMPLIANCE Wall Street operates in one of the most highly regulated markets in the world. Prevailing wisdom dictates that if a technology company does not understand Wall Street technology compliance, then the associated technology will be useless