. e g e l l o c h s i n i f t o n o d . s t n e d u t S / s l a u d i v i d n I / v o g . s r i . w w w : o t o g , n o i t a m r o f n i . n o i t a c u d e r u o y r o f y a p o t s y a w . e g a k c a p d i a l a i c n a n i f a o t n i d i a f o s e p y t s u o i r a v e n i b m o c

u o y f i n e v e s n a o l t a h t r e b m e m e R . d e e n d i a p e r e b t s u m e r o m r o F . n r u t e r x a t l a r e d e f r u o y g n i t e l p m o c d n i f u o y p l e h n a c s r e c i f f o d i a l a i c n a n i f e g e l l o C y a m e g e l l o c e h t , d e e n l a i c n a n i f d e n i m r e t e d r u o y t e e m o T

u o y t a h w w o r r o B . s e i t l a n e p t n e m y a p e r p s e i r r a c t i y l n o n e h w e l b i g i l e e b y a m y l i m a f r u o y d n a u o y h c i h w . n o i s i c e d e g e l l o c y n a e k a m u o y e r o f e b s n o i t p o

. n o i t a c u d e r u o y f o t s o c l a u n n a

r e h t e h w d n a , s n a o l r e h t o h t i w n a o l e h t e t a d i l o s n o c n a c u o y r o f s m a r g o r p t i d e r c x a t — t i d e r C x a T y t i n u t r o p p O d i a l a i c n a n i f r u o y f o l l a n r a e l o t e m i t e k a T . e r u t u f

e h t m o r f C F E d e t c e p x e r u o y g n i t c a r t b u s y b d e n i m r e t e d

r e h t e h w , s n o i s i v o r p t n e m r e f e d r o s s e n e v i g r o f s a h n a o l e h t n a c i r e m A d n a t i d e r C g n i n r a e L e m i t e f i L e h t h g u o r h t r u o y n i e k a m n a c u o y e n o t n a t r o p m i t s o m e h t s ’ t i

s i d e e n l a i c n a n i f r u o Y . s t s o c l a n o i t a c u d e r u o y d r a w o t

r e h t e h w , d e x i f r o e l b a i r a v e r a s e g r a h c t s e r e t n i r e h t e h w t u o s t n e d u t s e g e l l o c s t s i s s a o s l a t n e m n r e v o g l a r e d e f e h T : 7 t c a F t u b , t n e m t s e v n i l a i t n a t s b u s a s i e g e l l o C

e t u b i r t n o c o t d e t c e p x e e r a y l i m a f r u o y d n a u o y h c u m d n i F . s n o i t a c i l p m i x a t d n a s m r e t t n e m y a p e r , s e t a r t s e r e t n i

. A S F A F l a u t c a e h t e t e l p m o c o t d e e n l l i t s l l i w u o y

w o h n o n o i t a n i m r e t e d l a n i f a e k a m o t s i s y l a n a s d e e n e h t . s e n i l d a e d d i a l a i c n a n i f t u o b a n r a e l o t g n i y l p p a e h t d n a t s r e d n u y l l u f u o y e r u s e k a m , n a o l y n a h t i w s A

t u b , e t a m i t s e / a s f a f / v o g . d e . d i A t n e d u t S . w w w g n i s s e c c a f o s t l u s e r e h t w e i v e r l l i w y l p p a u o y h c i h w o t s e g e l l o c e h T : 6 t c a F e r a u o y h c i h w o t s e g e l l o c l l a t c a t n o C

. t u o b a u o y l l e t n a c r e c i f f o y b d i a l a r e d e f r o f y f i l a u q u o y f i y l r a e t u o d n i f n a c u o Y

. t n e m e r i t e r r o f e v a s

. d r a w a d i a l a i c n a n i f r u o y g n i g n a h c r o g n i y a l e d d i a e g e l l o c r u o y h c i h w s m a r g o r p n a o l l a n o i t a c u d e

. A S F A F r o d i A l a r e d e F r o f n o i t a c i l p p A o t d e e n ’ s t n e r a p r u o y d n a , l o o h c s l a n o i t a c o v r o e g e l l o c

y l b i s s o p — n o i t a c i l p p a r u o y n o n o i t a m r o f n i e h t l a t n e m e l p p u s f o y t e i r a v a d n a m a r g o r P

r u o y n o d e n i a t n o c n o i t a m r o f n i e h t y b e e r F n i s r e b m e m d l o h e s u o h f o r e b m u n , s r e b m e m y l i m a f

t c e r r o c o t e v a h y a m u o y , e s a b - f f o s i e t a m i t s e r u o y l a r e d e f e h t h g u o r h t w o r r o b y a m s t n e r a P n a o L S U L P

d e n i m r e t e d s i d e e n l a i c n a n i f r u o y ; t i r e m c i m e d a c a n a h t f o r e b m u n , d i a p s e x a t e m o c n i e d u l c n i e s e h T . s e s n e p x e f I . r e t a l n o i t a m r o f n i x a t d e t e l p m o c r u o y f o y p o c

r e h t a r d e e n l a i c n a n i f n o d e s a b d e d r a w a s i d i a e t a t s d n a . m a r g o r P n a o L d e z i d i s b u s n U y l i m a f e m o s t n u o c c a o t n i s e k a t o s l a s i s y l a n a s d e e n e h T l a u t c a n a t i m b u s o t d e r i u q e r e b y a m u o Y . y l l u f e r a c

l a r e d e f t s o M . r u o y n o s d n e p e d e g a k c a p d e e n l a i c n a n i f

l a r e d e f e h t n i e l b a l i a v a y t i n u t r o p p o g n i w o r r o b a t c e r i D o s o d , e t a m i t s e t s u m u o y f I . A S F A F r u o y n o

. d i a l a n o i t u t i t s n i r o f y t i l i b i g i l e

r u o y f o t n u o m a e h T ” . e g a k c a p “ d i a l a i c n a n i f a s a e v a h o s l a d i a d e s a b - d e e n r o f y f i l a u q t o n o d o h w s t n e d u t S d e t a m i t s e e b t s u m n o i t a m r o f n i s i h t , y l r a e d e t e l p m o c

r u o y g n i n i m r e t e d n i e g e l l o c e h t y b d e r e d i s n o c

n w o n k , e e r h t l l a f o n o i t a n i b m o c a s i n e t f o d i a t n e d u t S

: 5 t c a F e b t o n n a c n r u t e r x a t s ’ y l i m a f r u o y f I e b , r e v e w o h , y a m y t i u q e e m o H . d i a e t a t s d n a l a r e d e f r o f

. l o o h c s n i s i r e w o r r o b e h t e l i h w t n e m y a p e r

n o i t a l u c l a c s i s y l a n a s d e e n e h t n i d e r e d i s n o c r e g n o l o n s i

3 r o t s e r e t n i o n e r i u q e r — d n a s n a o L s n i k r e P s n a o L . y e n o m n r a e d n a k r o w o t s e g e l l o c . e l b i s s o p s a y l e t a r u c c a s a A S F A F

y t i u q e e m o H . C F E r u o y e n i m r e t e d o t ) s t n e m t s e v n i , s t s u r t

— s n a o l e s e h T . s t n e d u t s y d e e n y l l a i c n a n i f t c e r i D l a r e d e f y b d e d i v o r p s e i t i n u t r o p p o e r a s b o j e m i t - t r a P r u o y e t e l p m o c o t u o y g n i w o l l a , y l r a e d e t e l p m o c

, s t n u o c c a k n a b , h s a c ( s t e s s a t e n s ’ y l i m a f r u o y d n a s g n i n r a e

o t d e t e g r a t e s o h t e r a s n a o l l a n o i t a c u d e e v i t c a r t t a t s o m e h T

e b d l u o h s n r u t e r x a t e m o c n i l a r e d e f s ’ y l i m a f

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r u o y , e m o c n i ’ s t n e r a p r u o y s r e d i s n o c s i s y l a n a s d e e n e h T . t s e r e t n i h t i w

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. e g e l l o c r a l u c i t r a p t a h t t a e r u d e c o r p

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. d i a p e r e b o t e v a h t ’ n o d t a h t

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y e n o m f o s t f i g t h g i r t u o e r a s p i h s r a l o h c s d n a s t n a r G

n a o l t n e d u t s l a r e d e f a m o r f w o r r o b o t d n e t n i u o y f I

p i h s r a l o h c s e d i s t u o e h t f o t n u o m a e h t y b e g a k c a p

. d i a l a i c n a n i f r o f d e e n

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d i A t n e d u t S f o s e p y T c i s a B r u o y e n i m r e t e d o t d e s u s i C F E e h T . s t s o c e g e l l o c d r a w o t s n a o L t u o b a S T C A F

e m o s ; e g a k c a p d i a e g e l l o c r u o y t c a p m i t o n l l i w y a p o t d e t c e p x e e b l l i w y l i m a f r u o y d n a u o y t n u o m a

p i h s r a l o h c s e d i s t u o n a , s e s a c e m o s n I . y l t n e r e f f i d e h t s i h c i h w “ ) C F E ( ” n o i t u b i r t n o C y l i m a F d e t c e p x E

: 3 t c a F . d e r i u q e r e r a s m r o f d i a l a i c n a n i f t a h w d n a , s e n i l d a e d ” s p i h s r a l o h c s e d i s t u o “ e l d n a h s e g e l l o C

. e l b i g i l e e r a u o y f i , d r a w a d i a l a i c n a n i f r u o y n i t n a r G l l e P n a d e n g i s s a e b l l i w u o y , s i s y l a n a s i h t n o d e s a B

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l l a f o e t o n a e k a M . e g a p b e w d i a l a i c n a n i f s ’ e g e l l o c

a e d u l c n i o t r e h t e h w g n i d i c e d n i R A S e h t n o n o i t a m r o f n i . A S F A F r u o y w e i v e r l l i w e c i v r e s s i s y l a n a s d e e n e h T

. d e e n l a i c n a n i f r u o y t e e m o t t n e i c i f f u s

h c a e t i s i v o t e r u s e k a m , s e g e l l o c h c r a e s e r u o y s A

e h t e s u l l i w e g e l l o c e h T . y l l u f e r a c t i d a e R . t n a r G

s i t a h t d i a l a i c n a n i f h t i w u o y e d i v o r p o t e l b a e b

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l l e P a r o f y t i l i b i g i l e r u o y n o n o i t a m r o f n i s e v i g t r o p e r

. d n e t t a l l i w e g e l l o c t s o c r e w o l e h t r o e g e l l o c t s o c r e h g i h e h t

t e e m o t a t a d x a t y l i m a f d e t a m i t s e e s u o t d e e n y a m u o Y

s i h T . a e v i e c e r l l i w u o y ) R A S ( t r o p e R d i A t n e d u t S

o t h s i w u o y s e g e l l o c e h t t a s e c i f f o d i a l a i c n a n i f r e h t i e t a h t n a e m y l i r a s s e c e n t o n s e o d s i h t , r e v e w o H

. r e i l r a e s i r e v e h c i h w — e n i l d a e d d i a l a i c n a n i f s ’ e g e l l o c

, e n i l n o A S F A F r u o y g n i t e l p m o c r e t f a s k e e w o w t n i h t i W

e h t e r a n o i t a m r o f n i f o s e c r u o s t s e b r u o Y . d i a . l o o h c s t s o c r e w o l a t a n a h t e g e l l o c t s o c r e h g i h a

e h t y b r o , d e t e l p m o c s i n r u t e r x a t e m o c n i l a r e d e f

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l o o h c s h g i h n i r a e y r o i n e s r u o y f o g n i n n i g e b e h T

f o e r u t c i p e t a r u c c a e r o m a r o f n o i t a m r o f n i d e d d a d e e n

. e g e l l o ec h t f o s t s o c e h t n o p u g n i d n e p e d

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y e h T . d i a l a n o i t u t i t s n i f o s t n u o m a e g r a l e d i v o r p s e g e l l o c

. s e v l e s m e h t s e g e l l o c e s a e r c e d r o e s a e r c n i l l i w d e e n l a i c n a n i f r u o y

n o i t a c i l p p a s i h t n i d e n i a t n o c n o i t a m r o f n i e h T . d i a l a i c n a n i f

e s e h t y l l a u s U . e e f a y r r a c h c i h w f o e m o s , A S F A F e h t o t

r o , n o i n u r o r e y o l p m e ’ s t n e r a p r u o y , s p u o r g , e g e l l o c o t e g e l l o c m o r f e m a s e h t n i a m e r y l l a u s u

l a r e d e f d n a e t a t s r o f y l p p a o t A S F A F a e t e l p m o c t s u m u o Y

n o i t i d d a n i s m r o f e t e l p m o c o t u o y e r i u q e r s e g e l l o c e m o S

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1

m o r f e c n a t s i s s a r o f e l b i g i l e e b y a m u o Y . s e c r u o s . d e e n l a i c n a n i f r u o y y b d e n i m r e t e d s i y f i l a u q l l i w . t a e n i l n o o s o d s t n e d u t s v o g . d e . a s f a f . w w w . e t o N y r o s s i m o r P

: 1 t c a F f o y t e i r a v a m o r f d i a l a i c n a n i f e v i e c e r s t n e d u t S u o y h c i h w r o f d i a l a i c n a n i f f o t n u o m a e h T t s o m d n a , A S F A F a e l i f o t u o y k s a l l i w s e g e l l o c l l A r e t s a M e t a r a p e s a e t e l p m o c o t d e e n l l i w u o y , n a o L

t c e r i D l a r e d e F a s e d u l c n i d r a w a r u o y f I . s n a o l d n a b o j

d i A t n e d u t S f o s t c a F c i s a B r e b m e m e R o t S T C A F A S F A F e h t t u o b a S T C A F

e m i t - t r a p a , s p i h s r a l o h c s , s t n a r g e d u l c n i y a m e g a k c a p s i h T

To Learn More… The following websites also provide Your best resource is the financial aid office at the college or university you wish to attend. Contact What You Need to information about student financial aid: financial aid offices at the same time you request an admission application. Office of Higher Education Know about Student Financial Aid Page – You and your parents also can talk to experts and www.ctohe.org/SFA get in-depth help filling out the Free Application for … links to state and federal programs. Federal Student Aid (FAFSA) by attending a Financial Aid… College Goal Sunday event. For dates, go to: Federal Student Aid on the Web – www.collegegoalsundayct.org . www.StudentAid.ed.gov File your FAFSA early. … information from the U.S. Department of Many career and community organizations offer Paying for College Missing your college’s FAFSA priority deadline Education on planning, preparing and paying grants depending on your interests and background. for postsecondary education. For a list of public and private aid sources, and could prevent you from receiving some types of other college information, go to: federal, state, or institutional financial aid. Financial Aid Information Page – Your Guide to State & www.ctohe.org/edinfo . Pay attention and follow deadlines. www.FinAid.org Often a checklist can help with academic and … click on $Scholarships to access a wide Federal College Aid financial planning. Checklists for elementary, Do your homework. selection of search databases. Click on middle and high school students and their parents, Find out about your college’s financial aid Calculators for tools to determine college Programs prepared by the U.S. Department of Education, are application process – make sure you get any and costs, savings goals, and how much financial aid you may need. available at www.StudentAid.gov . all forms and remember deadlines. Office of Higher Education For more information... FastWeb – www.fastweb.com State of Connecticut Open your mail. … a highly popular, customized financial aid Education & Employment Information Center Open everything that comes in the mail or by www.ctohe.org Office of Higher Education search site. [email protected] • www.ctohe.org/edinfo email from the colleges to which you are applying, especially information from financial aid offices. EFC Calculator – CT Talent Assistance Cooperative/Educational Don’t miss out on an important part of your aid www.finaid.org/calculators/finaidestimate.phtml Opportunity Center (Central Office) … use this tool to estimate your Expected Family package because you did not complete a form. (203) 634-7669, ext. 10 Contribution. www.conntacinc.org You are your best advocate! CT Higher Education Trust College Board – www.collegeboard.org (a 529 college savings program) Do your research, follow deadlines, and be in touch … information on the SAT and other testing, (888) 799-CHET (2438) with your school’s financial aid office. Remember college planning. www.aboutchet.com the phrase “The squeaky wheel gets the grease?” Stay on top of your financial aid needs. Federal Trade Commission – CT Higher Education Supplemental Loan Authority www.consumer.ftc.gov/articles/0082-scholarship- (CHESLA) and-financial-aid-scams (800) 252-3357 www.CHESLA.org … information on scholarship scams and how to avoid them. Federal Student Aid Information Center (800) 4FED-AID • (800) 433-3243 www.StudentAid.gov www.fafsa.ed.gov State of Connecticut

. e g e l l o c h s i n i f t o n o d . s t n e d u t S / s l a u d i v i d n I / v o g . s r i . w w w : o t o g , n o i t a m r o f n i . n o i t a c u d e r u o y r o f y a p o t s y a w . e g a k c a p d i a l a i c n a n i f a o t n i d i a f o s e p y t s u o i r a v e n i b m o c

u o y f i n e v e s n a o l t a h t r e b m e m e R . d e e n d i a p e r e b t s u m e r o m r o F . n r u t e r x a t l a r e d e f r u o y g n i t e l p m o c d n i f u o y p l e h n a c s r e c i f f o d i a l a i c n a n i f e g e l l o C y a m e g e l l o c e h t , d e e n l a i c n a n i f d e n i m r e t e d r u o y t e e m o T

u o y t a h w w o r r o B . s e i t l a n e p t n e m y a p e r p s e i r r a c t i y l n o n e h w e l b i g i l e e b y a m y l i m a f r u o y d n a u o y h c i h w . n o i s i c e d e g e l l o c y n a e k a m u o y e r o f e b s n o i t p o

. n o i t a c u d e r u o y f o t s o c l a u n n a

r e h t e h w d n a , s n a o l r e h t o h t i w n a o l e h t e t a d i l o s n o c n a c u o y r o f s m a r g o r p t i d e r c x a t — t i d e r C x a T y t i n u t r o p p O d i a l a i c n a n i f r u o y f o l l a n r a e l o t e m i t e k a T . e r u t u f

e h t m o r f C F E d e t c e p x e r u o y g n i t c a r t b u s y b d e n i m r e t e d

r e h t e h w , s n o i s i v o r p t n e m r e f e d r o s s e n e v i g r o f s a h n a o l e h t n a c i r e m A d n a t i d e r C g n i n r a e L e m i t e f i L e h t h g u o r h t r u o y n i e k a m n a c u o y e n o t n a t r o p m i t s o m e h t s ’ t i

s i d e e n l a i c n a n i f r u o Y . s t s o c l a n o i t a c u d e r u o y d r a w o t

r e h t e h w , d e x i f r o e l b a i r a v e r a s e g r a h c t s e r e t n i r e h t e h w t u o s t n e d u t s e g e l l o c s t s i s s a o s l a t n e m n r e v o g l a r e d e f e h T : 7 t c a F t u b , t n e m t s e v n i l a i t n a t s b u s a s i e g e l l o C

e t u b i r t n o c o t d e t c e p x e e r a y l i m a f r u o y d n a u o y h c u m d n i F . s n o i t a c i l p m i x a t d n a s m r e t t n e m y a p e r , s e t a r t s e r e t n i

. A S F A F l a u t c a e h t e t e l p m o c o t d e e n l l i t s l l i w u o y

w o h n o n o i t a n i m r e t e d l a n i f a e k a m o t s i s y l a n a s d e e n e h t . s e n i l d a e d d i a l a i c n a n i f t u o b a n r a e l o t g n i y l p p a e h t d n a t s r e d n u y l l u f u o y e r u s e k a m , n a o l y n a h t i w s A

t u b , e t a m i t s e / a s f a f / v o g . d e . d i A t n e d u t S . w w w g n i s s e c c a f o s t l u s e r e h t w e i v e r l l i w y l p p a u o y h c i h w o t s e g e l l o c e h T : 6 t c a F e r a u o y h c i h w o t s e g e l l o c l l a t c a t n o C

. t u o b a u o y l l e t n a c r e c i f f o y b d i a l a r e d e f r o f y f i l a u q u o y f i y l r a e t u o d n i f n a c u o Y

. t n e m e r i t e r r o f e v a s

. d r a w a d i a l a i c n a n i f r u o y g n i g n a h c r o g n i y a l e d d i a e g e l l o c r u o y h c i h w s m a r g o r p n a o l l a n o i t a c u d e

. A S F A F r o d i A l a r e d e F r o f n o i t a c i l p p A o t d e e n ’ s t n e r a p r u o y d n a , l o o h c s l a n o i t a c o v r o e g e l l o c

y l b i s s o p — n o i t a c i l p p a r u o y n o n o i t a m r o f n i e h t l a t n e m e l p p u s f o y t e i r a v a d n a m a r g o r P

r u o y n o d e n i a t n o c n o i t a m r o f n i e h t y b e e r F n i s r e b m e m d l o h e s u o h f o r e b m u n , s r e b m e m y l i m a f

t c e r r o c o t e v a h y a m u o y , e s a b - f f o s i e t a m i t s e r u o y l a r e d e f e h t h g u o r h t w o r r o b y a m s t n e r a P n a o L S U L P

d e n i m r e t e d s i d e e n l a i c n a n i f r u o y ; t i r e m c i m e d a c a n a h t f o r e b m u n , d i a p s e x a t e m o c n i e d u l c n i e s e h T . s e s n e p x e f I . r e t a l n o i t a m r o f n i x a t d e t e l p m o c r u o y f o y p o c

r e h t a r d e e n l a i c n a n i f n o d e s a b d e d r a w a s i d i a e t a t s d n a . m a r g o r P n a o L d e z i d i s b u s n U y l i m a f e m o s t n u o c c a o t n i s e k a t o s l a s i s y l a n a s d e e n e h T l a u t c a n a t i m b u s o t d e r i u q e r e b y a m u o Y . y l l u f e r a c

l a r e d e f t s o M . r u o y n o s d n e p e d e g a k c a p d e e n l a i c n a n i f

l a r e d e f e h t n i e l b a l i a v a y t i n u t r o p p o g n i w o r r o b a t c e r i D o s o d , e t a m i t s e t s u m u o y f I . A S F A F r u o y n o

. d i a l a n o i t u t i t s n i r o f y t i l i b i g i l e

r u o y f o t n u o m a e h T ” . e g a k c a p “ d i a l a i c n a n i f a s a e v a h o s l a d i a d e s a b - d e e n r o f y f i l a u q t o n o d o h w s t n e d u t S d e t a m i t s e e b t s u m n o i t a m r o f n i s i h t , y l r a e d e t e l p m o c

r u o y g n i n i m r e t e d n i e g e l l o c e h t y b d e r e d i s n o c

n w o n k , e e r h t l l a f o n o i t a n i b m o c a s i n e t f o d i a t n e d u t S

: 5 t c a F e b t o n n a c n r u t e r x a t s ’ y l i m a f r u o y f I e b , r e v e w o h , y a m y t i u q e e m o H . d i a e t a t s d n a l a r e d e f r o f

. l o o h c s n i s i r e w o r r o b e h t e l i h w t n e m y a p e r

n o i t a l u c l a c s i s y l a n a s d e e n e h t n i d e r e d i s n o c r e g n o l o n s i

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y t i u q e e m o H . C F E r u o y e n i m r e t e d o t ) s t n e m t s e v n i , s t s u r t

— s n a o l e s e h T . s t n e d u t s y d e e n y l l a i c n a n i f t c e r i D l a r e d e f y b d e d i v o r p s e i t i n u t r o p p o e r a s b o j e m i t - t r a P r u o y e t e l p m o c o t u o y g n i w o l l a , y l r a e d e t e l p m o c

, s t n u o c c a k n a b , h s a c ( s t e s s a t e n s ’ y l i m a f r u o y d n a s g n i n r a e

o t d e t e g r a t e s o h t e r a s n a o l l a n o i t a c u d e e v i t c a r t t a t s o m e h T

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r u o y , e m o c n i ’ s t n e r a p r u o y s r e d i s n o c s i s y l a n a s d e e n e h T . t s e r e t n i h t i w

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. e g e l l o c r a l u c i t r a p t a h t t a e r u d e c o r p

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. d i a p e r e b o t e v a h t ’ n o d t a h t

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y e n o m f o s t f i g t h g i r t u o e r a s p i h s r a l o h c s d n a s t n a r G

n a o l t n e d u t s l a r e d e f a m o r f w o r r o b o t d n e t n i u o y f I

p i h s r a l o h c s e d i s t u o e h t f o t n u o m a e h t y b e g a k c a p

. d i a l a i c n a n i f r o f d e e n

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d i A t n e d u t S f o s e p y T c i s a B r u o y e n i m r e t e d o t d e s u s i C F E e h T . s t s o c e g e l l o c d r a w o t s n a o L t u o b a S T C A F

e m o s ; e g a k c a p d i a e g e l l o c r u o y t c a p m i t o n l l i w y a p o t d e t c e p x e e b l l i w y l i m a f r u o y d n a u o y t n u o m a

p i h s r a l o h c s e d i s t u o n a , s e s a c e m o s n I . y l t n e r e f f i d e h t s i h c i h w “ ) C F E ( ” n o i t u b i r t n o C y l i m a F d e t c e p x E

: 3 t c a F . d e r i u q e r e r a s m r o f d i a l a i c n a n i f t a h w d n a , s e n i l d a e d ” s p i h s r a l o h c s e d i s t u o “ e l d n a h s e g e l l o C

. e l b i g i l e e r a u o y f i , d r a w a d i a l a i c n a n i f r u o y n i t n a r G l l e P n a d e n g i s s a e b l l i w u o y , s i s y l a n a s i h t n o d e s a B

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l l a f o e t o n a e k a M . e g a p b e w d i a l a i c n a n i f s ’ e g e l l o c

a e d u l c n i o t r e h t e h w g n i d i c e d n i R A S e h t n o n o i t a m r o f n i . A S F A F r u o y w e i v e r l l i w e c i v r e s s i s y l a n a s d e e n e h T

. d e e n l a i c n a n i f r u o y t e e m o t t n e i c i f f u s

h c a e t i s i v o t e r u s e k a m , s e g e l l o c h c r a e s e r u o y s A

e h t e s u l l i w e g e l l o c e h T . y l l u f e r a c t i d a e R . t n a r G

s i t a h t d i a l a i c n a n i f h t i w u o y e d i v o r p o t e l b a e b

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l l e P a r o f y t i l i b i g i l e r u o y n o n o i t a m r o f n i s e v i g t r o p e r

. d n e t t a l l i w e g e l l o c t s o c r e w o l e h t r o e g e l l o c t s o c r e h g i h e h t

t e e m o t a t a d x a t y l i m a f d e t a m i t s e e s u o t d e e n y a m u o Y

s i h T . a e v i e c e r l l i w u o y ) R A S ( t r o p e R d i A t n e d u t S

o t h s i w u o y s e g e l l o c e h t t a s e c i f f o d i a l a i c n a n i f r e h t i e t a h t n a e m y l i r a s s e c e n t o n s e o d s i h t , r e v e w o H

. r e i l r a e s i r e v e h c i h w — e n i l d a e d d i a l a i c n a n i f s ’ e g e l l o c

, e n i l n o A S F A F r u o y g n i t e l p m o c r e t f a s k e e w o w t n i h t i W

e h t e r a n o i t a m r o f n i f o s e c r u o s t s e b r u o Y . d i a . l o o h c s t s o c r e w o l a t a n a h t e g e l l o c t s o c r e h g i h a

e h t y b r o , d e t e l p m o c s i n r u t e r x a t e m o c n i l a r e d e f

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l o o h c s h g i h n i r a e y r o i n e s r u o y f o g n i n n i g e b e h T

f o e r u t c i p e t a r u c c a e r o m a r o f n o i t a m r o f n i d e d d a d e e n

. e g e l l o ec h t f o s t s o c e h t n o p u g n i d n e p e d

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y e h T . d i a l a n o i t u t i t s n i f o s t n u o m a e g r a l e d i v o r p s e g e l l o c

. s e v l e s m e h t s e g e l l o c e s a e r c e d r o e s a e r c n i l l i w d e e n l a i c n a n i f r u o y

n o i t a c i l p p a s i h t n i d e n i a t n o c n o i t a m r o f n i e h T . d i a l a i c n a n i f

e s e h t y l l a u s U . e e f a y r r a c h c i h w f o e m o s , A S F A F e h t o t

r o , n o i n u r o r e y o l p m e ’ s t n e r a p r u o y , s p u o r g , e g e l l o c o t e g e l l o c m o r f e m a s e h t n i a m e r y l l a u s u

l a r e d e f d n a e t a t s r o f y l p p a o t A S F A F a e t e l p m o c t s u m u o Y

n o i t i d d a n i s m r o f e t e l p m o c o t u o y e r i u q e r s e g e l l o c e m o S

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1

m o r f e c n a t s i s s a r o f e l b i g i l e e b y a m u o Y . s e c r u o s . d e e n l a i c n a n i f r u o y y b d e n i m r e t e d s i y f i l a u q l l i w . t a e n i l n o o s o d s t n e d u t s v o g . d e . a s f a f . w w w . e t o N y r o s s i m o r P

: 1 t c a F f o y t e i r a v a m o r f d i a l a i c n a n i f e v i e c e r s t n e d u t S u o y h c i h w r o f d i a l a i c n a n i f f o t n u o m a e h T t s o m d n a , A S F A F a e l i f o t u o y k s a l l i w s e g e l l o c l l A r e t s a M e t a r a p e s a e t e l p m o c o t d e e n l l i w u o y , n a o L

t c e r i D l a r e d e F a s e d u l c n i d r a w a r u o y f I . s n a o l d n a b o j

d i A t n e d u t S f o s t c a F c i s a B r e b m e m e R o t S T C A F A S F A F e h t t u o b a S T C A F

e m i t - t r a p a , s p i h s r a l o h c s , s t n a r g e d u l c n i y a m e g a k c a p s i h T

To Learn More… The following websites also provide Your best resource is the financial aid office at the college or university you wish to attend. Contact What You Need to information about student financial aid: financial aid offices at the same time you request an admission application. Office of Higher Education Know about Student Financial Aid Page – You and your parents also can talk to experts and www.ctohe.org/SFA get in-depth help filling out the Free Application for … links to state and federal programs. Federal Student Aid (FAFSA) by attending a Financial Aid… College Goal Sunday event. For dates, go to: Federal Student Aid on the Web – www.collegegoalsundayct.org . www.StudentAid.ed.gov File your FAFSA early. … information from the U.S. Department of Many career and community organizations offer Paying for College Missing your college’s FAFSA priority deadline Education on planning, preparing and paying grants depending on your interests and background. for postsecondary education. For a list of public and private aid sources, and could prevent you from receiving some types of other college information, go to: federal, state, or institutional financial aid. Financial Aid Information Page – Your Guide to State & www.ctohe.org/edinfo . Pay attention and follow deadlines. www.FinAid.org Often a checklist can help with academic and … click on $Scholarships to access a wide Federal College Aid financial planning. Checklists for elementary, Do your homework. selection of search databases. Click on middle and high school students and their parents, Find out about your college’s financial aid Calculators for tools to determine college Programs prepared by the U.S. Department of Education, are application process – make sure you get any and costs, savings goals, and how much financial aid you may need. available at www.StudentAid.gov . all forms and remember deadlines. Office of Higher Education For more information... FastWeb – www.fastweb.com State of Connecticut Open your mail. … a highly popular, customized financial aid Education & Employment Information Center Open everything that comes in the mail or by www.ctohe.org Office of Higher Education search site. [email protected] • www.ctohe.org/edinfo email from the colleges to which you are applying, especially information from financial aid offices. EFC Calculator – CT Talent Assistance Cooperative/Educational Don’t miss out on an important part of your aid www.finaid.org/calculators/finaidestimate.phtml Opportunity Center (Central Office) … use this tool to estimate your Expected Family package because you did not complete a form. (203) 634-7669, ext. 10 Contribution. www.conntacinc.org You are your best advocate! CT Higher Education Trust College Board – www.collegeboard.org (a 529 college savings program) Do your research, follow deadlines, and be in touch … information on the SAT and other testing, (888) 799-CHET (2438) with your school’s financial aid office. Remember college planning. www.aboutchet.com the phrase “The squeaky wheel gets the grease?” Stay on top of your financial aid needs. Federal Trade Commission – CT Higher Education Supplemental Loan Authority www.consumer.ftc.gov/articles/0082-scholarship- (CHESLA) and-financial-aid-scams (800) 252-3357 www.CHESLA.org … information on scholarship scams and how to avoid them. Federal Student Aid Information Center (800) 4FED-AID • (800) 433-3243 www.StudentAid.gov www.fafsa.ed.gov State of Connecticut

. e g e l l o c h s i n i f t o n o d . s t n e d u t S / s l a u d i v i d n I / v o g . s r i . w w w : o t o g , n o i t a m r o f n i . n o i t a c u d e r u o y r o f y a p o t s y a w . e g a k c a p d i a l a i c n a n i f a o t n i d i a f o s e p y t s u o i r a v e n i b m o c

u o y f i n e v e s n a o l t a h t r e b m e m e R . d e e n d i a p e r e b t s u m e r o m r o F . n r u t e r x a t l a r e d e f r u o y g n i t e l p m o c d n i f u o y p l e h n a c s r e c i f f o d i a l a i c n a n i f e g e l l o C y a m e g e l l o c e h t , d e e n l a i c n a n i f d e n i m r e t e d r u o y t e e m o T

u o y t a h w w o r r o B . s e i t l a n e p t n e m y a p e r p s e i r r a c t i y l n o n e h w e l b i g i l e e b y a m y l i m a f r u o y d n a u o y h c i h w . n o i s i c e d e g e l l o c y n a e k a m u o y e r o f e b s n o i t p o

. n o i t a c u d e r u o y f o t s o c l a u n n a

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e h t m o r f C F E d e t c e p x e r u o y g n i t c a r t b u s y b d e n i m r e t e d

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s i d e e n l a i c n a n i f r u o Y . s t s o c l a n o i t a c u d e r u o y d r a w o t

r e h t e h w , d e x i f r o e l b a i r a v e r a s e g r a h c t s e r e t n i r e h t e h w t u o s t n e d u t s e g e l l o c s t s i s s a o s l a t n e m n r e v o g l a r e d e f e h T : 7 t c a F t u b , t n e m t s e v n i l a i t n a t s b u s a s i e g e l l o C

e t u b i r t n o c o t d e t c e p x e e r a y l i m a f r u o y d n a u o y h c u m d n i F . s n o i t a c i l p m i x a t d n a s m r e t t n e m y a p e r , s e t a r t s e r e t n i

. A S F A F l a u t c a e h t e t e l p m o c o t d e e n l l i t s l l i w u o y

w o h n o n o i t a n i m r e t e d l a n i f a e k a m o t s i s y l a n a s d e e n e h t . s e n i l d a e d d i a l a i c n a n i f t u o b a n r a e l o t g n i y l p p a e h t d n a t s r e d n u y l l u f u o y e r u s e k a m , n a o l y n a h t i w s A

t u b , e t a m i t s e / a s f a f / v o g . d e . d i A t n e d u t S . w w w g n i s s e c c a f o s t l u s e r e h t w e i v e r l l i w y l p p a u o y h c i h w o t s e g e l l o c e h T : 6 t c a F e r a u o y h c i h w o t s e g e l l o c l l a t c a t n o C

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. t n e m e r i t e r r o f e v a s

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. A S F A F r o d i A l a r e d e F r o f n o i t a c i l p p A o t d e e n ’ s t n e r a p r u o y d n a , l o o h c s l a n o i t a c o v r o e g e l l o c

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r u o y n o d e n i a t n o c n o i t a m r o f n i e h t y b e e r F n i s r e b m e m d l o h e s u o h f o r e b m u n , s r e b m e m y l i m a f

t c e r r o c o t e v a h y a m u o y , e s a b - f f o s i e t a m i t s e r u o y l a r e d e f e h t h g u o r h t w o r r o b y a m s t n e r a P n a o L S U L P

d e n i m r e t e d s i d e e n l a i c n a n i f r u o y ; t i r e m c i m e d a c a n a h t f o r e b m u n , d i a p s e x a t e m o c n i e d u l c n i e s e h T . s e s n e p x e f I . r e t a l n o i t a m r o f n i x a t d e t e l p m o c r u o y f o y p o c

r e h t a r d e e n l a i c n a n i f n o d e s a b d e d r a w a s i d i a e t a t s d n a . m a r g o r P n a o L d e z i d i s b u s n U y l i m a f e m o s t n u o c c a o t n i s e k a t o s l a s i s y l a n a s d e e n e h T l a u t c a n a t i m b u s o t d e r i u q e r e b y a m u o Y . y l l u f e r a c

l a r e d e f t s o M . r u o y n o s d n e p e d e g a k c a p d e e n l a i c n a n i f

l a r e d e f e h t n i e l b a l i a v a y t i n u t r o p p o g n i w o r r o b a t c e r i D o s o d , e t a m i t s e t s u m u o y f I . A S F A F r u o y n o

. d i a l a n o i t u t i t s n i r o f y t i l i b i g i l e

r u o y f o t n u o m a e h T ” . e g a k c a p “ d i a l a i c n a n i f a s a e v a h o s l a d i a d e s a b - d e e n r o f y f i l a u q t o n o d o h w s t n e d u t S d e t a m i t s e e b t s u m n o i t a m r o f n i s i h t , y l r a e d e t e l p m o c

r u o y g n i n i m r e t e d n i e g e l l o c e h t y b d e r e d i s n o c

n w o n k , e e r h t l l a f o n o i t a n i b m o c a s i n e t f o d i a t n e d u t S

: 5 t c a F e b t o n n a c n r u t e r x a t s ’ y l i m a f r u o y f I e b , r e v e w o h , y a m y t i u q e e m o H . d i a e t a t s d n a l a r e d e f r o f

. l o o h c s n i s i r e w o r r o b e h t e l i h w t n e m y a p e r

n o i t a l u c l a c s i s y l a n a s d e e n e h t n i d e r e d i s n o c r e g n o l o n s i

3 r o t s e r e t n i o n e r i u q e r — d n a s n a o L s n i k r e P s n a o L . y e n o m n r a e d n a k r o w o t s e g e l l o c . e l b i s s o p s a y l e t a r u c c a s a A S F A F

y t i u q e e m o H . C F E r u o y e n i m r e t e d o t ) s t n e m t s e v n i , s t s u r t

— s n a o l e s e h T . s t n e d u t s y d e e n y l l a i c n a n i f t c e r i D l a r e d e f y b d e d i v o r p s e i t i n u t r o p p o e r a s b o j e m i t - t r a P r u o y e t e l p m o c o t u o y g n i w o l l a , y l r a e d e t e l p m o c

, s t n u o c c a k n a b , h s a c ( s t e s s a t e n s ’ y l i m a f r u o y d n a s g n i n r a e

o t d e t e g r a t e s o h t e r a s n a o l l a n o i t a c u d e e v i t c a r t t a t s o m e h T

e b d l u o h s n r u t e r x a t e m o c n i l a r e d e f s ’ y l i m a f

2

r u o y , e m o c n i ’ s t n e r a p r u o y s r e d i s n o c s i s y l a n a s d e e n e h T . t s e r e t n i h t i w

: 4 t c a F r u o Y . r a e y h c a e d i a r o f y l p p a t s u m u o Y

. e g e l l o c r a l u c i t r a p t a h t t a e r u d e c o r p

d i a p e r e b t s u m y l l a u s u t a h t s d n u f d e w o r r o b e r a

s n a o L

d e e N l a i c n a n i F r u o Y g n i n i f e D

n o i t a c i l p p a e h t e n i m r e t e d o t r e c i f f o d i a e g e l l o c . p i h s r a l o h c s e h t f o t n u o m a e h t

1

. d i a p e r e b o t e v a h t ’ n o d t a h t

r u o y h t i w t l u s n o c , n o i t a c u d e r u o y e c n a n i f o t m a r g o r p y b d i a t n a r g l a n o i t u t i t s n i w a r d h t i w l l i w s r e h t o d n a

y e n o m f o s t f i g t h g i r t u o e r a s p i h s r a l o h c s d n a s t n a r G

n a o l t n e d u t s l a r e d e f a m o r f w o r r o b o t d n e t n i u o y f I

p i h s r a l o h c s e d i s t u o e h t f o t n u o m a e h t y b e g a k c a p

. d i a l a i c n a n i f r o f d e e n

e h t f o n o i t r o p n a o l r u o y e c u d e r l l i w s e g e l l o c

d i A t n e d u t S f o s e p y T c i s a B r u o y e n i m r e t e d o t d e s u s i C F E e h T . s t s o c e g e l l o c d r a w o t s n a o L t u o b a S T C A F

e m o s ; e g a k c a p d i a e g e l l o c r u o y t c a p m i t o n l l i w y a p o t d e t c e p x e e b l l i w y l i m a f r u o y d n a u o y t n u o m a

p i h s r a l o h c s e d i s t u o n a , s e s a c e m o s n I . y l t n e r e f f i d e h t s i h c i h w “ ) C F E ( ” n o i t u b i r t n o C y l i m a F d e t c e p x E

: 3 t c a F . d e r i u q e r e r a s m r o f d i a l a i c n a n i f t a h w d n a , s e n i l d a e d ” s p i h s r a l o h c s e d i s t u o “ e l d n a h s e g e l l o C

. e l b i g i l e e r a u o y f i , d r a w a d i a l a i c n a n i f r u o y n i t n a r G l l e P n a d e n g i s s a e b l l i w u o y , s i s y l a n a s i h t n o d e s a B

3

l l a f o e t o n a e k a M . e g a p b e w d i a l a i c n a n i f s ’ e g e l l o c

a e d u l c n i o t r e h t e h w g n i d i c e d n i R A S e h t n o n o i t a m r o f n i . A S F A F r u o y w e i v e r l l i w e c i v r e s s i s y l a n a s d e e n e h T

. d e e n l a i c n a n i f r u o y t e e m o t t n e i c i f f u s

h c a e t i s i v o t e r u s e k a m , s e g e l l o c h c r a e s e r u o y s A

e h t e s u l l i w e g e l l o c e h T . y l l u f e r a c t i d a e R . t n a r G

s i t a h t d i a l a i c n a n i f h t i w u o y e d i v o r p o t e l b a e b

. e n i l d a e d s ’ e g e l l o c e h t

l l e P a r o f y t i l i b i g i l e r u o y n o n o i t a m r o f n i s e v i g t r o p e r

. d n e t t a l l i w e g e l l o c t s o c r e w o l e h t r o e g e l l o c t s o c r e h g i h e h t

t e e m o t a t a d x a t y l i m a f d e t a m i t s e e s u o t d e e n y a m u o Y

s i h T . a e v i e c e r l l i w u o y ) R A S ( t r o p e R d i A t n e d u t S

o t h s i w u o y s e g e l l o c e h t t a s e c i f f o d i a l a i c n a n i f r e h t i e t a h t n a e m y l i r a s s e c e n t o n s e o d s i h t , r e v e w o H

. r e i l r a e s i r e v e h c i h w — e n i l d a e d d i a l a i c n a n i f s ’ e g e l l o c

, e n i l n o A S F A F r u o y g n i t e l p m o c r e t f a s k e e w o w t n i h t i W

e h t e r a n o i t a m r o f n i f o s e c r u o s t s e b r u o Y . d i a . l o o h c s t s o c r e w o l a t a n a h t e g e l l o c t s o c r e h g i h a

e h t y b r o , d e t e l p m o c s i n r u t e r x a t e m o c n i l a r e d e f

2

: 2 t c a F l a i c n a n i f t u o b a g n i r i u q n i t r a t s o t e m i t t s e b e h t s i t a e r o m e b l l i w d i a l a i c n a n i f r o f d e e n r u o Y s ’ y l i m a f r u o y r e t f a e l b i s s o p s a n o o s s a A S F A F r u o y e l i F . s e c n a t s m u c r i c l a i c n a n i f s ’ y l i m a f r u o y

l o o h c s h g i h n i r a e y r o i n e s r u o y f o g n i n n i g e b e h T

f o e r u t c i p e t a r u c c a e r o m a r o f n o i t a m r o f n i d e d d a d e e n

. e g e l l o ec h t f o s t s o c e h t n o p u g n i d n e p e d

. y t i l i b i g i l e r u o y e n i m r e t e d o t d e s u s i

y e h T . d i a l a n o i t u t i t s n i f o s t n u o m a e g r a l e d i v o r p s e g e l l o c

. s e v l e s m e h t s e g e l l o c e s a e r c e d r o e s a e r c n i l l i w d e e n l a i c n a n i f r u o y

n o i t a c i l p p a s i h t n i d e n i a t n o c n o i t a m r o f n i e h T . d i a l a i c n a n i f

e s e h t y l l a u s U . e e f a y r r a c h c i h w f o e m o s , A S F A F e h t o t

r o , n o i n u r o r e y o l p m e ’ s t n e r a p r u o y , s p u o r g , e g e l l o c o t e g e l l o c m o r f e m a s e h t n i a m e r y l l a u s u

l a r e d e f d n a e t a t s r o f y l p p a o t A S F A F a e t e l p m o c t s u m u o Y

n o i t i d d a n i s m r o f e t e l p m o c o t u o y e r i u q e r s e g e l l o c e m o S

h c r u h c r o c i v i c , t n e m n r e v o g e t a t s r o l a r e d e f e h t l l i w n o i t u b i r t n o c y l i m a f d e t c e p x e r u o y h g u o h T

1

m o r f e c n a t s i s s a r o f e l b i g i l e e b y a m u o Y . s e c r u o s . d e e n l a i c n a n i f r u o y y b d e n i m r e t e d s i y f i l a u q l l i w . t a e n i l n o o s o d s t n e d u t s v o g . d e . a s f a f . w w w . e t o N y r o s s i m o r P

: 1 t c a F f o y t e i r a v a m o r f d i a l a i c n a n i f e v i e c e r s t n e d u t S u o y h c i h w r o f d i a l a i c n a n i f f o t n u o m a e h T t s o m d n a , A S F A F a e l i f o t u o y k s a l l i w s e g e l l o c l l A r e t s a M e t a r a p e s a e t e l p m o c o t d e e n l l i w u o y , n a o L

t c e r i D l a r e d e F a s e d u l c n i d r a w a r u o y f I . s n a o l d n a b o j

d i A t n e d u t S f o s t c a F c i s a B r e b m e m e R o t S T C A F A S F A F e h t t u o b a S T C A F

e m i t - t r a p a , s p i h s r a l o h c s , s t n a r g e d u l c n i y a m e g a k c a p s i h T

To Learn More… The following websites also provide Your best resource is the financial aid office at the college or university you wish to attend. Contact What You Need to information about student financial aid: financial aid offices at the same time you request an admission application. Office of Higher Education Know about Student Financial Aid Page – You and your parents also can talk to experts and www.ctohe.org/SFA get in-depth help filling out the Free Application for … links to state and federal programs. Federal Student Aid (FAFSA) by attending a Financial Aid… College Goal Sunday event. For dates, go to: Federal Student Aid on the Web – www.collegegoalsundayct.org . www.StudentAid.ed.gov File your FAFSA early. … information from the U.S. Department of Many career and community organizations offer Paying for College Missing your college’s FAFSA priority deadline Education on planning, preparing and paying grants depending on your interests and background. for postsecondary education. For a list of public and private aid sources, and could prevent you from receiving some types of other college information, go to: federal, state, or institutional financial aid. Financial Aid Information Page – Your Guide to State & www.ctohe.org/edinfo . Pay attention and follow deadlines. www.FinAid.org Often a checklist can help with academic and … click on $Scholarships to access a wide Federal College Aid financial planning. Checklists for elementary, Do your homework. selection of search databases. Click on middle and high school students and their parents, Find out about your college’s financial aid Calculators for tools to determine college Programs prepared by the U.S. Department of Education, are application process – make sure you get any and costs, savings goals, and how much financial aid you may need. available at www.StudentAid.gov . all forms and remember deadlines. Office of Higher Education For more information... FastWeb – www.fastweb.com State of Connecticut Open your mail. … a highly popular, customized financial aid Education & Employment Information Center Open everything that comes in the mail or by www.ctohe.org Office of Higher Education search site. [email protected] • www.ctohe.org/edinfo email from the colleges to which you are applying, especially information from financial aid offices. EFC Calculator – CT Talent Assistance Cooperative/Educational Don’t miss out on an important part of your aid www.finaid.org/calculators/finaidestimate.phtml Opportunity Center (Central Office) … use this tool to estimate your Expected Family package because you did not complete a form. (203) 634-7669, ext. 10 Contribution. www.conntacinc.org You are your best advocate! CT Higher Education Trust College Board – www.collegeboard.org (a 529 college savings program) Do your research, follow deadlines, and be in touch … information on the SAT and other testing, (888) 799-CHET (2438) with your school’s financial aid office. Remember college planning. www.aboutchet.com the phrase “The squeaky wheel gets the grease?” Stay on top of your financial aid needs. Federal Trade Commission – CT Higher Education Supplemental Loan Authority www.consumer.ftc.gov/articles/0082-scholarship- (CHESLA) and-financial-aid-scams (800) 252-3357 www.CHESLA.org … information on scholarship scams and how to avoid them. Federal Student Aid Information Center (800) 4FED-AID • (800) 433-3243 www.StudentAid.gov www.fafsa.ed.gov State of Connecticut

Major Sources of Financial Aid for Connecticut Students – 2015

Type of Aid Program Who is Eligible Amounts (may vary) Basis of Selection How & When to Apply

FEDERAL : Pell Grant U.S. citizen or permanent resident alien enrolled as a college For 2015-16, up to $5,775 a year. Financial need Submit a Free Application for Federal Student Aid (FAFSA) undergraduate. at www.fafsa.ed.gov and contact college financial aid office. More information is available at www.StudentAid.ed.gov. Supplemental Educational U.S. citizen or permanent resident alien enrolled as a college Up to $4,000 a year. Financial need Submit a Free Application for Federal Student Aid (FAFSA) Opportunity Grant undergraduate. at www.fafsa.ed.gov and contact college financial aid office. (SEOG) More information is available at www.StudentAid.ed.gov. Iraq and Afghanistan A student whose parent or guardian was a member of the U.S. Armed Equal to the amount of a maximum Pell Grant for the award year, not to Financial need Submit a Free Application for Federal Student Aid (FAFSA) Service Grant Forces and died as a result of service performed in Iraq or Afghanistan exceed the cost of attendance for that award year. at www.fafsa.ed.gov and contact college financial aid office.

s after 9/11/01. Must be ineligible for a federal Pell Grant due only to More information is available at www.StudentAid.ed.gov.

p having less financial need than required to receive Pell funds. Must be i under 24 years old or enrolled in college at least part-time at the time h

s of the parent’s or guardian’s death. r

a TEACH Grant U.S. citizen or permanent resident alien enrolled as an undergraduate Up to $4,000 a year. If a student does not follow through with all teaching Intent to teach and Submit a Free Application for Federal Student Aid (FAFSA) l or graduate student. Be enrolled, or plan to enroll, in course work requirements, the total amount of the grant converts to an unsubsidized academic merit at www.fafsa.ed.gov and contact college financial aid office. o necessary to begin a career in teaching. Students must score above the Stafford Loan with interest due from the date of the first TEACH Grant. More information is available at www.StudentAid.ed.gov. h 75th percentile on a college admissions test or maintain a c cumulative GPA of at least 3.25. S STATE : Governor’s CT resident who is a high school senior or graduate with a high Up to $5,000 a year for full-time attendance in a 4-year program of study; up Financial need and Complete a Governor’s Scholarship application, through high school &

Scholarship – Need & school junior year class rank of 20% or better and/or SAT scores of at to $3,500 a year for full-time attendance in a 2-year program of study. academic merit guidance offices, by February 15, and submit a Free Application for Federal

s Merit-Based Award least 1800 or ACT score of at least 27. Recipient must attend a Student Aid (FAFSA) by February 15 at www.fafsa.ed.gov. t CT public or non-profit private college. n

a Governor’s Scholarship – CT resident who attends a CT public or non-profit private college. Up to $3,000 for full-time study in a 2- or 4-year program of study. Allowable federal Submit a Free Application for Federal Student Aid (FAFSA) at r Need-Based Award Recipient must have a federal Expected Family Contribution (EFC) EFC www.fafsa.ed.gov. Contact your college financial aid office for filing G within the allowable range. deadlines. Governor’s Scholarship – CT resident who has completed 30 or more credits in the prior year; Up to $1,200 for full-time study in a 2- or 4-year program of study. Allowable federal Submit a Free Application for Federal Student Aid (FAFSA) at Academic Incentive Award has received a Governor’s Scholarship Need-Based Award in the EFC www.fafsa.ed.gov. Contact your college financial aid office for filing prior year; and has a GPA equal to or greater than the required deadlines. minimum. CT Minority Teacher Minority junior or senior enrolled in a CT teacher preparation program. Grants up to $5,000 a year for 2 years; loan reimbursement of $2,500 a year Nomination by Nominations due October 15. Contact education deans at CT colleges Incentive Grant for up to 4 years of teaching in a CT public school. education dean listed on application available at www.ctohe.org/SFA. FEDERAL : Perkins Loan U.S. citizen or permanent resident alien enrolled at an eligible Undergraduates can borrow up to $4,000 a year; $20,000 total with a 5% fixed Available federal Submit a Free Application for Federal Student Aid (FAFSA)

s postsecondary institution. interest rate. funds and financial at www.fafsa.ed.gov and contact college financial aid office.

e need More information is available at www.StudentAid.ed.gov. t r a Direct Subsidized Loan U.S. citizen or permanent resident alien enrolled at an eligible Up to $5,500 a year for 1st-year students, $6,500 a year for 2nd-year students, Financial need Submit a Free Application for Federal Student Aid (FAFSA) o u (interest paid by postsecondary institution. $7,500 a year for 3rd-year students and beyond. Total amount for undergraduate at www.fafsa. ed. gov and contact college financial aid office. f

d government while study: $23,000. Fixed interest rate of 4.29% for new loans since 7/1/15. More information is available at www.StudentAid.ed.gov . s a borrower is in school) r n g a Direct Unsubsidized Loan U.S. citizen or permanent resident alien enrolled at an eligible For dependent undergraduates, the annual and aggregate limits are the same as the Cost of attendance Submit a Free Application for Federal Student Aid (FAFSA) r

o (interest paid or accrued by postsecondary institution. Stafford Loan (see above); for independent undergraduates, up to $9,500 a year at www.fafsa. ed. gov and contact college financial aid office. e L borrower while borrower for 1st-year students (no more than $3,500 of this amount may be in subsidized More information is available at www.StudentAid.ed.gov . d is in school) loans), $10,500 a year for 2nd-year students (no more than $4,500 of this in n subsidized loans), $12,500 a year for 3rd-year students and beyond (no more than U $5,500 of this in subsidized loans). Fixed interest rate of 4.29%.

FEDERAL : Direct U.S. citizen or permanent resident alien enrolled at an eligible Annual maximum loan amount is $20,500. Up to $8,500 of this amount may Financial need and Submit a Free Application for Federal Student Aid (FAFSA) r s e Unsubsidized Loan postsecondary institution. be subsidized. Cumulative loan limit of $65,500 for undergraduate and cost of attendance at www.fafsa.ed.gov and contact college financial aid office. o t t

f graduate borrowing. (Certain medical school students may be able to borrow More information is available at www.StudentAid.ed.gov. n a up to $40,500 a year with a cumulative limit of $189,125.) Fixed interest rate s e u of 5.84%. n d d a u a Graduate PLUS Loan Graduate or first-professional student who is a U.S. citizen or Annual maximum is determined by the Cost of Attendance (COA) less any Credit history Submit a Free Application for Federal Student Aid (FAFSA) t r o permanent resident alien enrolled at an eligible postsecondary financial aid received, including Federal Stafford loan eligibility. Fixed at www.fafsa.ed.gov and contact college financial aid office. S G L institution. interest rate of 6.84%. More information is available at www.StudentAid.ed.gov. FEDERAL : PLUS Loan Parents who wish to borrow to help pay for their child’s education. May annually borrow up to full cost of education less other aid. Graduate Credit history Contact college financial aid office.

s students also may borrow through the Graduate PLUS Loan Program. Fixed More information is available at www.StudentAid.ed.gov . e s interest rate of 6.84%. i n r l

i STATE : CHESLA Loan Family with student enrolled at least half-time in a CT public or May annually borrow up to full cost of education less other aid at a low fixed Ability to repay loan Apply through the CT Higher Education Supplemental Loan Authority a o

f non-profit private college or a CT resident enrolled at least half-time in interest rate (4.95% or APR between 5.33% to 5.45%). Family only pays and credit history (CHESLA) at www.chesla.org. o m

L a public or private non-profit college anywhere in the U.S. interest during in-school years. Graduate and professional students may a capitalize interest while in school. Upon completion of college, the loan is paid F off over 140 months. FEDERAL : Perkins Loan Perkins Loan borrowers who have served full-time in a public or Cancellation up to 100% of loan balance; 15% canceled for the 1st and 2nd N/A Go to http://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts/ s nonprofit elementary or secondary school as a teacher in a school years of teaching, 20% canceled for the 3rd and 4th years of service and 30% public-service. s serving low-income students or a special education teacher or a teacher canceled for the 5th year of service. e in the fields of mathematics, science, foreign languages or bilingual n n education or other state-designated teacher shortage field. e a v o

i William D. Ford Direct Borrowers who enter or are in full-time public service jobs and Any remaining balances after the borrower has made 120 consecutive, on-time N/A Go to http://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts/ L

g Loan Program Public have made 120 payments on any of the following non-defaulted loan payments, on their eligible loans. public-service.

r Service Loan Forgiveness types: Federal Direct Stafford Loans (subsidized and unsubsidized), o Federal Direct Graduate PLUS Loans, Federal Direct Parent PLUS F Loans and Federal Direct Consolidation Loans. FEDERAL : Work-Study U.S. citizen or permanent resident alien enrolled as an Varies, based on wages and hours worked. Financial need Submit a Free Application for Federal Student Aid (FAFSA)

k undergraduate or a graduate student. at www.fafsa.ed.gov and contact college financial aid office. r More information is available at www.StudentAid.ed.gov. o W