CORPORATE BANKING FUSION CORPORATE CHANNELS

DIGITAL CORPORATE BANKING TO CONNECT CLIENT EXPERIENCE AND SERVICE The Next-Generation of Corporate Banking is Open

Intense competition for corporate business demands a deeply connected digital banking experience

Corporate Clients are Restless The Power of Simplicity Distinguishing ourselves in Corporate clients don’t have to be loyal. Against this backdrop, unified access across Switching is easier than ever. The banking services is a potentially immense “corporate banking is a way to availability of non- and B2B financing advantage for banks and their customers networks continues to rise. Accustomed to alike. With single-point access to liquidity, stay ahead. The implementation the slick experiences of personal banking finance, risk and trading relationships on an applications, corporate professionals expect open, digital platform, corporate treasurers of ’s software will enable similar performance and agility in commercial can drive efficiency and financial planning. For banking. To win the battle for the client banks, it is an opportunity to simplify sales us to go further than our previous interface banks must ease access to financial channels, accelerate value-added services information across the complex digital and deepen customer relationships. systems could ever allow. ecosystem and drive consistent self-service. ” Introducing Fusion Corporate Channels Kapila Ariyaratne Barriers to Growth Finastra’s digital channels application for CEO, Seylan Bank It’s not just restless corporate customers that corporate banking combines a harmonized are challenging banks. Any attempt to grow user experience and open API driven platform commercial banking and transaction services for comprehensive corporate, network and revenue must push against declining margins fintech connectivity and deep functionality and the shift towards open banking. The in trade and supply chain finance, cash and cost of compliance and the need to migrate liquidity management, lending and treasury legacy portal applications to next generation services. By connecting the services and data solutions is not going away. that corporate clients need and providing an open solution to orchestrate their financial ecosystem, banks can deliver value-added service propositions, drive automation and explore new collaborative use cases.

2 FINASTRA Corporate banking Fusion Corporate Channels Fusion Corporate Channels: Win with Your Customers

Three out of the top five banks use Fusion Corporate Channels to enhance efficiency and corporate client relationships

Forward looking banks seek to create Contextual Services value-added services through modern user Deliver consistent and timely information experience and smarter API connectivity. across customer transactions, fees and For corporates, open banking APIs represent accounts and increase self-service. Your a new channel for corporate-to-bank customers can design their own accounts connectivity, alongside traditional digital hierarchy to optimize liquidity and working channels and file-based messaging. capital management and create dedicated transaction workflows, alerts and reports. The Connectivity Opportunity With unified digital banking that embraces Open APIs and Smart STP standard APIs as well as the shift to open Bring together back-office workflows from APIs, banks, corporates and technology Finastra or third-party business applications. partners can work smarter, more Your customers enjoy a consolidated collaboratively and build deeper relationships front-end experience combined with STP, •• Smarter application interfacing to empower robust back-office integration, consistent more contextual dashboards for clients and data presentation across business lines, relationship managers, deeper business and process automation tools. insights and enhance relationship banking Optimized Onboarding •• Optimized cross-selling with common Increase collaboration with customers, their workflow and services across trade, cash, suppliers and distribution networks, fintechs treasury and lending and B2B networks. The platform enables the •• Deeper automation from customer sharing of tasks, data and workflows, easing back-office or ERP to bank back-office operational barriers in key areas such as client and product onboarding. Supplier collaboration •• More open API access to business tools and dashboards help banks to provide accounts and transaction services services further down the financial supply chain. A 360-degree corporate banking experience for corporate clients

3 FINASTRA Corporate banking Fusion Corporate Channels Joined-up Services to Generate Growth

Connected but componentized business applications on a multi-bank enabled common services platform

Connected Cash Management Connected Lending Give corporate clients access to working Enable borrowers to manage loans online capital optimization tools, including account in real-time, including new drawdowns, and liquidity management services to loan increases and repayments. With a front- process cash operations and monitor global to-back process from the channel to loans balances. Customers can centralize payables admin, you can eliminate re-keying for high and receivables, initiate cross-border and data accuracy and deliver efficiencies domestic fund transfers, order payments and to clients and relationship managers. bulk uploads, and access cashflow analytics and reporting. Connected Relationship Banking Increase transparency and management Connected Trade and Supply of fees by delivering unified invoices and Chain Finance views of charges for client and bank staff. Enable clients to execute, manage and With powerful dashboards to analyze, inquire report on international trade transactions, and manage fees and billing banks can digitize letters of credit, guarantees and enhance trust, while optimizing revenue collections. Deliver market-leading SLAs and and relationship-based pricing to deepen the connectivity to build the digital trade client loyalty. bank of the future. Implement buyer- and Event driven notifications to improve Approvals and amendments supplier-centric supply chain finance with pre- Mobile client service and efficiency on the go configured workflows and the ability to tailor Increase engagement, deliver new fee-based highly scalable SCF programs. services and enable corporate customers to access, manage and control transactions Connected Treasury via the most relevant and timely channels. Empower customers with integrated FX spot, Applications can be exposed via secure apps swap, forward and options trade requests and or hybrid approaches for all devices. loan/deposit requests. Corporates can initiate payments and make transfers between accounts as well as administer their own user roles, workflows, reports and alerts.

4 FINASTRA Corporate banking Fusion Corporate Channels Corporate Banking-as-a-platform

With Fusion Corporate Channels, banks and corporates alike benefit from powerful core services that reduce operational risk and inefficiency

A true platform centralizes entitlements for Personalization One Common Platform: Unify Service, Data and Processes easier administration - for the bank and for •• Collaboration: users can create reminders its clients. and tasks that can be shared with clients or bank staff Security •• Content management: deliver dynamic •• Rights and privileges: all actions are under news content giving customers access control of individual roles that are granted where appropriate to the user •• Online help: all screens linked to contextual, •• Audit and logging: user actions are recorded multilingual help, with search functionality. and available Open APIs and •• Single sign-on: default authentication can Integration Cross-Business Relationship Network Multi- Value Added Collaboration Security Integration Workflow Services Services language be replaced by your authentication layer. •• Back-office: standard APIs to interface with Services any Finastra or non-Finastra back office Reporting •• ERP connectivity: application web services •• Alerts and common calendar: create event allow the integration of a client’s ERP system driven real-time alerts delivered by email •• Standard Development Kit: customize or SMS independently while maintaining maintenance •• Report designer: granular reports can be control and consistency. output via HTML, CSV, spreadsheet, PDF Cash and or charts Workflow Trade Supply Chain Liquidity Treasury Lending Finance Finance •• Self-service: customer environment •• Authorization: transaction signature is based Management setup can be delegated to corporate on an authorization matrix that uses specific administrators. criteria and defines the steps required for the signature/release of the product •• Customer entity: transactions can be Packaged and open integration to back-office with standard APIs dispatched between customer entities •• Maker-checker: setup maintenance is controlled by a maker/checker principle, enabled by corporate or customer segments.

5 FINASTRA Corporate banking Fusion Corporate Channels Client-centric Growth

From SMEs to global corporations, your clients increasingly have international dimensions

Competing in a global, 24x7 marketplace trade and supply chain finance for large demands a consistent, connected user corporate buyers, the bank recently expanded experience built on a common, multi- the Finastra digital channel solution to deliver language, multi-bank, multi-channel platform. connected corporate banking, including Finastra’s back-office business applications Grow With Your Clients, No Matter for cash and trade. Your Strategy Some of the largest banks in the world Fast-growing regional banks like First Abu have modernized their digital services with Dhabi Bank (formerly First Gulf Bank) have Finastra, often with a focus on best-in-class seen revenues rise quickly using the solution. applications to enhance their single window As international banks retrench, the bank initiatives. The digitalization of end-to-end seized a bigger slice of the corporate banking commercial routines continues to be a market by expanding its range of cash driver for change, for example in core cash and trade offerings with Fusion Corporate management, trade and supply chain finance Channels. The bank boosted transaction and commercial lending. Banks like State Bank banking revenues by 73 percent and cash of India have tripled trade finance transactions revenues by 315 percent, and saw payment and cut processing times for clients by 95%, volumes rise by 29 percent. harmonizing cash and trade on the platform Large international banks looking to expand across 29 countries. into new markets like Commonwealth Bank Other global banks like Credit Agricole have of Australia have seen consistent, best- secured a competitive lead in corporate of-breed digital channels, delivered in the banking, starting with digital channel cloud, as central to their international branch transformation. First to market with digital growth strategy.

Fusion Corporate Channels in Action

6 FINASTRA Corporate banking Fusion Corporate Channels Proven, Award-winning Solution

More than 100 financial institutions and multinational corporations have implemented Fusion Corporate Channels

Whether to support complexities of large corporates, or the simplicity demanded by SMEs, Fusion Corporate Channels supports the connected, round-the-clock needs of your business and corporate clients.

“FGB and Finastra delivered a “The solution has brought us service-oriented architecture that the enhanced visibility of the can be used going forward in other entire supply chain that we Award winning solutions bank applications. This architecture were looking for.” serves as a future-proof framework Celent Model Bank Award François Bouche for digitizing and integrating end-to- First Gulf Bank wins Model Bank award for Head of Finance and Administration Corporate Digital Platform with Finastra’s end cash and trade operations with for the Merchandise Group, Carrefour Connected Corporate Banking Suite. full STP capabilities and leverages the common services platform that Celent Model Bank Award underpins the Finastra corporate Habib Bank wins Model Bank award for Cash digital channels solution.” and Trade with Fusion Corporate Channels. We want to expand our corporate Susan Feinberg “ Senior Analyst, Celent. customer base by more than 65%, FGB Online Connected Corporate Banking, and Fusion Corporate Channels Winner of Celent Model Bank Award for will play a key role in helping us to Corporate Banking Digital Platform 2017 meet this growth objective.” Fareed Hosain Chief Information Officer, Habib Bank

7 FINASTRA Corporate banking Fusion Corporate Channels Corporate Headquarters 4 Kingdom Street Paddington Contact us W2 6BD About Finastra Corporate Headquarters T: +44 20 3320 5000 Finastra unlocks the potential of people and businesses in fi nance, creating a platform for open innovation. Formed in 2017 by the combination of 4 Kingdom Street Misys and D+H, we provide the broadest portfolio of fi nancial services software in the world today—spanning retail banking, transaction banking, Paddington lending, and treasury and capital markets. Our solutions enable customers to deploy mission critical technology on premises or in the cloud. London W2 6BD Our scale and geographical reach means that we can serve customers effectively, regardless of their size or geographic location—from global United Kingdom fi nancial institutions, to community banks and credit unions. Through our open, secure and reliable solutions, customers are empowered to T: +44 20 3320 5000 accelerate growth, optimize cost, mitigate risk and continually evolve to meet the changing needs of their customers. 90 of the world’s top 100 banks use Finastra technology. Please visit fi nastra.com

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