Board of Directors

Daniel P. Amos, 53, is Kenneth S. Janke Sr., 70, is Barbara K. Rimer, Ph.D., 56, is chairman and chief executive chairman of the National Alumni Distinguished Professor officer of Aflac and Aflac Association of Investors of Health Behavior and Health Incorporated. He has been with Corporation (NAIC), a Education at the University of the company full-time since nonprofit association dedicated North Carolina School of Public 1973. He was named president to education for individual Health. She is also deputy of Aflac in 1983, chief investors. He also serves as director of the Lineberger operating officer in 1987, chief president and director of the Comprehensive Cancer Center. executive officer of Aflac Incorporated in 1990, and NAIC Growth Fund. He was first elected to Aflac Previously, she was director of the Division of chairman in 2001. He has been a member of Aflac Incorporated’s board in 1989. Cancer Control and Population Sciences at the Incorporated’s board since 1983. National Cancer Institute. She is a former director of Douglas W. Johnson, 61, is a Cancer Control Research and Professor of John Shelby Amos II, 52, is the certified public accountant and Community and Family Medicine at the Duke Alabama/West Florida state a retired Ernst Young LLP & Comprehensive Cancer Center. She joined Aflac sales coordinator for Aflac U.S. audit partner, having spent the Incorporated’s board in 1995. For the past 30 years, he has majority of his career auditing served in a variety of sales companies in the life, health Marvin R. Schuster, 67, is positions with the company. He and property/casualty chairman of Schuster was first elected to Aflac segments of the Enterprises Inc., which operates Incorporated’s board in 1983. industry. He joined Aflac Incorporated’s board in Burger King restaurants 2003. throughout the Southeast. He is Michael H. Armacost, 67, is on the boards of directors of the Shorenstein Distinguished Robert B. Johnson, 60, is Synovus Trust Company and Fellow at Stanford University’s chairman and CEO of the One Columbus Bank & Trust Asia-Pacific Research Center. He America Foundation, an Company. He was elected to Aflac Incorporated’s retired in June 2002 as organization that promotes board in 2000. president and trustee of The dialogue and solidarity among Brookings Institution, a private Americans of all races. Tohru Tonoike, 54, is nonpartisan organization Previously, he served in managing executive officer and devoted to public policy research. A former President Clinton’s White head of the financial products undersecretary of state for political affairs, Mr. House as an assistant to the president and director unit division at Mizuho Armacost was U.S. ambassador to Japan from 1989 of the president’s initiative for One America. He has Corporate. Prior to working for to 1993. Mr. Armacost joined Aflac Incorporated’s been on Aflac Incorporated’s board since 2002. Mizuho Corporate Bank, Mr. board in 1994. Tonoike worked for Dai-ichi Charles B. Knapp, 58, is the Kangyo Bank Ltd. as executive Kriss Cloninger III, 57, is director of educational officer, sales general manager for DKB USA, senior president, chief financial officer, development for the CF counselor for the bank’s international office, and and treasurer of Aflac Foundation and the president chief assistant to the director in the international Incorporated. He joined Aflac in emeritus of the University of administrative division. He was appointed to Aflac 1992 as senior vice president . He joined Aflac Incorporated’s board in 2004. and CFO after working with Incorporated’s board in 1990. Aflac as a consulting actuary Glenn Vaughn Jr., 75, is retired since 1977. He was named chairman and publisher of the President of Aflac Incorporated and elected to its Hidefumi Matsui, 60, became Columbus (GA) Ledger-Enquirer, a board in 2001. chairman of Aflac Japan in Knight-Ridder newspaper, January 2003. He has been where he advanced through the Joe Frank Harris, 69, is a with Aflac Japan since its news-editorial ranks after stints distinguished executive fellow inception, having served as its at The Albany (GA) Herald, The at Georgia State University and president until 2002. He also Atlanta Journal and The Athens a lecturer in its School of Policy previously served as the (GA) Daily News. He has served on Aflac Studies. He serves as chairman company’s executive vice Incorporated’s board since 1990. of the board of Harris Georgia president and director of marketing. He was on the Corporation, an industrial Robert L. Wright, 67, is committee that helped Aflac Japan obtain its development firm. He is a founder and chairman emeritus original operating license in the early 1970s. He member of the Board of Regents of the University of Dimensions International, joined Aflac Incorporated’s board in 2003. System of Georgia. Mr. Harris was governor of Inc., an international Georgia from 1983 to 1991. He joined Aflac E. Stephen Purdom, M.D., 57, information technology Incorporated’s board in 1991. is a former executive vice company. He was formerly an president of insurance associate administrator for the Elizabeth Hudson, 55, is senior operations for Aflac U.S. He is Small Business vice president of on the board of advisors for Administration. He was first elected to Aflac communications for the National Emory University Medical Incorporated’s board in 1999. Geographic Society. She School, and he previously previously held similar positions served as chief of staff at with iVillage, the Reader’s Digest Doctors’ Hospital in Columbus, GA. He was first Association and NBC. She also elected to Aflac Incorporated’s board in 1987. was previously a director in Spencer Stuart’s Media & Communication Practice. She joined Aflac Incorporated’s board in 1990. 72 Executive Management Moving at the speed of life

Daniel P. Amos (see facing page) Joey M. Loudermilk, 51, is executive vice president; general counsel and corporate secretary. He joined Aflac in 1983 as Kriss Cloninger III (see facing page) head of the Legal Department. He is also responsible for Hidefumi Matsui (see facing page) Aflac’s Governmental Relations Department and is treasurer of Aflac Incorporated’s political action committee.

Paul S. Amos II, 29, is executive vice president, Aflac U.S. Operations. He received a bachelor’s degree in economics Charles D. Lake II, 43, became president of Aflac Japan in from Duke University and a master’s of business January 2003 after having previously served as deputy administration from Emory University. He joined Aflac in president. He joined Aflac International in February 1999 and 2002 as state sales coordinator of Georgia North and was Aflac Japan in June 1999. Previously he was director of Japan promoted to his current position in January 2005. Affairs at the office of the U.S. Trade Representative in the executive office of the president, and he practiced law in Washington, D.C. Akitoshi Kan, 57, is chairman of Aflac International and chief operating officer for Aflac Japan. He joined Aflac Japan in 1980. In 1997 he was promoted to executive vice president Allan O’Bryant, 46, is president of Aflac International, and for internal operations for Aflac Japan and deputy chief chairman of aflacdirect.com, Aflac Insurance Services and financial officer for Aflac Incorporated. He was promoted to Aflac Payment Services. He joined Aflac in 1993 as a vice executive vice president, Aflac U.S. internal operations, in president of the Aflac Broadcast Group. In 1996, he was April 1999 and to his current position in January 2005. transferred to Aflac International to oversee Aflac Japan’s financial operations. Prior to joining Aflac, he was a senior manager with KPMG LLP. Rebecca C. Davis, 54, is executive vice president and chief administrative officer. She joined Aflac’s Claims Department in 1973, and has worked in many areas throughout Aflac’s Atsushi Yagai, 41, became executive vice president, director U.S. operation, including Client Services and Marketing. She of marketing and sales for Aflac Japan in January 2004. was promoted to her current position in October 2004. Before joining Aflac in 2001 as senior vice president and director of marketing, he was chief executive of Barilla Japan and had worked as a consultant at McKinsey & Co. He also previously worked for Dentsu Inc., the top advertising agency in Japan. Senior Management

Aflac Incorporated Aflac U.S. Aflac Japan Kermitt L. Cox, Senior Vice President; Janet P. Baker, Senior Vice President, Hiroshi Yamauchi, First Senior Vice President; Corporate Actuary Client Services Chief Administrative Officer Kenneth S. Janke Jr., Senior Vice President, Phillip J. Friou, Senior Vice President, Shigehiko Akimoto, Senior Vice President; Investor Relations Governmental Relations Marketing Strategy Planning, Sales Promotion, Alliance Management, Hojinkai Ralph A. Rogers Jr., Senior Vice President, Kerry W. Hand, Senior Vice President, Promotion, President of aflacdirect.com ; Chief Accounting Officer Aflac Support Services; President and CEO, Communicorp, Inc. Tomomichi Itoh, Senior Vice President, Government Susan B. Rynearson, Senior Vice President; Affairs & Research, General Affairs Deputy Corporate Actuary Angela S. Hart, Senior Vice President, Community Relations Hisayuki Shinkai, Senior Vice President; Public Joseph W. Smith Jr., Senior Vice President; Relations, Investor Relations, Bank Relations Chief Investment Officer Ronald E. Kirkland, Senior Vice President; Director of Sales Mark E. Ross, Senior Vice President; Audrey Boone Tillman, Senior Vice President; Chief Information Officer Director of Human Resources James D. Lester III, Senior Vice President; Chief Information Officer Yuji Arai, Senior Vice President; Principal Financial Officer Diane P. Orr, Senior Vice President, Claims, Administrative Services, Administration Gerald W. Shields, Senior Vice President; Deputy Chief Information Officer Teresa L. White, Senior Vice President; Director of Sales Support and Administration © Aflac Incorporated. All rights reserved. Aflac,® Aflac Incorporated,® American Family Life Assurance Company of Columbus,® SmartApp,® e-App,® and Aflac University SM are registered trademarks.