Terms and Conditions of BOC Credit Card “ Water Jet Tickets Offer” (the “Promotion”): 1. The Promotion commences from now till 31 December 2018 (both dates inclusive) (the “Promotion Period”). 2. The Promotion is only applicable to BOC Credit Card, BOC CUP Dual Currency Credit Card and all BOC Co-branded Cards issued in bearing the logo (the “Applicable Card”), excluding BOC Credit Card issued in the mainland, USD Credit Card, Great Wall International Card, Private Label Card, BOC Purchasing Card, BOC Prepaid Card, BOC Express Cash Card and Intown Card. 3. The Promotion applies to the Applicable Card to purchase Cotai Class Ferry Ticket for City and Airport routes in Cotai Water Jet (“the Merchant”). Offers are as follow: Saturday, Sunday & Public Holidays Sailing Route Monday to Friday (Both Hong Kong and Public Holidays apply) Cotai Class City Route 20% off 15% off Cotai Class Airport Route 20% off 4. Each Applicable cardholder is entitled to purchase a maximum of two one-way tickets or two round-trip tickets in Cotai Class once per day. All sailings must be completed on or before 31 December, 2018. 5. Ferry Tickets offer shall be subject to seat availability. 6. The Promotion is not available on 22 to 25 September and 29 September to 1 October, 22-26 December, 2018. 7. The information collected in this promotion (including the first 6 digits and the last 4 digits of the credit card number) will be recorded by the merchant for the purposes of verification and ensuring the maximum number of tickets each Applicable Card may purchase. 8. The collected information is only used by the merchant for verification purposes of this promotion. 9. The Promotion cannot be exchanged for cash, other products, and cannot be used in conjunction with any other promotional offers. 10. The Promotion does not apply to purchase of E-ticket or E-voucher from the Merchant. 11. Refund for or changes of promotional tickets will neither be accepted nor allowed. 12. The Promotion is subject to specific “Terms and conditions of the Cotai Water Jet and baggage services”. 13. BOC Credit Card (International) Limited (the “Company”) and the Merchant shall not be responsible for any lost or stolen ferry tickets. 14. The Company accepts no liability for the quality of or any other matters relating to the products, services and offers, provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the products and services on offer. 15. The Company and the Merchant each reserves its right to change, suspend or terminate the Offer or amends the Offer terms and conditions at its sole discretion without prior notice. 16. All matters are disputes will be subject to the final decision of the Company and the Merchant. 17. No person other than the Cardholder and the Company will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions. 18. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

Cotai Water Jet Ticketing Counters include: Hong Kong Hong Kong Macau Ferry Terminal: Cotai Travel (Shop 3039, 3/F, Macau Square, , , HK) China Ferry Terminal (Hong Kong ): Cotai Water Jet Ticketing Counter (Shop 7, 1/F China Ferry Terminal, 33 Canton Road, , Kowloon) Hong Kong International Airport (only applicable to airport route tickets): Cotai Water Jet Ticketing Counter (Transfer Area E2, Level 5, Hong Kong International Airport Passenger Terminal Building One) Macau Macau Ferry Terminal: Departure Hall : CotaiTravel (Shop 1028) Sands Cotai Central: CotaiTravel (Shop 1030) : CotaiTravel (Shop 107)