ANNUAL REPORT 2016
TURNING DEPENDENCE INTO INDEPENDENCE AFLATOUN ANNUAL REPORT 2016 AFLATOUN
1 2016: A YEAR OF IMPACT EMPOWERING THE 4.5 MILLION CHILDREN AND YOUNG PEOPLE, OF WHICH 53% ARE GIRLS NEXT GENERATION 55% ARE SAVING MONEY WITH SOCIAL AND
8,414 SOCIAL AND 14,713 FINANCIAL ENTERPRISES FINANCIAL SKILLS
192 PARTNERS WORLDWIDE Aflatoun International offers social and financial education to millions of children and young 26 NATIONAL INTEGRATION INITIATIVES people worldwide, empowering them to make a positive change 109 COUNTRIES for a sustainable future. We create high-quality curricula, for different age groups, which can be 28,589 TEACHERS TRAINED contextualised to local needs and specific circumstances, and are 73,802 EDUCATORS TEACHING implemented by our partners. In AFLATOUN METHOD addition, educators are provided with training to teach the Aflatoun 0.55 € PER CHILD - LOW COST/HIGH IMPACT child-centred, active learning method and we conduct research to evaluate the quality and 45 LANGUAGES effectiveness of our programmes.
1 SECRETARIAT AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
2 3 FOREWORD
FOREWORD The world is rapidly changing and becoming future, empowering all children and young more complex. In these turbulent and people, including the most vulnerable ones, challenging times, 2016 has been to make positive change in the 21st century. characterised by big shifts. The year started off with positive change, when the MORE POSITIVE CHANGE AHEAD Sustainable Development Goals (SDGs) The start of the new sustainable era was came into force, paving the way for a future the perfect backdrop for more change for without poverty, in which all children can the better. Our New Strategy 2016-2020 experience peace and progress. was launched laying out our ambitious plans and ultimate goal to reach 20 Economic and political instability, ongoing million children by 2020. We can achieve conflicts, climate change and increasing this through our unique social franchise inequality are threats to all children model, whereby partners implement our and their communities. Demographic programmes and governments integrate shifts, increasing urbanisation, and new them into their national curricula. With technologies provide opportunities as the help of consultancy firm Oliver Wyman well as challenges. In the midst of all this our organisation has been thoroughly turmoil and uncertainty about the future, it prepared for our new strategy and enable a is clear that children and young people are sustainable future for the next generation. affected by these global risks, which could The timing is more than right as Aflatoun’s undermine their potential. It is therefore social and financial education contributes essential to provide social and financial to achieving the SDGs. education to protect and empower them, especially the most vulnerable girls and We don’t just believe that our social and boys in the world. financial education programmes empower children and young people worldwide Besides learning how to read and write, to create a sustainable future, we also our children need to become economic have evidence that Aflatoun’s method is citizens and gain the necessary social and effective. Our educational material is one financial skills to get along and ahead in of the most well-researched life skills and life. Through Aflatoun’s social and financial financial education programmes globally education programmes, children learn their and has been increasingly recognised as rights and responsibilities, how to spend successful and innovative. Besides being and save wisely, and how to become an identified by public policy research centre entrepreneur, across all societies. These The Brookings Institution in 2016, as a
AFLATOUN ANNUAL REPORT 2016 AFLATOUN are the building blocks for a sustainable best practice in scaling up quality education ANNUAL REPORT 2016 ANNUAL REPORT 2016 AFLATOUN AFLATOUN
4 5 FOREWORD
in developing countries, the Aflatoun and financial education for all children Education Teacher Platform was selected and young people, especially the most as one of five innovative projects for the vulnerable ones amongst them. With your 2016-17 WISE Accelerator programme (of valued support and continued co-operation the Qatar Foundation). we can provide them with the right tools to create a sustainable future for all. We have also made a positive start to improve the lives of children and young Rob Becker, Roeland Monasch, people growing up in conflict-affected Chairman Chief Executive Officer areas. Our new curriculum Life Skills and Financial Education for Peace is based on previous experiences in Syria, South Sudan, DR Congo, and the Balkans. This unique programme fostering peace and community development is ready to be implemented in conflict zones and in fragile settings, helping children and young refugees to (re) build their lives and communities.
Another priority area for us is Girls’ Vulnerability. Late December we released a new research report on Financial Education’s Contribution to Girls’ Economic Empowerment, which highlights the importance of combining social and financial skills building. Based on these findings we are developing an ‘Adolescent Girls Initiative’ which we hope to roll out across regions to become one of our flagship programmes in the coming years.
Overall, 2016 has been Aflatoun’s year of positive change. It has been an important time for us, marking impressive progress of the network, continuing to work together
AFLATOUN ANNUAL REPORT 2016 AFLATOUN towards high-quality, inclusive, social ANNUAL REPORT 2016 ANNUAL REPORT 2016 AFLATOUN AFLATOUN
6 7 IMPACT ON AFLATOT AFLATOUN AFLATEEN
CHILDREN AND 3-6 YEAR OLDS IMPROVED THEIR SELF- THE MAJORITY OF CHILDREN STARTED SAVING MANY AFLATEEN PUPILS HAVE STARTED SOCIAL REGULATION SIGNIFICANTLY MONEY THROUGH LOCAL AFLATOUN CLUBS AND FINANCIAL ENTERPRISES YOUNG PEOPLE This child-centred learning programme Our core programme builds on a child’s The programme targeting teenagers stimulates helps young children develop necessary life natural curiosity and teaches them about young people to question their identity, to learn skills and attitudes to be empowered and their rights, saving and enterprise. It is about money and markets, which prepares AROUND THE engaged learners throughout their lives. the most effective programme to change them for a complex and turbulent job market. financial behaviour of 6-14 year olds. JOURNEY BOX: Teachers feel the TRADITIONAL TAJIK FASHION: Gulnoza realised WORLD programme is culturally appropriate and HARVESTING EUROS: In Portugal children she could fund her college education by parents agree that children are excited planted natural herbs on the school’s setting up her own sewing business manufac- about the journey box (a basic saving premises and dried, packed and sold them turing traditional Tajik garments. She has since process), usually made from waste to parents to save money for new books taught other girls how to sew and they have materials, fostering both learning and and games to improve their library. also started their small fashion enterprises. creativity. “Our Aflatoun project is about savings “Thanks to Aflateen, I am now a college student, “They love their journey box, they make sure and investment, creating a budget and school teacher and business girl” - Gulnoza it’s kept safe and they keep bringing things managing it” - Tomas to add to the box” - teacher from Meljol CREATIVE KAMPALA START-UP: After complet- EDUCATION FOR PEACE: 10,000 children ing secondary school Kakoza chose to invest in Syria and 20,000 in neighbouring in his artistic skills and set up a creative Lebanon received Aflatoun’s education studio, offering everything from house painting coupled with peacebuilding to enhance to global branding. He is a real social entre- social and economic skills to rebuild their preneur employing six youngsters, training and broken communities and promote peace. learning innovative skills from each other.
“I dropped my weapon and quit the forces “I had a dream of starting my own company to follow Aflatoun classes” - Hamada that employs youth, to fight youth unemploy- ment and they get a decent salary” - Kakoza AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
8 9 AFLATOUN’S FOUNDER, TABLE OF JEROO BILLIMORIA CONTENTS
Can you explain the story of Aflatoun through the use of a unique and innovative International? How did it all start? social franchise model. Aflatoun’s While I was working with street children programmes are implemented through OUR STRATEGY 2016-2020 12 in Mumbai, I saw the need for financial a strong network of 192 partners and literacy. These vulnerable children require 26 governments worldwide, which is the OUR WORK: IMPRESSIONS OF the skills to handle money and start foundational strength of the organisation. THE AFLATOUN NETWORK 16 enterprises, enabling them to not only This is a high impact/low cost model, which survive but also thrive in their communities. accelerates scale-up. Currently, the cost THEMES OF 2016 AND BEYOND 26 Social and financial education is the of one child receiving social and financial answer, providing them with the tools to education is 0.55 €. Aflatoun International AFLATOUN INTERNATIONAL MEETING 33 create a more sustainable future. Aflatoun’s aims to reach 20 million children and young social and financial education empowers people by 2020. THE AFLATOUN BRAND 36 children and young people worldwide to make a positive change, turning Aflatoun’s social and financial education RESOURCES 40 dependence into independence. has proven to be very successful in the past decade, what are you hoping to see CONSOLIDATED STATEMENTS 42 Where does the Aflatoun character come in the next ten years? from, what is the story behind its name? In the next decade, I would like to see every GENERAL INFORMATION 44 The Aflatoun character is a fireball from boy and girl in the world receiving social outer space and was created to lead and financial education! It should become WITH THANKS TO 46 children through their learning journey part of national curricula, not just because and connect them all over the world. it financially makes sense to governments, Children participating in the first Aflatoun but also as a tool to avoid further conflict programme named it after a fun-loving, and promote understanding so people good-hearted and slightly mischievous can live in harmony with each other. Bollywood movie character. Aflatoun is Once there is greater financial awareness also the Arabic name for Plato, the Greek and increased entrepreneurial skills, job philosopher who promoted an idealistic prospects will improve and we can break notion of citizenship. Both seemed a fitting the intergenerational cycle of poverty and influence, so Aflatoun it is. inequality. By thinking about the future in this way, while respecting the environment Since 2005 you have reached 11 million by not only saving money, but also children worldwide. How did you create natural resources, we can empower the next
AFLATOUN ANNUAL REPORT 2016 AFLATOUN this high impact/low cost model? generation to truly create a better world. ANNUAL REPORT 2016 AFLATOUN We were able to accelerate scale-up
10 11 OUR STRATEGY 2016-2020
OUR STRATEGY OUR AMBITION In order to achieve this Aflatoun International, In pursuing our vision and mission, in close collaboration with the Aflatoun we aim to increase our influence and Network, has three strategic priorities: 2016-2020 intensify support to the network in order to accelerate scale-up of quality programmes I. Advocate social and financial education for children and young people. for all children, especially the most vulnerable; Our goal for 2020: There will be II. Deliver quality social and financial international recognition of the need to education and skills programmes; empower every girl and boy with social and III. Accelerate scale-up of social and financial skills. Aflatoun’s method will be financial education. recognised as the ‘gold’ standard of social In many countries children and young As Aflatoun International entered the and financial education programmes, which The first strategic priority focuses on fulfilling people, do not have the knowledge and third strategic phase 2016-2020, we will have scaled up and reached at least 20 the SDGs by promoting social and financial skills to actively participate and contribute strived to build on our achievements and million children and young people by 2020. education. Advocacy will be undertaken to their societies, which are often create new momentum. We continue to characterised by weak education systems, need the input of our partners to shape poor social services and limited employment and tailor our curricula to the specific opportunities. Aflatoun’s social and financial needs, challenges and aspirations education empowers the most vulnerable of children and young people in an MISSION children and young people to be change increasingly complex world. The new Ensure access to quality, inclusive, child-centred social and financial makers and break the intergenerational strategy presents the framework and education (SFE) for all children and young people, especially the most vulnerable cycle of poverty and inequality, turning priorities for Aflatoun International, working STRATEGIC PRIORITY 1 STRATEGIC PRIORITY 2 STRATEGIC PRIORITY 3 dependence into independence. towards our goal of reaching 20 million ADVOCATE SFE FOR ALL CHILDREN, UALITY DELIVERY OF SFE ACCELERATE SCALE-UP children and young people by 2020. ESPECIALLY THE MOST VULNERABLE Since its inception in 2005, Aflatoun ❱ Importance of SFE to reach SDGs/ ❱ Quality relevant Curricula ❱ Strengthen expand Aflatoun Network addressing root causes of social ❱ Quality teaching – building capacities ❱ Reach the most vulnerable International has been successful in OUR VISION challenges (conflict, migration, etc.) of educators and trainers ❱ Integrate into national curricula ❱ Aflatoun as Thought Leader and a ❱ Child-centred activities by network ❱ Technology for development providing children and young people Socially and economically empowered Global Brand partners teachers with the tools to build a better future. children and young people who act as STRATEGIC ENABLERS By becoming socially and economically agents of change in their own lives for a ❱ Invest in Network ❱ Evidence-based programming ❱ Innovations, develop e-learning ❱ Organisational efficiency empowered they are inspired to discover more equitable world. ❱ Harnessing Partnerships research, M E and digital platforms and effectiveness their talents and stand up for their rights, enabling them to make a positive change OUR MISSION KEY OUTCOMES to their lives and communities. With the Ensure access to quality, inclusive, child- ❱ SFE integrated widely into policy ❱ SFE recognised as important ❱ Quality curricula for different (age) frameworks, strategies and contributor to improve the overall groups and different languages support of a strong network of partner centred social and financial education for programmes for children and young quality of education; available for implementation; organisations, we reach millions of children all children and young people, especially people developed towards meeting ❱ SFE integrated into pre-service and ❱ 20 million children and young people the Sustainable Development in-service teacher training reached by 2020 with quality social
AFLATOUN ANNUAL REPORT 2016 AFLATOUN and young people worldwide. the most vulnerable. Goals programmes; and financial education programmes ANNUAL REPORT 2016 AFLATOUN
12 13 OUR STRATEGY 2016-2020
at the national and international level by teaching methods through various We aim to achieve our intended impact At Aflatoun International we are convinced partners through a global movement. There platforms at the local and regional level. by strengthening and expanding our that the only way to empower children and is also a strong need to build the global network; by harnessing strategic partners young people is by providing them with the Aflatoun brand to support our strategic The third strategic priority endeavours at the regional and global level; through right skills to build a sustainable future. intent and strengthen the network. to accelerate the scale-up of social and offering evidence-based programmes, This idea is shared by influential people in financial education while ensuring quality which have been well-researched and the sustainability debate; Special Adviser The second strategic priority is to improve and maximising our reach, especially to the assessed by standardised monitoring to the United Nations Secretary-General the quality of existing curricula, and ensure most vulnerable, through a strengthened and evaluation tools; by embracing the on the 2030 Agenda for Sustainable its relevance and effectiveness, by linking network. To this end, we will employ potential of technology and developing Development, David Nabarro, reiterated the it to emerging issues, such as migration, complementary strategies to support more e-learning options to increase importance of raising a financially literate climate change, peacebuilding, girls’ integration into national curricula and reach and impact, and by continuing to and socially responsible generation to fulfil empowerment and youth employment. campaigns addressing societal challenges. improve our efficiency and effectiveness the SDGs during the Aflatoun International Aflatoun International recognises the role With a focus on new innovative delivery by adopting a high-performance Meeting in November 2016. of teachers and the need to invest in channels, we will expand our e-learning organisational culture. them to ensure quality education. They will opportunities to increase our reach of Undeniably, the SDGs have given an extra be trained in using holistic, experiential children and young people. Grounded in the United Nations Convention boost to the education sector. The core on the Rights of the Child and building on of preparing children for the 21st century its strong network, Aflatoun International means they can read and write, but of has an important role to play in fulfilling equal importance is the urgent need to ❱❱ Aflatoun teaches children to save and spend responsibly the SDGs. Aflatoun’s social and financial gain skills to get along and ahead in life. ❱❱ Aflatoun teaches financial management and life skills, and instills education is directly contributing to the They learn to become economic citizens a spirit of entrepreneurship advancement of 4 out of the total of 17 and need to be equipped with a wider range SDGs and indirectly to the majority. of social, emotional and cognitive skills to flourish in these challenging times. ❱❱ Action-based learning improves children’s attitude to education and The Agenda for Sustainable Development Aflatoun teachers drive better attendance and learning outcomes responds to new challenges ahead. Building on a strong network of partners, ❱❱ Through Aflatoun’s education children acquire 21st century skills to These include quality of education, generous donors to both the network and promote sustainable development youth unemployment, mass migration the international Secretariat, dedicated and refugees, climate change, children supporters and talented, dedicated staff ❱❱ Aflatoun promotes creativity and entrepreneurship affected by conflict and increasing we believe that we are now ready to ❱❱ Aflatoun teaches children about their rights regarding child labour inequalities. Long-lasting and sustainable move closer to our vision of socially and ❱❱ Works with financial institutions, to provide child-friendly services solutions will only be realised if we fully economically empowered children who act equip children and young people with as agents of change in their own lives for a the tools needed to engage with the better future. Our method enables children ❱❱ Aflatoun reaches out to children at the outskirts of society through challenges of the future. It is, therefore, and young people not only to survive, but out-of-school programmes crucial that all of them should have to thrive in an increasingly complex world, ❱❱ Aflatoun concentrates its efforts on low income countries
AFLATOUN ANNUAL REPORT 2016 AFLATOUN access to social and financial education. leaving no one behind. ANNUAL REPORT 2016 AFLATOUN
14 15 OUR WORK OUR WORK: FRANCOPHONE AFRICA IMPRESSIONS OF THE In Cameroon, along with our partners Syndicat National Autonome de l’Enseignement Secondaire (SNAES), we AFLATOUN NETWORK conducted orientation and curriculum workshops to facilitate integration into the national curriculum for secondary education. Thanks to the participation of the Minister of Secondary Education in the Aflatoun International Meeting and his recommendation to his government, the Prime Minister in Cameroon instructed to Our social and financial education set up Aflateen clubs across all secondary schools in the country. In Benin, Aflatoun programmes are contextualised and International and the Batonga Foundation implemented by 192 partners in 109 signed a partnership agreement to roll out a programme for adolescent girls. made and the content has been revised. countries and we work together with Teachers and community leaders have Starting from 2017, financial literacy will be 26 governments to achieve national now been trained to commence piloting. delivered in all schools across pre-primary, integrations of our curricula. Through a The Ministry of Primary Education in Togo primary and secondary levels. In Nigeria, has now assured us that our social and we worked closely with the Secretariat strengthened and expanded network, we financial education has been integrated of the Curriculum Development Working continue to scale up, both ensuring the into their national curriculum from Grade 1. Stream (CDWS) and National Education Federation des Syndicats de l'Education Research Development Commission quality of our method as well as maximising Nationale (FESEN) along with the Ministry (NERDC) for the development of Financial our scope in order to reach the most of Primary Education have conducted Education integration matrix for primary several trainings of trainers for educators and secondary schools with the support vulnerable girls and boys in the world. of their seven Teachers Training Institutes. of our partner LYNX. In collaboration with We do this with an emphasis on capacity Solidaridad, we target unemployed young building and promoting quality education, ANGLOPHONE AFRICA people between 17 to 25 years old in the In 2016, 20 selected schools in Kenya cocoa communities of Ghana, to promote a by focusing on the training of trainers participated in the pilot of our curriculum viable career in this struggling sector. and advocacy amongst departments of for national integration. Based on the feedback collected during the pilot MIDDLE EAST & NORTH AFRICA education. Here are some of the highlights implementation and the evaluation In Jordan we successfully completed our
AFLATOUN ANNUAL REPORT 2016 AFLATOUN of 2016 per region. conducted afterwards, amendments were piloting phase at the end of 2016 with our ANNUAL REPORT 2016 AFLATOUN
16 17 OUR WORK
local partner Injaz, followed by the national LATIN AMERICA & THE CARRIBEAN REGION rollout of our programmes for grades 7-12. In Honduras, Aflatot has been integrated Aflatoun International received an award of into the national curriculum for all pre- recognition for its contributions throughout school education across the country the project. In Syria, Mobaderoon helped with the support of Childfund and the to adapt Aflatoun’s curricula for peace Ficohsa Foundation. With our partner Plan education, reaching over ten thousand International we implemented Aflateen children and young people in various focusing on the empowerment of teenage parts of the country. In close collaboration girls through financial education in Brazil. with them and other partners operating This is part of a bigger project supported in conflicting zones we developed our by Credit Suisse to tackle girls’ vulnerability new curriculum Life Skills and Financial and increase their economic empowerment. Education for Peace. Together with the In Guatemala, Aflatot and Aflatoun for Moroccan Foundation for Financial children with special needs have been Education and the Ministry of Education, implemented and parents have also we achieved national integration of our adopted Aflateen to be more involved in the curricula for grade 5 in Morocco, ensuring education of their child with the help of our Lanka, Network for Education, Children CEE/CIS the successful delivery of the lessons. implementing partner AMG International. and Youth (NECY), has developed an One of the major scaling up activities innovative communication and advocacy carried out in 2016 was the national Aflatot ASIA programme to support Aflatoun’s brand by training of trainers in Ukraine, bringing The Department of Education in the appointing an Aflatoun Ambassador and together 20 regional coordinators from Philippines, Aflatoun International and actively organising events. Thanks to this, 16 regions. The Ministry of Education our partner organisation, National the number of schools that are interested and Science selected 100 kindergartens Confederation of Cooperatives (NATCCO), in joining the movement is growing every for the pilot year of its Aflatot programme have signed a Memorandum of year. In order to also integrate children with implementation with the support of Understanding with the objective to scale special needs into the 16,000 schools Vinnytsia Regional Public Organisation’s up our programme nationwide. In Mongolia, in Bangladesh, where BRAC implements “School of Equal Opportunities” and Child our content on financial education has our programmes, textbooks in braille and Wellbeing Fund. In Russia, three Aflateen been successfully integrated into national in-depth teacher training are being offered. training sessions were conducted for a pool curriculum under “Business Study” as In China, Beijing Normal University lead of 75 high school level teachers and Aflatot a selective subject. 870 teachers in 21 Aflatoun’s randomised controlled trial of training for 20 kindergarten teachers. provinces and 9 districts were trained 17,000 pupils at several primary schools All of the four trainings were delivered how to teach the Aflatoun curriculum to across the country and its findings will be by Aflatoun’s regional master trainers in assure successful rollout, supported by used for advocacy of national curriculum the Russian Federation and supported our partner Golden Fund for Development integration of social and financial education by the Academy of Public Administration.
AFLATOUN ANNUAL REPORT 2016 AFLATOUN Association (GFDA). Our partner in Sri supported by Be Better. Mercy Corps implemented Aflateen+ in ANNUAL REPORT 2016 AFLATOUN
18 19 20 AFLATOUN ANNUAL REPORT 2016 70 educators. In2016,70 educators. 40ofthesetrained ORAV forits organisedatrainingof trainers In Turkey inthecomingyears. into solidpartnerships organisations, whichisplanned totranslate authorities were established by thepartner the relationshipswitheducational As aresultofthestakeholder meetings andpreschooleducationsystem. curricula for nationalintegrationintotheschool programmes inthesecountries, advocate to upscalesocialandfinancialeducation by Aflatoun’s withtheaim localpartners Slovakia. Themeetingswere organised Erasmus+ projectinLatvia,Lithuaniaand were of conductedwithintheframework plans. In2016threestakeholder meetings of agency, frequencyofsaving andcareer knowledgeofHIV/AIDS,girls’ theirsense 100 villagesinTajikistan, whichimproves EUROPE , Teachers Academy Foundation Republic will benefit from these efforts. Republic willbenefitfromthese efforts. these children, many morepeople inCzech focus onfamiliesandcommunities around Aflatot. Astheprogrammehas aspecific the livesof1800youngchildren through than doubleditsreachby transforming Czech Republic,AISIShasmore ourpartner the youngestchildrenintheircountry. In focusspecificallyon Some ofourpartners programmes intheTurkish language. whowishtorollout of allAflatounpartners materials. Theseareavailable fortheuse contextualising oftheoriginalAflatoun also completedthetranslationand schools. Teachers Academy Foundation to implementtheprogrammeintheir 20 differentcitiesacrossTurkey, started indifferentschools working teachers majority living in poverty andthosewithspecialneeds. majority livinginpoverty In 2016they reached547,930childrenandyoungpeople, the has beenimplementingAflatounprogrammesinBangladesh. Since 2008BRAC, theworld’s largestdevelopment organisation, and planning, which hasanoteworthy teach childrenabout values, budgeting, education. AsAflatoun’s programmes the livesofchildrenthroughquality have thesamemissiontoimprove BRAC both and AflatounInternational with AflatounInternational? Why didtheorganisationdecide towork significant contributiontodevelopment. of Bangladesh-andtriestomake a SDGs alignedtothenationalgoal quality educationforall-oneofthe communities. BRAC aimstoachieve been toschoolfromdisadvantaged of childrenwhodroppedoutornever quality educationtoimprove thelives Education programmehasbeenproviding and microfinance.Since1985, BRAC of Bangladeshineducation, health withthevulnerablepopulation working beginningBRAC hasbeen From thevery children? especially whenitcomestovulnerable toachieve,What doesBRAC try BRAC PROGRAMME HEAD, PROFULLA CHANDRA water, andfireincidents. sanitation, cleanliness, safedrinking develop awareness onvitalissueslike of otherschools.Inaddition, children roads, abandonedplacesandpremises environment indifferent placeslike at plantation fortheimprovement ofthe insocial income. Many childrentake part and plantthemintheiryard forfurther children buyplantsfromtheirsavings domestic animals.Insomeschools family by buyinggoats, ducksandother roletocontributeintheir an important sustainability; forexample, childrenplay entrepreneur andmake asteptowards tobecomeasmall get theopportunity spend itaccordingly. Moreover, children save theirpocket money andplanto behaviour. Childrenarenowableto savings andchangesattitudes on childrenasitinfluencesfinancial The programmeshave ahugeimpact have? Howdoesitaffectthechildren? What istheimpacttheseprogrammes bring apositivechangeintheirlives. to fulfillthedreamsofindividualsand International, wherethe ultimate goalis withAflatoun BRAC hasdecidedtowork Thatiswhy forits’cohort. same learning of qualityeducation, BRAC wants the impact onhumanlifeandarealsoapart OUR WORK 21 AFLATOUN ANNUAL REPORT 2016
OUR WORK
Since the successful pilot of our curriculum for national integration in 2016, financial literacy is being delivered in Kenya from the start of 2017. OUR INNOVATIVE PROGRAMMES Besides ensuring that our programmes This was made possible by the efforts of the These changing times ask for new cover the needs of 21st century children Kenyan Institute of Curriculum Development. materials to meet the needs of children and young people, Aflatoun International and young people worldwide. In close makes sure that teachers and their collaboration with partners and experts master trainers are properly trained in the field we created and continue to to deliver our child-centred, active DAVID NJENGERE , curriculum design and development. develop new curricula and programmes learning method. Apart from offering our SENIOR ASSISTANT The Aflatoun Secretariat also sent their in various areas contributing to achieving programmes in the classroom and out- DIRECTOR, KENYAN Head of Programmes Rediet Abiy for the SDGs. From peace education and of-school clubs, we also developed an INSTITUTE OF two curriculum design and development community development in Syria, to e-learning module Aflateen Digital, enabling CURRICULUM workshops. The participation in the girls’ economic empowerment and anyone with a connection to learn these DEVELOPMENT International Meeting leading to entrepreneurship in Brazil, to environmental vital skills to make positive change. interaction with other countries on the programmes in Pakistan, to career coaching 1. Why did you want to integrate financial integration journey offered in the cocoa communities of Ghana, we We don’t just believe that our social and Aflatoun's social and financial education useful lessons. are growing and diversifying our offer of financial education programmes empower in Kenya? curricula contextualised and tailored to children and young people worldwide Integration of Aflatoun ‘s method in You were one of the lead speakers at achieving the SDGs. to make a positive change, we also Kenya was prompted by the fact that the International Meeting? What was have evidence that Aflatoun’s method is they already had trained state and your main takeaway? effective. Our educational material is one non-state actors on the concept and Participation in the International Meeting of the most well-researched life skills approach which resonated very well with was a very special learning moment for and financial education programmes KICD's (Kenyan Institute of Curriculum me. The opportunity to listen to multiple globally and has been increasingly Development) conceptualisation and perspectives on what works was quite recognised as successful and innovative anticipated approach to integrate financial invaluable. My main takeaway was that by The Brookings Institution and WISE literacy into the national curriculum. it is very important to document all alike. Aflatoun’s education programmes lessons learnt at every step during have shown positive impact on social, From the start of 2017, financial the implementation process. This emotional, financial, and entrepreneurial literacy has been integrated across the helps to reflect on the direction the outcomes. A review of all financial country. How did you achieve this with integration process is taking. Others education programmes found that Aflatoun International? can also learn from your experiences Aflatoun’s method had three times the We achieved this through training and in a more detailed way. behavioural impact than the average. support. First, I benefited from a master trainer programme and KICD curriculum We continue to monitor and evaluate the specialists were also trained. Second, effectiveness of our programmes: we have we received technical support during conducted 91 research studies, including
AFLATOUN ANNUAL REPORT 2016 AFLATOUN six randomised controlled trials, as we are ANNUAL REPORT 2016 AFLATOUN
22 23 OUR WORK
THE BROOKINGS INSTITUTION committed to offer the best possible tools AUKJE TE KAAT, RESEARCH MANAGER The Centre for Universal Education of for children and young people to develop Aflatoun’s evidence on life skills and financial education The Brookings Institution, based in and create better and more sustainable shows that the work we do really makes a difference. Washington DC, is one of the leading livelihoods. After our five-year partnership I’m particularly passionate about our girls’ economic policy organisations focusing on with The MasterCard Foundation we universal quality education particularly completed the Final Aflateen Evaluation empowerment research. The fact that our publications in the developing world. Their report in 2016, looking at the sustainability of are very well received around the world shows the need Millions Learning: the programme. Specific strategies were and momentum for more knowledge on how to enhance Scaling up recommended to foster both continuation gender equality through social and financial education. quality education and growth of the programme. in developing countries, tells In 2016 we also examined how financial the story of education can contribute to girls’ economic where and how empowerment. Our report, based on an effective learning extensive literature review, indicates that interventions in order to truly advance girls’ economic have scaled empowerment, there is the need to up around the world. The Millions combine financial education with social Learning case selected 14 international components. The research is supported programmes for in-depth review as by Credit Suisse as part of their Financial these demonstrated an improvement Education for Girls programme, which is in learning (impact) at scale. Aflatoun implemented by Plan International and International was identified as a best Aflatoun International in Brazil, China, India practice in scaling up quality education and Rwanda. Based on these findings WISE ACCELERATOR for scalability and positive impact. The in developing countries. According to we are developing an ‘Adolescent Girls The World Innovation Summit for Aflatoun Education Platform links a the report key factors to Aflatoun’s Initiative’ which we hope will become of one Education (WISE), established by the library of digitised learning materials success has been fidelity to core of our flagship programmes. Qatar Foundation, selected the Aflatoun on Aflatoun’s social and financial concepts combined with flexibility in Education Platform as one of the five themes with a continuous professional implementation, strategic engagement innovative projects for the 2016-17 WISE development course for teachers. The with national governments and strong Accelerator programme, recognising modules deal with both programme partnerships with central banks and education projects from around the globe implementation and active-learning other like-minded organisations such for their innovative approach to solve the methods that are transferrable to any as UNICEF. Interestingly, among the 13 real-world obstacles to education. The learning subject. The platform, therefore, other initiatives, four are already using WISE Accelerator programme is dedicated is the next step towards improving the the Aflatoun methodology to empower to supporting and developing innovative quality of the Aflatoun programme and
AFLATOUN ANNUAL REPORT 2016 AFLATOUN children in their programmes. education initiatives with high potential education in general. ANNUAL REPORT 2016 AFLATOUN
24 25 MARGRIET SCHREUDERS, HEAD OF CHARITIES, THEMES OF 2016 NATIONALE POSTCODE LOTERIJ AND BEYOND
FOSTERING PEACE IN TURBULENT TIMES adapted to a (post) conflict context. The The Nationale Postcode Loterij supports need – social and financial education Globally, an estimated 230 million children programme has the potential to assist in 99 charities with more than 314 million – which is (relatively) untouched by live in areas affected by armed conflict, conflict transformation by giving children euro – how does it work? other organisations. On top of that, which are home to more than one third and young people the skills to promote Annually, we support 99 charities we are truly impressed to see how of the world’s out-of-school children. As understanding and critical thinking vital to that work in the humanitarian or fast the organisation has grown and conflict pushes more families into poverty, analyse the underlying cause(s) of conflict. environmental field, either in the strengthened. children are increasingly vulnerable to They become active participants in society Netherlands or abroad, with fixed exploitation. They are likely to leave school and can develop their skills to stimulate and un-earmarked donations. These Thanks to you generous support in early and take up dangerous, very often local economies through the creation of organisations can be considered for an 2016 we have been able to develop our poorly paid work. Dire economic conditions micro enterprises, which has the power to extra grant for a special project or for a peacebuilding programme, which can also push young girls into early marriage contribute to sustainable peacebuilding. contribution from our Dream Fund. The help children in conflict areas but also with all its associated risks. latter is meant to give brave, pioneering young refugees arriving in their host Life Skills and Financial Education for initiatives a chance. Besides this, a country. So your support has enormous Insecurity has become a primary Peace was designed with partners in few organisations receive a one-off impact – how does that make you feel? development challenge of our time and with Syria, South Sudan, DR Congo, and the contribution. That feels wonderful, of course! The an increase in humanitarian emergencies, Balkans and was launched at a special participants of the Postcode Loterij make more people have been affected, involving event at our International Meeting. Thanks Your support is invaluable to us. How do this all possible so we are very grateful complex transition and recovery processes. to the support of the Nationale Postcode you feel about our collaboration? to them. There is a need for a learning programme Loterij and Erasmus+ we have been We experience our collaboration with aimed at children and young people to able to develop this unique programme Aflatoun International as very positive address these challenges to support social fostering peace, which is now ready to be and valuable. Your work empowers stability by fostering a culture of peace implemented in conflict-affected zones. children and young people with financial and prepare them for the developmental We also hope to use this peacebuilding skills, transforming dependence into demands of their communities. tool in other fragile settings, helping independence, which is extremely young refugees, child soldiers and other important and that is why we want Therefore, we developed Life Skills and vulnerable young people to build their new to support you. It is amazing how
AFLATOUN ANNUAL REPORT 2016 AFLATOUN Financial Education for Peace, which is lives and communities. Aflatoun International is filling an urgent ANNUAL REPORT 2016 AFLATOUN based on the Aflatoun curriculum but
26 27 EVA HALPER, DIRECTOR CORPORATE CITIZENSHIP, CREDIT SUISSE
GIRLS’ ECONOMIC EMPOWERMENT political context in the world they live in. A Can you tell us more about Credit The policy brief on Girls’ Economic Globally, there are 600 million adolescent female is economically empowered when Suisse’s Global Education Initiative? Empowerment has been well received – girls in developing countries who face she has both the ability to succeed and Since 2008, Credit Suisse’s Global what are the findings? persistent discrimination and violence. advance financially and the power to make Education Initiative has been supporting The policy brief discusses research, Many are at risk of dropping out of school, and act on economic decisions. selected international development which shows that financial education early marriage and childbirth, FGM and organisations to improve the education programmes for girls are most negative health outcomes, including This improved financial capability, and opportunities for thousands of school- successful when they contain both contracting HIV/AIDS. These threats affect encouragement of saving in particular, can age children and young people worldwide. financial and social components. their future plans as they frequently have positively influence educational attitudes, The initiative has been able to have One of our key findings is that the limited opportunities to gain the education, health outcomes, social protection and real impact through strong partnerships majority of programmes do combine knowledge, resources, and skills that can entrepreneurial success. Through both delivering high-quality locally relevant financial education with non-economic lead to economic advancement, diminishing direct and indirect pathways, financial programmes. Building on its success, components, such as life skills their career prospects. education should be able to contribute to we rolled out a new programme in 2014 education and/or health education. building a solid foundation for economic providing financial education and life In the policy brief we also present a Programmes that seek to expand those empowerment, ultimately leading to skills training to adolescent girls in Theory of Change which highlights the opportunities, such as containing social and positive, long-term societal change and Brazil, China, India and Rwanda. contextual factors that influence the financial education, can be critical levers for economic growth. effectiveness of financial education for change in adolescent girls’ lives; helping Why partner with Aflatoun International girls, clearly demonstrating the need for them to gain independence, establish good Aflatoun International has been partnering to implement the Financial Education for holistic thinking in programme design, in financial habits, and improve their future with Plan International in Credit Suisse’s Girls programme? which an enabling environment is really prospects for decent work. Helping girls gain Global Education Initiative on the Aflatoun International’s expertise in important to create a positive learning control of the decisions that affect them company’s Financial Education for Girls delivering financial education and environment for all girls. can help break the intergenerational cycle programme. Launched in 2014, the tailoring the curricula to local and/or of poverty and inequality. partners aim to provide financial education specific needs makes the organisation What is next, anything exciting in the and life skills training in Brazil, China, a good fit to our signature programme. pipeline for this partnership next year? Social education may include life India and Rwanda to adolescent students, By using Aflatoun's methodology we aim Credit Suisse intends to continue skills, interpersonal networking, peer particularly girls. to increase both the financial capacity supporting Financial Education for relationships, communication, and of participants and their awareness of Girls for the foreseeable future and we personality development. Economic their social and economic rights, so the look forward to furthering our impact empowerment allows adolescent girls to Financial Education for Girls programme in this third year of implementation, maximise their opportunities, providing helps girls and young people to better adapting our methodology with the them with the knowledge and skills to take prepare for life's challenges, to fulfil their support of Aflatoun International who advantage of their choices. At the same potential, taking full advantage of the is an important technical expert in our time, they are given the power and voice economic opportunities available to them programme. to determine their best course of action as they transition into adulthood.
AFLATOUN ANNUAL REPORT 2016 AFLATOUN by influencing the individual, social, and ANNUAL REPORT 2016 AFLATOUN
28 29 THEMES OF 2016 AND BEYOND
DESMOND "Thanks to the Aflateen programme I am more motivated and confident. I discovered what I want to do in the future. I would like to become a personal trainer. Every Friday, I already go to the gym with my Aflateen teacher to train him."
YOUTH EMPLOYABILITY Somalia and Nigeria, empowering them to AFLATEEN IN THE NETHERLANDS pilot phase, thanks to Productief Leren and Youth employability is one of the most learn the skills and unleash their talents In June 2016 we launched Aflateen in StartUp4Kids, the Aflateen method has pressing issues in the current world to improve their career prospects in a the Netherlands at a special celebratory been adapted to the Dutch context and economy, with over 70 million under the job or as an entrepreneur. We also want event in Amsterdam. The programme started rolling out across schools. One of age of 25 without a job. It has become to make sure that young people make targeting teenagers plays an important the students who took part in the pilot, a key theme in the sustainability debate, the most of the opportunities available role in addressing issues faced by young who after dropping out of school, picked which will be a determining factor in to them, such as in agriculture. In people today. Aflateen aims to reach up his education again with the help of the the success of the SDGs. Therefore, collaboration with Solidaridad we started the most vulnerable young people, from programme, was awarded the first Dutch we adapted Aflateen with a focus on working with young people from cocoa disadvantaged backgrounds or drop- Aflateen curriculum. employability and entrepreneurship, communities of Ghana, to shift from outs, with the goal to empower them to enabling young people to prepare for the subsistence farming to becoming farming make a positive change to their lives and demanding job market. With the support of entrepreneurs and ensure a viable career communities. This greatly improves their SOS Children’s Villages and their initiative in this struggling market. opportunities for the future, as it prepares The Next Economy we have developed them for a complex and turbulent job
AFLATOUN ANNUAL REPORT 2016 AFLATOUN materials aimed at young people in Mali, market. Following a successful training and ANNUAL REPORT 2016 AFLATOUN
30 31 THEMES OF 2016 AND BEYOND
AFLATOUN INTERNATIONAL MEETING
GLOBAL AFLATOT TRAINING reinforced the important role families have The Aflatot Global Workshop was held in in children’s pre-school education and the April 2016, which was a crucial milestone need for coordination between the school The Aflatoun International Meeting is a to the Sustainable Development Goals for scaling up the early childhood and home environment. It also enabled bi-annual conference that brings together (SDGs). programme. Partners and experts from new partnerships and further expansion stakeholders, partners and the entire around the world gathered in Volendam, of Aflatot. network of Aflatoun International to share, Some of the leading voices in this the Netherlands, to launch the revised inspire and be inspired. Our fifth Aflatoun field were heard on the conference day manual with its new family involvement International Meeting took place in The including, David Nabarro, UN Special strategy and tools. They discussed Hague, the Netherlands from 2nd to 4th Adviser on the 2030 Agenda for possible strategies for the adaptation and November. This major event attracted 180 Sustainable Development and Climate integration of the new family involvement people from all over the world to exchange Change, Luvuyo Mandela, founder of and tools in different contexts. For experiences and ideas to take the social Tyathumzi, South-Africa, Hans Doctor, newcomers it was the perfect opportunity and financial education movement into its Director of Sustainable Development, to learn from experienced partners and, next strategic period. The overall theme Dutch Ministry of Foreign Affairs, Jean in turn, provide fresh perspectives on of this year’s International Meeting was Ernest Mssena Ngalle Bibehe, Minister
AFLATOUN ANNUAL REPORT 2016 AFLATOUN early childhood education. The workshop Social and Financial Education Contributing of Secondary Education and Jenny ANNUAL REPORT 2016 AFLATOUN
32 33 THEMES OF 2016 AND BEYOND
DAVID NABARRO, SPECIAL ADVISER TO THE UNITED NATIONS SECRETARY- LUVUYO MANDELA, GENERAL ON THE 2030 AGENDA FOR SUSTAINABLE FOUNDER OF TYATHUMZI, YOUTH VOICE, SOUTH AFRICA DEVELOPMENT AND CLIMATE CHANGE
“The key take away message is the urge for collaboration. “With movements like Aflatoun we hope that children not We all work in complex spaces, there is a lot of information only survive, but that they will thrive in an increasingly and we need insights into how we can use that in a complex and interconnected world. Long-lasting and tangible way. Crucial is, when speaking about financial enduring change as foreseen in the 2030 SDG vision will topics, to highlight that social entrepreneurship allows only be realised if we fully equip children and young people children to look at how young people can also engage. with the tools needed to engage with the challenges of They shouldn't wait for large institutions or adults to the future. They need to be equipped with the right skills translate problems for them, but for them to be able to - that means raising a financially literate, and a socially contribute themselves.” empowered generation.”
Perlman Robinson, Fellow, The Brookings The last days of the event focused on of Aflatoun's digital refresher-training trainer Paul Moclair showed an enthusiastic Institution. Various discussions took place Aflatoun’s partner network. Our CEO platform that was made possible through audience examples of self-study modules about the empowerment of children and Roeland Monasch presented the New generous support of Orange Foundation. that include tasks such as reading texts, young people, the SDGs and how social Strategy 2016-2020 to partners attending, The platform aims to provide continuous watching animation and tests. The platform and financial education can fulfil the SDGs. which was followed by various break-out professional support to teachers and has been designed for both online and sessions on models for youth employment trainers who have already attended face- offline use. At the end of the first day we held a and entrepreneurship, digital learning as to-face teacher training. Aflatoun's Master reception to officially launch Aflatoun’s an accelerator, early childhood education new peacebuilding curriculum. The for a sustainable future and empowering programme fostering peace and community adolescents. The Secretariat also development was made together with presented on its work, how to effectively many partners and especially in close support and collaborate with partners. collaboration with Syrian organisation In regional spaces partners and various Mobaderoon. The first copy of the organisations convened to discuss ideas peacebuilding manual was handed over to and action points on how to advance the its founder Ghada Rifai who then read a Aflatoun programmes in their region. message of peace and hope from pupils
AFLATOUN ANNUAL REPORT 2016 AFLATOUN back in Syria. A special mention deserves the launch ANNUAL REPORT 2016 AFLATOUN
34 35 THE AFLATOUN BRAND
On Aflatoun Day, everyone in our network, day is the strong sense of being part of this children, young people, teachers and huge but very special Aflatoun family. partners, takes part in various activities to celebrate the activities, aspirations and One of our key objectives in 2016 has ethos that define Aflatoun International. been to start building a stronger Aflatoun The 17th of March 2016 kicked off with brand - our network identifies with and our annual worldwide Skype calls - starting new members want to join - to support our between the Philippines and Sri Lanka strategic intent and strengthen our joint and ending between Colombia and Peru efforts. Our brand is about offering this - in which young people from Aflatoun unique and complete education package programmes talked to one another and empowering children and young people shared their experiences. Many partners to build a more sustainable future. With organised their own celebratory events to the help from Amsterdam Worldwide our mark Aflatoun Day, such as workshops, new logo was designed to represent our markets and plays featuring our outer organisation, which now features on all our space character. The best thing about this communications.
Aflatoun @Aflatoun Our #partneroftheweek: Children International Ecuador: @children #education #ecuador http://www.aflatoun.org/partner-week-children- international-ecuador/... #empowering pic. twitter.com/lyUN58zExE
Aflatoun @Aflatoun Mr. Brouwer from @Wijzeningeld presenting on #financialeducationin The Netherlands for the #AflateenNL launch pic.twitter.com/ ZCmBP2rqyS AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
36 37 THE AFLATOUN BRAND
12,233 People Reached Aflatoun International Published by Menno Aflatoun [?] • 15 September 2016 • 942 Reactions, comments & shares Our CEO Roeland Monasch wrote an opinion piece for the Huffington Post on how social & financial education contributes to the SDGs. 915 886 28 Like On post On shares
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This helped create our larger, distinctive our storytelling platform to bring the full education. Kojo’s business has quadrupled CNN International, Bloomberg, and so on – visual look, our brand identity, which was impact of Aflatoun’s philosophy to life. ever since. He now has four bikes and Kojo’s Bikes is definitely on the highway vital to design all our new publications, plans on having bike shops all across to success! strengthen our social media and also to KOJO’S BIKES Africa one day. develop our new website. We launched Since Aflatoun International turns this back in August, giving a better dependence into independence, we This story needs to be told in order overview of all our programmes, research decided to shine the spotlight on a true to empower more children and young and partners, providing tomorrow’s success story that encapsulates exactly people to make a positive change for entrepreneurs with the tools to create a that. Enabled by a small, passionate a sustainable future. So after a sneak sustainable future. We celebrate the core and talented team of volunteers from preview during Roeland Monasch's of our foundational strength by featuring Amsterdam Worldwide, Kojo’s Bikes, the interview on Dutch morning TV show our network members in our Partner of success story of a young entrepreneur Koffietijd and the official launch at the the Week series. Our new website also was filmed in Ghana. Our promo video International Meeting followed by our features stories about what matters most, shows how Kojo has turned his life own social media presence, next year the Aflatoun children and young people around with one simple idea: renting out sees a bigger push on global media
AFLATOUN ANNUAL REPORT 2016 AFLATOUN worldwide. We would like to turn this into his bike and saving the money for his channels. Just think The Economist, ANNUAL REPORT 2016 AFLATOUN
38 39 RESOURCES EXPENDED
Concept 8% RESOURCES Programme 29% Network 43% Fundraising 5% Operations and Administration 15%
The Financial Statements have been to those children and young people who The MasterCard Foundation for Aflateen prepared in accordance with the Dutch benefit most from an Aflatoun education. and Auridis for Aflatot. Accounting Standard for Fundraising It is only through such support that Institutions (RJ 650). Compliance with Aflatoun International can continue to Invaluable pro bono support was received this guideline is a requirement of the provide the breadth and scope of its from Salesforce, Amsterdam Worldwide, EY, CBF (Central Bureau on Fundraising). programmes and training to such a Zorg van de Zaak, Oliver Wyman, Google All expenditure is directly related diverse range of partners. Grants and Credit Suisse, contributing to Aflatoun’s goal ‘to socially and €361,635 towards our work in 2016. financially empower children and young Aflatoun International receives income from people so they can act as agents of a range of donors - corporate, philanthropic RESOURCES EXPENDED change in their own lives for a more and institutional - to fund its activities. Expenses in 2016 were made according to equitable world’. The funding received Increasingly, we have been diversifying our three strategic objectives: Concept (8%), from difference sources is recognised funding streams, developing new income Programme (29%) and Network (43%). as income on the basis of approved generation opportunities to ensure our Additional expenses were made towards project funds. Whenever there are financial stability in the long-term. Fundraising (5%), and Operations and multiple year contracts the income Administration at (15%). A full report is allocated to each year is taken from the The Nationale Postcode Loterij provided provided in our annual accounts. contract. The proportion of Aflatoun’s essential core costs towards our overhead costs relating to these funds operational budget, whilst Credit Suisse is allocated to the year in question on continued its support for the empowerment an actual cost basis. of girls across the world as part of their Global Education Initiative. Other major INCOME GENERATED supporters include Erasmus + from the The generosity of our donors and pro European Union’s Civil Society programme, bono partners in 2016 enabled us Orange Foundation who have supported
AFLATOUN ANNUAL REPORT 2016 AFLATOUN to provide a life-changing experience components of our Aflateen digital platform, ANNUAL REPORT 2016 AFLATOUN
40 41 CONSOLIDATED STATEMENTS
CONSOLIDATED STATEMENTS
STATEMENT OF INCOME AND EXPENSES FOR THE PERIOD ENDED DECEMBER 31, 2016
Actual 2016 Budget 2016 Actual 2015 BALANCE SHEET - DECEMBER 31, 2016 (unaudited) EUR EUR EUR 2016 2015 Source of income EUR EUR Income from own organisational fundraising 1,736,384 1,471,799 2,425,592 ASSETS Income actions third parties 500,000 500,000 500,000 Fixed assets Income from government - - - Tangible fixed assets 12,459 4,888 Interest income 980 - 5,881
Current assets Total income 2,237,364 1,971,799 2,931,473 Receivables and prepayments 192,544 128,547 Cash at banks and in hand 747,627 1,424,978 EXPENSES Expenses made for Strategic Objectives Total assets 952,630 1,558,413 Objective 1: Concept 192,453 256,550 576,444 RESERVE, FUND AND LIABILITIES Objective 2: Programme 718,390 841,263 817,119 Objective 3: Network 1,064,801 678,030 639,554 Reserve and Fund Continuity reserve 464,628 572,456 Total expenses made for Strategic Objectives 1,975,644 1,775,843 2,033,117 Destination Fund 116,299 255,456 Expenses for fundraising 133,487 173,755 226,134 Total Reserve and Fund 580,927 827,912 Operational and administrative expenses 375,218 502,370 419,591
Current liabilities 371,703 730,501 Total expenses 2,484,349 2,451,968 2,678,842
Total Reserve, Fund and liabilities 952,630 1,558,413 Balance of Income and Expenses (246,985) (480,169) 252,631 AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
42 43 GENERAL GENERAL INFORMATION INFORMATION
MANAGEMENT TEAM Roeland Monasch ([email protected]) Chief Executive Officer Simon Bailey ([email protected]) Director of Partnerships and Innovation Name Aflatoun International Michael Golsworthy ([email protected]) Head of Finance and Administration Founded 27 June 2005 Legal form Foundation (Stichting) Emmy Dexel ([email protected]) Head of Communications Rediet Abiy ([email protected]) Head of Programmes Address Overschiestraat 184 Hassan Mahtat ([email protected]) Head of National Policy and Strategies 1062 XK Amsterdam, the Netherlands Website www.aflatoun.org Email [email protected] The leadership and supervision of Aflatoun The Board meets twice a year and sets the Telephone +31 20 760 1340 International is regulated by the Articles of overall guidelines for strategy and policies. Fax +31 20 626 2118 Association. The leadership of the Aflatoun The CEO attends the meetings of the Board, Secretariat is in the hands of the CEO unless the Board decides otherwise. The Link to Articles of Association http://tinyurl.com/aflatoun and the supervision in the hands of the CEO and the heads of the department form Registration Chamber of Commerce, the Netherlands Board. Supervisory duties of the Board the Management Team, who meet weekly to Commercial Register No. 34229026, 29 June 2005 are clearly separated from the operational discuss executive matters. responsibilities of the CEO and the Charity or Not-for-profit (tax free) as defined in Section Secretariat staff. non-profit organisation 5b of the Dutch General State Taxes Act (Algemene Wet inzake Rijksbelastingen, "WAR") BOARD With the status of a Public Benefit Organisation Rob Becker Chair (The ANBI’s RSIN/Tax number: 814607196) since Jeroo Billimoria Founder & Deputy Chair 1 January 2008 (www.belastingdienst.nl/rekenhulpen/ giften/anbi_zoeken) Olivier van Riet Paap Treasurer Brian Elliott Member Liliana Rotaru Europe Regional Representative Roger Kaffo Fokou Francophone Africa Regional Representative EMPLOYEE HEADCOUNT Brian Lariche Asia Regional Representative 2015 2016 Rishad Byramjee Meljol Special Representative Patricia Fafa Formadi Anglophone Africa Regional Representative Employee Headcount (average over the year) 24 23 Belinda Portillo Americas Regional Representative Total FTE 20.5 20.9 Muhannad Jarrah Mena Regional Representative AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
44 45 WITH THANKS TO WITH THANKS TO OUR IN-KIND CONTRIBUTORS Kenya ❱❱Amsterdam Worldwide ❱❱Action for Child Development Trust ❱❱Credit Suisse (ACDT), ❱❱EY Nederland ❱❱ChildFund Kenya ❱❱Google Grants ❱❱Child Savings Kenya ❱❱Oliver Wyman ❱❱Kenya Institute of Curriculum OUR CONTRIBUTORS ❱❱Salesforce Development ❱❱Auridis GgMBh ❱❱Scribble ❱❱SOS Children's Villages ❱❱Batonga Foundation ❱❱Catholic Relief Services Lesotho ❱❱COMO Foundation OUR PARTNERS ❱❱Catholic Relief Services ❱❱Credit Suisse ❱❱Erasmus + ANGLOPHONE AFRICA Malawi ❱❱European Investment Bank Botswana ❱❱GOAL ❱❱Fondation Orange ❱❱Project Concern International ❱❱Fonds 21 ❱❱Stepping Stones International Mozambique ❱❱Gemeente Den Haag ❱❱Associação Wona Sanana ❱❱Girl Effect Ethiopia ❱❱Dorcas Aid ❱❱ING ❱❱ChildFund Ethiopia ❱❱Injaz ❱❱Future Hopes Integrated Development Nigeria ❱❱Nationale Postcode Loterij Organization (FHIDO) ❱❱Linking the Youth of Nigeria through ❱❱NCBA CLUSA ❱❱World Vision Exchange (LYNX) ❱❱Open Society Foundations ❱❱Dires House of Sports ❱❱National Commission for Mass Literacy, ❱❱Opportunity International ❱❱Dorcas Aid Adult and Non- Formal Education ❱❱Plan International ❱❱Hiwot Integrated Development ❱❱SOS Children's Villages ❱❱Rabobank Foundation Organization ❱❱Nigeria Education Research Development ❱❱Roundtable on Sustainable Palm Oil ❱❱Save the Children Council (NERDC) ❱❱Royal Vopak NV ❱❱Scotiabank Ghana Rwanda ❱❱Solidaridad ❱❱New Dawn for Social Development ❱❱ Plan International ❱❱SOS Kinderdorpen ❱❱Savana Signatures ❱❱ Association of Micro-finances Institutions ❱❱The MasterCard Foundation ❱❱Solidaridad in Rwanda (AMIR) ❱❱UNICEF ❱❱Association of Churchbased Development ❱❱United Nations Environment Program NGO’s (ACDEP) Sierra Leone ❱❱ChildFund Sierra Leone
AFLATOUN ANNUAL REPORT 2016 AFLATOUN ❱❱GOAL ANNUAL REPORT 2016 AFLATOUN
46 47 WITH THANKS TO
Togo South Africa ❱❱Fédération des Syndicats de l'Education ❱❱Mfesane Nationale (FESEN) ❱❱Star Savers-Banking Association of South ❱❱Ministère des Enseignements Primaire, Africa Secondaire et de la Formation Professionnelle Swaziland ❱❱Micro Finance Unit of Swaziland/Ministry MIDDLE EAST & NORTH AFRICA of Finance Bahrain ❱❱Bahrain Women Union Uganda ❱❱Catholic Relief Services Egypt ❱❱National Curriculum Development Center ❱❱Egyptian Banking Institute (NCDC) ❱❱Life Vision for Development/Dorcas ❱❱Private Education Development Network ❱❱Plan International (PEDN) Iran Zimbabwe ❱❱Business Excellence Consultancy Group ❱❱Junior Achievement Zimbabwe Jordan FRANCOPHONE AFRICA Cote d’Ivoire Mali ❱❱Injaz Benin ❱❱Defense for Children International ❱❱Centre d'Appui à la Microfinance et au ❱❱Jordan River Foundation ❱❱Batonga Foundation Développement ❱❱Near East Foundation ❱❱Groupe d'action pour la justice et l'égalité Democratic Republic of Congo ❱❱Groupe d’Appui aux Programmes sociale ❱❱Association Pour la Promotion de Kuwait l'Education Chrétienne Mauritius ❱❱Al-Waha Nursery Burkina Faso ❱❱Action de Développement pour la Femme ❱❱Halley Movement ❱❱Association pour la Promotion Féminine et l’Enfant Lebanon de Gaoua Niger ❱❱Ministry of Social Affairs -The Higher Guinea- Bissau ❱❱Association pour la Défense des Enfants Council for Childhood Cameroon ❱❱Organização dos escoteiros da Guiné- du Niger ❱❱Beyond ❱❱Ministère des Enseignements Bissau ❱❱Young Men’s Christian Association - YMCA Secondaires Senegal ❱❱Syndicat National Autonome de Madagascar ❱❱Centre Sportif Fayda Libya l'enseignement Secondaire ❱❱Association professionnelle des ❱❱Oceanium ❱❱Child Rights Association
AFLATOUN ANNUAL REPORT 2016 AFLATOUN institutions de microfinance ❱❱World Vision Senegal ANNUAL REPORT 2016 AFLATOUN
48 49 WITH THANKS TO
Morocco United Arab Emirates Colombia Haiti ❱❱Morocan Foundation for Financial ❱❱Ministry of Education-Dubai Educational ❱❱Fundación Cooperativa Financiera de ❱❱Parole et Action Education (Central Bank of Morocco) Zone Antioquia - Financial Cooperative of ❱❱Bayti Association ❱❱Dubai Police General Headquarters; Antioquia Honduras Represented by General Department ❱❱Children International ❱❱Ministry of Education (Secretaria Occupied Palestinian Territory of Human Rights in Dubai Police ❱❱Coomuldesa Foundation de Educacion) ❱❱Community Development Society ❱❱ChildFund for Thought and Culture Yemen ❱❱Costa Rica ❱❱Children International ❱❱Library on Wheels ❱❱Children Protection Initiative ❱❱Paniamor ❱❱Compartir ❱❱For All Foundation ❱❱Ficohsa Foundation Saudi Arabia Dominican Republic ❱❱Plan International ❱❱Awareness Center For Educational LATIN AMERICA & THE CARIBBEAN REGION ❱❱Children International Consulting (Wa3i) Argentina Mexico ❱❱Arab Urban Development Institute ❱❱Ejercicio Ciudadano Ecuador ❱❱ChildFund ❱❱ChildFund ❱❱Children International Somalia Bolivia ❱❱Children International ❱❱Educa Foundation ❱❱Solidarity Youth Voluntary Organization ❱❱ChildFund ❱❱CRISFE Foundation ❱❱Observa AC ❱❱Plan International ❱❱Plan International ❱❱Sura Mexico Sudan ❱❱World Vision ❱❱World Vision ❱❱Plan International El Salvador ❱❱Sudanese Coalition for Education for All Brazil ❱❱Gloria de Kriete Foundation Nicaragua ❱❱ChildFund ❱❱Plan International ❱❱Plan International Syria ❱❱Plan International ❱❱Mobaderoon ❱❱World Vision Guatemala Panama ❱❱AMG International Guatemala ❱❱Institute for the Development of Women Tunisia Chile ❱❱ChildFund and Children - IDEMI ❱❱Enda Arabe ❱❱FOSIS - Fondo de Solidaridad e Inversión ❱❱Children International Social ❱❱Riecken Libraries Paraguay ❱❱National Consumer Service - SERNAC ❱❱Niños de Guatemala ❱❱Paraguayan Foundation for Cooperation ❱❱Plan International and Development
AFLATOUN ANNUAL REPORT 2016 AFLATOUN ❱❱Plan International ANNUAL REPORT 2016 AFLATOUN
50 51 WITH THANKS TO
Peru Cambodia Pakistan ❱❱Ministry of Education (Ministerio ❱❱ Kampuchean Action for Primary Education ❱❱ Ministry of Climate Change de Educacion) ❱❱Diocesan Education Centre ❱❱CARE International China ❱❱FINCA Peru ❱❱ Be Better Philippines ❱❱Organización Para el Desarrollo ❱❱Plan International ❱❱ Department of Education Ambiental y la Educación - ODAER Philippines ❱❱Plan International India ❱❱National Confederation of Cooperatives ❱❱Vision Solidaria ❱❱ Himachal Pradesh Department ❱❱World Vision of Education Sri Lanka ❱❱ Meljol ❱❱ Network for Education Children and Puerto Rico ❱❱Children International Youth ❱❱Nuestra Escuela Inc. ❱❱Plan International ❱❱Thailand Suriname Indonesia ❱❱ Asia Foundation ❱❱Stichting Projekten Christelijk ❱❱ Institute of Islamic Education and Social Onderwijs Studies - LEKDIS Nusantara Timor Leste ❱❱ Childfund ❱❱ Childfund ❱❱United States ❱❱Children International Lao CEE/CIS ❱❱ Ekphatthana Microfinance Institution Armenia Uruguay ❱❱Children of Armenia Fund ❱❱Institute of Economic and Social Malaysia ❱❱Junior Achievement Armenia Promotion of Uruguay - IPRU ❱❱ Humana Child Aid Society Sabah ❱❱ Asia Foundation Azerbaijan Venezuela ❱❱ Agensi Kaunseling dan Pengurusan Kredit ❱❱Reliable Future Youth Organization ❱❱University of Carabobo Mongolia Belarus ASIA ❱❱Golden Fund for Development Association ❱❱Information Center for Human and Child Afghanistan (Central Bank of Mongolia) Rights ❱❱BRAC Afghanistan ❱❱National Bank of Republic of Belarus ❱❱ Womanity International Myanmar ❱❱ Yinthaw Foundation Georgia Bangladesh ❱❱Association ATINATI ❱❱ BRAC Bangladesh Nepal ❱❱Foundation for Development of Human ❱❱Concern Universal ❱❱ Child Workers in Nepal Concerned Centre Resources
AFLATOUN ANNUAL REPORT 2016 AFLATOUN ❱❱ Junior Achievement ❱❱National Youth and Children’s Palace ANNUAL REPORT 2016 AFLATOUN
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Kazakhstan Uzbekistan ❱❱Public Organization Center for Initiative ❱❱Center for Economic Development Support EUROPE Latvia Albania ❱❱Society of Children’s Social and Financial ❱❱Partnere per femijet Education Bosnia and Herzegovina Lithuania ❱❱ Co-operating Netherlands Foundations ❱❱Lithuanian Children’s Fund for Central and Eastern Europe ❱❱ MIOS-Interactive Open Schools Moldova ❱❱Vesta ❱❱Center Indigo ❱❱Children Communities and Families Bulgaria Moldova ❱❱ Integra ❱❱Institute of Educational Sciences Czech Republic Slovakia ❱❱ AISIS ❱❱Open Society Foundation Montenegro for Community Action and Transformation Greece ❱❱ NGO Children First ❱❱Policy Center for Roma and Minorities Russian Federation ❱❱ ERGO Learning for Life ❱❱ NOROC ❱❱Academy of Public Administration ❱❱SOS Kinderdorf The Netherlands ❱❱Association of Teachers working with ❱❱Day for Change Serbia Gifted Children “PROD” Iceland ❱❱Productief Leren ❱❱ Pomoc Deci (Udruzenje gradjana) ❱❱ Institute for Financial Literacy ❱❱ StartUp4kids Tajikistan Turkey ❱❱Mercy Corps Kosovo Poland ❱❱ Habitat Center for Development and ❱❱ Kosovo Education Centre ❱❱ Science for Environment Foundation Governance Ukraine ❱❱SOS Children's Villages ❱❱ORAV ❱❱Child Well Being Fund Portugal ❱❱Vinnytysa Regional Public Organisation ❱❱Macedonia ❱❱ Associação de Instituições de Crédito “School of Equal Opportunities” ❱❱ Centre for Human Rights and Conflict Especializado ❱❱Banking University Resolution ❱❱Ministry of Education and Science of ❱❱ Bureau for Development of Education Romania Ukraine, Preschool Education Department ❱❱ Foundation PACT - Partnership AFLATOUN ANNUAL REPORT 2016 AFLATOUN ANNUAL REPORT 2016 AFLATOUN
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TURNING DEPENDENCE INTO INDEPENDENCE
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